Junior Subordinated Debentures (Tables)

12 Months Ended

Dec. 31, 2019

At December 31, 2019 and 2018, the Company’s junior subordinated debentures by issuance were as follows:

Name of Trust	Aggregate Principal Amount 2019			Aggregate Principal Amount 2018			Stated Maturity	Contractual Rate at December 31, 2019			Interest Rate Spread
Metropolitan Statutory Trust 1	$	35,000		$	35,000		March 17, 2034		4.69	%	Three-month LIBOR + 2.79%
RidgeStone Capital Trust I		1,500			1,500		June 30, 2033		6.38	%	Five-year LIBOR + 3.50%
First Evanston Bancorp Trust I		10,000			10,000		March 15, 2035		3.67	%	Three-month LIBOR + 1.78%
Total liability, at par		46,500			46,500
Discount		(9,166	)		(9,732	)
Total liability, at carrying value	$	37,334		$	36,768