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Note 4 - Loans, Allowance for Credit Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Balance at beginning of period | $ 13,914 | $ 15,879 | $ 14,780 | $ 16,867 | $ 16,867
Provision (reversal) | 0 | 0 | (550) | 300 |
Chargeoffs | (952) | (1,541) | (2,678) | (3,544) |
Recoveries | 825 | 1,614 | 2,235 | 2,329 |
Total allowance for credit losses | 13,787 | 15,952 | 13,787 | 15,952 | 14,780
Commercial Portfolio Segment [Member] |  |  |  |  |
Balance at beginning of period | 4,411 | 3,765 | 4,197 | 4,216 | 4,216
Provision (reversal) | 1,157 | 148 | 1,116 | (315) |
Chargeoffs | (28) | (28) | (38) | (28) | (283)
Recoveries | 9 | 11 | 274 | 23 |
Total allowance for credit losses | 5,549 | 3,896 | 5,549 | 3,896 | 4,197
Commercial Real Estate Portfolio Segment [Member] |  |  |  |  |
Balance at beginning of period | 6,165 | 5,758 | 6,034 | 5,925 | 5,925
Provision (reversal) | (5) | 32 | 304 | (180) |
Chargeoffs | 0 | 0 | (191) | 0 | 0
Recoveries | 14 | 132 | 27 | 177 |
Total allowance for credit losses | 6,174 | 5,922 | 6,174 | 5,922 | 6,034
Construction Portfolio Segment [Member] |  |  |  |  |
Balance at beginning of period | 247 | 242 | 247 | 245 | 245
Provision (reversal) | (247) | 1 | (247) | (2) |
Chargeoffs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Total allowance for credit losses | 0 | 243 | 0 | 243 | 247
Residential Portfolio Segment [Member] |  |  |  |  |
Balance at beginning of period | 26 | 22 | 22 | 26 | 26
Provision (reversal) | (2) | 2 | 2 | (2) |
Chargeoffs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 |
Total allowance for credit losses | 24 | 24 | 24 | 24 | 22
Consumer Portfolio Segment [Member] |  |  |  |  |
Balance at beginning of period | 3,065 | 6,092 | 4,280 | 6,455 | 6,455
Provision (reversal) | (903) | (183) | (1,725) | 799 |
Chargeoffs | (924) | (1,513) | (2,449) | (3,516) | (6,391)
Recoveries | 802 | 1,471 | 1,934 | 2,129 |
Total allowance for credit losses | $ 2,040 | $ 5,867 | $ 2,040 | $ 5,867 | $ 4,280

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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