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INCOME TAXES - RECONCILIATION (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Current expense:      
Federal $ 24,962 $ 22,015 $ 24,537
State 6,396 5,237 5,939
Deferred expense:      
Federal (4,232) (3,329) (4,273)
State (794) (1,084) (464)
Total income tax expense $ 26,332 $ 22,839 $ 25,739
Effective tax rate that differs from that computed at the federal statutory rate      
Federal corporate tax rate 21.00% 21.00% 21.00%
Effect of:      
State taxes, net of federal benefit (as a percent) 3.47% 2.90% 3.70%
Low-income housing and R&D tax credits (3.12%) (2.67%) (1.88%)
Nontaxable income (as a percent) (1.03%) (1.38%) (1.00%)
Tax benefit of vesting employee benefits (as a percent) (0.11%) (0.06%) (0.01%)
Other, net (as a percent) 0.41% 0.38% 0.22%
Effective tax rate (as a percent) 20.62% 20.17% 22.03%