XML 48 R37.htm IDEA: XBRL DOCUMENT
v3.24.3

OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2024
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES |
Commitments Exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | September 30, 2024 |  | December 31, 2023
​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | $ | 307,837 | ​ | $ | 623,277
Unused home equity lines of credit | ​ |  | 471,527 | ​ |  | 446,006
Unused loan commitments - other | ​ |  | 1,113,019 | ​ |  | 1,159,284
Standby letters of credit | ​ |  | 10,761 | ​ |  | 11,012
Total commitments | ​ | $ | 1,903,144 | ​ | $ | 2,239,579
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Three Months Ended
​ | ​ | ​ | 2024 | ​ | 2023
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 77 | ​ | $ | 2 | ​ | $ | — | ​ | $ | — | ​ | $ | 79 | ​ | $ | 145 | ​ | $ | (43) | ​ | $ | — | ​ | $ | — | ​ | $ | 102
Unused home equity lines of credit | ​ | ​ | ​ | 110 | ​ | ​ | 24 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 134 | ​ | ​ | 353 | ​ | ​ | (315) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 38
Unused construction lines of credit | ​ | ​ | ​ | 591 | ​ | ​ | (64) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 527 | ​ | ​ | 633 | ​ | ​ | 225 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 858
Unused loan commitments - other | ​ | ​ | ​ | 332 | ​ | ​ | (72) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 260 | ​ | ​ | 399 | ​ | ​ | (57) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 342
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,110 | ​ | $ | (110) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,000 | ​ | $ | 1,530 | ​ | $ | (190) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,340
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Nine Months Ended September 30,
​ | ​ | ​ | 2024 | ​ | 2023
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 116 | ​ | $ | (37) | ​ | $ | — | ​ | $ | — | ​ | $ | 79 | ​ | $ | 190 | ​ | $ | (88) | ​ | $ | — | ​ | $ | — | ​ | $ | 102
Unused home equity lines of credit | ​ | ​ | ​ | 55 | ​ | ​ | 79 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 134 | ​ | ​ | 332 | ​ | ​ | (294) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 38
Unused construction lines of credit | ​ | ​ | ​ | 820 | ​ | ​ | (293) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 527 | ​ | ​ | 384 | ​ | ​ | 474 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 858
Unused loan commitments - other | ​ | ​ | ​ | 349 | ​ | ​ | (89) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 260 | ​ | ​ | 344 | ​ | ​ | (2) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 342
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,340 | ​ | $ | (340) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,000 | ​ | $ | 1,250 | ​ | $ | 90 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,340
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​

X
- References No definition available. + Details
Name: | us-gaap_CommitmentsAndContingenciesDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of information about obligations resulting from other commitments. + References No definition available. + Details
Name: | us-gaap_OtherCommitmentsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 + Details
Name: | us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration