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COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables) | 12 Months Ended
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Dec. 31, 2019
COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS |
Schedule of commitments outstanding |
|  | December 31,
(In thousands) |  | 2019 |  | 2018
Standby letters of credit |  | $ | 23,670 |  | $ | 26,047
Loan commitments outstanding (1) |  |  | 117,044 |  |  | 65,796
Unused lines of credit |  |  | 674,194 |  |  | 636,772
Total commitments outstanding |  | $ | 814,908 |  | $ | 728,615
| (1) |  | Of the $117.0 million of loan commitments outstanding at December 31, 2019, $5.9 million are fixed rate commitments and $111.1 million are variable rate commitments. Of the $65.8 million of loan commitments outstanding at December 31, 2018, $20.5 million are fixed rate commitments and $45.3 million are variable rate commitments.

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