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LOANS AND ALLOWANCE FOR CREDIT LOSSES - RISK CATEGORY (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2024
USD ($)
item
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Loans      
Revolving Loans Amortized Cost Basis $ 1,147,099 $ 864,686  
Revolving Loans Converted To Term Loans 215,438 161,226  
Loans, Gross Charge-offs      
Revolving Loans Amortized Cost Basis 20,406 15,061  
Lease      
Year One 34,335 46,253  
Year Two 34,508 24,088  
Year Three 15,833 10,427  
Year Four 5,830 4,754  
Year Five 2,299 2,371  
Prior 499 698  
Total Loans 93,304 88,591  
Lease, Gross Charge-offs      
Year One   20  
Year Two 45 113  
Year Three 124    
Year Five 4    
Prior 32 8  
Total 205 141  
Loans and Lease      
Year One 618,491 1,353,074  
Year Two 809,808 981,145  
Year Three 768,295 758,188  
Year Four 613,791 439,564  
Year Five 569,638 206,951  
Prior 696,906 475,027  
Total loans 5,439,466 5,239,861 $ 4,515,802
Loans and Lease, Gross Charge-offs      
Year One 24,362 20,447  
Year Two 10,383 5,667  
Year Three 192 24  
Year Four 14    
Year Five 4    
Prior 33 15  
Total, YTD Gross Charge-offs $ 55,394 41,214 24,369
Maximum number of days past due for loans to be non rated 80 days    
Loans held for investment fair value $ 0 0  
Pass      
Loans      
Revolving Loans Amortized Cost Basis 1,143,030 858,643  
Revolving Loans Converted To Term Loans 215,094 160,406  
Lease      
Year One 34,335 45,824  
Year Two 34,370 23,956  
Year Three 15,427 10,265  
Year Four 5,759 4,571  
Year Five 2,226 2,344  
Prior 451 545  
Total Loans 92,568 87,505  
Loans and Lease      
Year One 614,658 1,328,184  
Year Two 808,178 975,037  
Year Three 757,772 752,275  
Year Four 603,642 438,155  
Year Five 558,960 201,876  
Prior 655,121 451,439  
Total loans 5,356,455 5,166,015  
Special Mention      
Loans      
Revolving Loans Amortized Cost Basis 1,260 2,493  
Lease      
Year One   429  
Year Two 23 30  
Year Three 46 162  
Year Four 41 183  
Year Five 73 27  
Prior 48 88  
Total Loans 231 919  
Loans and Lease      
Year One 2,402 24,841  
Year Two 382 3,444  
Year Three 7,524 4,009  
Year Four 6,999 183  
Year Five 5,794 3,695  
Prior 29,922 13,229  
Total loans 54,283 51,894  
Loans and Lease, Gross Charge-offs      
Minimum outstanding lending relationships, above which loans are analyzed by the Bank's internal loan review department 1,000    
Substandard      
Loans      
Revolving Loans Amortized Cost Basis 2,809 3,550  
Revolving Loans Converted To Term Loans 344 820  
Lease      
Year Two 115 102  
Year Three 360    
Year Four 30    
Prior   65  
Total Loans 505 167  
Loans and Lease      
Year One 1,431 49  
Year Two 1,248 2,664  
Year Three 2,999 1,904  
Year Four 3,150 1,226  
Year Five 4,884 1,380  
Prior 11,863 10,359  
Total loans 28,728 21,952  
Loans and Lease, Gross Charge-offs      
Minimum outstanding lending relationships, above which loans are analyzed by the Bank's internal loan review department 1,000    
Doubtful / Loss      
Loans and Lease, Gross Charge-offs      
Minimum outstanding lending relationships, above which loans are analyzed by the Bank's internal loan review department 1,000    
Traditional Banking      
Lease      
Total Loans 93,304 88,591  
Lease, Gross Charge-offs      
Total 205 141  
Loans and Lease      
Total loans 4,569,179 4,618,569 3,855,142
Loans and Lease, Gross Charge-offs      
Total, YTD Gross Charge-offs 3,463 1,351 1,320
Traditional Banking | Subprime [Member]      
Loans      
Loans 51,000 58,000  
Loans and Lease, Gross Charge-offs      
Loans originated for Community Reinvestment Act ("CRA") purposes 34,000 37,000  
Republic Credit Solutions      
Loans and Lease      
Total loans $ 128,733 132,362 107,828
Republic Credit Solutions | Line of credit and credit card      
Loans and Lease, Gross Charge-offs      
Number of consumer loans held for sale products | item 2    
Consumer loans held for sale period 3 days    
Loans held for investment fair value $ 41,000 36,000  
Residential real estate | Residential Real Estate - Owner Occupied      
Loans      
Year One 80,749 346,236  
Year Two 237,733 203,241  
Year Three 184,269 176,915  
Year Four 160,640 168,719  
Year Five 154,631 61,022  
Prior 205,597 186,077  
Revolving Loans Converted To Term Loans 8,840 2,474  
Loans 1,032,459 1,144,684  
Loans, Gross Charge-offs      
Year Two 10 10  
Year Three 39 16  
Year Four 13    
Total 62 26  
Residential real estate | Residential Real Estate - Owner Occupied | Pass      
Loans      
Year One 79,874 346,195  
Year Two 236,681 200,715  
Year Three 181,703 175,030  
Year Four 157,834 167,493  
Year Five 150,449 59,982  
Prior 191,013 170,402  
Revolving Loans Converted To Term Loans 8,840 2,474  
Loans 1,006,394 1,122,291  
Residential real estate | Residential Real Estate - Owner Occupied | Special Mention      
Loans      
Year One   41  
Year Five 83    
Prior 4,343 6,309  
Loans 4,426 6,350  
Residential real estate | Residential Real Estate - Owner Occupied | Substandard      
Loans      
Year One 875    
Year Two 1,052 2,526  
Year Three 2,566 1,885  
Year Four 2,806 1,226  
Year Five 4,099 1,040  
Prior 10,241 9,366  
Loans 21,639 16,043  
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking      
Loans      
Loans 1,032,459 1,144,684  
Loans, Gross Charge-offs      
Total 62 26 21
Residential real estate | Residential Real Estate - Non Owner Occupied      
Loans      
Year One 15,147 63,575  
Year Two 53,718 71,798  
Year Three 60,571 82,830  
Year Four 69,355 47,395  
Year Five 57,310 28,416  
Prior 59,564 44,354  
Revolving Loans Converted To Term Loans 2,431 7,597  
Loans 318,096 345,965  
Residential real estate | Residential Real Estate - Non Owner Occupied | Pass      
Loans      
Year One 15,147 63,405  
Year Two 53,718 69,827  
Year Three 58,776 82,814  
Year Four 69,355 47,395  
Year Five 57,310 28,416  
Prior 59,130 44,280  
Revolving Loans Converted To Term Loans 2,431 7,597  
Loans 315,867 343,734  
Residential real estate | Residential Real Estate - Non Owner Occupied | Special Mention      
Loans      
Year One   170  
Year Two   1,971  
Year Three 1,795    
Prior 20 26  
Loans 1,815 2,167  
Residential real estate | Residential Real Estate - Non Owner Occupied | Substandard      
Loans      
Year Three   16  
Prior 414 48  
Loans 414 64  
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking      
Loans      
Loans 318,096 345,965  
Residential real estate | Home equity      
Loans      
Revolving Loans Amortized Cost Basis 353,441 295,133  
Loans 353,441 295,133  
Loans, Gross Charge-offs      
Revolving Loans Amortized Cost Basis 64 2  
Total 64 2  
Residential real estate | Home equity | Pass      
Loans      
Revolving Loans Amortized Cost Basis 350,828 292,890  
Loans 350,828 292,890  
Residential real estate | Home equity | Special Mention      
Loans      
Revolving Loans Amortized Cost Basis 100 235  
Loans 100 235  
Residential real estate | Home equity | Substandard      
Loans      
Revolving Loans Amortized Cost Basis 2,513 2,008  
Loans 2,513 2,008  
Residential real estate | Home equity | Traditional Banking      
Loans      
Loans 353,441 295,133  
Loans, Gross Charge-offs      
Total 64 2  
Commercial real estate      
Loans      
Year One 110,104 366,510  
Year Two 216,397 440,663  
Year Three 336,868 351,974  
Year Four 275,123 174,093  
Year Five 302,980 88,125  
Prior 334,393 186,047  
Revolving Loans Amortized Cost Basis 38,211 34,207  
Revolving Loans Converted To Term Loans 199,101 143,670  
Loans 1,813,177 1,785,289  
Commercial real estate | Pass      
Loans      
Year One 108,927 342,658  
Year Two 216,397 439,643  
Year Three 331,544 351,600  
Year Four 270,291 174,093  
Year Five 297,479 84,457  
Prior 310,482 179,849  
Revolving Loans Amortized Cost Basis 37,894 32,491  
Revolving Loans Converted To Term Loans 199,101 143,670  
Loans 1,772,115 1,748,461  
Commercial real estate | Special Mention      
Loans      
Year One 1,177 23,852  
Year Two   1,020  
Year Three 5,324 374  
Year Four 4,832    
Year Five 4,716 3,668  
Prior 23,489 5,330  
Revolving Loans Amortized Cost Basis 317 1,716  
Loans 39,855 35,960  
Commercial real estate | Substandard      
Loans      
Year Five 785    
Prior 422 868  
Loans 1,207 868  
Commercial real estate | Traditional Banking      
Loans      
Loans 1,813,177 1,785,289  
Loans, Gross Charge-offs      
Total     9
Construction & land development      
Loans      
Year One 52,732 107,827  
Year Two 105,941 89,106  
Year Three 63,117 16,936  
Year Four 15,741 297  
Year Five 1,689 125  
Prior 3,740 125  
Revolving Loans Amortized Cost Basis 1,161 225  
Revolving Loans Converted To Term Loans   2,697  
Loans 244,121 217,338  
Construction & land development | Pass      
Loans      
Year One 52,732 107,827  
Year Two 105,616 89,106  
Year Three 63,117 16,936  
Year Four 15,741 297  
Year Five 1,689 125  
Prior 3,740 125  
Revolving Loans Amortized Cost Basis 1,161 225  
Revolving Loans Converted To Term Loans   2,697  
Loans 243,796 217,338  
Construction & land development | Special Mention      
Loans      
Year Two 325    
Loans 325    
Construction & land development | Traditional Banking      
Loans      
Loans 244,121 217,338  
Commercial & industrial | Commercial and Industrial      
Loans      
Year One 83,321 141,151  
Year Two 77,448 87,956  
Year Three 63,619 73,625  
Year Four 50,749 13,150  
Year Five 26,530 10,514  
Prior 27,641 12,258  
Revolving Loans Amortized Cost Basis 125,871 120,636  
Revolving Loans Converted To Term Loans 5,066 4,788  
Loans 460,245 464,078  
Loans, Gross Charge-offs      
Year Three 27    
Total 27    
Commercial & industrial | Commercial and Industrial | Pass      
Loans      
Year One 82,096 140,753  
Year Two 77,333 87,497  
Year Three 63,187 70,149  
Year Four 48,621 13,150  
Year Five 25,608 10,175  
Prior 25,286 10,782  
Revolving Loans Amortized Cost Basis 125,002 120,069  
Revolving Loans Converted To Term Loans 4,722 3,968  
Loans 451,855 456,543  
Commercial & industrial | Commercial and Industrial | Special Mention      
Loans      
Year One 1,225 349  
Year Two 34 423  
Year Three 359 3,473  
Year Four 2,126    
Year Five 922    
Prior 2,022 1,476  
Revolving Loans Amortized Cost Basis 843 542  
Loans 7,531 6,263  
Commercial & industrial | Commercial and Industrial | Substandard      
Loans      
Year One   49  
Year Two 81 36  
Year Three 73 3  
Year Four 2    
Year Five   339  
Prior 333    
Revolving Loans Amortized Cost Basis 26 25  
Revolving Loans Converted To Term Loans 344 820  
Loans 859 1,272  
Commercial & industrial | Commercial and Industrial | Traditional Banking      
Loans      
Loans 460,245 464,078  
Loans, Gross Charge-offs      
Total 27    
Aircraft      
Loans      
Year One 36,972 97,761  
Year Two 71,706 55,896  
Year Three 40,778 44,721  
Year Four 35,964 30,628  
Year Five 23,933 14,195  
Prior 16,826 6,850  
Loans 226,179 250,051  
Aircraft | Pass      
Loans      
Year One 36,972 97,761  
Year Two 71,706 55,896  
Year Three 40,778 44,721  
Year Four 35,652 30,628  
Year Five 23,933 14,195  
Prior 16,380 6,850  
Loans 225,421 250,051  
Aircraft | Substandard      
Loans      
Year Four 312    
Prior 446    
Loans 758    
Aircraft | Traditional Banking      
Loans      
Loans 226,179 250,051  
Consumer      
Loans      
Year One 5,712 3,947  
Year Two 2,403 1,194  
Year Three 240 181  
Year Four 94 74  
Year Five 19 1,187  
Prior 1,263 2,246  
Revolving Loans Amortized Cost Basis 18,426 18,611  
Loans 28,157 27,440  
Loans, Gross Charge-offs      
Year One 828 9  
Year Two 1,170 11  
Year Three 2 8  
Year Four 1    
Prior 1 7  
Revolving Loans Amortized Cost Basis 1,103 1,147  
Total 3,105 1,182  
Consumer | Pass      
Loans      
Year One 5,156 3,947  
Year Two 2,403 1,194  
Year Three 240 181  
Year Four 94 74  
Year Five 19 1,186  
Prior 1,256 2,234  
Revolving Loans Amortized Cost Basis 18,426 18,611  
Loans 27,594 27,427  
Consumer | Substandard      
Loans      
Year One 556    
Year Five   1  
Prior 7 12  
Loans 563 13  
Consumer | Credit Card | Traditional Banking      
Loans      
Loans 16,464 16,654  
Loans, Gross Charge-offs      
Total 256 162 155
Consumer | Overdrafts | Traditional Banking      
Loans      
Loans 982 694  
Loans, Gross Charge-offs      
Total 847 896 1,038
Consumer | Automobile loans | Traditional Banking      
Loans      
Loans 1,156 2,664  
Loans, Gross Charge-offs      
Total   37 3
Consumer | Other consumer | Traditional Banking      
Loans      
Loans 9,555 7,428  
Loans, Gross Charge-offs      
Total 2,002 87 $ 94
Warehouse lines of credit      
Loans      
Revolving Loans Amortized Cost Basis 550,760 339,723  
Loans 550,760 339,723  
Warehouse lines of credit | Pass      
Loans      
Revolving Loans Amortized Cost Basis 550,760 339,723  
Loans 550,760 339,723  
Tax Refund Solution      
Loans      
Year One 190,794 149,207  
Loans 190,794 149,207  
Loans, Gross Charge-offs      
Year One 23,534 20,418  
Year Two 9,158 5,533  
Total 32,692 25,951  
Tax Refund Solution | Pass      
Loans      
Year One 190,794 149,207  
Loans 190,794 149,207  
Republic Credit Solution      
Loans      
Year One 8,625 30,607  
Year Two 9,954 7,203  
Year Three 3,000 579  
Year Four 295 454  
Year Five 247 996  
Prior 47,383 36,372  
Revolving Loans Amortized Cost Basis 59,229 56,151  
Loans 128,733 132,362  
Loans, Gross Charge-offs      
Revolving Loans Amortized Cost Basis 19,239 13,912  
Total 19,239 13,912  
Republic Credit Solution | Pass      
Loans      
Year One 8,625 30,607  
Year Two 9,954 7,203  
Year Three 3,000 579  
Year Four 295 454  
Year Five 247 996  
Prior 47,383 36,372  
Revolving Loans Amortized Cost Basis 58,959 54,634  
Loans 128,463 130,845  
Republic Credit Solution | Substandard      
Loans      
Revolving Loans Amortized Cost Basis 270 1,517  
Loans $ 270 $ 1,517  
Republic Credit Solution | Line of credit and credit card | Minimum      
Loans and Lease, Gross Charge-offs      
Percentage of loan receivable held for sale (as a percent) 90.00%    
Interest retained (as a percent) 5.00%    
Republic Credit Solution | Line of credit and credit card | Maximum      
Loans and Lease, Gross Charge-offs      
Percentage of loan receivable held for sale (as a percent) 95.00%    
Interest retained (as a percent) 10.00%