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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
OPERATING ACTIVITIES:      
Net income $ 101,371 $ 90,374 $ 91,106
Adjustments to reconcile net income to net cash provided by operating activities:      
Net amortization on investment securities and low-income housing investments 5,717 4,947 4,798
Net accretion and amortization on loans and deposits (2,978) (3,576) (3,760)
Unrealized and realized losses on equity securities with readily determinable fair value (519) (63) 263
Depreciation of premises and equipment 6,911 7,063 7,598
Amortization of mortgage servicing rights 1,727 1,881 2,264
Provision for on-balance sheet exposures 54,376 47,624 22,348
Provision for off-balance sheet exposures 150 90 198
Net gain on sale of mortgage loans held for sale (3,875) (2,053) (4,942)
Origination of mortgage loans held for sale (186,959) (77,800) (205,365)
Proceeds from sale of mortgage loans held for sale 186,174 77,928 238,398
Net gain on sale of consumer loans held for sale (14,697) (12,753) (13,277)
Origination of consumer loans held for sale (1,231,782) (1,056,995) (1,045,715)
Proceeds from sale of consumer loans held for sale 1,246,412 1,063,615 1,063,801
Net gain realized on sale of other real estate owned (4)    
Writedowns of other real estate owned 210 211 211
Deferred compensation expense - Class A Common Stock 1,510 1,440 1,228
Stock-based awards and ESPP expense - Class A Common Stock 1,311 1,298 1,753
Amortization of right-of-use assets 5,989 6,062 8,190
Repayment of operating lease liabilities (5,898) (6,023) (8,223)
Increase in cash surrender value of bank owned life insurance (3,208) (2,719) (2,526)
Gain from death benefits received in excess of cash surrender value of BOLI   (1,728)  
Net change in other assets and liabilities:      
Accrued interest receivable (1,681) (4,875) (3,695)
Accrued interest payable 1,080 3,834 80
Other assets (12,952) (24,763) (3,863)
Other liabilities 614 (4,488) 3,919
Net cash provided by operating activities 148,999 108,531 154,789
INVESTING ACTIVITIES:      
Net cash proceeds paid in acquisition   (40,970)  
Purchases of available-for-sale debt securities (299,810) (45,000) (329,820)
Purchases of held-to-maturity debt securities   (25,000) (75,000)
Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities 316,120 106,123 161,561
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 65,619 35,999 31,945
Net change in outstanding warehouse lines of credit (211,037) 64,837 446,990
Purchase of correspondent loans, including premiums paid   (110,620) (30)
Net change in other loans (97,931) (493,163) (478,928)
Proceeds from sale of mortgage loans transferred to held for sale 67,176    
Proceeds from redemption of Federal Home Loan Bank stock     1,165
Purchases of Federal Home Loan Bank stock (708) (14,624)  
Proceeds from sale of other real estate owned 173    
Proceeds of principal and earnings from bank-owned life insurance   2,218  
Investments in low-income housing tax partnerships (14,819) 10,145 (8,889)
Net purchases of premises and equipment (5,809) (6,896) (3,503)
Net cash used in investing activities (181,026) (516,951) (254,509)
FINANCING ACTIVITIES:      
Net change in deposits 157,383 293,640 (301,471)
Net change in securities sold under agreements to repurchase and other short-term borrowings 5,700 (119,338) (74,011)
Payments of Federal Home Loan Bank advances (815,000) (733,000) (25,000)
Proceeds from Federal Home Loan Bank advances 830,000 1,018,000 95,000
Repurchase of Class A Common Stock   (20,279) (12,577)
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 672 627 590
Net proceeds from option exercises and equity awards vested - Class A Common Stock (638) (2) 52
Cash dividends paid (30,506) (28,350) (26,145)
Net cash (used in) provided by financing activities 147,611 411,298 (343,562)
NET CHANGE IN CASH AND CASH EQUIVALENTS 115,584 2,878 (443,282)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 316,567 313,689 756,971
CASH AND CASH EQUIVALENTS AT END OF PERIOD 432,151 316,567 313,689
Cash paid during the period for:      
Interest 119,752 63,451 7,413
Income taxes 27,488 21,487 21,637
SUPPLEMENTAL NONCASH DISCLOSURES:      
Mortgage servicing rights capitalized 1,291 522 1,838
Transfers from loans to real estate acquired in settlement of loans 169    
Net transfers from loans held for investment to loans held for sale 68,173    
New unfunded obligations in low-income-housing investments 11,000 30,300 29,115
Operating right-of-use assets recorded 7,480 3,736 6,382
Operating Lease Liabilities Recorded $ 7,480 $ 3,753 $ 6,360