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LOANS AND ALLOWANCE FOR CREDIT LOSSES - REFUND ADVANCES (Details) - Tax Refund Solutions - USD ($)
$ in Thousands
 2 Months Ended 12 Months Ended
Feb. 28, 2025
Feb. 29, 2024
Feb. 28, 2023
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Refund Advances            
Period Refund Advance tax credit product offered 2 months 2 months 2 months      
Refund Advances       $ 909,705 $ 840,162 $ 408,712
Net charge to the Provision for RAs, including ERAs outstanding       $ 29,886 $ 22,492 $ 10,471
Provision as a percentage of Ras originated , including ERAs outstanding       3.29% 2.68% 2.56%
Refund Advances net charge-offs (recoveries)       $ 24,022 $ 22,360 $ 6,674
Refund Advances net charge-offs (recoveries) to total Refund Advances originated       2.64% 2.66% 1.63%
Early Season Refund Advances            
Refund Advances       $ 138,614 $ 103,115 $ 97,505
Net charge to the Provision for outstanding Early Season Refund Advances       $ 9,793 $ 3,931 $ 3,797
Provision to total Early Season Refund Advances outstanding       7.06% 3.81% 3.89%