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LOANS AND ALLOWANCE FOR CREDIT LOSSES ON LOANS - MODIFICATIONS (Details) | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2026 USD ($) loan | Dec. 31, 2025 USD ($) loan | Jun. 30, 2025 USD ($) loan | Mar. 31, 2025 loan | Dec. 31, 2025 USD ($)
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans with payment default | loan | 0 |  |  | 0 |
Collateral Dependent Loans |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Loan modifications | $ 0 |  |  |  | $ 5,000,000
Loans outstanding | $ 35,000,000 | $ 33,000,000 |  |  | $ 33,000,000
Number of Loans | loan | 5 | 7 | 2 |  |
Recorded Investment | $ 9,000,000 | $ 13,000,000 | $ 4,000,000 |  |
Collateral dependent loan one | Commercial Real Estate - Owner Occupied | Commercial real estate |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan | 1 | 2 | 1 |  |
Recorded Investment |  | $ 5,000,000 | $ 250,000 |  |
Average deferral period | 7 months | 3 months | 3 months |  | 3 months
Collateral dependent loan one | Commercial Real Estate - Non Owner Occupied | Commercial real estate |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Recorded Investment | $ 7,000,000 |  |  |  |
Collateral dependent loan two | Commercial Real Estate - Owner Occupied | Commercial real estate |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Recorded Investment | $ 206,000 |  |  |  |
Collateral dependent loan two | Commercial Real Estate - Non Owner Occupied | Commercial real estate |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan | 1 | 1 | 1 |  |
Recorded Investment |  | $ 380,000 | $ 4,000,000 |  |
Average deferral period | 4 months | 3 months | 12 months |  | 3 months
Collateral dependent loan three | Commercial and Industrial | Commercial & industrial |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan | 1 | 1 |  |  |
Recorded Investment | $ 2,000,000 | $ 25,000 |  |  |
Average deferral period | 40 months | 3 months |  |  | 3 months
Collateral dependent loan four | Commercial Real Estate - Owner Occupied | Commercial real estate |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan |  | 1 |  |  |
Recorded Investment |  | $ 7,000,000 |  |  |
Average deferral period |  | 6 months |  |  | 6 months
Collateral dependent loan four | Commercial and Industrial | Commercial & industrial |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan | 1 |  |  |  |
Recorded Investment | $ 64,000 |  |  |  |
Average deferral period | 13 months |  |  |  |
Collateral Dependent Loan five | Commercial and Industrial | Commercial & industrial |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan |  | 1 |  |  |
Recorded Investment |  | $ 47,000 |  |  |
Average deferral period |  | 12 months |  |  | 12 months
Collateral Dependent Loan five | Home Equity | Residential Portfolio Segment [Member] |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan | 1 |  |  |  |
Recorded Investment | $ 152,000 |  |  |  |
Average deferral period | 13 months |  |  |  |
Collateral dependent loan six | Commercial and Industrial | Commercial & industrial |  |  |  |  |
Troubled Debt Restructurings disclosures |  |  |  |  |
Number of Loans | loan |  | 1 |  |  |
Recorded Investment |  | $ 200,000 |  |  |
Average deferral period |  | 12 months |  |  | 12 months

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