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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES      
Net Income (Loss) $ 120,759 $ 107,878 $ 87,954
Adjustments to reconcile net income to net cash from operating activities:      
Provision for credit losses 27,041 31,653 23,879
Impairment loss on premises and equipment 1,069 0 0
Impairment loss on right-of-use asset 194 395 0
Impairment loss on assets held for sale 0 2,000 372
Depreciation and amortization of premises and equipment 5,031 4,529 4,288
Net amortization (accretion) of securities (2,062) 894 4,272
Net change in fair value of equity securities, net (1,122) (1,071) 603
Net losses (gains) on sales of securities available-for-sale 699 0 (50)
Net losses (gains) on sales or disposals of premises, ROU asset and assets held for sale (1,320) (723) 297
Net gains on sales of loans (24,540) (22,805) (31,899)
Originations of U.S. government guaranteed loans (304,087) (331,923) (360,454)
Proceeds from U.S. government guaranteed loans sold 294,058 360,943 417,849
Accretion of premiums and discounts on acquired loans, net (13,511) (16,726) (4,555)
Net change in servicing assets 892 (672) 4,572
Net losses on sales and valuation adjustments of other real estate owned 28 508 247
Net amortization of other acquisition accounting adjustments 6,503 7,983 6,671
Amortization of subordinated debt issuance cost 174 175 174
Accretion of junior subordinated debentures discount 438 453 432
Share-based compensation expense 7,889 6,715 5,334
Deferred tax provision (benefit) (2,554) 26,578 25,564
Increase in cash surrender value of bank owned life insurance (3,183) (2,345) (2,052)
Changes in assets and liabilities:      
Accrued interest receivable and other assets 20,337 (1,061) (74,591)
Accrued interest payable and other liabilities 42,427 (7,311) 111,426
Net cash provided by operating activities 175,160 166,067 220,333
CASH FLOWS FROM INVESTING ACTIVITIES      
Purchases of securities available-for-sale (352,371) (185,527) (104,083)
Proceeds from maturities and calls of securities available-for-sale 111,081 11,161 26,750
Proceeds from paydowns of securities available-for-sale 154,332 101,396 139,383
Proceeds from sales of securities available-for-sale 8,949 163,649 23,293
Proceeds from maturities and calls of securities held-to-maturity 550 1,545 1,170
Redemptions (purchases) of Federal Home Loan Bank stock, net (11,148) 14,956 (6,200)
Proceeds from other loans sold 0 6,750 0
Net change in loans and leases (246,194) (460,262) (900,334)
Purchases of premises and equipment (3,992) (3,861) (3,633)
Proceeds from sales of premises and equipment 623 0 28
Proceeds from sales of assets held for sale 6,044 2,538 3,277
Proceeds from sales of other real estate owned 1,207 3,580 491
Net cash received in acquisition of a business 0 7,834 0
Net cash used in investing activities (330,919) (336,241) (819,858)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase in deposits 280,506 515,415 540,074
Proceeds from short-term borrowings 2,775,000 17,695,200 22,269,500
Repayments of short-term borrowings (2,525,000) (18,035,200) (22,134,500)
Proceeds from revolving line of credit 0 15,000 0
Repayments of revolving line of credit (11,250) (3,750) 0
Proceeds from term loan 0 20,000 0
Repayments of term loan (6,666) (1,667) 0
Proceeds from BTFP advance 200,000 0 0
Repayment of BTFP advance (200,000) 0 0
Net change in securities sold under agreements to repurchase (8,501) 24,753 (14,324)
Dividends paid on preferred stock 0 0 (196)
Dividends paid on common stock (15,847) (14,585) (13,401)
Proceeds from issuance of common stock 4,519 1,791 1,506
Redemption of preferred stock 0 0 (10,438)
Repurchase of common stock 0 0 (17,274)
Net cash provided by financing activities 492,761 216,957 620,947
NET INCREASE IN CASH AND CASH EQUIVALENTS 337,002 46,783 21,422
CASH AND CASH EQUIVALENTS, beginning of period 226,136 179,353 157,931
CASH AND CASH EQUIVALENTS, end of period 563,138 226,136 179,353
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:      
Cash paid during the period for interest 217,406 128,636 31,181
Cash payments during the period for taxes 12,496 12,244 28,652
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING AND FINANCING ACTIVITIES:      
Reclassification from equity securities to other assets 0 0 2,236
Transfer of loans to other real estate owned 5,205 571 3,343
Right of use asset exchanged for operating lease liabilities 2,264 4,786 3,006
Common stock issued due to acquisition of a business 0 107,107 0
Common dividend declared, not paid 47 51 142
Common share withholding 2,751 2,251 4,733
Total assets acquired from acquisition 0 1,160,491 0
Value ascribed to goodwill 0 33,352 0
Total liabilities assumed from acquisition $ 0 $ 1,054,929 $ 0