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Transfers and Servicing (Tables)

12 Months Ended

Dec. 31, 2024

Transfers and Servicing [Abstract]

Schedule of Servicing Assets

The changes in servicing assets for the years ended December 31, 2024, 2023, and 2022, were as follows:

			Year Ended December 31,
			2024						2023						2022
			(Dollars in thousands)
Balance at beginning of period			$	9,631					$	11,628					$	10,418
Additions through originations of servicing assets			3,244						1,892						5,200
Amortization			(2,824)						(3,889)						(3,990)
Balance at end of period			$	10,051					$	9,631					$	11,628

Schedule of Servicing Assets at Fair Value

The Company utilizes the discounted cash flow method to calculate the initial excess servicing assets. The inputs used in evaluating servicing assets for impairment at December 31, 2024 and 2023, are presented below.

			December 31,
			2024						2023
SBA Servicing Assets:
Weighted-average discount rate			10.18%						11.12%
Constant prepayment rate			9.33%						12.17%
Mortgage Servicing Assets:
Weighted-average discount rate			11.13%						11.00%
Constant prepayment rate			4.37%						9.52%

X

- Definition

Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-4

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X

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

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X

- References

No definition available.

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