SUBSEQUENT EVENTS	9 Months Ended
Sep. 30, 2017
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	15. SUBSEQUENT EVENTS Charter Conversion The Bank has filed an application with the New York State Department of Financial Services to convert from a national bank to a New York chartered commercial bank, and with the Federal Reserve Bank of New York to remain a member bank of the Federal Reserve System following the charter conversion. All regulatory approvals are expected to be received and the charter conversion is expected to become effective in the fourth quarter of 2017. The Company does not expect the Bank’s charter conversion to have a material impact on the Company’s consolidated financial statements. Branch Rationalization Following an assessment of the Company’s branch network to ensure it is covering its markets efficiently, the Company has identified a number of branches that the Company plans to either close or consolidate into nearby locations. As a result, the Company expects to record a pre-tax charge in the three months ended December 31, 2017, related to existing lease obligations, employee severance, and other related charges of no more than $6.6 million.

SUBSEQUENT EVENTS

9 Months Ended

Sep. 30, 2017

15. SUBSEQUENT EVENTS

Charter Conversion

The Bank has filed an application with the New York State Department of Financial Services to convert from a national bank to a New York chartered commercial bank, and with the Federal Reserve Bank of New York to remain a member bank of the Federal Reserve System following the charter conversion. All regulatory approvals are expected to be received and the charter conversion is expected to become effective in the fourth quarter of 2017. The Company does not expect the Bank’s charter conversion to have a material impact on the Company’s consolidated financial statements.

Branch Rationalization

Following an assessment of the Company’s branch network to ensure it is covering its markets efficiently, the Company has identified a number of branches that the Company plans to either close or consolidate into nearby locations. As a result, the Company expects to record a pre-tax charge in the three months ended December 31, 2017, related to existing lease obligations, employee severance, and other related charges of no more than $6.6 million.