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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
INTEREST INCOME:        
Loans, including fees $ 87,222 $ 72,200 $ 206,129 $ 164,809
Taxable investment securities 4,528 4,784 8,980 9,387
Federal Home Loan Bank stock and other 5,950 2,070 13,223 5,214
Total interest income 97,700 79,054 228,332 179,410
INTEREST EXPENSE:        
Deposits 25,773 11,216 52,769 16,094
Securities sold under agreements to repurchase and other short-term borrowings 132 174 262 422
Total interest (benefit) expense on swap transactions 3,259 3,135 9,846 5,723
Total interest expense 29,164 14,525 62,877 22,239
NET INTEREST INCOME 68,536 64,529 165,455 157,171
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 5,143 6,139 35,765 32,905
NET INTEREST INCOME AFTER PROVISION 63,393 58,390 129,690 124,266
NONINTEREST INCOME:        
Mortgage banking income 1,612 907 1,922 1,707
Program fees 4,398 3,739 8,577 6,980
Increase in cash surrender value of bank owned life insurance 792 689 1,546 1,324
Death benefits in excess of cash surrender value of life insurance   1,728   1,728
Total noninterest income 18,346 19,651 41,719 42,332
NONINTEREST EXPENSE:        
Salaries and employee benefits 29,143 30,764 58,859 60,725
Technology, equipment, and communication 7,340 6,920 14,830 14,148
Occupancy 3,409 3,591 7,231 6,997
Marketing and development 2,705 2,513 4,629 4,087
FDIC insurance expense 748 724 1,520 1,361
Interchange related expense 1,412 1,350 2,710 2,849
Legal and professional fees 770 829 1,825 1,890
Merger expense   127 41 2,200
Other 4,107 4,715 8,960 9,719
Total noninterest expense 49,634 51,533 100,605 103,976
INCOME BEFORE INCOME TAX EXPENSE 32,105 26,508 70,804 62,622
INCOME TAX EXPENSE 6,899 5,456 14,992 13,478
NET INCOME 25,206 21,052 55,812 49,144
Service charges on deposit accounts        
NONINTEREST INCOME:        
Revenue under 606 3,526 3,527 6,839 6,826
Net refund transfer fees        
NONINTEREST INCOME:        
Revenue under 606 3,811 4,479 14,631 15,286
Interchange fee income        
NONINTEREST INCOME:        
Revenue under 606 3,351 3,419 6,508 6,470
Net losses on other real estate owned        
NONINTEREST INCOME:        
Revenue under 606 (48) (52) (101) (105)
Contract termination fee        
NONINTEREST INCOME:        
Death benefits in excess of cash surrender value of life insurance   1,728   1,728
Other        
NONINTEREST INCOME:        
Revenue under 606 $ 904 $ 1,215 $ 1,797 $ 2,116
Class A Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) $ 1.31 $ 1.07 $ 2.88 $ 2.50
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) 1.30 1.07 2.87 2.50
Class B Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) 1.18 0.98 2.62 2.27
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) $ 1.18 $ 0.98 $ 2.61 $ 2.27