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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
OPERATING ACTIVITIES:    
Net income $ 30,606 $ 28,092
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization on investment securities and low-income housing investments 1,555 1,438
Net accretion and amortization on loans (639) (618)
Unrealized and realized losses on equity securities with readily determinable fair value (61) 4
Depreciation of premises and equipment 1,944 1,594
Amortization of mortgage servicing rights 426 490
(Recovery) loss of mortgage servicing rights 0 0
Provision for on-balance sheet exposures 30,622 26,766
Provision for off-balance sheet exposures (110) 210
Net gain on sale of mortgage loans held for sale 80 (420)
Origination of mortgage loans held for sale (27,046) (15,942)
Proceeds from sale of mortgage loans held for sale 18,773 16,630
Net gain on sale of consumer loans held for sale (3,405) (2,534)
Origination of consumer loans held for sale (188,347) (207,222)
Proceeds from sale of consumer loans held for sale 196,584 210,199
Writedowns of other real estate owned 53 52
Deferred compensation expense - Class A Common Stock 301 331
Stock-based awards and ESPP expense - Class A Common Stock 160 438
Amortization of right-of-use assets 1,481 1,544
Accretion of operating lease liabilities (1,463) (1,550)
Increase in cash surrender value of bank owned life insurance (754) (635)
Net change in other assets and liabilities:    
Accrued interest receivable (1,878) (2,502)
Accrued interest payable 2,832 103
Other assets (5,489) (5,402)
Other liabilities 14,999 19,670
Net cash provided by operating activities 71,224 70,736
INVESTING ACTIVITIES:    
Net cash proceeds paid in acquisition   (40,970)
Purchases of available-for-sale debt securities (50,000) (25,000)
Purchases of held-to-maturity debt securities   (25,000)
Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities 54,220 54,066
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 133 278
Net change in outstanding warehouse lines of credit (123,526) (53,805)
Purchase of correspondent loans, including premiums paid   (8,731)
Net change in other loans 66,188 19,670
Net purchases of Federal Home Loan Bank stock (19,959) (16,793)
Investments in low-income housing tax partnerships (2,710) (1,172)
Net purchases of premises and equipment (2,090) (1,688)
Net cash used in investing activities (77,744) (99,145)
FINANCING ACTIVITIES:    
Net change in deposits 367,486 40,145
Net change in securities sold under agreements to repurchase and other short-term borrowings (13,096) (82,544)
Payments of Federal Home Loan Bank advances (110,000)  
Proceeds from Federal Home Loan Bank advances   13,000
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 156 138
Net proceeds from Common Stock options exercised and equity awards vested (1,100) (84)
Cash dividends paid (7,130) (6,646)
Net cash (used in) provided by financing activities 236,316 (35,991)
NET CHANGE IN CASH AND CASH EQUIVALENTS 229,796 (64,400)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 316,567 313,689
CASH AND CASH EQUIVALENTS AT END OF PERIOD 546,363 249,289
Cash paid during the period for:    
Interest 30,882 7,611
Income taxes 570 471
SUPPLEMENTAL NONCASH DISCLOSURES:    
Mortgage servicing rights capitalized 118 127
Transfers from loans to real estate acquired in settlement of loans 169  
Transfers from loans held for investment to held for sale $ 69,464  
Right-of-use assets recorded   $ 722