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OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES      
Total commitments $ 1,987,552,000 $ 2,239,579,000  
Increase in ACLC during the period 150,000    
Decrease in ACLC due to year over year decrease in unused commitments 150,000    
Roll Forward of ACLC      
Beginning Balance 1,340,000 1,250,000  
Provision 150,000 90,000 $ 198,000
Ending Balance 1,490,000 1,340,000 1,250,000
Unused warehouse lines of credit      
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES      
Total commitments 404,240,000 623,277,000  
Roll Forward of ACLC      
Beginning Balance 116,000 190,000  
Provision (37,000) (74,000)  
Ending Balance 79,000 116,000 190,000
Unused home equity lines of credit      
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES      
Total commitments 478,040,000 446,006,000  
Roll Forward of ACLC      
Beginning Balance 55,000 332,000  
Provision 128,000 (277,000)  
Ending Balance 183,000 55,000 332,000
Unused construction lines of credit      
Roll Forward of ACLC      
Beginning Balance 820,000 384,000  
Provision (143,000) 436,000  
Ending Balance 677,000 820,000 384,000
Unused RCS lines of credit      
Roll Forward of ACLC      
Provision 300,000    
Ending Balance 300,000    
Unused loan commitments - other      
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES      
Total commitments 1,093,990,000 1,159,284,000  
Roll Forward of ACLC      
Beginning Balance 349,000 344,000  
Provision (98,000) 5,000  
Ending Balance 251,000 349,000 $ 344,000
Standby letters of credit      
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES      
Total commitments $ 11,282,000 $ 11,012,000