XML 46 R35.htm IDEA: XBRL DOCUMENT
v3.25.3

OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES |
Schedule of Commitments exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | September 30, 2025 |  | December 31, 2024 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | $ | 450,749 | ​ | $ | 404,240 | ​
Unused home equity lines of credit | ​ |  | 485,364 | ​ |  | 478,040 | ​
Unused loan commitments - other | ​ |  | 1,202,096 | ​ |  | 1,093,990 | ​
Standby letters of credit | ​ |  | 12,173 | ​ |  | 11,282 | ​
Total commitments | ​ | $ | 2,150,382 | ​ | $ | 1,987,552 | ​
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Three Months Ended September 30,
​ | ​ | ​ | 2025 | ​ | 2024
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 92 | ​ | $ | (9) | ​ | $ | — | ​ | $ | — | ​ | $ | 83 | ​ | $ | 77 | ​ | $ | 2 | ​ | $ | — | ​ | $ | — | ​ | $ | 79
Unused home equity lines of credit | ​ | ​ | ​ | 195 | ​ | ​ | (4) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 191 | ​ | ​ | 110 | ​ | ​ | 24 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 134
Unused construction lines of credit | ​ | ​ | ​ | 703 | ​ | ​ | 14 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 717 | ​ | ​ | 591 | ​ | ​ | (64) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 527
Unused RCS lines of credit | ​ | ​ | ​ | 220 | ​ | ​ | 5 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 225 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Unused loan commitments - other | ​ | ​ | ​ | 290 | ​ | ​ | (26) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 264 | ​ | ​ | 332 | ​ | ​ | (72) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 260
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,500 | ​ | $ | (20) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,480 | ​ | $ | 1,110 | ​ | $ | (110) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,000
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Nine Months Ended September 30,
​ | ​ | ​ | 2025 | ​ | 2024
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 79 | ​ | $ | 4 | ​ | $ | — | ​ | $ | — | ​ | $ | 83 | ​ | $ | 116 | ​ | $ | (37) | ​ | $ | — | ​ | $ | — | ​ | $ | 79
Unused home equity lines of credit | ​ | ​ | ​ | 183 | ​ | ​ | 8 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 191 | ​ | ​ | 55 | ​ | ​ | 79 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 134
Unused construction lines of credit | ​ | ​ | ​ | 677 | ​ | ​ | 40 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 717 | ​ | ​ | 820 | ​ | ​ | (293) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 527
Unused RCS lines of credit | ​ | ​ | ​ | 300 | ​ | ​ | (75) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 225 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Unused loan commitments - other | ​ | ​ | ​ | 251 | ​ | ​ | 13 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 264 | ​ | ​ | 349 | ​ | ​ | (89) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 260
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,490 | ​ | $ | (10) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,480 | ​ | $ | 1,340 | ​ | $ | (340) | ​ | $ | — | ​ | $ | — | ​ | $ | 1,000
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​

X
- References No definition available. + Details
Name: | us-gaap_CommitmentsAndContingenciesDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of information about obligations resulting from other commitments. + References No definition available. + Details
Name: | us-gaap_OtherCommitmentsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 825 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478898/942-825-50-1 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 + Details
Name: | us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration