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Loans Receivable and Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Summary of Loans Receivable by Major Category
The following is a summary of loans receivable by major category:
 
June 30, 2019
 
December 31, 2018
Loan portfolio composition
(Dollars in thousands)
Real estate loans:
 
 
 
Residential
$
51,167

 
$
51,197

Commercial
8,301,315

 
8,395,327

Construction
278,370

 
275,076

Total real estate loans
8,630,852

 
8,721,600

Commercial business
2,265,287

 
2,127,630

Trade finance
166,781

 
197,190

Consumer and other
913,087

 
1,051,486

Total loans outstanding
11,976,007

 
12,097,906

Deferred loan costs, net
1,127

 
209

Loans receivable
11,977,134

 
12,098,115

Allowance for loan losses
(94,066
)
 
(92,557
)
Loans receivable, net of allowance for loan losses
$
11,883,068

 
$
12,005,558
Loans and Leases Acquired, Accretable Yield Movement Schedule
The following table presents changes in the accretable discount on PCI loans for the three and six months ended June 30, 2019 and 2018:
 
Three Months Ended June 30,

Six Months Ended June 30,

2019

2018

2019

2018

(Dollars in thousands)
Balance at beginning of period
$
47,364


$
54,846


$
49,697


$
55,002

Accretion
(6,848
)

(5,959
)

(12,682
)

(11,731
)
Reclassification from nonaccretable difference
2,846


4,686


6,347


10,302

Balance at end of period
$
43,362


$
53,573


$
43,362


$
53,573
Allowance for Loan Losses by Portfolio Segment
The following tables detail the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2019 and 2018:
 
Legacy Loans
 
Acquired Loans
 
Total
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer
and Other
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
 
(Dollars in thousands)
Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of period
$
45,876

 
$
27,376

 
$
698

 
$
7,004

 
$
7,261

 
$
5,000

 
$
—

 
$
1,002

 
$
94,217

Provision (credit) for loan losses
1,195

 
183

 
311

 
14

 
(636
)
 
195

 
—

 
(62
)
 
1,200

Loans charged off
(182
)
 
(922
)
 
—

 
(343
)
 
—

 
(629
)
 
—

 
—

 
(2,076
)
Recoveries of charge offs
265

 
120

 
—

 
1

 
305

 
32

 
—

 
2

 
725

Balance, end of period
$
47,154

 
$
26,757

 
$
1,009

 
$
6,676

 
$
6,930

 
$
4,598

 
$
—

 
$
942

 
$
94,066

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of period
$
49,446

 
$
21,826

 
$
719

 
$
6,269

 
$
7,321

 
$
5,939

 
$
—

 
$
1,037

 
$
92,557

Provision (credit) for loan losses
(3,463
)
 
6,804

 
290

 
952

 
(675
)
 
313

 
—

 
(21
)
 
4,200

Loans charged off
(216
)
 
(2,082
)
 
—

 
(553
)
 
(26
)
 
(877
)
 
—

 
(76
)
 
(3,830
)
Recoveries of charge offs
1,387

 
209

 
—

 
8

 
310

 
101

 
—

 
2

 
2,017

PCI allowance adjustment
—

 
—

 
—

 
—

 
—

 
(878
)
 
—

 
—

 
(878
)
Balance, end of period
$
47,154

 
$
26,757

 
$
1,009

 
$
6,676

 
$
6,930

 
$
4,598

 
$
—

 
$
942

 
$
94,066


 
 
 
Legacy Loans
 
Acquired Loans
 
Total
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer
and Other
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
 
(Dollars in thousands)
Three Months Ended June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of period
$
45,977

 
$
20,387

 
$
1,767

 
$
3,934

 
$
13,048

 
$
1,308

 
$
38

 
$
2

 
$
86,461

Provision (credit) for loan losses
1,776

 
487

 
(796
)
 
1,086

 
(141
)
 
(96
)
 
(35
)
 
19

 
2,300

Loans charged off
(144
)
 
(446
)
 
—

 
(229
)
 
(92
)
 
(352
)
 
—

 
—

 
(1,263
)
Recoveries of charge offs
626

 
1,603

 
12

 
8

 
1

 
131

 
—

 
2

 
2,383

Balance, end of period
$
48,235

 
$
22,031

 
$
983

 
$
4,799

 
$
12,816

 
$
991

 
$
3

 
$
23

 
$
89,881

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, beginning of period
$
45,360

 
$
17,228

 
$
1,674

 
$
3,385

 
$
13,322

 
$
3,527

 
$
42

 
$
3

 
$
84,541

Provision (credit) for loan losses
2,255

 
3,776

 
(715
)
 
1,963

 
(314
)
 
(2,142
)
 
(39
)
 
16

 
4,800

Loans charged off
(207
)
 
(788
)
 
—

 
(576
)
 
(194
)
 
(566
)
 
—

 
—

 
(2,331
)
Recoveries of charge offs
827

 
1,815

 
24

 
27

 
2

 
172

 
—

 
4

 
2,871

Balance, end of period
$
48,235

 
$
22,031

 
$
983

 
$
4,799

 
$
12,816

 
$
991

 
$
3

 
$
23

 
$
89,881

The following tables break out the allowance for loan losses and the recorded investment of loans outstanding (not including accrued interest receivable and net deferred loan costs or fees) by individually impaired, general valuation, and PCI impairment, by portfolio segment at June 30, 2019 and December 31, 2018:
 
June 30, 2019
 
Legacy Loans
 
Acquired Loans
 
Total
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
 
(Dollars in thousands)
Allowance for loan losses:
Individually evaluated for impairment
$
192

 
$
4,282

 
$
333

 
$
11

 
$
127

 
$
987

 
$
—

 
$
1

 
$
5,933

Collectively evaluated for impairment
46,962

 
22,475

 
676

 
6,665

 
1,682

 
574

 
—

 
16

 
79,050

PCI loans
—

 
—

 
—

 
—

 
5,121

 
3,037

 
—

 
925

 
9,083

Total
$
47,154

 
$
26,757

 
$
1,009

 
$
6,676

 
$
6,930

 
$
4,598

 
$
—

 
$
942

 
$
94,066

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans outstanding:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
46,785

 
$
26,159

 
$
2,825

 
$
2,266

 
$
19,578

 
$
4,228

 
$
3,318

 
$
811

 
$
105,970

Collectively evaluated for impairment
7,160,408

 
2,168,442

 
160,638

 
787,980

 
1,289,871

 
58,080

 
—

 
117,110

 
11,742,529

PCI loans
—

 
—

 
—

 
—

 
114,210

 
8,378

 
—

 
4,920

 
127,508

Total
$
7,207,193

 
$
2,194,601

 
$
163,463

 
$
790,246

 
$
1,423,659

 
$
70,686

 
$
3,318

 
$
122,841

 
$
11,976,007


 
December 31, 2018
 
Legacy Loans
 
Acquired Loans
 
Total
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
Real
Estate
 
Commercial Business
 
Trade Finance
 
Consumer and Other
 
 
(Dollars in thousands)
Allowance for loan losses:
Individually evaluated for impairment
$
176

 
$
4,221

 
$
—

 
$
3

 
$
261

 
$
130

 
$
—

 
$
—

 
$
4,791

Collectively evaluated for impairment
49,270

 
17,605

 
719

 
6,266

 
1,264

 
460

 
—

 
19

 
75,603

PCI loans
—

 
—

 
—

 
—

 
5,796

 
5,349

 
—

 
1,018

 
12,163

Total
$
49,446

 
$
21,826

 
$
719

 
$
6,269

 
$
7,321

 
$
5,939

 
$
—

 
$
1,037

 
$
92,557

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans outstanding:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
39,976

 
$
29,624

 
$
5,887

 
$
441

 
$
18,080

 
$
5,734

 
$
3,124

 
$
1,141

 
$
104,007

Collectively evaluated for impairment
7,037,392

 
1,988,067

 
188,179

 
910,292

 
1,507,858

 
80,916

 
—

 
133,942

 
11,846,646

PCI loans
—

 
—

 
—

 
—

 
118,294

 
23,289

 
—

 
5,670

 
147,253

Total
$
7,077,368

 
$
2,017,691

 
$
194,066

 
$
910,733

 
$
1,644,232

 
$
109,939

 
$
3,124

 
$
140,753

 
$
12,097,906
Impaired Financing Receivables
The recorded investment of individually impaired loans and the total impaired loans net of specific allowance is presented in the following table for the dates indicated:
 
June 30, 2019
 
December 31, 2018
 
(Dollars in thousands)
With allocated specific allowance
 
 
 
Without charge off
$
36,966

 
$
35,365

With charge off
1,233

 
681

With no allocated specific allowance
 
 
 
Without charge off
57,249

 
59,607

With charge off
10,522

 
8,354

Specific allowance on impaired loans
(5,933
)
 
(4,791
)
Impaired loans, net of specific allowance
$
100,037

 
$
99,216


The following tables detail the recorded investment of impaired loans (Legacy Loans and Acquired Loans that became impaired subsequent to being originated and acquired, respectfully) as of June 30, 2019 and December 31, 2018, and the average recorded investment and interest income recognized for the three and six months ended June 30, 2019 and 2018. Impaired loans with no related allowance are believed by management to be adequately collateralized.
 
 
As of June 30, 2019
 
As of December 31, 2018
Total Impaired Loans (1)
 
Recorded Investment (2)
 
Unpaid Contractual Principal Balance
 
Related
Allowance
 
Recorded Investment (2)
 
Unpaid Contractual Principal Balance
 
Related
Allowance
 
 
(Dollars in thousands)
With related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
2,222

 
2,492

 
63

 
1,375

 
1,487

 
156

Hotel & motel
 
1,789

 
2,658

 
103

 
1,949

 
2,310

 
119

Gas station & car wash
 
61

 
1,967

 
—

 
—

 
—

 
—

Mixed use
 
836

 
924

 
25

 
881

 
947

 
43

Industrial & warehouse
 
6,908

 
8,671

 
121

 
1,305

 
2,139

 
93

Other
 
839

 
1,103

 
7

 
7,759

 
8,174

 
26

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
21,761

 
23,091

 
5,269

 
22,203

 
23,928

 
4,351

Trade finance
 
2,825

 
2,825

 
333

 
—

 
—

 
—

Consumer and other
 
958

 
966

 
12

 
575

 
575

 
3

Subtotal
 
$
38,199

 
$
44,697

 
$
5,933

 
$
36,047

 
$
39,560

 
$
4,791

With no related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
11,035

 
11,865

 
—

 
8,005

 
11,234

 
—

Hotel & motel
 
10,136

 
20,811

 
—

 
10,877

 
22,590

 
—

Gas station & car wash
 
456

 
1,660

 
—

 
545

 
3,653

 
—

Mixed use
 
3,473

 
3,576

 
—

 
7,048

 
7,058

 
—

Industrial & warehouse
 
11,944

 
12,531

 
—

 
12,343

 
13,467

 
—

Other
 
16,664

 
21,123

 
—

 
5,969

 
7,122

 
—

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
8,626

 
14,554

 
—

 
13,155

 
17,850

 
—

Trade finance
 
3,318

 
3,318

 
—

 
9,011

 
9,011

 
—

Consumer and other
 
2,119

 
2,204

 
—

 
1,007

 
1,156

 
—

Subtotal
 
$
67,771

 
$
91,642

 
$
—

 
$
67,960

 
$
93,141

 
$
—

Total
 
$
105,970

 
$
136,339

 
$
5,933

 
$
104,007

 
$
132,701

 
$
4,791


__________________________________
(1) Impaired loans exclude acquired PCI loans
(2) Unpaid contractual principal balance less charge offs, interest collected applied to principal if on nonaccrual and purchase discounts.
 
 
For the Three Months Ended June 30,
 
For the Six Months Ended June 30,
 
 
2019
 
2018
 
2019
 
2018
Total Impaired Loans (1)
 
Average Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
 
(Dollars in thousands)
With related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
125

 
$
—

 
$
—

 
$
—

 
$
84

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
2,133

 
6

 
7,088

 
7

 
1,880

 
11

 
4,902

 
15

Hotel & motel
 
1,812

 
—

 
2,792

 
—

 
1,857

 
—

 
2,838

 
—

Gas station & car wash
 
61

 
—

 
—

 
—

 
31

 
—

 
—

 
—

Mixed use
 
847

 
2

 
2,985

 
39

 
859

 
3

 
2,094

 
75

Industrial & warehouse
 
7,249

 
90

 
2,616

 
36

 
5,267

 
170

 
2,002

 
67

Other
 
2,597

 
5

 
6,655

 
24

 
4,318

 
11

 
5,902

 
47

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
24,019

 
139

 
27,487

 
168

 
23,414

 
295

 
24,435

 
331

Trade finance
 
1,463

 
1

 
3,146

 
63

 
975

 
2

 
3,384

 
121

Consumer and other
 
956

 
—

 
748

 
6

 
829

 
—

 
673

 
6

Subtotal
 
$
41,137

 
$
243

 
$
53,642

 
$
343

 
$
39,430

 
$
492

 
$
46,314

 
$
662

With no related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
17,808

 
35

 
10,917

 
36

 
14,540

 
70

 
11,209

 
71

Hotel & motel
 
9,946

 
—

 
3,713

 
—

 
10,256

 
—

 
3,423

 
—

Gas station & car wash
 
494

 
4

 
542

 
—

 
511

 
9

 
558

 
—

Mixed use
 
5,345

 
51

 
2,475

 
50

 
5,912

 
102

 
2,017

 
100

Industrial & warehouse
 
10,998

 
64

 
11,886

 
56

 
11,447

 
127

 
10,733

 
112

Other
 
15,524

 
82

 
13,587

 
112

 
12,339

 
166

 
15,819

 
233

Real estate – construction
 
—

 
—

 
650

 
—

 
—

 
—

 
867

 
—

Commercial business
 
10,576

 
62

 
20,530

 
37

 
11,436

 
121

 
19,752

 
63

Trade finance
 
5,813

 
52

 
3,165

 
47

 
6,879

 
102

 
3,134

 
90

Consumer and other
 
1,450

 
—

 
1,807

 
—

 
1,303

 
—

 
1,718

 
—

Subtotal
 
$
77,954

 
$
350

 
$
69,272

 
$
338

 
$
74,623

 
$
697

 
$
69,230

 
$
669

Total
 
$
119,091

 
$
593

 
$
122,914

 
$
681

 
$
114,053

 
$
1,189

 
$
115,544

 
$
1,331

__________________________________
(1) Impaired loans exclude acquired PCI loans
(2) Unpaid contractual principal balance less charge offs, interest collected applied to principal if on nonaccrual and purchase discounts.
 
 
As of June 30, 2019
 
As of December 31, 2018
Impaired Acquired Loans (1)
 
Recorded Investment (2)
 
Unpaid
Contractual Principal
Balance
 
Related
Allowance
 
Recorded Investment (2)
 
Unpaid
Contractual Principal
Balance
 
Related
Allowance
 
 
(Dollars in thousands)
With related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
810

 
843

 
22

 
198

 
220

 
118

Hotel & motel
 
73

 
345

 
3

 
72

 
345

 
4

Gas station & car wash
 
61

 
1,967

 
—

 
—

 
—

 
—

Mixed use
 
293

 
297

 
22

 
312

 
312

 
38

Industrial & warehouse
 
328

 
1,920

 
80

 
230

 
1,050

 
88

Other
 
—

 
—

 
—

 
3,454

 
3,454

 
13

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
2,022

 
2,294

 
987

 
4,064

 
5,041

 
130

Trade finance
 
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
 
131

 
131

 
1

 
144

 
144

 
—

Subtotal
 
$
3,718

 
$
7,797

 
$
1,115

 
$
8,474

 
$
10,566

 
$
391

With no related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
7,155

 
7,246

 
—

 
3,285

 
4,151

 
—

Hotel & motel
 
5,350

 
6,790

 
—

 
5,428

 
6,874

 
—

Gas station & car wash
 
183

 
706

 
—

 
247

 
2,673

 
—

Mixed use
 
194

 
285

 
—

 
3,722

 
3,726

 
—

Industrial & warehouse
 
—

 
—

 
—

 
119

 
894

 
—

Other
 
5,131

 
8,448

 
—

 
1,013

 
1,326

 
—

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
2,206

 
3,843

 
—

 
1,670

 
2,681

 
—

Trade finance
 
3,318

 
3,318

 
—

 
3,124

 
3,124

 
—

Consumer and other
 
680

 
765

 
—

 
997

 
1,144

 
—

Subtotal
 
$
24,217

 
$
31,401

 
$
—

 
$
19,605

 
$
26,593

 
$
—

Total
 
$
27,935

 
$
39,198

 
$
1,115

 
$
28,079

 
$
37,159

 
$
391


__________________________________
(1) Impaired loans exclude acquired PCI loans
(2) Unpaid contractual principal balance less charge offs, interest collected applied to principal if on nonaccrual and purchase discounts.
 
 
For the Three Months Ended June 30,
 
For the Six Months Ended June 30,
 
 
2019
 
2018
 
2019
 
2018
Impaired Acquired Loans (1)
 
Average
Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average
Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average
Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
Average
Recorded Investment(2)
 
Interest Income Recognized During Impairment
 
 
(Dollars in thousands)
With related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
125

 
$
—

 
$
—

 
$
—

 
$
84

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
692

 
—

 
800

 
—

 
527

 
—

 
621

 
—

Hotel & motel
 
73

 
—

 
79

 
—

 
73

 
—

 
81

 
—

Gas station & car wash
 
30

 
—

 
—

 
—

 
20

 
—

 
—

 
—

Mixed use
 
298

 
2

 
2,899

 
39

 
303

 
3

 
1,976

 
75

Industrial & warehouse
 
282

 
—

 
266

 
—

 
264

 
—

 
251

 
1

Other
 
544

 
—

 
3,314

 
19

 
1,999

 
—

 
2,316

 
37

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
2,998

 
24

 
8,243

 
41

 
3,353

 
49

 
6,158

 
80

Trade finance
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
 
133

 
—

 
76

 
2

 
137

 
—

 
51

 
2

Subtotal
 
$
5,050

 
$
26

 
$
15,802

 
$
101

 
$
6,676

 
$
52

 
$
11,538

 
$
195

With no related allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
 
7,344

 
30

 
3,108

 
31

 
5,991

 
60

 
3,209

 
61

Hotel & motel
 
5,371

 
—

 
1,029

 
—

 
5,390

 
—

 
847

 
—

Gas station & car wash
 
215

 
—

 
193

 
—

 
225

 
—

 
129

 
—

Mixed use
 
2,049

 
—

 
36

 
—

 
2,607

 
—

 
74

 
—

Industrial & warehouse
 
93

 
—

 
491

 
—

 
106

 
—

 
342

 
—

Other
 
4,749

 
67

 
4,475

 
60

 
3,504

 
133

 
6,027

 
117

Real estate – construction
 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
 
1,640

 
31

 
8,380

 
24

 
1,650

 
64

 
6,660

 
38

Trade finance
 
3,192

 
52

 
3,165

 
47

 
3,169

 
102

 
3,104

 
90

Consumer and other
 
731

 
—

 
1,618

 
—

 
820

 
—

 
1,463

 
—

Subtotal
 
$
25,384

 
$
180

 
$
22,495

 
$
162

 
$
23,462

 
$
359

 
$
21,855

 
$
306

Total
 
$
30,434

 
$
206

 
$
38,297

 
$
263

 
$
30,138

 
$
411

 
$
33,393

 
$
501


__________________________________
Aging of Past Due Loans
The following table represents the recorded investment of nonaccrual loans and loans past due 90 or more days and still on accrual status by class of loans as of June 30, 2019 and December 31, 2018.
 
Nonaccrual Loans(1)
 
Accruing Loans Past Due 90 or More Days
 
June 30, 2019
 
December 31, 2018
 
June 30, 2019
 
December 31, 2018
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
Real estate – residential
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
Retail
4,682

 
5,153

 
—

 
—

Hotel & motel
6,503

 
7,325

 
—

 
—

Gas station & car wash
31

 
31

 
—

 
—

Mixed use
717

 
749

 
—

 
—

Industrial & warehouse
7,278

 
6,111

 
—

 
—

Other
10,794

 
5,940

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

Commercial business
15,318

 
14,837

 
—

 
—

Trade finance
2,721

 
1,661

 
—

 
—

Consumer and other
2,205

 
441

 
353

 
243

Subtotal
$
50,249

 
$
42,248

 
$
353

 
$
243

Acquired Loans: (2)
 

 
 

 
 
 
 
Real estate – residential
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
Retail
5,350

 
829

 
—

 
—

Hotel & motel
5,423

 
5,500

 
—

 
1,286

Gas station & car wash
245

 
247

 
—

 
—

Mixed use
370

 
1,224

 
—

 
—

Industrial & warehouse
328

 
349

 
—

 
—

Other
1,201

 
259

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

Commercial business
958

 
1,632

 
—

 
—

Trade finance
—

 
—

 
—

 
—

Consumer and other
810

 
998

 
—

 
—

Subtotal
$
14,685

 
$
11,038

 
$
—

 
$
1,286

Total
$
64,934

 
$
53,286

 
$
353

 
$
1,529


__________________________________
(1) 
Total nonaccrual loans exclude guaranteed portion of delinquent SBA loans that are in liquidation totaling $32.1 million and $29.2 million, at June 30, 2019 and December 31, 2018, respectively.
(2) 
Acquired Loans exclude PCI loans.
The following tables present the recorded investment of past due loans, including nonaccrual loans past due 30 or more days, by the number of days past due as of June 30, 2019 and December 31, 2018 by class of loans:
 
As of June 30, 2019
 
As of December 31, 2018
 
30-59 Days
Past Due 
 
60-89 Days 
Past Due
 
90 or More Days
Past Due 
 
Total
Past Due
 
30-59 Days
Past Due 
 
60-89 Days 
Past Due
 
90 or More Days
Past Due 
 
Total
Past Due
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
 
 
Real estate – residential
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
—

 
811

 
297

 
1,108

 
733

 
—

 
809

 
1,542

Hotel & motel
1,716

 
347

 
3,680

 
5,743

 
153

 
—

 
5,215

 
5,368

Gas station & car wash
658

 
—

 
31

 
689

 
—

 
—

 
31

 
31

Mixed use
—

 
174

 
184

 
358

 
—

 
—

 
—

 
—

Industrial & warehouse
74

 
849

 
3,387

 
4,310

 
1,465

 
—

 
1,922

 
3,387

Other
8,576

 
133

 
7,359

 
16,068

 
1,837

 
—

 
2,405

 
4,242

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
1,450

 
121

 
10,671

 
12,242

 
5,500

 
435

 
7,003

 
12,938

Trade finance
—

 
—

 
2,721

 
2,721

 
1,036

 
—

 
1,661

 
2,697

Consumer and other
5,721

 
250

 
1,796

 
7,767

 
16,413

 
140

 
247

 
16,800

Subtotal
$
18,195

 
$
2,685

 
$
30,126

 
$
51,006

 
$
27,137

 
$
575

 
$
19,293

 
$
47,005

Acquired Loans: (1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Real estate – commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Retail
—

 
38

 
5,001

 
5,039

 
347

 
—

 
602

 
949

Hotel & motel
—

 
—

 
4,462

 
4,462

 
—

 
—

 
5,206

 
5,206

Gas station & car wash
—

 
—

 
221

 
221

 
154

 
—

 
221

 
375

Mixed use
—

 
—

 
194

 
194

 
107

 
—

 
1,034

 
1,141

Industrial & warehouse
94

 
120

 
328

 
542

 
142

 
—

 
119

 
261

Other
791

 
—

 
203

 
994

 
183

 
219

 
—

 
402

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Commercial business
84

 
—

 
237

 
321

 
397

 
613

 
253

 
1,263

Trade finance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
1,337

 
709

 
268

 
2,314

 
—

 
—

 
334

 
334

Subtotal
$
2,306

 
$
867

 
$
10,914

 
$
14,087

 
$
1,330

 
$
832

 
$
7,769

 
$
9,931

Total Past Due
$
20,501

 
$
3,552

 
$
41,040

 
$
65,093

 
$
28,467

 
$
1,407

 
$
27,062

 
$
56,936


__________________________________
(1) 
Acquired Loans exclude PCI loans.
Risk Category of Loans by Class of Loans
The following tables present the recorded investment of risk ratings for Legacy and Acquired Loans as of June 30, 2019 and December 31, 2018 by class of loans:
 
As of June 30, 2019
 
Pass/
Not Rated
 
Special
Mention
 
Substandard
 
Doubtful
 
Total
 
(Dollars in thousands)
Legacy Loans:
 
 
 
Real estate – residential
$
45,944

 
$
—

 
$
145

 
$
—

 
$
46,089

Real estate – commercial
 
 
 
 
 
 
 
 
 
Retail
1,784,344

 
35,150

 
36,712

 
—

 
1,856,206

Hotel & motel
1,389,821

 
10,341

 
31,870

 
—

 
1,432,032

Gas station & car wash
818,660

 
2,761

 
2,122

 
—

 
823,543

Mixed use
550,044

 
12,967

 
13,559

 
—

 
576,570

Industrial & warehouse
721,166

 
945

 
34,497

 
—

 
756,608

Other
1,375,120

 
32,591

 
39,753

 
—

 
1,447,464

Real estate – construction
252,432

 
16,249

 
—

 
—

 
268,681

Commercial business
2,119,781

 
35,789

 
39,031

 
—

 
2,194,601

Trade finance
160,669

 
73

 
2,721

 
—

 
163,463

Consumer and other
787,796

 
184

 
2,266

 
—

 
790,246

Subtotal
$
10,005,777

 
$
147,050

 
$
202,676

 
$
—

 
$
10,355,503

Acquired Loans:
 
 
 
 
 
 
 
 
 
Real estate – residential
$
4,362

 
$
387

 
$
329

 
$
—

 
$
5,078

Real estate – commercial
 
 
 
 
 
 
 
 
 
Retail
401,670

 
5,844

 
22,187

 
—

 
429,701

Hotel & motel
166,101

 
298

 
19,161

 
—

 
185,560

Gas station & car wash
121,640

 
—

 
5,039

 
—

 
126,679

Mixed use
87,781

 
7,225

 
4,511

 
—

 
99,517

Industrial & warehouse
153,008

 
4,132

 
19,708

 
—

 
176,848

Other
351,841

 
10,066

 
28,680

 
—

 
390,587

Real estate – construction
—

 
9,689

 
—

 
—

 
9,689

Commercial business
53,607

 
1,778

 
15,300

 
1

 
70,686

Trade finance
—

 
—

 
3,318

 
—

 
3,318

Consumer and other
119,893

 
16

 
2,932

 
—

 
122,841

Subtotal
$
1,459,903

 
$
39,435

 
$
121,165

 
$
1

 
$
1,620,504

Total
$
11,465,680

 
$
186,485

 
$
323,841

 
$
1

 
$
11,976,007

 
As of December 31, 2018
 
Pass/
Not Rated
 
Special
Mention
 
Substandard
 
Doubtful
 
Total
 
(Dollars in thousands)
Legacy Loans:
 
 
 
Real estate – residential
$
44,066

 
$
—

 
$
546

 
$
—

 
$
44,612

Real estate – commercial
 
 
 
 
 
 
 
 
 
Retail
1,815,170

 
18,072

 
30,686

 
—

 
1,863,928

Hotel & motel
1,389,349

 
21,932

 
15,869

 
—

 
1,427,150

Gas station & car wash
814,291

 
2,810

 
2,464

 
—

 
819,565

Mixed use
510,021

 
12,480

 
13,292

 
—

 
535,793

Industrial & warehouse
711,236

 
1,665

 
38,332

 
—

 
751,233

Other
1,326,795

 
35,539

 
34,618

 
—

 
1,396,952

Real estate – construction
227,231

 
10,904

 
—

 
—

 
238,135

Commercial business
1,944,783

 
18,220

 
54,688

 
—

 
2,017,691

Trade finance
191,508

 
—

 
2,558

 
—

 
194,066

Consumer and other
910,292

 
—

 
441

 
—

 
910,733

Subtotal
$
9,884,742

 
$
121,622

 
$
193,494

 
$
—

 
$
10,199,858

Acquired Loans:
 
 
 
Real estate – residential
$
5,812

 
$
393

 
$
380

 
$
—

 
$
6,585

Real estate – commercial
 
 
 
 
 
 
 
 
 
Retail
483,939

 
4,651

 
17,332

 
35

 
505,957

Hotel & motel
186,761

 
807

 
19,472

 
—

 
207,040

Gas station & car wash
148,702

 
274

 
6,032

 
—

 
155,008

Mixed use
77,100

 
3,986

 
8,151

 
—

 
89,237

Industrial & warehouse
171,574

 
9,451

 
18,071

 
223

 
199,319

Other
402,247

 
12,902

 
28,996

 
—

 
444,145

Real estate – construction
29,058

 
7,883

 
—

 
—

 
36,941

Commercial business
89,611

 
1,083

 
19,237

 
8

 
109,939

Trade finance
—

 
—

 
3,124

 
—

 
3,124

Consumer and other
136,944

 
37

 
3,626

 
146

 
140,753

Subtotal
$
1,731,748

 
$
41,467

 
$
124,421

 
$
412

 
$
1,898,048

Total
$
11,616,490

 
$
163,089

 
$
317,915

 
$
412

 
$
12,097,906
Loans Sold From Loans Held For Investment The breakdown of loans by type that were reclassified from held for investment to held for sale for the three and six months ended June 30, 2019 and 2018 is presented in the following table:
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2019
 
2018
 
2019
 
2018
Transfer of loans held for investment to held for sale
(Dollars in thousands)
Consumer
$
49,601

 
$
—

 
$
82,991

 
$
6,155
Allowance for Loan Losses and Impaired Loans, Qualitative and Quantitative Analysis
The following table presents breakdown of loans by impairment method at June 30, 2019 and December 31, 2018:
 
As of June 30, 2019
 
Real Estate –
Residential
 
Real Estate –
Commercial
 
Real Estate –
Construction
 
Commercial
Business
 
Trade
Finance
 
Consumer
and Other
 
Total
 
(Dollars in thousands)
Impaired loans
(recorded investment)
$
—

 
$
66,363

 
$
—

 
$
30,387

 
$
6,143

 
$
3,077

 
$
105,970

Specific allowance
$
—

 
$
319

 
$
—

 
$
5,269

 
$
333

 
$
12

 
$
5,933

Specific allowance to impaired loans
N/A

 
0.48
%
 
N/A

 
17.34
%
 
5.42
%
 
0.39
%
 
5.60
%
Other loans
$
51,167

 
$
8,234,952

 
$
278,370

 
$
2,234,900

 
$
160,638

 
$
910,010

 
$
11,870,037

General allowance
$
88

 
$
52,433

 
$
1,244

 
$
26,086

 
$
676

 
$
7,606

 
$
88,133

General allowance to other loans
0.17
%
 
0.64
%
 
0.45
%
 
1.17
%
 
0.42
%
 
0.84
%
 
0.74
%
Total loans
$
51,167

 
$
8,301,315

 
$
278,370

 
$
2,265,287

 
$
166,781

 
$
913,087

 
$
11,976,007

Total allowance for loan losses
$
88

 
$
52,752

 
$
1,244

 
$
31,355

 
$
1,009

 
$
7,618

 
$
94,066

Total allowance to total loans
0.17
%
 
0.64
%
 
0.45
%
 
1.38
%
 
0.60
%
 
0.83
%
 
0.79
%
 
As of December 31, 2018
 
Real Estate –
Residential
 
Real Estate –
Commercial
 
Real Estate –
Construction
 
Commercial
Business
 
Trade
Finance
 
Consumer
and Other
 
Total
 
(Dollars in thousands)
Impaired loans
(recorded investment)
$
—

 
$
58,056

 
$
—

 
$
35,358

 
$
9,011

 
$
1,582

 
$
104,007

Specific allowance
$
—

 
$
437

 
$
—

 
$
4,351

 
$
—

 
$
3

 
$
4,791

Specific allowance to impaired loans
N/A

 
0.75
%
 
N/A

 
12.31
%
 
—
%
 
0.19
%
 
4.61
%
Other loans
$
51,197

 
$
8,337,271

 
$
275,076

 
$
2,092,272

 
$
188,179

 
$
1,049,904

 
$
11,993,899

General allowance
$
112

 
$
55,453

 
$
765

 
$
23,414

 
$
719

 
$
7,303

 
$
87,766

General allowance to other loans
0.22
%
 
0.67
%
 
0.28
%
 
1.12
%
 
0.38
%
 
0.70
%
 
0.73
%
Total loans
$
51,197

 
$
8,395,327

 
$
275,076

 
$
2,127,630

 
$
197,190

 
$
1,051,486

 
$
12,097,906

Total allowance for loan losses
$
112

 
$
55,890

 
$
765

 
$
27,765

 
$
719

 
$
7,306

 
$
92,557

Total allowance to total loans
0.22
%
 
0.67
%
 
0.28
%
 
1.30
%
 
0.36
%
 
0.69
%
 
0.77
%
Troubled Debt Restructurings
The following tables present the recorded investment of loans classified as TDR during the three and six months ended June 30, 2019 and 2018 by class of loans:
 
Three Months Ended June 30, 2019
 
Three Months Ended June 30, 2018
 
Number of
Loans 
 
Pre-
Modification
 
Post-
Modification 
 
Number of
Loans 
 
Pre-
Modification
 
Post-
Modification 
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
—

 
$
—

 
$
—

 
—

 
$
—

 
$
—

Real estate – commercial
 
 
 

 
 

 
 
 
 
 
 
Retail
—

 
—

 
—

 
1

 
54

 
54

Hotel & motel
1

 
730

 
730

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

 
—

 
—

Mixed use
—

 
—

 
—

 
—

 
—

 
—

Industrial & warehouse
—

 
—

 
—

 
—

 
—

 
—

Other
—

 
—

 
—

 
—

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

Commercial business
7

 
447

 
447

 
10

 
2,830

 
2,830

Trade finance
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
7

 
30

 
30

 
1

 
70

 
70

Subtotal
15

 
$
1,207

 
$
1,207

 
12

 
$
2,954

 
$
2,954

Acquired Loans:
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
—

 
$
—

 
$
—

 
—

 
$
—

 
$
—

Real estate – commercial
 
 
 

 
 

 
 
 
 

 
 

Retail
1

 
27

 
27

 
—

 
—

 
—

Hotel & motel
—

 
—

 
—

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

 
—

 
—

Mixed use
—

 
—

 
—

 
—

 
—

 
—

Industrial & warehouse
—

 
—

 
—

 
—

 
—

 
—

Other
2

 
961

 
961

 
—

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

Commercial business
1

 
132

 
132

 
2

 
1,348

 
1,348

Trade finance
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

Subtotal
4

 
$
1,120

 
$
1,120

 
2

 
$
1,348

 
$
1,348

Total
19

 
$
2,327

 
$
2,327

 
14

 
$
4,302

 
$
4,302


 
 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
Six Months Ended June 30, 2018
 
Number of
Loans 
 
Pre-
Modification
 
Post-
Modification 
 
Number of
Loans 
 
Pre-
Modification
 
Post-
Modification 
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
—

 
$
—

 
$
—

 
—

 
$
—

 
$
—

Real estate – commercial
 
 
 

 
 

 
 
 
 
 
 
Retail
—

 
—

 
—

 
2

 
66

 
66

Hotel & motel
2

 
880

 
880

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

 
—

 
—

Mixed use
—

 
—

 
—

 
—

 
—

 
—

Industrial & warehouse
—

 
—

 
—

 
1

 
2,093

 
2,093

Other
1

 
92

 
92

 
1

 
1,231

 
1,231

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

Commercial business
12

 
3,143

 
3,143

 
13

 
6,486

 
6,486

Trade finance
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
13

 
62

 
62

 
1

 
70

 
70

Subtotal
28

 
$
4,177

 
$
4,177

 
18

 
$
9,946

 
$
9,946

Acquired Loans:
 
 
 
 
 
 
 
 
 
 
 
Real estate – residential
—

 
$
—

 
$
—

 
—

 
$
—

 
$
498

Real estate – commercial
 
 
 

 
 

 
 
 
 

 
 

Retail
2

 
125

 
125

 
1

 
207

 
207

Hotel & motel
—

 
—

 
—

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

 
—

 
—

Mixed use
—

 
—

 
—

 
1

 
2,714

 
2,714

Industrial & warehouse
—

 
—

 
—

 
—

 
—

 
—

Other
2

 
961

 
961

 
1

 
1,047

 
1,047

Real estate – construction
—

 
—

 
—

 
—

 
—

 
—

Commercial business
2

 
167

 
167

 
2

 
1,348

 
1,348

Trade finance
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

Subtotal
6

 
$
1,253

 
$
1,253

 
5

 
$
5,316

 
$
5,814

Total
34

 
$
5,430

 
$
5,430

 
23

 
$
15,262

 
$
15,760


A summary of the recorded investment of TDR loans on accrual and nonaccrual status by type of concession as of June 30, 2019 and December 31, 2018 is presented below:
 
As of June 30, 2019
 
TDR Loans on Accrual Status
 
TDR Loans on Nonaccrual Status
 
Total
TDRs
 
Real Estate
 
Commercial Business
 
Other
 
Total
 
Real Estate
 
Commercial Business
 
Other
 
Total
 
 
(Dollars in thousands)
Payment concession
$
5,034

 
$
960

 
$
61

 
$
6,055

 
$
4,051

 
$
553

 
$
—

 
$
4,604

 
$
10,659

Maturity / amortization concession
13,556

 
10,791

 
3,319

 
27,666

 
—

 
8,437

 
2,905

 
11,342

 
39,008

Rate concession
4,547

 
2,359

 
104

 
7,010

 
373

 
—

 
—

 
373

 
7,383

Total
$
23,137

 
$
14,110

 
$
3,484

 
$
40,731

 
$
4,424

 
$
8,990

 
$
2,905

 
$
16,319

 
$
57,050

 
As of December 31, 2018
 
TDR Loans on Accrual Status
 
TDR Loans on Nonaccrual Status
 
Total
TDRs
 
Real Estate
 
Commercial Business
 
Other
 
Total
 
Real Estate
 
Commercial Business
 
Other
 
Total
 
 
(Dollars in thousands)
Payment concession
$
5,142

 
$
961

 
$
—

 
$
6,103

 
$
2,216

 
$
746

 
$
—

 
$
2,962

 
$
9,065

Maturity / amortization concession
14,012

 
17,257

 
7,391

 
38,660

 
—

 
10,166

 
73

 
10,239

 
48,899

Rate concession
4,872

 
672

 
103

 
5,647

 
401

 
—

 
—

 
401

 
6,048

Total
$
24,026

 
$
18,890

 
$
7,494

 
$
50,410

 
$
2,617

 
$
10,912

 
$
73

 
$
13,602

 
$
64,012
Summary of Troubled Debt Restructurings with Subsequent Payment Default
The following table presents loans modified as TDRs within the previous twelve months ended June 30, 2019 and June 30, 2018 that subsequently had payment defaults during the three and six months ended June 30, 2019 and June 30, 2018:
 
Three Months Ended June 30, 2019
 
Three Months Ended June 30, 2018
 
Number of Loans
 
Balance
 
Number of Loans
 
Balance
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
Real estate – commercial
 
 
 
 
 
 
 
Retail
—

 
$
—

 
—

 
$
—

Hotel & motel
—

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

Mixed Use
—

 
—

 
—

 
—

Industrial & warehouse
—

 
—

 
—

 
—

Other
1

 
92

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

Commercial business
—

 
—

 
4

 
1,188

Trade finance
—

 
—

 
—

 
—

Consumer and other
6

 
39

 
—

 
—

Subtotal
7

 
$
131

 
4

 
$
1,188

Acquired Loans:
 
 
 
 
 
 
 
Real estate – commercial
 

 
 

 
 
 
 
Retail
—

 
$
—

 
—

 
$
—

Hotel & motel
1

 
73

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

Mixed Use
—

 
—

 
—

 
—

Industrial & warehouse
1

 
234

 
—

 
—

Other
—

 
—

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

Commercial business
3

 
150

 
—

 
—

Trade finance
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

Subtotal
5

 
$
457

 
—

 
$
—

Total
12

 
$
588

 
4

 
$
1,188


 
Six Months Ended June 30, 2019
 
Six Months Ended June 30, 2018
 
Number of Loans
 
Balance
 
Number of Loans
 
Balance
 
(Dollars in thousands)
Legacy Loans:
 
 
 
 
 
 
 
Real estate – commercial
 
 
 
 
 
 
 
Retail
—

 
$
—

 
—

 
$
—

Hotel & motel
—

 
—

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

Mixed Use
—

 
—

 
—

 
—

Industrial & warehouse
—

 
—

 
—

 
—

Other
1

 
92

 
—

 
—

Real estate – construction
—

 
—

 
—

 
—

Commercial business
—

 
—

 
4

 
1,188

Trade finance
—

 
—

 
—

 
—

Consumer and other
6

 
39

 
—

 
—

Subtotal
7

 
$
131

 
4

 
$
1,188

Acquired Loans:
 
 
 
 
 
 
 
Real estate – commercial
 

 
 

 
 
 
 
Retail
—

 
$
—

 
—

 
$
—

Hotel & motel
1

 
73

 
—

 
—

Gas station & car wash
—

 
—

 
—

 
—

Mixed Use
—

 
—

 
—

 
—

Industrial & warehouse
1

 
234

 
—

 
—

Other
—

 
—

 
1

 
3,108

Real estate – construction
—

 
—

 
—

 
—

Commercial business
4

 
218

 
1

 
—

Trade finance
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

Subtotal
6

 
$
525

 
2

 
$
3,108

Total
13

 
$
656

 
6

 
$
4,296