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Note 6 - INCOME TAXES - Reconciliation of the Expected Federal Income Tax Expense (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INCOME TAXES    
Computed "expected" tax expense $ 5,482 $ 5,859
Tax exempt income, net (4,390) (3,775)
Bank-owned life insurance (110) (182)
State income taxes, net of federal benefit, current year 448 1,014
Tax credits (457) (86)
Income from tax credit equity investments (428) (596)
Excess tax benefit on stock options exercised and restricted stock awards vested (490) (470)
Other 253 (592)
Federal and state income tax expense $ 308 $ 1,172
Computed "expected" tax expense (in percentage) 21.00% 21.00%
Tax exempt income, net (in percentage) (16.80%) (13.50%)
Bank-owned life insurance (in percentage) (0.40%) (0.70%)
State income taxes, net of federal benefit, current year (in percentage) 1.70% 3.60%
Tax credits (in percentage) (1.80%) (0.30%)
Income from tax credit equity investments (in percentage) (1.60%) (2.10%)
Excess tax benefit on stock options exercised and restricted stock awards vested (in percentage) (1.90%) (1.70%)
Other (in percentage) 1.00% (2.10%)
Federal and state income tax expense (in percentage) 1.20% 4.20%