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Note 3 - Loans/Leases Receivable (Details) - Allowance for Estimated Losses on Loans/Leases (USD $) | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2014 | Sep. 30, 2013 | Sep. 30, 2014 | Sep. 30, 2013 | Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | $ 23,067,024 |  | $ 21,156,379 | $ 21,448,048 |  | $ 19,925,204 |  |
Provisions charged to expense | 1,063,323 |  | 1,366,984 | 3,159,364 |  | 3,944,903 |  |
Loans/leases charged off | (1,731,502) |  | (927,637) | (2,486,800) |  | (2,563,311) |  |
Recoveries on loans/leases previously charged off | 369,072 |  | 466,663 | 647,305 |  | 755,593 |  |
Balance, ending | 22,767,917 |  | 22,062,389 | 22,767,917 |  | 22,062,389 |  |
Allowance for loans/leases individually evaluated for impairment | 5,480,762 |  |  | 5,480,762 |  |  | 5,008,822 |
Allowance for loans/leases collectively evaluated for impairment | 17,287,155 |  |  | 17,287,155 |  |  | 16,439,226 |
Allowance for loans/leases collectively and individually evaluated for impairment | 22,767,917 |  | 22,062,389 | 22,767,917 |  | 22,062,389 |  |
Loans/leases individually evaluated for impairment | 27,297,215 |  |  | 27,297,215 |  |  | 19,080,420 |
Loans/leases collectively evaluated for impairment | 1,539,368,149 |  |  | 1,539,368,149 |  |  | 1,436,652,213 |
Loans/Leases individually and collectively evaluated for impairment | 1,566,665,364 |  |  | 1,566,665,364 |  |  | 1,455,732,633 |
Allowance as a percentage of loans/leases individually evaluated for impairment | 20.08% |  |  | 20.08% |  |  | 26.25% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 1.12% |  |  | 1.12% |  |  | 1.14% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 1.45% |  |  | 1.45% |  |  | 1.47% |
Commercial and Industrial [Member] |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | 6,549,378 |  | 4,790,828 | 5,648,774 |  | 4,531,545 |  |
Provisions charged to expense | 851,542 |  | 765,582 | 1,930,050 |  | 1,026,073 |  |
Loans/leases charged off | (741,127) |  | (214,920) | (967,207) |  | (253,820) |  |
Recoveries on loans/leases previously charged off | 254,265 |  | 26,034 | 302,441 |  | 63,726 |  |
Balance, ending | 6,914,058 |  | 5,367,524 | 6,914,058 |  | 5,367,524 |  |
Allowance for loans/leases individually evaluated for impairment | 2,204,926 |  |  | 2,204,926 |  |  | 927,453 |
Allowance for loans/leases collectively evaluated for impairment | 4,709,132 |  |  | 4,709,132 |  |  | 4,721,321 |
Allowance for loans/leases collectively and individually evaluated for impairment | 6,914,058 |  | 5,367,524 | 6,914,058 |  | 5,367,524 |  |
Loans/leases individually evaluated for impairment | 8,258,681 |  |  | 8,258,681 |  |  | 1,761,850 |
Loans/leases collectively evaluated for impairment | 471,488,378 |  |  | 471,488,378 |  |  | 429,926,279 |
Loans/Leases individually and collectively evaluated for impairment | 479,747,059 |  |  | 479,747,059 |  |  | 431,688,129 |
Allowance as a percentage of loans/leases individually evaluated for impairment | 26.70% |  |  | 26.70% |  |  | 52.64% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 1.00% |  |  | 1.00% |  |  | 1.10% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 1.44% |  |  | 1.44% |  |  | 1.31% |
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | 10,277,692 |  | 12,190,497 | 10,705,434 |  | 11,069,502 |  |
Provisions charged to expense | (196,865) |  | 88,761 | (460,356) |  | 1,875,132 |  |
Loans/leases charged off | (120,505) |  | (443,721) | (436,056) |  | (1,264,446) |  |
Recoveries on loans/leases previously charged off | 68,346 |  | 375,325 | 219,646 |  | 530,674 |  |
Balance, ending | 10,028,668 |  | 12,210,862 | 10,028,668 |  | 12,210,862 |  |
Allowance for loans/leases individually evaluated for impairment | 2,473,500 |  |  | 2,473,500 |  |  | 3,174,704 |
Allowance for loans/leases collectively evaluated for impairment | 7,555,168 |  |  | 7,555,168 |  |  | 7,530,730 |
Allowance for loans/leases collectively and individually evaluated for impairment | 10,028,668 |  | 12,210,862 | 10,028,668 |  | 12,210,862 |  |
Loans/leases individually evaluated for impairment | 14,431,006 |  |  | 14,431,006 |  |  | 12,956,915 |
Loans/leases collectively evaluated for impairment | 683,297,027 |  |  | 683,297,027 |  |  | 658,796,014 |
Loans/Leases individually and collectively evaluated for impairment | 697,728,033 |  |  | 697,728,033 |  |  | 671,752,929 |
Allowance as a percentage of loans/leases individually evaluated for impairment | 17.14% |  |  | 17.14% |  |  | 24.50% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 1.11% |  |  | 1.11% |  |  | 1.14% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 1.44% |  |  | 1.44% |  |  | 1.59% |
Finance Leases Portfolio Segment [Member] |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | 3,319,131 |  | 2,187,605 | 2,517,217 | [1] | 1,990,395 |  |
Provisions charged to expense | 509,657 |  | 338,984 | 1,428,678 |  | 1,057,744 |  |
Loans/leases charged off | (741,478) |  | (203,724) | (885,966) |  | (726,395) |  |
Recoveries on loans/leases previously charged off | 19,577 |  | 644 | 46,958 |  | 1,765 |  |
Balance, ending | 3,106,887 | [1] | 2,323,509 | 3,106,887 | [1] | 2,323,509 |  |
Allowance for loans/leases individually evaluated for impairment | 165,617 |  |  | 165,617 |  |  | 192,847 |
Allowance for loans/leases collectively evaluated for impairment | 2,941,270 |  |  | 2,941,270 |  |  | 2,324,370 |
Allowance for loans/leases collectively and individually evaluated for impairment | 3,106,887 | [1] | 2,323,509 | 3,106,887 | [1] | 2,323,509 |  |
Loans/leases individually evaluated for impairment | 1,669,717 |  |  | 1,669,717 |  |  | 894,458 |
Loans/leases collectively evaluated for impairment | 160,806,362 |  |  | 160,806,362 |  |  | 128,006,984 |
Loans/Leases individually and collectively evaluated for impairment | 162,476,079 | [1] |  | 162,476,079 | [1] |  | 128,901,442 | [1]
Allowance as a percentage of loans/leases individually evaluated for impairment | 9.92% |  |  | 9.92% |  |  | 21.56% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 1.83% |  |  | 1.83% |  |  | 1.82% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 1.91% |  |  | 1.91% |  |  | 1.95% |
Residential Portfolio Segment [Member] |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | 1,439,185 |  | 1,165,341 | 1,395,849 |  | 1,070,328 |  |
Provisions charged to expense | (53,963) |  | 102,523 | 42,712 |  | 307,196 |  |
Loans/leases charged off | (42,022) |  | (13,599) | (95,464) |  | (126,490) |  |
Recoveries on loans/leases previously charged off | 9,870 |  | 13,240 | 9,973 |  | 16,471 |  |
Balance, ending | 1,353,070 |  | 1,267,505 | 1,353,070 |  | 1,267,505 |  |
Allowance for loans/leases individually evaluated for impairment | 129,859 |  |  | 129,859 |  |  | 246,266 |
Allowance for loans/leases collectively evaluated for impairment | 1,223,211 |  |  | 1,223,211 |  |  | 1,149,583 |
Allowance for loans/leases collectively and individually evaluated for impairment | 1,353,070 |  | 1,267,505 | 1,353,070 |  | 1,267,505 |  |
Loans/leases individually evaluated for impairment | 1,659,722 |  |  | 1,659,722 |  |  | 2,116,747 |
Loans/leases collectively evaluated for impairment | 153,294,298 |  |  | 153,294,298 |  |  | 145,239,576 |
Loans/Leases individually and collectively evaluated for impairment | 154,954,020 | [2] |  | 154,954,020 | [2] |  | 147,356,323 | [2]
Allowance as a percentage of loans/leases individually evaluated for impairment | 7.82% |  |  | 7.82% |  |  | 11.63% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 0.80% |  |  | 0.80% |  |  | 0.79% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 0.87% |  |  | 0.87% |  |  | 0.95% |
Consumer Portfolio Segment [Member] |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Losses [Line Items] |  |  |  |  |  |  |  |
Balance, beginning | 1,481,638 |  | 822,108 | 1,180,774 |  | 1,263,434 |  |
Provisions charged to expense | (47,048) |  | 71,134 | 218,280 |  | (321,242) |  |
Loans/leases charged off | (86,370) |  | (51,673) | (102,107) |  | (192,160) |  |
Recoveries on loans/leases previously charged off | 17,014 |  | 51,420 | 68,287 |  | 142,957 |  |
Balance, ending | 1,365,234 |  | 892,989 | 1,365,234 |  | 892,989 |  |
Allowance for loans/leases individually evaluated for impairment | 506,860 |  |  | 506,860 |  |  | 467,552 |
Allowance for loans/leases collectively evaluated for impairment | 858,374 |  |  | 858,374 |  |  | 713,222 |
Allowance for loans/leases collectively and individually evaluated for impairment | 1,365,234 |  | 892,989 | 1,365,234 |  | 892,989 |  |
Loans/leases individually evaluated for impairment | 1,278,089 |  |  | 1,278,089 |  |  | 1,350,450 |
Loans/leases collectively evaluated for impairment | 70,482,084 |  |  | 70,482,084 |  |  | 74,683,360 |
Loans/Leases individually and collectively evaluated for impairment | $ 71,760,173 |  |  | $ 71,760,173 |  |  | $ 76,033,810 |
Allowance as a percentage of loans/leases individually evaluated for impairment | 39.66% |  |  | 39.66% |  |  | 34.62% |
Allowance as a percentage of loans/leases collectively evaluated for impairment | 1.22% |  |  | 1.22% |  |  | 0.95% |
Total allowancе as a pеrcеntagе of total loans/lеaеss | 1.90% |  |  | 1.90% |  |  | 1.55% |
[1] | Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management's expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The large majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. There were no losses related to residual values for the three and nine months ended September 30, 2014 and 2013.
[2] | Includes residential real estate loans held for sale totaling $1,642,300 and $1,358,290 as of September 30, 2014, and December 31, 2013, respectively.

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
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