<SEC-DOCUMENT>0001104659-24-063068.txt : 20240517
<SEC-HEADER>0001104659-24-063068.hdr.sgml : 20240517
<ACCEPTANCE-DATETIME>20240517164716
ACCESSION NUMBER:		0001104659-24-063068
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		8
FILED AS OF DATE:		20240517
DATE AS OF CHANGE:		20240517
EFFECTIVENESS DATE:		20240517

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			QCR HOLDINGS INC
		CENTRAL INDEX KEY:			0000906465
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				421397595
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-279512
		FILM NUMBER:		24960680

	BUSINESS ADDRESS:	
		STREET 1:		3551 7TH STREET
		CITY:			MOLINE
		STATE:			IL
		ZIP:			61265
		BUSINESS PHONE:		3097363580

	MAIL ADDRESS:	
		STREET 1:		3551 7TH STREET
		CITY:			MOLINE
		STATE:			IL
		ZIP:			61265

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	QUAD CITY HOLDINGS INC
		DATE OF NAME CHANGE:	19930805
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>tm2414652d1_s8.htm
<DESCRIPTION>S-8
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="text-align: justify; width: 70%">As filed with the Securities and Exchange Commission on May&nbsp;17, 2024</TD>
                                                                               <TD STYLE="text-align: justify">Registration No.&nbsp;333-</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM&nbsp;S-8&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REGISTRATION STATEMENT&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UNDER<BR>
THE SECURITIES ACT OF 1933</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 14pt"><B>QCR Holdings,&nbsp;Inc.&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact Name of Registrant as Specified in Its
Charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 36%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Delaware</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(State or other jurisdiction of</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">incorporation or organization)</P></TD>
    <TD STYLE="vertical-align: top; width: 30%; padding-right: 5.4pt; padding-left: 5.4pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 34%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>42-1397595</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(I.R.S. Employer</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Identification No.)</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>3551 Seventh Street&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Moline,&nbsp;Illinois 61265&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(309) 736-3580&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address, including zip code, and telephone number,
including area code, of registrant&rsquo;s principal executive offices)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>QCR Holdings,&nbsp;Inc. 2024 Equity Incentive
Plan&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Full Title of the Plan)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin-right: auto; margin-left: auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Todd A. Gipple&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>President and Chief Financial Officer&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>3551 Seventh Street&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Moline,&nbsp;Illinois 61265&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(309) 736-3580&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Name, address, including zip code, and telephone
number, including area code, of agent for service)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I>Copy to:&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Abdul R. Mitha,&nbsp;Esq.&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Barack Ferrazzano Kirschbaum&nbsp;&amp; Nagelberg
LLP&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>200 West Madison Street, Suite&nbsp;3900&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Chicago,&nbsp;Illinois 60606&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(312) 629-5171</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.
See the definitions of &ldquo;large accelerated filer,&rdquo; &ldquo;accelerated filer,&rdquo; &ldquo;smaller reporting company,&rdquo;
and &ldquo;emerging growth company&rdquo; in Rule&nbsp;12b-2 of the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.5in; width: 40%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Large
    accelerated filer </FONT><FONT STYLE="font-family: Wingdings; font-size: 10pt">&#120;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 20%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 40%; text-align: left">Accelerated filer<FONT STYLE="font-family: Wingdings">&nbsp;&#168;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non-accelerated
    filer </FONT><FONT STYLE="font-family: Wingdings; font-size: 10pt">&#168;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">Smaller reporting company<FONT STYLE="font-family: Wingdings">&nbsp;&#168;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Emerging
    growth company </FONT><FONT STYLE="font-family: Wingdings; font-size: 10pt">&#168;</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">If
an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying
with any new or revised financial accounting standards provided pursuant to Section&nbsp;7(a)(2)(B)&nbsp;of the Securities Act. </FONT><FONT STYLE="font-family: Wingdings; color: Black">&#168;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE SECTION&nbsp;10(a)&nbsp;PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;1.</B></TD><TD STYLE="text-align: justify"><B>Plan Information.*</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in; text-align: left"><B>Item 2.</B></TD><TD STYLE="text-align: justify"><B>Registrant
                                            Information and Employee Plan Annual Information.*</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The Registrant will provide
participants of the QCR Holdings,&nbsp;Inc. 2024 Equity Incentive Plan (the &ldquo;Plan&rdquo;), upon written or oral request and without
charge, a copy of the documents incorporated by reference in Item 3 of Part&nbsp;II of this Registration Statement, which are incorporated
by reference in the Section&nbsp;10(a)&nbsp;prospectus, and all documents required to be delivered to employees pursuant to Rule&nbsp;428(b)&nbsp;under
the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;). Requests for such documents should be directed to QCR Holdings,&nbsp;Inc.,
3551 Seventh Street, Moline,&nbsp;Illinois 61265, Attention: Shellee R. Showalter, telephone number: (309) 743-7760.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 3pt; margin-bottom: 3pt; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">* The information specified in this Part&nbsp;I
of Form&nbsp;S-8 is included in documents sent or given to the participants in the Plan as specified by Rule&nbsp;428(b)(1)&nbsp;of the
Securities Act. Such documents need not be filed with the Securities and Exchange Commission (the &ldquo;Commission&rdquo;) either as
part of this Registration Statement or as prospectuses or prospectus supplements pursuant to Rule&nbsp;424. These documents and the documents
incorporated by reference in this registration statement pursuant to Item 3 of Part&nbsp;II of this Form&nbsp;S-8, taken together, constitute
a prospectus that meets the requirements of Section&nbsp;10(a)&nbsp;of the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;3.</B></TD><TD STYLE="text-align: justify"><B>Incorporation of Documents
                                            by Reference.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The following documents previously
filed by the Registrant with the Commission are incorporated herein by reference:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000155837024002208/qcrh-20231231x10k.htm" STYLE="-sec-extract: exhibit">(a)</A></TD><TD STYLE="text-align: justify"><A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000155837024002208/qcrh-20231231x10k.htm" STYLE="-sec-extract: exhibit">The Registrant&rsquo;s Annual Report
                                            on Form&nbsp;10-K for the fiscal year ended December&nbsp;31,&nbsp;2023 filed with the Commission
                                            on February&nbsp;29, 2024;</A></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000155837024007504/qcrh-20240331x10q.htm" STYLE="-sec-extract: exhibit">(b)</A></TD><TD STYLE="text-align: justify"><A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000155837024007504/qcrh-20240331x10q.htm" STYLE="-sec-extract: exhibit">The Registrant&rsquo;s Quarterly Report
                                            on Form&nbsp;10-Q for the quarterly period ended March&nbsp;31, 2024 filed with the Commission
                                            on May&nbsp;9, 2024;</A></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD STYLE="text-align: justify">The Registrant&rsquo;s Current Reports
                                            on Form&nbsp;8-K filed on <A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000117184324000985/f8k_022624.htm" STYLE="-sec-extract: exhibit">February&nbsp;26,
                                            2024</A> and <A HREF="https://www.sec.gov/ix?doc=/Archives/edgar/data/906465/000117184324002953/f8k_051724.htm" STYLE="-sec-extract: exhibit">May 17, 2024</A> (in each case, excluding the information furnished under
                                            Item 2.02 and Item 7.01 of Form&nbsp;8-K);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(d)</TD><TD STYLE="text-align: justify">All other reports filed pursuant to
                                            Section&nbsp;13(a)&nbsp;or 15(d)&nbsp;of the Securities Exchange Act of 1934, as amended
                                            (the &ldquo;Exchange Act&rdquo;), since the end of the fiscal year covered by the Annual
                                            Report on Form&nbsp;10-K referred to in (a)&nbsp;above; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(e)</TD><TD STYLE="text-align: justify">The description of the Registrant&rsquo;s
                                            common stock contained in the Registrant's Registration Statement on Form 8-A filed with the Commission on August 9, 1993, as updated by the description of the
Registrant's common stock contained in <A HREF="https://www.sec.gov/Archives/edgar/data/906465/000155837020002656/qcrh-20191231ex42c6548a1.htm">Exhibit&nbsp;4.2</A> of the Registrant&rsquo;s Annual Report on Form&nbsp;10-K
                                            for the year ended December&nbsp;31, 2019, filed with the Commission on March&nbsp;13, 2020,
                                            and all subsequent amendments or reports filed for the purpose of updating such description.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Each document or report subsequently
filed by the Registrant with the Commission pursuant to Sections 13(a), 13(c), 14 and 15(d)&nbsp;of the Exchange Act after the date of
this Registration Statement, but prior to the filing of a post-effective amendment to this Registration Statement which indicates that
all securities offered by this Registration Statement have been sold or which deregisters all such securities then remaining unsold,
shall be deemed to be incorporated by reference into this Registration Statement from the date of filing of such document or report;
provided, however, that documents or information deemed to have been furnished and not filed in accordance with the rules&nbsp;of the
Commission shall not be deemed incorporated by reference in this Registration Statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Any statement contained in
the documents incorporated, or deemed to be incorporated, by reference herein shall be deemed to be modified or superseded for purposes
of this Registration Statement and the prospectus which is a part hereof to the extent that a statement contained herein or in any other
subsequently filed document which also is, or is deemed to be, incorporated by reference herein modifies or supersedes such statement.
Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration
Statement or the prospectus which is a part hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;4.</B></TD><TD STYLE="text-align: justify"><B>Description of Securities.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;5.</B></TD><TD STYLE="text-align: justify"><B>Interests of Named Experts
                                            and Counsel.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;6.</B></TD><TD STYLE="text-align: justify"><B>Indemnification of Directors
                                            and Officers.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I>Delaware
Law</I></B></FONT>. Section&nbsp;145 of the Delaware General Corporation Law (the &ldquo;DGCL&rdquo;) permits a corporation to indemnify
any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding,
whether civil, criminal, administrative or investigative, by reason of the fact that the person is or was a director, officer, employee
or agent of the corporation or another enterprise if serving at the request of the corporation. Depending on the character of the proceeding,
a corporation may indemnify against expenses (including attorneys&rsquo; fees), judgments, fines and amounts paid in settlement actually
and reasonably incurred in connection with such action, suit or proceeding if the person indemnified acted in good faith and in a manner
reasonably believed to be in or not opposed to the best interests of the corporation and, with respect to any criminal action or proceeding,
had no reasonable cause to believe the person&rsquo;s conduct was unlawful. In the case of an action by or in the right of the corporation,
no indemnification may be made with respect to any claim, issue or matter as to which such person shall have been adjudged to be liable
to the corporation unless and only to the extent that the Delaware Court of Chancery or the court in which such action or suit was brought
shall determine that, despite the adjudication of liability, such person is fairly and reasonably entitled to indemnity for such expenses
which the court shall deem proper. Section&nbsp;145 of the DGCL further provides that to the extent a director or officer of a corporation
has been successful on the merits or in the defense of any action, suit or proceeding referred to above, or in the defense of any claim,
issue or matter therein, he or she shall be indemnified against expenses (including attorneys&rsquo; fees) actually and reasonably incurred
by him or her in connection therewith.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">Section&nbsp;102(b)(7)&nbsp;of
the DGCL permits a corporation to provide in its certificate of incorporation that a director or officer of the corporation shall not
be personally liable to the corporation or its stockholders for monetary damages for breach of fiduciary duty as a director or officer,
except for liability: (a)&nbsp;for any breach of the director&rsquo;s or the officer&rsquo;s duty of loyalty to the corporation or its
stockholders, (b)&nbsp;for acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of law,
(c)&nbsp;for payments of unlawful dividends or unlawful stock repurchases, redemptions or other distributions, (d)&nbsp;for any transactions
from which the director or officer derived an improper personal benefit or (e)&nbsp;for an officer&rsquo;s liability in any action by
or in the right of the corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I>Certificate
of Incorporation and Bylaws</I></B></FONT>. Article&nbsp;IX of our Certificate of Incorporation and Section&nbsp;7.2 of our Bylaws provide
that we shall, to the full extent permitted by law, indemnify those persons whom we may indemnify pursuant thereto, and contain provisions
substantially similar to Section&nbsp;145 of the DGCL.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><I>Liability
Insurance</I></B></FONT>. We have obtained directors&rsquo; and officers&rsquo; liability insurance. The primary policy provides for
$10 million in primary coverage including prior acts dating to the Company&rsquo;s inception and liabilities under the Securities
Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;7.</B></TD><TD STYLE="text-align: justify"><B>Exemption from Registration
                                            Claimed.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;8.</B></TD><TD STYLE="text-align: justify"><B>Exhibits.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">See Exhibit&nbsp;Index, which is incorporated
herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 1in"><B>Item&nbsp;9.</B></TD><TD STYLE="text-align: justify"><B>Undertakings.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 3%">(a)</TD><TD STYLE="text-align: justify">The undersigned Registrant hereby undertakes:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(1)</TD><TD STYLE="text-align: justify">To file, during any period in which
                                            offers or sales are being made, a post-effective amendment to this Registration Statement:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.25in"></TD><TD STYLE="width: 0.25in">(i)</TD><TD STYLE="text-align: justify">to include any prospectus required by
                                            Section&nbsp;10(a)(3)&nbsp;of the Securities Act;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.25in"></TD><TD STYLE="width: 0.25in">(ii)</TD><TD STYLE="text-align: justify">to reflect in the prospectus any facts
                                            or events arising after the effective date of this Registration Statement (or the most recent
                                            post-effective amendment hereof) which, individually or in the aggregate, represent a fundamental
                                            change in the information set forth in this Registration Statement. Notwithstanding the foregoing,
                                            any increase or decrease in volume of securities offered (if the total dollar value of securities
                                            offered would not exceed that which was registered) and any deviation from the low or high
                                            end of the estimated maximum offering range may be reflected in the form of prospectus filed
                                            with the Commission pursuant to Rule&nbsp;424(b)&nbsp;if, in the aggregate, the changes in
                                            volume and price represent no more than 20% change in the maximum aggregate offering price
                                            set forth in the &ldquo;Calculation of Registration Fee&rdquo; table in the effective registration
                                            statement; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1.25in"></TD><TD STYLE="width: 0.25in">(iii)</TD><TD STYLE="text-align: justify">to include any material information
                                            with respect to the plan of distribution not previously disclosed in this Registration Statement
                                            or any material change to such information in this Registration Statement; provided, however,
                                            that paragraphs (a)(1)(i)&nbsp;and (a)(1)(ii)&nbsp;above do not apply if the information
                                            required to be included in a post-effective amendment by those paragraphs is contained in
                                            reports filed with or furnished to the Commission by the Registrant pursuant to Section&nbsp;13
                                            or Section&nbsp;15(d)&nbsp;of the Exchange Act that are incorporated by reference in this
                                            Registration Statement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(2)</TD><TD STYLE="text-align: justify">That, for the purpose of determining
                                            any liability under the Securities Act, each such post-effective amendment shall be deemed
                                            to be a new registration statement relating to the securities offered therein, and the offering
                                            of such securities at that time shall be deemed to be the initial bona fide offering thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in">(3)</TD><TD STYLE="text-align: justify">To remove from registration by means
                                            of a post-effective amendment any of the securities being registered which remain unsold
                                            at the termination of the offering.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 3%">(b)</TD><TD STYLE="text-align: justify">The undersigned Registrant hereby undertakes
                                            that, for purposes of determining any liability under the Securities Act, each filing of
                                            the Registrant&rsquo;s annual report pursuant to Section&nbsp;13(a)&nbsp;or Section&nbsp;15(d)&nbsp;of
                                            the Exchange Act (and, where applicable, each filing of an employee benefit plan&rsquo;s
                                            annual report pursuant to Section&nbsp;15(d)&nbsp;of the Exchange Act) that is incorporated
                                            by reference in this Registration Statement shall be deemed to be a new registration statement
                                            relating to the securities offered therein, and the offering of such securities at that time
                                            shall be deemed to be the initial bona fide offering thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 3%">(c)</TD><TD STYLE="text-align: justify">Insofar as indemnification for liabilities
                                            arising under the Securities Act may be permitted to directors, officers and controlling
                                            persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant
                                            has been advised that in the opinion of the Commission such indemnification is against public
                                            policy as expressed in the Securities Act and is, therefore, unenforceable. In the event
                                            that a claim for indemnification against such liabilities (other than the payment by the
                                            Registrant of expenses incurred or paid by a director, officer or controlling person of the
                                            Registrant in the successful defense of any action, suit or proceeding) is asserted by such
                                            director, officer or controlling person in connection with the securities being registered,
                                            the Registrant will, unless in the opinion of its counsel the matter has been settled by
                                            controlling precedent, submit to a court of appropriate jurisdiction the question whether
                                            such indemnification by it is against public policy as expressed in the Securities Act and
                                            will be governed by the final adjudication of such issue.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pursuant
to the requirements of the Securities Act, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
requirements for filing on Form&nbsp;S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned,
thereunto duly authorized, in the City of Moline, State of Illinois, on this </FONT><FONT STYLE="font-size: 10pt">17th</FONT> day of
<FONT STYLE="font-size: 10pt">May</FONT>, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">QCR
    HOLDINGS,&nbsp;INC.</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    Todd A. Gipple</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Todd
    A. Gipple</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>President
    and Chief Financial Officer</B></FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><A NAME="a_001"></A>POWER OF ATTORNEY</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.75in">Each person whose signature
appears below hereby constitutes and appoints each of Larry J. Helling and Todd A. Gipple his or her true and lawful attorney-in-fact
and agent, acting alone, with full power of substitution and resubstitution, to sign on his or her behalf, individually and in each capacity
stated below, all amendments and post-effective amendments to this Registration Statement on Form&nbsp;S-8 and to file the same, with
all exhibits thereto and any other documents in connection therewith, with the Commission under the Securities Act, granting unto said
attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and necessary to be done
in and about the premises, as fully and to all intents and purposes as each might or could do in person, hereby ratifying and confirming
each act that said attorneys-in-fact and agents may lawfully do or cause to be done by virtue thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pursuant
to the requirements of the Securities Act, this Registration Statement has been signed by the following persons in the capacities indicated
below on May&nbsp;</FONT><FONT STYLE="font-size: 10pt">17</FONT>, 2024.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 49%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Signature</B></FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 49%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Title</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Marie Z. Ziegler</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Chair of the Board
    of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Marie Z. Ziegler</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    James M. Field</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Vice Chair of the
    Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>James M. Field</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Larry J. Helling</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Chief Executive Officer
    and Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Larry J. Helling</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Principal Executive
    Officer)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Todd A. Gipple</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">President and Chief
    Financial Officer and Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Todd A. Gipple</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Principal Financial
    Officer)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Nick W. Anderson</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Chief Accounting
    Officer </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Nick W. Anderson</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Principal Accounting
    Officer)</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; width: 49%"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Signature</B></FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; width: 49%"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Title</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Mary K. Bates</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Mary K. Bates</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    John-Paul E. Besong</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>John-Paul E. Besong</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Brent R. Cobb</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Brent R. Cobb</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    John F. Griesemer</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>John F. Griesemer</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Elizabeth S. Jacobs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Elizabeth S. Jacobs</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Mark C. Kilmer</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Mark C. Kilmer</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/
    Donna J. Sorenson</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Director</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Donna J. Sorenson</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT&nbsp;INDEX</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; width: 10%"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Exhibit</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>Number</U></P></TD>
    <TD STYLE="font-size: 10pt; width: 90%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>Description</U></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000143774911008198/ex3-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000143774911008198/ex3-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certificate
    of Incorporation of QCR Holdings,&nbsp;Inc. and amendments thereto (incorporated by reference to Exhibit&nbsp;3.1 of the Company&rsquo;s
    Amended Quarterly Report on Form&nbsp;10-Q/A for the quarter ended September&nbsp;30, 2011).</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000117184322005752/exh_31.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.2</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000117184322005752/exh_31.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bylaws
    of QCR Holdings,&nbsp;Inc., as amended and restated (incorporated by reference to Exhibit&nbsp;3.1 of the Company&rsquo;s Current
    Report on Form&nbsp;8-K filed August&nbsp;19, 2022).</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.3</FONT></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Specimen
    of stock certificate representing QCR Holdings,&nbsp;Inc. common stock (incorporated by reference to Exhibit&nbsp;4.1 of the Company&rsquo;s
    Registration Statement on Form&nbsp;SB-2 filed August&nbsp;3, 1993 (Registration No.&nbsp;33-67028)).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000117184324001880/qcrh20240403_def14a.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.4</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify"><A HREF="https://www.sec.gov/Archives/edgar/data/906465/000117184324001880/qcrh20240403_def14a.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">QCR
    Holdings,&nbsp;Inc. 2024 Equity Incentive Plan</FONT> (filed as Appendix A to QCR Holdings,&nbsp;Inc.&rsquo;s Proxy Statement on
    Form&nbsp;DEF 14A dated <FONT STYLE="text-transform: none">April 4, 2024</FONT>, and incorporated herein by reference).</A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex4-5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.5*</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify"><A HREF="tm2414652d1_ex4-5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;of
    QCR Holdings,&nbsp;Inc. 2024 Equity Incentive Plan Nonqualified Stock Option Award Agreement.</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex4-6.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.6*</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify"><A HREF="tm2414652d1_ex4-6.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;of
    QCR Holdings,&nbsp;Inc. 2024 Equity Incentive Plan Restricted Stock Award Agreement.</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex4-7.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.7*</FONT></A></TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify"><A HREF="tm2414652d1_ex4-7.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;of
    QCR Holdings,&nbsp;Inc. 2024 Equity Incentive Plan Restricted Stock Unit Award Agreement.</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 3pt; padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 3pt; font-size: 10pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex5-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.1*</FONT></A></TD>
    <TD STYLE="font-size: 10pt"><A HREF="tm2414652d1_ex5-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Opinion
    regarding legality of shares of QCR Holdings,&nbsp;Inc. common stock of Barack Ferrazzano Kirschbaum&nbsp;&amp; Nagelberg LLP.</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex5-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.1*</FONT></A></TD>
    <TD STYLE="font-size: 10pt"><A HREF="tm2414652d1_ex5-1.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consent
    of Barack Ferrazzano Kirschbaum&nbsp;&amp; Nagelberg LLP (included in Exhibit&nbsp;5.1).</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex23-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.2*
    </FONT></A></TD>
    <TD STYLE="font-size: 10pt"><A HREF="tm2414652d1_ex23-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consent
    of RSM US LLP.</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="#a_001"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24.1*</FONT></A></TD>
    <TD STYLE="font-size: 10pt"><A HREF="#a_001"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Power
    of Attorney (included in the signature page&nbsp;hereto).</FONT></A></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; padding-left: 3pt; font-size: 10pt; text-align: center"><A HREF="tm2414652d1_ex-filingfees.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">107*</FONT></A></TD>
    <TD STYLE="font-size: 10pt"><A HREF="tm2414652d1_ex-filingfees.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Filing
    Fee Table.</FONT></A></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><SUP>*</SUP></TD><TD STYLE="text-align: justify">Filed herewith.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></FONT>&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>2
<FILENAME>tm2414652d1_ex4-5.htm
<DESCRIPTION>EXHIBIT 4.5
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit&nbsp;4.5</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>QCR
Holdings,&nbsp;Inc.&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>2024
Equity Incentive Plan</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>STOCK
Option Agreement</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The individual identified
in the accompanying Notice of Grant of Stock Options and Stock Option Agreement (the&nbsp;&ldquo;<B>Notice</B>&rdquo;) is the Participant
for purposes of this Option Agreement (&ldquo;<B>Option&nbsp;Agreement</B>&rdquo;). The Participant is hereby granted a nonqualified stock
option (the &ldquo;<B>Option</B>&rdquo;) by <FONT STYLE="font-variant: small-caps"><B>QCR Holdings,&nbsp;Inc.</B></FONT><FONT STYLE="text-transform: uppercase">,
</FONT>a Delaware corporation (the &ldquo;<B>Company</B>&rdquo;), under the <FONT STYLE="font-variant: small-caps"><B>QCR Holdings,&nbsp;Inc.</B></FONT><B>
<FONT STYLE="text-transform: uppercase">2024 </FONT><FONT STYLE="font-variant: small-caps">Equity Incentive Plan</FONT></B> (the &ldquo;<B>Plan</B>&rdquo;).
The Option shall be subject to the terms of the Plan, the terms of the Notice and the terms set forth in this Option Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Award</U>.</B>
The Company hereby grants to the Participant the Option, which represents the right of the Participant to purchase the number of Covered
Shares at the Exercise Price set forth in <B>Section&nbsp;2</B> below, subject to the terms of this Option Agreement and the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Information
Included in Notice</U>.</B> The following words and phrases relating to the Option shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Participant</B>&rdquo; is the individual identified in the Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Grant Date</B>&rdquo; is the date on which the Option was granted to you by the Company as set forth in the Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
number of &ldquo;<B>Covered Shares</B>&rdquo; is the number of Shares over which the Option has been granted as set forth in the Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Exercise Price</B>&rdquo; is the price to be paid by the Participant per Covered Share as set forth in the Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except for words and phrases
otherwise defined in this Option Agreement, any capitalized word or phrase in this Option Agreement shall have the meaning set forth in
the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Nonqualified
Stock Option</U>.</B> The Option is not intended to satisfy the requirements applicable to an &ldquo;incentive stock option&rdquo; described
in Code Section&nbsp;422(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Vesting</U>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Each
installment of Covered Shares identified in the Notice (each, an &ldquo;<B>Installment</B>&rdquo;) shall become vested and exercisable
on the &ldquo;<B>Vest Date</B>&rdquo; for such Installment indicated in the Notice; <I>provided</I> that the Participant&rsquo;s Termination
of Service has not occurred prior to such Vest Date. By accepting this Option, Participant acknowledges and agrees that, for all purposes
under the Plan or any prior equity plan sponsored or maintained by the Company whether relating to this Option or any prior equity grant
to Participant under the Plan or any prior equity plan sponsored or maintained by the Company, continued vesting of any equity award requires
continuous employment of Participant from the date of grant through any specified vesting date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Notwithstanding
the foregoing provisions of this <B>Section&nbsp;4</B>, all the Covered Shares shall become fully vested and immediately exercisable upon
the Participant&rsquo;s Termination of Service due to the Participant&rsquo;s Disability or the Participant&rsquo;s death.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.95in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Upon
a Change in Control, the Option shall be treated in accordance with Section&nbsp;4.1 of the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
Option shall not be vested and exercisable on or after the Participant&rsquo;s Termination of Service, except as to that portion of Covered
Shares for which it was vested and exercisable immediately prior to such Termination of Service or became vested and exercisable on the
date of such Termination of Service, and in any event, in accordance with the terms of this Award Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Expiration</U>.</B>
Notwithstanding any term of this Option Agreement to the contrary, the Participant shall forfeit the Option in its entirety as of the
Company&rsquo;s close of business on the last business day that occurs prior to the Expiration Date. The &ldquo;<B>Expiration Date</B>&rdquo;
shall be the earliest to occur of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;the
three-month anniversary of the Participant&rsquo;s Termination of Service other than due to the Participant&rsquo;s Disability or death
or Termination of Service for Cause; <I>provided</I>, <I>however</I>, that if the Participant shall die after the date of Termination
of Service but before the three-month anniversary of the Participant&rsquo;s Termination of Service, the Expiration Date shall automatically
be extended to the one-year anniversary of Participant&rsquo;s Termination of Service;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;the
one-year anniversary of the Participant&rsquo;s Termination of Service due to the Participant&rsquo;s Disability or death;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;the
10-year anniversary of the Grant Date; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;the
effective date of the Participant&rsquo;s Termination of Service for Cause.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Exercise</U>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Method
of Exercise</I>. The vested portion of the Option may be exercised by the Participant in whole or in part by providing notice of option
exercise to the Corporate Secretary of the Company at its corporate headquarters, in a form prescribed by the Committee or satisfying
such other procedures as shall be set forth by the Committee from time to time. Such notice shall specify the number of Covered Shares
that the Participant elects to purchase, and shall be accompanied by payment of the Exercise Price for such Covered Shares as further
set forth in <B>Section&nbsp;6(b)</B>&nbsp;below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Payment
of Exercise Price</I>. Without limitation of <B>Section&nbsp;8</B> below, the payment of the Exercise Price shall be made in accordance
with Section&nbsp;2.2 of the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Restrictions</I>.
The Option shall not be exercisable if and to the extent the Company determines that such exercise would violate any applicable laws or
the applicable rules&nbsp;of any securities exchange or similar entity, and shall not be exercisable during any blackout period established
by the Company from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Delivery
of Shares</U>.</B> Delivery of Shares or other amounts under this Option Agreement and the Plan shall be subject to the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Compliance
with Applicable Laws. </I>Notwithstanding any other term of this Option Agreement or the Plan, the Company shall have no obligation to
deliver any Shares or make any other distribution of benefits under this Option Agreement or the Plan unless such delivery or distribution
complies with all applicable laws and the applicable rules&nbsp;of any securities exchange or similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->-</FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.95in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Certificates
Not Required. </I>To the extent that this Option Agreement and the Plan provide for the issuance of Shares, such issuance may be effected
on a non-certificated basis, to the extent not prohibited by applicable law or the applicable rules&nbsp;of any securities exchange or
similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Withholding</U>.</B>
The exercise of the Option, and the Company&rsquo;s obligation to issue Shares upon exercise, is subject to withholding of all applicable
taxes. As permitted by the Committee from time to time, such withholding obligations may be satisfied at the election of the Participant
(a)&nbsp;through cash payment by the Participant, (b)&nbsp;through the surrender of Shares that the Participant already owns, (c)&nbsp;through
the surrender of Shares to which the Participant is otherwise entitled under the Plan or (d)&nbsp;through the withholding of any compensation
or any other amounts payable to the Participant; <I>provided</I>, <I>however</I>, that except as otherwise specifically provided by the
Committee, such Shares under clause (c)&nbsp;may not be used to satisfy more than the maximum individual statutory tax rate for each applicable
tax jurisdiction, or such lesser amount as may be established by the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Non-Transferability
of Option</U>.</B> The Option, or any portion thereof, is not transferable except as designated by the Participant by will or by the laws
of descent and distribution or pursuant to a domestic relations order. Except as provided in the immediately preceding sentence, the Option
shall not be assigned, transferred, pledged, hypothecated or otherwise disposed of by the Participant in any way whether by operation
of law or otherwise, and shall not be subject to execution, attachment or similar process. Any attempt at assignment, transfer, pledge,
hypothecation or other disposition of the Option contrary to the provisions hereof, or the levy of any attachment or similar process upon
the Option, shall be null and void and without effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Heirs
and Successors</U>.</B> This Option Agreement shall be binding upon, and inure to the benefit of, the Company and its successors and assigns,
and upon any person acquiring all or substantially all of the Company&rsquo;s assets or business. If any rights of the Participant or
benefits distributable to the Participant under this Option Agreement have not been settled or distributed at the time of the Participant&rsquo;s
death, such rights shall be settled for and such benefits shall be distributed to the Designated Beneficiary in accordance with the provisions
of this Option Agreement and the Plan. The &ldquo;<B>Designated Beneficiary</B>&rdquo; shall be the beneficiary or beneficiaries designated
by the Participant in a writing filed with the Committee in such form as the Committee may require. The Participant&rsquo;s designation
of beneficiary may be amended or revoked from time to time by the Participant in accordance with any procedures established by the Committee.
If a Participant fails to designate a beneficiary, or if the Designated Beneficiary does not survive the Participant, any benefits that
would have been provided to the Participant shall be provided to the legal representative of the estate of the Participant. If a Participant
designates a beneficiary and the Designated Beneficiary survives the Participant but dies before the provision of the Designated Beneficiary&rsquo;s
benefits under this Option Agreement, then any benefits that would have been provided to the Designated Beneficiary shall be provided
to the legal representative of the estate of the Designated Beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Administration</U>.</B>
The authority to manage and control the operation and administration of this Option Agreement and the Plan shall be vested in the Committee,
and the Committee shall have all powers with respect to this Option Agreement as it has with respect to the Plan. Any interpretation of
this Option Agreement or the Plan by the Committee and any decision made by the Committee with respect to this Option Agreement or the
Plan shall be final and binding on all persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Plan
Governs</U>.</B> Notwithstanding anything in this Option Agreement to the contrary, this Option Agreement shall be subject to the terms
of the Plan, a copy of which may be obtained by the Participant from the office of the Corporate Secretary of the Company. This Option
Agreement shall be subject to all interpretations, amendments, rules&nbsp;and regulations promulgated by the Committee from time to time.
Notwithstanding any term of this Option Agreement to the contrary, in the event of any discrepancy between the corporate records of the
Company and this Option Agreement, the corporate records of the Company shall control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->-</FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Not
an Employment Contract</U>.</B> Neither the Option nor this Option Agreement shall confer on the Participant any rights with respect to
continuance of employment or other service with the Company or a Subsidiary, nor shall they interfere in any way with any right the Company
or a Subsidiary may otherwise have to terminate or modify the terms of the Participant&rsquo;s employment or other service at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;14.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>No
Rights as Shareholder</U>.</B> The Participant shall not have any rights of a Shareholder with respect to the Covered Shares until a stock
certificate or its equivalent has been duly issued following exercise of the Option as provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;15.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Amendment</U>.</B>
Without limitation of <B>Section&nbsp;18</B> and <B>Section&nbsp;19</B> below, this Option Agreement may be amended in accordance with
the provisions of the Plan, and may otherwise be amended in writing by the Participant and the Company without the consent of any other
person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;16.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Governing
Law</U>.</B> This Option Agreement, the Plan and all actions taken in connection herewith and therewith shall be governed by and construed
in accordance with the laws of the State of Delaware without reference to principles of conflict of laws, except as superseded by applicable
federal law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;17.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Validity</U>.</B>
If any provision of this Option Agreement is determined to be illegal or invalid for any reason, said illegality or invalidity shall not
affect the remaining parts hereof, but this Option Agreement shall be construed and enforced as if such illegal or invalid provision had
never been included herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;18.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Section&nbsp;409A
Amendment</U>.</B> The Option is intended to be exempt from Code Section&nbsp;409A and this Option Agreement shall be administered and
interpreted in accordance with such intent. The Committee reserves the right (including the right to delegate such right) to unilaterally
amend this Option Agreement without the consent of the Participant in order to maintain an exclusion from the application of, or to maintain
compliance with, Code Section&nbsp;409A; and the Participant hereby acknowledges and consents to such rights of the Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;19.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Clawback</U>.</B>
The Option and any amount or benefit received under the Plan shall be subject to potential cancellation, recoupment, rescission, payback
or other action in accordance with the terms of any applicable Company or Subsidiary clawback policy (the &ldquo;<B>Policy</B>&rdquo;)
or any applicable law, as may be in effect from time to time. The Participant hereby acknowledges and consents to the Company&rsquo;s
or a Subsidiary&rsquo;s application, implementation and enforcement of (a)&nbsp;the Policy and any similar policy established by the Company
or a Subsidiary that may apply to the Participant together with all other similarly situated participants, whether adopted prior to or
following the date of this Option Agreement and (b)&nbsp;any provision of applicable law relating to cancellation, rescission, payback
or recoupment of compensation, and agrees that the Company or a Subsidiary may take such actions as may be necessary to effectuate the
Policy, any similar policy and applicable law without further consideration or action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;*</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->-</FONT></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="background-color: lightgrey"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>3
<FILENAME>tm2414652d1_ex4-6.htm
<DESCRIPTION>EXHIBIT 4.6
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit&nbsp;4.6</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>QCR
Holdings,&nbsp;Inc.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>2024
Equity Incentive Plan</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Restricted
Stock Award Agreement</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Participant specified
below is hereby granted a restricted stock award (the &ldquo;<B>Award</B>&rdquo;) by <FONT STYLE="font-variant: small-caps"><B>QCR Holdings,&nbsp;Inc.</B></FONT><FONT STYLE="text-transform: uppercase">,
</FONT>a Delaware corporation (the &ldquo;<B>Company</B>&rdquo;), under the <FONT STYLE="font-variant: small-caps"><B>QCR Holdings,&nbsp;Inc.</B></FONT><B>
<FONT STYLE="text-transform: uppercase">2024 </FONT><FONT STYLE="font-variant: small-caps">Equity Incentive Plan</FONT></B> (the &ldquo;<B>Plan</B>&rdquo;).
The Award shall be subject to the terms of the Plan and the terms set forth in this Restricted Stock Award Agreement (&ldquo;<B>Award
Agreement</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Award</U>.</B>
The Company hereby grants to the Participant the Award of restricted stock, which represents the right of the Participant to enjoy the
number of Covered Shares set forth in <B>Section&nbsp;2 </B>below free of restrictions once the Restricted Period ends, subject to the
terms of this Award Agreement and the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Terms
of Restricted Stock Award</U>.</B> The following words and phrases relating to the Award shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-indent: 0.95in; margin: 0pt 0; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Participant</B>&rdquo; is <B>______________________________</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Grant Date</B>&rdquo; is <B>______________________________</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
number of &ldquo;<B>Covered Shares</B>&rdquo; is <B>______________________</B> Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except for words and phrases
otherwise defined in this Award Agreement, any capitalized word or phrase in this Award Agreement shall have the meaning ascribed to it
in the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Restricted
Period</U>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;The
 &ldquo;<B>Restricted Period</B>&rdquo; for each installment of Covered Shares set forth in the table immediately below (each, an &ldquo;<B>Installment</B>&rdquo;)
shall begin on the Grant Date and end as described in the schedule set forth in the table immediately below; <I>provided</I> that the
Participant&rsquo;s Termination of Service has not occurred prior thereto:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Installment</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 50%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Restricted Period will end on:</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center">___% of Covered Shares</TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center">Date/Event/Other Condition</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Notwithstanding
the foregoing provisions of this <B>Section&nbsp;3</B>, the Restricted Period for all the Covered Shares shall cease immediately and such
Covered Shares shall become fully vested immediately upon the Participant&rsquo;s Termination of Service due to the Participant&rsquo;s
Disability or the Participant&rsquo;s death.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Upon
a Change in Control, the Award shall be treated in accordance with Section&nbsp;4.1 of the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;Except
as set forth in <B>Section&nbsp;3(b)</B>&nbsp;and <B>Section&nbsp;3(c)</B>&nbsp;above, if the Participant&rsquo;s Termination of Service
occurs prior to the expiration of one or more Restricted Periods, the Participant shall forfeit all rights, title and interest in and
to any Installment(s)&nbsp;still subject to a Restricted Period as of such Termination of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Delivery
of Shares</U>.</B> Delivery of Shares or other amounts under this Award Agreement and the Plan shall be subject to the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Compliance
with Applicable Laws. </I>Notwithstanding any other provision of this Award Agreement or the Plan, the Company shall have no obligation
to deliver any Shares or make any other distribution of benefits under this Award Agreement or the Plan unless such delivery or distribution
complies with all applicable laws and the applicable rules&nbsp;of any securities exchange or similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<I>Certificates
Not Required. </I>To the extent that this Award Agreement and the Plan provide for the issuance of Shares, such issuance may be effected
on a non-certificated basis, to the extent not prohibited by applicable law or the applicable rules&nbsp;of any securities exchange or
similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Withholding</U>.</B>
All deliveries of Covered Shares shall be subject to withholding of all applicable taxes. The Company shall have the right to require
the Participant (or if applicable, permitted assigns, heirs and Designated Beneficiaries) to remit to the Company an amount sufficient
to satisfy any tax requirements prior to the delivery date of any Shares in connection with the Award. As permitted by the Committee from
time to time, such withholding obligation may be satisfied at the election of the Participant (a)&nbsp;through cash payment by the Participant,
(b)&nbsp;through the surrender of Shares that the Participant already owns, (c)&nbsp;through the surrender of Shares to which the Participant
is otherwise entitled under the Plan or (d)&nbsp;through the withholding of any compensation or any other amounts payable to the Participant;
<I>provided</I>, <I>however</I>, that except as otherwise specifically provided by the Committee, such Shares under clause (c)&nbsp;may
not be used to satisfy more than the maximum individual statutory tax rate for each applicable tax jurisdiction, or such lesser amount
as established by the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Non-Transferability
of Award</U>.</B> The Award, or any portion thereof, is not transferable except as designated by the Participant by will or by the laws
of descent and distribution or pursuant to a domestic relations order. Except as provided in the immediately preceding sentence, the Award
shall not be assigned, transferred, pledged, hypothecated or otherwise disposed of by the Participant in any way whether by operation
of law or otherwise, and shall not be subject to execution, attachment or similar process. Any attempt at assignment, transfer, pledge,
hypothecation or other disposition of the Award contrary to the provisions hereof, or the levy of any attachment or similar process upon
the Award, shall be null and void and without effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Dividends</U>.</B>
The Participant shall be entitled to receive dividends and distributions paid on any Installment during the Restricted Period applicable
to such Installment (other than dividends and distributions that may be issued with respect to Shares by virtue of any corporate transaction,
to the extent adjustment is made pursuant to Section&nbsp;3.4 of the Plan); <I>provided, however</I>, that no dividends or distributions
shall be payable to or for the benefit of the Participant with respect to record dates for such dividends or distributions occurring before
the Grant Date or on or after the date, if any, on which the Participant has forfeited the respective Covered Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Voting
Rights</U>.</B> The Participant shall be entitled to vote the Covered Shares during the Restricted Period applicable to each Installment;
<I>provided, however</I>, that the Participant shall not be entitled to vote Covered Shares with respect to record dates occurring before
the Grant Date or on or after the date, if any, on which the Participant has forfeited those Covered Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Deposit
of Restricted Stock Award</U>.</B> All Shares issued with respect to Covered Shares shall be registered in the name of the Participant
and shall be retained by the Company, or an agent of the Company, until the end of the Restricted Period applicable to such Covered Shares.
Upon expiration of a Restricted Period with respect to any Covered Shares, such Shares shall be delivered to the Participant in accordance
with <B>Section&nbsp;4</B> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Heirs
and Successors</U>.</B>&nbsp;This Award Agreement shall be binding upon, and inure to the benefit of, the Company and its successors and
assigns, and upon any person acquiring all or substantially all of the Company&rsquo;s assets or business. If any rights of the Participant
or benefits distributable to the Participant under this Award Agreement have not been settled or distributed at the time of the Participant&rsquo;s
death, such rights shall be settled for and such benefits shall be distributed to the Designated Beneficiary in accordance with the provisions
of this Award Agreement and the Plan. The &ldquo;<B>Designated Beneficiary</B>&rdquo; shall be the beneficiary or beneficiaries designated
by the Participant in a writing filed with the Committee in such form as the Committee may require. The Participant&rsquo;s designation
of beneficiary may be amended or revoked from time to time by the Participant in accordance with any procedures established by the Committee.
If a Participant fails to designate a beneficiary, or if the Designated Beneficiary does not survive the Participant, any benefits that
would have been provided to the Participant shall be provided to the legal representative of the estate of the Participant. If a Participant
designates a beneficiary and the Designated Beneficiary survives the Participant but dies before the provision of the Designated Beneficiary&rsquo;s
benefits under this Award Agreement, then any benefits that would have been provided to the Designated Beneficiary shall be provided to
the legal representative of the estate of the Designated Beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Administration</U>.</B>&nbsp;The
authority to manage and control the operation and administration of this Award Agreement and the Plan shall be vested in the Committee,
and the Committee shall have all powers with respect to this Award Agreement as it has with respect to the Plan. Any interpretation of
this Award Agreement or the Plan by the Committee and any decision made by the Committee with respect to this Award Agreement or the Plan
shall be final and binding on all persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Plan
Governs</U>.</B> Notwithstanding any provision of this Award Agreement to the contrary, this Award Agreement shall be subject to the terms
of the Plan, a copy of which may be obtained by the Participant from the office of the secretary of the Company. This Award Agreement
shall be subject to all interpretations, amendments, rules&nbsp;and regulations promulgated by the Committee from time to time. Notwithstanding
any provision of this Award Agreement to the contrary, in the event of any discrepancy between the corporate records of the Company and
this Award Agreement, the corporate records of the Company shall control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Not
an Employment Contract</U>.</B> Neither the Award nor this Award Agreement shall confer on the Participant any rights with respect to
continuance of employment or other service with the Company or a Subsidiary, nor shall they interfere in any way with any right the Company
or a Subsidiary may otherwise have to terminate or modify the terms of the Participant&rsquo;s employment or other service at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;14.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Amendment</U>.</B>&nbsp;Without
limitation of <B>Section&nbsp;17</B> and <B>Section&nbsp;18</B> below, this Award Agreement may be amended in accordance with the provisions
of the Plan, and may otherwise be amended in writing by the Participant and the Company without the consent of any other person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;15.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Governing
Law</U>.</B> This Award Agreement, the Plan and all actions taken in connection herewith and therewith shall be governed by and construed
in accordance with the laws of the State of Delaware, without reference to principles of conflict of laws, except as superseded by applicable
federal law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;16.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Validity</U>.</B>
If any provision of this Award Agreement is determined to be illegal or invalid for any reason, said illegality or invalidity shall not
affect the remaining parts hereof, but this Award Agreement shall be construed and enforced as if such illegal or invalid provision had
never been included herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;17.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Section&nbsp;409A
Amendment</U>.</B> The Award is intended to be exempt from Code Section&nbsp;409A and this Award Agreement shall be administered and interpreted
in accordance with such intent. The Committee reserves the right (including the right to delegate such right) to unilaterally amend this
Award Agreement without the consent of the Participant in order to maintain an exclusion from the application of, or to maintain compliance
with, Code Section&nbsp;409A; and the Participant hereby acknowledges and consents to such rights of the Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;18.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Clawback</U>.</B>
The Award and any amount or benefit received under the Plan shall be subject to potential cancellation, recoupment, rescission, payback
or other action in accordance with the terms of any applicable Company or Subsidiary clawback policy (the &ldquo;<B>Policy</B>&rdquo;)
or any applicable law, as may be in effect from time to time. The Participant hereby acknowledges and consents to the Company&rsquo;s
or a Subsidiary&rsquo;s application, implementation and enforcement of (a)&nbsp;the Policy and any similar policy established by the Company
or a Subsidiary that may apply to the Participant together with all other similarly situated participants, whether adopted prior to or
following the date of this Award Agreement and (b)&nbsp;any provision of applicable law relating to cancellation, rescission, payback
or recoupment of compensation, and agrees that the Company or a Subsidiary may take such actions as may be necessary to effectuate the
Policy, any similar policy and applicable law, without further consideration or action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps"><B>In
witness whereof</B></FONT>, the Company has caused this Award Agreement to be executed in its name and on its behalf, and the Participant
acknowledges understanding and acceptance of, and agrees to, the terms of the Plan and this Award Agreement, all as of the Grant Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">QCR
    Holdings,&nbsp;Inc.</FONT></TD>
    </TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Print
    Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Participant</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: small-caps bold 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Print
    Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></FONT></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>4
<FILENAME>tm2414652d1_ex4-7.htm
<DESCRIPTION>EXHIBIT 4.7
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit&nbsp;4.7</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>QCR
Holdings,&nbsp;Inc.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>2024
Equity Incentive Plan</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B><U>Restricted
Stock Unit Award Agreement</U></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Participant specified
below is hereby granted a restricted stock unit award (the &ldquo;<B>Award</B>&rdquo;) by <FONT STYLE="font-variant: small-caps"><B>QCR
Holdings,&nbsp;Inc.</B></FONT><FONT STYLE="text-transform: uppercase">, </FONT>a Delaware corporation (the &ldquo;<B>Company</B>&rdquo;),
under the <FONT STYLE="font-variant: small-caps"><B>QCR Holdings,&nbsp;Inc.</B></FONT><B> <FONT STYLE="text-transform: uppercase">2024
</FONT><FONT STYLE="font-variant: small-caps">Equity Incentive Plan</FONT></B> (the &ldquo;<B>Plan</B>&rdquo;). The Award shall be subject
to the terms of the Plan and the terms set forth in this Restricted Stock Unit Award Agreement (&ldquo;<B>Award Agreement</B>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Award</U>.</B>
The Company hereby grants to the Participant the Award of restricted stock units (each such unit, an &ldquo;<B>RSU</B>&rdquo;), where
each RSU represents the right of the Participant to receive one Share in the future once the Restricted Period ends, subject to the terms
of this Award Agreement and the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Terms
of Restricted Stock Unit Award</U>.</B> The following words and phrases relating to the Award shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-indent: 0.95in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
 &ldquo;<B>Participant</B>&rdquo; is <B>______________________________</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
 &ldquo;<B>Grant Date</B>&rdquo; is <B>______________________________</B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
number of &ldquo;<B>RSUs</B>&rdquo; is <B>______________________</B> Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except for words and phrases
otherwise defined in this Award Agreement, any capitalized word or phrase in this Award Agreement shall have the meaning ascribed to it
in the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;3.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Restricted
Period</U>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
 &ldquo;<B>Restricted Period</B>&rdquo; for each installment of RSUs set forth in the table immediately below (each, an &ldquo;<B>Installment</B>&rdquo;)
shall begin on the Grant Date and end as described in the schedule set forth in the table immediately below; <I>provided</I> that the
Participant&rsquo;s Termination of Service has not occurred prior thereto:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Installment</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 50%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center"><FONT STYLE="font-variant: small-caps"><B>Restricted Period will end on:</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center">__% of RSUs</TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; padding-right: 5pt; padding-left: 5pt; font-size: 10pt; text-align: center">Date/Event/Other Condition</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Notwithstanding
the foregoing provisions of this <B>Section&nbsp;3</B>, the Restricted Period for all the RSUs shall cease immediately and such RSUs shall
become fully vested immediately upon the Participant&rsquo;s Termination of Service due to the Participant&rsquo;s Disability or the Participant&rsquo;s
death.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Upon
a Change in Control, the Award shall be treated in accordance with Section&nbsp;4.1 of the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Except
as set forth in <B>Section&nbsp;3(b)</B>&nbsp;and <B>Section&nbsp;3(c)</B>&nbsp;above, if the Participant&rsquo;s Termination of Service
occurs prior to the expiration of one or more Restricted Periods, the Participant shall forfeit all right, title and interest in and to
any Installment(s)&nbsp;still subject to a Restricted Period as of such Termination of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Settlement
of RSUs</U>.</B> Delivery of Shares or other amounts under this Award Agreement and the Plan shall be subject to the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Delivery
of Shares</I>. The Company shall deliver to the Participant one Share free and clear of any restrictions in settlement of each of the
vested and unrestricted RSUs within 30 days following the end of the respective Restricted Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Compliance
with Applicable Laws. </I>Notwithstanding any other term of this Award Agreement or the Plan, the Company shall have no obligation to
deliver any Shares or make any other distribution of benefits under this Award Agreement or the Plan unless such delivery or distribution
complies with all applicable laws and the applicable rules&nbsp;of any securities exchange or similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.95in; text-align: justify">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Certificates
Not Required. </I>To the extent that this Award Agreement and the Plan provide for the issuance of Shares, such issuance may be effected
on a non-certificated basis, to the extent not prohibited by applicable law or the applicable rules&nbsp;of any securities exchange or
similar entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Withholding</U>.</B>
All deliveries of Shares pursuant to the Award shall be subject to withholding of all applicable taxes. The Company shall have the right
to require the Participant (or if applicable, permitted assigns, heirs and Designated Beneficiaries) to remit to the Company an amount
sufficient to satisfy any tax requirements prior to the delivery date of any Shares in connection with the Award. As permitted by the
Committee from time to time, such withholding obligation may be satisfied at the election of the Participant (a)&nbsp;through cash payment
by the Participant, (b)&nbsp;through the surrender of Shares that the Participant already owns, (c)&nbsp;through the surrender of Shares
to which the Participant is otherwise entitled under the Plan or (d)&nbsp;through the withholding of any compensation or any other amounts
payable to the Participant; <I>provided</I>, <I>however</I>, that except as otherwise specifically provided by the Committee, such Shares
under clause (c)&nbsp;may not be used to satisfy more than maximum individual statutory tax rate for each applicable tax jurisdiction,
or such lesser amount as may be established by the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Non-Transferability
of Award</U>.</B> The Award, or any portion thereof, is not transferable except as designated by the Participant by will or by the laws
of descent and distribution or pursuant to a domestic relations order. Except as provided in the immediately preceding sentence, the Award
shall not be assigned, transferred, pledged, hypothecated or otherwise disposed of by the Participant in any way whether by operation
of law or otherwise, and shall not be subject to execution, attachment or similar process. Any attempt at assignment, transfer, pledge,
hypothecation or other disposition of the Award contrary to the provisions hereof, or the levy of any attachment or similar process upon
the Award, shall be null and void and without effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;7.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Dividend
Equivalents</U>.</B> The Participant shall be entitled to receive a payment of additional RSUs equal in value to any dividends and distributions
paid with respect to the RSUs (other than dividends and distributions that may be issued with respect to Shares by virtue of any corporate
transaction, to the extent adjustment is made pursuant to Section&nbsp;3.4 of the Plan) during the Restricted Period (&ldquo;<B>Dividend
Equivalents</B>&rdquo;); <I>provided</I>, <I>however</I>, that no Dividend Equivalents shall be payable to or for the benefit of the Participant
with respect to record dates for such dividends or distributions occurring before the Grant Date or on or after the date, if any, on which
the Participant has forfeited the RSUs. Dividend Equivalents shall be credited at the time the respective dividends or distributions are
paid and shall be subject to the same restrictions applicable to the underlying RSUs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;8.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>No
Rights as Shareholder</U>.</B> The Participant shall not have any rights of a Shareholder with respect to the RSUs, including but not
limited to, voting rights, prior to the settlement of the RSUs pursuant to <B>Section&nbsp;4(a)</B>&nbsp;above and issuance of Shares
as provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Heirs
and Successors</U>.</B> This Award Agreement shall be binding upon, and inure to the benefit of, the Company and its successors and assigns,
and upon any person acquiring all or substantially all of the Company&rsquo;s assets or business. If any rights of the Participant or
benefits distributable to the Participant under this Award Agreement have not been settled or distributed at the time of the Participant&rsquo;s
death, such rights shall be settled for and such benefits shall be distributed to the Designated Beneficiary in accordance with the provisions
of this Award Agreement and the Plan. The &ldquo;<B>Designated Beneficiary</B>&rdquo; shall be the beneficiary or beneficiaries designated
by the Participant in a writing filed with the Committee in such form as the Committee may require. The Participant&rsquo;s designation
of beneficiary may be amended or revoked from time to time by the Participant in accordance with any procedures established by the Committee.
If a Participant fails to designate a beneficiary, or if the Designated Beneficiary does not survive the Participant, any benefits that
would have been provided to the Participant shall be provided to the legal representative of the estate of the Participant. If a Participant
designates a beneficiary and the Designated Beneficiary survives the Participant but dies before the provision of the Designated Beneficiary&rsquo;s
benefits under this Award Agreement, then any benefits that would have been provided to the Designated Beneficiary shall be provided to
the legal representative of the estate of the Designated Beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Administration</U>.</B>
The authority to manage and control the operation and administration of this Award Agreement and the Plan shall be vested in the Committee,
and the Committee shall have all powers with respect to this Award Agreement as it has with respect to the Plan. Any interpretation of
this Award Agreement or the Plan by the Committee and any decision made by the Committee with respect to this Award Agreement or the Plan
shall be final and binding on all persons.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Plan
Governs</U>.</B> Notwithstanding any provision of this Award Agreement to the contrary, this Award Agreement shall be subject to the terms
of the Plan, a copy of which may be obtained by the Participant from the office of the Corporate Secretary of the Company. This Award
Agreement shall be subject to all interpretations, amendments, rules&nbsp;and regulations promulgated by the Committee from time to time.
Notwithstanding any provision of this Award Agreement to the contrary, in the event of any discrepancy between the corporate records of
the Company and this Award Agreement, the corporate records of the Company shall control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;12.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Not
an Employment Contract</U>.</B> Neither the Award nor this Award Agreement shall confer on the Participant any rights with respect to
continuance of employment or other service with the Company or a Subsidiary, nor shall they interfere in any way with any right the Company
or a Subsidiary may otherwise have to terminate or modify the terms of the Participant&rsquo;s employment or other service at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;13.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Amendment</U>.
</B>Without limitation of <B>Section&nbsp;16</B> and <B>Section&nbsp;17</B> below, this Award Agreement may be amended in accordance
with the provisions of the Plan, and may otherwise be amended in writing by the Participant and the Company without the consent of any
other person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;14.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Governing
Law</U>.</B> This Award Agreement, the Plan and all actions taken in connection herewith and therewith shall be governed by and construed
in accordance with the laws of the State of Delaware, without reference to principles of conflict of laws, except as superseded by applicable
federal law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;15.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Validity</U>.
</B>If any provision of this Award Agreement is determined to be illegal or invalid for any reason, said illegality or invalidity shall
not affect the remaining parts hereof, but this Award Agreement shall be construed and enforced as if such illegal or invalid provision
had never been included herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;16.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Section&nbsp;409A
Amendment</U>.</B> The Award is intended to be exempt from Code Section&nbsp;409A and this Award Agreement shall be administered and
interpreted in accordance with such intent. The Committee reserves the right (including the right to delegate such right) to unilaterally
amend this Award Agreement without the consent of the Participant in order to maintain an exclusion from the application of, or to maintain
compliance with, Code Section&nbsp;409A; and the Participant hereby acknowledges and consents to such rights of the Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>Section&nbsp;17.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Clawback</U>.
</B>The Award and any amount or benefit received under the Plan shall be subject to potential cancellation, recoupment, rescission, payback
or other action in accordance with the terms of any applicable Company or Subsidiary clawback policy (the &ldquo;<B>Policy</B>&rdquo;)
or any applicable law, as may be in effect from time to time. The Participant hereby acknowledges and consents to the Company&rsquo;s
or a Subsidiary&rsquo;s application, implementation and enforcement of (a)&nbsp;the Policy and any similar policy established by the
Company or a Subsidiary that may apply to the Participant together with all other similarly situated participants, whether adopted prior
to or following the date of this Award Agreement and (b)&nbsp;any provision of applicable law relating to cancellation, rescission, payback
or recoupment of compensation, and agrees that the Company or a Subsidiary may take such actions as may be necessary to effectuate the
Policy, any similar policy and applicable law, without further consideration or action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;*</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-variant: small-caps"><B>In
witness whereof</B></FONT>, the Company has caused this Award Agreement to be executed in its name and on its behalf, and the Participant
acknowledges understanding and acceptance of, and agrees to, the terms of the Plan and this Award Agreement, all as of the Grant Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">QCR
    Holdings,&nbsp;Inc.</FONT></TD>
    </TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: small-caps 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">B<FONT STYLE="text-transform: lowercase">y</FONT>:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: small-caps 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Print
    Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Participant</FONT></TD>
    <TD STYLE="font: small-caps bold 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: small-caps bold 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Print
    Name:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 40%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;&#8239;</FONT></P>

<!-- Field: Page; Sequence: 5; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>5
<FILENAME>tm2414652d1_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit
5.1</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;<IMG SRC="tm2414652d1_ex5-1img001.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">May&nbsp;17, 2024</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">QCR Holdings,&nbsp;Inc.&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">3551 Seventh Street&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Moline,&nbsp;Illinois 61265</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">Re:</TD><TD STYLE="text-align: justify"><U>Registration Statement on Form&nbsp;S-8 of QCR Holdings,&nbsp;Inc.</U></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We have acted as special counsel
to QCR Holdings,&nbsp;Inc., a Delaware corporation (the&nbsp;&ldquo;<I>Company</I>&rdquo;), in connection with the registration under
the Securities Act of 1933, as amended (the &ldquo;<I>Act</I>&rdquo;), of 600,000 shares (the &ldquo;<I>Shares</I>&rdquo;) of common stock,
$1.00 par value per share, of the Company (the &ldquo;<I>Common Stock</I>&rdquo;), authorized for issuance pursuant to the QCR Holdings,&nbsp;Inc.
2024 Equity Incentive Plan (the&nbsp;&ldquo;<I>Plan</I>&rdquo;), as set forth in the Registration Statement on Form&nbsp;S-8 being filed
with the Securities and Exchange Commission (the &ldquo;<I>Commission</I>&rdquo;) on May&nbsp;17, 2024 (together with all exhibits thereto,
the&nbsp;&ldquo;<I>Registration Statement</I>&rdquo;). This opinion is being furnished in accordance with the requirements of Item&nbsp;601(b)(5)&nbsp;of
Regulation S-K under the Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For the purposes of providing
the opinion contained herein, we have examined and relied upon the originals, or copies certified or otherwise identified to our satisfaction,
of such documents, corporate records, certificates of public officials and other instruments as we have deemed necessary. As to questions
of fact material to this opinion letter, we have relied, with your approval, upon oral and written representations of officers and representatives
of the Company and certificates or comparable documents of public officials and of officers and representatives of the Company. In our
examination, we have assumed, without verification, the genuineness of all signatures, the proper execution of all documents submitted
to us as originals, the conformity with the originals of all documents submitted to us as copies, the authenticity of the originals of
such documents and the legal competence of all signatories to such documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The opinions set forth herein
are subject to the following assumptions, qualifications, limitations and exceptions being true and correct at or before the time of the
delivery of any Shares issued pursuant to the Plan: (a)&nbsp;either certificates representing the Shares shall have been duly executed,
countersigned and registered and duly delivered to the person entitled thereto against receipt of the agreed consideration therefor (in
an amount not less than the par value thereof), or if any Share is to be issued in uncertificated form, the Company&rsquo;s books shall
reflect the issuance of such Share to the person entitled thereto against receipt of the agreed consideration therefor (in an amount not
less than the par value thereof), all in accordance with the Plan; (b)<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT>the
Registration Statement, and any amendments thereto (including post-effective amendments), shall have become effective under the Act, and
such effectiveness shall not have been terminated or rescinded; (c)&nbsp;the Shares shall have been issued in accordance with the Plan;
and (d)&nbsp;the Company&rsquo;s board of directors, or a duly authorized committee thereof, shall have duly authorized the issuance and
sale of such Shares as contemplated by the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">QCR Holdings,&nbsp;Inc.&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">May&nbsp;17, 2024&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Page&nbsp;2</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Based upon the foregoing,
and subject to the qualifications, assumptions and limitations set forth herein, it is our opinion that the Shares, when issued, will
be validly issued, and subject to the restrictions imposed by the Plan, fully paid and nonassessable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This opinion letter is limited
to the laws of the State of Delaware, and we do not express any opinion as to the effect of the laws of any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We express no opinion with
respect to any specific legal issues other than those explicitly addressed herein. We assume no obligation to update this opinion letter
after the date that the Registration Statement initially becomes effective or otherwise advise you with respect to any facts or circumstances
or changes in law that may occur or come to our attention after such date (even though the change may affect the legal conclusions stated
in this opinion letter).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We hereby consent to the inclusion
of this opinion as an exhibit to the Registration Statement. In giving this consent, we do not admit that we are within the category of
persons whose consent is required under Section&nbsp;7 of the Act or the rules&nbsp;and regulations of the Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Very
    truly yours,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    Barack Ferrazzano Kirschbaum&nbsp;&amp; Nagelberg LLP</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>6
<FILENAME>tm2414652d1_ex23-2.htm
<DESCRIPTION>EXHIBIT 23.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit&nbsp;23.2</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Consent of Independent Registered Public Accounting
Firm</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We consent to the incorporation by reference in this Registration Statement
on Form&nbsp;S-8 of QCR Holdings,&nbsp;Inc. of our reports dated February&nbsp;29, 2024, relating to the consolidated financial statements
and the effectiveness of internal control over financial reporting of QCR Holdings,&nbsp;Inc., appearing in the Annual Report on Form&nbsp;10-K
of QCR Holdings,&nbsp;Inc., for the year ended December&nbsp;31, 2023.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">/s/ RSM US LLP</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Davenport,&nbsp;Iowa&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">May&nbsp;17, 2024</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1; Options: NewSection Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></FONT></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>7
<FILENAME>tm2414652d1_ex-filingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit&nbsp;107</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>Calculation of
Filing Fee Tables</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>Form&nbsp;S-8</B></FONT><FONT STYLE="font-size: 10pt"><BR>
(Form&nbsp;Type)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>QCR Holdings,&nbsp;Inc.</B></FONT><FONT STYLE="font-size: 10pt"><BR>
(Exact Name of Registrant as Specified in its Charter)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>Table
1: Newly Registered Securities</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Security&nbsp;Type</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Security<BR> Class<BR> Title</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fee<BR> Calculation<BR> Rule</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Amount<BR> Registered<SUP>(1)</SUP></B></FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Proposed<BR> Maximum<BR> Offering Price<BR> Per Unit<SUP>(2)</SUP></B></FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Maximum<BR> Aggregate<BR> Offering Price<SUP>(2)</SUP></B></FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fee&nbsp;Rate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Amount of<BR> Registration<BR> Fee</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="vertical-align: top; width: 12%; font-size: 10pt; text-align: center">Equity</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 12%; font-size: 10pt; text-align: center">Common <BR> Stock, par<BR> value $1.00 per<BR> share</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 12%; font-size: 10pt; text-align: center"><FONT STYLE="font-size: 10pt">Other<B><SUP>(2)</SUP></B></FONT></TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">600,000</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">58.83</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">35,298,000</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">0.00014760</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">5,209.98</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD COLSPAN="4" STYLE="font-size: 10pt; font-weight: bold; text-align: justify; padding-bottom: 1pt">Total Offering Amounts</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,209.98</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">Total Fee Offsets</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">0.00</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 2.5pt">Net Fee Due</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">5,209.98</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(1) &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;This Registration Statement on Form&nbsp;S-8 covers: (i)&nbsp;600,000 shares of common stock, par value $1.00 per share, of QCR Holdings,&nbsp;Inc. (the&nbsp;&ldquo;Registrant&rdquo;) issuable pursuant to the QCR Holdings,&nbsp;Inc. 2024 Equity Incentive Plan (the &ldquo;Plan&rdquo;); and (ii)&nbsp;pursuant to Rule&nbsp;416(a)&nbsp;under the Securities Act of 1933, as amended (the&nbsp;&ldquo;Securities Act&rdquo;), any additional shares that become issuable under the Plan by reason of any future stock dividend, stock split or other similar transaction.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(2) &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Estimated solely for purposes of calculating the registration fee in accordance with Rule&nbsp;457(c)&nbsp;and Rule&nbsp;457(h)&nbsp;of the Securities Act on the basis of the average of the high and low sale prices of the Registrant&rsquo;s common stock as reported on the Nasdaq Global Market on May&nbsp;14, 2024, which date is within five business days prior to the filing of this Registration Statement.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>tm2414652d1_ex5-1img001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tm2414652d1_ex5-1img001.jpg
M_]C_X  02D9)1@ ! 0$ R #(  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !* =(# 2(  A$! Q$!_\0
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M,(*2S1NN^1& $8\H>6&1XY$Y#M'*=Q@9W;R7+%:_&?\ X*,?M:?ML_LB>/\
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M':@=ML3N,$N%";5+2N2C QPB21!M:155T9AKE% )63D,V-H)VH5#MC/1 P)
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MYEC<3DF'^I8JK7Q%3.Z-"GB)X"GA/JCQ$J\*%6G6G!<Z=*<)4YS?-".4>+L
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M(D+9*^7M+;P5PP(^7# $AE=4CFG\HX"R.VUBJ1J'9V5'<*.<(7V,B-*8XC(
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M>,\,O)SN()QGAOE)X8 , 3G:PR <@0^<JS&/!/[O<Q*\ '=C//(^4\#)YP0
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M /\ )_\ \&^/[1?P)^ ]U^U4OQI^+?@'X5_\)K:_L^R>%)_'?BC2?#%MKO\
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MQ85ELKWQV;9_.A,=U_0?8%/(V+"SE&B)$VY9%*E\+(K;6RJL)4W*K20R1N5
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M/"U]J^JWQD%S/Y)A2VM[?2[*WL[&RM;6W[,BRS%^'V2_ZV?V1F^*XYXLHXK
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M*2LF'0EUG",2KHS#!''RK@,.I;D$"OE9O%G[=3!O^,?_ -E$;>H/[8_QCQ^
M7]AH<#G//XTL?BK]NQ6*#]G[]D_.-Q8?MB_&41X..3G]AQFW<=<@8P,9ZX2R
M2O7E.,JW#BA:U:-3BK!^VESWM-MJ[CHW)^T<K-7*CG]"DJ;6!XKE)SO2G#AG
M$.@G"_[J*C42C)_#%<D?A:4EU]0O?@)\'=4N=6NM7^$WPHUF;7;V:^UB?5/
M?A.^N-7GE>1C/K%Q>Z9=SZI=.65I9[N21"T<?EP1X<R9,O[,?[.! !^ 7P2D
M$63;0R_"[P$\5J2@C#6J2:"T4(\J*%0D<2*K(V=X8YXAO%/[=;8+? ']D\==
MH'[9'QD4''J#^PR<Y]R/2D7Q3^W=)NS^S]^R<N#LR?VQ/C('(&#D,?V''!!)
M_NCD'CUZOJF8T_JJAF^54(8&,E@U1XJHU9<EDI0HP4THPDDN=QE%I6:O<RCF
M."A+%U%E'$KJY@TL347"TG*$K6BZCYE+2RMS^UV[W9[C??#_ ,&ZSX:;P5JO
M@_PK>^"3;V-HW@N]T72[OPD]I8W<=W% _ARYMIM%:"WF@M;NSMDT^)+>]MHY
M0^=ABRG^#'P?D73V'PL^&[?V)<6EYHJCP7X:3^QKNP&VSNM()TYUTZ:U39Y'
MV-(3 5#(V<$>2'Q1^W9@K_PS[^R<0>N[]L7XQL?P*_L,J/Y\_3%5_P#A+/VZ
M86:/_AGW]E$  .<?MB_&,$[A(>#_ ,,-XQB \%"02O)R<1'!8]+%J.=9?5AC
M>:OC,-4XDH4*,X4XMU8U7SI5)SYE)*HJCG+F=W*[>D\UPSIX>G7ROB6KB<(_
M9X'%OA:I-T'.,VITY2J2E#DA3DVZ:I)1C:ST3^A/$?@WPQXNTQM'\7:#HWBK
M2[AT<Z=XFTVR\2:9YB.LBO/IFK)<V4DB/$BP/'%!+:)-<&RDMFE?S,G_ (53
M\.SX0?X=CP!X"_X5\YB63P /#6B)X&G']IG5[B2?PHUE-H4K/J>-813IXD_M
M>);N6X>:1IE\1/C']NLR"-?V?OV3CMR?G_;"^,C#B982 4_8>CP=S CY>%!)
MR>"#QG^W259Q^S]^R@,!2Q/[8OQCS\V  O\ Q@YP!GH3QSR>*4,FQT*=.B\?
MD$\+-QQ.#PD>+,-RX244GS\G/RPE.34N:*C)Z.5]+9O/*$ZSY,JXFABXN6&Q
M>)7"=52Q\FH0G#VGM.:KR\T%[S48J22NMO:#\%OA"_\ 98D^%GPR?^Q)[.[T
M<GP-X74Z3>6";+*[THG3FCTZ:T146V>TCB> HIC=2!C?\1^#/#'C&Q?2/%N@
M:)XKTYI8[C^S_%&G:?XATHR1R)*DLFFZM;WEC),IB6..00QRVT5Q<_89;1YI
M#)\]'Q?^W4@+?\,__LH?+MSC]L;XR?Q=,?\ &#GYY_6I!XK_ &['W ?L_?LF
MX5MI(_;$^,H;< #D,/V',8P0,%<\5;R[-:LH8FIF613Q.&=Z%:7%V'E*$8K6
ME"<I.493345RVVMM>Y_:V 4'1CD?$BPN)=2G4H+A*?).M%:U914U#]S*\Y.4
M7R\UU=[>V'X5?#MO"(\!-X$\#Q>!XY6F3P/'X9T$>"1*U^=3=QX52P32 7U$
MMJ+-Y#,]_//=2M+,YE:OX;^#_P ,O".J3:]X7^'O@+PSKLEFFGR:UX>\,>'M
M'UB:TMX8K>WCEU.PTZVG\I8(43[.$,* !4&P%6\>'BG]NT?=_9^_9./^_P#M
MB_&1SQZ'_AAI?ZTH\4_MW8_Y-^_9- [X_;%^,@S^?[#A[>W^%9QRO&\N(OC,
MBA1QLXU<91?%V'O6K4FW3G4@I6F[RDTYQ?*W>+3=P>:THSP__"9Q-*>#A.EA
M:JX6J-4J=6,8RC"2J+E5H135/DBU'WHRL>]^)? G@[QO8Q:9XU\*^&/&>F6]
MRE[%IGB_2=(\2:<EU'"T*SQV.J65Q:Q3A&*BX6!I=OR#Y515Q/#_ ,)_AUX1
MURZU_P '^ ? ?@_6KZQ&FW>M>&_"VBZ+JUS81RV7E6,M_IMM97<NGO!IM@)]
M/>9[-Y[*PE2%&L@9?'?^$H_;M'3]G_\ 91_']L?XR$9_X#^PTO\ /_ZR?\)3
M^W9_%^S[^R;NQ@8_;$^,H4@_[)_8<+9Z\A@,< =:JEEN,CAZN#HYEDV%P5>+
MA5P]+BBA4<IOX*KH<RIM4Y>^Y2C+E]UE3S:A'$4L56RSB:IBZ+<H8S_56HY*
ME;]YAXU/:.HE7C:+C&4>;ELVCT.^_9W^ VKSW5YJ_P $_@_J]_>:A?:I>7^J
M_#?P=>WEQ?ZE>W&HWM[-/?:1=-/>WM[<SWE_<R$27M]<75]*!/<REM"Z^!?P
M3O[.+2M0^#WPLO=+A"F"PN_ /A&ZL("N<)%;MIL4$*+@,L:1X!)(&37E@\2?
MMUDAC^S]^R8#_L_MB_&5<\YY!_8;;C\J=_PE/[=2C:W[/G[)39Z;OVP_C$P[
M<X;]ADG.0>0P!X&.#G5T,XH4\-2Q'%6'KPPE2%.A.?$M%J,9WBHPMB)QC%))
M/V<:=[)VT%]?RNI+%5J/#N>.6-A*>(I8CA.5.G5J4XKEE4<6Y.HFVX<TIMMR
MU3U/9?#7PK^&7@2:^G\ _#GP)X)N-6MX[;5KOPCX/\+:'+J$-MYC627LFG:7
M ]Y%:O-.\,%Q(T<+3S,NXN<\I<_LX_L[W-P\US\ /@U<W$DTEV;M_AGX&ED%
MQ<SO/=7)>71) +J:X>2ZE9_->6:0O*Y9MPX9/%G[=/"C]GK]DL8XRO[8?Q@5
M3GU'_#"[$^_/;Z4G_"5_MUY('[/?[) 4Y) _;!^,.,\ G_DQKN ,\#^E4L/G
M4*N(G1XCPU"I5E3YJL>):$95:4+\U/G5>,IQ<7:TY2MKRK5IYRQ>4U:.&C4X
M2Q=>%)2?)_JK.:HU/L3<9)*+B[OFNY+>.NIZAJGP$^!FKP1P:K\'OA/JRP\Q
MC4OA[X)O&4M$D!<13:/+;)*D,4*(Y@D0I%'$8@J@C8\)?"OX<>!XM1@\$>!?
M!_@J'5O).KQ>%_#/AGPY'K)BA%NS:K;:3I-M:W[26^+9I)( 3;)';JD:Q MX
MI_PEG[<ZD#_AGC]DG/8C]L#XOXS_ .(,?SI?^$M_;K+$#]GW]D]2/[O[8OQB
M1.^,@?L-#+>_<8XK'$8/'UH>SK9OE]:@IPE.EB.)L/"C*M%WI5I/VL[3IS;E
M!N-[R>JW-:688:C)5%D&:8>LXS4*^&X8K2K*@TO:44Y25H5(<L9Q3LU&*M*U
MCU"R_9_^!>F3Z==:3\&OA/I=YHM\^JZ+>:=X \)6%QIFJRSPW,FHV4]II,,]
MM>R36MG++=Q3B:22WB=B#&N?0]2T#3=<T_4=%UNUM=8TC5;6XL=4TW4S%>Z?
MJ5I=Q&*YM[ZSG1X)H74E!$P*B(!,XP!\U#Q=^W9N(_X9^_9.&>,C]L7XR _G
M_P ,.GTYX]Z>/%?[=AX'[/\ ^R=R>K?MC?&,G\&_X8:! ]!USGDYK.OD^*<Z
M4\7C<@Q%2+C["K+BS#S=)JSBHR<IN+5D]+)6TMH.GG=!TY_5,LXFH4G+EK4X
M\*U8*K>_/>*G!2OK=M2O>[N>I6GP'^"VG7&DW>E_"+X4:;>Z'>QZAI%Y9?#[
MPK9W.DWL=S'=_;=)N;;38;C3M16X$EQ;ZE;3I<6]P[3*'9FK5USX3_#KQ7K5
MMXE\5^ O WBGQ-9Z=/HMOXD\1^&O#^LZ[:Z/*MXO]EVFIZKIU]>0:<8]1U))
M-/BFBLG;5]7G6"-[ZX23QG_A)_V[>?\ C'[]DT8[_P##8_QE_K^PX>ON,>M,
M/B[]NP9_XQ__ &3A@ G;^V)\8QG)('_-C?7C\A6M;!8V>(HSQ699'5Q#4J&'
MJRXOH2G&-1.]&,VW93C!^[S15H6Z6<QS/"V=/#Y/Q+1HR:G4I1X4DE.HOAJ-
M*7*VFV[N+>NZ>K^A?"?@CPAX!TEM"\$>&/#7@S13=SWHT?P?I.D>&=)%U<+%
M'+<C3M(MK2V-U+%! D]R8VEF\I S;$C2.GXX\ ^"_B5H-YX0^(7A/PUX\\):
MFD0U/PWXUT/0_%WAW41!<PW$*7^BZ_:WFG78B>(F'S8,0/*TR[Y1$8O!&\8_
MMV(&)_9__90.P D#]L7XQY.<=/\ C!OMGGZ&FMXH_;KD((^ /[*:# !"?MC_
M !B7_:Y!_8://(SP>E<_]D8F$Z6)PN.R"CBO:R=/$1XLRZ$Y>R;]O&,\13J0
M3MH_=C-V_=U$TVZGFU&I1G2KY3Q+B,+-2HRH3X5QDX<UDDW"CBJ4O<O=M:*]
MVI7L?1GAWPOX?\)>']!\)>&=&TKP[X9\,Z5I^B:!H&AI::?HVC:/IMK#966C
MZ?IUN8K6UT_3[.W@M;&*WCACBM8XH$MXXX55L[QS\/?!7Q,TFX\-?$#PGX1\
M=>%;R%(KSPYXQT'2_$^@W #29:?1M9AO]-EG$;F.*=X2R$Y=9E2)$\#'B;]N
ML?\ - ?V43[G]L7XP%N<YPW_  PUQV['\.E2)XF_;K52H_9__91?))W2_MC?
M&%W!( PK)^PP@"CJ%(."2<D$ 6LGQE'$/%_VED5/$XBI&O/%T>*,IQ->E6IW
M<)6PU##UE-MNU7VK4'>4XSYDAPSNG.A##/*.)Z6&PT'1A1I\+YG2]I2DN64.
M7%8VO1J4G%)5(>S4I1LH..M]+P-^Q=^R3\,M9M_$WP__ &;/@3X2\2Z?YPTC
M7?#WPU\(:3JVCQ32N[0:-J<&F/>Z/'*K!;O^S9;9;H@EXQ$(H(?I2T0VT;HT
MBJ6E9P/-5P%(55 W2+M5%4(% (&W=G+$#Y77Q'^W6K;O^% ?LI'_ &3^V/\
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M$WWQ*5\M(P9)6C4$CY-\<_MK?L^?#[XQ0? +Q5K/Q A^+E[H.H>)M)\&:/\
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M.AE<Z]2CA\9B,TIXQUG0KX7#5O94W2I5JU-5L9AX*JJ4;1J*2C+EJ.G6$S_
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M_E/^U]^R#XP^-WQ!^./[0/[/=SIWA/\ :\_9O^*?@_QG\&?$L=I'!>^*]/\
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M%EEXH\5^*].TK4O#<%MIOAX>'K"/Q?+IEMIEFMK:O;Z=I[W,4EE+>:3/^@C
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1=I3;DELFV^KN^BBBL3T#_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
