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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
OPERATING ACTIVITIES:    
Net income $ 55,812 $ 49,144
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization on investment securities and low-income housing investments 3,025 2,834
Net accretion and amortization on loans (1,442) (1,480)
Unrealized and realized losses on equity securities with readily determinable fair value (107) (10)
Depreciation of premises and equipment 3,565 3,269
Amortization of mortgage servicing rights 849 974
Provision for on-balance sheet exposures 35,765 32,905
Provision for off-balance sheet exposures (230) 280
Net gain on sale of mortgage loans held for sale (1,017) (959)
Origination of mortgage loans held for sale (80,749) (29,890)
Proceeds from sale of mortgage loans held for sale 75,290 28,113
Net gain on sale of consumer loans held for sale (7,044) (5,543)
Origination of consumer loans held for sale (590,488) (469,626)
Proceeds from sale of consumer loans held for sale 589,339 471,500
Net gain realized on sale of other real estate owned (4)  
Writedowns of other real estate owned 105 105
Deferred compensation expense - Class A Common Stock 907 685
Stock-based awards and ESPP expense - Class A Common Stock 387 1,060
Amortization of right-of-use assets 2,971 3,128
Repayment of operating lease liabilities (2,937) (3,138)
Increase in cash surrender value of bank owned life insurance (1,546) (1,324)
Gain from death benefits received in excess of cash surrender value of BOLI   (1,728)
Net change in other assets and liabilities:    
Accrued interest receivable (1,089) (2,585)
Accrued interest payable (237) 629
Other assets (5,647) (12,312)
Other liabilities (1,270) (1,138)
Net cash (used in) provided by operating activities 74,208 64,893
INVESTING ACTIVITIES:    
Net cash proceeds paid in acquisition   (40,970)
Purchases of available-for-sale debt securities (50,000) (40,000)
Purchases of held-to-maturity debt securities   (25,000)
Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities 163,090 73,554
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 284 10,420
Net change in outstanding warehouse lines of credit (209,288) (136,000)
Net change in other loans 82,060 (213,857)
Proceeds from sale of mortgage loans transferred to held for sale 67,176  
Net purchases of Federal Home Loan Bank stock (70) (20,249)
Proceeds of principal and earnings from bank-owned life insurance   2,218
Proceeds from sales of other real estate owned 173  
Investments in low-income housing tax partnerships (6,190) 7,389
Net purchases of premises and equipment (3,378) (3,531)
Net cash (used in) provided by investing activities 43,857 (386,026)
FINANCING ACTIVITIES:    
Net change in deposits 15,884 (30,242)
Net change in securities sold under agreements to repurchase and other short-term borrowings (25,020) (124,863)
Payments of Federal Home Loan Bank advances (760,000) (88,000)
Proceeds from Federal Home Loan Bank advances 750,000 513,000
Repurchase of Class A Common Stock   (6,714)
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 338 341
Net proceeds from option exercises and equity awards vested - Class A Common Stock (864) (184)
Cash dividends paid (14,911) (13,927)
Net cash (used in) provided by financing activities (34,573) 249,411
NET CHANGE IN CASH AND CASH EQUIVALENTS 83,492 (71,722)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 316,567 313,689
CASH AND CASH EQUIVALENTS AT END OF PERIOD 400,059 241,967
Cash paid during the period for:    
Interest 63,115 21,610
Income taxes 16,050 17,124
SUPPLEMENTAL NONCASH DISCLOSURES:    
Mortgage servicing rights capitalized 468 200
Transfers from loans to real estate acquired in settlement of loans 169  
Net transfers from loans held for investment to loans held for sale 67,176  
New unfunded obligations in low-income-housing investments $ 11,000  
Right-of-use assets recorded   $ 1,050