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Allowance for Loan Losses - Amount of Loans Modified for Borrowers Financial Difficulty and Payment Default (Parenthetical) (Details) - Private Education Loans [Member] - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Accounts Notes And Loans Receivable [Line Items]        
Modified Loans (Amortized Cost) $ 109 $ 128 $ 179 $ 163
Interest Rate Concession [Member]        
Accounts Notes And Loans Receivable [Line Items]        
Modified Loans (Amortized Cost) 71 101 119 121
More Than an Insignificant Payment Delay [Member]        
Accounts Notes And Loans Receivable [Line Items]        
Modified Loans (Amortized Cost) 33 22 52 35
Combination Rate Reduction and Term Extension [Member]        
Accounts Notes And Loans Receivable [Line Items]        
Modified Loans (Amortized Cost) $ 5 $ 5 $ 8 $ 7