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Revenue Recognition
 12 Months Ended
Dec. 31, 2025
Revenue from Contract with Customer [Abstract]  
Revenue Recognition REVENUE RECOGNITION
Noninterest revenue streams within the scope of Topic 606 are discussed below.
Service Charges on Deposit Accounts and Wire Transfer Fees
Service charges on noninterest and interest bearing deposit accounts consist of monthly service charges, customer analysis charges, non-sufficient funds (“NSF”) charges, and other deposit account related charges. The Company’s performance obligation for account analysis charges and monthly service charges is generally satisfied, and the related revenue is recognized, over the period in which the service is provided. NSF charges, other deposit account related charges, and wire transfer fees are transaction based, and therefore the Company’s performance obligation is satisfied at the point of the transaction, and related revenue recognized at that point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts.
Service charges on deposit accounts and wire transfers are summarized below:
Year Ended December 31,
202520242023
(Dollars in thousands)
Noninterest bearing deposit account income:
Monthly service charges$892 $964 $969 
Customer analysis charges6,481 5,880 5,043 
NSF charges4,454 3,459 2,991 
Other service charges558 316 365 
Total noninterest bearing deposit account income12,385 10,619 9,368 
Interest bearing deposit account income:
Monthly service charges126 109 98 
Total service fees on deposit accounts$12,511 $10,728 $9,466 
Wire transfer fee income:
Wire transfer fees$1,447 $1,523 $1,951 
Foreign exchange fees3,068 2,265 1,371 
Total wire transfer and foreign currency fees$4,515 $3,788 $3,322