Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The Company’s and the Bank’s levels and ratios are presented in the tables below for the dates indicated and include the effects of the Company’s election to utilize the five-year transition described above:


	Actual				Required For Capital Adequacy Purposes				Minimum Capital Adequacy With Capital Conservation Buffer				Required To Be Well Capitalized Under Prompt Corrective Action Provisions
September 30, 2022	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
Common equity Tier 1 capital (to risk weighted assets):
Company	$	1,760,843	10.32	%	$	767,941	4.50	%	$	1,194,575	7.00	%	N/A		N/A
Bank	$	2,014,788	11.81	%	$	767,682	4.50	%	$	1,194,173	7.00	%	$	1,108,875	6.50	%
Total capital (to risk-weighted assets):
Company	$	2,000,653	11.72	%	$	1,365,228	8.00	%	$	1,791,862	10.50	%	N/A		N/A
Bank	$	2,152,241	12.62	%	$	1,364,769	8.00	%	$	1,791,259	10.50	%	$	1,705,961	10.00	%
Tier 1 capital (to risk-weighted assets):
Company	$	1,863,200	10.92	%	$	1,023,921	6.00	%	$	1,450,555	8.50	%	N/A		N/A
Bank	$	2,014,788	11.81	%	$	1,023,577	6.00	%	$	1,450,067	8.50	%	$	1,364,769	8.00	%
Tier 1 capital (to average assets):
Company	$	1,863,200	10.25	%	$	727,401	4.00	%	N/A		N/A		N/A		N/A
Bank	$	2,014,788	11.08	%	$	727,200	4.00	%	N/A		N/A		$	909,000	5.00	%


	Actual				Required For Capital Adequacy Purposes				Minimum Capital Adequacy With Capital Conservation Buffer				Required To Be Well Capitalized Under Prompt Corrective Action Provisions
December 31, 2021	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
Common equity Tier 1 capital (to risk weighted assets):
Company	$	1,657,754	11.03	%	$	676,633	4.50	%	$	1,052,540	7.00	%	N/A		N/A
Bank	$	1,947,914	12.96	%	$	676,328	4.50	%	$	1,052,066	7.00	%	$	976,919	6.50	%
Total capital (to risk-weighted assets):
Company	$	1,867,968	12.42	%	$	1,202,903	8.00	%	$	1,578,811	10.50	%	N/A		N/A
Bank	$	2,056,675	13.68	%	$	1,202,361	8.00	%	$	1,578,099	10.50	%	$	1,502,952	10.00	%
Tier 1 capital (to risk-weighted assets):
Company	$	1,759,207	11.70	%	$	902,178	6.00	%	$	1,278,085	8.50	%	N/A		N/A
Bank	$	1,947,914	12.96	%	$	901,771	6.00	%	$	1,277,509	8.50	%	$	1,202,361	8.00	%
Tier 1 capital (to average assets):
Company	$	1,759,207	10.11	%	$	695,795	4.00	%	N/A		N/A		N/A		N/A
Bank	$	1,947,914	11.20	%	$	695,593	4.00	%	N/A		N/A		$	869,491	5.00	%