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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
INTEREST INCOME:      
Interest and fees on loans $ 837,159 $ 892,563 $ 660,732
Interest on investment securities 68,549 66,063 52,220
Interest-bearing Deposits in Banks and Other Financial Institutions 44,668 87,361 1,295
Interest on other investments 3,604 2,891 1,868
Total interest income 953,980 1,048,878 716,115
INTEREST EXPENSE:      
Interest on deposits 495,448 441,231 114,839
Interest Expense, FHLB and FRB borrowings 19,860 69,365 11,525
Interest on other borrowings and debt 10,821 12,421 11,330
Total interest expense 526,129 523,017 137,694
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES 427,851 525,861 578,421
PROVISION FOR CREDIT LOSSES 17,280 31,592 9,850
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 410,571 494,269 568,571
NONINTEREST INCOME:      
Service fees on deposit accounts 10,728 9,466 8,938
International service fees 3,002 3,365 3,134
Wire transfer and foreign currency fees 3,788 3,322 3,477
Swap fees 1,602 711 2,605
Net gains on sales of SBA loans 7,765 4,097 16,343
Net gain on sales and calls of investment securities AFS 936 0 0
Net gain on branch sales 1,006 0 0
Other income and fees 18,250 24,616 16,900
Total noninterest income 47,077 45,577 51,397
NONINTEREST EXPENSE:      
Salaries and employee benefits 177,860 207,871 204,719
Occupancy 27,469 28,868 28,267
Furniture and equipment 21,592 21,378 19,434
Data processing and communications 12,060 11,606 10,683
Professional fees 8,967 6,464 6,314
Amortization of investments in affordable housing partnerships 9,051 8,195 8,742
FDIC assessments 10,813 13,296 6,248
FDIC special assessment 691 3,971 0
Earned interest credit expense 23,447 22,399 10,998
Restructuring Costs 1,023 11,576 0
Merger-related costs 4,604 0 0
Other noninterest expense 27,107 26,335 28,515
Total noninterest expense 324,684 361,959 323,920
INCOME BEFORE INCOME TAXES 132,964 177,887 296,048
INCOME TAX PROVISION 33,334 44,214 77,771
NET INCOME $ 99,630 $ 133,673 $ 218,277
Earnings Per Share [Abstract]      
Basic (in dollars per share) $ 0.83 $ 1.11 $ 1.82
Diluted (in dollars per share) $ 0.82 $ 1.11 $ 1.81