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NOTE 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |  |
--- | --- | --- | --- | ---
Jun. 30, 2020 | Jun. 30, 2019 | Jun. 30, 2020 | Jun. 30, 2019 | Jun. 30, 2020 | Dec. 31, 2019
Balance | $ 42,233 | $ 41,164 | $ 36,001 | $ 39,847 |  |
Provisions charged to expense | 19,915 | 1,941 | 28,282 | 4,075 |  |
Loans/leases charged off | (1,450) | (2,152) | (3,785) | (3,212) |  |
Recoveries on loans/leases previously charged off | 129 | 151 | 329 | 394 |  |
Balance | 60,827 | 41,104 | 60,827 | 41,104 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 2,154 | $ 660
Allowance for nonimpaired loans/leases |  |  |  |  | 58,673 | 35,341
Less allowance for estimated losses on loans/leases | 42,233 | 41,104 | 36,001 | 41,104 | 60,827 | 36,001
Impaired loans/leases |  |  |  |  | 13,305 | 8,661
Nonimpaired loans/leases |  |  |  |  | 4,125,291 | 3,672,685
Loans and leases |  |  |  |  | $ 4,138,596 | $ 3,681,346
Allowance as a percentage of impaired loans/leases |  |  |  |  | 16.19% | 7.62%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 1.42% | 0.96%
Total allowance as a percentage of total loans/leases |  |  |  |  | 1.47% | 0.98%
Commercial Portfolio Segment [Member] |  |  |  |  |  |
Balance | 18,151 | 17,260 | 16,072 | 16,420 |  |
Provisions charged to expense | 7,859 | 1,116 | 11,556 | 2,123 |  |
Loans/leases charged off | (340) | (193) | (1,979) | (527) |  |
Recoveries on loans/leases previously charged off | 78 | 65 | 99 | 232 |  |
Balance | 25,748 | 18,248 | 25,748 | 18,248 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 341 | $ 170
Allowance for nonimpaired loans/leases |  |  |  |  | 25,407 | 15,902
Less allowance for estimated losses on loans/leases | 25,748 | 18,248 | 16,072 | 16,420 | 25,748 | 16,072
Impaired loans/leases |  |  |  |  | 2,547 | 1,846
Nonimpaired loans/leases |  |  |  |  | 1,847,563 | 1,505,979
Loans and leases |  |  |  |  | $ 1,850,110 | $ 1,507,825
Allowance as a percentage of impaired loans/leases |  |  |  |  | 13.39% | 9.21%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 1.38% | 1.06%
Total allowance as a percentage of total loans/leases |  |  |  |  | 1.39% | 1.07%
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |  |
Balance | 19,269 | 18,303 | 15,379 | 17,719 |  |
Provisions charged to expense | 10,365 | 414 | 14,181 | 948 |  |
Loans/leases charged off | (511) | (1,369) | (511) | (1,369) |  |
Recoveries on loans/leases previously charged off |  | 15 | 74 | 65 |  |
Balance | 29,123 | 17,363 | 29,123 | 17,363 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 1,692 | $ 125
Allowance for nonimpaired loans/leases |  |  |  |  | 27,431 | 15,254
Less allowance for estimated losses on loans/leases | 29,123 | 17,363 | 29,123 | 17,719 | 29,123 | 15,379
Impaired loans/leases |  |  |  |  | 7,815 | 3,585
Nonimpaired loans/leases |  |  |  |  | 1,861,347 | 1,732,811
Loans and leases |  |  |  |  | $ 1,869,162 | $ 1,736,396
Allowance as a percentage of impaired loans/leases |  |  |  |  | 21.65% | 3.49%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 1.47% | 0.88%
Total allowance as a percentage of total loans/leases |  |  |  |  | 1.56% | 0.89%
Finance Leases Portfolio Segment [Member] |  |  |  |  |  |
Balance | 1,303 | 1,606 | 1,464 | 1,792 |  |
Provisions charged to expense | 887 | 331 | 1,281 | 776 |  |
Loans/leases charged off | (595) | (497) | (1,195) | (1,149) |  |
Recoveries on loans/leases previously charged off | 44 | 19 | 89 | 40 |  |
Balance | 1,639 | 1,459 | 1,639 | 1,459 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 20 | $ 270
Allowance for nonimpaired loans/leases |  |  |  |  | 1,619 | 1,194
Less allowance for estimated losses on loans/leases | 1,303 | 1,459 | 1,464 | 1,459 | 1,639 | 1,464
Impaired loans/leases |  |  |  |  | 1,419 | 2,025
Nonimpaired loans/leases |  |  |  |  | 77,686 | 85,844
Loans and leases |  |  |  |  | $ 79,105 | $ 87,869
Allowance as a percentage of impaired loans/leases |  |  |  |  | 1.41% | 13.33%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 2.08% | 1.39%
Total allowance as a percentage of total loans/leases |  |  |  |  | 2.07% | 1.67%
Residential Portfolio Segment [Member] |  |  |  |  |  |
Balance | 2,313 | 2,538 | 1,948 | 2,557 |  |
Provisions charged to expense | 697 | 86 | 1,033 | 68 |  |
Loans/leases charged off |  | (73) |  | (73) |  |
Recoveries on loans/leases previously charged off |  | 31 | 29 | 30 |  |
Balance | 3,010 | 2,582 | 3,010 | 2,582 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 23 | $ 15
Allowance for nonimpaired loans/leases |  |  |  |  | 2,987 | 1,933
Less allowance for estimated losses on loans/leases | 3,010 | 2,582 | 1,948 | 2,557 | 3,010 | 1,948
Impaired loans/leases |  |  |  |  | 884 | 649
Nonimpaired loans/leases |  |  |  |  | 240,185 | 239,255
Loans and leases |  |  |  |  | $ 241,069 | $ 239,904
Allowance as a percentage of impaired loans/leases |  |  |  |  | 2.60% | 2.31%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 1.24% | 0.81%
Total allowance as a percentage of total loans/leases |  |  |  |  | 1.25% | 0.81%
Consumer Portfolio Segment [Member] |  |  |  |  |  |
Balance | 1,197 | 1,457 | 1,138 | 1,359 |  |
Provisions charged to expense | 107 | (6) | 231 | 160 |  |
Loans/leases charged off | (4) | (20) | (100) | (94) |  |
Recoveries on loans/leases previously charged off | 7 | 21 | 38 | 27 |  |
Balance | 1,307 | 1,452 | 1,307 | 1,452 |  |
Allowance for impaired loans/leases |  |  |  |  | $ 78 | $ 80
Allowance for nonimpaired loans/leases |  |  |  |  | 1,229 | 1,058
Less allowance for estimated losses on loans/leases | $ 1,307 | $ 1,452 | $ 1,138 | $ 1,452 | 1,307 | 1,138
Impaired loans/leases |  |  |  |  | 640 | 556
Nonimpaired loans/leases |  |  |  |  | 98,510 | 108,796
Loans and leases |  |  |  |  | $ 99,150 | $ 109,352
Allowance as a percentage of impaired loans/leases |  |  |  |  | 12.19% | 14.41%
Allowance as a percentage of nonimpaired loans/leases |  |  |  |  | 1.25% | 0.97%
Total allowance as a percentage of total loans/leases |  |  |  |  | 1.32% | 1.04%

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- Definition The percentage of allowance on loans leases individually evaluated for impairment. + References No definition available. + Details
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