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Note 3 - Loans/Leases Receivable (Details) - Composition of the Loan/Lease Portfolio - USD ($) | Jun. 30, 2015 | Mar. 31, 2015 | Dec. 31, 2014 | Jun. 30, 2014 | Mar. 31, 2014 | Dec. 31, 2013
--- | --- | --- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | $ 1,708,179,990 |  |  | $ 1,623,338,950 |  |  |  |
Plus deferred loan/lease orgination costs, net of fees |  | 7,204,208 |  |  | 6,664,120 |  |  |  |
Gross loans/leases receivable |  | 1,715,384,198 |  |  | 1,630,003,070 |  |  |  |
Less allowance for estimated losses on loans/leases |  | (26,146,000) |  | $ (23,883,274) | (23,074,365) |  | $ (23,067,024) | $ (22,653,270) | $ (21,448,048)
Net loans/leases receivable |  | 1,689,238,198 |  |  | 1,606,928,705 |  |  |  |
Commercial Portfolio Segment [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | 606,825,793 |  |  | 523,927,140 |  |  |  |
Less allowance for estimated losses on loans/leases |  | (10,020,866) |  | (9,093,650) | (8,750,317) |  | (6,549,378) | (6,647,658) | (5,648,774)
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | 696,122,379 |  |  | 702,140,422 |  |  |  |
Less allowance for estimated losses on loans/leases |  | (9,929,656) |  | (8,838,204) | (8,353,386) |  | (10,277,692) | (10,587,657) | (10,705,434)
Commercial Real Estate Portfolio Segment [Member] | Owner-occupied Commercial Real Estate Loans [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | 256,919,047 |  |  | 260,069,080 |  |  |  |
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | 44,706,637 |  |  | 68,118,989 |  |  |  |
Commercial Real Estate Portfolio Segment [Member] | Other Non Owner-occupied Commercial Real Estate Loans [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases |  | 394,496,695 |  |  | 373,952,353 |  |  |  |
Finance Leases Portfolio Segment [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases | [1],[2] | 170,798,682 |  |  | 166,032,416 |  |  |  |
Plus deferred loan/lease orgination costs, net of fees | [1] | 6,738,128 |  |  | 6,639,244 |  |  |  |
Gross loans/leases receivable | [1] | 177,536,810 |  |  | 172,671,660 |  |  |  |
Less allowance for estimated losses on loans/leases |  | (3,352,303) | [1] | (3,310,973) | (3,442,915) | [1] | (3,319,131) | (2,820,239) | (2,517,217)
Net loans/leases receivable | [1] | 174,184,507 |  |  | 169,228,745 |  |  |  |
Net minimum lease payments to be received | [1] | 192,953,276 |  |  | 188,181,432 |  |  |  |
Estimated unguaranteed residual values of leased assets | [1] | 1,314,459 |  |  | 1,488,342 |  |  |  |
Unearned lease/residual income | [1] | (23,469,053) |  |  | (23,637,358) |  |  |  |
Residential Portfolio Segment [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases | [2],[3] | 161,985,249 |  |  | 158,632,492 |  |  |  |
Less allowance for estimated losses on loans/leases |  | (1,720,135) |  | (1,597,754) | (1,525,952) |  | (1,439,185) | (1,388,885) | (1,395,849)
Consumer Portfolio Segment [Member] |  |  |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |  |  |
Loans and leases | [2] | 72,447,887 |  |  | 72,606,480 |  |  |  |
Less allowance for estimated losses on loans/leases |  | $ (1,123,040) |  | $ (1,042,693) | $ (1,001,795) |  | $ (1,481,638) | $ (1,208,831) | $ (1,180,774)
[1] | Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management's expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The large majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. There were no losses related to residual values for the three or six months ended June 30, 2015 and 2014.
[2] | Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual, accruing loans/leases that are greater than or equal to 90 days past due, and accruing TDRs.
[3] | Includes residential real estate loans held for sale totaling $1,548,200 and $553,000 as of June 30, 2015, and December 31, 2014, respectively.

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- Definition Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
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