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SEGMENT INFORMATION (Details)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
USD ($)
segment
Mar. 31, 2025
USD ($)
Dec. 31, 2025
USD ($)
Segment Disclosure information      
Number of reportable segments | segment 5    
Segment information      
Net interest income $ 90,452 $ 102,688  
Provision for expected credit loss expense on loans 9,780 17,672  
Mortgage banking income 1,825 1,821  
Program fees 4,549 3,822  
Gain on sale of Republic Bank Finance ("RBF") loans/leases 5,845    
Gain on sale of Visa Class B-1 shares   4,090  
Other noninterest income 8,215 9,528  
Total noninterest income 29,959 33,154  
Salaries and employee benefits 32,117 31,069  
Technology, Equipment, and Communication 7,946 8,643  
Occupancy 3,648 3,564  
Marketing and development 1,778 1,387  
FHLB advances early termination penalties 2,316    
Contract conversion and related consulting fees   5,714  
Other noninterest expense 7,441 7,831  
Total noninterest expense 55,246 58,208  
INCOME BEFORE INCOME TAX EXPENSE 55,385 59,962  
Income tax expense (benefit) 12,816 12,694  
NET INCOME 42,569 47,268  
Period-end assets 7,253,279 7,075,555 $ 7,042,061
Period-end loans 5,366,973 5,289,793 5,446,329
Period-end deposits $ 5,509,120 $ 5,405,892 5,203,147
Net interest margin (as percent) 5.46% 6.28%  
Net-revenue concentration (as percent) 100.00% 100.00%  
Core Banking Activities      
Segment Disclosure information      
Number of reportable segments | segment 2    
Segment information      
Net interest income $ 63,227 $ 56,349  
Provision for expected credit loss expense on loans 394 (722)  
Mortgage banking income 1,825 1,821  
Gain on sale of Republic Bank Finance ("RBF") loans/leases 5,845    
Gain on sale of Visa Class B-1 shares   4,090  
Other noninterest income 8,129 9,473  
Total noninterest income 15,799 15,384  
Salaries and employee benefits 27,362 26,951  
Technology, Equipment, and Communication 6,850 7,482  
Occupancy 3,570 3,493  
Marketing and development 590 288  
FHLB advances early termination penalties 2,316    
Contract conversion and related consulting fees   5,714  
Other noninterest expense 6,636 6,850  
Total noninterest expense 47,324 50,778  
INCOME BEFORE INCOME TAX EXPENSE 31,308 21,677  
Income tax expense (benefit) 7,549 4,316  
NET INCOME 23,759 17,361  
Period-end assets 6,690,850 6,367,278  
Period-end loans 5,226,139 5,135,861 5,300,387
Period-end deposits $ 5,036,700 $ 4,781,873 4,809,179
Net interest margin (as percent) 3.96% 3.70%  
Net-revenue concentration (as percent) 66.00% 53.00%  
Traditional Banking      
Segment information      
Net interest income $ 59,327 $ 53,321  
Provision for expected credit loss expense on loans 705 (769)  
Mortgage banking income 1,825 1,821  
Gain on sale of Republic Bank Finance ("RBF") loans/leases 5,845    
Gain on sale of Visa Class B-1 shares   4,090  
Other noninterest income 8,105 9,453  
Total noninterest income 15,775 15,364  
Salaries and employee benefits 26,639 26,258  
Technology, Equipment, and Communication 6,802 7,447  
Occupancy 3,539 3,463  
Marketing and development 590 288  
FHLB advances early termination penalties 2,316    
Contract conversion and related consulting fees   5,714  
Other noninterest expense 6,502 6,736  
Total noninterest expense 46,388 49,906  
INCOME BEFORE INCOME TAX EXPENSE 28,009 19,548  
Income tax expense (benefit) 6,757 3,836  
NET INCOME 21,252 15,712  
Period-end assets 6,060,972 5,797,416  
Period-end loans 4,596,291 4,566,359 4,546,297
Period-end deposits $ 4,996,617 $ 4,741,912  
Net interest margin (as percent) 4.10% 3.79%  
Net-revenue concentration (as percent) 63.00% 51.00%  
Warehouse Lending      
Segment information      
Net interest income $ 3,900 $ 3,028  
Provision for expected credit loss expense on loans (311) 47  
Other noninterest income 24 20  
Total noninterest income 24 20  
Salaries and employee benefits 723 693  
Technology, Equipment, and Communication 48 35  
Occupancy 31 30  
Other noninterest expense 134 114  
Total noninterest expense 936 872  
INCOME BEFORE INCOME TAX EXPENSE 3,299 2,129  
Income tax expense (benefit) 792 480  
NET INCOME 2,507 1,649  
Period-end assets 629,878 569,862  
Period-end loans 629,848 569,502  
Period-end deposits $ 40,083 $ 39,961  
Net interest margin (as percent) 2.59% 2.68%  
Net-revenue concentration (as percent) 3.00% 2.00%  
Republic Processing Group      
Segment Disclosure information      
Number of reportable segments | segment 3    
Segment information      
Net interest income $ 27,225 $ 46,339  
Provision for expected credit loss expense on loans 9,386 18,394  
Program fees 4,549 3,822  
Other noninterest income 86 55  
Total noninterest income 14,160 17,770  
Salaries and employee benefits 4,755 4,118  
Technology, Equipment, and Communication 1,096 1,161  
Occupancy 78 71  
Marketing and development 1,188 1,099  
Other noninterest expense 805 981  
Total noninterest expense 7,922 7,430  
INCOME BEFORE INCOME TAX EXPENSE 24,077 38,285  
Income tax expense (benefit) 5,267 8,378  
NET INCOME 18,810 29,907  
Period-end assets 562,429 708,277  
Period-end loans 140,834 153,932  
Period-end deposits $ 472,420 $ 624,019 $ 393,968
Net-revenue concentration (as percent) 34.00% 47.00%  
Tax Refund Solutions      
Segment information      
Net interest income $ 11,430 $ 29,812  
Provision for expected credit loss expense on loans 5,342 15,427  
Other noninterest income 83 54  
Total noninterest income 9,608 13,947  
Salaries and employee benefits 2,525 2,198  
Technology, Equipment, and Communication 89 185  
Occupancy 67 61  
Marketing and development 57 75  
Other noninterest expense 527 704  
Total noninterest expense 3,265 3,223  
INCOME BEFORE INCOME TAX EXPENSE 12,431 25,109  
Income tax expense (benefit) 2,720 5,498  
NET INCOME 9,711 19,611  
Period-end assets 69,707 192,037  
Period-end loans 9,159 36,185  
Period-end deposits $ 63,277 $ 178,510  
Net-revenue concentration (as percent) 17.00% 32.00%  
Republic Payment Solutions      
Segment information      
Net interest income $ 3,037 $ 3,994  
Program fees 776 767  
Other noninterest income 2    
Total noninterest income 778 767  
Salaries and employee benefits 999 867  
Technology, Equipment, and Communication 20 17  
Occupancy 6 5  
Other noninterest expense 154 171  
Total noninterest expense 1,179 1,060  
INCOME BEFORE INCOME TAX EXPENSE 2,636 3,701  
Income tax expense (benefit) 576 806  
NET INCOME 2,060 2,895  
Period-end assets 349,831 386,362  
Period-end deposits $ 349,831 $ 386,361  
Net interest margin (as percent)   4.55%  
Net-revenue concentration (as percent) 3.00% 4.00%  
Republic Credit Solutions      
Segment information      
Net interest income $ 12,758 $ 12,533  
Provision for expected credit loss expense on loans 4,044 2,967  
Program fees 3,773 3,055  
Other noninterest income 1 1  
Total noninterest income 3,774 3,056  
Salaries and employee benefits 1,231 1,053  
Technology, Equipment, and Communication 987 959  
Occupancy 5 5  
Marketing and development 1,131 1,024  
Other noninterest expense 124 106  
Total noninterest expense 3,478 3,147  
INCOME BEFORE INCOME TAX EXPENSE 9,010 9,475  
Income tax expense (benefit) 1,971 2,074  
NET INCOME 7,039 7,401  
Period-end assets 142,891 129,878  
Period-end loans 131,675 117,747  
Period-end deposits $ 59,312 $ 59,148  
Net-revenue concentration (as percent) 14.00% 11.00%  
Net refund transfer fees      
Segment information      
Net refund transfer fees $ 9,525 $ 13,893  
Net refund transfer fees | Republic Processing Group      
Segment information      
Net refund transfer fees 9,525 13,893  
Net refund transfer fees | Tax Refund Solutions      
Segment information      
Net refund transfer fees $ 9,525 $ 13,893