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Allowance for Loan Losses - Amount of Loans Modified for Borrowers Financial Difficulty and Payment Default (Details) - Private Education Loans [Member] - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Accounts Notes And Loans Receivable [Line Items]        
Modified Loans (Amortized Cost) $ 109 $ 128 $ 179 $ 163
Payment Default (Par) 111 131 183 167
Charge-offs (par) $ 15 $ 10 $ 25 $ 12