XML 55 R44.htm IDEA: XBRL DOCUMENT v3.25.1
Note 3 - LOANS/LEASES RECEIVABLE - Composition Of Allowance For Credit Losses (Details) - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Dec. 31, 2023
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses $ 103,591 $ 103,804    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 6,719,576 6,680,600    
Gross loans/leases receivable 6,823,167 6,784,404    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 16,418 13,923    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 73,936 75,918    
Allowance for Credit Losses, Total 90,354 89,841 $ 84,470 $ 87,200
C&I        
Gross loans/leases receivable 1,832,598 1,902,923    
C&I | Commercial And Industrial Revolving Other Including Lease        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 47,913 41,544    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,799,458 1,878,455    
Gross loans/leases receivable 1,847,371 1,919,999    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 12,131 9,534    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 23,666 28,324    
Allowance for Credit Losses, Total 35,797 37,858    
C&I | C&I - revolving        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 6,647 3,404    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 381,832 384,587    
Gross loans/leases receivable 388,479 387,991    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 158 97    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 3,794 3,759    
Allowance for Credit Losses, Total 3,952 3,856 4,440 4,224
C&I | C&I - other including lease        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 41,266 38,140    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,417,626 1,493,868    
Gross loans/leases receivable 1,458,892 1,532,008    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 11,973 9,437    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 19,872 24,565    
Allowance for Credit Losses, Total 31,845 34,002 26,615 27,460
CRE | Owner occupied - CRE        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 30,190 26,822    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 569,298 579,171    
Gross loans/leases receivable 599,488 605,993    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 2,054 2,136    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 5,087 5,011    
Allowance for Credit Losses, Total 7,141 7,147 8,416 8,223
CRE | CRE - non-owner occupied        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 16,950 18,163    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,023,331 1,059,689    
Gross loans/leases receivable 1,040,281 1,077,852    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 558 542    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 10,503 10,595    
Allowance for Credit Losses, Total 11,061 11,137 12,607 11,581
Construction and land development        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 5,047 13,346    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,414,161 1,300,197    
Gross loans/leases receivable 1,419,208 1,313,543    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 1,353 1,343    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 15,407 13,756    
Allowance for Credit Losses, Total 16,760 15,099 12,737 16,856
Multi-family        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 20 23    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,178,279 1,132,087    
Gross loans/leases receivable 1,178,299 1,132,110    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 2 2    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 12,966 12,171    
Allowance for Credit Losses, Total 12,968 12,173 12,928 12,463
1-4 family real estate        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 3,027 3,463    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 589,100 584,716    
Gross loans/leases receivable 592,127 588,179    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 277 321    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 4,818 4,613    
Allowance for Credit Losses, Total 5,095 4,934 5,289 4,917
Consumer        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 444 443    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 145,949 146,285    
Gross loans/leases receivable 146,393 146,728    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 43 45    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 1,489 1,448    
Allowance for Credit Losses, Total 1,532 1,493 1,438 1,476
Direct financing leases        
Gross loans/leases receivable 14,773 17,076    
Allowance for Credit Losses, Total 485 580    
Direct financing leases | C&I - other including lease        
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 205 259    
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 14,600 16,800    
Allowance for Credit Losses, Individually Evaluated for Credit Losses 70 93    
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 415 487    
Allowance for Credit Losses, Total $ 485 $ 580 $ 884 $ 992