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Regulatory Matters
12 Months Ended
Dec. 31, 2025
Banking Regulation [Abstract]  
Regulatory Matters REGULATORY MATTERS
The Company and the Bank are subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material and adverse effect on the Company’s and the Bank’s business, financial condition and results of operation, such as restrictions on growth or the payment of dividends or other capital distributions or management fees. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
At December 31, 2025 and 2024, the Company and the Bank’s capital levels exceeded the minimums necessary to be considered “well-capitalized” under the regulatory framework for prompt corrective action. To generally be categorized as “well-capitalized”, the Company and the Bank must maintain a minimum total capital ratio, Tier 1 capital ratio, common equity Tier 1 capital ratio, and leverage ratio as set forth in the following table. Management is not aware of any conditions or events since December 31, 2025, that would cause management to believe the institution would be considered to be in a lower capital category.
The Company’s and the Bank’s capital levels and regulatory ratios are presented in the tables below for the dates indicated:
 ActualRatio Required for Capital Adequacy PurposesRatio Required To Be Well-CapitalizedRatio Required for Minimum Capital Adequacy With Capital Conservation Buffer
December 31, 2025AmountRatio
 (Dollars in thousands)
Common equity Tier 1 capital
(to risk weighted assets):
Company$1,904,868 12.27 %4.50 %N/A7.00 %
Bank$1,989,051 12.82 %4.50 %6.50 %7.00 %
Tier 1 capital
(to risk-weighted assets):
Company$2,011,484 12.96 %6.00 %N/A8.50 %
Bank$1,989,051 12.82 %6.00 %8.00 %8.50 %
Total capital
(to risk-weighted assets):
Company$2,171,256 13.99 %8.00 %N/A10.50 %
Bank$2,148,823 13.85 %8.00 %10.00 %10.50 %
Leverage capital
(to average assets):
Company$2,011,484 11.05 %4.00 %N/AN/A
Bank$1,989,051 10.93 %4.00 %5.00 %N/A
 ActualRatio Required for Capital Adequacy PurposesRatio Required To Be Well-CapitalizedRatio Required for Minimum Capital Adequacy With Capital Conservation Buffer
December 31, 2024AmountRatio
 (Dollars in thousands)
Common equity Tier 1 capital
(to risk weighted assets):
Company$1,900,601 13.06 %4.50 %N/A7.00 %
Bank$1,978,969 13.61 %4.50 %6.50 %7.00 %
Tier 1 capital
(to risk-weighted assets):
Company$2,005,840 13.79 %6.00 %N/A8.50 %
Bank$1,978,969 13.61 %6.00 %8.00 %8.50 %
Total capital
(to risk-weighted assets):
Company$2,150,810 14.78 %8.00 %N/A10.50 %
Bank$2,123,939 14.61 %8.00 %10.00 %10.50 %
Leverage capital
(to average assets):
Company$2,005,840 11.83 %4.00 %N/AN/A
Bank$1,978,969 11.68 %4.00 %5.00 %N/A