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Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Balance, beginning $ 84,470 $ 86,573 $ 87,200 $ 87,706
Change in ACL for writedown of LHFS to fair value 498 (2,277) (2,879) (3,986)
Provisions 4,343 3,313 8,079 5,771
Charged off (1,751) (1,947) (5,311) (4,222)
Recoveries 146 135 617 528
Balance, ending 87,706 85,797 87,706 85,797
C&I | C&I - revolving        
Balance, beginning 4,440 4,637 4,224 4,457
Provisions (741) (536) (525) (356)
Balance, ending 3,699 4,101 3,699 4,101
C&I | C&I - other including lease        
Balance, beginning 26,615 26,637 27,460 27,753
Change in ACL for writedown of LHFS to fair value   (5)   (5)
Provisions 5,469 2,318 7,696 2,875
Charged off (1,681) (1,920) (5,219) (3,975)
Recoveries 141 132 607 514
Balance, ending 30,544 27,162 30,544 27,162
CRE | Owner occupied - CRE        
Balance, beginning 8,416 9,089 8,223 9,965
Provisions (363) (358) (170) (1,026)
Charged off       (208)
Balance, ending 8,053 8,731 8,053 8,731
CRE | Non-owner occupied        
Balance, beginning 12,607 12,632 11,581 11,749
Provisions (231) (664) 795 214
Recoveries       5
Balance, ending 12,376 11,968 12,376 11,968
Construction and land development        
Balance, beginning 12,737 15,245 16,856 14,262
Change in ACL for writedown of LHFS to fair value 513 207   (147)
Provisions (1,196) 436 (4,802) 1,785
Charged off       (12)
Balance, ending 12,054 15,888 12,054 15,888
Multi-family        
Balance, beginning 12,928 11,621 12,463 13,186
Change in ACL for writedown of LHFS to fair value (15) (2,479) (2,879) (3,834)
Provisions 1,344 2,087 4,673 1,877
Balance, ending 14,257 11,229 14,257 11,229
Direct financing leases        
Balance, beginning     992  
Charged off     (89)  
Balance, ending 800   800  
Direct financing leases | C&I - other including lease        
Balance, beginning 884 1,100 992 970
Provisions (106) (10) 174 59
Charged off 0 (49) 89 53
Recoveries 22 12 71 30
Balance, ending 800 1,000 800 1,000
1-4 family real estate        
Balance, beginning 5,289 5,270 4,917 4,963
Provisions (66) (57) 309 245
Charged off (21)   (24)  
Recoveries 1   1 5
Balance, ending 5,203 5,213 5,203 5,213
Consumer        
Balance, beginning 1,438 1,442 1,476 1,371
Provisions 127 87 103 157
Charged off (49) (27) (68) (27)
Recoveries 4 3 9 4
Balance, ending $ 1,520 $ 1,505 $ 1,520 $ 1,505