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Note 10 - REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Banking Regulation, Total Capital, Actual $ 1,286,554 $ 1,273,903
Total risk-based capital, actual, ratio 0.1418 0.141
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 725,744 $ 723,016
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 952,540 $ 948,958
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 907,181 $ 903,770
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 980,579 $ 955,039
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1081 0.1057
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 544,308 $ 542,262
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 771,104 $ 768,204
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 725,744 $ 723,016
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 980,579 $ 955,039
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1106 0.1073
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 354,606 $ 356,091
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 354,606 $ 356,091
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 443,257 $ 445,114
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 931,686 $ 906,179
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1027 0.1003
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 408,231 $ 406,696
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 635,026 $ 632,639
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 589,667 $ 587,450
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Banking Regulation, Total Capital, Actual $ 331,837 $ 323,221
Total risk-based capital, actual, ratio 0.1398 0.1365
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 189,914 $ 189,365
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 249,262 $ 248,541
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 237,393 $ 236,706
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 302,140 $ 293,597
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1273 0.124
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 142,436 $ 142,024
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 201,784 $ 201,200
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 189,914 $ 189,365
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 302,140 $ 293,597
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1156 0.1141
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 104,509 $ 102,969
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 104,509 $ 102,969
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 130,636 $ 128,712
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 302,140 $ 293,597
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1273 0.124
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 106,827 $ 106,518
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 166,175 $ 165,694
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 154,305 $ 153,859
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Banking Regulation, Total Capital, Actual $ 465,533 $ 452,942
Total risk-based capital, actual, ratio 0.1492 0.1479
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 249,628 $ 245,055
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 327,637 $ 321,635
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 312,035 $ 306,319
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 437,939 $ 424,253
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1403 0.1385
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 187,221 $ 183,792
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 265,230 $ 260,371
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 249,628 $ 245,055
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 437,939 $ 424,253
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1705 0.164
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 102,745 $ 103,449
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 102,745 $ 103,449
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 128,431 $ 129,312
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 437,939 $ 424,253
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1403 0.1385
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 140,416 $ 137,844
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 218,424 $ 214,424
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 202,823 $ 199,108
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Banking Regulation, Total Capital, Actual $ 195,109 $ 189,362
Total risk-based capital, actual, ratio 0.1297 0.1294
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 120,301 $ 117,065
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 157,895 $ 153,648
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 150,376 $ 146,332
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 180,915 $ 176,646
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1203 0.1207
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 90,226 $ 87,799
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 127,820 $ 124,382
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 120,301 $ 117,065
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 180,915 $ 176,646
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1174 0.1172
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 61,635 $ 60,305
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 61,635 $ 60,305
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 77,044 $ 75,382
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 180,915 $ 176,646
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1203 0.1207
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 67,669 $ 65,849
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 105,263 $ 102,432
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 97,745 $ 95,115
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Guaranty Bank    
Banking Regulation, Total Capital, Actual $ 302,258 $ 297,047
Total risk-based capital, actual, ratio 0.147 0.1426
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 164,469 $ 166,695
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 215,866 $ 218,787
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 205,586 $ 208,369
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 277,260 $ 272,621
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1349 0.1308
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 123,352 $ 125,021
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 174,748 $ 177,113
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 164,469 $ 166,695
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 277,260 $ 272,621
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1255 0.1215
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 88,404 $ 89,770
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 88,404 $ 89,770
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 110,505 $ 112,213
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 277,260 $ 272,621
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1349 0.1308
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 92,514 $ 93,766
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 143,910 $ 145,858
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 133,631 $ 135,440
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%