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<Page>
             SECURITIES AND EXCHANGE COMMISSION
                   WASHINGTON, D.C.  20549



                          FORM 8-K



                       CURRENT REPORT



           Pursuant to Section 13 or 15(d) of the
               Securities Exchange Act of 1934


Date of Report (Date of                  November 28, 2004
earliest event reported)


                   UNITED MOBILE HOMES, INC
     (Exact name of registrant as specified in its charter)


         MARYLAND             001-12690         22-1890929
     (State or other         (Commission        (IRS Employer
       jurisdiction         File Number)     Identification No.)
    of incorporation)


3499 Route 9N, Suite 3C, Freehold, NJ 	      07728
 (Address of principal executive offices)   (Zip Code)



Registrant's telephone number,            (732) 577-9997
including area code



                         Not applicable
  (Former name or former address, if changed since last report)

<Page>


Item 7.01  Regulation FD Disclosure.

     On November 24, 2004, the Company issued a press release
announcing a new $15,000,000 loan with Bank of America, N.A..


Item 9.01  Financial Statements and Exhibits.

  (c)  Exhibits.

  99    Press Release dated November 24, 2004.























                           Page 2

<PAGE>





                         SIGNATURES


     Pursuant to the requirements of the Securities Exchange
Act of  1934, the  Registrant has duly caused this report to
be  signed  on  its behalf by the undersigned hereunto  duly
authorized.

	       UNITED MOBILE HOMES, INC.




               /s/ Anna T. Chew
               ANNA T. CHEW
               Chief Financial Officer



     Date       November 24, 2004
















                           Page 3

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<FILENAME>pressrelease11242004.txt
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<TEXT>










FOR IMMEDIATE RELEASE       November 24, 2004
                            CONTACT:  Rosemarie Faccone
                                      Susan Jordan
                                      732-577-9997



                  UNITED MOBILE HOMES, INC.
                     CLOSES ON NEW LOAN


           FREEHOLD,  NJ, November 24, 2004.. United  Mobile
Homes,  Inc.  (AMEX:UMH) is pleased  to  announce  that  the
Company  has obtained a $15,000,000 mortgage loan with  Bank
of  America,  N.A.  This loan is secured by four  properties
and is for a five year term at an effective interest rate of
5.82%.   This  loan replaces an existing 7.5%  loan  with  a
current  balance of approximately $7.7 million due  December
1, 2005.

           Samuel  A.  Landy, President, stated, "This  loan
bolsters  our financial position and will be used  to  repay
existing  debt,  to  pursue  growth  opportunities   through
acquisitions   and  expansions,  and  for  other   corporate
purposes.   We  are  very happy to continue  our  long  term
relationship  with  Bank  of  America  and  its  predecessor
banks."

           United Mobile Homes, Inc., a publicly-owned  real
estate  investment  trust,  owns and  operates  twenty-seven
manufactured  home communities located in  New  Jersey,  New
York,  Pennsylvania, Ohio and Tennessee.  In  addition,  the
Company owns a portfolio of REIT securities.


                         # # # # #



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