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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
OPERATING ACTIVITIES:    
Net income $ 108,496 $ 82,355
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization on investment securities and low-income housing investments 6,379 4,617
Net accretion and amortization on loans and deposits (2,999) (2,266)
Unrealized and realized gains on equity securities with readily determinable fair value (252) (65)
Depreciation of premises and equipment 5,069 5,278
Amortization of mortgage servicing rights 1,306 1,271
Provision for on-balance sheet exposures 21,518 41,425
Provision for off-balance sheet exposures (10) (340)
Net gain on sale of mortgage loans held for sale (4,604) (2,430)
Origination of mortgage loans held for sale (152,515) (136,894)
Proceeds from sale of mortgage loans held for sale 150,093 135,022
Net gain on sale of consumer loans held for sale (11,206) (11,221)
Origination of consumer loans held for sale (859,496) (940,901)
Proceeds from sale of consumer loans held for sale 869,581 950,249
Net gain realized on sale of other real estate owned   (4)
Writedowns of other real estate owned 158 158
Deferred compensation expense - Class A Common Stock 662 1,180
Stock-based awards and ESPP expense - Class A Common Stock 1,521 714
Amortization of right-of-use assets 4,590 4,076
Repayment of operating lease liabilities (4,505) (4,024)
Increase in cash surrender value of bank owned life insurance (2,649) (2,372)
Gain on sale of Visa Class B-1 shares (4,090)  
Net change in other assets and liabilities:    
Accrued interest receivable (669) 557
Accrued interest payable (670) 1,106
Other assets (9,071) (7,687)
Other liabilities 18,281 6,666
Net cash provided by operating activities 134,918 126,470
INVESTING ACTIVITIES:    
Purchases of available-for-sale debt securities (636,155) (110,000)
Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities 388,947 246,769
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 5,668 65,483
Net change in outstanding warehouse lines of credit (59,066) (255,440)
Net change in other loans, net of allowance 181,560 91,380
Proceeds from sale of mortgage loans transferred to held for sale   67,176
Net proceeds from sale of consumer loans transferred to held for sale 5,305  
Purchases of Federal Home Loan Bank stock (1,371) (211)
Proceeds from sale of other real estate owned   172
Proceeds from sale of Visa Class B-1 shares 4,090  
Investments in low-income housing tax partnerships (19,054) (10,018)
Net purchases of premises and equipment (7,380) (4,874)
Net cash (used in) provided by investing activities (137,456) 90,437
FINANCING ACTIVITIES:    
Net change in deposits 127,799 48,533
Net change in securities sold under agreements to repurchase and other short-term borrowings (28,796) (18,235)
Payments of Federal Home Loan Bank advances (503,000) (815,000)
Proceeds from Federal Home Loan Bank advances 483,000 805,000
Repurchase of Class A Common Stock (72)  
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 451 490
Net proceeds from option exercises and equity awards vested - Class A Common Stock 408 (694)
Cash dividends paid (25,165) (22,703)
Net cash (used in) provided by financing activities 54,625 (2,609)
NET CHANGE IN CASH AND CASH EQUIVALENTS 52,087 214,298
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 432,151 316,567
CASH AND CASH EQUIVALENTS AT END OF PERIOD 484,238 530,865
Cash paid during the period for:    
Interest 80,089 92,013
Income taxes 19,953 20,955
SUPPLEMENTAL NONCASH DISCLOSURES:    
Mortgage servicing rights capitalized 1,129 913
Transfers from loans to real estate acquired in settlement of loans 212 169
Loans provided for sale of other real estate owned 244  
Net transfers from loans held for investment to loans held for sale 4,977 68,173
New unfunded obligations in low-income-housing investments 7,000 11,000
Right-of-use assets obtained in exchange for new operating lease liabilities 1,212 $ 5,282
Premises and equipment obtained through the use of vendor credits $ 3,264