XML 57 R46.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Note 3 - LOANS/LEASES RECEIVABLE - Loans by Internally Assigned Risk Rating (Details) - USD ($)
$ in Thousands
Jun. 30, 2024
Dec. 31, 2023
Gross loans/leases receivable $ 6,854,386 $ 6,543,416
Internally Assigned Risk Rating    
2024/2023 741,269 1,568,667
2023/2022 1,462,081 1,509,090
2022/2021 1,402,496 1,064,173
2021/2020 908,331 820,731
2020/2019 752,086 316,184
Prior 673,230 442,683
Revolving Loans Amortized Cost Basis 550,995 471,249
Gross loans/leases receivable 6,490,488 6,192,777
C&I    
Gross loans/leases receivable 1,825,313 1,807,021
C&I | C&I - revolving    
Gross loans/leases receivable 362,115 325,243
C&I | C&I - other    
Gross loans/leases receivable 1,463,198 1,481,778
C&I | Internally Assigned Risk Rating | C&I - revolving    
2024/2023 45,162  
2023/2022 28,955  
2022/2021 1,615  
2020/2019 11  
Revolving Loans Amortized Cost Basis 286,372 325,243
Gross loans/leases receivable 362,115 325,243
C&I | Internally Assigned Risk Rating | C&I - other    
2024/2023 185,238 442,395
2023/2022 319,739 310,083
2022/2021 262,078 134,254
2021/2020 93,602 72,413
2020/2019 58,493 65,281
Prior 168,032 137,877
Revolving Loans Amortized Cost Basis 37,926  
Gross loans/leases receivable 1,125,108 1,162,303
C&I | Pass | C&I - revolving    
2024/2023 42,413  
2023/2022 28,875  
2022/2021 500  
2020/2019 11  
Revolving Loans Amortized Cost Basis 262,354 294,449
Gross loans/leases receivable 334,153 294,449
C&I | Pass | C&I - other    
2024/2023 177,001 430,764
2023/2022 313,812 301,225
2022/2021 253,330 128,057
2021/2020 88,465 68,882
2020/2019 55,368 62,149
Prior 161,254 132,171
Revolving Loans Amortized Cost Basis 37,192  
Gross loans/leases receivable 1,086,422 1,123,248
C&I | Special Mention | C&I - revolving    
2023/2022 80  
2022/2021 1,115  
Revolving Loans Amortized Cost Basis 22,892 26,289
Gross loans/leases receivable 24,087 26,289
C&I | Special Mention | C&I - other    
2024/2023 5,892 11,617
2023/2022 5,914 8,777
2022/2021 3,624 5,572
2021/2020 4,859 3,088
2020/2019 2,950 1,024
Prior 1,117 386
Revolving Loans Amortized Cost Basis 357  
Gross loans/leases receivable 24,713 30,464
C&I | Substandard | C&I - revolving    
2024/2023 2,749  
Revolving Loans Amortized Cost Basis 1,126 4,505
Gross loans/leases receivable 3,875 4,505
C&I | Substandard | C&I - other    
2024/2023 2,345 14
2023/2022 13 81
2022/2021 5,124 625
2021/2020 278 443
2020/2019 175 2,108
Prior 5,661 5,320
Revolving Loans Amortized Cost Basis 377  
Gross loans/leases receivable 13,973 8,591
CRE | Owner occupied - CRE    
Gross loans/leases receivable 633,596 607,365
CRE | Non-owner occupied    
Gross loans/leases receivable 1,082,457 1,008,892
CRE | Internally Assigned Risk Rating | Owner occupied - CRE    
2024/2023 42,593 97,754
2023/2022 101,440 125,663
2022/2021 119,407 148,311
2021/2020 135,530 131,028
2020/2019 120,788 30,480
Prior 85,623 61,170
Revolving Loans Amortized Cost Basis 28,215 12,959
Gross loans/leases receivable 633,596 607,365
CRE | Internally Assigned Risk Rating | Non-owner occupied    
2024/2023 67,878 220,861
2023/2022 211,190 277,313
2022/2021 317,043 195,236
2021/2020 169,580 133,474
2020/2019 121,728 89,387
Prior 157,967 85,065
Revolving Loans Amortized Cost Basis 37,071 7,556
Gross loans/leases receivable 1,082,457 1,008,892
CRE | Pass | Owner occupied - CRE    
2024/2023 36,647 90,708
2023/2022 101,075 124,388
2022/2021 118,873 139,598
2021/2020 125,020 109,483
2020/2019 99,720 28,702
Prior 81,650 58,214
Revolving Loans Amortized Cost Basis 27,004 12,959
Gross loans/leases receivable 589,989 564,052
CRE | Pass | Non-owner occupied    
2024/2023 63,524 200,214
2023/2022 206,697 276,055
2022/2021 315,786 195,013
2021/2020 169,580 119,428
2020/2019 119,775 72,136
Prior 136,806 78,346
Revolving Loans Amortized Cost Basis 36,921 7,406
Gross loans/leases receivable 1,049,089 948,598
CRE | Special Mention | Owner occupied - CRE    
2024/2023 3,774 5,091
2023/2022 73 711
2022/2021   8,689
2021/2020 10,182 5,567
2020/2019 4,299 466
Prior 1,782 1,828
Revolving Loans Amortized Cost Basis 1,211  
Gross loans/leases receivable 21,321 22,352
CRE | Special Mention | Non-owner occupied    
2024/2023 4,354 16,842
2023/2022 158 58
2022/2021 57 223
2021/2020   12,057
2020/2019   2,359
Prior 6,898 6,719
Revolving Loans Amortized Cost Basis 150 150
Gross loans/leases receivable 11,617 38,408
CRE | Substandard | Owner occupied - CRE    
2024/2023 2,172 1,955
2023/2022 292 564
2022/2021 534 24
2021/2020 328 15,978
2020/2019 16,769 1,312
Prior 2,191 1,128
Gross loans/leases receivable 22,286 20,961
CRE | Substandard | Non-owner occupied    
2024/2023   3,805
2023/2022 4,335 1,200
2022/2021 1,200  
2021/2020   1,989
2020/2019 1,953 14,892
Prior 14,263  
Gross loans/leases receivable 21,751 21,886
Construction and land development    
Gross loans/leases receivable 1,082,348 1,420,525
Construction and land development | Internally Assigned Risk Rating    
2024/2023 224,140 473,099
2023/2022 447,072 486,893
2022/2021 262,917 273,090
2021/2020 102,933 151,091
2020/2019 14,207 1,911
Prior 70 4,137
Revolving Loans Amortized Cost Basis 31,009 30,304
Gross loans/leases receivable 1,082,348 1,420,525
Construction and land development | Pass    
2024/2023 219,952 467,045
2023/2022 446,423 485,376
2022/2021 261,550 271,881
2021/2020 101,730 151,091
2020/2019 14,207 1,911
Prior 70 4,137
Revolving Loans Amortized Cost Basis 28,518 30,304
Gross loans/leases receivable 1,072,450 1,411,745
Construction and land development | Special Mention    
2024/2023   6,054
2023/2022 649  
Revolving Loans Amortized Cost Basis 2,491  
Gross loans/leases receivable 3,140 6,054
Construction and land development | Substandard    
2024/2023 4,188  
2023/2022   1,517
2022/2021 1,367 1,209
2021/2020 1,203  
Gross loans/leases receivable 6,758 2,726
Multi-family    
Gross loans/leases receivable 1,477,483 996,143
Multi-family | Internally Assigned Risk Rating    
2024/2023 100,632 182,566
2023/2022 203,713 195,939
2022/2021 335,693 179,099
2021/2020 287,495 239,410
2020/2019 350,772 102,070
Prior 185,529 96,897
Revolving Loans Amortized Cost Basis 13,649 162
Gross loans/leases receivable 1,477,483 996,143
Multi-family | Pass    
2024/2023 100,632 180,971
2023/2022 203,713 195,939
2022/2021 335,693 170,893
2021/2020 279,294 239,410
2020/2019 350,772 102,070
Prior 185,529 96,897
Revolving Loans Amortized Cost Basis 13,649 162
Gross loans/leases receivable 1,469,282 986,342
Multi-family | Special Mention    
2024/2023   1,595
Gross loans/leases receivable   1,595
Multi-family | Substandard    
2022/2021   8,206
2021/2020 8,201  
Gross loans/leases receivable 8,201 8,206
1-4 family real estate    
Gross loans/leases receivable 583,542 544,971
1-4 family real estate | Internally Assigned Risk Rating    
2024/2023 67,157 134,095
2023/2022 129,468 103,675
2022/2021 95,889 131,598
2021/2020 117,234 90,279
2020/2019 83,440 26,433
Prior 73,813 55,562
Revolving Loans Amortized Cost Basis 16,541 3,329
Gross loans/leases receivable 583,542 544,971
1-4 family real estate | Pass    
2024/2023 67,157 133,923
2023/2022 129,189 103,460
2022/2021 95,117 130,724
2021/2020 116,564 89,642
2020/2019 83,206 25,914
Prior 72,864 54,850
Revolving Loans Amortized Cost Basis 16,347 3,329
Gross loans/leases receivable 580,444 541,842
1-4 family real estate | Special Mention    
2024/2023   28
2022/2021   59
2021/2020 57  
Prior 9  
Revolving Loans Amortized Cost Basis 78  
Gross loans/leases receivable 144 87
1-4 family real estate | Substandard    
2024/2023   144
2023/2022 279 215
2022/2021 772 815
2021/2020 613 637
2020/2019 234 519
Prior 940 712
Revolving Loans Amortized Cost Basis 116  
Gross loans/leases receivable 2,954 3,042
Consumer    
Gross loans/leases receivable 143,839 127,335
Consumer | Internally Assigned Risk Rating    
2024/2023 8,469 17,897
2023/2022 20,504 9,524
2022/2021 7,854 2,585
2021/2020 1,957 3,036
2020/2019 2,647 622
Prior 2,196 1,975
Revolving Loans Amortized Cost Basis 100,212 91,696
Gross loans/leases receivable 143,839 127,335
Consumer | Pass    
2024/2023 8,469 17,722
2023/2022 20,330 9,405
2022/2021 7,694 2,573
2021/2020 1,924 3,024
2020/2019 2,647 622
Prior 2,081 1,842
Revolving Loans Amortized Cost Basis 100,073 91,580
Gross loans/leases receivable 143,218 126,768
Consumer | Special Mention    
Revolving Loans Amortized Cost Basis 74 59
Gross loans/leases receivable 74 59
Consumer | Substandard    
2024/2023   175
2023/2022 174 119
2022/2021 160 12
2021/2020 33 12
Prior 115 133
Revolving Loans Amortized Cost Basis 65 57
Gross loans/leases receivable $ 547 $ 508