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SEGMENT INFORMATION (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Sep. 30, 2025
USD ($)
segment
Sep. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
Segment Disclosure information          
Number of reportable segments | segment     5    
Segment information          
Net interest income $ 76,970 $ 71,305 $ 255,860 $ 236,760  
Provision for expected credit loss expense on loans 2,023 5,660 21,518 41,425  
Mortgage banking income 2,064 2,062 5,781 3,984  
Program fees 4,888 4,962 13,161 13,539  
Gain on sale of Visa Class B-1 shares     4,090    
Other noninterest income 8,499 9,207 26,757 25,796  
Total noninterest income 16,568 16,813 67,366 58,532  
Salaries and employee benefits 31,027 28,792 92,897 87,651  
Technology, Equipment, and Communication 8,710 7,544 26,037 22,374  
Occupancy 3,547 3,224 10,502 10,455  
Marketing and development 2,668 1,983 5,298 6,612  
Core conversion and contract consulting fees 97   5,993    
Other noninterest expense 7,704 7,066 22,867 22,122  
Total noninterest expense 53,753 48,609 163,594 149,214  
INCOME BEFORE INCOME TAX EXPENSE 37,762 33,849 138,114 104,653  
Income tax expense (benefit) 8,018 7,306 29,618 22,298  
NET INCOME 29,744 26,543 108,496 82,355  
Period-end assets 7,014,919 6,692,470 7,014,919 6,692,470 $ 6,846,667
Period-end loans 5,281,374 5,296,917 5,281,374 5,296,917 5,439,466
Period-end deposits $ 5,338,345 $ 5,101,696 $ 5,338,345 $ 5,101,696 5,210,546
Net interest margin (as percent) 4.65% 4.49% 5.18% 4.92%  
Net-revenue concentration (as percent) 100.00% 100.00% 100.00% 100.00%  
Core Banking Activities          
Segment Disclosure information          
Number of reportable segments | segment     2    
Segment information          
Net interest income $ 61,229 $ 54,603 $ 177,507 $ 157,948  
Provision for expected credit loss expense on loans (479) 1,605 (429) 3,401  
Mortgage banking income 2,064 2,062 5,781 3,984  
Gain on sale of Visa Class B-1 shares     4,090    
Other noninterest income 8,459 9,032 26,505 25,479  
Total noninterest income 10,523 11,094 36,376 29,463  
Salaries and employee benefits 27,165 25,261 80,717 75,961  
Technology, Equipment, and Communication 7,604 6,467 22,558 19,397  
Occupancy 3,476 3,125 10,290 10,153  
Marketing and development 1,614 642 3,052 2,084  
Core conversion and contract consulting fees 97   5,993    
Other noninterest expense 7,183 6,660 20,891 19,471  
Total noninterest expense 47,139 42,155 143,501 127,066  
INCOME BEFORE INCOME TAX EXPENSE 25,092 21,937 70,811 56,944  
Income tax expense (benefit) 5,275 4,773 14,944 11,648  
NET INCOME 19,817 17,164 55,867 45,296  
Period-end assets 6,562,716 6,154,981 6,562,716 6,154,981  
Period-end loans 5,168,132 5,162,059 5,168,132 5,162,059 5,119,939
Period-end deposits $ 4,946,081 $ 4,653,588 $ 4,946,081 $ 4,653,588 4,606,458
Net interest margin (as percent) 3.78% 3.53% 3.73% 3.43%  
Net-revenue concentration (as percent) 76.00% 75.00% 66.00% 64.00%  
Traditional Banking          
Segment information          
Net interest income $ 57,424 $ 51,023 $ 167,125 $ 149,197  
Provision for expected credit loss expense on loans (325) 1,489 (577) 2,762  
Mortgage banking income 2,064 2,062 5,781 3,984  
Gain on sale of Visa Class B-1 shares     4,090    
Other noninterest income 8,438 9,016 26,441 25,437  
Total noninterest income 10,502 11,078 36,312 29,421  
Salaries and employee benefits 26,446 24,564 78,570 73,831  
Technology, Equipment, and Communication 7,556 6,423 22,430 19,289  
Occupancy 3,442 3,085 10,196 10,072  
Marketing and development 1,614 642 3,052 2,084  
Core conversion and contract consulting fees 97   5,993    
Other noninterest expense 7,039 6,552 20,492 19,096  
Total noninterest expense 46,194 41,266 140,733 124,372  
INCOME BEFORE INCOME TAX EXPENSE 22,057 19,346 63,281 51,484  
Income tax expense (benefit) 4,591 4,189 13,247 10,417  
NET INCOME 17,466 15,157 50,034 41,067  
Period-end assets 5,952,561 5,559,357 5,952,561 5,559,357  
Period-end loans 4,558,306 4,566,896 4,558,306 4,566,896 4,569,179
Period-end deposits $ 4,909,513 $ 4,616,573 $ 4,909,513 $ 4,616,573  
Net interest margin (as percent) 3.89% 3.61% 3.84% 3.49%  
Net-revenue concentration (as percent) 72.00% 71.00% 63.00% 61.00%  
Warehouse Lending          
Segment information          
Net interest income $ 3,805 $ 3,580 $ 10,382 $ 8,751  
Provision for expected credit loss expense on loans (154) 116 148 639  
Other noninterest income 21 16 64 42  
Total noninterest income 21 16 64 42  
Salaries and employee benefits 719 697 2,147 2,130  
Technology, Equipment, and Communication 48 44 128 108  
Occupancy 34 40 94 81  
Other noninterest expense 144 108 399 375  
Total noninterest expense 945 889 2,768 2,694  
INCOME BEFORE INCOME TAX EXPENSE 3,035 2,591 7,530 5,460  
Income tax expense (benefit) 684 584 1,697 1,231  
NET INCOME 2,351 2,007 5,833 4,229  
Period-end assets 610,155 595,624 610,155 595,624  
Period-end loans 609,826 595,163 609,826 595,163  
Period-end deposits $ 36,568 $ 37,015 $ 36,568 $ 37,015  
Net interest margin (as percent) 2.62% 2.70% 2.60% 2.64%  
Net-revenue concentration (as percent) 4.00% 4.00% 3.00% 3.00%  
Republic Processing Group          
Segment Disclosure information          
Number of reportable segments | segment     3    
Segment information          
Net interest income $ 15,741 $ 16,702 $ 78,353 $ 78,812  
Provision for expected credit loss expense on loans 2,502 4,055 21,947 38,024  
Program fees 4,888 4,962 13,161 13,539  
Other noninterest income 40 175 252 317  
Total noninterest income 6,045 5,719 30,990 29,069  
Salaries and employee benefits 3,862 3,531 12,180 11,690  
Technology, Equipment, and Communication 1,106 1,077 3,479 2,977  
Occupancy 71 99 212 302  
Marketing and development 1,054 1,341 2,246 4,528  
Other noninterest expense 521 406 1,976 2,651  
Total noninterest expense 6,614 6,454 20,093 22,148  
INCOME BEFORE INCOME TAX EXPENSE 12,670 11,912 67,303 47,709  
Income tax expense (benefit) 2,743 2,533 14,674 10,650  
NET INCOME 9,927 9,379 52,629 37,059  
Period-end assets 452,203 537,489 452,203 537,489  
Period-end loans 113,242 134,858 113,242 134,858  
Period-end deposits $ 392,264 $ 448,108 $ 392,264 $ 448,108 $ 604,088
Net-revenue concentration (as percent) 24.00% 25.00% 34.00% 36.00%  
Tax Refund Solutions          
Segment information          
Net interest income $ 280 $ 440 $ 30,154 $ 32,173  
Provision for expected credit loss expense on loans (1,467) (2,310) 10,028 22,282  
Other noninterest income 38 27 248 165  
Total noninterest income 1,155 609 17,825 15,378  
Salaries and employee benefits 1,855 1,744 6,016 6,015  
Technology, Equipment, and Communication 96 78 413 298  
Occupancy 61 85 182 260  
Marketing and development 47 165 225 299  
Other noninterest expense 289 179 1,239 1,915  
Total noninterest expense 2,348 2,251 8,075 8,787  
INCOME BEFORE INCOME TAX EXPENSE 554 1,108 29,876 16,482  
Income tax expense (benefit) 95 189 6,494 3,699  
NET INCOME 459 919 23,382 12,783  
Period-end assets 22,673 26,503 22,673 26,503  
Period-end loans 292 302 292 302  
Period-end deposits $ 22,612 $ 26,412 $ 22,612 $ 26,412  
Net-revenue concentration (as percent) 2.00% 1.00% 15.00% 16.00%  
Republic Payment Solutions          
Segment information          
Net interest income $ 3,193 $ 2,783 $ 10,750 $ 9,221  
Program fees 781 786 2,283 2,319  
Other noninterest income 1 147 2 149  
Total noninterest income 782 933 2,285 2,468  
Salaries and employee benefits 916 756 2,818 2,382  
Technology, Equipment, and Communication 26   70 4  
Occupancy 5 7 15 21  
Marketing and development       30  
Other noninterest expense 158 184 441 482  
Total noninterest expense 1,105 947 3,344 2,919  
INCOME BEFORE INCOME TAX EXPENSE 2,870 2,769 9,691 8,770  
Income tax expense (benefit) 624 595 2,109 1,930  
NET INCOME 2,246 2,174 7,582 6,840  
Period-end assets 310,220 367,857 310,220 367,857  
Period-end deposits $ 310,220 $ 367,432 $ 310,220 $ 367,432  
Net interest margin (as percent) 4.06% 4.91% 4.31% 5.01%  
Net-revenue concentration (as percent) 4.00% 4.00% 4.00% 4.00%  
Republic Credit Solutions          
Segment information          
Net interest income $ 12,268 $ 13,479 $ 37,449 $ 37,418  
Provision for expected credit loss expense on loans 3,969 6,365 11,919 15,742  
Program fees 4,107 4,176 10,878 11,220  
Other noninterest income 1 1 2 3  
Total noninterest income 4,108 4,177 10,880 11,223  
Salaries and employee benefits 1,091 1,031 3,346 3,293  
Technology, Equipment, and Communication 984 999 2,996 2,675  
Occupancy 5 7 15 21  
Marketing and development 1,007 1,176 2,021 4,199  
Other noninterest expense 74 43 296 254  
Total noninterest expense 3,161 3,256 8,674 10,442  
INCOME BEFORE INCOME TAX EXPENSE 9,246 8,035 27,736 22,457  
Income tax expense (benefit) 2,024 1,749 6,071 5,021  
NET INCOME 7,222 6,286 21,665 17,436  
Period-end assets 119,310 143,129 119,310 143,129  
Period-end loans 112,950 134,556 112,950 134,556  
Period-end deposits $ 59,432 $ 54,264 $ 59,432 $ 54,264  
Net-revenue concentration (as percent) 18.00% 20.00% 15.00% 16.00%  
Net refund transfer fees          
Segment information          
Revenue $ 1,117 $ 582 $ 17,577 $ 15,213  
Net refund transfer fees | Republic Processing Group          
Segment information          
Revenue 1,117 582 17,577 15,213  
Net refund transfer fees | Tax Refund Solutions          
Segment information          
Revenue $ 1,117 $ 582 $ 17,577 $ 15,213