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BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - SEGMENTS (Details) | 2 Months Ended | 9 Months Ended
--- | --- | ---
Feb. 28, 2025 USD ($) | Jan. 31, 2025 USD ($) | Feb. 29, 2024 USD ($) | Jan. 31, 2024 USD ($) | Sep. 30, 2025 USD ($) item
Republic Credit Solutions | Line of credit |  |  |  |  |
Basis of Presentation |  |  |  |  |
Number of service products | item |  |  |  |  | 2
Republic Credit Solutions | LOC 1 |  |  |  |  |
Basis of Presentation |  |  |  |  |
Percentage of loan receivable held for sale - Third party relationship two (as a percent) |  |  |  |  | 90.00%
Loan held-for-sale term |  |  |  |  | 3 days
Interest retained - Third party relationship one (as a percent) |  |  |  |  | 10.00%
Percentage of ownership maintained with each borrower (as percentage) |  |  |  |  | 100.00%
Republic Credit Solutions | LOC II |  |  |  |  |
Basis of Presentation |  |  |  |  |
Loan held-for-sale term |  |  |  |  | 3 days
Percentage of ownership maintained with each borrower (as percentage) |  |  |  |  | 100.00%
Percentage of loan receivable held for sale (as a percent) |  |  |  |  | 95.00%
Interest retained (as a percent) |  |  |  |  | 5.00%
Republic Credit Solutions | Installment loan | Minimum |  |  |  |  |
Basis of Presentation |  |  |  |  |
Loan held-for-sale term |  |  |  |  | 12 months
Republic Credit Solutions | Installment loan | Maximum |  |  |  |  |
Basis of Presentation |  |  |  |  |
Loan held-for-sale term |  |  |  |  | 60 months
Term for intent to sell loans |  |  |  |  | 16 days
Republic Credit Solutions | Healthcare receivables |  |  |  |  |
Basis of Presentation |  |  |  |  |
Percentage of loan receivable held for sale - Third party relationship two (as a percent) |  |  |  |  | 100.00%
Interest retained - Third party relationship one (as a percent) |  |  |  |  | 100.00%
Percentage of loan receivable held for sale (as a percent) |  |  |  |  | 100.00%
Number of third party relationship | item |  |  |  |  | 3
Interest retained - Third party relationship two (as a percent) |  |  |  |  | 100.00%
Tax Refund Solutions | Refund Advances |  |  |  |  |
Basis of Presentation |  |  |  |  |
Amount of credit risk associated with refund transfers |  |  |  |  | $ 0
Period Refund Advance tax credit product offered | 2 months |  | 2 months |  |
Advance amount per customer | $ 6,250 |  | $ 6,500 |  |
Tax Refund Solutions | ERA Product |  |  |  |  |
Basis of Presentation |  |  |  |  |
Advance amount per customer |  | $ 2,000 |  | $ 1,000 |
EA's repayment term |  |  |  |  | 32 days
Maximum repayment period before Easy Advances considered delinquent |  |  |  |  | 35 days

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