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LOANS HELD FOR INVESTMENT, NET - Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for credit losses:          
Allowance for credit losses, Beginning balance     $ 88,751    
Provision (recovery) for credit losses $ 9,221 $ 5,585 18,847 $ 10,795  
Allowance for credit losses, Ending balance 93,189   93,189   $ 88,751
Non-accrual with No Allowance 36,562   36,562   21,652
Non-accrual with Allowance 16,652   16,652   27,827
Reserve 12,239   12,239   16,585
Interest income on non-accrual loans held for investment          
Interest income on non-accrual loans 0 0 0 0  
Business Loans          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 43,915 35,981 42,898 35,962 35,962
Provision (recovery) for credit losses 4,034 2,212 4,965 2,946  
Charge-offs (5,057) (1,179) (5,233) (1,975) (8,051)
Recoveries 73 101 335 182  
Allowance for credit losses, Ending balance 42,965 37,115 42,965 37,115 42,898
Non-accrual with No Allowance 3,669   3,669   5,196
Non-accrual with Allowance 14,338   14,338   17,428
Reserve 11,947   11,947   15,810
One-to-Four Family Residential and Cooperative/Condominium Apartment          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 9,745 6,973 9,501 6,813 6,813
Provision (recovery) for credit losses (178) 332 110 492  
Charge-offs     (44)    
Allowance for credit losses, Ending balance 9,567 7,305 9,567 7,305 9,501
Non-accrual with Allowance 1,642   1,642   3,213
Reserve 16   16   31
Multifamily Residential and Residential Mixed-Use          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 13,087 11,171 11,946 7,237 7,237
Provision (recovery) for credit losses 579 3,737 1,720 7,671  
Charge-offs   (2,551)   (2,551) (4,677)
Recoveries 1   1    
Allowance for credit losses, Ending balance 13,667 12,357 13,667 12,357 11,946
Non-Owner-Occupied Commercial Real Estate          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 21,075 19,445 21,876 19,623 19,623
Provision (recovery) for credit losses 3,667 (1,105) 9,948 (1,283)  
Charge-offs (416)   (7,498)   (6,926)
Allowance for credit losses, Ending balance 24,326 18,340 24,326 18,340 21,876
Non-accrual with No Allowance 32,893   32,893   16,456
Non-accrual with Allowance 15   15   6,504
Reserve 15   15   432
Acquisition, development, and construction ("ADC")          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 2,360 2,322 2,323 1,989 1,989
Provision (recovery) for credit losses 20 133 57 466  
Allowance for credit losses, Ending balance 2,380 2,455 2,380 2,455 2,323
Non-accrual with Allowance 657   657   657
Reserve 261   261   287
Other Loans          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 273 176 207 119 119
Provision (recovery) for credit losses 17 75 101 156  
Charge-offs (9) (15) (44) (45)  
Recoveries 3 4 20 10  
Allowance for credit losses, Ending balance 284 240 284 240 207
Non-accrual with Allowance         25
Reserve         25
Total (includes other loans)          
Allowance for credit losses:          
Allowance for credit losses, Beginning balance 90,455 76,068 88,751 71,743 71,743
Provision (recovery) for credit losses 8,139 5,384 16,901 10,448  
Charge-offs (5,482) (3,745) (12,819) (4,571)  
Recoveries 77 105 356 192  
Allowance for credit losses, Ending balance $ 93,189 $ 77,812 $ 93,189 $ 77,812 $ 88,751