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Note 4 - Loans/Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Balance, beginning | $ 87,706 | $ 78,721 |
Balance, beginning |  |  | $ 84,376
Change in ACL for writedown of LHFS to fair value | (3,545) |  |
Provisions (credited) to expense | 11,550 | 9,636 | 5,702
Charged off | (9,392) | (7,525) | (4,538)
Recoveries | 881 | 972 | 1,283
Balance, ending | 87,200 | 87,706 | 78,721
Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | (8,102)
Initial ACL recorded for PCD loans |  | 5,902 |
Guaranty Bank |  |  |
Provisions (credited) to expense |  | 11,000 |
C&I |  |  |
Balance, beginning |  |  | 35,421
C&I | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | (35,421)
C&I | C&I - revolving |  |  |
Balance, beginning | 4,457 | 3,907 |
Provisions (credited) to expense | (233) | (50) | 925
Balance, ending | 4,224 | 4,457 | 3,907
C&I | C&I - revolving | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 2,982
Initial ACL recorded for PCD loans |  | 600 |
C&I | C&I - other including lease |  |  |
Balance, beginning | 27,753 | 25,982 |
Change in ACL for writedown of LHFS to fair value | (5) |  |
Provisions (credited) to expense | 7,849 | 7,364 | (1,451)
Charged off | (8,952) | (6,417) | (2,287)
Recoveries | 815 | 817 | 590
Balance, ending | 27,460 | 27,753 | 25,982
C&I | C&I - other including lease | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 29,130
Initial ACL recorded for PCD loans |  | 7 |
C&I | Owner occupied |  |  |
Balance, beginning | 9,965 | 8,501 |
Provisions (credited) to expense |  | (1,023) |
Recoveries |  | 6 |
Balance, ending |  | 9,965 | 8,501
C&I | Owner occupied | Accounting Standards Update 2016-13 |  |  |
Initial ACL recorded for PCD loans |  | 2,481 |
CRE |  |  |
Balance, beginning |  |  | 42,161
CRE | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | (42,161)
CRE | Owner occupied |  |  |
Balance, beginning | 9,965 | 8,501 |
Provisions (credited) to expense | (1,523) |  | (198)
Charged off | (222) |  |
Recoveries | 3 |  | 3
Balance, ending | 8,223 | 9,965 | 8,501
CRE | Owner occupied | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 8,696
CRE | Non-owner occupied |  |  |
Balance, beginning | 11,749 | 8,549 |
Provisions (credited) to expense | (199) | 2,220 | (1,088)
Charged off |  | (193) | (1,876)
Recoveries | 31 | 97 | 85
Balance, ending | 11,581 | 11,749 | 8,549
CRE | Non-owner occupied | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 11,428
Initial ACL recorded for PCD loans |  | 1,076 |
Construction and land development |  |  |
Balance, beginning | 14,262 | 16,972 |
Change in ACL for writedown of LHFS to fair value | (147) |  |
Provisions (credited) to expense | 2,789 | (2,981) | 4,973
Charged off | (50) | (829) |
Recoveries | 2 |  |
Balance, ending | 16,856 | 14,262 | 16,972
Construction and land development | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 11,999
Initial ACL recorded for PCD loans |  | 1,100 |
Multi-family |  |  |
Balance, beginning | 13,186 | 9,339 |
Change in ACL for writedown of LHFS to fair value | (3,393) |  |
Provisions (credited) to expense | 2,670 | 3,323 | 3,653
Charged off |  |  | (150)
Recoveries |  | 43 |
Balance, ending | 12,463 | 13,186 | 9,339
Multi-family | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 5,836
Initial ACL recorded for PCD loans |  | 481 |
Direct financing leases |  |  |
Balance, beginning | 970 |  |
Balance, beginning |  |  | 1,764
Charged off | (252) |  |
Balance, ending | 992 | 970 |
Direct financing leases | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | (1,764)
Direct financing leases | C&I - other including lease |  |  |
Balance, beginning | 970 | 1,500 |
Balance, beginning |  |  | 1,800
Provisions (credited) to expense |  | 269 | 703
Charged off | 252 | 1,100 | 458
Recoveries | 89 | 273 | 258
Balance, ending | 992 | 970 | 1,500
Financing receivable, credit loss, expense | (185) |  |
Direct financing leases | C&I - other including lease | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  | 685 |
Residential real estate |  |  |
Balance, beginning |  |  | 3,732
Residential real estate | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | (3,732)
1-4 family real estate |  |  |
Balance, beginning | 4,963 | 4,541 |
Provisions (credited) to expense | (51) | 306 | (603)
Charged off |  | (21) | (179)
Recoveries | 5 |  | 281
Balance, ending | 4,917 | 4,963 | 4,541
1-4 family real estate | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | 5,042
Initial ACL recorded for PCD loans |  | 137 |
Consumer |  |  |
Balance, beginning | 1,371 | 930 |
Balance, beginning |  |  | 1,298
Provisions (credited) to expense | 248 | 477 | (509)
Charged off | (168) | (65) | (46)
Recoveries | 25 | 9 | 324
Balance, ending | $ 1,476 | 1,371 | 930
Consumer | Accounting Standards Update 2016-13 |  |  |
Balance, beginning |  |  | $ (137)
Initial ACL recorded for PCD loans |  | $ 20 |

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