    <SEC-DOCUMENT>0000102037-18-000037-index.html : 20181221
    <SEC-HEADER>0000102037-18-000037.hdr.sgml : 20181221
    <ACCEPTANCE-DATETIME>20181221092912
    ACCESSION NUMBER:		0000102037-18-000037
    CONFORMED SUBMISSION TYPE:	8-K
    PUBLIC DOCUMENT COUNT:		157
    CONFORMED PERIOD OF REPORT:	20181221
    ITEM INFORMATION:		Entry into a Material Definitive Agreement
    ITEM INFORMATION:		Termination of a Material Definitive Agreement
    ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
    ITEM INFORMATION:		Financial Statements and Exhibits
    FILED AS OF DATE:		20181221
    DATE AS OF CHANGE:		20181221

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			UNIVERSAL CORP /VA/
    		CENTRAL INDEX KEY:			0000102037
    		STANDARD INDUSTRIAL CLASSIFICATION:	WHOLESALE-FARM PRODUCT RAW MATERIALS [5150]
    		IRS NUMBER:				540414210
    		STATE OF INCORPORATION:			VA
    		FISCAL YEAR END:			0331

    	FILING VALUES:
    		FORM TYPE:		8-K
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-00652
    		FILM NUMBER:		181247822

    	BUSINESS ADDRESS:
    		STREET 1:		9201 FOREST HILL AVENUE
    		STREET 2:		STONY POINT II BUILDING
    		CITY:			RICHMOND
    		STATE:			VA
    		ZIP:			23235
    		BUSINESS PHONE:		8043599311

    	MAIL ADDRESS:
    		STREET 1:		9201 FOREST HILL AVENUE
    		STREET 2:		STONY POINT II BUILDING
    		CITY:			RICHMOND
    		STATE:			VA
    		ZIP:			23235

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	UNIVERSAL LEAF TOBACCO CO INC
    		DATE OF NAME CHANGE:	19880314
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>8-K
    <SEQUENCE>1
    <FILENAME>uvv-8kx20181220.htm
    <DESCRIPTION>8-K
    <TEXT>
    Document 1 - file: uvv-8kx20181220.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>EX-10.1
    <SEQUENCE>2
    <FILENAME>universal2018creditagree.htm
    <DESCRIPTION>EXHIBIT 10.1
    <TEXT>
    Document 2 - file: universal2018creditagree.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>universal2018creditagree001.jpg
    <TEXT>
    Document 3 - file: universal2018creditagree001.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>universal2018creditagree002.jpg
    <TEXT>
    Document 4 - file: universal2018creditagree002.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>universal2018creditagree003.jpg
    <TEXT>
    Document 5 - file: universal2018creditagree003.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>6
    <FILENAME>universal2018creditagree004.jpg
    <TEXT>
    Document 6 - file: universal2018creditagree004.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>7
    <FILENAME>universal2018creditagree005.jpg
    <TEXT>
    Document 7 - file: universal2018creditagree005.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>8
    <FILENAME>universal2018creditagree006.jpg
    <TEXT>
    Document 8 - file: universal2018creditagree006.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>9
    <FILENAME>universal2018creditagree007.jpg
    <TEXT>
    Document 9 - file: universal2018creditagree007.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>10
    <FILENAME>universal2018creditagree008.jpg
    <TEXT>
    Document 10 - file: universal2018creditagree008.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>11
    <FILENAME>universal2018creditagree009.jpg
    <TEXT>
    Document 11 - file: universal2018creditagree009.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>12
    <FILENAME>universal2018creditagree010.jpg
    <TEXT>
    Document 12 - file: universal2018creditagree010.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>13
    <FILENAME>universal2018creditagree011.jpg
    <TEXT>
    Document 13 - file: universal2018creditagree011.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>14
    <FILENAME>universal2018creditagree012.jpg
    <TEXT>
    Document 14 - file: universal2018creditagree012.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>15
    <FILENAME>universal2018creditagree013.jpg
    <TEXT>
    Document 15 - file: universal2018creditagree013.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>16
    <FILENAME>universal2018creditagree014.jpg
    <TEXT>
    Document 16 - file: universal2018creditagree014.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>17
    <FILENAME>universal2018creditagree015.jpg
    <TEXT>
    Document 17 - file: universal2018creditagree015.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>18
    <FILENAME>universal2018creditagree016.jpg
    <TEXT>
    Document 18 - file: universal2018creditagree016.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>19
    <FILENAME>universal2018creditagree017.jpg
    <TEXT>
    Document 19 - file: universal2018creditagree017.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>20
    <FILENAME>universal2018creditagree018.jpg
    <TEXT>
    Document 20 - file: universal2018creditagree018.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>21
    <FILENAME>universal2018creditagree019.jpg
    <TEXT>
    Document 21 - file: universal2018creditagree019.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>22
    <FILENAME>universal2018creditagree020.jpg
    <TEXT>
    Document 22 - file: universal2018creditagree020.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>23
    <FILENAME>universal2018creditagree021.jpg
    <TEXT>
    Document 23 - file: universal2018creditagree021.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>24
    <FILENAME>universal2018creditagree022.jpg
    <TEXT>
    Document 24 - file: universal2018creditagree022.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>25
    <FILENAME>universal2018creditagree023.jpg
    <TEXT>
    Document 25 - file: universal2018creditagree023.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>26
    <FILENAME>universal2018creditagree024.jpg
    <TEXT>
    Document 26 - file: universal2018creditagree024.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>27
    <FILENAME>universal2018creditagree025.jpg
    <TEXT>
    Document 27 - file: universal2018creditagree025.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>28
    <FILENAME>universal2018creditagree026.jpg
    <TEXT>
    Document 28 - file: universal2018creditagree026.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>29
    <FILENAME>universal2018creditagree027.jpg
    <TEXT>
    Document 29 - file: universal2018creditagree027.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>30
    <FILENAME>universal2018creditagree028.jpg
    <TEXT>
    Document 30 - file: universal2018creditagree028.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>31
    <FILENAME>universal2018creditagree029.jpg
    <TEXT>
    Document 31 - file: universal2018creditagree029.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>32
    <FILENAME>universal2018creditagree030.jpg
    <TEXT>
    Document 32 - file: universal2018creditagree030.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>33
    <FILENAME>universal2018creditagree031.jpg
    <TEXT>
    Document 33 - file: universal2018creditagree031.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>34
    <FILENAME>universal2018creditagree032.jpg
    <TEXT>
    Document 34 - file: universal2018creditagree032.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>35
    <FILENAME>universal2018creditagree033.jpg
    <TEXT>
    Document 35 - file: universal2018creditagree033.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>36
    <FILENAME>universal2018creditagree034.jpg
    <TEXT>
    Document 36 - file: universal2018creditagree034.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>37
    <FILENAME>universal2018creditagree035.jpg
    <TEXT>
    Document 37 - file: universal2018creditagree035.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>38
    <FILENAME>universal2018creditagree036.jpg
    <TEXT>
    Document 38 - file: universal2018creditagree036.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>39
    <FILENAME>universal2018creditagree037.jpg
    <TEXT>
    Document 39 - file: universal2018creditagree037.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>40
    <FILENAME>universal2018creditagree038.jpg
    <TEXT>
    Document 40 - file: universal2018creditagree038.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>41
    <FILENAME>universal2018creditagree039.jpg
    <TEXT>
    Document 41 - file: universal2018creditagree039.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>42
    <FILENAME>universal2018creditagree040.jpg
    <TEXT>
    Document 42 - file: universal2018creditagree040.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>43
    <FILENAME>universal2018creditagree041.jpg
    <TEXT>
    Document 43 - file: universal2018creditagree041.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>44
    <FILENAME>universal2018creditagree042.jpg
    <TEXT>
    Document 44 - file: universal2018creditagree042.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>45
    <FILENAME>universal2018creditagree043.jpg
    <TEXT>
    Document 45 - file: universal2018creditagree043.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>46
    <FILENAME>universal2018creditagree044.jpg
    <TEXT>
    Document 46 - file: universal2018creditagree044.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>47
    <FILENAME>universal2018creditagree045.jpg
    <TEXT>
    Document 47 - file: universal2018creditagree045.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>48
    <FILENAME>universal2018creditagree046.jpg
    <TEXT>
    Document 48 - file: universal2018creditagree046.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>49
    <FILENAME>universal2018creditagree047.jpg
    <TEXT>
    Document 49 - file: universal2018creditagree047.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>50
    <FILENAME>universal2018creditagree048.jpg
    <TEXT>
    Document 50 - file: universal2018creditagree048.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>51
    <FILENAME>universal2018creditagree049.jpg
    <TEXT>
    Document 51 - file: universal2018creditagree049.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>52
    <FILENAME>universal2018creditagree050.jpg
    <TEXT>
    Document 52 - file: universal2018creditagree050.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>53
    <FILENAME>universal2018creditagree051.jpg
    <TEXT>
    Document 53 - file: universal2018creditagree051.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>54
    <FILENAME>universal2018creditagree052.jpg
    <TEXT>
    Document 54 - file: universal2018creditagree052.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>55
    <FILENAME>universal2018creditagree053.jpg
    <TEXT>
    Document 55 - file: universal2018creditagree053.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>56
    <FILENAME>universal2018creditagree054.jpg
    <TEXT>
    Document 56 - file: universal2018creditagree054.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>57
    <FILENAME>universal2018creditagree055.jpg
    <TEXT>
    Document 57 - file: universal2018creditagree055.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>58
    <FILENAME>universal2018creditagree056.jpg
    <TEXT>
    Document 58 - file: universal2018creditagree056.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>59
    <FILENAME>universal2018creditagree057.jpg
    <TEXT>
    Document 59 - file: universal2018creditagree057.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>60
    <FILENAME>universal2018creditagree058.jpg
    <TEXT>
    Document 60 - file: universal2018creditagree058.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>61
    <FILENAME>universal2018creditagree059.jpg
    <TEXT>
    Document 61 - file: universal2018creditagree059.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>62
    <FILENAME>universal2018creditagree060.jpg
    <TEXT>
    Document 62 - file: universal2018creditagree060.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>63
    <FILENAME>universal2018creditagree061.jpg
    <TEXT>
    Document 63 - file: universal2018creditagree061.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>64
    <FILENAME>universal2018creditagree062.jpg
    <TEXT>
    Document 64 - file: universal2018creditagree062.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>65
    <FILENAME>universal2018creditagree063.jpg
    <TEXT>
    Document 65 - file: universal2018creditagree063.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>66
    <FILENAME>universal2018creditagree064.jpg
    <TEXT>
    Document 66 - file: universal2018creditagree064.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>67
    <FILENAME>universal2018creditagree065.jpg
    <TEXT>
    Document 67 - file: universal2018creditagree065.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>68
    <FILENAME>universal2018creditagree066.jpg
    <TEXT>
    Document 68 - file: universal2018creditagree066.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>69
    <FILENAME>universal2018creditagree067.jpg
    <TEXT>
    Document 69 - file: universal2018creditagree067.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>70
    <FILENAME>universal2018creditagree068.jpg
    <TEXT>
    Document 70 - file: universal2018creditagree068.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>71
    <FILENAME>universal2018creditagree069.jpg
    <TEXT>
    Document 71 - file: universal2018creditagree069.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>72
    <FILENAME>universal2018creditagree070.jpg
    <TEXT>
    Document 72 - file: universal2018creditagree070.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>73
    <FILENAME>universal2018creditagree071.jpg
    <TEXT>
    Document 73 - file: universal2018creditagree071.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>74
    <FILENAME>universal2018creditagree072.jpg
    <TEXT>
    Document 74 - file: universal2018creditagree072.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>75
    <FILENAME>universal2018creditagree073.jpg
    <TEXT>
    Document 75 - file: universal2018creditagree073.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>76
    <FILENAME>universal2018creditagree074.jpg
    <TEXT>
    Document 76 - file: universal2018creditagree074.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>77
    <FILENAME>universal2018creditagree075.jpg
    <TEXT>
    Document 77 - file: universal2018creditagree075.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>78
    <FILENAME>universal2018creditagree076.jpg
    <TEXT>
    Document 78 - file: universal2018creditagree076.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>79
    <FILENAME>universal2018creditagree077.jpg
    <TEXT>
    Document 79 - file: universal2018creditagree077.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>80
    <FILENAME>universal2018creditagree078.jpg
    <TEXT>
    Document 80 - file: universal2018creditagree078.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>81
    <FILENAME>universal2018creditagree079.jpg
    <TEXT>
    Document 81 - file: universal2018creditagree079.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>82
    <FILENAME>universal2018creditagree080.jpg
    <TEXT>
    Document 82 - file: universal2018creditagree080.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>83
    <FILENAME>universal2018creditagree081.jpg
    <TEXT>
    Document 83 - file: universal2018creditagree081.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>84
    <FILENAME>universal2018creditagree082.jpg
    <TEXT>
    Document 84 - file: universal2018creditagree082.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>85
    <FILENAME>universal2018creditagree083.jpg
    <TEXT>
    Document 85 - file: universal2018creditagree083.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>86
    <FILENAME>universal2018creditagree084.jpg
    <TEXT>
    Document 86 - file: universal2018creditagree084.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>87
    <FILENAME>universal2018creditagree085.jpg
    <TEXT>
    Document 87 - file: universal2018creditagree085.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>88
    <FILENAME>universal2018creditagree086.jpg
    <TEXT>
    Document 88 - file: universal2018creditagree086.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>89
    <FILENAME>universal2018creditagree087.jpg
    <TEXT>
    Document 89 - file: universal2018creditagree087.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>90
    <FILENAME>universal2018creditagree088.jpg
    <TEXT>
    Document 90 - file: universal2018creditagree088.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>91
    <FILENAME>universal2018creditagree089.jpg
    <TEXT>
    Document 91 - file: universal2018creditagree089.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>92
    <FILENAME>universal2018creditagree090.jpg
    <TEXT>
    Document 92 - file: universal2018creditagree090.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>93
    <FILENAME>universal2018creditagree091.jpg
    <TEXT>
    Document 93 - file: universal2018creditagree091.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>94
    <FILENAME>universal2018creditagree092.jpg
    <TEXT>
    Document 94 - file: universal2018creditagree092.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>95
    <FILENAME>universal2018creditagree093.jpg
    <TEXT>
    Document 95 - file: universal2018creditagree093.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>96
    <FILENAME>universal2018creditagree094.jpg
    <TEXT>
    Document 96 - file: universal2018creditagree094.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>97
    <FILENAME>universal2018creditagree095.jpg
    <TEXT>
    Document 97 - file: universal2018creditagree095.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>98
    <FILENAME>universal2018creditagree096.jpg
    <TEXT>
    Document 98 - file: universal2018creditagree096.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>99
    <FILENAME>universal2018creditagree097.jpg
    <TEXT>
    Document 99 - file: universal2018creditagree097.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>100
    <FILENAME>universal2018creditagree098.jpg
    <TEXT>
    Document 100 - file: universal2018creditagree098.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>101
    <FILENAME>universal2018creditagree099.jpg
    <TEXT>
    Document 101 - file: universal2018creditagree099.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>102
    <FILENAME>universal2018creditagree100.jpg
    <TEXT>
    Document 102 - file: universal2018creditagree100.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>103
    <FILENAME>universal2018creditagree101.jpg
    <TEXT>
    Document 103 - file: universal2018creditagree101.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>104
    <FILENAME>universal2018creditagree102.jpg
    <TEXT>
    Document 104 - file: universal2018creditagree102.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>105
    <FILENAME>universal2018creditagree103.jpg
    <TEXT>
    Document 105 - file: universal2018creditagree103.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>106
    <FILENAME>universal2018creditagree104.jpg
    <TEXT>
    Document 106 - file: universal2018creditagree104.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>107
    <FILENAME>universal2018creditagree105.jpg
    <TEXT>
    Document 107 - file: universal2018creditagree105.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>108
    <FILENAME>universal2018creditagree106.jpg
    <TEXT>
    Document 108 - file: universal2018creditagree106.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>109
    <FILENAME>universal2018creditagree107.jpg
    <TEXT>
    Document 109 - file: universal2018creditagree107.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>110
    <FILENAME>universal2018creditagree108.jpg
    <TEXT>
    Document 110 - file: universal2018creditagree108.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>111
    <FILENAME>universal2018creditagree109.jpg
    <TEXT>
    Document 111 - file: universal2018creditagree109.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>112
    <FILENAME>universal2018creditagree110.jpg
    <TEXT>
    Document 112 - file: universal2018creditagree110.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>113
    <FILENAME>universal2018creditagree111.jpg
    <TEXT>
    Document 113 - file: universal2018creditagree111.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>114
    <FILENAME>universal2018creditagree112.jpg
    <TEXT>
    Document 114 - file: universal2018creditagree112.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>115
    <FILENAME>universal2018creditagree113.jpg
    <TEXT>
    Document 115 - file: universal2018creditagree113.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>116
    <FILENAME>universal2018creditagree114.jpg
    <TEXT>
    Document 116 - file: universal2018creditagree114.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>117
    <FILENAME>universal2018creditagree115.jpg
    <TEXT>
    Document 117 - file: universal2018creditagree115.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>118
    <FILENAME>universal2018creditagree116.jpg
    <TEXT>
    Document 118 - file: universal2018creditagree116.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>119
    <FILENAME>universal2018creditagree117.jpg
    <TEXT>
    Document 119 - file: universal2018creditagree117.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>120
    <FILENAME>universal2018creditagree118.jpg
    <TEXT>
    Document 120 - file: universal2018creditagree118.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>121
    <FILENAME>universal2018creditagree119.jpg
    <TEXT>
    Document 121 - file: universal2018creditagree119.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>122
    <FILENAME>universal2018creditagree120.jpg
    <TEXT>
    Document 122 - file: universal2018creditagree120.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>123
    <FILENAME>universal2018creditagree121.jpg
    <TEXT>
    Document 123 - file: universal2018creditagree121.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>124
    <FILENAME>universal2018creditagree122.jpg
    <TEXT>
    Document 124 - file: universal2018creditagree122.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>125
    <FILENAME>universal2018creditagree123.jpg
    <TEXT>
    Document 125 - file: universal2018creditagree123.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>126
    <FILENAME>universal2018creditagree124.jpg
    <TEXT>
    Document 126 - file: universal2018creditagree124.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>127
    <FILENAME>universal2018creditagree125.jpg
    <TEXT>
    Document 127 - file: universal2018creditagree125.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>128
    <FILENAME>universal2018creditagree126.jpg
    <TEXT>
    Document 128 - file: universal2018creditagree126.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>129
    <FILENAME>universal2018creditagree127.jpg
    <TEXT>
    Document 129 - file: universal2018creditagree127.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>130
    <FILENAME>universal2018creditagree128.jpg
    <TEXT>
    Document 130 - file: universal2018creditagree128.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>131
    <FILENAME>universal2018creditagree129.jpg
    <TEXT>
    Document 131 - file: universal2018creditagree129.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>132
    <FILENAME>universal2018creditagree130.jpg
    <TEXT>
    Document 132 - file: universal2018creditagree130.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>133
    <FILENAME>universal2018creditagree131.jpg
    <TEXT>
    Document 133 - file: universal2018creditagree131.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>134
    <FILENAME>universal2018creditagree132.jpg
    <TEXT>
    Document 134 - file: universal2018creditagree132.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>135
    <FILENAME>universal2018creditagree133.jpg
    <TEXT>
    Document 135 - file: universal2018creditagree133.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>136
    <FILENAME>universal2018creditagree134.jpg
    <TEXT>
    Document 136 - file: universal2018creditagree134.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>137
    <FILENAME>universal2018creditagree135.jpg
    <TEXT>
    Document 137 - file: universal2018creditagree135.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>138
    <FILENAME>universal2018creditagree136.jpg
    <TEXT>
    Document 138 - file: universal2018creditagree136.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>139
    <FILENAME>universal2018creditagree137.jpg
    <TEXT>
    Document 139 - file: universal2018creditagree137.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>140
    <FILENAME>universal2018creditagree138.jpg
    <TEXT>
    Document 140 - file: universal2018creditagree138.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>141
    <FILENAME>universal2018creditagree139.jpg
    <TEXT>
    Document 141 - file: universal2018creditagree139.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>142
    <FILENAME>universal2018creditagree140.jpg
    <TEXT>
    Document 142 - file: universal2018creditagree140.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>143
    <FILENAME>universal2018creditagree141.jpg
    <TEXT>
    Document 143 - file: universal2018creditagree141.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>144
    <FILENAME>universal2018creditagree142.jpg
    <TEXT>
    Document 144 - file: universal2018creditagree142.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>145
    <FILENAME>universal2018creditagree143.jpg
    <TEXT>
    Document 145 - file: universal2018creditagree143.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>146
    <FILENAME>universal2018creditagree144.jpg
    <TEXT>
    Document 146 - file: universal2018creditagree144.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>147
    <FILENAME>universal2018creditagree145.jpg
    <TEXT>
    Document 147 - file: universal2018creditagree145.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>148
    <FILENAME>universal2018creditagree146.jpg
    <TEXT>
    Document 148 - file: universal2018creditagree146.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>149
    <FILENAME>universal2018creditagree147.jpg
    <TEXT>
    Document 149 - file: universal2018creditagree147.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>150
    <FILENAME>universal2018creditagree148.jpg
    <TEXT>
    Document 150 - file: universal2018creditagree148.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>151
    <FILENAME>universal2018creditagree149.jpg
    <TEXT>
    Document 151 - file: universal2018creditagree149.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>152
    <FILENAME>universal2018creditagree150.jpg
    <TEXT>
    Document 152 - file: universal2018creditagree150.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>153
    <FILENAME>universal2018creditagree151.jpg
    <TEXT>
    Document 153 - file: universal2018creditagree151.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>154
    <FILENAME>universal2018creditagree152.jpg
    <TEXT>
    Document 154 - file: universal2018creditagree152.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>155
    <FILENAME>universal2018creditagree153.jpg
    <TEXT>
    Document 155 - file: universal2018creditagree153.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>156
    <FILENAME>universal2018creditagree154.jpg
    <TEXT>
    Document 156 - file: universal2018creditagree154.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>157
    <FILENAME>universal2018creditagree155.jpg
    <TEXT>
    Document 157 - file: universal2018creditagree155.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>