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Note 4 - Loans Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) | 3 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | ---
Dec. 31, 2018 | Sep. 30, 2018 | Jun. 30, 2018 | Mar. 31, 2018 | Dec. 31, 2017 | Sep. 30, 2017 | Jun. 30, 2017 | Mar. 31, 2017 | Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016 | Dec. 31, 2018 | Dec. 31, 2017
Balance |  |  |  |  | $ 34,355,728 |  |  |  | $ 30,757,448 | $ 34,355,728 | $ 30,757,448 | $ 26,140,906 |  |
Provision for loan/lease losses |  | $ 1,612,047 | $ 6,205,828 | $ 2,300,735 | 2,539,839 | $ 2,255,381 | $ 2,086,436 | $ 2,022,993 | 2,105,109 | 12,658,449 | 8,469,919 | 7,478,166 |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (7,919,397) | (5,373,213) | (3,244,183) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 752,328 | 501,574 | 382,559 |  |
Balance |  | 39,847,108 |  |  |  | 34,355,728 |  |  |  | 39,847,108 | 34,355,728 | 30,757,448 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 3,658,545 | $ 3,043,319
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 36,188,563 | 31,312,409
Less allowance for estimated losses on loans/leases |  | 39,847,108 |  |  | 34,355,728 | 34,355,728 |  |  | 30,757,448 | 34,355,728 | 30,757,448 | 26,140,906 | 39,847,108 | 34,355,728
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 20,202,558 | 18,354,163
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 3,703,427,664 | 2,938,359,330
Loans and leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 3,723,630,222 | $ 2,956,713,493
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 18.11% | 16.58%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 0.98% | 1.07%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.07% | 1.16%
Commercial Portfolio Segment [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance |  |  |  |  | 14,323,036 |  |  |  | 12,545,110 | 14,323,036 | 12,545,110 | 10,484,080 |  |
Provision for loan/lease losses |  |  |  |  |  |  |  |  |  | 7,161,066 | 2,736,296 | 2,478,912 |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (5,358,683) | (1,149,790) | (527,152) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 294,798 | 191,420 | 109,270 |  |
Balance |  | 16,420,217 |  |  |  | 14,323,036 |  |  |  | 16,420,217 | 14,323,036 | 12,545,110 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 972,647 | $ 715,627
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 15,447,570 | 13,607,409
Less allowance for estimated losses on loans/leases |  | 16,420,217 |  |  | 14,323,036 | 14,323,036 |  |  | 12,545,110 | 14,323,036 | 12,545,110 | 10,484,080 | 16,420,217 | 14,323,036
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 4,499,451 | 6,248,209
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1,424,910,136 | 1,128,268,106
Loans and leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 1,429,409,587 | $ 1,134,516,315
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 21.62% | 11.45%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.08% | 1.21%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.15% | 1.26%
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance |  |  |  |  | 13,962,688 |  |  |  | 11,670,609 | 13,962,688 | 11,670,609 | 9,375,117 |  |
Provision for loan/lease losses |  |  |  |  |  |  |  |  |  | 4,094,223 | 4,044,460 | 2,286,953 |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (387,499) | (1,795,229) | (24,304) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 49,839 | 42,848 | 32,843 |  |
Balance |  | 17,719,251 |  |  |  | 13,962,688 |  |  |  | 17,719,251 | 13,962,688 | 11,670,609 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 2,123,685 | $ 1,429,460
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 15,595,566 | 12,533,228
Less allowance for estimated losses on loans/leases |  | 17,719,251 |  |  | 13,962,688 | 13,962,688 |  |  | 11,670,609 | 13,962,688 | 11,670,609 | 9,375,117 | 17,719,251 | 13,962,688
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 10,446,748 | 6,529,262
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1,755,664,027 | 1,296,962,620
Loans and leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 1,766,110,775 | $ 1,303,491,882
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 20.33% | 21.89%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 0.89% | 0.97%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.00% | 1.07%
Finance Leases Portfolio Segment [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance |  |  |  |  | 2,382,098 |  |  |  | 3,111,898 | 2,382,098 | 3,111,898 | 3,395,088 |  |
Provision for loan/lease losses |  |  |  |  |  |  |  |  |  | 1,068,161 | 1,369,624 | 2,127,463 |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (2,002,227) | (2,284,910) | (2,503,417) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 344,454 | 185,486 | 92,764 |  |
Balance |  | 1,792,486 |  |  |  | 2,382,098 |  |  |  | 1,792,486 | 2,382,098 | 3,111,898 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 194,008 | $ 504,469
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1,598,478 | 1,877,629
Less allowance for estimated losses on loans/leases |  | 1,792,486 |  |  | 2,382,098 | 2,382,098 |  |  | 3,111,898 | 2,382,098 | 3,111,898 | 3,395,088 | 1,792,486 | 2,382,098
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 2,248,597 | 3,669,492
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 115,720,085 | 137,778,740
Loans and leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 117,968,682 | $ 141,448,232
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 8.63% | 13.75%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.38% | 1.36%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.52% | 1.68%
Residential Portfolio Segment [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance |  |  |  |  | 2,466,431 |  |  |  | 2,342,344 | 2,466,431 | 2,342,344 | 1,790,150 |  |
Provision for loan/lease losses |  |  |  |  |  |  |  |  |  | 193,153 | 197,034 | 628,114 |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (126,566) | (102,088) | (76,820) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 23,618 | 29,141 | 900 |  |
Balance |  | 2,556,636 |  |  |  | 2,466,431 |  |  |  | 2,556,636 | 2,466,431 | 2,342,344 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 257,014 | $ 355,167
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 2,299,622 | 2,111,264
Less allowance for estimated losses on loans/leases |  | 2,556,636 |  |  | 2,466,431 | 2,466,431 |  |  | 2,342,344 | 2,466,431 | 2,342,344 | 1,790,150 | 2,556,636 | 2,466,431
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 2,109,612 | 1,704,846
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 288,649,786 | 256,941,419
Loans and leases | [1] |  |  |  |  |  |  |  |  |  |  |  | $ 290,759,398 | $ 258,646,265
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 12.18% | 20.83%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 0.80% | 0.82%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 0.88% | 0.95%
Consumer Portfolio Segment [Member] |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance |  |  |  |  | 1,221,475 |  |  |  | 1,087,487 | 1,221,475 | 1,087,487 | 1,096,471 |  |
Provision for loan/lease losses |  |  |  |  |  |  |  |  |  | 141,846 | 122,505 | (43,276) |  |
Loans/leases charged off |  |  |  |  |  |  |  |  |  | (44,422) | (41,196) | (112,490) |  |
Recoveries on loans/leases previously charged off |  |  |  |  |  |  |  |  |  | 39,619 | 52,679 | 146,782 |  |
Balance |  | 1,358,518 |  |  |  | 1,221,475 |  |  |  | 1,358,518 | 1,221,475 | 1,087,487 |  |
Allowance for impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 111,191 | $ 38,596
Allowance for nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1,247,327 | 1,182,879
Less allowance for estimated losses on loans/leases |  | $ 1,358,518 |  |  | $ 1,221,475 | $ 1,221,475 |  |  | $ 1,087,487 | $ 1,221,475 | $ 1,087,487 | $ 1,096,471 | 1,358,518 | 1,221,475
Impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 898,150 | 202,354
Nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 118,483,630 | 118,408,445
Loans and leases |  |  |  |  |  |  |  |  |  |  |  |  | $ 119,381,780 | $ 118,610,799
Allowance as a percentage of impaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 12.38% | 19.07%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.05% | 1.00%
Total allowance as a percentage of total loans/leases |  |  |  |  |  |  |  |  |  |  |  |  | 1.14% | 1.03%
[1] | Includes residential real estate loans held for sale totaling $1.3 million and $645 thousand as of December 31, 2018 and 2017, respectively.

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- Definition The percentage of allowance on loans leases individually evaluated for impairment. + References No definition available. + Details
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