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COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 3 Months Ended
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Mar. 31, 2026
COMMITMENTS AND CONTINGENT LIABILITIES |
Schedule of Commitments exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) | ​ ​ ​ | March 31, 2026 | ​ ​ ​ | December 31, 2025 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | $ | 584,152 | ​ | $ | 436,909 | ​
Unused home equity lines of credit | ​ |  | 512,690 | ​ |  | 487,822 | ​
Unused loan commitments - other | ​ |  | 1,137,186 | ​ |  | 1,203,211 | ​
Standby letters of credit | ​ |  | 10,107 | ​ |  | 10,385 | ​
Total commitments | ​ | $ | 2,244,135 | ​ | $ | 2,138,327 | ​
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Three Months Ended March 31,
​ | ​ | ​ | 2026 | ​ | 2025
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 73 | ​ | $ | (11) | ​ | $ | — | ​ | $ | — | ​ | $ | 62 | ​ | $ | 79 | ​ | $ | 26 | ​ | $ | — | ​ | $ | — | ​ | $ | 105
Unused home equity lines of credit | ​ | ​ | ​ | 189 | ​ | ​ | 34 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 223 | ​ | ​ | 183 | ​ | ​ | 16 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 199
Unused construction lines of credit | ​ | ​ | ​ | 585 | ​ | ​ | 94 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 679 | ​ | ​ | 677 | ​ | ​ | 60 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 737
Unused RCS lines of credit | ​ | ​ | ​ | 230 | ​ | ​ | 20 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 250 | ​ | ​ | 300 | ​ | ​ | (110) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 190
Unused loan commitments - other | ​ | ​ | ​ | 373 | ​ | ​ | (57) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 316 | ​ | ​ | 251 | ​ | ​ | 28 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 279
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,450 | ​ | $ | 80 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,530 | ​ | $ | 1,490 | ​ | $ | 20 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,510
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
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