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DEPOSITS (Tables)

3 Months Ended

Mar. 31, 2026

DEPOSITS

Composition of deposit portfolio

The composition of the deposit portfolio follows:

​

​	​	​	​	​	​	​	​
(in thousands)	​ ​ ​	March 31, 2026		​ ​ ​	December 31, 2025
​	​	​	​	​	​	​	​
Core Bank:	​	​	​	​	​	​	​
Demand	​	$	1,175,575	​	$	1,128,255	​
Money market	​		1,555,972	​		1,497,561	​
Savings	​		221,260	​		217,723	​
Reciprocal money market	​		252,769	​		224,731	​
Individual retirement accounts (1)	​		34,762	​		34,349	​
Time deposits, $250 and over (1)	​		178,577	​		156,283	​
Other certificates of deposit (1)	​		297,236	​		290,087	​
Reciprocal time deposits (1)	​		68,689	​		70,729	​
Wholesale brokered deposits (1)	​	​	87,449	​	​	87,420	​
Total Core Bank interest-bearing deposits	​		3,872,289	​		3,707,138	​
Total Core Bank noninterest-bearing deposits	​	​	1,164,411	​	​	1,102,041	​
Total Core Bank deposits	​	​	5,036,700	​	​	4,809,179	​
​	​	​	​	​	​	​	​
Republic Processing Group:	​	​	​	​	​	​	​
Wholesale brokered deposits (1)	​	​	17,066	​	​	12,734	​
Interest-bearing prepaid card deposits	​	​	319,645	​	​	286,841	​
Money market	​	​	24,693	​	​	22,973	​
Total RPG interest-bearing deposits	​	​	361,404	​	​	322,548	​
​	​	​	​	​	​	​	​
Noninterest-bearing prepaid card deposits	​	​	6,919	​	​	5,228	​
Other noninterest-bearing deposits	​	​	104,097	​	​	66,192	​
Total RPG noninterest-bearing deposits	​	​	111,016	​	​	71,420	​
Total RPG deposits	​	​	472,420	​	​	393,968	​
​	​	​	​	​	​	​	​
Total deposits	​	$	5,509,120	​	$	5,203,147	​

(1) Represents time deposits.

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Tabular disclosure of the components of deposit liabilities.

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