<SEC-DOCUMENT>0001571049-16-020198.txt : 20161128
<SEC-HEADER>0001571049-16-020198.hdr.sgml : 20161128
<ACCEPTANCE-DATETIME>20161128160553
ACCESSION NUMBER:		0001571049-16-020198
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20161122
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20161128
DATE AS OF CHANGE:		20161128

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BRIDGE BANCORP INC
		CENTRAL INDEX KEY:			0000846617
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				112934195
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34096
		FILM NUMBER:		162019981

	BUSINESS ADDRESS:	
		STREET 1:		2200 MONTAUK HGWAY
		CITY:			BRIDGEHAMPTON
		STATE:			NY
		ZIP:			11932
		BUSINESS PHONE:		6315371000

	MAIL ADDRESS:	
		STREET 1:		PO BOX 3005
		CITY:			BRIDGEHAMPTON
		STATE:			NY
		ZIP:			11932
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>t1602926_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>UNITED
STATES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>SECURITIES
AND EXCHANGE COMMISSION</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>Washington,
D.C. 20549</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>FORM 8-K</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>CURRENT
REPORT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>PURSUANT
TO SECTION 13 OR 15(d) OF THE </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>SECURITIES
EXCHANGE ACT OF 1934 </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt"><B>Date of
report (Date of earliest event reported): November 22, 2016</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 24pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 24pt"><B>BRIDGE
BANCORP, INC. </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Exact name of the registrant as specified
in its charter) </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: center"><FONT STYLE="font-size: 10pt"><B>New York</B></FONT></TD>
    <TD STYLE="width: 1%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 32%; text-align: center"><FONT STYLE="font-size: 10pt"><B>001-34096</B></FONT></TD>
    <TD STYLE="width: 1%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 33%; text-align: center"><FONT STYLE="font-size: 10pt"><B>11-2934195</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>(State
        or other jurisdiction of</B></FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>incorporation
        or organization)</B></FONT></P></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>(Commission File Number)</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>(IRS
        Employer</B></FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>Identification
        No.)</B></FONT></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 49%; text-align: center"><FONT STYLE="font-size: 10pt"><B>2200 Montauk Highway</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 49%; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt"><B>Bridgehampton, New York</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt"><B>11932</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>(Address of principal executive offices)</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 8pt"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(631) 537-1000</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>(Registrant&rsquo;s
telephone number)</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>N/A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>(Former
name or former address, if changed since last report)</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction
A.2. below):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 10pt">&uml;</FONT></TD><TD><FONT STYLE="font-size: 10pt">Written communications pursuant
to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD>Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD><TD>Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Wingdings; font-size: 10pt">&uml;</FONT></TD><TD><FONT STYLE="font-size: 10pt">Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4c)</FONT></TD>
</TR></TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.75in; text-align: left"><B>Item 1.01</B></TD><TD STYLE="text-align: justify"><B><U>Entry into a Material Definitive Agreement</U></B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On November 22, 2016, Bridge Bancorp, Inc.
(the &ldquo;Company&rdquo;) and its wholly-owned subsidiary, The Bridgehampton National Bank, entered into an Underwriting Agreement
(the &ldquo;Agreement&rdquo;) with Sandler O&rsquo;Neill &amp; Partners, L.P., on behalf of the underwriters, pursuant to which
the Company agreed to issue and sell 1,613,000 shares of the its common stock, par value $0.01 per share (the &ldquo;Common Stock&rdquo;),
at a public offering price of $31.00 per share, in an underwritten public offering (the &ldquo;Offering&rdquo;). As part of the
Offering, the Company granted the underwriters a 30-day option to purchase up to an additional 241,950 shares of Common Stock.
The net proceeds of the Offering, after deducting the underwriting discount and estimated offering expenses payable by the Company,
and before giving effect to the option to purchase additional shares, if exercised, are expected to be approximately $47.6 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Agreement contains customary representations,
warranties and covenants that are valid as between the parties and as of the date of entering into such Agreement, and are not
factual information to investors about the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In connection with the Offering, the Company
and each of the Company&rsquo;s directors and executive officers have entered into 90-day &ldquo;lock-up&rdquo; agreements with
respect to the sale of shares of common stock, subject to customary exceptions, the form of which agreement is attached to the
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The foregoing description of the Agreement
does not purport to be complete and is qualified in its entirety by reference to the Agreement, a copy of which is attached to
this Current Report on Form 8-K as Exhibit 1.1 and incorporated herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The sale of the Common Stock in the Offering
is being made pursuant to the Company&rsquo;s Registration Statement on Form S-3 (File No. 333-210245), including a prospectus
supplement dated November 22, 2016, to the prospectus contained in the Registration Statement. Exhibits 5.1 and 23.1 to this Current
Report on Form 8-K, the legal opinion and consent, respectively, of Luse Gorman, PC, are filed herewith in connection with the
Company&rsquo;s Registration Statement and are incorporated therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.75in; text-align: left"><B>Item 8.01</B></TD><TD STYLE="text-align: justify"><B><U>Other Events</U></B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On November 22, 2016, the Company issued
a press release announcing that it had priced an underwritten public offering of 1,613,000 shares of common stock at a price of
$31.00 per share, for gross proceeds of approximately $50.0 million. The net proceeds of the offering, after deducting the underwriting
discount and estimated offering expenses payable by the Company, are expected to be approximately $47.6 million, assuming that
the option to purchase additional shares that was granted to the underwriter is not exercised. A copy of the Company&rsquo;s press
release dated November 22, 2016 is attached hereto as Exhibit 99.1 and incorporated herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On November 28, 2016,
the Company issued a press release announcing that it has completed its previously announced public offering of common stock.&nbsp;
The Company sold 1,613,000 shares of common stock at a price of $31.00 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The offering resulted in gross
proceeds of approximately $50.0 million and net proceeds of approximately $47.6 million. A copy of the Company&rsquo;s
press release dated November 28, 2016 is attached hereto as Exhibit 99.2 and incorporated herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.75in; text-align: left"><B>Item 9.01.</B></TD><TD STYLE="text-align: justify"><B><U>Financial Statements and Exhibits</U></B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">(d)</TD><TD STYLE="text-align: justify">Exhibits.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.5in">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt"><B>Exhibit&nbsp;No.</B></FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 88%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt"><B>Description</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">1.1</TD>
    <TD>&nbsp;</TD>
    <TD>Underwriting Agreement dated as of November 22, 2016, by and among Bridge Bancorp, Inc., The Bridgehampton National Bank, and Sandler O&rsquo;Neill &amp; Partners, L.P. for itself and as representative of the underwriters named therein.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">5.1</TD>
    <TD>&nbsp;</TD>
    <TD>Opinion of Luse Gorman, PC, regarding the validity of the securities to be issued.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">23.1</TD>
    <TD>&nbsp;</TD>
    <TD>Consent of Luse Gorman, PC (included in Exhibit 5.1).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">99.1</TD>
    <TD>&nbsp;</TD>
    <TD>Press Release dated November 22, 2016.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">99.2</TD>
    <TD>&nbsp;</TD>
    <TD>Press Release dated November 28, 2016.</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned,
hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify"><B>BRIDGE BANCORP, INC.</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; width: 50%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 4%">&nbsp;</TD>
    <TD STYLE="text-align: justify; width: 46%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">DATE: November 28, 2016</TD>
    <TD STYLE="text-align: justify">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify">/s/ Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-left: 36.05pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Chief Executive Officer </FONT></TD></TR>
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<TYPE>EX-1.1
<SEQUENCE>2
<FILENAME>t1602926_ex1-1.htm
<DESCRIPTION>EXHIBIT 1.1
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Exhibit 1.1</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-variant: small-caps">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-variant: small-caps"><B>Execution
Version</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-variant: small-caps"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Bridge
Bancorp, Inc.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>1,613,000 Shares of Common Stock</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>$0.01 Par Value Per Share</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B><U>Underwriting Agreement </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">November 22, 2016</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Sandler O&rsquo;Neill + Partners, L.P.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">1251 Avenue of the Americas, 6<SUP>th</SUP> Floor</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">New York, New York 10020</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Bridge Bancorp, Inc., a
New York corporation (the &ldquo;Company&rdquo;), the holding company for The Bridgehampton National Bank (the &ldquo;Bank&rdquo;),
confirms its agreement with Sandler O&rsquo;Neill + Partners, L.P. (the &ldquo;Representative&rdquo;), on behalf of the several
underwriters listed on Annex A (together, the &ldquo;Underwriters&rdquo;), subject to the terms and conditions stated herein, with
respect to (i) the issuance and sale by the Company and the purchase by the Underwriters, acting severally and not jointly, of
1,613,000 shares of the Company&rsquo;s common stock, par value $0.01 per share (the &ldquo;Initial Shares&rdquo;) and (ii) the
grant by the Company to the Underwriters of the option described in Section 2(b) hereof to purchase all or any part of 241,950
additional shares of the Company&rsquo;s common stock (the &ldquo;Option Shares&rdquo; and, together with the Initial Shares, the
&ldquo;Shares&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The Company understands
that the Underwriters propose to make a public offering of the Shares as soon as the Representative deems advisable after this
Agreement has been executed and delivered.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The Company has filed with
the Securities and Exchange Commission (the &ldquo;Commission&rdquo;) a registration statement on Form S-3 (No. 333-210245), including
the related preliminary prospectus or prospectuses, covering the registration of various securities, including the Shares, under
the Securities Act of 1933, as amended (the &ldquo;1933 Act&rdquo;). Such registration statement is effective under the 1933 Act
and the Company has filed such post-effective amendments thereto as may be required prior to the execution of this Agreement and
each such post-effective amendment is effective under the 1933 Act. Promptly after execution and delivery of this Agreement, the
Company will prepare and file a prospectus supplement with respect to the Shares in accordance with the provisions of Rule 430B
(&ldquo;Rule 430B&rdquo;) of the rules and regulations of the Commission under the 1933 Act (the &ldquo;1933 Act Regulations&rdquo;)
and paragraph (b)&nbsp;of Rule 424 (&ldquo;Rule 424(b)&rdquo;) of the 1933 Act Regulations. Any information included in each such
prospectus supplement that was omitted from such registration statement at the time it</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">became effective but that is deemed to be part
of such registration statement at the time it became effective pursuant to Rule 430B is referred to as &ldquo;Rule 430B Information.&rdquo;
Each base prospectus and prospectus supplement used in connection with the offering of the Shares that omitted Rule 430B Information
is referred to herein collectively as a &ldquo;preliminary prospectus.&rdquo; Such registration statement, at any given time, including
any amendments thereto, including post-effective amendments, the exhibits and any schedules thereto at such time, the documents
incorporated by reference therein and the documents otherwise deemed to be a part thereof or included therein by the 1933 Act,
is referred to herein as the &ldquo;Registration Statement;&rdquo; provided, however, that the term &ldquo;Registration Statement&rdquo;
without reference to a time means such registration statement as of the time of the first contract of sale for the Shares, which
time shall be considered the &ldquo;new effective date&rdquo; of such registration statement with respect to the Underwriters and
the Shares (within the meaning of Rule 430B(f)(2)). The final base prospectus and the prospectus supplement, dated the date hereof,
including the documents incorporated by reference therein, are referred to herein collectively as the &ldquo;Prospectus.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">For purposes of this Agreement,
all references to the Registration Statement, any preliminary prospectus, the Prospectus or any term sheet or any amendment or
supplement to any of the foregoing shall be deemed to include the copy thereof filed with the Commission pursuant to its Electronic
Data Gathering, Analysis and Retrieval system (&ldquo;EDGAR&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">All references in this
Agreement to financial statements and schedules and other information which is &ldquo;contained,&rdquo; &ldquo;included&rdquo;
or &ldquo;stated&rdquo; in the Registration Statement, any preliminary prospectus, the Prospectus or the General Disclosure Package
(as defined herein) (or other references of like import) shall be deemed to include all such financial statements and schedules
and other information which is incorporated by reference in the Registration Statement, any preliminary prospectus, the Prospectus
or the General Disclosure Package, as the case may be, prior to the execution of this Agreement; and all references in this Agreement
to amendments or supplements to the Registration Statement, any preliminary prospectus, the Prospectus or the General Disclosure
Package shall be deemed to include the filing of any document under the Securities Exchange Act of 1934, as amended (the &ldquo;1934
Act&rdquo;), which is incorporated by reference in the Registration Statement, such preliminary prospectus, the Prospectus or the
General Disclosure Package, as the case may be, after the execution of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">For the purpose of this
Agreement, the term &ldquo;subsidiary&rdquo; or &ldquo;subsidiaries&rdquo; shall include each direct or indirect subsidiary of
the Company listed on Schedule I hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company represents and warrants to the Representative and the other Underwriters as of the date hereof, as of the Applicable Time
referred to in Section&nbsp;1(a)(i) hereof and as of the Closing Time and each Additional Closing Time referred to in Section&nbsp;4
hereof, and agrees with the Representative and the other Underwriters, as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company is eligible to use Form S-3 for the offering of the Shares and, at the time the Registration Statement was filed and
at the Applicable Time, the Closing Time and each Additional Closing Time, the Company satisfied, and will satisfy, the eligibility
requirements for the use of Form S-3 under the 1933 Act that were in effect prior to October 21, 1992. Each of the </P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Registration Statement and any post-effective
amendment thereto has become effective under the 1933 Act and no stop order suspending the effectiveness of the Registration Statement,
or any post-effective amendment thereto has been issued under the 1933 Act and no proceedings for that purpose have been instituted
by or are pending before or, to the knowledge of the Company, are threatened by the Commission, and any request on the part of
the Commission to the Company for additional information has been complied with.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Each of the Registration
Statement and any post-effective amendments thereto, at the time it became effective, at the Closing Time and each Additional Closing
Time, complied and will comply with in all material respects the requirements of the 1933 Act and the 1933 Act Regulations and
did not and will not contain an untrue statement of a material fact or omit to state a material fact required to be stated therein
or necessary to make the statements therein not misleading. Neither the Prospectus nor any amendments or supplements thereto, at
the time the Prospectus or any such amendment or supplement was delivered and at the Closing Time and each Additional Closing Time,
included or will include an untrue statement of a material fact or omitted or will omit to state a material fact necessary in order
to make the statements therein, in the light of the circumstances under which they were made, not misleading; <I>provided</I>,
<I>however</I>, that this representation and warranty shall not apply to any statements or omissions made in reliance upon and
in conformity with information furnished in writing to the Company by any Underwriter expressly for use therein, it being understood
and agreed that the only such information furnished by an Underwriter consists of the information described in Section&nbsp;8(b)
hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The Issuer-Represented
General Free Writing Prospectus (as defined below) issued at or prior to the Applicable Time (as defined below) and the Statutory
Prospectus (as defined below), all considered together (collectively, the &ldquo;General Disclosure Package&rdquo;), as of the
Applicable Time did not, and as of the Closing Time and each Additional Closing Time will not, contain any untrue statement of
a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances
under which they were made, not misleading.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">As used in this subsection
and elsewhere in this Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&ldquo;Applicable Time&rdquo;
means 8:00 a.m. (Eastern Time) on November 22, 2016.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&ldquo;Issuer-Represented
Free Writing Prospectus&rdquo; means any &ldquo;issuer free writing prospectus,&rdquo; as defined in Rule 433 of the 1933 Act Regulations
(&ldquo;Rule 433&rdquo;), relating to the Shares that (i) is required to be filed with the Commission by the Company or (ii) is
exempt from filing pursuant to Rule 433(d)(5)(i) because it contains a description of the Shares or of the offering that does not
reflect the final terms, in each case in the form filed or required to be filed with the Commission or, if not required to be filed,
in the form retained in the Company&rsquo;s records pursuant to Rule 433(g).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&ldquo;Issuer-Represented
General Free Writing Prospectus&rdquo; means any Issuer-Represented Free Writing Prospectus that is intended for general distribution
to prospective investors, as evidenced by its being specified in Schedule II hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&ldquo;Statutory Prospectus&rdquo;
as of any time means the prospectus relating to the Shares that is included in the Registration Statement immediately prior to
that time, including any document incorporated by reference therein and any prospectus supplement deemed to be a part thereof.
For purposes of this definition, information contained in a form of prospectus that is deemed retroactively to be a part of the
Registration Statement pursuant to Rule 430B shall be considered to be included in the Statutory Prospectus as of the actual time
that form of prospectus is filed with the Commission pursuant to Rule 424(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Each Issuer-Represented
Free Writing Prospectus, as of its issue date and at all subsequent times through the completion of the public offer and sale of
the Shares or until any earlier date that the issuer notified or notifies the Underwriters, did not contain any untrue statement
of material fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under
which they were made, not misleading and, did not, does not and will not include any information that conflicted, conflicts or
will conflict in any material respects with the information contained in the Registration Statement, any preliminary prospectus,
the Statutory Prospectus or the Prospectus that has not been superseded or modified; <I>provided</I>, <I>however</I>, that this
representation and warranty shall not apply to any statements or omissions made in reliance upon and in conformity with information
furnished in writing to the Company by any Underwriter expressly for use therein, it being understood and agreed that the only
such information furnished by an Underwriter consists of the information described as such in Section&nbsp;8(b) hereof. If at any
time following issuance of an Issuer-Represented Free Writing Prospectus there occurred or occurs an event or development as a
result of which such Issuer-Represented Free Writing Prospectus conflicted or would conflict with the information then contained
in the Registration Statement or as a result of which such Issuer-Represented Free Writing Prospectus, if republished immediately
following such event or development, would include an untrue statement of a material fact or omitted or would omit to state a material
fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading,
(i)&nbsp;the Company has notified or will promptly notify the Underwriters and (ii)&nbsp;the Company has amended or will promptly
amend or supplement such Issuer-Represented Free Writing Prospectus to eliminate or correct such conflict, untrue statement or
omission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
documents incorporated or deemed to be incorporated by reference in the Registration Statement, the General Disclosure Package
and the Prospectus, at the time they were or hereafter are filed with the Commission, complied and will comply, in each case, in
all material respects with the requirements of the 1934 Act and the rules and regulations of the Commission thereunder (the &ldquo;1934
Act Regulations&rdquo;) and, when read together with the other information in the Registration Statement, the General Disclosure
Package and the Prospectus, at the time the Registration Statement became effective, or any amendment thereto became effective,
at the time the Prospectus was issued and at the Closing Time and each Additional Closing Time, did not and will not contain an
untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements
therein not misleading.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(iii)&nbsp;&nbsp;&nbsp;&nbsp;Any
preliminary prospectus, the Prospectus and each Issuer-Represented Free Writing Prospectus when filed, if filed by electronic transmission,
pursuant to EDGAR (except</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">as may be permitted by Regulation S-T under
the 1933 Act), was identical to the copy thereof delivered to the Underwriters for use in connection with the offer and sale of
the Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(iv) The consolidated
financial statements of the Company, including the related schedules and notes, filed with the Commission as a part of the Registration
Statement and included in any preliminary prospectus and the Prospectus (the &ldquo;Financial Statements&rdquo;) present fairly
the consolidated financial position of the Company and its consolidated subsidiaries as of and at the dates indicated and the consolidated
results of their operations, changes in stockholders&rsquo; equity and cash flows of the Company and its consolidated subsidiaries
for the periods specified. The Financial Statements, unless otherwise noted therein, have been prepared in conformity with generally
accepted accounting principles in effect in the United States (&ldquo;GAAP&rdquo;) applied on a consistent basis throughout the
periods involved. The selected financial data and the summary financial information included in the Registration Statement, the
General Disclosure Package and the Prospectus present fairly in all material respects the information therein and have been prepared
on a basis consistent with that of the audited consolidated financial statements contained in the Registration Statement, any preliminary
prospectus and the Prospectus. No other financial statements or supporting schedules are required to be included in the Registration
Statement, any preliminary prospectus and the Prospectus. To the extent applicable, all disclosures contained in the Prospectus
regarding &ldquo;non-GAAP financial measures&rdquo; as such term is defined by the rules and regulations of the Commission comply
in all material respects with Regulation G promulgated under the 1934 Act, the 1934 Act Regulations and Item&nbsp;10(e) of Regulation
S-K. The pro forma financial statements and the related notes thereto included in the Registration Statement, General Disclosure
Package and the Prospectus present fairly in all material respects the information shown therein, have been prepared in accordance
with the Commission&rsquo;s rules and guidelines with respect to pro forma financial statements and have been properly compiled
on the bases described therein, and the assumptions used in the preparation thereof are reasonable and the adjustments used therein
are appropriate to give effect to the transactions and circumstances referred to therein. The interactive data in eXtensible Business
Reporting Language included in the Registration Statement, the General Disclosure Package and the Prospectus presents fairly in
all material respects the information included therein and has been prepared in all material respects in accordance with the Commission&rsquo;s
rules and guidelines applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(v) Crowe Horwath LLP
(&ldquo;Crowe Horwath&rdquo;), the independent registered public accounting firm that audited the financial statements of the Company
and its subsidiaries that are included in the Registration Statement and the Prospectus, are independent public accountants as
required by the 1933 Act and the 1933 Act Regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(vi) The statistical
and market-related data contained in the Registration Statement, the General Disclosure Package and the Prospectus are based on
or derived from sources which the Company believes are reliable and accurate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(vii) This Agreement
has been duly authorized, executed and delivered by the Company and, when duly executed by the Representative, will constitute
the valid and binding agreement of the Company enforceable against the Company in accordance with its terms, except as enforcement
thereof may be limited by bankruptcy, insolvency, reorganization,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">moratorium or other similar laws relating to
or affecting creditors&rsquo; rights generally or by general equitable principles and except as any indemnification or contribution
provisions thereof may be limited under applicable securities and banking laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(viii) Since the date
of the most recently dated audited consolidated balance sheet contained in the Financial Statements, (A)&nbsp;the Company and its
subsidiaries, considered as one enterprise, have not sustained any material loss or material interference with its business from
fire, explosion, flood or other calamity, whether or not covered by insurance, or from any labor dispute or court or governmental
action, order or decree, and there has not been any material change in the capital stock or long-term debt of the Company and its
subsidiaries or any material adverse change in or affecting the general affairs, management, earnings, business, properties, assets,
consolidated financial position, business prospects, consolidated shareholders&rsquo; equity or consolidated results of operations
of the Company and its subsidiaries considered as one enterprise, whether or not arising in the ordinary course of business (a
&ldquo;Material Adverse Effect&rdquo;), in each case in this clause (A)&nbsp;other than as set forth or contemplated in the Registration
Statement, the General Disclosure Package and the Prospectus, (B)&nbsp;there have been no transactions entered into by the Company
or any of its subsidiaries which are material with respect to the Company and its subsidiaries considered as one enterprise, otherwise
than as set forth or contemplated in the Registration Statement, the General Disclosure Package and the Prospectus and (C)&nbsp;there
has been no dividend or distribution of any kind declared, paid or made by the Company on any class of its capital stock, otherwise
than as set forth or contemplated in the Registration Statement, the General Disclosure Package and the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(ix) The Company and
its subsidiaries have good and marketable title to all real property and good and marketable title to all personal property owned
by them, in each case free and clear of all mortgages, pledges, security interests, claims, restrictions, liens, encumbrances and
defects except such as are described generally in the Registration Statement, the General Disclosure Package and the Prospectus
or such as do not materially affect the value of such property and do not materially interfere with the use made and proposed to
be made of such property by the Company and its subsidiaries and any real property and buildings held under lease by the Company
and its subsidiaries are held by them under valid, subsisting and enforceable leases with such exceptions as are not material and
do not interfere with the use made and proposed to be made of such property and buildings by the Company and its subsidiaries,
and neither the Company nor any subsidiary has received any written or oral notice of any material claim of any sort that has been
asserted by anyone adverse to the rights of the Company or any subsidiary under any of the leases or subleases mentioned above,
or affecting or questioning the rights of the Company or such subsidiary to the continued possession of the leased or subleased
premises under any such lease or sublease.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(x) The Company is a
registered bank holding company under the Bank Holding Company Act of 1956, as amended (&ldquo;BHCA&rdquo;), and has been duly
incorporated and is validly existing as a corporation in good standing under the laws of the State of New York, with the corporate
power and authority to own, lease and operate its properties and to conduct its business as described in the Registration Statement,
the General Disclosure Package and the Prospectus and to enter into and perform its obligations under this Agreement. The Company
is duly qualified as a foreign corporation to transact business and is in good standing under the laws of</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">each other jurisdiction in which such qualification
is required, whether by reason of the ownership or leasing of property or the conduct of business, except where the failure to
so qualify or to be in good standing would not reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xi) Each of the Company&rsquo;s
subsidiaries, has been duly incorporated or organized and is validly existing as a corporation or limited liability company in
good standing under the laws of the jurisdiction of its incorporation or organization, has corporate or limited liability company
power and authority to own, lease and operate its properties and to conduct its business as described in the Registration Statement,
the General Disclosure Package and the Prospectus and is duly qualified as a foreign entity to transact business and is in good
standing in each jurisdiction in which such qualification is required, whether by reason of the ownership or leasing of property
or the conduct of business, except in each case where the failure so to qualify or to be in good standing would not result in a
Material Adverse Effect. The activities of the Company&rsquo;s subsidiaries are permitted of subsidiaries of a bank holding company
under applicable law and the rules and regulations of the Federal Reserve Board (the &ldquo;FRB&rdquo;) set forth in Title 12 of
the Code of Federal Regulations. Except as otherwise disclosed in the Registration Statement, the General Disclosure Package and
the Prospectus, all of the issued and outstanding capital stock or membership interests of each such subsidiary has been duly authorized
and validly issued, is fully paid and non-assessable (to the extent applicable) and is owned by the Company, directly or through
subsidiaries, free and clear of any security interest, mortgage, pledge, lien, encumbrance, claim or equity. None of the outstanding
shares of capital stock or membership interests of any subsidiary was issued in violation of the preemptive or similar rights of
any securityholder of such subsidiary. There are no outstanding rights, warrants or options to acquire or instruments convertible
into or exchangeable for any capital stock or equity securities of any of the subsidiaries. Except as otherwise disclosed in the
Registration Statement, the General Disclosure Package and the Prospectus, no subsidiary of the Company is currently prohibited,
directly or indirectly, from paying any dividends to the Company, from making any other distributions on such subsidiary&rsquo;s
capital stock or common securities, from repaying to the Company any loans or advances to such subsidiary from the Company or from
transferring any of such subsidiary&rsquo;s property or assets to the Company or any other subsidiary of the Company. The only
subsidiaries of the Company are the subsidiaries listed on Schedule I hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xii) The Company has
an authorized capitalization as set forth in the Registration Statement, the General Disclosure Package and the Prospectus under
the heading &ldquo;Capitalization,&rdquo; and all of the issued shares of capital stock of the Company have been duly and validly
authorized and issued, are fully paid and non-assessable and have been issued in compliance with federal and state securities laws.
None of the outstanding shares of capital stock were issued in violation of any preemptive rights, rights of first refusal or other
similar rights to subscribe for or purchase securities of the Company. The description of the Company&rsquo;s stock option, stock
bonus and other stock plans or compensation arrangements and the options or other rights granted thereunder, incorporated by reference
in the Registration Statement, the General Disclosure Package and the Prospectus, accurately and fairly presents, in all material
respects, the information required to be described therein with respect to such plans, arrangements, options and rights. Except
as described in each of the General Disclosure Package and Prospectus, there are no outstanding rights (contractual or otherwise),
warrants or options to</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">acquire, or instruments convertible into or
exchangeable for, or agreements or understandings with respect to the sale or issuance of, any shares of capital stock of or other
equity interest in the Company, other than in the ordinary course of business, consistent with past practice, under the Company&rsquo;s
equity compensation programs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xiii) The Shares to
be issued and sold by the Company to the Underwriters hereunder have been duly and validly authorized and, when delivered to and
paid for by the Underwriters, will be validly issued, fully paid and nonasessable, and conform to the description thereof contained
in each of the Registration Statement, the General Disclosure Package and the Prospectus. The Shares, when issued and delivered
against payment of the purchase price for the Shares as provided in this Agreement, will constitute valid and legally binding obligations
of the Company enforceable against the Company in accordance with their terms, except as may be limited by bankruptcy, insolvency
(including, without limitation, all laws relating to fraudulent transfers), reorganization, moratorium or similar laws affecting
enforcement of creditors&rsquo; rights generally or by general principles of equity (regardless of whether enforcement is considered
in a proceeding in equity or at law and except as any indemnification or contribution provisions thereof may be limited under applicable
securities and banking laws).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xiv) The Shares will
conform in all material respects to the respective statements relating thereto contained in the Registration Statement, the General
Disclosure Package and the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xv) The issue and sale
of the Shares by the Company and the compliance by the Company with all of the provisions of this Agreement and the consummation
by the Company of the transactions herein contemplated have been duly authorized by all necessary corporate action of the Company
and do not and will not, whether with or without the giving of notice or passage of time or both, (A)&nbsp;conflict with or result
in a breach or violation of any of the terms or provisions of, or constitute a default or result in a Repayment Event (as defined
below) under, any indenture, mortgage, deed of trust, loan agreement or other agreement or instrument to which the Company or any
of its subsidiaries is a party or by which the Company or any of its subsidiaries is bound or to which any of the property or assets
of the Company or any of its subsidiaries is subject, (B)&nbsp;result in any violation of the provisions of the certificate of
incorporation, certificate of organization, certificate of formation, articles of incorporation, articles of association, or charter
(as applicable), bylaws or other governing documents of the Company or any of its subsidiaries, or (C)&nbsp;subject to compliance
by all necessary persons with the applicable provisions of the Change in Bank Control Act of 1978 and Regulation Y promulgated
in part thereunder, result in any violation of any statute or any order, rule or regulation of any federal, state, local or foreign
court, arbitrator, regulatory authority or governmental agency or body (each a &ldquo;Governmental Entity&rdquo;) having jurisdiction
over the Company or any of its subsidiaries or any of their properties, except for, in the case of clauses (A)&nbsp;and (C)&nbsp;those
conflicts, breaches, violations, defaults or Repayment Events that would not result in a Material Adverse Effect; no consent, approval,
authorization, order, registration or qualification of or with any such court or governmental agency or body is required for the
issue and sale of the Shares, the performance by the Company of its obligations hereunder or the consummation by the Company of
the transactions contemplated by this Agreement, except the registration under the 1933 Act of the Shares and except as may be
required under the rules and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">regulations of the NASDAQ Stock Market (&ldquo;NASDAQ&rdquo;)
or the Financial Industry Regulatory Authority (&ldquo;FINRA&rdquo;) and such consents, approvals, authorizations, registrations
or qualifications as may be required under state securities or Blue Sky laws in connection with the purchase and distribution of
the Shares by the Underwriters. As used herein, a &ldquo;Repayment Event&rdquo; means any event or condition, the occurrence or
existence of which gives the holder of any note, debenture or other evidence of indebtedness (or any person acting on such holder&rsquo;s
behalf) the right to require the repurchase, redemption or repayment of all or a portion of such indebtedness by the Company or
any subsidiary prior to its scheduled maturity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xvi) Neither the Company
nor any of its subsidiaries is (A)&nbsp;in violation of its certificate of incorporation, certificate of organization, certificate
of formation, articles of incorporation, articles of association or charter (as applicable), bylaws or other governing documents
or (B)&nbsp;in breach, violation or default (with or without notice or lapse of time or both) of any obligation, agreement, covenant
or condition contained in any indenture, mortgage, deed of trust, loan or credit agreement, note, lease or other agreement or instrument
to which it is a party or by which it or any of its properties may be bound or to which any of the property or assets of the Company
or any subsidiary is subject except in each case for such breaches, violations or defaults that would not result in a Material
Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xvii) Except as disclosed
in the Registration Statement, the General Disclosure Package and the Prospectus, the Company and its subsidiaries have conducted
and are conducting their respective businesses in compliance in all material respects with all federal, state, local and foreign
statutes, laws, rules, regulations, decisions, directives and orders applicable to them (including, without limitation, all regulations
and orders of, or agreements with, the FRB, the Office of the Comptroller of the Currency (the &ldquo;OCC&rdquo;) and the Federal
Deposit Insurance Corporation (the &ldquo;FDIC&rdquo;), the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment
Act, the Home Mortgage Disclosure Act, all other applicable fair lending laws or other laws relating to discrimination and the
Bank Secrecy Act and Title III of the USA Patriot Act), and neither the Company nor any of its subsidiaries has received any written
or oral communication from any Governmental Entity asserting that the Company or any of its subsidiaries is not in material compliance
with any statute, law, rule, regulation, decision, directive or order.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xviii) There are no
legal or governmental actions or suits, investigations, inquiries or proceedings before or by any court or Government Entity, now
pending or, to the knowledge of the Company, threatened or contemplated, to which the Company or any of its subsidiaries is a party
or of which any property of the Company or any of its subsidiaries is the subject (A)&nbsp;that is required to be disclosed in
the Registration Statement by the 1933 Act or the 1933 Act Regulations and is not disclosed therein or (B)&nbsp;which, if not disclosed
in the Registration Statement, if determined adversely to the Company or any of its subsidiaries, would be reasonably expected
to result, individually or in the aggregate, in a Material Adverse Effect; all pending legal or governmental proceedings to which
the Company or any of its subsidiaries is a party or of which any of their property is the subject which are not described in the
Registration Statement, including ordinary routine litigation incidental to their respective businesses, are not reasonably expected
to result, individually or in the aggregate, in a Material Adverse Effect, and there are no contracts or documents of the Company
or any of its subsidiaries which would be</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">required by the 1933 Act or the 1933 Act Regulations
to be described in the Registration Statement or to be filed as exhibits thereto which have not been so described or filed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xix) Each of the Company
and its subsidiaries (A)&nbsp;possesses all permits, licenses, approvals, consents and other authorizations (collectively, &ldquo;Governmental
Licenses&rdquo;) of any Governmental Entity, (B)&nbsp;has made all filings, applications and registrations with, any Governmental
Entity necessary to permit the Company or such subsidiary to conduct the business now operated by the Company or such subsidiary,
and (C)&nbsp;is in compliance with the terms and conditions of all such Governmental Licenses, except where the failure to so possess,
file, apply, register or comply would not, individually or in the aggregate, have a Material Adverse Effect. All of the Governmental
Licenses currently held by the Company or any of its subsidiaries are valid and in full force and effect, except where the invalidity
of such Governmental Licenses or the failure of such Governmental Licenses to be in full force and effect would not, individually
or in the aggregate, have a Material Adverse Effect, and neither the Company nor any of its subsidiaries has received any notice
of proceedings relating to the revocation or modification of any such Governmental Licenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xx) Except as disclosed
in the Registration Statement, the General Disclosure Package and the Prospectus or except as would not, individually or in the
aggregate, result in a Material Adverse Effect, (A)&nbsp;neither the Company nor any of its subsidiaries is in violation of any
federal, state or local statute, law, rule, regulation, ordinance, or code or any applicable judicial or administrative interpretation
thereof, including any judicial or administrative order, consent, decree or judgment, relating to pollution or protection of human
health, the environment (including, without limitation, ambient air, surface water, groundwater, land surface or subsurface strata)
or wildlife, including, without limitation, laws and regulations relating to the release or threatened release of chemicals, pollutants,
contaminants, wastes, toxic substances, hazardous substances, petroleum or petroleum products, asbestos-containing materials or
mold (collectively, &ldquo;Hazardous Materials&rdquo;) or to the manufacture, processing, distribution, use, treatment, storage,
disposal, transport or handling of Hazardous Materials (collectively, &ldquo;Environmental Laws&rdquo;), (B)&nbsp;each of the Company
and its subsidiaries has all permits, authorizations and approvals required to be held by it under any applicable Environmental
Laws and is in compliance in all material respects with the requirements of each such permit, authorization and approval held by
it, (C)&nbsp;there are no pending or, to the knowledge of the Company, threatened administrative, regulatory or judicial actions,
suits, demands, demand letters, claims, liens, notices of noncompliance or violation, investigation or proceedings relating to
any Environmental Law against the Company or any of its subsidiaries, and (D)&nbsp;there are no events or circumstances that might
reasonably be expected to form the basis of an order for clean-up or remediation, or an action, suit or proceeding by any private
party or Governmental Entity, against or affecting the Company or any of its subsidiaries relating to Hazardous Materials or any
Environmental Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxi) The Company and
each of its subsidiaries own or possess adequate rights to use or can acquire on reasonable terms ownership or rights to use all
patents, patent applications, patent rights, licenses, trademarks, service marks, trade names, trademark registrations, service
mark registrations, copyrights and know-how (including trade secrets and other unpatented and/or unpatentable property or confidential
information, systems or procedures and excluding</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">generally commercially available &ldquo;off
the shelf&rdquo; software programs licensed pursuant to shrink wrap or &ldquo;click and accept&rdquo; licenses) (collectively,
&ldquo;Intellectual Property&rdquo;) necessary for the conduct of their respective businesses, except in each case where the failure
to own or possess such rights would not, individually or in the aggregate, result in a Material Adverse Effect, and have not received
any notice of any claim of infringement or conflict with, any such rights of others or any facts or circumstances that would render
any Intellectual Property invalid or inadequate to protect the interest of the Company or any of its subsidiaries therein, except
in each case where such infringement or conflict (if the subject of any unfavorable decision, ruling or finding) or invalidity
or inadequacy, individually or in the aggregate, would not result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxii) No relationship,
direct or indirect, exists between or among the Company or any of its subsidiaries on the one hand, and the directors, officers,
shareholders, customers or suppliers of the Company or any of its subsidiaries on the other hand, which is required to be disclosed
in the Registration Statement and the Prospectus by the 1933 Act or the 1933 Act Regulations which has not been so disclosed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxiii) The Company is
not, and after giving effect to the offering and sale of the Shares, and after receipt of payment for the Shares and the application
of the net proceeds as described in each of the Registration Statement, the General Disclosure Package and the Prospectus, will
not be an &ldquo;investment company,&rdquo; as such term is defined in the Investment Company Act of 1940, as amended (the &ldquo;Investment
Company Act&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxiv) The Company is
in compliance in all material respects with the provisions of the Sarbanes-Oxley Act and the rules and regulations of the Commission
thereunder applicable to the Company and as to which compliance is currently required by the Company and the Company is in compliance
in all material respects with the applicable rules and regulations of NASDAQ. The Company has taken no action designed to, or likely
to have the effect of, terminating the listing of the Company&rsquo;s common stock on the Nasdaq Global Select Market, nor has
the Company received notification that NASDAQ is contemplating terminating such listing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxv) Neither the Company
nor any of its subsidiaries, nor any affiliates of the Company or its subsidiaries, has taken or will take, directly or indirectly,
any action designed to or that would be reasonably expected to cause or result in stabilization or manipulation of the price of
any securities of the Company to facilitate the sale or resale of the Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxvi) None of the Company,
its subsidiaries and, to the knowledge of the Company, their respective directors, officers, employees and agents and other persons,
in each case, acting on behalf of the Company or any of its subsidiaries has (A)&nbsp;used any corporate funds of the Company or
any of its subsidiaries to make any unlawful contribution, gift, entertainment or other unlawful expense relating to political
activity, (B)&nbsp;made any direct or indirect unlawful payment to any foreign or domestic government official or employee from
corporate funds of the Company or any of its subsidiaries, (C)&nbsp;violated or is in violation of any provision of the Foreign
Corrupt Practices Act of 1977, and the Company has instituted and maintains policies and procedures designed to ensure compliance
therewith, or (D)&nbsp;made any bribe, illegal rebate, payoff, influence payment, kickback or other unlawful payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxvii) The Company maintains
a system of internal accounting controls sufficient to provide reasonable assurances that (A)&nbsp;transactions are executed in
accordance with management&rsquo;s general or specific authorization, (B)&nbsp;transactions are recorded as necessary to permit
preparation of financial statements in conformity with GAAP and to maintain accountability for assets, (C)&nbsp;access to assets
is permitted only in accordance with management&rsquo;s general or specific authorization, and (D)&nbsp;the recorded accountability
for assets is compared with existing assets at reasonable intervals and appropriate action is taken with respect to any differences.
The Company and each of its subsidiaries maintain a system of internal control over financial reporting (as such term is defined
in Rule 13a-15(f) and Rule 15d-15(f) under the 1934 Act), that complies with the requirements of the 1934 Act applicable to them;
the Company&rsquo;s internal control over financial reporting is effective; and since the end of the Company&rsquo;s most recent
audited fiscal year, there has been (X)&nbsp;no material weakness in the Company&rsquo;s internal control over financial reporting
(whether or not remediated) of which the Company is aware and (Y)&nbsp;no change in the Company&rsquo;s internal control over financial
reporting that has materially affected adversely, or is reasonably likely to materially affect adversely, the Company&rsquo;s internal
control over financial reporting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxviii) The Company
maintains &ldquo;disclosure controls and procedures&rdquo; (as such term is defined in Rule 13a-15(e) and Rule 15d-15(e) under
the 1934 Act) that comply with the requirements of the 1934 Act that are applicable to an issuer that has a class of securities
registered under Section&nbsp;12 of the 1934 Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxix) None of the Company,
the Bank and any of their subsidiaries is in violation of any order or directive from the FRB, the OCC, the FDIC, the Commission
or any regulatory authority to make any material change in the method of conducting its respective businesses. Except as disclosed
in the Registration Statement, the General Disclosure Package and the Prospectus, neither the Company nor any of its subsidiaries
is subject or is party to, or has received any notice or advice that any of them may become subject or party to, any investigation
with respect to, any corrective, suspension or cease-and-desist order, agreement, consent agreement, memorandum of understanding
or other regulatory enforcement action, proceeding or order with or by, or is a party to any commitment letter, or is subject to
any directive by, or has been a recipient of any supervisory letter from any Regulatory Agency (as defined below) that, in each
case, currently relates to or materially restricts in any respect the conduct of their business or that in any manner relates to
capital adequacy, credit policies or management, nor at the request or direction of any Regulatory Agency has the Company or any
of its subsidiaries adopted any board resolution that is reasonably likely to have a Material Adverse Effect (each, a &ldquo;Regulatory
Agreement&rdquo;), nor has the Company or any of its subsidiaries been advised by any Regulatory Agency that such Regulatory Agency
is considering issuing or requesting any such Regulatory Agreement or any such Regulatory Agreement is pending or, to the knowledge
of the Company, threatened. Except as disclosed in the Registration Statement, the General Disclosure Package and the Prospectus,
the Company and its subsidiaries are each in substantial compliance with any Regulatory Agreements, and there is no unresolved
violation, criticism or exception by any Regulatory Agency with respect to any report or statement relating to any examinations
of the Company or any of its subsidiaries which, in the reasonable judgment of the Company, currently results in or is expected
to result in a Material Adverse Effect. As used herein, the term &ldquo;Regulatory Agency&rdquo; means any Governmental Entity
having supervisory or regulatory</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">authority with respect to the Company or any
of its subsidiaries, including, but not limited to, any federal or state agency charged with the supervision or regulation of depositary
institutions or holding companies of depositary institutions, or engaged in the insurance of depositary institution deposits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxx) Each &ldquo;employee
benefit plan&rdquo; (as defined under the Employee Retirement Income Security Act of 1974, as amended, and the regulations and
published interpretations thereunder (collectively, &ldquo;ERISA&rdquo;)) established or maintained by the Company, its subsidiaries
or their &ldquo;ERISA Affiliates&rdquo; (as defined below) is in compliance with ERISA, except where the failure to be in compliance
with ERISA would not result in a Material Adverse Effect. &ldquo;ERISA Affiliate&rdquo; means, with respect to the Company or a
subsidiary, any member of any group of organizations described in Section&nbsp;414(b), (c), (m)&nbsp;or (o)&nbsp;of the Internal
Revenue Code of 1986, as amended, and the regulations and published interpretations thereunder (the &ldquo;Code&rdquo;) of which
the Company or such subsidiary is a member. No &ldquo;reportable event&rdquo; (as defined under ERISA) has occurred or is reasonably
expected to occur with respect to any &ldquo;employee benefit plan&rdquo; established or maintained by the Company, its subsidiaries
or any of their ERISA Affiliates. The fair market value of the assets of each ERISA Affiliate defined benefit pension plan exceeds
the present value of such plan&rsquo;s &ldquo;benefit liabilities&rdquo; (as defined in Section 4001(a)(16) of ERISA), and no ERISA
Affiliate defined benefit pension plan has an &ldquo;accumulated funding deficiency&rdquo; (as defined in Section 302 of ERISA).
None of the Company, its subsidiaries nor any of their ERISA Affiliates has incurred or reasonably expects to incur any liability
under (A)&nbsp;Title IV of ERISA with respect to termination of, or withdrawal from, any &ldquo;employee benefit plan&rdquo; or
(B)&nbsp;Sections 412, 4971 or 4975 of the Code. Each &ldquo;employee benefit plan&rdquo; established or maintained by the Company,
its subsidiaries or any of their ERISA Affiliates that is intended to be qualified under Section&nbsp;401(a) of the Code has received
a favorable determination or opinion letter from the Internal Revenue Service regarding its qualification under such section and,
to the knowledge of the Company, its subsidiaries and its ERISA affiliates, nothing has occurred whether by action or failure to
act, which would cause the loss of such qualification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxi) The Company and
its subsidiaries, taken as a whole, are insured by insurers of recognized financial responsibility against such losses and risks
and in such amounts as the Company reasonably believes are prudent and customary in the business in which the Company and its subsidiaries
are engaged. Neither the Company nor any of its subsidiaries has any reason to believe that it will not be able to obtain insurance
coverage from insurers similar to their current insurers as may be necessary to continue its business at a cost that would not
have a Material Adverse Effect. To the knowledge of the Company, neither the Company nor any subsidiary has been denied any insurance
coverage which it has sought or for which it has applied in any instance in which such insurance coverage was offered by the carrier
from which the Company or such subsidiary sought such coverage or to which it applied for such coverage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxii) Except as disclosed
in the Registration Statement, the General Disclosure Package and the Prospectus, there are no contracts, agreements or understandings
between the Company and any person that would give rise to a valid claim against the Company, or the Underwriters, for a brokerage
commission, finder&rsquo;s fee or other like payment in connection with the sale of the Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxiii) The Company
and its subsidiaries have (i)&nbsp;filed all necessary federal, state and foreign income and franchise tax returns that they are
required to have filed or have properly requested extensions of the deadline for the filing therefor and all such tax returns as
filed are true, complete and correct in all material respects and (ii)&nbsp;have paid all taxes required to be paid by any of them,
other than such taxes as may be paid at a later date without any penalty or fine and except for any such tax, assessment, fine
or penalty that is currently being contested in good faith by appropriate actions and except for such taxes, assessments, fines
or penalties, the nonpayment or late payment of which would not, individually or in the aggregate, be reasonably expected to have
a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxiv) No labor dispute
with the employees of the Company or any subsidiary exists or, to the knowledge of the Company, is imminent, which, in any case,
would reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxv) Except as disclosed
in the Registration Statement, the General Disclosure Package and the Prospectus, the operations of the Company and its subsidiaries
are and have been conducted at all times in compliance in all material respects with applicable financial recordkeeping and reporting
requirements of the Currency and Foreign Transactions Reporting Act of 1970, as amended, money laundering statutes applicable to
the Company and its subsidiaries, the rules and regulations thereunder and any related or similar rules, regulations or guidelines,
issued, administered or enforced by any governmental agency (collectively, the &ldquo;Money Laundering Laws&rdquo;), and no action,
suit or proceeding by or before any court or governmental agency, authority or body or any arbitrator involving the Company or
any of its subsidiaries with respect to the Money Laundering Laws is pending or, to the knowledge of the Company, threatened.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxvi) The Company has
not distributed and, prior to the later to occur of (i)&nbsp;the Closing Time and each Additional Closing Time, and (ii)&nbsp;completion
of the distribution of the Shares, will not distribute any prospectus (as such term is defined in the 1933 Act and the 1933 Act
Regulations) in connection with the offering and sale of the Shares other than the Registration Statement, any preliminary prospectus,
the Prospectus or such other materials, if any, permitted by the 1933 Act or the 1933 Act Regulations and approved by the Underwriters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxvii) No forward-looking
statement (within the meaning of Section&nbsp;27A of the 1933 Act and Section&nbsp;21E of the 1934 Act) contained in the Registration
Statement, the General Disclosure Package and the Prospectus and any Issuer-Represented Free Writing Prospectus has been made or
reaffirmed without a reasonable basis or has been disclosed other than in good faith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxiii) Neither the
Company nor any of its subsidiaries has participated in any reportable transaction, as defined in Treasury Regulation Section&nbsp;1.6011-(4)(b)(1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xxxix) Except as disclosed
in the Registration Statement, any preliminary prospectus and the Prospectus, each of the Company and its subsidiaries has good
and indefeasible title to all securities held by it (except securities sold under repurchase agreements, pledged to secure deposits
or derivative contracts or held in any fiduciary or agency capacity) free and clear of any</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">lien, claim, charge, option, encumbrance, mortgage,
pledge or security interest or other restriction of any kind, except to the extent such securities are pledged in the ordinary
course of business consistent with prudent business practices to secure obligations of the Company or any of its subsidiaries and
except for such defects in title or liens, claims, charges, options, encumbrances, mortgages, pledges or security interests or
other restrictions of any kind that would not, individually or in the aggregate, result in a Material Adverse Effect. The value
of such securities as reflected in the accounting records of the Company and its subsidiaries has been determined in accordance
with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xl) Any and all material
swaps, caps, floors, futures, forward contracts, option agreements (other than employee stock options) and other derivative financial
instruments, contracts or arrangements, whether entered into for the account of the Company or one of its subsidiaries or for the
account of a customer of the Company or one of its subsidiaries, were entered into in the ordinary course of business and in accordance
with prudent business practice and applicable laws, rules, regulations and policies of all applicable regulatory agencies and with
counterparties believed to be financially responsible at the time of execution of such instruments, contracts or arrangements.
The Company and each of its subsidiaries have duly performed all of their respective obligations thereunder to the extent that
such obligations to perform have accrued, and there are no breaches, violations or defaults or allegations or assertions of such
by any party thereunder, except for such breaches, violations, defaults, allegations or assertions that, individually or in the
aggregate, would not result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xli) Neither the Company
nor, to the knowledge of the Company, any director, officer, agent, employee or affiliate of the Company is (a)&nbsp;currently
subject to any U.S. sanctions administered by the Office of Foreign Assets Control of the U.S. Treasury Department (&ldquo;OFAC&rdquo;);
or (b)&nbsp;located, organized or resident in a country or territory that is the subject of such sanctions (including, without
limitation, Burma/Myanmar, Cuba, Iran, North Korea, Sudan and Syria). The Company will not, directly or indirectly, use the proceeds
of the offering contemplated hereby, or lend, contribute or otherwise make available such proceeds to any of its subsidiaries,
any joint venture partner of the Company or any of its subsidiaries or any other person or entity, for the purpose of financing
the activities of any person in, or engage in dealings or transactions with any person in, any country, or territory, subject to
any U.S. sanctions administered by OFAC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xlii) Except as described
in the Registration Statement, General Disclosure Package or the Prospectus, there are no material off-balance sheet transactions,
arrangements, obligations (including contingent obligations), or any other relationships with unconsolidated entities or other
persons to which the Company or any of its subsidiaries is a party, that would reasonably be expected to have, individually or
in the aggregate, a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(xliii) To the knowledge
of the Company, after due inquiry, there are no affiliations with any FINRA member firm among the Company&rsquo;s officers, directors,
or principal shareholders, except as set forth in the Registration Statement, the General Disclosure Package and the Prospectus,
or as otherwise disclosed in writing to the Representative.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Bank represents and warrants to the Representative and the other Underwriters as of the date hereof, as of the Applicable Time
referred to in Section&nbsp;1(a)(i) hereof and as of the Closing Time and each Additional Closing Time referred to in Section&nbsp;4
hereof, and agrees with the Representative and other Underwriters, as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(i) The Bank is the only
depository institution subsidiary of the Company. The activities of the Bank and its subsidiaries are permitted under the laws
and regulations of the United States of America and the deposit accounts in the Bank are insured up to the applicable limits by
the FDIC and no proceeding for the termination or revocation of such insurance is pending or, to the knowledge of the Bank, threatened
against the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(ii) This Agreement has
been duly authorized, executed and delivered by the Bank and, when duly executed by the Representative, will constitute the valid
and binding agreement of the Bank, enforceable against the Bank in accordance with its terms, except as enforcement thereof may
be limited by bankruptcy, insolvency, reorganization, moratorium or other similar laws relating to or affecting creditors&rsquo;
rights generally or by general equitable principles and except as any indemnification or contribution provisions thereof may be
limited under applicable securities and banking laws. The Bank has the full power and authority to enter into this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 48.95pt">(iii) The execution and
delivery of this Agreement by the Bank and the compliance and performance by the Bank with the provisions of this Agreement have
been duly authorized by all necessary corporate action on the part of the Bank and do not and will not, whether with or without
the giving of notice or passage or time or both, conflict with or result in a breach or violation of any of the terms or provisions
of, or constitute a default or result in a Repayment Event under, any indenture, mortgage, deed of trust, loan agreement or other
agreement or instrument to which the Bank or any of its subsidiaries is a party or by which the Bank or any of its subsidiaries
is bound or to which any of the property or assets of the Bank or any of its subsidiaries is subject, nor will such action result
in any violation of the provisions of the certificate of incorporation or bylaws of the Bank or any statute or any order, rule
or regulation of any Governmental Entity having jurisdiction over the Bank or any of its subsidiaries or any of their properties,
except for those conflicts, breaches, violations, defaults or Repayment Events that would not result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any
certificate signed by an officer of the Company and delivered to the Representative or to counsel for the Underwriters in connection
with the offering of Shares shall be deemed to be a representation and warranty by the Company to the Underwriters as to the matters
set forth therein as of the date of such certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
Subject to the terms and conditions herein set forth, the Company agrees to issue and sell to the Underwriters, and each Underwriter
agrees to purchase from the Company, at a price equal to $29.295 per share (except with respect to 800,000 Initial Shares, which
shall be purchased by the Underwriters at a price equal to $30.07 per share), the Initial Shares as listed on Annex A.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
addition, subject to the terms and conditions herein set forth, the Company hereby grants an option to the Underwriters to purchase
the Option Shares at a price equal to</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">$29.295 per share, less an amount per share
equal to any dividends or distributions declared by the Company and payable on the Initial Shares but not payable on the Option
Shares. The option hereby granted may be exercised for 30 days after the date hereof and may be exercised in whole or in part at
any time from time to time upon notice by the Representative to the Company setting forth the number of Option Shares as to which
the Underwriters are then exercising their option and the time and date of payment and delivery for such Option Shares. Any such
time and date of delivery (an &ldquo;Additional Closing Time&rdquo;) shall be determined by the Representative, but shall not be
later than seven full business days after the exercise of said option, nor in any event prior to the Closing Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Upon
the authorization by the Underwriters of the release of the Shares, the Underwriters propose to offer the Shares for sale upon
the terms and conditions set forth in the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
The Shares to be purchased by each Underwriter hereunder, in definitive form, and in such authorized denominations and registered
in such names as such Underwriter may request upon at least forty-eight hours prior notice to the Company shall be delivered by
or on behalf of the Company to such Underwriter, through the facilities of The Depository Trust Company (&ldquo;DTC&rdquo;), for
the account of such Underwriter, against payment by or on behalf of such Underwriter of the purchase price therefor by wire transfer
of Federal (same day) funds to the account specified by the Company to the Underwriters at least forty-eight hours in advance.
The time and date of such delivery and payment with respect to the Initial Shares shall be 10:00 A.M. (Eastern time) on November
28, 2016 (such time and date of payment and delivery being herein called &ldquo;Closing Time&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">In addition, in the event
that any or all of the Option Shares are purchased by the Underwriters, payment of the purchase price for, and delivery of certificates
for, such Option Shares shall be made at the above-mentioned offices, or at such other place as shall be agreed upon by the Underwriters
and the Company on each Additional Closing Time as specified in the notice from Underwriters to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
documents to be delivered at the Closing Time by or on behalf of the parties hereto, including the cross receipt for the Initial
Shares, will be delivered at the offices of Kilpatrick Townsend &amp; Stockton LLP, 607 14th Street, NW, Suite 900, Washington,
DC 20005, or at such other place as shall be agreed upon by the Representative and the Company, at 10:00 A.M. (Eastern time) on
November 28, 2016, or such other time and date as the Representative and the Company may agree upon in writing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">In addition, the documents
to be delivered at each Additional Closing Time by or on behalf of the parties hereto, including the cross receipt for any or all
of the Option Shares purchased by the Underwriters, will be delivered at the above-referenced offices, or at such other place as
shall be agreed upon by the Representative and the Company at each Additional Closing Time as specified in the notice from the
Representative to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company further covenants and agrees with the Representative and the other Underwriters as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company will prepare the Prospectus in a form approved by the Underwriters and will file such Prospectus pursuant to Rule 424(b)
under the 1933 Act not later than the Commission&rsquo;s close of business on the second business day following the execution and
delivery of this Agreement, or, if applicable, such earlier time as may be required by Rule 430B under the 1933 Act and will make
no further amendment or any supplement to the Registration Statement or the Prospectus that shall be reasonably disapproved by
the Underwriters promptly after reasonable notice thereof. The Company will advise the Underwriters, promptly after it receives
notice thereof, of the time when any amendment to the Registration Statement has been filed with the Commission or becomes effective
or any supplement to the Prospectus or any amended Prospectus has been filed with the Commission and furnish the Underwriters with
copies thereof and will advise the Underwriters, promptly after it receives notice thereof, of the issuance by the Commission of
any stop order with respect to the Registration Statement or of any order preventing or suspending the use of any preliminary prospectus,
any Issuer-Represented Free Writing Prospectus or the Prospectus, of the suspension of the qualification of the Shares for offering
or sale in any jurisdiction, of the initiation or threatening of any proceeding for any such purpose, or of any request by the
Commission for the amending or supplementing of the Registration Statement, any preliminary prospectus, any Issuer-Represented
Free Writing Prospectus or the Prospectus or for additional information, and, in the event of the issuance of any stop order or
of any order preventing or suspending the use of any preliminary prospectus, any Issuer-Represented Free Writing Prospectus or
the Prospectus or suspending any such qualification, promptly use its reasonable best efforts to obtain the withdrawal of such
order.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company will give the Representative notice of its intention to file or prepare any amendment to the Registration Statement, or
any amendment, supplement or revision to either any preliminary prospectus (including the prospectus included in the Registration
Statement at the time it became effective) or to the Prospectus, whether pursuant to the 1933 Act, the 1934 Act or otherwise, will
furnish the Representative with copies of any such documents a reasonable amount of time prior to such proposed filing or use,
as the case may be, and will not file or use any such document to which the Representative or counsel for the Underwriters shall
reasonably object.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company has furnished or will deliver to the Representative and counsel for the Underwriters, without charge and upon request,
signed copies of the Registration Statement as originally filed and of each amendment thereto (including exhibits filed therewith)
and signed copies of all consents and certificates of experts, and will also deliver to the Representative, without charge and
upon request, a conformed copy of the Registration Statement as originally filed and of each amendment thereto (without exhibits).
The copies of the Registration Statement and each amendment thereto furnished to the Representative will be identical to the electronically
transmitted copies thereof filed with the Commission pursuant to EDGAR, except to the extent permitted by Regulation S-T.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Promptly
from time to time, the Company will take such action as the Underwriters may reasonably request to qualify the Shares for offering
and sale under the securities laws of such states and other jurisdictions as the Underwriters may reasonably request and to comply
with such laws so as to permit the continuance of sales and dealings therein in such jurisdictions for as long as may be necessary
to complete the distribution of the Shares,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">provided that in connection therewith the Company
shall not be required to qualify as a foreign corporation or to file a general consent to service of process in any jurisdiction.
In each state or other jurisdiction in which the Shares have been so qualified, the Company will file such statements and reports
as may be required by the laws of such state or other jurisdiction to continue such qualification in effect until the completion
of the distribution of the Shares. The Company will also supply the Underwriters with such information as is necessary for the
determination of the legality of the Shares for investment under the laws of such jurisdiction as the Underwriters may reasonably
request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
the business day next succeeding the date of this Agreement and from time to time, the Company will furnish the Underwriters with
copies of the Prospectus in New York City in such quantities as the Underwriters may from time to time reasonably request, and,
if the delivery of a prospectus is required at any time prior to the expiration of nine months after the time of issue of the Prospectus
in connection with the offering or sale of the Shares and if at such time any event shall have occurred as a result of which the
Prospectus as then amended or supplemented would include an untrue statement of a material fact or omit to state any material fact
necessary in order to make the statements therein, in the light of the circumstances under which they were made when such Prospectus
is delivered, not misleading, or, if for any other reason it shall be necessary during such period to amend or supplement the Prospectus
in order to comply with the 1933 Act, notify the Underwriters and upon the Underwriters&rsquo; request prepare and furnish without
charge to the Underwriters and to any dealer in securities as many copies as the Underwriters may from time to time reasonably
request of an amended Prospectus or a supplement to the Prospectus that will correct such statement or omission or effect such
compliance, and in case an Underwriter is required to deliver a prospectus in connection with sales of any of the Shares at any
time nine months or more after the time of issue of the Prospectus, upon such Underwriter&rsquo;s request, but at the expense of
such Underwriter, prepare and deliver to such Underwriter as many copies as it may request of an amended or supplemented Prospectus
complying with Section&nbsp;10(a)(3) of the 1933 Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Company will comply with the 1933 Act and the 1933 Act Regulations, the 1934 Act and the 1934 Act Regulations so as to permit
the completion of the distribution of the Shares as contemplated in this Agreement and in the Prospectus. If at any time when a
prospectus is required by the 1933 Act to be delivered in connection with sales of the Shares, any event shall occur or condition
shall exist as a result of which it is necessary, in the opinion of counsel for the Underwriters or for the Company, to amend the
Registration Statement or amend or supplement the Prospectus in order that the Prospectus will not include any untrue statements
of a material fact or omit to state a material fact necessary in order to make the statements therein not misleading in the light
of the circumstances existing at the time it is delivered to a purchaser, or if it shall be necessary, in the opinion of such counsel,
at any such time, to amend the Registration Statement or amend or supplement the Prospectus in order to comply with the requirements
of the 1933 Act or the 1933 Act Regulations, the Company will promptly prepare and file with the Commission, subject to Section&nbsp;5(b)
hereof, such amendment or supplement as may be necessary to correct such statement or omission or to make the Registration Statement
or the Prospectus comply with such requirements, and the Company will furnish to each Underwriter such number of copies of such
amendment or supplement as such Underwriter may reasonably request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company will make generally available to its securityholders as soon as practicable, an earnings statement of the Company and its
subsidiaries (which need not be audited) complying with Section&nbsp;11(a) of the 1933 Act and the 1933 Act Regulations (including,
at the option of the Company, Rule 158).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;During
a period of three years from the effective date of the Registration Statement, the Company will furnish to the holders of the Shares
as soon as practicable after the end of each fiscal year an annual report (including balance sheets and statements of income, shareholders&rsquo;
equity and cash flows of the Company and its consolidated subsidiaries certified by independent public accountants) and, as soon
as practicable after the end of each of the first three quarters of each fiscal year (beginning with the fiscal quarter ending
after the effective date of the Registration Statement), to make available to such holders consolidated summary financial information
of the Company and its subsidiaries for such quarter in reasonable detail; provided that if the Company files an annual report
on Form 10-K or quarterly report on Form 10-Q by means of EDGAR, the Company shall be deemed to have furnished such report to such
holders in compliance with the requirements of this section.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;During
a period of three years from the effective date of the Registration Statement, the Company will furnish to the Underwriters copies
of all reports or other communications (financial or other) furnished to holders of the Shares, and to deliver to the Underwriters
(i)&nbsp;as soon as they are available, copies of any reports and financial statements furnished to or filed with the Commission
or any national securities exchange on which any class of securities of the Company is listed and (ii)&nbsp;subject to an appropriate
confidentiality agreement, such additional information concerning the business and financial condition of the Company as the Underwriters
may from time to time reasonably request (such financial statements to be on a consolidated basis to the extent the accounts of
the Company and its subsidiaries are consolidated in reports furnished to its shareholders generally or to the Commission); <I>provided</I>
that if the Company files any such reports or other communications of the type contemplated by clauses (i)&nbsp;or (ii)&nbsp;above
with the Commission and such report or materials are or will become available on EDGAR, the Company shall be deemed to have furnished
such report or other communications to the Underwriters in compliance with the requirements of this section.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company will use the net proceeds received by it from the sale of the Shares pursuant to this Agreement in the manner specified
in the Registration Statement, the General Disclosure Package and the Prospectus under the caption &ldquo;Use of Proceeds.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Until
completion of the distribution of the Shares, the Company will file (i)&nbsp;all documents required to be filed with the Commission
pursuant to the 1934 Act within the time periods required by the 1934 Act and the 1934 Act Regulations and (ii)&nbsp;such information
on Form 10-K or Form 10-Q as may be required by Rule 463 under the 1933 Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;During
the period of 180 days from the date of the Prospectus, the Company will not make any offer relating to the Shares that would constitute
an Issuer-Represented Free Writing Prospectus unless it obtains the prior written consent of the Representative, which consent
shall not be unreasonably withheld, conditioned or delayed, and has complied and will comply with the requirements of Rule 433
applicable to any Issuer-Represented Free Writing</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Prospectus, including, where and when required,
timely filing with the Commission, legending and record keeping.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;During
the period beginning on the date hereof and continuing to and including the Closing Time and any Additional Closing Time and the
latest additional time of purchase, if any, of the Shares, the Company will not, and will not permit any subsidiary to, without
the prior written consent of the Representative, directly or indirectly, issue, sell, offer or contract to sell, grant any option
for the sale of, or otherwise transfer or dispose of, any debt securities or nonconvertible preferred stock of the Company or any
of its subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company will not take, directly or indirectly, any action designed to or that might be reasonably expected to cause or result in
stabilization or manipulation of the price of any securities of the Company, whether to facilitate the sale or resale of the Shares
or otherwise, and the Company will, and shall use its commercially reasonable efforts to cause each of its affiliates to, comply
with all applicable provisions of Regulation M with respect to any securities of the Company. If the limitations of Rule 102 of
Regulation M (&ldquo;Rule 102&rdquo;) do not apply with respect to the Shares or any other reference security pursuant to any exception
set forth in Section (d)&nbsp;of Rule 102, then promptly upon notice from the Representative (or, if later, at the time stated
in the notice), the Company will, and shall use its commercially reasonable efforts to cause each of its affiliates to, comply
with Rule 102 as though such exception were not available, but the other provisions of Rule 102 (as interpreted by the Commission)
did apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company represents and agrees that, unless it obtains the prior consent of the Representative, it has not made and will not make
any offer relating to the Shares that would constitute an &ldquo;issuer free writing prospectus,&rdquo; as defined in Rule 433,
or that would otherwise constitute a &ldquo;free writing prospectus,&rdquo; as defined in Rule 405, required to be filed with the
Commission. Any such free writing prospectus consented to by the Representative and the Company is hereinafter referred to as a
&ldquo;Permitted Free Writing Prospectus.&rdquo; The Company represents that it has treated or agrees that it will treat each Permitted
Free Writing Prospectus as an &ldquo;issuer free writing prospectus,&rdquo; as defined in Rule 433, and has complied and will comply
with the requirements of Rule 433 applicable to any Permitted Free Writing Prospectus, including timely filing with the Commission
where required, legending and record keeping. Notwithstanding the foregoing, the Company consents to the use by an Underwriter
of a free writing prospectus that contains only (a)(i) information describing the preliminary terms of the Shares or their offering
or (ii)&nbsp;information meeting the requirements of Rule 134 of the 1933 Act Regulations or (b)&nbsp;other customary information
that is neither &ldquo;issuer information,&rdquo; as defined in Rule 433, nor otherwise an Issuer-Represented Free Writing Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(p)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company shall use its reasonable best efforts to permit the Shares to be eligible for clearance, settlement and trading in book-entry-only
form through the facilities of DTC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company covenants and agrees with the Representative and the other Underwriters that the Company will pay or cause to be paid the
following, whether or not the transactions contemplated herein are completed: (i)&nbsp;the reasonable out-of-pocket expenses incurred
by the Underwriters in connection with their engagement, including without limitation,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">outside legal fees and expenses, marketing,
syndication and travel expenses; (ii)&nbsp;the cost of obtaining all securities and bank regulatory approvals, including any required
FINRA fees, including the filing fees incident thereto; (iii)&nbsp;all fees and disbursements of the Company&rsquo;s counsel and
accountants in connection with the registration of the Shares under the 1933 Act and all other expenses in connection with the
preparation, printing and filing of amendments and supplements thereto and the mailing and delivering of copies thereof to the
Underwriters; (iv)&nbsp;all expenses in connection with the qualification of the Shares for offering and sale under state securities
as provided in Section&nbsp;5(e) hereof, including the fees and disbursements of counsel for the Underwriters in connection with
such qualification and in connection with the Blue Sky survey; (v)&nbsp;the cost of printing or reproducing this Agreement, the
Blue Sky survey, closing documents (including any compilations thereof) and any other documents in connection with the offering,
purchase, sale and delivery of the Shares; (vi)&nbsp; the cost and charges of any transfer agent or registrar; (vii)&nbsp;the costs
and expenses of the Company relating to investor presentations or any &ldquo;road show&rdquo; undertaken in connection with the
marketing of the Shares, including, without limitation, expenses associated with the production of road show slides and graphics,
fees and expenses of any consultants engaged in connection with the road show presentations, travel and lodging expenses of the
Underwriters and officers of the Company and any such consultants, and the cost of aircraft and other transportation chartered
in connection with the road show with the consent of the Company; (viii)&nbsp;&nbsp;the fees and expenses incurred in connection
with having the Shares eligible for clearance, settlement and trading through the facilities of DTC; and (ix)&nbsp;all other costs
and expenses incident to the performance of the Company&rsquo;s obligations hereunder which are not otherwise specifically provided
for in this Section&nbsp;6.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 24.5pt">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
obligations of the Underwriters hereunder to purchase and pay for the Shares as provided herein on the Closing Time and each Additional
Closing Time shall be subject, in the Representative&rsquo;s discretion, to the condition that all representations and warranties
and other statements of the Company herein are, at and as of such Closing Time and each Additional Closing Time, true and correct,
the condition that the Company shall have performed all of its obligations hereunder theretofore to be performed, and the following
additional conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Prospectus shall have been filed with the Commission pursuant to Rule 424(b) within the applicable time period prescribed for such
filing by the 1933 Act Regulations and in accordance with Section&nbsp;5(a) hereof (or a post-effective amendment shall have been
filed and declared effective in accordance with the requirements of Rule 430B), no stop order suspending the effectiveness of the
Registration Statement or any part thereof shall have been issued and no proceeding for that purpose shall have been initiated
or threatened by the Commission, and all requests for additional information on the part of the Commission shall have been complied
with to the Representative&rsquo;s reasonable satisfaction, any other material required to be filed by the Company pursuant to
Rule 433(d) under the 1933 Act shall have been filed with the Commission within the applicable time periods prescribed in such
filings by Rule 433, and FINRA shall have raised no objection to the fairness and reasonableness of the underwriting terms and
arrangements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At
the Closing Time, the Representative shall have received the opinion, dated as of Closing Time, of Luse Gorman, PC, counsel for
the Company, in form and substance reasonably satisfactory to counsel for the Underwriters. Such counsel may also state that, insofar</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">as either such opinion involves factual matters,
they have relied, to the extent they deem proper, upon certificates of officers of the Company and its subsidiaries and certificates
of public officials.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At
the Closing Time, the Representative shall have received the opinion, dated as of Closing Time, of Kilpatrick Townsend &amp; Stockton
LLP, counsel for the Underwriters. The opinion shall address the matters as the Representative may reasonably request. In giving
such opinion such counsel may rely, as to all matters governed by the laws of jurisdictions other than the law of the State of
New York and the federal law of the United States, upon the opinions of counsel satisfactory to the Representative. Such counsel
may also state that, insofar as such opinion involves factual matters, they have relied, to the extent they deem proper, upon certificates
of officers of the Company and its subsidiaries and certificates of public officials.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
the date of this Agreement and at the Closing Time, Crowe Horwath shall have furnished to the Representative a letter or letters,
dated the respective dates of delivery thereof, in form and substance satisfactory to the Representative, containing statements
and information of the type ordinarily included in accountants &ldquo;comfort letters&rdquo; to underwriters with respect to the
financial statements of the Company and certain financial information contained in the Registration Statement, the General Disclosure
Package and the Prospectus, provided that the letter delivered as of the Closing Time shall use a &ldquo;cut-off&rdquo; date no
more than three business days prior to the Closing Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
Neither the Company nor any of its subsidiaries shall have sustained since the date of the latest audited financial statements
included in the Registration Statement, the General Disclosure Package and the Prospectus any loss or interference with its business
from fire, explosion, flood or other calamity, whether or not covered by insurance, or from any labor dispute or court or governmental
or regulatory action, order or decree, otherwise than as set forth or contemplated in the Registration Statement, the General Disclosure
Package and the Prospectus, and (ii)&nbsp;since the respective dates as of which information is given in the Registration Statement,
the General Disclosure Package and the Prospectus there shall not have been any change in the capital stock or long-term debt of
the Company or any of its subsidiaries or any change in or affecting the general affairs, management, financial position, capital
adequacy for regulatory purposes, shareholders&rsquo; equity or results of operations of the Company and its subsidiaries, otherwise
than as set forth or contemplated in the Registration Statement, the General Disclosure Package and the Prospectus, or their business
affairs, business prospects or regulatory affairs, the effect of which, in any such case described in clause (i)&nbsp;or (ii),
is in the reasonable judgment of the Representative so material and adverse as to make it impracticable or inadvisable to proceed
with the public offering or the delivery of the Shares being delivered on the terms and in the manner contemplated in the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
or after the date hereof there shall not have occurred any of the following: (i)&nbsp;a suspension or material limitation in trading
in securities generally on the New York Stock Exchange or on NASDAQ; (ii)&nbsp;a suspension or material limitation in trading in
the Company&rsquo;s securities on NASDAQ; (iii)&nbsp;a general moratorium on commercial banking activities declared by either federal
or New York authorities or a material disruption in commercial banking or securities settlement or clearance services in the United
States; (iv)&nbsp;the outbreak or escalation of</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">hostilities involving the United States or
the declaration by the United States of a national emergency or war; or (v)&nbsp;the occurrence of any other calamity or crisis
or any change in financial, political or economic conditions in the United States or elsewhere, including, without limitation,
as a result of terrorist activities occurring after the date hereof, if the effect of any such event specified in clause (iv)&nbsp;or
(v), in the reasonable judgment of the Representative makes it impracticable or inadvisable to proceed with the public offering
or the delivery of the Shares being delivered at the Closing Time on the terms and in the manner contemplated in the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Representative shall have received a certificate of the Chief Executive Officer of the Company and of the Chief Financial Officer
of the Company, dated as of Closing Time, to the effect that (i)&nbsp;the representations and warranties in Section&nbsp;1 hereof
are true and correct with the same force and effect as though made at and as of the Closing Time, (ii)&nbsp;the Company has complied
with all agreements and satisfied all conditions on its part to be performed or satisfied at or prior to the Closing Time, and
(iii)&nbsp;no stop order suspending the effectiveness of the Registration Statement has been issued and no proceedings for that
purpose have been instituted or are pending or are to their knowledge contemplated by the Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Since
the execution of this Agreement, there shall not have been any decrease in or withdrawal of the rating of any securities of the
Company or any of its subsidiaries by any &ldquo;nationally recognized statistical rating organization&rdquo; (as defined for purposes
of Section&nbsp;3(a)(62) of the 1934 Act) of which the Company has notice or any notice given of any intended or potential decrease
in or withdrawal of any such rating or of a possible change in any such rating that does not indicate the direction of the possible
change.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Prior
to the Closing Time, the Shares shall be eligible for clearance, settlement and trading through the facilities of DTC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At
the Closing Time, the Shares shall have been approved for listing on the Nasdaq Global Select Market, subject only to official
notice of issuance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On
the date of this Agreement, the Representative shall have received an agreement substantially in the form of <U>Exhibit A</U> hereto
signed by the persons listed on Schedule III hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
the event that the Underwriters exercise their option provided for in Section 2(b) hereof to purchase all or any portion of the
Option Shares, the representations and warranties of the Company and the Bank contained herein and the statements in any certificates
furnished by the Company or the Bank hereunder shall be true and correct as of each Additional Closing Time and, at the relevant
Additional Closing Time, the Underwriters shall have received:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
certificate, dated as of such Additional Closing Time, of the Chief Executive Officer of the Company and of the Chief Financial
Officer of the Company confirming that the certificate delivered at the Closing Time pursuant to Section 7(g) hereof remains true
and correct as of such Additional Closing Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
favorable opinion of Luse Gorman, PC, counsel for the Company, in form and substance satisfactory to counsel for the Underwriters,
dated such Additional Closing Time, relating to the Option Shares to be purchased on such Additional Closing Time and otherwise
to the same effect as the opinion required by Section 7(b) hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
favorable opinion of Kilpatrick Townsend &amp; Stockton LLP, counsel for the Underwriters, dated such Additional Closing Time,
relating to the Option Shares to be purchased on such Additional Closing Time and otherwise to the same effect as the opinion required
by Section 7(c) hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
letter from Crowe Horwath LLP, in form and substance satisfactory to the Representative and dated such Additional Closing Time,
substantially in the same form and substance as the letter furnished to the Representative pursuant to Section 7(d) hereof, except
that the specified date in a letter furnished pursuant to this paragraph shall be a date not more than three business days prior
to such Additional Closing Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At
the Closing Time and at each Additional Closing Time, if any, counsel for the Underwriter shall be furnished with such documents
and opinions as they may require for the purpose of enabling them to pass upon the issuance and sale of the Shares as herein contemplated,
or in order to evidence the accuracy of any of the representations or warranties, or the fulfillment of any conditions, herein
contained; and all proceedings taken by the Company in connection with the issuance and sale of the Shares as herein contemplated
shall be satisfactory in form and substance to the Underwriter and counsel for the Underwriter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
any condition specified in this Section&nbsp;7 shall not have been satisfied when and as required to be satisfied or shall not
have been waived by such time, this Agreement, or in the case of any conditions to the purchase of the Option Shares at any Additional
Closing Time, the obligations of the Underwriters to purchase the relevant Option Shares, may be terminated by the Underwriters
by notice to the Company at any time on or prior to the Closing Time or any such Additional Closing Time, as the case may be. If
the sale of any of the Shares provided for herein is not consummated because any condition set forth in this Section&nbsp;7 is
not satisfied or because of any refusal, inability or failure on the part of the Company to perform any agreement herein or comply
with any provision hereof, the Company will reimburse the Underwriters upon demand for all documented out-of-pocket expenses (including
reasonable fees and disbursements of counsel) that shall have been incurred by the Underwriters in connection with the proposed
offering of those of the Shares as to which such sale is not consummated; <I>provided </I>that any such out-of-pocket expenses
incurred by the Underwriters shall be deemed to be expenses incurred by the Underwriters under clause (i)&nbsp;of Section&nbsp;6
hereof for purposes of the proviso to such clause (i). In addition, such termination shall be subject to Section&nbsp;6 hereof,
and Sections 1, 8, 9 and 10 hereof shall survive any such termination and remain in full force and effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
The Company, will indemnify and hold harmless each Underwriter, each person, if any, who controls any Underwriter within the meaning
of Section&nbsp;15 of the 1933 Act or Section&nbsp;20 of the 1934 Act, and their respective partners, directors, officers, employees
and agents and each affiliate of an Underwriter within the meaning of Rule 405 against any losses, claims, damages or liabilities,
joint or several, to which an Underwriter may become subject,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">under the 1933 Act or otherwise, insofar as
such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon an untrue statement
or alleged untrue statement of a material fact contained in any Issuer-Represented Free Writing Prospectus, any preliminary prospectus,
the Registration Statement, the General Disclosure Package, the Prospectus, or any amendment or supplement thereto, or arise out
of or are based upon the omission or alleged omission to state therein a material fact required to be stated therein or necessary
to make the statements therein, in light of the circumstances under which they were made, not misleading, and will reimburse any
Underwriter for any legal or other expenses reasonably incurred by such Underwriter in connection with investigating or defending
any such action or claim as such expenses are incurred; <I>provided</I>, <I>however</I>, that the Company shall not be liable in
any such case to the extent that any such loss, claim, damage or liability arises out of or is based upon an untrue statement or
alleged untrue statement or omission or alleged omission made in any Issuer-Represented Free Writing Prospectus, any preliminary
prospectus, the Registration Statement, the General Disclosure Package, the Prospectus or any such amendment or supplement in reliance
upon and in conformity with written information furnished to the Company by any Underwriter expressly for use therein, <I>provided</I>
that the Company and the Underwriters hereby acknowledge and agree that the only information that any Underwriter has furnished
to the Company consists solely of the information described as such in subsection (b)&nbsp;below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each
Underwriter shall, severally and not jointly, indemnify and hold harmless the Company, its officers, directors and each person,
if any, who controls the Company, within the meaning of Section&nbsp;15 of the 1933 Act or Section&nbsp;20 of the 1934 Act, against
any losses, claims, damages or liabilities to which the Company may become subject, under the 1933 Act or otherwise, insofar as
such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon an untrue statement
or alleged untrue statement of a material fact contained in any Issuer-Represented Free Writing Prospectus, any preliminary prospectus,
the Registration Statement, the General Disclosure Package or the Prospectus, or any amendment or supplement thereto, or arise
out of or are based upon the omission or alleged omission to state therein a material fact required to be stated therein or necessary
to make the statements therein, in light of the circumstances under which they were made, not misleading, in each case to the extent,
but only to the extent, that such untrue statement or alleged untrue statement or omission or alleged omission was made in any
Issuer-Represented Free Writing Prospectus, preliminary prospectus, the Registration Statement, the General Disclosure Package,
or the Prospectus, or any amendment or supplement thereto, in reliance upon and in conformity with written information furnished
to the Company by any Underwriter expressly for use therein (provided, however, that the Company and the Underwriters hereby acknowledge
and agree that the only such information that any Underwriter has furnished to the Company consists solely of the following: (i)
the concession and reallowance figures appearing in the Prospectus in the section entitled &ldquo;Underwriting,&rdquo; (ii) the
tenth paragraph under the section entitled &ldquo;Underwriting&rdquo; relating to stabilization transactions, over-allotment transactions,
syndicate covering transactions and penalty bids in which the Underwriters may engage and (iii) the first sentence of the eleventh
paragraph under the section entitled &ldquo;Underwriting&rdquo; relating to the effect of stabilization transactions, syndicate
covering transactions and penalty bids) and will reimburse the Company for any legal or other expenses reasonably incurred by the
Company in connection with investigating or defending any such action or claim as such expenses are incurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Promptly
after receipt by an indemnified party under subsection (a)&nbsp;or (b)&nbsp;above of notice of the commencement of any action,
such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection,
notify the indemnifying party in writing of the commencement thereof, but the omission so to notify the indemnifying party shall
not relieve it from any liability that it may have to any indemnified party otherwise than under such subsection, unless the indemnifying
party has been prejudiced thereby. In case any such action shall be brought against any indemnified party and it shall notify the
indemnifying party of the commencement thereof, the indemnifying party shall be entitled to participate therein and, to the extent
that it shall wish, jointly with any other indemnifying party similarly notified, to assume the defense thereof, with counsel reasonably
satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party which consent shall not
be unreasonably withheld, conditioned or delayed, be counsel to the indemnifying party), provided, however, if the defendants in
any such action include both the indemnified party and the indemnifying party and the indemnified party shall have reasonably concluded
that a conflict may arise between the positions of the indemnifying party and the indemnified party in conducting the defense of
any such action or that there may be legal defenses available to its and/or other indemnified parties which are different from
or additional to those available to the indemnifying party, the indemnified party or parties shall have the right to select separate
counsel to assume the legal defenses of such indemnified party or parties (but not to control the defense of such action as to
the indemnifying party) and to otherwise participate in the defense of such action on behalf of such indemnified party or parties,
and, after notice from the indemnifying party to such indemnified party of its election so to assume the defense thereof, the indemnifying
party shall not be liable to such indemnified party under such subsection for any legal expenses of other counsel or any other
expenses, in each case subsequently incurred by such indemnified party, in connection with the defense thereof other than reasonable
costs of investigation unless (i)&nbsp;the indemnified party shall have employed separate counsel in accordance with the proviso
to the preceding sentence (it being understood, however, that the indemnifying party shall not be liable for the fees and expenses
of more than one separate counsel (together with, to the extent necessary in the circumstances, one separate local counsel in the
jurisdiction in which such action is pending) to represent all indemnified parties, approved by the indemnifying party<U>)</U>
or (ii)&nbsp;the indemnifying party shall not have employed counsel satisfactory to the indemnified party within a reasonable time
after notice of commencement of the action, in each of which cases the fees and expenses of one counsel for the indemnified party
or parties (in addition to local counsel) shall be at the expense of the indemnifying party. The indemnifying party under this
Section&nbsp;8 shall not be liable for any settlement or compromise of or agreed judgment in any proceedings effected or agreed
to without its prior express written consent, but if any such proceeding is settled or compromised, or an agreed judgment is entered
into, with such consent or if there be a final judgment (other than an agreed judgment) rendered in favor of for the plaintiff,
the indemnifying party agrees to indemnify the indemnified party against any loss, claim, damage, liability or expense by reason
of such settlement, compromise, agreed judgment or other judgment. No indemnifying party shall, without the written consent of
the indemnified party, effect the settlement or compromise of, or consent to the entry of any judgment with respect to, any pending
or threatened action or claim in respect of which indemnification or contribution may be sought hereunder (whether or not the indemnified
party is an actual or potential party to such action or claim) unless such settlement, compromise or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">judgment (i)&nbsp;includes an unconditional
release of the indemnified party from all liability arising out of such action or claim and (ii)&nbsp;does not include a statement
as to or an admission of fault, culpability or a failure to act, by or on behalf of any indemnified party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
the indemnification provided for in this Section&nbsp;8 is unavailable to or insufficient to hold harmless an indemnified party
under subsection (a)&nbsp;or (b)&nbsp;above in respect of any losses, claims, damages or liabilities (or actions in respect thereof)
referred to therein, then each indemnifying party shall contribute to the amount paid or payable by such indemnified party as a
result of such losses, claims, damages or liabilities (or actions in respect thereof) in such proportion as is appropriate to reflect
the relative benefits received by the Company on the one hand and the Underwriters on the other from the offering of the Shares.
If, however, the allocation provided by the immediately preceding sentence is not permitted by applicable law, then each indemnifying
party shall contribute to such amount paid or payable by such indemnified party in such proportion as is appropriate to reflect
not only such relative benefits but also the relative fault of the Company, on the one hand, and the Underwriters, on the other,
in connection with the statements or omissions which resulted in such losses, claims, damages or liabilities (or actions in respect
thereof), as well as any other relevant equitable considerations. The relative benefits received by the Company, on the one hand,
and the Underwriters, on the other, shall be deemed to be in the same proportion as the total net proceeds from the offering (before
deducting expenses) received by the Company bear to the total underwriting discounts and commissions received by the Underwriters,
in each case as set forth in the table on the cover page of the Prospectus. The relative fault shall be determined by reference
to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to
state a material fact relates to information supplied by the Company, on the one hand, or the Underwriters, on the other, and the
parties&rsquo; relative intent, knowledge, access to information and opportunity to correct or prevent such statement or omission.
The Company and the Underwriters agree that it would not be just and equitable if contributions pursuant to this subsection (d)&nbsp;were
determined by <I>pro rata</I> allocation or by any other method of allocation which does not take account of the equitable considerations
referred to above in this subsection (d). The amount paid or payable by an indemnified party as a result of the losses, claims,
damages or liabilities (or actions in respect thereof) referred to above in this subsection (d)&nbsp;shall be deemed to include
any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any such
action or claim. Notwithstanding the provisions of this subsection (d), no Underwriter shall be required to contribute any amount
in excess of the amount by which the total price at which the Shares underwritten by it and distributed to the public were offered
to the public exceeds the amount of any damages which such Underwriter has otherwise been required to pay by reason of any such
untrue or alleged untrue statement or omission or alleged omission. No person guilty of fraudulent misrepresentation (within the
meaning of Section&nbsp;11(f) of the 1933 Act) shall be entitled to contribution from any person who was not guilty of such fraudulent
misrepresentation. For purposes of this Section&nbsp;8, each officer and employee of an Underwriter and each person, if any, who
controls any Underwriter within the meaning of the 1933 Act and the 1934 Act shall have the same rights to contribution as the
Underwriter, and each director of the Company, each officer of the Company who signed the Registration Statement, and each person,
if any, who</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">controls the Company with the meaning of the
1933 Act and the 1934 Act shall have the same rights to contribution as the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
obligations of the Company under this Section&nbsp;8 shall be in addition to any liability which the Company may otherwise have
and shall extend, upon the same terms and conditions, to each person, if any, who controls (within the meaning of the 1933 Act)
any Underwriter, or any of the respective partners, directors, officers and employees of the Underwriter or any such controlling
person. The obligations of the Underwriters under this Section&nbsp;8 shall be in addition to any liability which any Underwriter
may otherwise have and shall extend, upon the same terms and conditions, to each person, if any, who controls (within the meaning
of the 1933 Act) the Company or any of the directors and officers of the Company or any such controlling person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
remedies provided for in this Section&nbsp;8 are not exclusive and shall not limit any rights or remedies which may otherwise be
available to an indemnified party at law or in equity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
respective indemnities, agreements, representations, warranties and other statements of the Company and the Underwriters, as set
forth in this Agreement or made by or on behalf of them, respectively, pursuant to this Agreement, shall remain in full force and
effect, regardless of any investigation (or any statement as to the results thereof) made by or on behalf of an Underwriter or
any controlling person of any Underwriter, or the Company, or any officer or director or controlling person of the Company, and
shall survive delivery of and payment for the Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">10.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
this Agreement is terminated pursuant to the last paragraph of Section&nbsp;7 hereof, such termination shall be without liability
of any party to any other party except as provided in Section&nbsp;6 hereof and provided further that Sections 1, 8, 9 and 10 hereof
shall survive such termination and remain in full force and effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All
statements, requests, notices and agreements hereunder shall be in writing, and if to the Underwriters shall be delivered or sent
by mail, telex or facsimile transmission to the Representative at Sandler O&rsquo;Neill + Partners, L.P., 1251 Avenue of the Americas,
6<SUP>th</SUP> Floor, New York, New York 10020, Attention: General Counsel, with a copy to Kilpatrick Townsend &amp; Stockton LLP,
607 14th Street, NW, Suite 900, Washington, DC 20005, Attention: Christina M. Gattuso, Esq.; and if to the Company shall be delivered
or sent by mail or facsimile to Bridge Bancorp, Inc. 2200 Montauk Highway, Bridgehampton, New York 11932, Attention: Kevin M. O&rsquo;Connor,
President and Chief Executive Officer, with a copy to Luse Gorman, PC, 5335 Wisconsin Avenue, NW, Suite 780, Washington, DC 20015,
Attention: John J. Gorman, Esq. Any such statements, requests, notices or agreements shall take effect upon receipt thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
Agreement shall be binding upon, and inure solely to the benefit of, the Underwriters, the Company and, to the extent provided
in Sections 8 and 9 hereof, the officers and directors of the Company and each person who controls the Company or any Underwriter,
and their respective heirs, executors, administrators, successors and assigns, and no other person shall acquire or have any right
under or by virtue of this Agreement. No purchaser of any of the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Shares from any Underwriter shall be deemed
a successor or assign by reason merely of such purchase.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">13.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time
shall be of the essence of this Agreement. As used herein, the term &ldquo;business day&rdquo; shall mean any day when the Commission&rsquo;s
office in Washington, D.C. is open for business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">14.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Company acknowledges and agrees that (i)&nbsp;the purchase and sale of the Shares pursuant to this Agreement, including the determination
of the public offering price of the Shares and any related discounts and commissions, is an arm&rsquo;s-length commercial transaction
between the Company, on the one hand, and the Underwriters, on the other hand, and the Company is capable of evaluating and understanding
and understands and accepts the terms, risks and conditions of the transactions contemplated by this Agreement, (ii)&nbsp;in connection
with the offering contemplated hereby and the process leading to such transaction each Underwriter is and has been acting solely
as principal and is not the agent or fiduciary of the Company, its subsidiaries or the Company&rsquo;s shareholders, creditors,
employees or any other third party, (iii)&nbsp;no Underwriter has assumed nor will it assume an advisory or fiduciary responsibility
in favor of the Company or its subsidiaries with respect to the offering contemplated hereby or the process leading thereto (irrespective
of whether such Underwriter has advised or is currently advising the Company or its subsidiaries on any other matters) and no Underwriter
has any obligation to the Company or its subsidiaries with respect to the offering contemplated hereby except the obligations expressly
set forth in this Agreement, (iv)&nbsp;each Underwriter and its respective affiliates may be engaged in a broad range of transactions
that involve interests that differ from those of the Company or its subsidiaries and no Underwriter has any obligation to disclose
such interests and transactions to the Company by virtue of any fiduciary, advisory or agency relationship, (v)&nbsp;the Company
and its subsidiaries waive, to the fullest extent permitted by law, any claims the Company may have against any Underwriter for
breach of fiduciary duty or alleged breach of fiduciary duty and agree that no Underwriter shall have any liability (whether direct
or indirect) to the Company or its subsidiaries in respect of such a fiduciary duty claim or to any person asserting a fiduciary
duty claim on behalf of or in right of the Company, including shareholders, employees or creditors of the Company, and (vi)&nbsp;no
Underwriter has provided any legal, accounting, regulatory or tax advice with respect to the offering contemplated hereby and the
Company and the Bank consulted their own legal, accounting, regulatory and tax advisors to the extent they deemed appropriate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">15.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THIS
AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT
OF LAWS PRINCIPLES OF SAID STATE OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">THE COMPANY, ON BEHALF
OF ITSELF AND ITS SUBSIDIARIES, HEREBY IRREVOCABLY SUBMITS TO THE EXCLUSIVE JURISDICTION OF THE FEDERAL AND NEW YORK STATE COURTS
LOCATED IN THE CITY OF NEW YORK IN CONNECTION WITH ANY SUIT, ACTION OR PROCEEDING RELATED TO THIS AGREEMENT OR ANY OF THE MATTERS
CONTEMPLATED HEREBY, IRREVOCABLY WAIVES ANY DEFENSE OF LACK OF PERSONAL JURISDICTION</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">AND IRREVOCABLY AGREES THAT ALL CLAIMS IN RESPECT
OF ANY SUIT, ACTION OR PROCEEDING MAY BE HEARD AND DETERMINED IN ANY SUCH COURT. THE COMPANY, ON BEHALF OF ITSELF AND ITS SUBSIDIARIES,
IRREVOCABLY WAIVES, TO THE FULLEST EXTENT IT MAY EFFECTIVELY DO SO UNDER APPLICABLE LAW, ANY OBJECTION WHICH IT MAY NOW OR HEREAFTER
HAVE TO THE LAYING OF VENUE OF ANY SUCH SUIT, ACTION OR PROCEEDING BROUGHT IN ANY SUCH COURT AND ANY CLAIM THAT ANY SUCH SUIT,
ACTION OR PROCEEDING BROUGHT IN ANY SUCH COURT HAS BEEN BROUGHT IN AN INCONVENIENT FORUM.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">16.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
Agreement may be executed by any one or more of the parties hereto in any number of counterparts, each of which shall be deemed
to be an original, but all such counterparts shall together constitute one and the same instrument. Any facsimile or electronically
transmitted copies hereof or signatures hereon shall, for all purposes, be deemed originals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">17.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No amendment or waiver of any provision of this Agreement, nor any consent or approval to any departure therefrom, shall in any
event be effective unless the same shall be in writing and signed by the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">18.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
invalidity or unenforceability of any Section, paragraph or provision of this Agreement shall not affect the validity or enforceability
of any other Section, paragraph or provision hereof. If any Section, paragraph or provision of this Agreement is for any reason
determined to be invalid or unenforceable, there shall be deemed to be made such minor changes (and only such minor changes) as
are necessary to make it valid and enforceable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">19.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
Agreement supersedes all prior agreements and understandings (whether written or oral) between the Company, the Bank and the Underwriters,
or any of them, with respect to the subject matter hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">[Signatures on Next Page]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">If the foregoing is in
accordance with your understanding, please sign and return to us four counterparts hereof, and upon the acceptance hereof by you,
this letter and such acceptance hereof shall constitute a binding agreement among the Underwriters, the Bank and the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 52%">Very truly yours,</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><B>BRIDGE BANCORP, INC.</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>President and Chief Executive Officer</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><B>THE BRIDGEHAMPTON NATIONAL BANK</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Kevin M. O&rsquo;Connor</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>President and Chief Executive Officer</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Accepted as of the date hereof:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">SANDLER O&rsquo;NEILL &amp; PARTNERS, L.P.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">For Itself and as Representative of the Other</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Underwriters named in Annex A hereto</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 8%">By:&nbsp;&nbsp;</TD>
    <TD STYLE="width: 42%">Sandler O&rsquo;Neill + Partners, Corp.,</TD>
    <TD STYLE="width: 50%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>the sole general partner</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ Robert A. Kleinert</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Name: Robert A. Kleinert</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Title: An Officer of the Corporation</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><I>Signature Page to Underwriting Agreement
</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B><U>Annex A</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Initial Shares</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
<TR>
    <TD NOWRAP STYLE="vertical-align: bottom; width: 73%; text-decoration: underline"><U>Underwriters</U></TD>
    <TD NOWRAP STYLE="vertical-align: top; width: 27%; text-align: center">Number of <BR>
<U>Initial Shares</U></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>Sandler O&rsquo;Neill + Partners, L.P. </TD>
    <TD STYLE="text-align: center">1,048,450 </TD></TR>
<TR STYLE="vertical-align: top">
    <TD>Keefe, Bruyette &amp; Woods, Inc. </TD>
    <TD STYLE="text-align: center">&nbsp;&nbsp;&nbsp;564,550 </TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B><U>Option Shares</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
<TR>
    <TD NOWRAP STYLE="vertical-align: bottom; width: 73%; text-decoration: underline"><U>Underwriters</U></TD>
    <TD NOWRAP STYLE="vertical-align: top; width: 27%; text-align: center">Number of <BR>
<U>Option Shares</U></TD></TR>
<TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>Sandler O&rsquo;Neill + Partners, L.P. </TD>
    <TD STYLE="text-align: center">157,268</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>Keefe, Bruyette &amp; Woods, Inc. </TD>
    <TD STYLE="text-align: center">84,682</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B><U>Schedule I </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>List of Subsidiaries </B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 12pt Times New Roman, Times, Serif; width: 75%; border-collapse: collapse">
<TR>
    <TD NOWRAP STYLE="vertical-align: bottom; width: 63%; border-bottom: Black 1pt solid">Banking Subsidiary</TD>
    <TD NOWRAP STYLE="vertical-align: top; width: 2%; text-align: center">&nbsp;</TD>
    <TD NOWRAP STYLE="vertical-align: bottom; width: 35%; border-bottom: Black 1pt solid; text-align: center">Jurisdiction of<BR>
Organization</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">The Bridgehampton National Bank</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">United States of America</TD></TR>
<TR>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD NOWRAP STYLE="vertical-align: bottom; border-bottom: Black 1pt solid">Nonbanking Subsidiary</TD>
    <TD NOWRAP STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD NOWRAP STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; text-align: center">Jurisdiction of<BR>
Organization</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">Bridgehampton Community, Inc.</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">Bridge Abstract, LLC</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">Bridge Financial Services LLC</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">Bridge Statutory Capital Trust II</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">Delaware</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">Bridge Land Corp.</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">12500 Main Road Ltd.</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 12pt; text-indent: -12pt">3366 Park Associates, LLC (inactive)</TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">New York</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B><U>Schedule II </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Issuer-Represented General Free Writing Prospectus</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">1.</TD><TD>The investor presentation, dated November 21, 2016,
which was filed with the Commission on November 21, 2016.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B><U>Schedule III </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>List of Persons and Entities Subject to Lock-Up
Agreements</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Board of Directors:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><I>&nbsp;</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Emanuel Arturi</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Marcia Z. Hefter</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Charles I. Massoud</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Albert E. McCoy, Jr.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Raymond A. Nielson</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Howard H. Nolan</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Kevin O&rsquo;Connor</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Daniel Rubin</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Rudolph J. Santoro</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Dennis A. Suskind</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Thomas J. Tobin</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Christian C. Yegen</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Executive Officers Who Are Not Directors:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><I>&nbsp;</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">James J. Manseau</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">John M. McCaffrey</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Kevin L. Santacroce</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>EXHIBIT A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM OF LOCK-UP AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right">November 22, 2016</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Sandler O&rsquo;Neill + Partners, L.P.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">1251 Avenue of the Americas, 6<SUP>th</SUP> Floor</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">New York, New York 10020</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The undersigned understands
that you, as Representative of the several Underwriters, propose to enter into an Underwriting Agreement (the &ldquo;<U>Underwriting
Agreement</U>&rdquo;) with Bridge Bancorp, Inc. a New York corporation (the &ldquo;<U>Company</U>&rdquo;), providing for a public
offering (the &ldquo;<U>Offering</U>&rdquo;) by the several Underwriters of the Company&rsquo;s common stock, par value $0.01 per
share (the &ldquo;<U>Common Stock</U>&rdquo;), pursuant to a Registration Statement on Form S-3 filed with the Securities and Exchange
Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">In consideration of the
agreement by the Underwriters to participate in the Offering, and for other good and valuable consideration receipt of which is
hereby acknowledged, the undersigned hereby agrees that (other than as set forth below), during the period beginning from the date
of the prospectus relating to the Offering and continuing to and including the date 90 days after such date (the &ldquo;<U>Lock-Up
Period</U>&rdquo;), the undersigned will not sell, offer, agree to sell, contract to sell, hypothecate, pledge, grant any option
to purchase, make any short sale or otherwise dispose of or hedge, directly or indirectly, any shares of Common Stock or securities
convertible into, exchangeable or exercisable for any shares of Common Stock or warrants or other rights to purchase shares of
Common Stock or any other securities of the Company that are substantially similar to the Common Stock, whether now owned or hereafter
acquired, owned directly by the undersigned (including holding as a custodian) or with respect to which the undersigned has or
may be deemed to have beneficial ownership in accordance with the rules and regulations of the Securities and Exchange Commission
(collectively, the &ldquo;<U>Undersigned&rsquo;s Shares</U>&rdquo;) or publicly announce an intention to do any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The foregoing restriction
is expressly agreed to preclude the undersigned from engaging in any hedging or other transaction or arrangement that is designed
to, or which reasonably could be expected to, lead to or result in a sale, disposition or transfer, in whole or in part, of any
of the economic consequences of ownership of the Undersigned&rsquo;s Shares, whether any such transaction is to be settled by delivery
of Common Stock or other securities, in cash or otherwise, even if such shares would be disposed of by someone other than the undersigned.
Such prohibited hedging or other transactions would include, without limitation, any short sale or any purchase, sale or grant
of any right (including, without limitation, any put or call option) with respect to any of the Undersigned&rsquo;s Shares or with
respect to any security that includes, relates to, or derives any significant part of its value from the Undersigned&rsquo;s Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Notwithstanding the foregoing,
the undersigned may transfer the Undersigned&rsquo;s Shares (i) as a <I>bona fide</I> gift or gifts, provided that the donee or
donees thereof agree to be bound in writing by the restrictions set forth herein, (ii) to any trust for the direct or indirect
benefit of the undersigned or the immediate family of the undersigned, provided that the trustee of the trust agrees to be bound
in writing by the restrictions set forth herein, and provided further that any such transfer shall not involve a disposition for
value, (iii) pursuant to the exercise by the undersigned of stock options that have been granted by the Company prior to, and are
outstanding as of, the date of the Underwriting Agreement, where the Common Stock received upon any such exercise is held by the
undersigned, individually or as fiduciary, in accordance with the terms of this Lock-Up Agreement, (iv) to the Company as part
of the withholding by, or transfer, sale or other disposition of the Shares to the Company in connection with the &ldquo;net&rdquo;
or &ldquo;cashless&rdquo; exercise of, or to satisfy the withholding tax obligations (including estimated taxes) of the undersigned
in connection with the &ldquo;net&rdquo; or &ldquo;cashless&rdquo; exercise or vesting of, restricted stock or stock options granted
by the Company prior to, and outstanding as of, the date of the Underwriting Agreement, provided that any such transaction does
not involve the sale of any shares of Company common stock in the public marketplace; or (v) with the prior written consent of
Sandler O&rsquo;Neill &amp; Partners L.P., on behalf of the Underwriters. For purposes of this Agreement, &ldquo;immediate family&rdquo;
shall mean any relationship by blood, marriage or adoption, not more remote than first cousin. The undersigned now has and, except
as contemplated by clause (i), (ii) or (iii) above, for the duration of this Lock-Up Agreement (this &ldquo;<U>Agreement</U>&rdquo;)
will have, good and marketable title to the Undersigned&rsquo;s Shares, free and clear of all liens, encumbrances, and claims whatsoever.
The undersigned also agrees and consents to the entry of stop transfer instructions with the Company and its transfer agent and
registrar against the transfer of the Undersigned&rsquo;s Shares, except in compliance with the foregoing restrictions. In furtherance
of the foregoing, the Company is hereby authorized to decline to make or authorize any transfer of securities if such transfer
would constitute a violation or breach of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Notwithstanding the foregoing,
if: (1) during the last 17 days of the Lock-Up Period the Company issues an earnings release or material news or a material event
relating to the Company occurs; or (2) prior to the expiration of the Lock-Up Period, the Company announces that it will release
earnings results during the 16-day-period beginning on the last day of the Lock-Up Period, the restrictions imposed by this letter
shall continue to apply until the expiration of the 18-day period beginning on the issuance of the earnings release or the occurrence
of the material news or material event.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The undersigned understands
that the Company and the Underwriters are relying upon this Agreement in proceeding toward consummation of the Offering. The undersigned
represents and warrants that the undersigned has full power and authority to enter into this Agreement. The undersigned further
understands that this Agreement is irrevocable and agrees that the provisions of this Agreement shall be binding also upon the
successors, assigns, heirs and legal representatives of the undersigned.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">The undersigned understands
that, if the Underwriting Agreement (other than the provisions thereof which survive termination) shall terminate or be terminated
prior to payment for and delivery of the Common Stock to be sold thereunder, the undersigned shall be released from all obligations
under this Agreement. Notwithstanding anything contained herein to the</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">contrary, this Agreement shall automatically
terminate and be of no further effect as of 5:00 p.m. Eastern Time on December 31, 2016 if a closing for the Offering has not yet
occurred as of that time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">This Agreement and any
claim, controversy or dispute arising under or related to this Agreement shall be governed by and construed in accordance with
the laws of the State of New York, without regard to the conflict of laws principles thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="text-transform: uppercase">[signature
page follows]</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="text-transform: uppercase">&nbsp;</FONT></P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="text-transform: uppercase">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">Yours very truly,</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Signature</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Name</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Address</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>


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<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>t1602926_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Exhibit 5.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 16pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-transform: uppercase; text-align: center">LUSE GORMAN, PC</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">ATTORNEYS AT LAW</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">5335 WISCONSIN AVENUE, N.W., SUITE 780</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">WASHINGTON, D.C. 20015</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 3pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 5pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">TELEPHONE (202) 274-2000</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">FACSIMILE (202) 362-2902</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">www.luselaw.com</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">November 28, 2016</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Board of Directors</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Bridge Bancorp, Inc.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">2200 Montauk Highway</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Bridgehampton, New York 11932</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>Re:</B></TD><TD STYLE="text-align: justify"><B><U>Bridge Bancorp, Inc. Common Stock, Par Value $0.01 Per Share</U></B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">We have acted as counsel
to Bridge Bancorp, Inc., a New York corporation (the &ldquo;Company&rdquo;), in connection with the offering of shares of common
stock, par value $0.01 per share (the &ldquo;Common Stock&rdquo;), by the Company pursuant to the Underwriting Agreement, dated
November 22, 2016 (the &ldquo;Underwriting Agreement&rdquo;), between the Company, its wholly-owned subsidiary, The Bridgehampton
National Bank, and Sandler O&rsquo;Neill &amp; Partners, L.P., for itself and as representative of the several underwriters (together,
the &ldquo;Underwriters&rdquo;).&nbsp; The Underwriting Agreement provides for the purchase by the Underwriters of 1,613,000 shares
of the Company&rsquo;s Common Stock and, at the option of the Underwriters, up to 241,950 additional shares of Common Stock pursuant
to an option to purchase additional shares (collectively, the &ldquo;Shares&rdquo;). The Shares are being offered and sold by the
Company pursuant to a prospectus supplement dated November 22, 2016, and the accompanying base prospectus dated April 22, 2016
(together, the &ldquo;Prospectus&rdquo;), that form part of the Company&rsquo;s effective registration statement on Form&nbsp;S-3,
as amended (File No.&nbsp;333-210245) (the &ldquo;Registration Statement&rdquo;) filed by the Company with the Securities and Exchange
Commission under the Securities Act of 1933, as amended.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">We have reviewed the Registration
Statement, the Underwriting Agreement, and the corporate proceedings of the Company with respect to the authorization of the issuance
of the Shares.&nbsp; We have also examined originals or copies of such documents, corporate records, certificates of public officials
and other instruments, and have conducted such other investigations of law and fact as we have deemed necessary or advisable for
purposes of our opinion.&nbsp; In our examination, we have assumed, without verification, the genuineness of all signatures, the
authenticity of all documents and instruments submitted to us as originals, and the conformity to the originals of all documents
and instruments submitted to us as certified or conformed copies.&nbsp; The opinion expressed below is limited to the New York
Business Corporation Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Board of Directors</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Bridge Bancorp, Inc.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">November 28, 2016</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Page 2</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">Based upon the foregoing,
and subject to the assumptions, exceptions, limitations, and qualifications stated herein, we are of the opinion that, when issued,
delivered, and paid for in the manner and in accordance with the terms set forth in the Registration Statement, the Prospectus,
and the Underwriting Agreement, the Shares will be validly issued, fully paid, and nonassessable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">We hereby consent to our
firm being referenced under the captions &ldquo;Legal Matters&rdquo; and &ldquo;Legal Opinions&rdquo; in the Prospectus, and for
inclusion of this opinion as an exhibit to the Registration Statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 50%; text-align: justify">Very truly yours,</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ Luse Gorman, PC</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>LUSE GORMAN, PC</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>4
<FILENAME>t1602926_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-size: 12pt"><B>Exhibit 99.1</B></FONT></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 48pt Baskerville Old Face,serif; margin: 0; text-align: center; text-indent: -40.5pt"><B>Press Release</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FOR IMMEDIATE RELEASE</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 10%"><B>Contact:</B></TD>
    <TD STYLE="width: 40%"><B>John M. McCaffery</B></TD>
    <TD ROWSPAN="4" STYLE="width: 50%; text-align: left; vertical-align: middle"><IMG SRC="t1602926_ex99-1logo.jpg" ALT="">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>Executive Vice President</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>Chief Financial Officer</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>(631) 537-1001, ext. 7290</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>BRIDGE BANCORP, INC. ANNOUNCES PRICING OF
PUBLIC </B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>OFFERING OF 1,613,000 SHARES OF COMMON STOCK</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><I>(Bridgehampton, NY &ndash; November 22,
2016) </I> Bridge Bancorp, Inc. (Nasdaq: BDGE) (the &ldquo;Company&rdquo;), the parent company of The Bridgehampton National Bank,
today announced the pricing of an underwritten public offering of 1,613,000 shares of common stock at a price of $31.00 per share,
for gross proceeds of approximately $50.0 million. After deducting the underwriting discount and estimated offering expenses, the
Company expects to receive net proceeds of approximately $47.6 million. The Company has also granted the underwriters a 30-day
option to purchase up to an additional 241,950 shares of common stock at the same price and on the same terms and conditions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The offering is expected to close on November
28, 2016, subject to customary closing conditions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Sandler O&rsquo;Neill + Partners, L.P. and
Keefe, Bruyette &amp; Woods, <I>A Stifel Company</I>, served as joint book-running managers for the offering. The shares are being
issued pursuant to a prospectus supplement and prospectus filed as part of an effective shelf registration statement filed with
the Securities and Exchange Commission (&ldquo;SEC&rdquo;) on Form S-3 (File No. 333-210245).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Company expects to use the net proceeds
of this offering to support organic growth, the pursuit of strategic acquisition opportunities and other general corporate purposes,
including contributing capital to The Bridgehampton National Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Additional Information Regarding the Offering</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">This press release is for informational purposes
only and is not an offer to sell or the solicitation of an offer to buy any securities of the Company, which is made only by means
of a prospectus supplement and related base prospectus, nor will there be any sale of these securities in any state or jurisdiction
in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of
any such state or jurisdiction. The Company has filed a registration statement (including a prospectus and prospectus supplement)
with the SEC for the offering to which this communication relates. Prospective investors, including current shareholders interested
in participating in the offering, should read the prospectus in that registration statement, the preliminary prospectus supplement
and other documents that the Company has filed with the SEC, for more complete information about the Company and the offering.
Investors may obtain copies of the prospectus supplement and accompanying base prospectus relating to the offering without charge
by visiting the SEC's website at www.sec.gov, or from Sandler O'Neill + Partners, L.P., 1251 Avenue of the Americas, 6th Floor,
New York, New York 10020, Attn: Syndicate Operations, or by phone at 1-866-805-4128 or Keefe,</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Bruyette &amp; Woods, <I>A Stifel Company</I>,
787 Seventh Avenue, 4<SUP>th</SUP> Floor, New York, NY 10019, or by phone at 1-800-966-1559.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>About Bridge Bancorp, Inc.</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Bridge Bancorp, Inc. is a bank holding company
engaged in commercial banking and financial services through its wholly owned subsidiary, The Bridgehampton National Bank (&ldquo;BNB&rdquo;).
Established in 1910, BNB, with assets of approximately $3.83 billion, operates 40 retail branch locations serving Long Island and
the greater New York metropolitan area. In addition, BNB operates two loan production offices: one in Manhattan, and one in Riverhead,
New York. Through its branch network and its electronic delivery channels, BNB provides deposit and loan products and financial
services to local businesses, consumers and municipalities. Title insurance services are offered through BNB&rsquo;s wholly owned
subsidiary, Bridge Abstract LLC. Bridge Financial Services, Inc. offers financial planning and investment consultation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Forward-Looking Statements</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">This press release contains forward-looking
statements under the federal securities laws. These statements are based on current expectations, estimates and projections about
the industry and markets in which Bridge Bancorp, Inc. operates, management&rsquo;s beliefs and assumptions made by management.
Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult
to predict. You should not place undue reliance on such forward-looking statements. The Company does not assume any duty and does
not undertake to update its forward-looking statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>


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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>5
<FILENAME>t1602926_ex99-2.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin-top: 0; text-align: right; margin-bottom: 0"><FONT STYLE="font-size: 12pt"><B>Exhibit 99.2</B></FONT></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 48pt Baskerville Old Face,serif; margin: 0pt 0; text-align: center"><B>Press Release</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FOR IMMEDIATE RELEASE</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR>
    <TD STYLE="vertical-align: top; width: 10%"><B>Contact:&nbsp;&nbsp;</B></TD>
    <TD STYLE="vertical-align: top; width: 45%"><B>John M. McCaffery</B></TD>
    <TD ROWSPAN="4" STYLE="width: 45%"><IMG SRC="t1602926_ex99-2logo.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>Executive Vice President</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>Chief Financial Officer</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><B>(631) 537-1001, ext. 7290</B></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Bridge
Bancorp, Inc. Announces Closing of Public Offering</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>(Bridgehampton, N.Y.- November 28, 2016)
</I> Bridge Bancorp, Inc. (Nasdaq: BDGE), the parent company of The Bridgehampton National Bank, today announced that it has completed
a public offering of 1,613,000 shares of common stock at a price of $31.00 per share. The offering resulted in gross proceeds of
$50.0 million and net proceeds of approximately $47.6 million. The Company has also granted the underwriters a 30-day option to
purchase up to an additional 241,950 shares of common stock at the same price and on the same terms and conditions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Sandler O'Neill + Partners, L.P. and Keefe,
Bruyette &amp; Woods, <I>A Stifel Company</I>, served as joint book-running managers for the offering. The shares are being issued
pursuant to a prospectus supplement and prospectus filed as part of an effective shelf registration statement filed with the Securities
and Exchange Commission (&quot;SEC&quot;) on Form S-3 (File No. 333-210245).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company expects to use the net proceeds
of this offering to support organic growth, the pursuit of strategic acquisition opportunities and other general corporate purposes,
including contributing capital to The Bridgehampton National Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Additional Information Regarding the
Offering</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This press release is for informational
purposes only and is not an offer to sell or the solicitation of an offer to buy any securities of the Company, which is made
only by means of a prospectus supplement and related base prospectus, nor will there be any sale of these securities in any state
or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities
laws of any such state or jurisdiction. The Company has filed a registration statement (including a prospectus and prospectus
supplement) with the SEC for the offering to which this communication relates. Prospective investors, including current shareholders
interested in participating in the offering, should read the prospectus in that registration statement, the prospectus supplement
and other documents that the Company has filed with the SEC, for more complete information about the Company and the offering.
Investors may obtain copies of the prospectus supplement and accompanying base prospectus relating to the offering without charge
by visiting the SEC's website at www.sec.gov, or from Sandler O'Neill + Partners, L.P., 1251 Avenue of the Americas, 6th Floor,
New York, New York 10020, Attn: Syndicate Operations, or by phone at 1-866-805-4128 or Keefe, Bruyette &amp; Woods, <I>A Stifel
Company</I>, 787 Seventh Avenue, 4<SUP>th</SUP> Floor, New York, NY 10019, or by phone at 1-800-966-1559.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>About Bridge Bancorp, Inc.</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bridge Bancorp, Inc. is a bank holding
company engaged in commercial banking and financial services through its wholly owned subsidiary, The Bridgehampton National Bank
(&quot;BNB&quot;). Established in 1910, BNB, with assets of approximately $3.8 billion, operates 40 retail branch locations serving
Long Island and the greater New York metropolitan area. In addition, BNB operates two loan production offices: one in Manhattan,
and one in Riverhead, New York. Through its branch network and its electronic delivery channels, BNB provides deposit and loan
products and financial services to local businesses, consumers and municipalities. Title insurance services are offered through
BNB's wholly owned subsidiary, Bridge Abstract. Bridge Financial Services, Inc. offers financial planning and investment consultation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Forward-Looking Statements</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This press release contains forward-looking
statements under the federal securities laws. These statements are based on current expectations, estimates and projections about
the industry and markets in which Bridge Bancorp, Inc. operates, management&rsquo;s beliefs and assumptions made by management.
Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult
to predict. You should not place undue reliance on such forward-looking statements. The Company does not assume any duty and does
not undertake to update its forward-looking statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
