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OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2024
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES |
Schedule of Commitments exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, (in thousands) |  | ​ | 2024 |  | 2023
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 404,240 | ​ | $ | 623,277
Unused home equity lines of credit | ​ | ​ |  | 478,040 | ​ |  | 446,006
Unused loan commitments - other | ​ | ​ |  | 1,093,990 | ​ |  | 1,159,284
Standby letters of credit | ​ | ​ |  | 11,282 | ​ |  | 11,012
Total commitments | ​ | ​ | $ | 1,987,552 | ​ | $ | 2,239,579
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Years Ended December 31,
​ | ​ | ​ | 2024 | ​ | 2023
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 116 | ​ | $ | (37) | ​ | $ | — | ​ | $ | — | ​ | $ | 79 | ​ | $ | 190 | ​ | $ | (74) | ​ | $ | — | ​ | $ | — | ​ | $ | 116
Unused home equity lines of credit | ​ | ​ | ​ | 55 | ​ | ​ | 128 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 183 | ​ | ​ | 332 | ​ | ​ | (277) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 55
Unused construction lines of credit | ​ | ​ | ​ | 820 | ​ | ​ | (143) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 677 | ​ | ​ | 384 | ​ | ​ | 436 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 820
Unused RCS lines of credit | ​ | ​ | ​ | — | ​ | ​ | 300 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 300 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Unused loan commitments - other | ​ | ​ | ​ | 349 | ​ | ​ | (98) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 251 | ​ | ​ | 344 | ​ | ​ | 5 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 349
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,340 | ​ | $ | 150 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,490 | ​ | $ | 1,250 | ​ | $ | 90 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,340
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​

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