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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME:        
Loans, including fees $ 89,675 $ 90,594 $ 297,472 $ 296,723
Taxable investment securities 7,698 4,167 18,033 13,147
Federal Home Loan Bank stock and other 5,866 6,785 19,775 20,008
Total interest income 103,239 101,546 335,280 329,878
INTEREST EXPENSE:        
Deposits 22,094 25,802 65,322 78,571
Securities sold under agreements to repurchase and other short-term borrowings 116 141 393 403
Federal Home Loan Bank advances 4,059 4,298 13,705 14,144
Total interest expense 26,269 30,241 79,420 93,118
NET INTEREST INCOME 76,970 71,305 255,860 236,760
Provision for expected credit loss expense on loans 2,023 5,660 21,518 41,425
NET INTEREST INCOME AFTER PROVISION 74,947 65,645 234,342 195,335
NONINTEREST INCOME:        
Mortgage banking income 2,064 2,062 5,781 3,984
Program fees 4,888 4,962 13,161 13,539
Increase in cash surrender value of bank owned life insurance 1,035 826 2,649 2,372
Gain on sale of Visa Class B-1 shares     4,090  
Total noninterest income 16,568 16,813 67,366 58,532
NONINTEREST EXPENSE:        
Salaries and employee benefits 31,027 28,792 92,897 87,651
Technology, equipment, and communication 8,710 7,544 26,037 22,374
Occupancy 3,547 3,224 10,502 10,455
Marketing and development 2,668 1,983 5,298 6,612
FDIC insurance expense 763 764 2,313 2,284
Interchange related expense 1,640 1,540 4,764 4,250
Legal and professional fees 1,100 870 2,884 2,695
Core conversion and contract consulting fees 97   5,993  
Merger expense       41
Other 4,201 3,892 12,906 12,852
Total noninterest expense 53,753 48,609 163,594 149,214
INCOME BEFORE INCOME TAX EXPENSE 37,762 33,849 138,114 104,653
INCOME TAX EXPENSE 8,018 7,306 29,618 22,298
NET INCOME 29,744 26,543 108,496 82,355
Service charges on deposit accounts        
NONINTEREST INCOME:        
Revenue 3,646 3,693 10,611 10,532
Net refund transfer fees        
NONINTEREST INCOME:        
Revenue 1,117 582 17,577 15,213
Interchange fee income        
NONINTEREST INCOME:        
Revenue 3,030 3,286 9,307 9,794
Net losses on other real estate owned        
NONINTEREST INCOME:        
Revenue (52) (53) (158) (154)
Other        
NONINTEREST INCOME:        
Revenue $ 840 $ 1,455 $ 4,348 $ 3,252
Class A Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) $ 1.53 $ 1.37 $ 5.57 $ 4.25
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) 1.52 1.37 5.55 4.24
Class B Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) 1.39 1.25 5.07 3.87
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) $ 1.39 $ 1.24 $ 5.05 $ 3.85