<SEC-DOCUMENT>0001144204-12-027143.txt : 20120509
<SEC-HEADER>0001144204-12-027143.hdr.sgml : 20120509
<ACCEPTANCE-DATETIME>20120509155751
ACCESSION NUMBER:		0001144204-12-027143
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20120331
FILED AS OF DATE:		20120509
DATE AS OF CHANGE:		20120509

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTER BANCORP INC
		CENTRAL INDEX KEY:			0000712771
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				521273725
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11486
		FILM NUMBER:		12825615

	BUSINESS ADDRESS:	
		STREET 1:		2455 MORRIS AVE
		CITY:			UNION
		STATE:			NJ
		ZIP:			07083
		BUSINESS PHONE:		9086889500

	MAIL ADDRESS:	
		STREET 1:		2455 MORRIS AVE
		CITY:			UNION
		STATE:			NJ
		ZIP:			07083
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>v312238_10q.htm
<DESCRIPTION>FORM 10-Q
<TEXT>
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<DIV  STYLE="width: 100%; display: inline; vertical-align: middle; border-top: 4pt black double">&nbsp;</DIV><H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">UNITED STATES OF AMERICA<BR> SECURITIES AND EXCHANGE COMMISSION<BR> Washington, D.C. 20549 </H1>


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<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FORM 10-Q </H1>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="480" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="text-align: center; font-weight: bold" ROWSPAN=1 COLSPAN=1>(Mark One)</TD>

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          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">x</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)<BR> OF THE SECURITIES EXCHANGE ACT OF 1934</B></TD>

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<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the Quarterly Period Ended March 31, 2012 </H1>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">OR </H1>

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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="480" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="392"></TD>

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          <TD STYLE="text-align: center; font-weight: bold" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)<BR> OF THE SECURITIES EXCHANGE ACT OF 1934</B></TD>

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</TABLE></DIV>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the transition period from&nbsp;<IMG SRC="line.gif" STYLE="width: 60px; height: 1pt">&nbsp;to&nbsp;<IMG SRC="line.gif" STYLE="width: 60px; height: 1pt"> </H1>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commission File Number: 000-11486 </H1>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 18pt; line-height: 20pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(Exact Name of Registrant as Specified in Its Charter) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

</TR>

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          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>New Jersey</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>52-1273725</TD>

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          <TD STYLE="padding-left: 0pt; text-indent: 0pt" ROWSPAN=1 COLSPAN=1>(State or Other Jurisdiction of<BR> Incorporation or Organization)</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(IRS Employer<BR> Identification No.)</TD>

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<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2455 Morris Avenue<BR> Union, New Jersey 07083-0007 </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(Address of Principal Executive Offices) (Zip Code) </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(908) 688-9500 </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(Registrant&#146;s Telephone Number, Including Area Code) </P>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&sect;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or smaller reporting company. See definition of &#147;large accelerated filer&#148;, &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule 12b-2 of the Exchange Act (check one): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="136"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="136"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Large accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">Accelerated filer <FONT STYLE="font-family: wingdings">x</font></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">Non-accelerated filer <FONT STYLE="font-family: wingdings">o</font><BR> (Do not check if smaller<BR> reporting company)</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Smaller reporting company <FONT STYLE="font-family: wingdings">o</font></TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes <FONT STYLE="font-family: wingdings">o</font> No <FONT STYLE="font-family: wingdings">x</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate the number of shares outstanding of each of the issuer&#146;s classes of common stock, as of the latest practicable date. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="480" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="232"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="232"></TD>

</TR>

<TR STYLE="vertical-align: top; text-align: center">

          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>Common Stock, no par value:</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: text-bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>16,333,195 shares</TD>

</TR>

<TR STYLE="vertical-align: top; text-align: center">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>(Title of Class)</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(Outstanding as of April 30, 2012)</TD>

</TR>

</TABLE></DIV>

<DIV STYLE="width: 100%; display: inline; vertical-align: middle; border-top: 4pt black double">&nbsp;</DIV></DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#TOC"></a>Table of Contents </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="536"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Page</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tFI">PART I&nbsp;&#151;&nbsp;FINANCIAL INFORMATION</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tFI">1</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tFS"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 1.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Financial Statements</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tFS">2</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSC">Consolidated Statements of Condition at March 31, 2012 and December 31, 2011 (unaudited)</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSC">2</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSI">Consolidated Statements of Income for the three months ended March 31, 2012 and 2011 (unaudited)</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSI">3</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSCI">Consolidated Statements of Comprehensive Income for the three months ended March 31, 2012 and 2011 (unaudited)</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSCI">4</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSCSE">Consolidated Statements of Changes in Stockholders&#146; Equity for the three months ended March 31, 2012 and 2011 (unaudited)</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSCSE">5</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSCF">Consolidated Statements of Cash Flows for the three months ended March 31, 2012 and 2011 (unaudited)</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSCF">6</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tNCFS">Notes to Consolidated Financial Statements</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tNCFS">7</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tMDAF"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 2.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tMDAF">38</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tQQD"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 3.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Qualitative and Quantitative Disclosures about Market Risks</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tQQD">57</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 4.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Controls and Procedures</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCP">58</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>PART II&nbsp;&#151;&nbsp;OTHER INFORMATION<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tLP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 1.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Legal Proceedings</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tLP">59</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tEXH"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">Item 6.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">Exhibits</P></a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tEXH">59</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><a href="#tSIG">SIGNATURES</a></TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tSIG">60</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">
i
<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tFI"></a>PART I&nbsp;&#151;&nbsp;FINANCIAL INFORMATION </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X, and, accordingly, do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. However, in the opinion of management, all adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2012 are not necessarily
indicative of the results that may be expected for the full year ending December 31, 2012, or for any other interim period. The Center Bancorp, Inc. 2011 Annual Report on Form 10-K, should be read in conjunction with these financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tFS"></a>Item 1. Financial Statements </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCSC"></a>CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> CONSOLIDATED STATEMENTS OF CONDITION<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="432"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(in thousands, except for share data)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>ASSETS<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>78,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>111,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>454,994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>414,507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Held to maturity (fair value of $72,403 and $74,922)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,610</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>790,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>756,010</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Less: Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,754</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,602</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>780,868</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>746,408</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Restricted investment in bank stocks, at cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,266</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank-owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,194</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goodwill and other intangible assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,889</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,902</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Prepaid FDIC assessments</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,884</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due from brokers for investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,345</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,390</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,476,595</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,432,738</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>LIABILITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>172,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Time deposits $100 and over</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>113,256</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137,998</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest-bearing transaction, savings and time deposits less than $100</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>867,875</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>816,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,153,473</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,121,415</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Long-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>161,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>161,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Subordinated debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due to brokers for investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Accounts payable and accrued liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,252</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,334,514</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,296,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>STOCKHOLDERS&#146; EQUITY<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Preferred stock, $1,000 liquidation value per share, authorized 5,000,000 shares; issued and outstanding 11,250 shares of Series B preferred stock at March 31, 2012 and December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Common stock, no par value, authorized 25,000,000 shares;<BR> issued 18,477,412 shares at March 31, 2012 and December 31, 2011; outstanding 16,332,327 shares at March 31, 2012 and December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Additional paid-in capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,715</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retained earnings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,695</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Treasury stock, at cost (2,145,085 common shares at March 31, 2012 and December 31, 2011)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,886</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(5,446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>142,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>135,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total liabilities and stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,476,595</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,432,738</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR><I>See accompanying notes to unaudited consolidated financial statements.</I> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCSI"></a>CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> CONSOLIDATED STATEMENTS OF INCOME<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(in thousands, except for share and per share data)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Interest income<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest and fees on loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,217</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest and dividends on investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,088</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tax-exempt</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>773</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>88</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Dividends</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>149</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>184</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,395</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Interest expense<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest on certificates of deposit $100 or more</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>252</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest on other deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,156</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest on borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,642</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,655</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,345</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,945</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>107</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net interest income after provision for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,238</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,067</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Other income<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service charges, commissions and fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>449</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annuities and insurance commissions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank-owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loan related fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>236</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other-than-temporary impairment losses on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net other-than-temporary impairment losses on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net gains on sale of investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net investment securities gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>937</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>766</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total other income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Other expense<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Occupancy and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>700</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FDIC insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Professional and consulting</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>241</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stationery and printing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>84</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Marketing and advertising</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Computer expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>353</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>All other</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>914</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total other expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,807</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,935</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Income before income tax expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,386</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Income tax expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Net Income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends and accretion</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income available to common stockholders</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,872</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Earnings per common share<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Weighted Average Common Shares Outstanding<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,332,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,290,391</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,338,162</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,300,604</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Dividend paid per common share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR><I>See accompanying notes to unaudited consolidated financial statements.</I> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCSCI"></a>CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(in thousands)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized gains and losses on securities available-for-sale<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Gains arising during the period, net of tax</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,060</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reclassification adjustment on OTTI losses included in income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reclassification adjustment for net gains arising during the period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net unrealized gains on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Change in minimum pension liability</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(85</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total other comprehensive income (see Note 6)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total comprehensive income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,791</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,227</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR><I>See accompanying notes to unaudited consolidated financial statements.</I> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCSCSE"></a>CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS&#146; EQUITY<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="45"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="45"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="45"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="45"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="73"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(in thousands, except for share data)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Preferred<BR> Stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Common<BR> Stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Additional<BR> Paid In<BR> Capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Retained<BR> Earnings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Treasury<BR> Stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Accumulated<BR> Other<BR> Comprehensive<BR> Loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Stockholders&#146;<BR> Equity</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;December 31, 2010</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,700</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,941</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,633</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17,698</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7,675</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income, net of tax and reclassification adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accretion of discount on preferred stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Issuance cost of common stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividend on series A preferred stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends declared on common stock ($0.03 per share)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(489</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(489</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stock issued for options exercise</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Stock-based compensation expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;March 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,721</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,949</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,015</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(17,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,466</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>124,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,715</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,695</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5,446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>135,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income, net of tax and reclassification adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Dividend on series B preferred stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Issuance cost of common stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends declared on common stock ($0.03 per share)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(490</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(490</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Stock-based compensation expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>110,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>36,293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(17,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,886</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>142,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR><I>See accompanying notes to unaudited consolidated financial statements.</I> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCSCF"></a>CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> CONSOLIDATED STATEMENTS OF CASH FLOWS<BR> (Unaudited) </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(in thousands)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Cash flows from operating activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Adjustments to reconcile net income to net cash provided by operating activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of premiums and accretion of discounts on investment securities, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,211</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,056</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Depreciation and amortization</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>210</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>241</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stock-based compensation</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Provision for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>107</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net other-than-temporary impairment losses on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Gains on sales of investment securities, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans originated for resale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,449</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from sale of loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,481</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Gains on sale of loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(126</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(32</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease (increase) in accrued interest receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>255</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease in prepaid FDIC insurance assessments</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>240</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>473</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Increase in cash surrender value of bank-owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>(Increase) decrease in other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(647</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>349</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Increase in other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,700</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>418</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by operating activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Cash flows from investing activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities available-for-sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(88,332</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(109,956</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Sales</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,513</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>76,551</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Maturities, calls and principal repayments</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,658</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities held-to-maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Maturities and principal repayments</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,288</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net redemption of restricted investment in bank stocks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>450</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net increase in loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(33,562</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7,806</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Purchases of premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(136</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash used in investing activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(69,415</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(19,929</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Cash flows from financing activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net increase in deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,058</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>74,314</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net decrease in short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5,938</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Repayments of long-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends on preferred stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(166</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends on common stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(490</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(489</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Issuance cost of common stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Proceeds from exercise of stock options</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by financing activities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31,400</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>57,768</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net change in cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(32,894</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>42,632</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents at beginning of period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>111,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>37,497</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents at end of period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>78,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>80,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Supplemental disclosures of cash flow information:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash payments for:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest paid on deposits and borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,097</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,006</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Supplemental disclosures of non-cash investing activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trade date accounting settlements for investments, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR><I>See accompanying notes to unaudited consolidated financial statements.</I> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 1. Basis of Presentation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tNCFS"></a>The consolidated financial statements of Center Bancorp, Inc. (the &#147;Parent Corporation&#148;) are prepared on the accrual basis and include the accounts of the Parent Corporation and its wholly-owned subsidiary, Union Center National Bank (the &#147;Bank&#148; and, collectively with the Parent Corporation and the Parent Corporation&#146;s other direct and indirect subsidiaries, the &#147;Corporation&#148;). All significant intercompany accounts and transactions have been eliminated from the accompanying consolidated financial statements. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In preparing the consolidated financial statements, management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated statements of condition and that affect the results of operations for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term relate to the determination of the allowance for loan losses, other-than-temporary impairment evaluation of securities, the evaluation of the impairment of goodwill and the valuation of deferred tax assets. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles (&#147;U.S. GAAP&#148;). </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 2. Earnings per Common Share </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Basic earnings per common share (&#147;EPS&#148;) is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding. Diluted EPS includes any additional common shares as if all potentially dilutive common shares were issued (e.g., stock options). The Corporation&#146;s weighted average common shares outstanding for diluted EPS include the effect of stock options and warrants outstanding using the Treasury Stock Method, which are not included in the calculation of basic EPS. There were 79,343 and 102,806 antidilutive stock options shares outstanding for the three months ended March 31, 2012 and
March 31, 2011, respectively. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Earnings per common share have been computed based on the following: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(in thousands, except per share amounts)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,231</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends and accretion</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,872</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic weighted average common shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,332</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,290</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Plus: effect of dilutive options and warrants</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Diluted weighted average common shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>16,338</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>16,301</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Earnings per common share:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 3. Stock-Based Compensation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation maintains two stock-based compensation plans from which new grants could be issued. The Corporation&#146;s stock option plans permit Parent Corporation common stock to be issued to key employees and directors of the Corporation and its subsidiaries. The options granted under the plans are intended to be either incentive stock options or non-qualified options. Under the 2009 Equity Incentive Plan, a total of 394,417 shares are available for grant and issuance as of March 31, 2012. Under the 2003 Non-Employee Director Stock Option Plan, a total of 403,219 shares remain available for grant and issuance under the plan as of March 31, 2012
and are authorized for issuance. Such shares may be treasury shares, newly issued shares or a combination thereof. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">7</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 3. Stock-Based Compensation &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Options have been granted to purchase common stock principally at the fair market value of the stock at the date of grant. Options are exercisable over a three year vesting period starting one year after the date of grant and generally expire ten years from the date of grant. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Stock-based compensation expense for all share-based payment awards granted after December 31, 2005 is based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718-10-10 &#147;<I>Stock Based Compensation</I>&#148;. The Corporation recognizes these compensation costs net of a forfeiture rate and recognizes the compensation costs for only those shares expected to vest on a straight-line basis over the requisite service period of the award, which is generally the option vesting term of 3 years. The Corporation estimated the forfeiture rate based on its historical experience during the preceding seven fiscal years. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, the Corporation&#146;s income before income taxes and net income were reduced by $7,000 and $4,000, respectively, as a result of the compensation expense related to stock options. For the three months ended March 31, 2011, the Corporation&#146;s income before income taxes and net income were reduced by $8,000 and $5,000, respectively, as a result of the compensation expense related to stock options. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Under the principal option plans, the Corporation may also grant restricted stock awards to certain employees. Restricted stock awards are non-vested stock awards. Restricted stock awards are independent of option grants and are generally subject to forfeiture if employment terminates prior to the release of the restrictions. Such awards generally vest within 30 days to five years from the date of grant. During that period, ownership of the shares cannot be transferred. Restricted stock has the same cash dividend and voting rights as other common stock and is considered to be currently issued and outstanding. The Corporation expenses the cost of
restricted stock awards, which is determined to be the fair market value of the shares at the date of grant, ratably over the period during which the restrictions lapse. There were no restricted stock awards outstanding at March 31, 2012 or March 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">There were 27,784 and 30,564 shares of common stock underlying granted options for the three months ended March 31, 2012 and 2011, respectively. The fair value of share-based payment awards was estimated using the Black-Scholes option pricing model with the following assumptions and weighted average fair values at the time the grants were awarded: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Weighted average fair value of grants</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Risk-free interest rate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Dividend yield</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.32</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Expected volatility</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Expected life in months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Activity under the principal option plans as of March 31, 2012 and changes during the three months ended March 31, 2012 were as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="226"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Shares</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted-<BR> Average<BR> Exercise<BR> Price</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted-<BR> Average<BR> Remaining<BR> Contractual<BR> Term<BR> (Years)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Aggregate<BR> Intrinsic<BR> Value</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Outstanding at December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171,378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.01</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Granted</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>27,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Outstanding at March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>199,162</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146,074</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Exercisable at March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,574</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>80,894</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 3. Stock-Based Compensation &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The aggregate intrinsic value of options above represents the total pre-tax intrinsic value (the difference between the Corporation&#146;s closing stock price on the last trading day of the first quarter of 2012 and the exercise price, multiplied by the number of in-the-money options) that would have been received by the option holders had all option holders exercised their options on March 31, 2012. This amount changes based on the fair value of the Corporation&#146;s stock. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As of March 31, 2012, there was approximately $102,000 of total unrecognized compensation expense relating to unvested stock options. These costs are expected to be recognized over a weighted average period of 1.58 years. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 4. Recent Accounting Pronouncements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In April 2011, the FASB issued ASU No. 2011-03, <I>&#147;Reconsideration of Effective Control for Repurchase Agreements.&#148;</I> ASU No. 2011-03 modifies the criteria for determining when repurchase agreements would be accounted for as a secured borrowing rather than as a sale. Currently, an entity that maintains effective control over transferred financial assets must account for the transfer as a secured borrowing rather than as a sale. The provisions of ASU No. 2011-03 removes from the assessment of effective control the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the
agreed terms, even in the event of default by the transferee. The FASB believes that contractual rights and obligations determine effective control and that there does not need to be a requirement to assess the ability to exercise those rights. ASU No. 2011-03 does not change the other existing criteria used in the assessment of effective control. The provisions of ASU No. 2011-03 are effective prospectively for transactions, or modifications of existing transactions, that occur on or after January 1, 2012. As the Corporation accounts for all of its repurchase agreements as collateralized financing arrangements, the adoption of this ASU had no impact on the Corporation&#146;s statements of income and condition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In May 2011, the FASB issued ASU No. 2011-04, <I>&#147;Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs.&#148;</I> ASU No. 2011-04 results in a consistent definition of fair value and common requirements for measurement of and disclosure about fair value between U.S. GAAP and International Financial Reporting Standards (&#147;IFRS&#148;). The changes to U.S. GAAP as a result of ASU No. 2011-04 are as follows: (1) The concepts of highest and best use and valuation premise are only relevant when measuring the fair value of nonfinancial assets (that is, it does not apply to financial assets or any
liabilities); (2) U.S. GAAP currently prohibits application of a blockage factor in valuing financial instruments with quoted prices in active markets; ASU No. 2011-04 extends that prohibition to all fair value measurements; (3) An exception is provided to the basic fair value measurement principles for an entity that holds a group of financial assets and financial liabilities with offsetting positions in market risks or counterparty credit risk that are managed on the basis of the entity&#146;s net exposure to either of those risks; this exception allows the entity, if certain criteria are met, to measure the fair value of the net asset or liability position in a manner consistent with how market participants would price the net risk position; (4) Aligns the fair value measurement of instruments classified within an entity&#146;s shareholders&#146; equity with the guidance for liabilities; and (5) Disclosure requirements have been enhanced for recurring Level 3 fair value measurements
to disclose quantitative information about unobservable inputs and assumptions used, to describe the valuation processes used by the entity, and to describe the sensitivity of fair value measurements to changes in unobservable inputs and interrelationships between those inputs. In addition, entities must report the level in the fair value hierarchy of items that are not measured at fair value in the statement of condition but whose fair value must be disclosed. The provisions of ASU No. 2011-04 are effective for the Corporation&#146;s interim reporting period beginning on or after December 15, 2011. The adoption of ASU No. 2011-04 had no impact on the Corporation&#146;s statements of income or statements of condition. See Note 8 to the Corporation&#146;s consolidated financial statements for the enhanced disclosures required by ASU No. 2011-04. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 4. Recent Accounting Pronouncements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In June 2011, the FASB issued ASU No. 2011-05, &#147;<I>Presentation of Comprehensive Income.&#148; </I>The provisions of ASU No. 2011-05 allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. The
statement(s) are required to be presented with equal prominence as the other primary financial statements. ASU No. 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in shareholders&#146; equity but does not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income. The provisions of ASU No. 2011-05 are effective for the Corporation&#146;s interim reporting period beginning on or after December 15, 2011, with retrospective application required. The adoption of ASU No. 2011-05 is expected to result in presentation changes to the Corporation&#146;s statements of income and the addition of a statement of comprehensive income. The adoption of ASU No. 2011-05 had no impact on the Corporation&#146;s statements of condition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In September 2011, the FASB issued ASU No. 2011-08, &#147;<I>Intangibles&nbsp;&#151;&nbsp;Goodwill and Other (Topic 350): Testing Goodwill for Impairment</I>&#148;, which permits an entity to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If an entity believes, as a result of its qualitative assessment, that it is more likely than not that the fair value of a reporting unit is less than its carrying amount, the quantitative impairment test is required. Otherwise, no further impairment testing is required. The provisions of ASU No. 2011-08
are effective for the Corporation&#146;s interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted, provided that the entity has not yet performed its annual impairment test for goodwill. The Corporation performs its annual impairment test for goodwill in the fourth quarter of each year. The adoption of ASU No. 2011-08 is not expected to have a material impact on the Corporation&#146;s statements of income and statements of condition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In December 2011, the FASB issued ASU No. 2011-12, &#147;<I>Comprehensive Income (Topic 220)</I>: <I>Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update No. 2011-05</I>.&#148; The Update defers the specific requirement to present items that are reclassified from accumulated other comprehensive income to net income separately with their respective components of net income and other comprehensive income. ASU No. 2011-12, which shares the same effective date as ASU No. 2011-05, does not defer the requirement for entities to present
components of comprehensive income in either a single continuous statement of comprehensive income or in two separate but consecutive statements. The Corporation adopted the provisions of ASU No. 2011-12 which resulted a new statement of comprehensive income for the interim period ended March 31, 2012. The adoption of ASU No. 2011-12 had no impact to the Corporation&#146;s statements of income and condition. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans are stated at their principal amounts inclusive of net deferred loan origination fees. Interest income is credited as earned except when a loan becomes past due 90 days or more and doubt exists as to the ultimate collection of interest or principal; in those cases the recognition of income is discontinued. Loans that are past due 90 days or more that are both well secured and in the process of collection will remain on an accruing basis. When a loan is placed on non-accrual status, interest accruals cease and uncollected accrued interest is reversed and charged against current income. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Portfolio segments are defined as the level at which an entity develops and documents a systematic methodology to determine its Allowance. Management has determined that the Corporation has two portfolio segments of loans and leases (commercial and consumer) in determining the Allowance. Both quantitative and qualitative factors are used by management at the portfolio segment level in determining the adequacy of the Allowance for the Corporation. Classes of loans and leases are a disaggregation of a Corporation&#146;s portfolio segments. Classes are defined as a group of loans and leases which share similar initial measurement attributes, risk
characteristics, and methods for monitoring and assessing credit risk. Management has determined that the Corporation has five classes of loans and leases commercial and industrial (including lease financing), commercial&nbsp;&#151;&nbsp;real estate, construction, residential mortgage (including home equity) and installment. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Generally, all classes of commercial and consumer loans and leases are placed on non-accrual status upon becoming contractually past due 90 days or more as to principal or interest (unless loans and leases are adequately secured by collateral, are in the process of collection, and are reasonably expected to result in repayment), when terms are renegotiated below market levels, or where substantial doubt about full repayment of principal or interest is evident. For certain installment loans the entire outstanding balance on the loan is charged-off when the loan becomes 60 days past due. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Payments received on non-accrual loans are applied against principal. A loan may only be restored to an accruing basis when it again becomes well secured and in the process of collection or all past due amounts have been collected and six months of payments to demonstrate that the borrower can continue to meet the loan terms. Loan origination fees and certain direct loan origination costs are deferred and recognized over the life of the loan as an adjustment to the loan&#146;s yield using the level yield method. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Impaired Loans </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation accounts for impaired loans in accordance with FASB ASC 310-10-35. The value of impaired loans is based on the present value of expected future cash flows discounted at the loan&#146;s effective interest rate or, as a practical expedient, at the loan&#146;s observable market price or at the fair value of the collateral if the loan is collateral dependent. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation has defined its population of impaired loans to include all non-accrual and troubled debt restructuring loans. As part of the evaluation of the value of impaired loans, the Corporation reviews all non-homogeneous loans in each instance above an established dollar threshold of $200,000 for impairment internally classified as substandard or below. Smaller impaired non-homogeneous loans and impaired homogeneous loans are not measured for specific reserves and are covered under the Corporation&#146;s general reserve. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">A loan is considered impaired when, based on current information and events, it is probable that the Corporation will not be able to collect all amounts due from the borrower in accordance with the contractual terms of the loan, including scheduled interest payments. Impaired loans include all classes of commercial and consumer non-accruing loans and all loans modified in a troubled debt restructuring (&#147;TDR&#148;). </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">When a loan has been identified as being impaired, the amount of impairment is measured based on the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, the loan&#146;s observable market price, or the estimated fair value of the collateral, less any selling costs, if the loan is collateral-dependent. If the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest, net of deferred loan fees or costs and unamortized premiums or discounts), an impairment is recognized by creating or adjusting an existing allocation of the Allowance, or by recording a
partial charge-off of the loan to its fair value. Interest payments made on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest income may be accrued or recognized on a cash basis. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans Modified in a Troubled Debt Restructuring </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans are considered to have been modified in a TDR when due to a borrower&#146;s financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a TDR remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification,
or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower&#146;s ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Reserve for Credit Losses </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s reserve for credit losses is comprised of two components, the allowance and the reserve for unfunded commitments (the &#147;Unfunded Commitments&#148;). </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Allowance for Loan Losses </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The allowance for loan losses is maintained at a level determined adequate to provide for probable loan losses. The allowance is increased by provisions charged to operations and reduced by loan charge-offs, net of recoveries. The allowance is based on management&#146;s evaluation of the loan portfolio considering economic conditions, the volume and nature of the loan portfolio, historical loan loss experience and individual credit situations. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses. In connection with the determination of the allowance for loan losses, management obtains independent appraisals for significant properties. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The ultimate collectability of a substantial portion of the Bank&#146;s loan portfolio is susceptible to changes in the real estate market and economic conditions in the State of New Jersey and the impact of such conditions on the creditworthiness of the borrowers. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management believes that the allowance for loan losses is adequate. Management uses available information to recognize loan losses; however, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank&#146;s allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examinations. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Reserve for Unfunded Commitments </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facilities and is included in other liabilities in the consolidated statements of condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities, including an assessment of historical commitment utilization experience, and credit risk. Net adjustments to the reserve for unfunded commitments are included in other expense. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12</P>

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<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Composition of Loan Portfolio </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth the composition of the Corporation&#146;s loan portfolio, including net deferred fees and costs, at March 31, 2012 and December 31, 2011: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(Dollars in Thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171,630</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>425,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>408,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,093</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39,388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>158,600</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>160,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Subtotal</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>790,563</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>755,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net deferred loan costs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>59</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>790,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>756,010</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012 and December 31, 2011, loans to executive officers and directors aggregated approximately $20,053,000 and $10,279,000, respectively. During the quarter ended March 31, 2012, the Corporation made new loans to executive officers and directors in the amount of $5,000; payments by such persons during 2012 aggregated $141,000. On March 30, 2012, the Corporation appointed Frederick S. Fish to the Board of Directors. Mr. Fish had a prior lending relationship with the Bank, and as of March 31, 2012, total loans to Mr. Fish were approximately $9,910,000. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management is of the opinion that the above loans were made on the same terms and conditions as those prevailing for comparable transactions with non-related borrowers. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012 and December 31, 2011, loan balances of approximately $495.8 million and $469.5 million, respectively, were pledged to secure short term borrowings from the Federal Reserve Bank of New York and Federal Home Loan Bank Advances. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents information about loan receivables on non-accrual status at March 31, 2012 and December 31, 2011: </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans Receivable on Non-Accrual Status </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(Dollars in Thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>245</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>408</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>225</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,428</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans receivable on non-accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>7,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The amount of interest income that would have been recorded on non-accrual loans during the three months ended March 31, 2012 and the year ended December 31, 2011, had payments remained in accordance with the original contractual terms, was $61,000 and $378,000, respectively. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation continuously monitors the credit quality of its loans receivable. In addition to the internal staff, the Corporation utilizes the services of a third party loan review firm to rate the credit quality of its loans receivable. Credit quality is monitored by reviewing certain credit quality indicators. Assets classified &#147;Pass&#148; are deemed to possess average to superior credit quality, requiring no more than normal attention. Assets classified as &#147;Special Mention&#148; have generally acceptable credit quality yet possess higher risk characteristics/circumstances than satisfactory assets. Such conditions include strained
liquidity, slow pay, stale financial statements, or other conditions that require more stringent attention from the lending staff. These conditions, if not corrected, may weaken the loan quality or inadequately protect the Corporation&#146;s credit position at some future date. Assets are classified &#147;Substandard&#148; if the asset has a well defined weakness that requires management&#146;s attention to a greater degree than for loans classified special mention. Such weakness, if left uncorrected, could possibly result in the compromised ability of the loan to perform to contractual requirements. An asset is classified as &#147;Doubtful&#148; if it is inadequately protected by the net worth and/or paying capacity of the obligor or of the collateral, if any, that secures the obligation. Assets classified as doubtful include assets for which there is a &#147;distinct possibility&#148; that a degree of loss will occur if the inadequacies are not corrected. All loans past due 90 days
or more and all impaired loans are included in the appropriate category below. The following table presents information, including deferred fees and costs, about the loan credit quality at March 31, 2012 and December 31, 2011: </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Credit Quality Indicators </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>March 31, 2012<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special<BR> Mention</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,539</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,568</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,523</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171,630</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>397,528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,810</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,517</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>425,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,049</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,093</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,708</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>393</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,499</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>158,600</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>748,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>23,583</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>790,563</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Credit Quality Indicators </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2011<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special<BR> Mention</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>143,097</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,022</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,592</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>371,519</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,282</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,363</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>408,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,344</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39,388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>155,098</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,673</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>160,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>707,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>26,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>22,672</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>755,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table provides an analysis of the impaired loans at March 31, 2012 and December 31, 2011: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>March 31, 2012<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>No Related Allowance Recorded</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid<BR> Principal<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income<BR> Recognized</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;$&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,105</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;$30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,105</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>With An Allowance Recorded</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid<BR> Principal<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income<BR> Recognized</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>329</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,469</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,286</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,826</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,693</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Total</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>329</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,469</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total (including related allowance)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>13,386</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>14,375</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>13,798</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2011<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>No Related Allowance Recorded</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid<BR> Principal<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income<BR> Recognized</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>292</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,570</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,390</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,156</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,570</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,838</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>160</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>With An Allowance Recorded</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid<BR> Principal<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income<BR> Recognized</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,583</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>258</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,048</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,601</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,601</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,572</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,825</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>12,365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>12,203</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Total</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>292</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial real estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,301</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,750</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>407</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,601</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,601</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,572</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total (including related allowance)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>13,946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>14,935</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,041</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">15</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation defines an impaired loan as a loan for which it is probable, based on information available at the determination date, that the Corporation will not collect all amounts due under the contractual terms of the loan. At March 31, 2012, impaired loans were primarily collateral dependent, and totaled $13.4 million. Specific allowance for loan loss of $1.1 million was assigned to impaired loans of $11.3 million. Loans in the amount of $2.1 million had no specific allowance allocation. At March 31, 2011, average impaired loans were 16.7 million and related interest income recognized was $64,000. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans are considered to have been modified in a troubled debt restructuring when due to a borrower&#146;s financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a troubled debt restructuring remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan.
However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower&#146;s ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. Included in impaired loans at March 31, 2012 are loans that are deemed troubled debt restructurings. Of these loans, $6.9 million, 79.7% of which are included in the tables above, are performing under the restructured terms and are accruing interest. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table provides an analysis of the aging of loans, excluding deferred fees and costs that are past due at March 31, 2012 and December 31, 2011: </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Aging Analysis </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="129"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="73"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>March 31, 2012<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Greater Than<BR> 90 Days</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans<BR> Receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Loans<BR> Receivable<BR> &gt; 90 Days And<BR> Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and Industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,441</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>245</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,718</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>169,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171,630</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>424,402</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>425,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,030</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,049</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,093</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,460</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>152,721</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>158,600</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>381</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>12,098</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>778,465</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>790,563</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="129"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="73"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>December 31, 2011<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Greater Than<BR> 90 Days</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans<BR> Receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Loans<BR> Receivable<BR> &gt; 90 Days And<BR> Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and Industrial</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,544</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,806</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>144,905</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,331</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,254</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,920</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>400,244</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>408,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,344</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39,388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,174</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>99</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,750</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>155,021</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>160,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,658</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>7,900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,536</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>737,457</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>755,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">16</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan loss that is allocated to each loan portfolio segment: </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Allowance for loan and lease losses </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>March 31, 2012<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>C &amp; I</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Comm R/E</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Res Mtge</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unallocated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Allowance for loan and lease losses:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>329</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>905</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,676</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,876</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>637</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,234</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,754</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Loans Receivable<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,021</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,511</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,210</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>170,609</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>413,221</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31,049</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>154,089</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>769,353</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>171,630</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>425,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>34,093</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>158,600</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>790,563</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Allowance for loan and lease losses </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>December 31, 2011<BR> (Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>C &amp; I</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Comm R/E</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Res Mtge</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unallocated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Allowance for loan and lease losses:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,405</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>945</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,517</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,972</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>707</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,602</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Loans Receivable<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>953</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,769</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>145,758</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>395,395</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>36,344</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>155,721</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>734,177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>146,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>408,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>39,388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>160,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>755,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s allowance for loan losses is analyzed quarterly. Many factors are considered, including growth in the portfolio, delinquencies, nonaccrual loan levels, and other factors inherent in the extension of credit. There have been no material changes to the allowance for loan loss methodology as disclosed in the Corporation&#146;s Annual Report on Form 10-K for the year ended December 31, 2011. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">A summary of the activity in the allowance for loan losses is as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>Three Months Ended March 31, 2012<BR>(Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>C &amp; I</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Comm R/E</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Res Mtge</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unallocated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance at January 1,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,972</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>707</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,602</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Charge offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>257</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(70</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(76</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>107</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance at March 31,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,876</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>637</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,234</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,754</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="57"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>Three Months Ended March 31, 2011<BR>(Dollars in Thousands)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>C &amp; I</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Comm R/E</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Construction</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Res Mtge</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Installment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unallocated</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance at January 1,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,715</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>551</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,038</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Charge offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>236</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>349</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(112</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance at March 31,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,378</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>952</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>127</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, there were no commitments to lend additional funds to borrowers whose loans were on non-accrual status or were contractually past due in excess of 90 days and still accruing interest. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The policy of the Corporation is to generally grant commercial, mortgage and installment loans to New Jersey residents and businesses within its market area. The borrowers&#146; abilities to repay their obligations are dependent upon various factors, including the borrowers&#146; income and net worth, cash flows generated by the borrowers&#146; underlying collateral, value of the underlying collateral, and priority of the lender&#146;s lien on the property. Such factors are dependent upon various economic conditions and individual circumstances beyond the control of the Corporation. The Corporation is therefore subject to risk of loss. The
Corporation believes its lending policies and procedures adequately minimize the potential exposure to such risks and that adequate provisions for loan losses are provided for all known and inherent risks. Collateral and/or personal guarantees are required for virtually all loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents information about the troubled debt restructurings (TDRs) by class for the period indicated: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="210"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Three Months Ended March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Number of<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pre-restructuring<BR> Outstanding<BR> Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Post-restructuring<BR> Outstanding<BR> Recorded<BR> Investment</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=11><FONT STYLE="font-weight: normal">(Dollars in Thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Troubled debt restructurings:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>225</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>225</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Residential Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>939</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>936</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation charged off $3,000 in connection with loan modifications at the time of the modification during the three months ended March 31, 2012. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation had no loan modified as a TDR within the previous twelve months that subsequently defaulted during the three months ended March 31, 2012. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">18</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 5. Loans and the Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation adopted ASU No. 2011-02 on July 1, 2011 which provides additional guidance to creditors for evaluating whether a modification or restructuring of a receivable is a troubled debt restructuring. In general, a modification or restructuring of a loan constitutes a TDR if the Corporation grants a concession to a borrower experiencing financial difficulty. Loans modified in TDRs are placed on non-accrual status until the Corporation determines that future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate performance according to the restructured terms for a period of at least
six months. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower&#146;s ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans modified in a troubled debt restructuring totaled $11.5 million at March 31, 2012 of which $4.6 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. At December 31, 2011, loans modified in a troubled debt restructuring totaled $11.1 million of which $3.7 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In an effort to proactively manage delinquent loans, the Corporation has selectively extended to certain borrowers concessions such as rate reductions, extension of maturity dates, principal or interest forgiveness, adjusted repayment terms, forbearance agreements, or combinations of two or more of these concessions. As of March 31, 2012, loans on which concessions were made with respect to adjusted repayment terms amounted to $1.6 million. Loans on which combinations of two or more concessions were made amounted to $9.8 million. The concessions granted included principal concessions, rate reduction, adjusted repayment, extended maturity and payment
deferral. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 6. Comprehensive Income </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total comprehensive income includes all changes in equity during a period arising from transactions and other events and circumstances from non-owner sources. The Corporation&#146;s other comprehensive income is comprised of unrealized holding gains and losses on investment securities available-for-sale, and actuarial losses of defined benefit plans, net of taxes. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Disclosure of comprehensive income for the three months ended March 31, 2012, and 2011 is presented in the Consolidated Statements of Comprehensive Income. The table below provides a reconciliation of the components of other comprehensive income to the data provided in the Consolidated Statements of Comprehensive Income. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">19</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 6. Comprehensive Income &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The components of other comprehensive income, net of tax, were as follows for the periods indicated: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reclassification adjustment of OTTI losses included in income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized holding gains on available-for-sale securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,966</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,921</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Reclassification adjustment for net gains arising during this period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net unrealized gains on available-for-sale securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net unrealized gain on securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,019</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,459</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net of tax amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Change in minimum pension liability</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net of tax amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(85</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Other comprehensive income, net of tax</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,209</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Accumulated other comprehensive loss at March 31, 2012 and December 31, 2011 consisted of the following: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="386"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities available-for-sale, net of tax</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>370</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,196</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unamortized component of securities transferred from<BR> available-for-sale to held-to-maturity, net of tax</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>163</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Defined benefit pension and post-retirement plans, net of tax</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(3,413</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(3,413</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,886</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(5,446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s investment securities are classified as available-for-sale and held-to-maturity at March 31, 2012 and December 31, 2011. Investment securities available-for-sale are reported at fair value with unrealized gains or losses included in equity, net of tax. Accordingly, the carrying value of such securities reflects their fair value at the balance sheet date. Fair value is based upon either quoted market prices, or in certain cases where there is limited activity in the market for a particular instrument, assumptions are made to determine their fair value. See Note 8 of the Notes to Consolidated Financial Statements for a further
discussion. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an
adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">20</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present information related to the Corporation&#146;s investment securities at March 31, 2012 and December 31, 2011. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amortized<BR> Cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross<BR> Unrealized<BR> Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross<BR> Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Available-for-Sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>U.S. treasury notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,851</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,069</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>168</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,099</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>94,763</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,777</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>96,536</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,087</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,887</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>71,127</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,880</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>73,738</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,603</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,531</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,466</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,392</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,495</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,929</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(244</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>454,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>7,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>454,994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Held-to-Maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22,376</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>168</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22,492</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,742</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>38,302</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,795</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>41,097</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>69,610</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,963</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>72,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>524,007</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,182</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>December 31, 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amortized<BR> Cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross<BR> Unrealized<BR> Gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross<BR> Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Available-for-Sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,781</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>188</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>113,213</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>115,364</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>66,309</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,394</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>175,812</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,077</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>173,117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,614</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,653</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,417</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>417,939</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(10,146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>414,507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Held-to-Maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28,262</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28,405</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,276</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>37,695</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,615</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>40,310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>72,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>74,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>490,172</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,506</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(10,249</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>489,429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">21</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents information for investment securities available-for-sale at March 31, 2012, based on scheduled maturities. Actual maturities can be expected to differ from scheduled maturities due to prepayment or early call options of the issuer. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amortized<BR> Cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Available-for-Sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due in one year or less</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,171</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,174</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due after one year through five years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89,839</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>90,470</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due after five years through ten years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>127,746</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>127,655</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due after ten years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>123,862</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>122,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>98,850</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100,423</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,929</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>454,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>454,994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Held-to-Maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Due after five years through ten years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,626</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,620</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Due after ten years</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>60,984</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63,783</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>69,610</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>72,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>524,007</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527,397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, proceeds of available for sale investment securities sold amounted to approximately $41.5 million. Gross realized gains on investment securities sold amounted to approximately $995,000, while gross realized losses amounted to approximately $58,000, which were impairment charges, for the period. For the three months ended March 31, 2011, proceeds of investment securities sold amounted to approximately $76.6 million. Gross realized gains on investment securities sold amounted to approximately $930,000, while gross realized losses, which included impairment charges of $95,000, amounted to approximately $164,000
for the period. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, the Corporation recorded principal losses of $58,000 on a variable rate private label collateralized mortgage obligation (&#147;CMO&#148;). For the three months ended March 31, 2011, the Corporation recorded OTTI charges of $9,000 and principal losses of $86,000 on one variable rate private label CMO. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following summarizes OTTI charges for the periods indicated. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>One variable rate private label CMO</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&nbsp;&nbsp;9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Principal losses on a variable rate CMO</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total other-than-temporary impairment charges</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation performs regular analysis on all its investment securities to determine whether a decline in fair value indicates that an investment is other-than-temporarily impaired in accordance with FASB ASC 320-10. FASB ASC 320-10 requires companies to record OTTI charges, through earnings, if they have the intent to sell, or if it is more likely than not that they will be required to sell, an impaired debt security before recovery of its amortized cost basis. If the Corporation intends to sell or it is more likely than </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">22</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">not it will be required to sell the security before recovery of its amortized cost basis, less any current period credit loss, the OTTI is recognized in earnings equal to the entire difference between the investment&#146;s amortized cost basis and its estimated fair value at the balance sheet date. If the Corporation does not intend to sell the security and it is more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current period loss, and as such, it determines that a decline in fair value is other than temporary, the OTTI is separated into the amount representing the credit
loss and the amount related to all other factors. The amount of the OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s assessment of whether an impairment is other than temporary includes factors such as whether the issuer has defaulted on scheduled payments, announced a restructuring and/or filed for bankruptcy, has disclosed severe liquidity problems that cannot be resolved, disclosed a deteriorating financial condition or sustained significant losses. The Corporation maintains a watch list for the identification and monitoring of securities experiencing problems that require a heightened level of review. This could result from credit rating downgrades. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents detailed information for each trust preferred security held by the Corporation at March 31, 2012 which has at least one rating below investment grade. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="708" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="181"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="181"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="61"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Deal Name</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Single<BR> Issuer or<BR> Pooled</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Class/<BR> Tranche</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amortized<BR> Cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross<BR> Unrealized<BR> Gain (Loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Lowest<BR> Credit<BR> Rating<BR> Assigned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Number of<BR> Banks<BR> Currently<BR> Performing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Deferrals<BR> and<BR> Defaults<BR> as % of<BR> Original<BR> Collateral</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Expected<BR> Deferral/<BR>Defaults<BR> as % of<BR> Remaining<BR> Performing<BR> Collateral</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=35><FONT STYLE="font-weight: normal">(Dollars in Thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Countrywide Capital IV</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,770</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,674</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Countrywide Capital V</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,747</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,630</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Countrywide Capital V</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>NPB Capital Trust II</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>868</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>NR&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Citigroup Cap IX</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>991</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>958</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Citigroup Cap IX</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,849</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Citigroup Cap XI</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>237</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>BAC Capital Trust X</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,500</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,387</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(113</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Nationsbank Cap Trust III</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,127</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Morgan Stanley Cap Trust IV</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,500</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,428</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(72</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Morgan Stanley Cap Trust IV</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,741</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,698</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Saturns&nbsp;&#150;&nbsp;GS 2004-06</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>238</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Saturns&nbsp;&#150;&nbsp;GS 2004-06</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Saturns&nbsp;&#150;&nbsp;GS 2004-04</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>780</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>739</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Saturns&nbsp;&#150;&nbsp;GS 2004-04</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goldman Sachs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Single</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>947</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>BB+</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>None</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>ALESCO Preferred Funding VI</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Pooled</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>C2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>308</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(258</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Ca&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>36 of 56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>53.5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>ALESCO Preferred Funding VII</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Pooled</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>C1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>851</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Ca&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: center" ROWSPAN=1 COLSPAN=1>50 of 62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33.5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49.9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>20,603</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,531</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,072</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Includes banks and insurance companies. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">23</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation owns two pooled trust preferred securities (&#147;Pooled TRUPS&#148;), which consist of securities issued by financial institutions and insurances companies. The Corporation holds the mezzanine tranche of such securities. Senior tranches generally are protected from defaults by over-collateralization and cash flow default protection provided by subordinated tranches, with senior tranches having the greatest protection and mezzanine tranches subordinated to the senior tranches. The Corporation&#146;s analysis of these Pooled TRUPS falls within the scope of EITF 99-20, ASC 320-40 and uses a discounted cash flow model to determine the
total OTTI loss. The model considers the structure, and term and the financial condition of the underlying issuers. Specifically, the model details interest rates, principal balances of note classes and underlying issuers and the allocation of the payments to the note classes according to a priority of payments specified in the offering circular and indenture. The current estimate of expected cash flows is based on the most recent trustee reports and other relevant market information including announcements of interest payment deferrals or defaults of underlying trust preferred securities. Assumptions used in the model include defaults rates, default rate timing profile and recovery rates. We assume no prepayments, as these Pooled TRUPS were issued at comparatively tight spreads and as such, there is little incentive, if any, to prepay. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">One of the Pooled TRUPS, ALESCO VI, has incurred its thirteenth interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no other-than-temporary impairment charge for the three months ended March 31, 2012 and March 31, 2011. The other Pooled TRUP, ALESCO VII, incurred its eleventh interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no
other-than-temporary impairment charge for the three months ended March 31, 2012, and March 31, 2011. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Credit Loss Portion of OTTI Recognized in Earnings on Debt Securities </H3>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three Months<BR> Ended<BR> March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Year Ended<BR> December 31,<BR> 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance of credit-related OTTI at January 1,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,539</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,197</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Addition:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Credit losses on investment securities for which other-than-temporary impairment was not previously recognized</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reduction:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Credit losses on investment securities sold during the period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance of credit-related OTTI at period end</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,539</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation owns one variable rate private label CMO, which was also evaluated for impairment. This CMO was originally issued in 2006 and collateralized by 30 year Adjustable Rate Mortgage loans secured by a first lien, fully amortizing one-to-four residential mortgage loans. The tranche purchased was a Super Senior with an original credit rating of AAA/AAA. The top five states geographic concentration comprised in the deal were California 18.2 percent, Arizona 10.5 percent, Virginia 6.1 percent, Florida 6.5 percent and Nevada 6.3 percent. No one state exceeded a 25 percent concentration. These states have been heavily impacted by the financial
crises and as such have sustained heavy delinquencies affecting the credit rating of the security. Management had applied aggressive default rates to identify if any credit impairment exists, as these bonds were downgraded to below investment grade. The Corporation recorded $58,000 in principal losses on this bond for the three months ended March 31, 2012, and $86,000 in principal losses for the three months ended March 31, 2011, and expects additional losses in future periods. As such, management determined that no an other-than-temporary impairment charge exists for this period. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">24</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, excess subordination as a percentage of remaining performing collateral for the ALESCO Preferred Funding VI and VII investments were -47.8 percent and -43.0 percent, respectively. Excess subordination is the amount of performing collateral above the amount of outstanding collateral underlying each class of the security. The excess subordination as a percent of remaining performing collateral reflects the difference between the performing collateral and the collateral underlying each security divided by the performing collateral. A negative number results when the paying collateral is less than the collateral underlying each class
of the security. A low or negative number decreases the likelihood of full repayment of principal and interest accordingly to original contractual terms. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation did not record other-than-temporary impairment charges relating to equity holdings in bank stocks for the three months ended March 31, 2012 and March 31, 2011. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Temporarily Impaired Investments </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For all other securities, the Corporation does not believe that the unrealized losses, which were comprised of 87 investment securities as of March 31, 2012, represent an other-than-temporary impairment. The gross unrealized losses associated with federal agency obligations, mortgage-backed securities, corporate bonds and tax-exempt securities are not considered to be other than temporary because their unrealized losses are related to changes in interest rates and do not affect the expected cash flows of the underlying collateral or issuer. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Factors affecting the market price include credit risk, market risk, interest rates, economic cycles, and liquidity risk. The magnitude of any unrealized loss may be affected by the relative concentration of the Corporation&#146;s investment in any one issuer or industry. The Corporation has established policies to reduce exposure through diversification of concentration of the investment portfolio including limits on concentrations to any one issuer. The Corporation believes the investment portfolio is prudently diversified. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The decline in value is related to a change in interest rates and subsequent change in credit spreads required for these issues affecting market price. All issues are performing and are expected to continue to perform in accordance with their respective contractual terms and conditions. Short to intermediate average durations and in certain cases monthly principal payments should reduce further market value exposure to increases in rates. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation evaluates all securities with unrealized losses quarterly to determine whether the loss is other than temporary. Unrealized losses in the collateralized mortgage obligations category consist primarily private issue collateralized mortgage obligations. Unrealized losses in the corporate debt securities category consist of single issuer corporate trust preferred securities, pooled trust preferred securities and corporate debt securities issued by large financial institutions, insurance companies and other corporate issuers. The unrealized loss in equity securities consist primarily of other bank equities. The decline in fair value is
due in large part to the lack of an active trading market for these securities, changes in market credit spreads and rating agency downgrades. For collateralized mortgage obligations, management reviewed expected cash flows and credit support to determine if it was probable that all principal and interest would be repaid. None of the corporate issuers have defaulted on interest payments. Management concluded that these securities, other than the previously mentioned two Pooled TRUPS and one private label CMO were not other-than-temporarily impaired at March 31, 2012. Future deterioration in the cash flow on collateralized mortgage obligations or the credit quality of these large financial institution issuers of TRUP debt securities could result in impairment charges in the future. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In determining that the securities giving rise to the previously mentioned unrealized losses were not other than temporary, the Corporation evaluated the factors cited above, which the Corporation considers when assessing whether a security is other-than-temporarily impaired. In making these evaluations the Corporation must exercise considerable judgment. Accordingly there can be no assurance that the actual results will not differ from the Corporation&#146;s judgments and that such differences may not require the future recognition of other-than-temporary impairment charges that could have a material effect on the Corporation&#146;s financial </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">25</P>

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<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">position and results of operations. In addition, the value of, and the realization of any loss on, an investment security is subject to numerous risks as cited above. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables indicate gross unrealized losses not recognized in income and fair value, aggregated by investment category and the length of time individual securities have been in a continuous unrealized loss position at March 31, 2012 and December 31, 2011: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 Months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 Months or Longer</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities<BR> Available-for-Sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,089</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,089</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,887</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,887</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,685</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,685</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,619</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,088</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,531</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,882</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100,492</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89,716</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,735</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,776</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(623</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,538</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,292</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(244</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,292</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(244</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>142,368</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>115,946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,422</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,036</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Held-to-Maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19,627</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19,627</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total Temporarily Impaired Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>161,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>135,573</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,756</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>26,422</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(4,036</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">26</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 7. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>December 31, 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 Months</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 Months or Longer</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized<BR> Losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized<BR> Losses</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities<BR> Available-for-Sale:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage pass-through securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,013</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,013</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,394</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(996</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,947</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3,398</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>97,043</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,077</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89,534</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3,663</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,509</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(414</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,884</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,884</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>125,705</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10,146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>104,108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5,432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Investment Securities Held-to-Maturity:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,980</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,980</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total Temporarily Impaired Securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>143,892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(10,249</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>122,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(4,817</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>21,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(5,432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities having a carrying value of approximately $122.7 million and $98.7 million at March 31, 2012 and December 31, 2011, respectively, were pledged to secure public deposits, securities sold under agreement to repurchase, and Federal Home Loan Bank advances and for other purposes required or permitted by law. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments </H2>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fair Value Measurements </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management uses its best judgment in estimating the fair value of the Corporation&#146;s financial and non-financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial and non-financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period-end dates indicated herein and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective
dates. As such, the estimated fair values of these financial and non-financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">U.S. GAAP establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Level 1:&nbsp;&nbsp;Unadjusted exchange quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">27</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Level 2:&nbsp;&nbsp;Quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Level 3:&nbsp;&nbsp;Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (for example, supported with little or no market activity). </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">An asset&#146;s or liability&#146;s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following information should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation&#146;s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation&#146;s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Corporation&#146;s assets measured at fair value on a recurring basis at March 31, 2012 and December 31, 2011. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment Securities Available-for-Sale </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Where quoted prices are available in an active market, investment securities are classified in Level 1 of the valuation hierarchy. Level 1 inputs include investment securities that have quoted prices in active markets for identical assets. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Examples of instruments, which would generally be classified within Level 2 of the valuation hierarchy, include municipal bonds and certain agency collateralized mortgage obligations. In certain cases where there is limited activity in
the market for a particular instrument, assumptions must be made to determine their fair value and are classified as Level 3. Due to the inactive condition of the markets amidst the financial crisis, the Corporation treated certain investment securities as Level 3 assets in order to provide more appropriate valuations. For assets in an inactive market, the infrequent trades that do occur are not a true indication of fair value. When measuring fair value, the valuation techniques available under the market approach, income approach and/or cost approach are used. The Corporation&#146;s evaluations are based on market data and the Corporation employs combinations of these approaches for its valuation methods depending on the asset class. In certain cases where there were limited or less transparent information provided by the Corporation&#146;s third-party pricing service, fair value was estimated by the use of secondary pricing services or through the use of non-binding third-party
broker quotes. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On a quarterly basis, management reviews the pricing information received from the Corporation&#146;s third-party pricing service. This review process includes a comparison to non-binding third-party broker quotes, as well as a review of market-related conditions impacting the information provided by the Corporation&#146;s third-party pricing service. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management primarily identifies investment securities which may have traded in illiquid or inactive markets by identifying instances of a significant decrease in the volume and frequency of trades, relative to historical levels, as well as instances of a significant widening of the bid-ask spread in the brokered markets. Investment securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. For example, management may use quoted prices for similar investment securities in the absence of a liquid and active market for the securities being valued. As of March 31, 2012,
management made adjustments to prices provided by the third-party pricing service as a result of illiquid or inactive markets. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">28</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the Corporation&#146;s two pooled trust preferred securities, ALESCO VI and ALESCO VII, and one variable rate CMO were classified as Level 3. Market pricing for these Level 3 securities varied widely from one pricing service to another based on the lack of trading. As such, these securities were not considered to have readily observable market data that was accurate to support a fair value as prescribed by FASB ASC 820-10-05. The Corporation determined that significant adjustments using unobservable inputs are required to determine fair value at the measurement date. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation determined that an income approach valuation technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at the prior measurement dates. As a result, the Corporation used the discount rate adjustment technique to determine fair value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value as of March 31, 2012 was determined by discounting the expected cash flows over the life of the security. The discount rate was determined by deriving a discount rate when the markets were considered more active for this type of security. To this estimated discount rate, additions were made for more liquid markets and increased credit risk as well as assessing the risks in the security, such as default risk and severity risk. However, during the quarter ended March 31, 2012 the private label CMO had interruptions of its scheduled principal payments and the Corporation recorded principal loss of $58,000. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets and Liabilities Measured at Fair Value on a Recurring Basis </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For financial assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2012 and December 31, 2011 are as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="210"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Fair Value Measurements at<BR> Reporting Date Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Assets Measured at Fair Value on a Recurring Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Quoted Prices<BR> in Active<BR> Markets for<BR> Identical<BR> Assets<BR> (Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Other<BR> Observable<BR> Inputs<BR> (Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Unobservable<BR> Inputs<BR> (Level 3)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>U.S. treasury notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,099</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,099</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>96,536</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>96,536</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,887</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,887</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivisions</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>73,738</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,660</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,531</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,391</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,495</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,495</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Investment securities<BR> available-for-sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>454,994</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>14,246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>438,785</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,963</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">29</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="210"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Fair Value Measurements at<BR> Reporting Date Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Assets Measured at Fair Value on a Recurring Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Quoted Prices<BR> in Active<BR> Markets for<BR> Identical<BR> Assets<BR> (Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Other<BR> Observable<BR> Inputs<BR> (Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Unobservable<BR> Inputs<BR> (Level 3)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal agency obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,004</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22,965</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage pass-through securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>115,364</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>115,364</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Obligations of U.S. states and political subdivision</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>397</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68,776</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust preferred securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,971</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds and notes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>173,117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171,117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Collateralized mortgage obligations</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Asset-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,653</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,653</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Equity securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Securities available-for-sale</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>414,507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,546</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>401,846</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair values used by the Corporation are obtained from an independent pricing service and represent either quoted market prices for the identical securities (Level 1 inputs) or fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2). The fair values of the federal agency obligations, obligations of states and political subdivision and corporate bonds and notes measured at fair value using Level 1 inputs at March 31, 2012 and December 31, 2011 represented the purchase
price of the securities since they were acquired near quarter-end March 31, 2012 and year-end 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present the changes in investment securities available-for-sale with significant unobservable inputs (Level 3) for the three and nine months ended March 31, 2012 and 2011. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance at January 1,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,870</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal interest deferrals</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal repayments</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(184</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total net unrealized gains (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance at period end,</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,963</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,009</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, there were no transfers of investment securities available-for-sale into or out of Level 1, Level 2, or Level 3 assets. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">30</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets Measured at Fair Value on a Non-Recurring Basis </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For assets measured at fair value on a non-recurring basis, the fair value measurements used at March 31, 2012 and December 31, 2011 were as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="210"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Fair Value Measurements at<BR> Reporting Date Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Assets Measured at Fair Value on a<BR> Non-Recurring Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Quoted Prices<BR> in Active<BR> Markets for<BR> Identical<BR> Assets<BR> (Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Other<BR> Observable<BR> Inputs<BR> (Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Unobservable<BR> Inputs<BR> (Level 3)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,208</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,208</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="210"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Fair Value Measurements at<BR> Reporting Date Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Assets Measured at Fair Value on a<BR> Non-Recurring Basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Quoted Prices<BR> in Active<BR> Markets for<BR> Identical<BR> Assets<BR> (Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Other<BR> Observable<BR> Inputs<BR> (Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Unobservable<BR> Inputs<BR> (Level 3)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following methods and assumptions were used to estimate the fair values of the Corporation&#146;s assets measured at fair value on a non-recurring basis at March 31, 2012 and December 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Impaired Loans.</B>&nbsp;&nbsp;The value of an impaired loan is measured based upon the present value of expected future cash flows discounted at the loan&#146;s effective interest rate, or the fair value of the collateral if the loan is collateral dependent. Smaller balance homogeneous loans that are collectively evaluated for impairment, such as residential mortgage loans and installment loans, are specifically excluded from the impaired loan portfolio. The Corporation&#146;s impaired loans are primarily collateral dependent. Impaired loans are individually assessed to determine that each loan&#146;s carrying value is not in excess of the fair
value of the related collateral or the present value of the expected future cash flows. Impaired loans at March 31, 2012 were $11,286,000 with a related valuation allowance of $1,078,000 compared to $11,825,000 with related valuation allowance of $1,085,000 at December 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Other Real Estate Owned.</B>&nbsp;&nbsp;Other real estate owned (&#147;OREO&#148;) is measured at fair value less costs to sell. The Corporation believes that the fair value component in its valuation follows the provisions of FASB ASC 820-10-05. The fair value of OREO is determined by sales agreements or appraisals by qualified licensed appraisers approved and hired by the Corporation. Costs to sell associated with OREO is based on estimation per the terms and conditions of the sales agreements or appraisals. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fair Value of Financial Instruments </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FASB ASC 825-10 requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities. For the Corporation, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in FASB ASC 825-10. Many of the Corporation&#146;s financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction. It is also the Corporation&#146;s general practice and intent to hold its financial instruments to maturity and to not engage in trading or sales activities except for loans
</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">31</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">held-for-sale and investment securities available-for-sale. Therefore, significant estimations and assumptions, as well as present value calculations, were used by the Corporation for the purposes of this disclosure. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Investment Securities Held-to-Maturity</B>.&nbsp;&nbsp;The fair value of the Corporation&#146;s investment securities held-to-maturity was primarily measured using information from a third-party pricing service. If quoted prices were not available, fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models. In cases where there may be limited or less transparent information provided by the Corporation&#146;s third-party pricing service, fair value may be estimated by the use of secondary pricing services or through the use of non-binding third-party broker quotes. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Loans.</B>&nbsp;&nbsp;The fair value of the Corporation&#146;s loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans were segregated by types such as commercial, residential and consumer loans. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Interest-Bearing Deposits</B>.&nbsp;&nbsp;The fair values of the Corporation&#146;s interest-bearing deposits were estimated using discounted cash flow analyses. The discounted rates used were based on rates currently offered for deposits with similar remaining maturities. The fair values of the Corporation&#146;s interest-bearing deposits do not take into consideration the value of the Corporation&#146;s long-term relationships with depositors, which may have significant value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Long-Term Borrowings and Subordinated Debentures</B>.&nbsp;&nbsp;The fair value of the Corporation&#146;s long-term borrowings and subordinated debentures were calculated using a discounted cash flow approach and applying discount rates currently offered based on weighted remaining maturities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Accrued Interest Receivable/Payable</B>.&nbsp;&nbsp;The carrying amounts of accrued interest approximate fair value resulting in a level 2 or level 3 classification based on the level of the asset or liability with which the accrual is associated. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">32</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 8. Fair Value Measurements and Fair Value of Financial Instruments &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Corporation&#146;s financial instruments as of March 31, 2012 and December 31, 2011. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="616" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="188"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Fair Value Measurements</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying<BR> Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Quoted Prices<BR> in Active<BR> Markets for<BR> Identical<BR> Assets<BR> (Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Other<BR> Observable<BR> Inputs<BR> (Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Significant<BR> Unobservable<BR> Inputs<BR> (Level 3)</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>March 31, 2012<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Financial assets<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>78,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>78,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>78,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities<BR> held-to-maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,610</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Restricted investment<BR> in bank stocks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net loans (including loans held for sale)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>780,868</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>785,890</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,060</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>783,830</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,592</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,372</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Financial liabilities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>172,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>172,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>172,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>981,131</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>982,133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>982,133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Long-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>161,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>176,737</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>176,737</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Subordinated debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>946</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>December 31, 2011<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Financial assets<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>80,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>80,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>80,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities<BR> held-to-maturity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>74,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>74,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Restricted investment in bank stocks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net loans (including loans held for sale)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>746,408</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>752,252</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>751,223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest receivable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,894</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Financial liabilities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>954,251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>928,777</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>928,777</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Long-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>161,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>175,933</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>175,933</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Subordinated debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,159</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,159</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">33</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 9. Net Investment in Direct Financing Lease </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">During the second quarter of 2010, the Corporation entered into a lease of its former operations facility under a direct financing lease. The lease has a 15 year term with no renewal options. According to the terms of the lease, the lessee has an obligation to purchase the property underlying the lease in either year seven (7), ten (10) or fifteen (15) at predetermined prices for those years as provided in the lease. The structure of the minimum lease payments and the purchase prices as provided in the lease provide an inducement to the lessee to purchase the property in year seven (7). </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012 and December 31, 2011, the net investment in direct financing lease consists of a minimum lease receivable of $4,831,000 and $4,870,000, respectively, and unearned interest income of $1,075,000 and $1,123,000, respectively, for a net investment in direct financing lease of $3,756,000 and $3,747,000, respectively. The net investment in direct financing lease is carried as a component of loans in the Corporation&#146;s consolidated statements of condition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Minimum future lease receipts of the direct financing lease are as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="466"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>For years ending December 31,<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2014</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Thereafter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,699</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total minimum future lease receipts</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,756</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 10. Components of Net Periodic Pension Cost </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation maintained a non-contributory pension plan for substantially all of its employees until September 30, 2007, at which time the Corporation froze its defined benefit pension plan. The following table sets forth the net periodic pension cost of the Corporation&#146;s pension plan for the periods indicated. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;143</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;147</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net amortization and deferral</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net periodic pension cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>113</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Contributions </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation presently estimates it will contribute $500,000 to its Pension Trust in 2012. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Preservation of Access to Care for Medical Beneficiaries and Pension Relief Act of 2010, signed into law on June 25, 2010, permits single employer and multiple employer defined benefit plan sponsors to elect to extend the plan&#146;s amortization period of a Shortfall Amortization Base over either a nine year period or a fifteen year period, rather than the seven year period required under the Pension Protection Act of 2006. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Bank has elected to apply the Pension Relief Act Fifteen Year amortization of the Shortfall Amortization Base for its 2011 minimum funding requirement. The minimum amount to be funded is $453,000, as noted above, by December 31, 2012 with the understanding that fully funding the plan earlier than this date will lower this amount and that funding the plan after this date will increase this amount. As </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">34</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 10. Components of Net Periodic Pension Cost &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">noted, this amount is the minimum required funding amount. The Corporation does have the option of funding above this amount but has contributed the minimum historically. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 11. Income Taxes </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the quarter ended March 31, 2012, the Corporation recorded income tax expense of $2.2 million, compared with a $1.7 million income tax expense for the quarter ended March 31, 2011. The effective tax rates for the quarter ended March 31, 2012 and 2011 were 33.7 percent and 36.2 percent, respectively. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 12. Borrowed Funds </H2>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Short-Term Borrowings </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Short-term borrowings, which consist primarily of securities sold under agreements to repurchase, Federal Home Loan Bank (&#147;FHLB&#148;) advances and federal funds purchased, generally have maturities of less than one year. The details of these short-term borrowings are presented in the following table. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average interest rate:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>At quarter end</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.30</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>For the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average amount outstanding during the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>47,287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Maximum amount outstanding at any month end in the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>71,732</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amount outstanding at quarter end</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35,917</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Long-Term Borrowings </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Long-term borrowings, which consist primarily of FHLB advances and securities sold under agreements to repurchase, totaled $161.0 million and mature within one to eight years. The FHLB advances are secured by pledges of certain collateral, including but not limited to U.S. government and agency mortgage-backed securities and a blanket assignment of qualifying first lien mortgage loans, consisting of both residential mortgages and commercial real estate loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, FHLB advances had a weighted average interest rate of 3.46 percent and are contractually scheduled for repayment as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="466"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2013</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Thereafter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>95,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>120,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">35</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 12. Borrowed Funds &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation has entered into agreements under which it has sold securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Corporation may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Corporation to repurchase the assets. The obligation to repurchase the securities is reflected as a liability in the Corporation&#146;s consolidated statements of condition, while the securities underlying the securities sold under agreements to repurchase remain in the respective asset accounts and are delivered to and held as
collateral by third party trustees. At March 31, 2012, securities sold under agreements to repurchase had a weighted average interest rate of 5.31 percent and are contractually scheduled for repayment as follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="466"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Thereafter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>41,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 13. Subordinated Debentures </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">During 2003, the Corporation formed a statutory business trust, which exists for the exclusive purpose of (i) issuing Trust Securities representing undivided beneficial interests in the assets of the Trust; (ii) investing the gross proceeds of the Trust securities in junior subordinated deferrable interest debentures (subordinated debentures) of the Corporation; and (iii) engaging in only those activities necessary or incidental thereto. These subordinated debentures and the related income effects are not eliminated in the consolidated financial statements as the statutory business trust is not consolidated in accordance with FASB ASC 810-10.
Distributions on the subordinated debentures owned by the subsidiary trusts below have been classified as interest expense in the Consolidated Statements of Income. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The characteristics of the business trusts and capital securities have not changed with the deconsolidation of the trusts. The capital securities provide an attractive source of funds since they constitute Tier 1 capital for regulatory purposes and have the same tax advantages as debt for Federal income tax purposes. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The subordinated debentures are redeemable in whole or part prior to maturity on January 23, 2034. The floating interest rate on the subordinated debentures is three-month LIBOR plus 2.85 percent and reprices quarterly. The rate at March 31, 2012 was 3.40 percent. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 14. Stockholders&#146; Equity </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On January 12, 2009, the Corporation issued $10 million in nonvoting senior preferred stock to the U.S. Department of Treasury (&#147;Treasury&#148;) under its Capital Purchase Program. As part of the transaction, the Corporation also issued warrants to the Treasury to purchase 173,410 shares of common stock of the Corporation at an exercise price of $8.65 per share. As previously announced, the Corporation&#146;s voluntary participation in the Capital Purchase Program represented approximately 50 percent of the dollar amount that the Corporation qualified to receive under the Treasury program. The Corporation believed that its participation in this
program strengthened its capital position. The funding was used to support future loan growth. As a result of the successful completion of the rights offering in October 2009, the number of shares underlying the warrants held by the U.S. Treasury was reduced to 86,705 shares, or 50 percent of the original 173,410 shares as outlined by the provisions of the Capital Purchase Program. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On September 15, 2011, the Corporation issued $11.25 million in nonvoting senior preferred stock to the Treasury under the Small Business Lending Fund Program (&#147;SBLF Program&#148;). Under the Securities Purchase Agreement, the Corporation issued to the Treasury a total of 11,250 shares of the Corporation&#146;s Senior </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">36</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

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<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. AND SUBSIDIARIES<BR>&nbsp;&nbsp;<BR> NOTES TO CONSOLIDATED FINANCIAL STATEMENTS </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 14. Stockholders&#146; Equity &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-Cumulative Perpetual Preferred Stock, Series B, having a liquidation value of $1,000 per share. Simultaneously, using the proceeds from the issuance of the SBLF Preferred Stock, the Corporation redeemed from the Treasury, all 10,000 outstanding shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, liquidation amount $1,000 per share, for a redemption price of $10,041,667, including accrued but unpaid dividends up to the date of redemption. The investment in the SBLF program provides the Corporation with approximately $1.25 million additional Tier 1 capital. The capital received under the program will allow the Corporation to
continue to serve its small business clients through the commercial lending program. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On December 7, 2011, the Corporation repurchased the warrants issued on January 12, 2009 to the U.S. Treasury as part of its participation in the U.S. Treasury&#146;s TARP Capital Purchase Program. In the repurchase, the Corporation paid the U.S. Treasury $245,000 for the warrants.</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">37</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

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<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tMDAF"></a>Item 2. Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The purpose of this analysis is to provide the reader with information relevant to understanding and assessing the Corporation&#146;s results of operations for the periods presented herein and financial condition as of March 31, 2012 and December 31, 2011. In order to fully understand this analysis, the reader is encouraged to review the consolidated financial statements and accompanying notes thereto appearing elsewhere in this report. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Cautionary Statement Concerning Forward-Looking Statements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">This report includes forward-looking statements within the meaning of Sections 27A of the Securities Act of 1933, as amended, and 21E of the Securities Exchange Act of 1934, as amended, that involve inherent risks and uncertainties. This report contains certain forward-looking statements with respect to the financial condition, results of operations, plans, objectives, future performance and business of Center Bancorp Inc. and its subsidiaries, including statements preceded by, followed by or that include words or phrases such as &#147;believes,&#148; &#147;expects,&#148; &#147;anticipates,&#148; &#147;plans,&#148; &#147;trend,&#148;
&#147;objective,&#148; &#147;continue,&#148; &#147;remain,&#148; &#147;pattern&#148; or similar expressions or future or conditional verbs such as &#147;will,&#148; &#147;would,&#148; &#147;should,&#148; &#147;could,&#148; &#147;might,&#148; &#147;can,&#148; &#147;may&#148; or similar expressions. There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited to: (1) competitive pressures among depository institutions may increase significantly; (2) changes in the interest rate environment may reduce interest margins; (3) prepayment speeds, loan origination and sale volumes, charge-offs and loan loss provisions may vary substantially from period to period; (4) general economic conditions may be less favorable than expected; (5) political developments, sovereign debt problems, wars or other hostilities may disrupt or
increase volatility in securities markets or other economic conditions; (6) legislative or regulatory changes or actions may adversely affect the businesses in which Center Bancorp is engaged, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010; (7) changes and trends in the securities markets may adversely impact Center Bancorp; (8) a delayed or incomplete resolution of regulatory issues could adversely impact planning by Center Bancorp; (9) the impact on reputation risk created by the developments discussed above on such matters as business generation and retention, funding and liquidity could be significant; (10) Center Bancorp&#146;s ability to consummate its pending acquisition of the assets of Saddle River Valley Bank and, if consummated, Center Bancorp&#146;s ability to integrate Saddle River Valley Bank&#146;s operations into its own; and (11) the outcome of regulatory and legal investigations and proceedings may not be
anticipated. Further information on other factors that could affect the financial results of Center Bancorp is included in Item 1A. of Center Bancorp&#146;s Annual Report on Form 10-K and this Current report on Form 10-Q and in Center Bancorp&#146;s other filings with the Securities and Exchange Commission. These documents are available free of charge at the Commission&#146;s website at <I>http://www.sec.gov</I> and/or from Center Bancorp, Inc. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Critical Accounting Policies and Estimates </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The accounting and reporting policies followed by Center Bancorp, Inc. and its subsidiaries (the &#147;Corporation&#148;) conform, in all material respects, to U.S. generally accepted accounting principles. In preparing the consolidated financial statements, management has made estimates, judgments and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated statements of condition and for the periods indicated in the statements of operations. Actual results could differ significantly from those estimates. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s accounting policies are fundamental to understanding Management&#146;s Discussion and Analysis (&#147;MD&amp;A&#148;) of financial condition and results of operations. The Corporation has identified its policies on the allowance for loan losses, issues relating to other-than-temporary impairment losses in the securities portfolio, the valuation of deferred tax assets, goodwill and the fair value of investment securities to be critical because management must make subjective and/or complex judgments about matters that are inherently uncertain and could be most subject to revision as new information becomes available. Additional
information on these policies is provided below. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">38</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Allowance for Loan Losses and Related Provision </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The allowance for loan losses represents management&#146;s estimate of probable credit losses inherent in the loan portfolio. Determining the amount of the allowance for loan losses is considered a critical accounting estimate because it requires significant judgment and the use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of current economic trends and conditions, all of which may be susceptible to significant change. The loan portfolio also represents the largest asset type on the consolidated
statements of condition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The evaluation of the adequacy of the allowance for loan losses includes, among other factors, an analysis of historical loss rates by loan category applied to current loan totals. However, actual loan losses may be higher or lower than historical trends, which vary. Actual losses on specified problem loans, which also are provided for in the evaluation, may vary from estimated loss percentages, which are established based upon a limited number of potential loss classifications. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The allowance for loan losses is established through a provision for loan losses charged to expense. Management believes that the current allowance for loan losses will be adequate to absorb loan losses on existing loans that may become uncollectible based on the evaluation of known and inherent risks in the loan portfolio. The evaluation takes into consideration such factors as changes in the nature and size of the portfolio, overall portfolio quality, and specific problem loans and current economic conditions which may affect the borrowers&#146; ability to pay. The evaluation also details historical losses by loan category and the resulting loan
loss rates which are projected for current loan total amounts. Loss estimates for specified problem loans are also detailed. All of the factors considered in the analysis of the adequacy of the allowance for loan losses may be subject to change. To the extent actual outcomes differ from management estimates, additional provisions for loan losses may be required that could materially adversely impact earnings in future periods. Additional information can be found in Note 1 of the Notes to Consolidated Financial Statements. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Other-Than-Temporary Impairment of Investment Securities </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities are evaluated on at least a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether a decline in their value is other-than-temporary. FASB ASC 320-10-65 clarifies the interaction of the factors that should be considered when determining whether a debt security is other-than-temporarily impaired. For debt securities, management assesses whether (a) it has the intent to sell the security and (b) it is more likely than not that it will be required to sell the security prior to its anticipated recovery. These steps are done before assessing whether the entity will recover the cost
basis of the investment. Previously, this assessment required management to assert it has both the intent and the ability to hold a security for a period of time sufficient to allow for anticipated recovery in fair value to avoid recognizing an other-than-temporary impairment. This change does not affect the need to forecast recovery of the value of the security through either cash flows or market price. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In instances when a determination is made that an other-than-temporary impairment exists but the investor does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, FASB ASC 320-10-65 changes the presentation and amount of the other-than-temporary impairment recognized in the income statement. The other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total
other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income. </P>

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<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">39</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fair Value of Investment Securities </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FASB ASC 820-10-35 clarifies the application of the provisions of FASB ASC 820-10-05 in an inactive market and how an entity would determine fair value in an inactive market. The Corporation applied the guidance in FASB ASC 820-10-35 when determining fair value for the Corporation&#146;s private label collateralized mortgage obligations, pooled trust preferred securities and single name corporate trust preferred securities. See Note 7 of the Notes to Consolidated Financial Statements for further discussion. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FASB ASC 820-10-65 provides additional guidance for estimating fair value in accordance with FASB ASC 820-10-05 when the volume and level of activity for the asset or liability have significantly decreased. This ASC also includes guidance on identifying circumstances that indicate a transaction is not orderly. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Goodwill </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation adopted the provisions of FASB ASC 350-10, which requires that goodwill be reported separate from other intangible assets in the Consolidated Statements of Condition and not be amortized but rather tested for impairment annually or more frequently if impairment indicators arise. No impairment charge was deemed necessary for the three months ended March 31, 2012 and 2011. </P>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Income Taxes </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The objectives of accounting for income taxes are to recognize the amount of taxes payable or refundable for the current year and deferred tax liabilities and assets for the future tax consequences of events that have been recognized in an entity&#146;s financial statements or tax returns. Judgment is required in assessing the future tax consequences of events that have been recognized in the Corporation&#146;s consolidated financial statements or tax returns. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fluctuations in the actual outcome of these future tax consequences could impact the Corporation&#146;s consolidated financial condition or results of operations. Note 11 of the Notes to Consolidated Financial Statements includes additional discussion on the accounting for income taxes. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Earnings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Net income available to common stockholders for the three months ended March 31, 2012 amounted to $4,090,000 compared to $2,872,000 for the comparable three-month period ended March 31, 2011. The Corporation recorded earnings per diluted common share of $0.25 for the three months ended March 31, 2012 as compared with earnings of $0.18 per diluted common share for the same three months in 2011. Dividends and accretion relating to the preferred stock issued to the U.S. Treasury, reduced earnings by approximately $0.01 per fully diluted common share for both periods. The annualized return on average assets was 1.16 percent for the three months ended
March 31, 2012, compared to 0.98 percent for three months ended March 31, 2011. The annualized return on average stockholders&#146; equity was 12.05 percent for the three-month period ended March 31, 2012, compared to 9.86 percent for the three months ended March 31, 2011. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Net Interest Income and Margin </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Net interest income is the difference between the interest earned on the portfolio of earning assets (principally loans and investments) and the interest paid for deposits and borrowings, which support these assets. Net interest income is presented on a fully tax-equivalent basis by adjusting tax-exempt income (primarily interest earned on obligations of state and political subdivisions) by the amount of income tax which would have been paid had the assets been invested in taxable issues. Net interest margin is defined as net interest income on a fully tax-equivalent basis as a percentage of total average interest-earning assets. </P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the components of net interest income on a fully tax-equivalent basis for the periods indicated. </P>

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          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Three Months Ended<BR> March 31,</TD>

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<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Increase<BR> (Decrease)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Percent<BR> Change</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Interest income:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities AFS</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,576</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,552</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities HTM</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans, including net costs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,217</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>168</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Restricted investment in bank stocks, at cost</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>143</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(15.38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6.96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Interest expense:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Time deposits $100 or more</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>252</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4.91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>All other deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,156</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>154</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,642</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,655</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(0.79</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4.38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income on a fully tax-equivalent basis</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7.72</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(416</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>824.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,345</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,945</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>400</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Computed using a federal income tax rate of 35 percent for 2012 and 34 percent for 2011. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Net interest income on a fully tax-equivalent basis increased $0.8 million or 7.72 percent to $10.8 million for the three months ended March 31, 2012 as compared to the same period in 2011. For the three months ended March 31, 2012, the net interest margin contracted 16 basis points to 3.39 percent from 3.55 percent during the three months ended March 31, 2011. For the three months ended March 31, 2012, a decrease in the average yield on interest-earning assets of 23 basis points was partially offset by a decrease in the average cost of interest-bearing liabilities of 16 basis points, resulting in a decrease in the Corporation&#146;s net interest
spread of 7 basis points for the period. Net interest spread and margin have been impacted by a high level of uninvested excess cash, which accumulated due to strong deposit growth experienced predominantly over the last three months of 2011. This represented growth in the Corporation&#146;s customer base and enhanced the Corporation&#146;s liquidity position while the Corporation continued to expand its earning assets base. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three-month period ended March 31, 2012, interest income on a tax-equivalent basis increased by $899,000 or 6.96 percent compared to the same three-month period in 2011. This increase in interest income was due primarily to a volume increase in investment securities and loans partially offset by a decline in yields due to the lower interest rate environment. Average investment securities volume increased during the current three-month period by $105.4 million, to $506.3 million, compared to the first quarter of 2011. The loan portfolio increased on average $39.2 million, to $755.8 million, from an average of $716.6 million in the same quarter
in 2011, reflecting net increases in commercial loans and commercial real estate related sectors of the loan portfolio. Average loans represented approximately 59.5 percent of average interest-earning assets during the first quarter of 2012 compared to 63.6 percent in the same quarter in 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, interest expense increased $128,000, or 4.38 percent from the same period in 2011. The average rate of interest-bearing liabilities decreased 16 basis points to 1.07 percent for the three months ended March 31, 2012, from 1.23 percent for the three months ended March 31, 2011. At the same time, average interest-bearing liabilities increased by $192.5 million. This increase was primarily in money markets, savings, and other interest-bearing deposits of $158.0 million, $11.0 million and $70.7 million, respectively, and was partially offset by decreases in borrowings of $47.3 million. Since 2009 steps have been
taken to improve the Corporation&#146;s net interest margin by allowing </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">41</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">the runoff of certain high rate deposits and to position the Corporation for further high-costing cash outflows. The result has been a decline in the Corporation&#146;s average cost of funds. For the three months ended March 31, 2012, the Corporation&#146;s net interest spread on a tax-equivalent basis decreased to 3.28 percent, from 3.35 percent for the three months ended March 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table quantifies the impact on net interest income on a tax-equivalent basis resulting from changes in average balances and average rates during the three and nine month periods presented. Any change in interest income or expense attributable to both changes in volume and changes in rate has been allocated in proportion to the relationship of the absolute dollar amount of change in each category. </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Analysis of Variance in Net Interest Income Due to Changes in Volume and Rates </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="360"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Three Months Ended<BR> March 31, 2012 and 2011<BR> Increase (Decrease) Due to Change In:</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(tax-equivalent basis, in thousands)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Volume</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Rate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net<BR> Change</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(162</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(451</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(613</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tax-exempt</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>649</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>637</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Held to maturity<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-exempt</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>419</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>419</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>753</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>614</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>168</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Restricted investment in bank stocks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest-earning assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,831</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(932</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>899</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money market deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>193</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>166</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Time deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(72</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>297</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(156</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Borrowings and subordinated debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(415</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>402</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest-bearing liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Change in net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,949</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(1,178</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">42</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables, &#147;Average Statements of Condition with Interest and Average Rates&#148;, present for the three months ended March 31, 2012 and 2011, the Corporation&#146;s average assets, liabilities and stockholders&#146; equity. The Corporation&#146;s net interest income, net interest spread and net interest margin are also reflected. </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Average Statements of Condition with Interest and Average Rates </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="236"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>Three Months Ended March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>(tax-equivalent basis)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Rate</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average<BR> Rate</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Assets<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities<sup>&#040;1&#041;</sup>:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>371,766</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,806</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;3.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>391,022</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,419</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;3.50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tax-exempt</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62,110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>770</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,833</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Held to maturity<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>43,693</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.84</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-exempt</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>28,708</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>419</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5.84</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>506,277</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,305</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>400,855</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,552</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans<sup>&#040;2&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>755,813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,385</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,568</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,217</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Restricted investment in bank stocks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,233</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>121</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5.24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,158</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>143</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6.22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest-earning assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,271,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,126,581</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4.58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non interest-earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>122,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,074</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank-owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,049</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28,010</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Intangible assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,952</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31,494</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,653</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(9,683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(9,139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total non interest-earning assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>189,948</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>102,550</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,461,271</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,229,131</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Liabilities and Stockholders&#146; Equity<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money market deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>324,924</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>391</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>166,875</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>225</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>183,965</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>194</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>173,010</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>237</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Time deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,984</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>524</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>203,948</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>523</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>264,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>0.45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>193,363</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>282</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>0.58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest-bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>976,958</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,408</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>737,196</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,267</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term and long-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>161,220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,600</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>208,509</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,629</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Subordinated debentures</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total interest-bearing liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,143,333</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>950,860</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non interest-bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Demand deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,921</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>152,074</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,606</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,705</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total non interest-bearing liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>177,527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>155,779</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>140,411</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>122,492</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total liabilities and stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,461,271</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,229,131</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income (tax-equivalent basis)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest spread</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest margin<sup>&#040;3&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.55</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment<sup>&#040;4&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(416</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,345</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,945</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Average balances are based on amortized cost. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">Average balances include loans on non-accrual status. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(3)</TD>

          <TD STYLE="text-align: left">Represents net interest income as a percentage of total average interest-earning assets. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(4)</TD>

          <TD STYLE="text-align: left">Computed using a federal income tax rate of 35 percent for 2012 and 34 percent for 2011. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">43</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment Portfolio </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the principal components of the investment securities portfolio were U.S. Government agency obligations, federal agency obligations including mortgage-backed securities, obligations of U.S. states and political subdivisions, corporate bonds and notes, and other debt and equity securities including trust preferred securities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">During the three months ended March 31, 2012, approximately $41.5 million in investment securities were sold from the available-for-sale portfolio. The cash flow from the sale of investment securities was primarily used to purchase new securities. The Corporation&#146;s sales from its available-for-sale investment portfolio were made in the ordinary course of business. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, average investment securities increased $105.4 million to approximately $506.3 million, or 39.8 percent of average interest-earning assets, from $400.9 million on average, or 35.6 percent of average interest-earning assets, for the comparable period in 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">During the three-month period ended March 31, 2012, the volume-related factors applicable to the investment portfolio increased interest income by approximately $1.2 million while rate-related changes resulted in a decrease in interest income of approximately $463,000 from the same period in 2011. The tax-equivalent yield on investments decreased by 14 basis points to 3.40 percent from a yield of 3.54 percent during the comparable period in 2011. A 50 basis points decrease in taxable yield was partially offset by an increase in the purchase of tax exempt municipal securities during the period. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, the Corporation recorded principal losses of $58,000 on a private label collateralized mortgage obligation. The Corporation expects that there may be additional losses on this obligation. See Note 7 of the Notes to the Consolidated Financial Statements for further discussion. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, net unrealized gains on investment securities available-for-sale, which is carried as a component of accumulated other comprehensive loss and included in stockholders&#146; equity, net of tax, amounted to $0.4 million as compared with net unrealized losses of $2.2 million at December 31, 2011. At March 31, 2012, net unrealized gains on investment securities held to maturity, transferred from securities available-for-sale, which is carried as a component of accumulated other comprehensive loss and included in stockholders&#146; equity, net of tax, amounted to $157,000. The gross unrealized losses associated with agency securities
and federal agency obligations, mortgage-backed securities, corporate bonds and tax-exempt securities are not considered to be other than temporary because their unrealized losses are related to changes in interest rates and do not affect the expected cash flows of the underlying collateral or issuer. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loan Portfolio </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Lending is one of the Corporation&#146;s primary business activities. The Corporation&#146;s loan portfolio consists of commercial, residential and retail loans, serving the diverse customer base in its market area. The composition of the Corporation&#146;s portfolio continues to change due to the local economy. Factors such as the economic climate, interest rates, real estate values and employment all contribute to these changes. Growth is generated through business development efforts, repeat customer requests for new financings, penetration into existing markets and entry into new markets. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation seeks to create growth in commercial lending by offering products and competitive pricing and by capitalizing on the positive trends in its market area. Products offered are designed to meet the financial requirements of the Corporation&#146;s customers. It is the objective of the Corporation&#146;s credit policies to diversify the commercial loan portfolio to limit concentrations in any single industry. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, total loans amounted to $790.6 million, an increase of $34.6 million or 4.58 percent as compared to December 31, 2011. For the three-month period ended March 31, 2012, growth of $20.4 million, $13.6 million, and $2.7 million in the commercial and industrial, commercial real estate, and construction portfolios were partially offset by decreases of $2.1 million, and $37,000 in the residential and installment loan portfolios. Total gross loans recorded in the quarter included $101.8 million of new loans and advances, partially offset by payoffs and principal payments of $67.3 million. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">44</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the Corporation had $61.0 million in outstanding loan commitments which are expected to fund over the next 90 days. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Average total loans increased $39.2 million or 5.48 percent for the three months ended March 31, 2012 as compared to the same period in 2011, while the average yield on loans decreased by 18 basis points as compared with the same period in 2011. The decrease in the average yield on loans was primarily the result of lower market interest rates on the repricing of existing loans and the origination of new loans. The increase in average total loan volume was due primarily to increased customer activity and new lending relationships. The volume-related factors during the period contributed increased interest income of $494,000, while the rate-related
changes decreased interest income by $326,000. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Allowance for Loan Losses and Related Provision </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The purpose of the allowance for loan losses (the &#147;allowance&#148;) is to absorb the impact of losses inherent in the loan portfolio. Additions to the allowance are made through provisions charged against current operations and through recoveries made on loans previously charged-off. The allowance for loan losses is maintained at an amount considered adequate by management to provide for probable credit losses inherent in the loan portfolio based upon a periodic evaluation of the portfolio&#146;s risk characteristics. In establishing an appropriate allowance, an assessment of the individual borrowers, a determination of the value of the
underlying collateral, a review of historical loss experience and an analysis of the levels and trends of loan categories, delinquencies and problem loans are considered. Such factors as the level and trend of interest rates and current economic conditions and peer group statistics are also reviewed. Given the extraordinary economic volatility impacting national, regional and local markets, the Corporation&#146;s analysis of its allowance for loan losses takes into consideration the potential impact that current trends may have on the Corporation&#146;s borrower base. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Although management uses the best information available, the level of the allowance for loan losses remains an estimate, which is subject to significant judgment and short-term change. Various regulatory agencies, as an integral part of their examination process, periodically review the Corporation&#146;s allowance for loan losses. Such agencies may require the Corporation to increase the allowance based on their analysis of information available to them at the time of their examination. Furthermore, the majority of the Corporation&#146;s loans are secured by real estate in the State of New Jersey. Future adjustments to the allowance may be necessary
due to economic factors impacting New Jersey real estate and the economy in general, as well as operating, regulatory and other conditions beyond the Corporation&#146;s control. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the level of the allowance was $9,754,000 as compared to $9,602,000 at December 31, 2011. Provisions to the allowance for the three-month period ended March 31, 2012 totaled $107,000 compared to $878,000 for the same period in 2011. For the three-month period ended March 31, 2012, net recoveries were $45,000 compared to net charge-offs of $154,000 for the three months ended March 31, 2011. The allowance for loan losses as a percentage of total loans amounted to 1.23 percent and 1.27 percent at March 31, 2012 and December 31, 2011, respectively. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The level of the allowance for the respective periods of 2012 and 2011 reflects the credit quality within the loan portfolio, the loan volume recorded during the periods, the changing composition of the commercial and residential real estate loan portfolios and other related factors. In management&#146;s view, the level of the allowance at March 31, 2012 is adequate to cover losses inherent in the loan portfolio. Management&#146;s judgment regarding the adequacy of the allowance constitutes a &#147;Forward-Looking Statement&#148; under the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from management&#146;s
analysis, based principally upon the factors considered by management in establishing the allowance. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">45</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Changes in the allowance for loan losses are presented in the following table for the periods indicated. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average loans for the period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>755,813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,568</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total loans at end of period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>790,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,096</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Analysis of the Allowance for Loan Losses:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;beginning of year</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,602</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Charge-offs:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total charge-offs</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Recoveries:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial and industrial loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Residential mortgage loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Installment loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net recoveries (charge-offs)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(154</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>107</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Balance&nbsp;&#150;&nbsp;end of period</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,754</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Ratio of net (recoveries) charge-offs during the period to average loans during the period<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Allowance for loan losses as a percentage of total loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Annualized. </TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Asset Quality </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation manages asset quality and credit risk by maintaining diversification in its loan portfolio and through review processes that include analysis of credit requests and ongoing examination of outstanding loans, delinquencies, and potential problem loans, with particular attention to portfolio dynamics and mix. The Corporation strives to identify loans experiencing difficulty early enough to correct the problems, to record charge-offs promptly based on realistic assessments of current collateral values and cash flows, and to maintain an adequate allowance for loan losses at all times. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">It is generally the Corporation&#146;s policy to discontinue interest accruals once a loan is past due as to interest or principal payments for a period of ninety days. When a loan is placed on non-accrual status, interest accruals cease and uncollected accrued interest is reversed and charged against current income. Payments received on non-accrual loans are applied against principal. A loan may be restored to an accruing basis when it again becomes well-secured, all past due amounts have been collected and the borrower continues to make payments for the next six months on a timely basis. Accruing loans past due 90 days or more are generally
well-secured and in the process of collection. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-Performing Assets and Troubled Debt Restructured Loans </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-performing loans include non-accrual loans and accruing loans past due 90 days or more. Non-accrual loans represent loans on which interest accruals have been suspended. In general, it is the policy of management to consider the charge-off of loans at the point they become past due in excess of 90 days, with the exception of loans that are both well-secured and in the process of collection. Non-performing assets include non-performing loans and other real estate owned. Troubled debt restructured loans represent loans to borrowers experiencing financial difficulties on which a concession was granted, such as a reduction in interest </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">46</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">rate which is lower than the current market rate for new debt with similar risks, or modified repayment terms, and are performing under the restructured terms. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth, as of the dates indicated, the amount of the Corporation&#146;s non-accrual loans, accruing loans past due 90 days or more, other real estate owned and troubled debt restructured loans. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="440"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-accrual loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Accruing loans past due 90 days or more</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-performing loans</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>558</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>591</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total non-performing assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,745</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,491</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Troubled debt restructured loans&nbsp;&#150;&nbsp;performing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6,900</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>7,459</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Non-performing assets increased by $254,000 at March 31, 2012 from December 31, 2011. The increase was attributable to the addition of one new residential loan (totaling approximately $32,000) and two commercial loans (totaling approximately $303,000) into non-performing status. This was partially offset by decreases from pay-downs of $48,000 and OREO write downs of $33,000. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation held $558,000 of other real estate owned at March 31, 2012 and $591,000 at December 31, 2011, respectively. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Troubled debt restructured loans totaled $11.5 million at March 31, 2012 and $11.1 million at December 31, 2011. A total of $6.9 million and $7.5 million of troubled debt restructured loans were performing pursuant to the terms of their respective modifications at March 31, 2012 and December 31, 2011, respectively. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Overall credit quality in the Bank&#146;s loan portfolio at March 31, 2012 remained relatively strong. Other known &#147;potential problem loans&#148; (as defined by SEC regulations), some of which are non-performing loans and are included in the table above, as of March 31, 2012 have been identified and internally risk-rated as assets specially mentioned or substandard. Such loans amounted to $42.4 million and $49.0 million at March 31, 2012 and December 31, 2011, respectively. The improvement in credit quality occurred in the commercial real estate category which decreased $8.5 million in special mention but increased $154,000 in the substandard
category. Commercial and industrial increased $546,000 in special mention but decreased $69,000 in the substandard category, residential mortgage increased in both special mention and substandard categories by $393,000 and $826,000, respectively. These loans are considered potential problem loans due to a variety of changing conditions affecting the credits, including general economic conditions and/or conditions applicable to the specific borrowers. The Corporation has no foreign loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, other than the loans set forth above, the Corporation is not aware of any loans which present serious doubts as to the ability of its borrowers to comply with present loan repayment terms and which are expected to fall into one of the categories set forth in the tables or descriptions above. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">47</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Other Income </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the principal categories of other income for the periods indicated. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Increase<BR> (Decrease)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Percent<BR> Change</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service charges, commissions and fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>446</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>449</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.67</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annuities and insurance commission</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>633.33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank-owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3.46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net investment securities gains</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>937</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>766</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>22.32</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loan related fees</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>236</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>149</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>171.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>All other</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>41.38</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total other income</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>358</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>22.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, total other income amounted to $2.0 million, compared to total other income of $1.6 million for the same period in 2011. The increase of $358,000 for the three months ended March 31, 2012 was primarily as a result of net investment securities gains of $937,000 compared to net investment gains of $766,000 for the same period last year. Net investment securities gains in the first quarter of 2012 included $995,000 in net gains on the sale of investment securities, reduced by $58,000 in other-than-temporary impairment charges. Excluding net investment securities gains, the Corporation recorded total other
income of $1.0 million for the three months ended March 31, 2012, compared to $831,000 for the three months ended March 31, 2011. This increase reflected increases of $149,000 in loan related fees and $38,000 in commissions on annuities and insurance contracts partially offset by declines in service charges on deposits of $3,000 and bank owned life insurance of $9,000. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Other Expense </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the principal categories of other expense for the periods indicated. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Three Months Ended<BR> March 31,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Increase<BR> (Decrease)</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Percent<BR> Change</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,867</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.75</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Occupancy and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>700</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>866</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(166</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(19.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FDIC insurance</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(229</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(43.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Professional and consulting</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>241</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stationery and printing</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>84</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(16.83</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Marketing and advertising</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>47.62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Computer expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>353</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned, net</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,300.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>All other</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>914</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(59</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(6.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total other expense</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,807</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,935</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">)%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the three months ended March 31, 2012, total other expense decreased $128,000, or 2.2 percent, from the comparable three months ended March 31, 2011. This was primarily attributable to decreases in occupancy and equipment expenses and FDIC insurance partially offset by increases in salaries and employee benefits expense and professional, consulting expense, and marketing and advertising expense. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Salaries and employee benefits expense for the quarter ended March 31, 2012 increased $251,000 or 8.8 percent over the comparable period in the prior year. These increases were primarily due to additions to staff, merit increases and higher benefit costs. Full-time equivalent staffing levels were 170 at March 31, 2012 and 165 at March 31, 2011. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">48</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Occupancy and equipment expense for the quarter ended March 31, 2012 decreased $166,000, or 19.2 percent, from the comparable three-month period in 2011. The decrease for the quarter was primarily attributable to expense reductions pertaining to lower weather related expenses, and reductions of $29,000 in depreciation expense. These decreases were partially offset by an increase of $14,000 in building expense and $29,000 in real estate tax. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FDIC insurance expense decreased $229,000, or 43.4%, for the three months ended March 31, 2012 compared to the same period in 2011. The decreases were caused by a new assessment formula which resulted in a more favorable rating category for the Corporation. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Professional and consulting expense for the three months ended March 31, 2012 increased $5,000 or 2.1 percent compared to the comparable quarter of 2011, reflecting higher expenses related to enterprise risk management implementation. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Marketing and advertising expense for the three months ended March 31, 2012 increased $10,000 or 47.6 percent, from the comparable period in 2011 primarily due to higher print media costs </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">All other expense for the three months ended March 31, 2012 decreased $59,000, or 6.1 percent, compared to the same quarter of 2011. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Provision for Income Taxes </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the quarter ended March 31, 2012, the Corporation recorded income tax expense of $2.2 million, compared with $1.7 million income tax expense for the quarter ended March 31, 2011. The effective tax rates for the quarterly periods ended March 31, 2012 and 2011 were 33.7 percent and 36.2 percent, respectively. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Recent Accounting Pronouncements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Note 4 of the Notes to Consolidated Financial Statements discusses the expected impact of accounting pronouncements recently issued or proposed but not yet required to be adopted. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Asset and Liability Management </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Asset and Liability management encompasses an analysis of market risk, the control of interest rate risk (interest sensitivity management) and the ongoing maintenance and planning of liquidity and capital. The composition of the Corporation&#146;s statement of condition is planned and monitored by the Asset and Liability Committee (&#147;ALCO&#148;). In general, management&#146;s objective is to optimize net interest income and minimize market risk and interest rate risk by monitoring the components of the statement of condition and the interaction of interest rates. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Short-term interest rate exposure analysis is supplemented with an interest sensitivity gap model. The Corporation utilizes interest sensitivity analysis to measure the responsiveness of net interest income to changes in interest rate levels. Interest rate risk arises when an earning asset matures or when its interest rate changes in a time period different than that of a supporting interest-bearing liability, or when an interest-bearing liability matures or when its interest rate changes in a time period different than that of an earning asset that it supports. While the Corporation matches only a small portion of specific assets and liabilities,
total earning assets and interest-bearing liabilities are grouped to determine the overall interest rate risk within a number of specific time frames. The difference between interest-sensitive assets and interest-sensitive liabilities is referred to as the interest sensitivity gap. At any given point in time, the Corporation may be in an asset-sensitive position, whereby its interest-sensitive assets exceed its interest-sensitive liabilities, or in a liability-sensitive position, whereby its interest-sensitive liabilities exceed its interest-sensitive assets, depending in part on management&#146;s judgment as to projected interest rate trends. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s interest rate sensitivity position in each time frame may be expressed as assets less liabilities, as liabilities less assets, or as the ratio between rate sensitive assets (&#147;RSA&#148;) and rate sensitive liabilities (&#147;RSL&#148;). For example, a short-funded position (liabilities repricing before assets) would be expressed as a net negative position, when period gaps are computed by subtracting repricing liabilities from repricing assets. When using the ratio method, a RSA/RSL ratio of 1 indicates a balanced position, a ratio greater than 1 indicates an asset-sensitive position and a ratio less than 1 indicates a
liability-sensitive position. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">49</P>

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<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">A negative gap and/or a rate sensitivity ratio less than 1 tends to expand net interest margins in a falling rate environment and reduce net interest margins in a rising rate environment. Conversely, when a positive gap occurs, generally margins expand in a rising rate environment and contract in a falling rate environment. From time to time, the Corporation may elect to deliberately mismatch liabilities and assets in a strategic gap position. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the Corporation reflected a positive interest sensitivity gap with an interest sensitivity ratio of 1.80:1.00 at the cumulative one-year position. Based on management&#146;s perception of interest rates remaining low through 2012, emphasis has been, and is expected to continue to be, placed on controlling liability costs while extending the maturities of liabilities in order to insulate the net interest spread from rising interest rates in the future. However, no assurance can be given that this objective will be met. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Estimates of Fair Value </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The estimation of fair value is significant to a number of the Corporation&#146;s assets, including loans held for sale and investment securities available-for-sale. These are all recorded at either fair value or the lower of cost or fair value. Fair values are volatile and may be influenced by a number of factors. Circumstances that could cause estimates of the fair value of certain assets and liabilities to change include a change in prepayment speeds, discount rates, or market interest rates. Fair values for most available-for-sale investment securities are based on quoted market prices. If quoted market prices are not available, fair values are
based on judgments regarding future expected loss experience, current economic condition risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature, involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Impact of Inflation and Changing Prices </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The financial statements and notes thereto presented elsewhere herein have been prepared in accordance with generally accepted accounting principles, which require the measurement of financial position and operating results in terms of historical dollars without considering the change in the relative purchasing power of money over time due to inflation. The impact of inflation is reflected in the increased cost of operations; unlike most industrial companies, nearly all of the Corporation&#146;s assets and liabilities are monetary. As a result, interest rates have a greater impact on performance than do the effects of general levels of inflation.
Interest rates do not necessarily move in the same direction or to the same extent as the prices of goods and services. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Liquidity </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The liquidity position of the Corporation is dependent primarily on successful management of the Bank&#146;s assets and liabilities so as to meet the needs of both deposit and credit customers. Liquidity needs arise principally to accommodate possible deposit outflows and to meet customers&#146; requests for loans. Scheduled principal loan repayments, maturing investments, short-term liquid assets and deposit inflows, can satisfy such needs. The objective of liquidity management is to enable the Corporation to maintain sufficient liquidity to meet its obligations in a timely and cost-effective manner. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management monitors current and projected cash flows, and adjusts positions as necessary to maintain adequate levels of liquidity. Under its liquidity risk management program, the Corporation regularly monitors correspondent bank funding exposure and credit exposure in accordance with guidelines issued by the banking regulatory authorities. Management uses a variety of potential funding sources and staggering maturities to reduce the risk of potential funding pressure. Management also maintains a detailed contingency funding plan designed to respond adequately to situations which could lead to stresses on liquidity. Management believes that the
Corporation has the funding capacity to meet the liquidity needs arising from potential events. In addition to pledgeable investment securities, the Corporation also maintains borrowing capacity through the Federal Reserve Bank Discount Window and the Federal Home Loan Bank of New York secured with loans and marketable securities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s primary sources of short-term liquidity consist of cash and cash equivalents and unpledged investment securities available-for-sale. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">50</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">At March 31, 2012, the Parent Corporation had $1.2 million in cash and short-term investments compared to $2.0 million at December 31, 2011. Expenses at the Parent Corporation are moderate and management believes that the Parent Corporation presently has adequate liquidity to fund its obligations. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Certain provisions of long-term debt agreements, primarily subordinated debt, prevent the Corporation from creating liens on, disposing of or issuing voting stock of subsidiaries. As of March 31, 2012, the Corporation was in compliance with all covenants and provisions of these agreements. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Deposits </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total deposits increased to $1.15 billion at March 31, 2012 from $1.12 billion at December 31, 2011. Total non interest-bearing deposits increased from $167.2 million at December 31, 2011 to $172.3 million at March 31, 2012, an increase of $5.2 million or 3.1 percent. Interest-bearing demand, savings and time deposits under $100,000 increased to a total of $867.9 million at March 31, 2012 as compared to $816.3 million at December 31, 2011. Time deposits $100,000 and over decreased $24.7 million as compared to year-end 2011 primarily due to an outflow of municipal certificates of deposit. Time deposits $100,000 and over represented 9.8 percent of
total deposits at March 31, 2012 compared to 12.3 percent at December 31, 2011. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Core Deposits </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation derives a significant proportion of its liquidity from its core deposit base. Total demand deposits, savings and money market accounts of $991.1 million at March 31, 2012 increased by $56.2 million, or 6.0 percent, from December 31, 2011. At March 31, 2012, total demand deposits, savings and money market accounts were 85.9 percent of total deposits compared to 83.4 percent at year-end 2011. Alternatively, the Corporation uses a more stringent calculation for the management of its liquidity positions internally, which calculation consists of total demand, savings accounts and money market accounts (excluding money market accounts
greater than $100,000 and time deposits) as a percentage of total deposits. This number increased by $25.0 million, or 3.7 percent, from $668.2 million at December 31, 2011 to $693.2 million at March 31, 2012 and represented 60.1 percent of total deposits at March 31, 2012 as compared with 59.6 percent at December 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation continues to place the main focus of its deposit gathering efforts in the maintenance, development, and expansion of its core deposit base. Management believes that the emphasis on serving the needs of our communities will provide a long term relationship base that will allow the Corporation to efficiently compete for business in its market. The success of this strategy is reflected in the growth of the demand, savings and money market balances during the first quarter of 2012. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table depicts the Corporation&#146;s core deposit mix at March 31, 2012 and December 31, 2011 based on the Corporation&#146;s alternative calculation: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="244"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>December 31, 2011</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=2><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=3>Dollar<BR> Change<BR> 2012 vs. 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Percentage</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Percentage</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=19><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non interest-bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>172,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24.9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>167,164</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25.0</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,178</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest-bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>197,648</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>28.5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>215,523</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(17,875</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Regular savings</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>107,245</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>135,703</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(28,458</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Money market deposits under $100</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>215,922</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>149,760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>22.4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>66,162</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total core deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>693,157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>100.0</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>668,150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>100.0</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>25,007</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,153,473</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,121,415</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>32,058</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Core deposits to total deposits</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>60.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>59.58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">51</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Borrowings </H2>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Short-Term Borrowings </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Short-term borrowings, which consist primarily of securities sold under agreements to repurchase, Federal Home Loan Bank (&#147;FHLB&#148;) advances and federal funds purchased, generally have maturities of less than one year. The details of these short-term borrowings are presented in the following table. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="492"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="100"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31, 2012</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=3><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average interest rate:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>At quarter end</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>For the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average amount outstanding during the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>220</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Maximum amount outstanding at any month end in the quarter</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amount outstanding at quarter end</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H3 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: italic; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Long-Term Borrowings </H3>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Long-term borrowings, which consist primarily of FHLB advances and securities sold under agreements to repurchase, totaled $161.0 million at March 31, 2012 and December 31, 2011, and mature within one to eight years. The FHLB advances are secured by pledges of certain collateral, including but not limited to U.S. government and agency mortgage-backed securities and a blanket assignment of qualifying first lien mortgage loans, consisting of both residential mortgages and commercial real estate loans. At March 31, 2012, FHLB advances and securities sold under agreements to repurchase had weighted average interest rates of 3.46 percent and 5.31 percent,
respectively. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Subordinated Debentures </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On December 19, 2003, Center Bancorp Statutory Trust II, a statutory business trust and wholly-owned subsidiary of Center Bancorp, Inc., issued $5.0 million of MMCapS capital securities to investors due on January 23, 2034. The trust loaned the proceeds of this offering to the Corporation and received in exchange $5.2 million of the Parent Corporation&#146;s subordinated debentures. The subordinated debentures are redeemable in whole or part. The floating interest rate on the subordinated debentures is three-month LIBOR plus 2.85 percent and reprices quarterly. The rate at March 31, 2012 was 3.40 percent. The capital securities qualify as Tier 1
capital for regulatory capital purposes. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Cash Flows </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Consolidated Statements of Cash Flows present the changes in cash and cash equivalents resulting from the Corporation&#146;s operating, investing and financing activities. During the three months ended March 31, 2012, cash and cash equivalents decreased by $32.9 million over the balance at December 31, 2011. Net cash of $5.1 million was provided by operating activities, primarily, net income as adjusted to net cash. Net income of $4.2 million was adjusted principally by net gains on sales of investment securities of $1.0 million, provision for loan losses of $0.1 million, a decrease in prepaid FDIC insurance assessments of $0.2 million, an
increase in other assets of $0.6 million and an increase in other liabilities of $1.7 million. Net cash used in investing activities amounted to approximately $69.4 million, primarily reflecting a net increase in investment securities of $35.7 million, along with a net increase in loans of $33.6 million. Net cash of $31.4 million was provided by financing activities, primarily from the increase in deposits of $32.1 million offset in part by the funding of dividends. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">52</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

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<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Stockholders&#146; Equity </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total stockholders&#146; equity amounted to $142.1 million, or 9.62 percent of total assets, at March 31, 2012, compared to $135.9 million or 9.49 percent of total assets at December 31, 2011. Book value per common share was $8.01 at March 31, 2012, compared to $7.63 at December 31, 2011. Tangible book value (i.e., total stockholders&#146; equity less preferred stock, goodwill and other intangible assets) per common share was $6.98 at March 31, 2012, compared to $6.60 at December 31, 2011. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Tangible book value per share is a non-GAAP financial measure and represents tangible stockholders&#146; equity (or tangible book value) calculated on a per common share basis. The Corporation believes that a disclosure of tangible book value per share may be helpful for those investors who seek to evaluate the Corporation&#146;s book value per share without giving effect to goodwill and other intangible assets. The following table presents a reconciliation of total book value per share to tangible book value per share as of March 31, 2012 and December 31, 2011. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>March 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2011</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=7><FONT STYLE="font-weight: normal">(in thousands, except for share data)</FONT></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>142,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>135,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Less: Preferred stock</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Less: Goodwill and other intangible assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,889</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>16,902</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Tangible common stockholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>113,942</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>107,764</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Book value per common share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.01</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7.63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Less: Goodwill and other intangible assets</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Tangible book value per common share</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6.98</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6.60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On September 15, 2011, the Corporation issued $11.25 million in nonvoting senior preferred stock to the Treasury under the Small Business Lending Fund Program (&#147;SBLF Program&#148;). Under the Securities Purchase Agreement, the Corporation issued to the Treasury a total of 11,250 shares of the Corporation&#146;s Senior Non-Cumulative Perpetual Preferred Stock, Series B, having a liquidation value of $1,000 per share. Simultaneously, using the proceeds from the issuance of the SBLF Preferred Stock, the Corporation redeemed from the Treasury, all 10,000 outstanding shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, liquidation
amount $1,000 per share, for a redemption price of $10,041,667, including accrued but unpaid dividends up to the date of redemption. The investment in the SBLF program provides the Corporation with approximately $1.25 million additional Tier 1 capital. The capital that the Corporation received under the program will allow it to continue to serve small business clients through the commercial lending program. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On December 7, 2011, the Corporation repurchased the warrants issued on January 12, 2009 to the U.S. Treasury as part of its participation in the U.S. Treasury&#146;s TARP Capital Purchase Program. In the repurchase, the Corporation paid the U.S. Treasury $245,000 for the warrants. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">During the three months ended March 31, 2012, the Corporation had no purchases of common stock associated with its stock buyback programs. At March 31, 2012, there were 652,868 shares available for repurchase under the Corporation&#146;s stock buyback programs. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Regulatory Capital and Capital Adequacy </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The maintenance of a solid capital foundation is a primary goal for the Corporation. Accordingly, capital plans and dividend policies are monitored on an ongoing basis. The Corporation&#146;s objective of the capital planning process is to effectively balance the retention of capital to support future growth with the goal of providing stockholders with an attractive long-term return on their investment. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation and the Bank are subject to regulatory guidelines establishing minimum capital standards that involve quantitative measures of assets, and certain off-balance sheet items, as risk-adjusted assets under regulatory accounting practices. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">53</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following is a summary of regulatory capital amounts and ratios as of March 31, 2012 for the Corporation and the Bank, compared with minimum capital adequacy requirements and the regulatory requirements for classification as a well-capitalized depository institution. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Center Bancorp, Inc.</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital Adequacy<BR> Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well-Capitalized Under Prompt<BR> Corrective Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>At March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 leverage capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>133,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>57,801</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 risk-based capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>133,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45,656</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total risk-based capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>143,025</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>91,317</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/A</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-bottom; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Union Center<BR> National Bank</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital Adequacy<BR> Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well-Capitalized<BR> Under Prompt<BR> Corrective Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>At March 31, 2012</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=23><FONT STYLE="font-weight: normal">(dollars in thousands)</FONT></TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 leverage capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>131,647</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>57,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,175</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 risk-based capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>131,647</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45,632</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68,447</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #CCFFCC">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total risk-based capital</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141,586</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>91,272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>114,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: text-bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: text-bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: text-bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">N/A&nbsp;&#151;&nbsp;not applicable </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Office of the Comptroller of the Currency (&#147;OCC&#148;) has established higher minimum capital ratios for the Bank effective as of December 31, 2009: Tier 1 leverage capital of 8.0 percent, Tier 1 risk-based capital of 10.0 percent and Total risk-based capital of 12.0 percent. As of March 31, 2012, management believes that each of the Bank and the Corporation meet all capital adequacy requirements to which it is subject, including those established for the Bank by the OCC. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Basel III </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Basel Committee on Banking Supervision (the &#147;Basel Committee&#148;) provides a forum for regular cooperation on banking supervisory matters. Its objective is to enhance understanding of key supervisory issues and improve the quality of banking supervision worldwide. It seeks to do so by exchanging information on national supervisory issues, approaches and techniques, with a view to promoting common understanding. At times, the Committee uses this common understanding to develop guidelines and supervisory standards in areas where they are considered desirable. In this regard, the Committee is best known for its international standards on
capital adequacy; the Core Principles for Effective Banking Supervision; and the Concordat on cross-border banking supervision. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Basel Committee released a comprehensive list of proposals for changes to capital, leverage, and liquidity requirements for banks in December 2009 (commonly referred to as &#147;Basel III&#148;). In July 2010, the Basel Committee announced the design for its capital and liquidity reform proposals and in September 2010, the oversight body of the Basel Committee announced minimum capital ratios and transition periods. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In December 2010 and January 2011, the Basel Committee published the final texts of reforms on capital and liquidity generally referred to as &#147;Basel III.&#148; Although Basel III is intended to be implemented by participating countries for large, internationally active banks, its provisions are likely to be considered by United States banking regulators in developing new regulations applicable to other banks in the United States, including Union Center National Bank. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">54</P>

<HR STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For banks in the United States, among the most significant provisions of Basel III concerning capital are the following: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">A minimum ratio of common equity to risk-weighted assets reaching 4.5%, plus an additional 2.5% as a capital conservation buffer, by 2019 after a phase-in period. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">A minimum ratio of Tier 1 capital to risk-weighted assets reaching 6.0% by 2019 after a phase-in period. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">A minimum ratio of total capital to risk-weighted assets, plus the additional 2.5% capital conservation buffer, reaching 10.5% by 2019 after a phase-in period. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">An additional countercyclical capital buffer to be imposed by applicable national banking regulators periodically at their discretion, with advance notice. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Restrictions on capital distributions and discretionary bonuses applicable when capital ratios fall within the buffer zone. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Deduction from common equity of deferred tax assets that depend on future profitability to be realized. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Increased capital requirements for counterparty credit risk relating to OTC derivatives, repos and securities financing activities. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">For capital instruments issued on or after January 13, 2013 (other than common equity), a loss-absorbency requirement such that the instrument must be written off or converted to common equity if a trigger event occurs, either pursuant to applicable law or at the direction of the banking regulator. A trigger event is an event under which the banking entity would become nonviable without the write-off or conversion, or without an injection of capital from the public sector. The issuer must maintain authorization to issue the requisite shares of common equity if conversion were required. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Basel III provisions on liquidity include complex criteria establishing the LCR and NSFR. Although Basel III is described as a &#147;final text,&#148; it is subject to the resolution of certain issues and to further guidance and modification, as well as to adoption by United States banking regulators, including decisions as to whether and to what extent it will apply to United States banks that are not large, internationally active banks. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Looking Forward </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">One of the Corporation&#146;s primary objectives is to achieve balanced asset and revenue growth, and at the same time expand market presence and diversify its financial products. However, it is recognized that objectives, no matter how focused, are subject to factors beyond the control of the Corporation, which can impede its ability to achieve these goals. The following factors should be considered when evaluating the Corporation&#146;s ability to achieve its objectives: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The financial marketplace is rapidly changing and currently is in flux. The U.S. Treasury and banking regulators have implemented, and may continue to implement, a number of programs under new legislation to address capital and liquidity issues in the banking system. In addition, new financial system reform legislation may affect banks&#146; abilities to compete in the marketplace. It is difficult to assess whether these programs and actions will have short-term and/or long-term positive effects. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Banks are no longer the only place to obtain loans, nor the only place to keep financial assets. The banking industry has lost market share to other financial service providers. The future is predicated on the Corporation&#146;s ability to adapt its products, provide superior customer service and compete in an ever-changing marketplace. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Net interest income, the primary source of earnings, is impacted favorably or unfavorably by changes in interest rates. Although the impact of interest rate fluctuations can be mitigated by appropriate asset/liability management strategies, significant changes in interest rates can have a material adverse impact on profitability. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">55</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The ability of customers to repay their obligations is often impacted by changes in the regional and local economy. Although the Corporation sets aside loan loss provisions toward the allowance for loan losses when the Board determines such action to be appropriate, significant unfavorable changes in the economy could impact the assumptions used in the determination of the adequacy of the allowance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Technological changes will have a material impact on how financial service companies compete for and deliver services. It is recognized that these changes will have a direct impact on how the marketplace is approached and ultimately on profitability. The Corporation has taken steps to improve its traditional delivery channels. However, continued success will likely be measured by the ability to anticipate and react to future technological changes. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">This &#147;Looking Forward&#148; description constitutes a forward-looking statement under the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from those projected in the Corporation&#146;s forward-looking statements due to numerous known and unknown risks and uncertainties, including the factors referred to in this quarterly report and in the Corporation&#146;s Annual Report on Form 10-K for the year ended December 31, 2011. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">56</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tQQD"></a>Item 3. Qualitative and Quantitative Disclosures about Market Risks </H2>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Market Risk </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation&#146;s profitability is affected by fluctuations in interest rates. A sudden and substantial increase or decrease in interest rates may adversely affect the Corporation&#146;s earnings to the extent that the interest rates borne by assets and liabilities do not similarly adjust. The Corporation&#146;s primary objective in managing interest rate risk is to minimize the adverse impact of changes in interest rates on the Corporation&#146;s net interest income and capital, while structuring the Corporation&#146;s asset-liability structure to obtain the maximum yield-cost spread on that structure. The Corporation relies primarily on its
asset-liability structure to control interest rate risk. The Corporation continually evaluates interest rate risk management opportunities and has been focusing its efforts on increasing the Corporation&#146;s yield-cost spread through wholesale and retail growth opportunities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation monitors the impact of changes in interest rates on its net interest income using several tools. One measure of the Corporation&#146;s exposure to differential changes in interest rates between assets and liabilities is the Corporation&#146;s analysis of its interest rate sensitivity. This test measures the impact on net interest income and on net portfolio value of an immediate change in interest rates in 100 basis point increments. Net portfolio value is defined as the net present value of assets, liabilities and off-balance sheet contracts. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The primary tool used by management to measure and manage interest rate exposure is a simulation model. Use of the model to perform simulations reflecting changes in interest rates over multiple-year time horizons enables management to develop and initiate strategies for managing exposure to interest rate risk. In its simulations, management estimates the impact on net interest income of various changes in interest rates. Projected net interest income sensitivity to movements in interest rates is modeled based on a ramped rise and fall in interest rates based on a parallel yield curve shift over a twelve month time horizon and then maintained at
those levels over the remainder of the model time horizon, which provides a rate shock to the two-year period and beyond. The model is based on the actual maturity and repricing characteristics of interest rate-sensitive assets and liabilities. The model incorporates assumptions regarding earning asset and deposit growth, prepayments, interest rates and other factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management believes that both individually and taken together, these assumptions are reasonable, but the complexity of the simulation modeling process results in a sophisticated estimate, not an absolutely precise calculation of exposure. For example, estimates of future cash flows must be made for instruments without contractual maturities or payment schedules. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Based on the results of the interest simulation model as of March 31, 2012, and assuming that management does not take action to alter the outcome, the Corporation would expect an increase of 1.11 percent in net interest income if interest rates increased by 200 basis points from current rates in a gradual and parallel rate ramp over a twelve month period. These results and other analyses indicate to management that the Corporation&#146;s net interest income is presently minimally sensitive to rising interest rates. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Based on management&#146;s perception that financial markets will continue to be volatile, interest rates that are projected to continue at low levels will generate increased downward repricing of earning assets. Emphasis has been, and is expected to continue to be, placed on interest-sensitivity matching with an overall objective of improving the net interest spread and margin during 2012. However, no assurance can be given that this objective will be met. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Equity Price Risk </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Corporation is exposed to equity price risk inherent in its portfolio of publicly traded equity securities, which had an estimated fair value of approximately $6.7 million and $6.1 million at March 31, 2012 and December 31, 2011, respectively. We monitor equity investment holdings for impairment on a quarterly basis. In the event that the carrying value of the equity investment exceeds its fair value, and the decline in value is determined to be to be other than temporary, the carrying value is reduced to its current fair value by recording a charge to current operations. For the three months ended March 31, 2012 and 2011, the Corporation
recorded no other-than-temporary impairment charges on its equity security holdings. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">57</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tCP"></a>Item 4. Controls and Procedures </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">a) <I>&nbsp;&nbsp;Disclosure controls and procedures</I>.&nbsp;&nbsp;As of the end of the Corporation&#146;s most recently completed fiscal quarter covered by this report, the Corporation carried out an evaluation, with the participation of the Corporation&#146;s management, including the Corporation&#146;s chief executive officer and chief financial officer, of the effectiveness of the Corporation&#146;s disclosure controls and procedures pursuant to Securities Exchange Act Rule 13a-15. Based upon that evaluation, the Corporation&#146;s chief executive officer and chief financial officer concluded that the Corporation&#146;s disclosure controls and
procedures are effective in ensuring that information required to be disclosed by the Corporation in the reports that it files or submits under the Securities Exchange Act is recorded, processed, summarized and reported, within the time periods specified in the SEC&#146;s rules and forms and are operating in an effective manner and that such information is accumulated and communicated to management, including the Corporation&#146;s chief executive officer and chief financial officer, as appropriate to allow timely decisions regarding required disclosure. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">b)&nbsp;&nbsp;<I>Changes in internal controls over financial reporting</I>:&nbsp;&nbsp;There have been no changes in the Corporation&#146;s internal controls over financial reporting that occurred during the Corporation&#146;s last fiscal quarter to which this report relates that have materially affected, or are reasonable likely to materially affect, the Corporation&#146;s internal control over financial reporting. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">58</P>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">PART II&nbsp;&#151;&nbsp;OTHER INFORMATION </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tLP"></a>Item 1. Legal Proceedings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">There are no significant pending legal proceedings involving the Corporation other than those arising out of routine operations. Based upon the information currently available, it is the opinion of management that the disposition or ultimate determination of such other claims will not have a material adverse impact on the consolidated financial position, results of operations, or liquidity of the Corporation. This statement constitutes a forward-looking statement under the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from this statement as a result of various factors, including the uncertainties arising in
proving facts within the context of the legal processes. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tEXH"></a>Item 6. Exhibits </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="520"></TD>

</TR>

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          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Exhibit No.</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: text-bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Description</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.1&nbsp;&nbsp;&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification of the Chief Executive Officer of the Corporation Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.2&nbsp;&nbsp;&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification of the Chief Financial Officer of the Corporation Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.1*&nbsp;&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification of the Chief Executive Officer of the Corporation Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.2*&nbsp;&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification of the Chief Financial Officer of the Corporation Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.INS**&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">XBRL Instance Document</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.SCH**</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">XBRL Taxonomy Extension Schema Document</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.CAL**</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">XBRL Taxonomy Extension Calculation Linkbase Document</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.DEF**</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Definition Taxonomy Extension Linkbase Document</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.LAB**</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">XBRL Taxonomy Extension Label Linkbase Document</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101.PRE**</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">XBRL Taxonomy Extension Presentation Linkbase Document</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

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          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 25px; text-align: left">*&nbsp; =</TD>

          <TD STYLE="text-align: left">Furnished and not filed. </TD>

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          <TD STYLE="text-align: left">Pursuant to Rule 406T of Regulation S-T, this interactive data file is deemed not filed or part of a registration statement or prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933, is deemed not filed for purposes of section 18 of the Securities Exchange Act of 1934, and otherwise is not subject to liability under these sections. </TD>

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<P STYLE="text-align: left; font-family: serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="#tSIG"></a>SIGNATURES </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf, by the undersigned, thereunto duly authorized. </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CENTER BANCORP, INC. </H1>

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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -24pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="padding-left: 0pt; text-indent: -0pt" ROWSPAN=1 COLSPAN=1><P STYLE="padding-left: 20pt; text-indent: -20pt; margin-bottom: -12pt">By:</P><P STYLE="margin-top: 0pt; padding-left: 20pt">/s/ Anthony C. Weagley<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Anthony C. Weagley<BR>President and Chief Executive Officer</P></TD>          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><P STYLE="padding-left: 20pt; text-indent: -20pt; margin-bottom: -12pt">By:</P><P STYLE="margin-top: 0pt; padding-left: 20pt">/s/ Vincent N. Tozzi<BR> <IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Vincent N. Tozzi<BR> Vice President, Treasurer and Chief Financial Officer</P></TD></TR>

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          <TD STYLE="padding-left: 0pt; text-indent: -0pt" ROWSPAN=1 COLSPAN=1>Date: May 9, 2012</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Date: May 9, 2012</TD>

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<TYPE>EX-31.1
<SEQUENCE>2
<FILENAME>v312238_ex31x1.htm
<DESCRIPTION>EXHIBIT 31.1
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

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<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Anthony C. Weagley, certify that: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1.&nbsp;&nbsp;I have reviewed this Quarterly Report on Form 10-Q of Center Bancorp, Inc.; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2.&nbsp;&nbsp;Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3.&nbsp;&nbsp;Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4.&nbsp;&nbsp;The registrant&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15 (e) and 15d-15 (e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15 (f) and 15d-15 (f)) for the registrant and have: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">a)&nbsp;&nbsp;designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to me by others within those entities, particularly during the period on which this report is being prepared; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">b)&nbsp;&nbsp;designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under my supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">c)&nbsp;&nbsp;evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">d)&nbsp;&nbsp;disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#146;s internal control over financial reporting. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5.&nbsp;&nbsp;The registrant&#146;s other certifying officer(s) and I have disclosed, based on my most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the registrant&#146;s board of directors (or persons performing that equivalent functions): </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">a)&nbsp;&nbsp;all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record, process, summarize and report financial information; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">b)&nbsp;&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </P>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: May 9, 2012</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Anthony C. Weagley<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Anthony C. Weagley<BR> President and Chief Executive Officer</TD>

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<TYPE>EX-31.2
<SEQUENCE>3
<FILENAME>v312238_ex31x2.htm
<DESCRIPTION>EXHIBIT 31.2
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<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Vincent N. Tozzi, certify that: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1.&nbsp;&nbsp;I have reviewed this Quarterly Report on Form 10-Q of Center Bancorp, Inc.; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2.&nbsp;&nbsp;Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3.&nbsp;&nbsp;Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4.&nbsp;&nbsp;The registrant&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15 (e) and 15d-15 (e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15 (f) and 15d-15 (f)) for the registrant and have: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">a)&nbsp;&nbsp;designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to me by others within those entities, particularly during the period on which this report is being prepared; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">b)&nbsp;&nbsp;designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under my supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">c)&nbsp;&nbsp;evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">d)&nbsp;&nbsp;disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#146;s internal control over financial reporting. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5.&nbsp;&nbsp;The registrant&#146;s other certifying officer(s) and I have disclosed, based on my most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the registrant&#146;s board of directors (or persons performing that equivalent functions): </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">a)&nbsp;&nbsp;all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record, process, summarize and report financial information; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">b)&nbsp;&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

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<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="296"></TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

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<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: May 9, 2012</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Vincent N. Tozzi<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Vincent N. Tozzi<BR> Vice President, Treasurer and Chief Financial Officer</TD>

</TR>

</TABLE></DIV>

</DIV>

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<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>4
<FILENAME>v312238_ex32x1.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-indent:0pt; text-align: right; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>EXHIBIT 32.1</B> </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO<BR> 18 U.S.C. SECTION 1350,<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with this Quarterly Report of Center Bancorp, Inc. (the &#147;Corporation&#148;) on Form 10-Q for the quarter ended March 31, 2012 filed with the Securities and Exchange Commission (the &#147;Report&#148;), I, Anthony C. Weagley, President and Chief Executive Officer of the Corporation, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to my knowledge: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1.&nbsp;&nbsp;The Report fully complies with the requirements of Section 13 (a) of the Securities Exchange Act of 1934; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2.&nbsp;&nbsp;The information contained in the Report fairly presents, in all material respects, the consolidated financial condition of the Corporation as of the dates presented and the consolidated results of operations of the Corporation for the periods presented. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: May 9, 2012</TD>

          <TD STYLE="width: 12px; vertical-align: text-bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Anthony C. Weagley<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Anthony C. Weagley<BR> President and Chief Executive Officer</TD>

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<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>5
<FILENAME>v312238_ex32x2.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-indent:0pt; text-align: right; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>EXHIBIT 32.2</B> </P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO<BR> 18 U.S.C. SECTION 1350,<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with this Quarterly Report of Center Bancorp, Inc. (the &#147;Corporation&#148;) on Form 10-Q for the quarter ended March 31, 2012 filed with the Securities and Exchange Commission (the &#147;Report&#148;), I, Vincent N. Tozzi, Vice President, Treasurer and Chief Financial Officer of the Corporation, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to my knowledge: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1.&nbsp;&nbsp;The Report fully complies with the requirements of Section 13 (a) of the Securities Exchange Act of 1934; and </P>

<P STYLE="text-indent:20px; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2.&nbsp;&nbsp;The information contained in the Report fairly presents, in all material respects, the consolidated financial condition of the Corporation as of the dates presented and the consolidated results of operations of the Corporation for the periods presented. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: May 9, 2012</TD>

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          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Vincent N. Tozzi<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Vincent N. Tozzi<BR> Vice President, Treasurer and Chief Financial Officer</TD>

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&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 4. Recent Accounting Pronouncements &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In April 2011, the FASB issued ASU No. 2011-03, &lt;i&gt;"Reconsideration of Effective Control for Repurchase Agreements."&lt;/i&gt; ASU No. 2011-03 modifies the criteria for determining when repurchase agreements would be accounted for as a secured borrowing rather than as a sale. Currently, an entity that maintains effective control over transferred financial assets must account for the transfer as a secured borrowing rather than as a sale. The provisions of ASU No. 2011-03 removes from the assessment of effective control the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee. The FASB believes that contractual rights and obligations determine effective control and that there does not need to be a requirement to assess the ability to exercise those rights. ASU No. 2011-03 does not change the other existing criteria used in the assessment of effective control. The provisions of ASU No. 2011-03 are effective prospectively for transactions, or modifications of existing transactions, that occur on or after January 1, 2012. As the Corporation accounts for all of its repurchase agreements as collateralized financing arrangements, the adoption of this ASU had no impact on the Corporation's statements of income and condition. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In May 2011, the FASB issued ASU No. 2011-04, &lt;i&gt;"Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs."&lt;/i&gt; ASU No. 2011-04 results in a consistent definition of fair value and common requirements for measurement of and disclosure about fair value between U.S. GAAP and International Financial Reporting Standards ("IFRS"). The changes to U.S. GAAP as a result of ASU No. 2011-04 are as follows: (1) The concepts of highest and best use and valuation premise are only relevant when measuring the fair value of nonfinancial assets (that is, it does not apply to financial assets or any liabilities); (2) U.S. GAAP currently prohibits application of a blockage factor in valuing financial instruments with quoted prices in active markets; ASU No. 2011-04 extends that prohibition to all fair value measurements; (3) An exception is provided to the basic fair value measurement principles for an entity that holds a group of financial assets and financial liabilities with offsetting positions in market risks or counterparty credit risk that are managed on the basis of the entity's net exposure to either of those risks; this exception allows the entity, if certain criteria are met, to measure the fair value of the net asset or liability position in a manner consistent with how market participants would price the net risk position; (4) Aligns the fair value measurement of instruments classified within an entity's shareholders' equity with the guidance for liabilities; and (5) Disclosure requirements have been enhanced for recurring Level 3 fair value measurements to disclose quantitative information about unobservable inputs and assumptions used, to describe the valuation processes used by the entity, and to describe the sensitivity of fair value measurements to changes in unobservable inputs and interrelationships between those inputs. In addition, entities must report the level in the fair value hierarchy of items that are not measured at fair value in the statement of condition but whose fair value must be disclosed. The provisions of ASU No. 2011-04 are effective for the Corporation's interim reporting period beginning on or after December 15, 2011. The adoption of ASU No. 2011-04 had no impact on the Corporation's statements of income or statements of condition. See Note 8 to the Corporation's consolidated financial statements for the enhanced disclosures required by ASU No. 2011-04. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In June 2011, the FASB issued ASU No. 2011-05, "&lt;i&gt;Presentation of Comprehensive Income." &lt;/i&gt;The provisions of ASU No. 2011-05 allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. The statement(s) are required to be presented with equal prominence as the other primary financial statements. ASU No. 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in shareholders' equity but does not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income. The provisions of ASU No. 2011-05 are effective for the Corporation's interim reporting period beginning on or after December 15, 2011, with retrospective application required. The adoption of ASU No. 2011-05 is expected to result in presentation changes to the Corporation's statements of income and the addition of a statement of comprehensive income. The adoption of ASU No. 2011-05 had no impact on the Corporation's statements of condition. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In September 2011, the FASB issued ASU No. 2011-08, "&lt;i&gt;Intangibles &amp;#8212; Goodwill and Other (Topic 350): Testing Goodwill for Impairment&lt;/i&gt;", which permits an entity to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If an entity believes, as a result of its qualitative assessment, that it is more likely than not that the fair value of a reporting unit is less than its carrying amount, the quantitative impairment test is required. Otherwise, no further impairment testing is required. The provisions of ASU No. 2011-08 are effective for the Corporation's interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted, provided that the entity has not yet performed its annual impairment test for goodwill. The Corporation performs its annual impairment test for goodwill in the fourth quarter of each year. The adoption of ASU No. 2011-08 is not expected to have a material impact on the Corporation's statements of income and statements of condition. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In December 2011, the FASB issued ASU No. 2011-12, "&lt;i&gt;Comprehensive Income (Topic 220)&lt;/i&gt;: &lt;i&gt;Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update No. 2011-05&lt;/i&gt;." The Update defers the specific requirement to present items that are reclassified from accumulated other comprehensive income to net income separately with their respective components of net income and other comprehensive income. ASU No. 2011-12, which shares the same effective date as ASU No. 2011-05, does not defer the requirement for entities to present components of comprehensive income in either a single continuous statement of comprehensive income or in two separate but consecutive statements. The Corporation adopted the provisions of ASU No. 2011-12 which resulted a new statement of comprehensive income for the interim period ended March 31, 2012. The adoption of ASU No. 2011-12 had no impact to the Corporation's statements of income and condition. &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AccountingChangesAndErrorCorrectionsTextBlock>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">9252000</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">10918000</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent>
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  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-1211000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
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  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">-2886000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">4715000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">4722000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-1000</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">-1000</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-2000</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">-2000</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:Assets contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">1432738000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">1476595000</us-gaap:Assets>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">414507000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">454994000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">28943000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">29194000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">260000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">251000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">42632000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-32894000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">37497000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_3_31_2011" unitRef="Unit1" decimals="-3">80129000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">111101000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">78207000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit13" decimals="INF">0.03</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit13" decimals="INF">0.03</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit13" decimals="INF">0.03</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit13" decimals="INF">0.03</us-gaap:CommonStockDividendsPerShareDeclared>
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  <us-gaap:CommonStockNoParValue xsi:nil="true" contextRef="As_Of_3_31_2012" unitRef="Unit13" />
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="INF">25000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="INF">25000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="0">18477412</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="0">18477412</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="0">16332327</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="0">16332327</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockValue contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">110056000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">110056000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNoteTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 6. Comprehensive Income &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Total comprehensive income includes all changes in equity during a period arising from transactions and other events and circumstances from non-owner sources. The Corporation's other comprehensive income is comprised of unrealized holding gains and losses on investment securities available-for-sale, and actuarial losses of defined benefit plans, net of taxes. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Disclosure of comprehensive income for the three months ended March 31, 2012, and 2011 is presented in the Consolidated Statements of Comprehensive Income. The table below provides a reconciliation of the components of other comprehensive income to the data provided in the Consolidated Statements of Comprehensive Income. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The components of other comprehensive income, net of tax, were as follows for the periods indicated: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Reclassification adjustment of OTTI losses included in income&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;58&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;95&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Unrealized holding gains on available-for-sale securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,966&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,921&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Reclassification adjustment for net gains arising during this period&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(995&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(861&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Net unrealized gains on available-for-sale securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,029&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,155&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(10&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Net unrealized gain on securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,019&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,155&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Tax effect&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(1,459&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(861&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Net of tax amount&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,560&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,294&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Change in minimum pension liability&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(142&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Tax effect&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;57&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Net of tax amount&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(85&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Other comprehensive income, net of tax&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,560&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,209&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Accumulated other comprehensive loss at March 31, 2012 and December 31, 2011 consisted of the following: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;December 31,&lt;br /&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Investment securities available-for-sale, net of tax&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;370&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,196&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Unamortized component of securities transferred from&lt;br /&gt;available-for-sale to held-to-maturity, net of tax&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;157&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;163&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Defined benefit pension and post-retirement plans, net of tax&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(3,413&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(3,413&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total accumulated other comprehensive loss&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(2,886&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(5,446&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;&amp;nbsp;&lt;/h2&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <us-gaap:Deposits contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">1121415000</us-gaap:Deposits>
  <us-gaap:Deposits contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">1153473000</us-gaap:Deposits>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">241000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">210000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 3. Stock-Based Compensation &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation maintains two stock-based compensation plans from which new grants could be issued. The Corporation's stock option plans permit Parent Corporation common stock to be issued to key employees and directors of the Corporation and its subsidiaries. The options granted under the plans are intended to be either incentive stock options or non-qualified options. Under the 2009 Equity Incentive Plan, a total of 394,417 shares are available for grant and issuance as of March 31, 2012. Under the 2003 Non-Employee Director Stock Option Plan, a total of 403,219 shares remain available for grant and issuance under the plan as of March 31, 2012 and are authorized for issuance. Such shares may be treasury shares, newly issued shares or a combination thereof. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Options have been granted to purchase common stock principally at the fair market value of the stock at the date of grant. Options are exercisable over a three year vesting period starting one year after the date of grant and generally expire ten years from the date of grant. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Stock-based compensation expense for all share-based payment awards granted after December 31, 2005 is based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718-10-10 "&lt;i&gt;Stock Based Compensation&lt;/i&gt;". The Corporation recognizes these compensation costs net of a forfeiture rate and recognizes the compensation costs for only those shares expected to vest on a straight-line basis over the requisite service period of the award, which is generally the option vesting term of 3 years. The Corporation estimated the forfeiture rate based on its historical experience during the preceding seven fiscal years. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For the three months ended March 31, 2012, the Corporation's income before income taxes and net income were reduced by $7,000 and $4,000, respectively, as a result of the compensation expense related to stock options. For the three months ended March 31, 2011, the Corporation's income before income taxes and net income were reduced by $8,000 and $5,000, respectively, as a result of the compensation expense related to stock options. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Under the principal option plans, the Corporation may also grant restricted stock awards to certain employees. Restricted stock awards are non-vested stock awards. Restricted stock awards are independent of option grants and are generally subject to forfeiture if employment terminates prior to the release of the restrictions. Such awards generally vest within 30 days to five years from the date of grant. During that period, ownership of the shares cannot be transferred. Restricted stock has the same cash dividend and voting rights as other common stock and is considered to be currently issued and outstanding. The Corporation expenses the cost of restricted stock awards, which is determined to be the fair market value of the shares at the date of grant, ratably over the period during which the restrictions lapse. There were no restricted stock awards outstanding at March 31, 2012 or March 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;There were 27,784 and 30,564 shares of common stock underlying granted options for the three months ended March 31, 2012 and 2011, respectively. The fair value of share-based payment awards was estimated using the Black-Scholes option pricing model with the following assumptions and weighted average fair values at the time the grants were awarded: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Weighted average fair value of grants&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2.03&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1.89&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Risk-free interest rate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2.03&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2.19&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Dividend yield&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1.24&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1.32&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Expected volatility&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22.04&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22.25&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Expected life in months&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;68&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;65&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Activity under the principal option plans as of March 31, 2012 and changes during the three months ended March 31, 2012 were as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Shares&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Weighted-&lt;br /&gt;Average&lt;br /&gt;Exercise&lt;br /&gt;Price&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Weighted-&lt;br /&gt;Average&lt;br /&gt;Remaining&lt;br /&gt;Contractual&lt;br /&gt;Term&lt;br /&gt;(Years)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Aggregate&lt;br /&gt;Intrinsic&lt;br /&gt;Value&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Outstanding at December 31, 2011&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;171,378&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10.01&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Granted&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;27,784&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9.64&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Outstanding at March 31, 2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;199,162&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9.96&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6.27&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;146,074&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Exercisable at March 31, 2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;130,574&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10.42&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4.87&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;80,894&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The aggregate intrinsic value of options above represents the total pre-tax intrinsic value (the difference between the Corporation's closing stock price on the last trading day of the first quarter of 2012 and the exercise price, multiplied by the number of in-the-money options) that would have been received by the option holders had all option holders exercised their options on March 31, 2012. This amount changes based on the fair value of the Corporation's stock. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;As of March 31, 2012, there was approximately $102,000 of total unrecognized compensation expense relating to unvested stock options. These costs are expected to be recognized over a weighted average period of 1.58 years.&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">184000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">149000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">489000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">489000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">490000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">490000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="Unit1" decimals="-3">125000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">125000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="-3">141000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">141000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DueFromCorrespondentBrokers contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">5823000</us-gaap:DueFromCorrespondentBrokers>
  <us-gaap:DueToCorrespondentBrokers contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">3968000</us-gaap:DueToCorrespondentBrokers>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit13" decimals="2">0.18</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit13" decimals="2">0.25</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit13" decimals="2">0.18</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit13" decimals="2">0.25</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 2. Earnings per Common Share &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Basic earnings per common share ("EPS") is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding. Diluted EPS includes any additional common shares as if all potentially dilutive common shares were issued (e.g., stock options). The Corporation's weighted average common shares outstanding for diluted EPS include the effect of stock options and warrants outstanding using the Treasury Stock Method, which are not included in the calculation of basic EPS. There were 79,343 and 102,806 antidilutive stock options shares outstanding for the three months ended March 31, 2012 and March 31, 2011, respectively. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Earnings per common share have been computed based on the following: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;(in thousands, except per share amounts)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Net income&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,231&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,018&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Preferred stock dividends and accretion&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(141&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(146&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Net income available to common shareholders&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;4,090&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,872&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Basic weighted average common shares outstanding&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;16,332&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;16,290&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Plus: effect of dilutive options and warrants&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;11&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Diluted weighted average common shares outstanding&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;16,338&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;16,301&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Earnings per common share:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Basic&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.25&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.18&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Diluted&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.25&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.18&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 8. Fair Value Measurements and Fair Value of Financial Instruments &lt;/h2&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Fair Value Measurements &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Management uses its best judgment in estimating the fair value of the Corporation's financial and non-financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial and non-financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period-end dates indicated herein and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial and non-financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;U.S. GAAP establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below: &lt;/p&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"&gt;&lt;td style="width: 21px;"&gt; &lt;/td&gt;
&lt;td style="width: 24px; text-align: left;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;Level 1:&amp;nbsp;&amp;nbsp;Unadjusted exchange quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"&gt;&lt;td style="width: 21px;"&gt; &lt;/td&gt;
&lt;td style="width: 24px; text-align: left;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;Level 2:&amp;nbsp;&amp;nbsp;Quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"&gt;&lt;td style="width: 21px;"&gt; &lt;/td&gt;
&lt;td style="width: 24px; text-align: left;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style="text-align: left;"&gt;Level 3:&amp;nbsp;&amp;nbsp;Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (for example, supported with little or no market activity). &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following information should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Corporation's assets measured at fair value on a recurring basis at March 31, 2012 and December 31, 2011. &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Investment Securities Available-for-Sale &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Where quoted prices are available in an active market, investment securities are classified in Level 1 of the valuation hierarchy. Level 1 inputs include investment securities that have quoted prices in active markets for identical assets. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Examples of instruments, which would generally be classified within Level 2 of the valuation hierarchy, include municipal bonds and certain agency collateralized mortgage obligations. In certain cases where there is limited activity in the market for a particular instrument, assumptions must be made to determine their fair value and are classified as Level 3. Due to the inactive condition of the markets amidst the financial crisis, the Corporation treated certain investment securities as Level 3 assets in order to provide more appropriate valuations. For assets in an inactive market, the infrequent trades that do occur are not a true indication of fair value. When measuring fair value, the valuation techniques available under the market approach, income approach and/or cost approach are used. The Corporation's evaluations are based on market data and the Corporation employs combinations of these approaches for its valuation methods depending on the asset class. In certain cases where there were limited or less transparent information provided by the Corporation's third-party pricing service, fair value was estimated by the use of secondary pricing services or through the use of non-binding third-party broker quotes. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;On a quarterly basis, management reviews the pricing information received from the Corporation's third-party pricing service. This review process includes a comparison to non-binding third-party broker quotes, as well as a review of market-related conditions impacting the information provided by the Corporation's third-party pricing service. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Management primarily identifies investment securities which may have traded in illiquid or inactive markets by identifying instances of a significant decrease in the volume and frequency of trades, relative to historical levels, as well as instances of a significant widening of the bid-ask spread in the brokered markets. Investment securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. For example, management may use quoted prices for similar investment securities in the absence of a liquid and active market for the securities being valued. As of March 31, 2012, management made adjustments to prices provided by the third-party pricing service as a result of illiquid or inactive markets. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012, the Corporation's two pooled trust preferred securities, ALESCO VI and ALESCO VII, and one variable rate CMO were classified as Level 3. Market pricing for these Level 3 securities varied widely from one pricing service to another based on the lack of trading. As such, these securities were not considered to have readily observable market data that was accurate to support a fair value as prescribed by FASB ASC 820-10-05. The Corporation determined that significant adjustments using unobservable inputs are required to determine fair value at the measurement date. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation determined that an income approach valuation technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at the prior measurement dates. As a result, the Corporation used the discount rate adjustment technique to determine fair value. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The fair value as of March 31, 2012 was determined by discounting the expected cash flows over the life of the security. The discount rate was determined by deriving a discount rate when the markets were considered more active for this type of security. To this estimated discount rate, additions were made for more liquid markets and increased credit risk as well as assessing the risks in the security, such as default risk and severity risk. However, during the quarter ended March 31, 2012 the private label CMO had interruptions of its scheduled principal payments and the Corporation recorded principal loss of $58,000. &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Assets and Liabilities Measured at Fair Value on a Recurring Basis &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For financial assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2012 and December 31, 2011 are as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Fair Value Measurements at&lt;br /&gt;Reporting Date Using&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;Assets Measured at Fair Value on a Recurring Basis&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Quoted Prices&lt;br /&gt;in Active&lt;br /&gt;Markets for&lt;br /&gt;Identical&lt;br /&gt;Assets&lt;br /&gt;(Level 1)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Other&lt;br /&gt;Observable&lt;br /&gt;Inputs&lt;br /&gt;(Level 2)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Unobservable&lt;br /&gt;Inputs&lt;br /&gt;(Level 3)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;U.S. treasury notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,885&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,885&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;25,099&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;25,099&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;96,536&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;96,536&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,887&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,887&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;73,738&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,660&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;72,078&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18,531&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18,391&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;140&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;203,299&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;203,299&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,823&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,823&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;19,495&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;19,495&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,701&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,701&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Investment securities&lt;br /&gt;available-for-sale&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;454,994&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;14,246&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;438,785&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,963&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Fair Value Measurements at&lt;br /&gt;Reporting Date Using&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;Assets Measured at Fair Value on a Recurring Basis&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;December 31,&lt;br /&gt;2011&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Quoted Prices&lt;br /&gt;in Active&lt;br /&gt;Markets for&lt;br /&gt;Identical&lt;br /&gt;Assets&lt;br /&gt;(Level 1)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Other&lt;br /&gt;Observable&lt;br /&gt;Inputs&lt;br /&gt;(Level 2)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Unobservable&lt;br /&gt;Inputs&lt;br /&gt;(Level 3)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;24,969&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,004&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22,965&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage pass-through securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;115,364&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;115,364&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivision&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;69,173&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;397&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;68,776&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;16,187&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;15,971&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;216&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;173,117&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;171,117&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,899&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,899&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,653&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,653&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,145&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,145&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Securities available-for-sale&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;414,507&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;10,546&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;401,846&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,115&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The fair values used by the Corporation are obtained from an independent pricing service and represent either quoted market prices for the identical securities (Level 1 inputs) or fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2). The fair values of the federal agency obligations, obligations of states and political subdivision and corporate bonds and notes measured at fair value using Level 1 inputs at March 31, 2012 and December 31, 2011 represented the purchase price of the securities since they were acquired near quarter-end March 31, 2012 and year-end 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following tables present the changes in investment securities available-for-sale with significant unobservable inputs (Level 3) for the three and nine months ended March 31, 2012 and 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Balance at January 1,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,115&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,870&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Principal interest deferrals&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;34&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;29&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Principal repayments&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(58&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(184&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Total net unrealized gains (loss)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(128&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;294&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Balance at period end,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,963&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;3,009&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For the three months ended March 31, 2012, there were no transfers of investment securities available-for-sale into or out of Level 1, Level 2, or Level 3 assets. &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Assets Measured at Fair Value on a Non-Recurring Basis &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For assets measured at fair value on a non-recurring basis, the fair value measurements used at March 31, 2012 and December 31, 2011 were as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Fair Value Measurements at&lt;br /&gt;Reporting Date Using&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;Assets Measured at Fair Value on a&lt;br /&gt;Non-Recurring Basis&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Quoted Prices&lt;br /&gt;in Active&lt;br /&gt;Markets for&lt;br /&gt;Identical&lt;br /&gt;Assets&lt;br /&gt;(Level 1)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Other&lt;br /&gt;Observable&lt;br /&gt;Inputs&lt;br /&gt;(Level 2)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Unobservable&lt;br /&gt;Inputs&lt;br /&gt;(Level 3)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Impaired loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,208&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,208&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Other real estate owned&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;558&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;558&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Fair Value Measurements at&lt;br /&gt;Reporting Date Using&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;Assets Measured at Fair Value on a&lt;br /&gt;Non-Recurring Basis&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;December 31,&lt;br /&gt;2011&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Quoted Prices&lt;br /&gt;in Active&lt;br /&gt;Markets for&lt;br /&gt;Identical&lt;br /&gt;Assets&lt;br /&gt;(Level 1)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Other&lt;br /&gt;Observable&lt;br /&gt;Inputs&lt;br /&gt;(Level 2)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Unobservable&lt;br /&gt;Inputs&lt;br /&gt;(Level 3)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Impaired loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,740&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,740&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Other real estate owned&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;591&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;591&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following methods and assumptions were used to estimate the fair values of the Corporation's assets measured at fair value on a non-recurring basis at March 31, 2012 and December 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Impaired Loans.&lt;/b&gt;&amp;nbsp;&amp;nbsp;The value of an impaired loan is measured based upon the present value of expected future cash flows discounted at the loan's effective interest rate, or the fair value of the collateral if the loan is collateral dependent. Smaller balance homogeneous loans that are collectively evaluated for impairment, such as residential mortgage loans and installment loans, are specifically excluded from the impaired loan portfolio. The Corporation's impaired loans are primarily collateral dependent. Impaired loans are individually assessed to determine that each loan's carrying value is not in excess of the fair value of the related collateral or the present value of the expected future cash flows. Impaired loans at March 31, 2012 were $11,286,000 with a related valuation allowance of $1,078,000 compared to $11,825,000 with related valuation allowance of $1,085,000 at December 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Other Real Estate Owned.&lt;/b&gt;&amp;nbsp;&amp;nbsp;Other real estate owned ("OREO") is measured at fair value less costs to sell. The Corporation believes that the fair value component in its valuation follows the provisions of FASB ASC 820-10-05. The fair value of OREO is determined by sales agreements or appraisals by qualified licensed appraisers approved and hired by the Corporation. Costs to sell associated with OREO is based on estimation per the terms and conditions of the sales agreements or appraisals. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Fair Value of Financial Instruments &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;FASB ASC 825-10 requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities. For the Corporation, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in FASB ASC 825-10. Many of the Corporation's financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction. It is also the Corporation's general practice and intent to hold its financial instruments to maturity and to not engage in trading or sales activities except for loans held-for-sale and investment securities available-for-sale. Therefore, significant estimations and assumptions, as well as present value calculations, were used by the Corporation for the purposes of this disclosure. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Investment Securities Held-to-Maturity&lt;/b&gt;.&amp;nbsp;&amp;nbsp;The fair value of the Corporation's investment securities held-to-maturity was primarily measured using information from a third-party pricing service. If quoted prices were not available, fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models. In cases where there may be limited or less transparent information provided by the Corporation's third-party pricing service, fair value may be estimated by the use of secondary pricing services or through the use of non-binding third-party broker quotes. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Loans.&lt;/b&gt;&amp;nbsp;&amp;nbsp;The fair value of the Corporation's loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans were segregated by types such as commercial, residential and consumer loans. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Interest-Bearing Deposits&lt;/b&gt;.&amp;nbsp;&amp;nbsp;The fair values of the Corporation's interest-bearing deposits were estimated using discounted cash flow analyses. The discounted rates used were based on rates currently offered for deposits with similar remaining maturities. The fair values of the Corporation's interest-bearing deposits do not take into consideration the value of the Corporation's long-term relationships with depositors, which may have significant value. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Long-Term Borrowings and Subordinated Debentures&lt;/b&gt;.&amp;nbsp;&amp;nbsp;The fair value of the Corporation's long-term borrowings and subordinated debentures were calculated using a discounted cash flow approach and applying discount rates currently offered based on weighted remaining maturities. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;&lt;b&gt;Accrued Interest Receivable/Payable&lt;/b&gt;.&amp;nbsp;&amp;nbsp;The carrying amounts of accrued interest approximate fair value resulting in a level 2 or level 3 classification based on the level of the asset or liability with which the accrual is associated. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Corporation's financial instruments as of March 31, 2012 and December 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="616"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Fair Value Measurements&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Carrying&lt;br /&gt;Amount&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Quoted Prices&lt;br /&gt;in Active&lt;br /&gt;Markets for&lt;br /&gt;Identical&lt;br /&gt;Assets&lt;br /&gt;(Level 1)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Other&lt;br /&gt;Observable&lt;br /&gt;Inputs&lt;br /&gt;(Level 2)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Significant&lt;br /&gt;Unobservable&lt;br /&gt;Inputs&lt;br /&gt;(Level 3)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;March 31, 2012&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Financial assets&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Cash and due from banks&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;78,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;78,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;78,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Investment securities&lt;br /&gt;held-to-maturity&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;69,610&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;72,403&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;72,403&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Restricted investment&lt;br /&gt;in bank stocks&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Net loans (including loans held for sale)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;780,868&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;785,890&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,060&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;783,830&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Accrued interest receivable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,964&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,964&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,592&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,372&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Financial liabilities&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Non interest-bearing deposits&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;172,342&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;172,342&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;172,342&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Interest-bearing deposits&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;981,131&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;982,133&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;982,133&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Long-term borrowings&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;161,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;176,737&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;176,737&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Subordinated debentures&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,155&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,190&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,190&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;946&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;946&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;946&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;December 31, 2011&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Financial assets&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Cash and due from banks&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;80,129&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;80,129&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;80,129&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Investment securities&lt;br /&gt;held-to-maturity&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;72,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;74,922&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;74,922&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Restricted investment in bank stocks&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Net loans (including loans held for sale)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;746,408&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;752,252&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,029&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;751,223&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Accrued interest receivable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,219&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,219&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,894&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,325&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Financial liabilities&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Non interest-bearing deposits&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;167,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;167,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;167,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Interest-bearing deposits&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;954,251&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;928,777&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;928,777&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Long-term borrowings&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;161,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;175,933&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;175,933&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Subordinated debentures&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,155&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,159&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,159&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;992&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;992&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;992&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">528000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">299000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 12. Borrowed Funds &lt;/h2&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Short-Term Borrowings &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Short-term borrowings, which consist primarily of securities sold under agreements to repurchase, Federal Home Loan Bank ("FHLB") advances and federal funds purchased, generally have maturities of less than one year. The details of these short-term borrowings are presented in the following table. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Average interest rate:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;At quarter end&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.30&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;For the quarter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.13&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;0.27&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Average amount outstanding during the quarter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;220&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;47,287&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Maximum amount outstanding at any month end in the quarter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;71,732&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Amount outstanding at quarter end&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;35,917&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Long-Term Borrowings &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Long-term borrowings, which consist primarily of FHLB advances and securities sold under agreements to repurchase, totaled $161.0 million and mature within one to eight years. The FHLB advances are secured by pledges of certain collateral, including but not limited to U.S. government and agency mortgage-backed securities and a blanket assignment of qualifying first lien mortgage loans, consisting of both residential mortgages and commercial real estate loans. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012, FHLB advances had a weighted average interest rate of 3.46 percent and are contractually scheduled for repayment as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;2013&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;2016&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;20,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Thereafter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;95,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;120,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation has entered into agreements under which it has sold securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Corporation may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Corporation to repurchase the assets. The obligation to repurchase the securities is reflected as a liability in the Corporation's consolidated statements of condition, while the securities underlying the securities sold under agreements to repurchase remain in the respective asset accounts and are delivered to and held as collateral by third party trustees. At March 31, 2012, securities sold under agreements to repurchase had a weighted average interest rate of 5.31 percent and are contractually scheduled for repayment as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;2015&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Thereafter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;31,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;41,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;&amp;nbsp;&lt;/h2&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">161000000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">161000000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FeesAndCommissions contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">449000</us-gaap:FeesAndCommissions>
  <us-gaap:FeesAndCommissions contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">446000</us-gaap:FeesAndCommissions>
  <us-gaap:FeesAndCommissionsMortgageBankingAndServicing contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">87000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
  <us-gaap:FeesAndCommissionsMortgageBankingAndServicing contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">236000</us-gaap:FeesAndCommissionsMortgageBankingAndServicing>
  <us-gaap:ForeclosedRealEstateExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-1000</us-gaap:ForeclosedRealEstateExpense>
  <us-gaap:ForeclosedRealEstateExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">62000</us-gaap:ForeclosedRealEstateExpense>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">766000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">937000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:Goodwill contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">16902000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">16889000</us-gaap:Goodwill>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">72233000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">69610000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">74922000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">72403000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">4729000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">6386000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeTaxDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 11. Income Taxes &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For the quarter ended March 31, 2012, the Corporation recorded income tax expense of $2.2 million, compared with a $1.7 million income tax expense for the quarter ended March 31, 2011. The effective tax rates for the quarter ended March 31, 2012 and 2011 were 33.7 percent and 36.2 percent, respectively. &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1711000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">2155000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">622000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-255000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">74314000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">32058000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInLoansHeldForSale contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-32000</us-gaap:IncreaseDecreaseInLoansHeldForSale>
  <us-gaap:IncreaseDecreaseInLoansHeldForSale contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-126000</us-gaap:IncreaseDecreaseInLoansHeldForSale>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-349000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">647000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">418000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">1700000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
  <us-gaap:IncreaseDecreaseInPrepaidExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-473000</us-gaap:IncreaseDecreaseInPrepaidExpense>
  <us-gaap:IncreaseDecreaseInPrepaidExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-240000</us-gaap:IncreaseDecreaseInPrepaidExpense>
  <us-gaap:IncreaseDecreaseOfRestrictedInvestments contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-450000</us-gaap:IncreaseDecreaseOfRestrictedInvestments>
  <us-gaap:IncreaseInCarryingAmountOfRedeemablePreferredStock contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit1" decimals="-3">21000</us-gaap:IncreaseInCarryingAmountOfRedeemablePreferredStock>
  <us-gaap:IncreaseInCarryingAmountOfRedeemablePreferredStock contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">-21000</us-gaap:IncreaseInCarryingAmountOfRedeemablePreferredStock>
  <us-gaap:InformationTechnologyAndDataProcessing contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">339000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:InformationTechnologyAndDataProcessing contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">353000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:InsuranceCommissionsAndFees contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">6000</us-gaap:InsuranceCommissionsAndFees>
  <us-gaap:InsuranceCommissionsAndFees contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">44000</us-gaap:InsuranceCommissionsAndFees>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">12867000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">13395000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">9217000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">9385000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2922000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">3050000</us-gaap:InterestExpense>
  <us-gaap:InterestExpenseDebt contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1655000</us-gaap:InterestExpenseDebt>
  <us-gaap:InterestExpenseDebt contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">1642000</us-gaap:InterestExpenseDebt>
  <us-gaap:InterestExpenseOtherDomesticDeposits contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1002000</us-gaap:InterestExpenseOtherDomesticDeposits>
  <us-gaap:InterestExpenseOtherDomesticDeposits contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">1156000</us-gaap:InterestExpenseOtherDomesticDeposits>
  <us-gaap:InterestExpenseTimeDeposits100000OrMore contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">265000</us-gaap:InterestExpenseTimeDeposits100000OrMore>
  <us-gaap:InterestExpenseTimeDeposits100000OrMore contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">252000</us-gaap:InterestExpenseTimeDeposits100000OrMore>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">9067000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">10238000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">9945000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">10345000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeSecuritiesTaxable contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">3378000</us-gaap:InterestIncomeSecuritiesTaxable>
  <us-gaap:InterestIncomeSecuritiesTaxable contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">3088000</us-gaap:InterestIncomeSecuritiesTaxable>
  <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">88000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">773000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">3006000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">3097000</us-gaap:InterestPaid>
  <us-gaap:InterestReceivable contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">6219000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">5964000</us-gaap:InterestReceivable>
  <us-gaap:InvestmentHoldingsTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 7. Investment Securities &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation's investment securities are classified as available-for-sale and held-to-maturity at March 31, 2012 and December 31, 2011. Investment securities available-for-sale are reported at fair value with unrealized gains or losses included in equity, net of tax. Accordingly, the carrying value of such securities reflects their fair value at the balance sheet date. Fair value is based upon either quoted market prices, or in certain cases where there is limited activity in the market for a particular instrument, assumptions are made to determine their fair value. See Note 8 of the Notes to Consolidated Financial Statements for a further discussion. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following tables present information related to the Corporation's investment securities at March 31, 2012 and December 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="15"&gt;March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Amortized&lt;br /&gt;Cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Gross&lt;br /&gt;Unrealized&lt;br /&gt;Gains&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Gross&lt;br /&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Available-for-Sale:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;U.S. treasury notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,851&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;34&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,885&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;25,069&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(138&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;25,099&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;94,763&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,777&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;96,536&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,087&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,887&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;71,127&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,880&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(269&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;73,738&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;20,603&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;43&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,115&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18,531&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;203,466&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,191&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,358&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;203,299&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;19,392&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;110&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(7&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;19,495&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,110&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,287&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,823&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,929&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;16&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(244&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,701&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;454,397&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;7,219&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(6,622&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;454,994&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Held-to-Maturity:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,190&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(10&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22,376&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(52&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22,492&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,742&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(108&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,634&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;38,302&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,795&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;41,097&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;69,610&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,963&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(170&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;72,403&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total investment securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;524,007&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;10,182&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(6,792&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;527,397&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="15"&gt;December 31, 2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Amortized&lt;br /&gt;Cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Gross&lt;br /&gt;Unrealized&lt;br /&gt;Gains&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Gross&lt;br /&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Available-for-Sale:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;24,781&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;188&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;24,969&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;113,213&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,157&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(6&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;115,364&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;66,309&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,900&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(36&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;69,173&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;20,567&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,394&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;16,187&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;175,812&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,382&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,077&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;173,117&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,226&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,327&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,899&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,614&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;52&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(13&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,653&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,417&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;21&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(293&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,145&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;417,939&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,714&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(10,146&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;414,507&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Held-to-Maturity:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;28,262&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;177&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(34&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;28,405&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,276&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(69&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;37,695&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,615&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;40,310&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;72,233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,792&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(103&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;74,922&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total investment securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;490,172&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;9,506&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(10,249&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;489,429&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table presents information for investment securities available-for-sale at March 31, 2012, based on scheduled maturities. Actual maturities can be expected to differ from scheduled maturities due to prepayment or early call options of the issuer. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Amortized&lt;br /&gt;Cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Available-for-Sale:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Due in one year or less&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,171&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,174&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Due after one year through five years&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;89,839&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;90,470&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Due after five years through ten years&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;127,746&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;127,655&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Due after ten years&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;123,862&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;122,571&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;98,850&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;100,423&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,929&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,701&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;454,397&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;454,994&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Held-to-Maturity:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Due after five years through ten years&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;8,626&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;8,620&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Due after ten years&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;60,984&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;63,783&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;69,610&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;72,403&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total investment securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;524,007&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;527,397&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For the three months ended March 31, 2012, proceeds of available for sale investment securities sold amounted to approximately $41.5 million. Gross realized gains on investment securities sold amounted to approximately $995,000, while gross realized losses amounted to approximately $58,000, which were impairment charges, for the period. For the three months ended March 31, 2011, proceeds of investment securities sold amounted to approximately $76.6 million. Gross realized gains on investment securities sold amounted to approximately $930,000, while gross realized losses, which included impairment charges of $95,000, amounted to approximately $164,000 for the period. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For the three months ended March 31, 2012, the Corporation recorded principal losses of $58,000 on a variable rate private label collateralized mortgage obligation ("CMO"). For the three months ended March 31, 2011, the Corporation recorded OTTI charges of $9,000 and principal losses of $86,000 on one variable rate private label CMO. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following summarizes OTTI charges for the periods indicated. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;One variable rate private label CMO&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;9&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Principal losses on a variable rate CMO&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;58&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;86&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total other-than-temporary impairment charges&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;58&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;95&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation performs regular analysis on all its investment securities to determine whether a decline in fair value indicates that an investment is other-than-temporarily impaired in accordance with FASB ASC 320-10. FASB ASC 320-10 requires companies to record OTTI charges, through earnings, if they have the intent to sell, or if it is more likely than not that they will be required to sell, an impaired debt security before recovery of its amortized cost basis. If the Corporation intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current period credit loss, the OTTI is recognized in earnings equal to the entire difference between the investment's amortized cost basis and its estimated fair value at the balance sheet date. If the Corporation does not intend to sell the security and it is more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current period loss, and as such, it determines that a decline in fair value is other than temporary, the OTTI is separated into the amount representing the credit loss and the amount related to all other factors. The amount of the OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation's assessment of whether an impairment is other than temporary includes factors such as whether the issuer has defaulted on scheduled payments, announced a restructuring and/or filed for bankruptcy, has disclosed severe liquidity problems that cannot be resolved, disclosed a deteriorating financial condition or sustained significant losses. The Corporation maintains a watch list for the identification and monitoring of securities experiencing problems that require a heightened level of review. This could result from credit rating downgrades. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table presents detailed information for each trust preferred security held by the Corporation at March 31, 2012 which has at least one rating below investment grade. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 9pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="708"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;Deal Name&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Single&lt;br /&gt;Issuer or&lt;br /&gt;Pooled&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Class/&lt;br /&gt;Tranche&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Amortized&lt;br /&gt;Cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Gross&lt;br /&gt;Unrealized&lt;br /&gt;Gain (Loss)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Lowest&lt;br /&gt;Credit&lt;br /&gt;Rating&lt;br /&gt;Assigned&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Number of&lt;br /&gt;Banks&lt;br /&gt;Currently&lt;br /&gt;Performing&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Deferrals&lt;br /&gt;and&lt;br /&gt;Defaults&lt;br /&gt;as % of&lt;br /&gt;Original&lt;br /&gt;Collateral&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Expected&lt;br /&gt;Deferral/&lt;br /&gt;Defaults&lt;br /&gt;as % of&lt;br /&gt;Remaining&lt;br /&gt;Performing&lt;br /&gt;Collateral&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="35"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(Dollars in Thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Countrywide Capital IV&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,770&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,674&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(96&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Countrywide Capital V&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,747&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,630&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(117&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Countrywide Capital V&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;239&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(11&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;NPB Capital Trust II&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;868&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;912&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;44&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;NR&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Citigroup Cap IX&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;991&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;958&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(33&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Citigroup Cap IX&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,904&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,849&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(55&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Citigroup Cap XI&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;246&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;237&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(9&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;BAC Capital Trust X&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,500&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,387&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(113&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Nationsbank Cap Trust III&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,571&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,127&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(444&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Morgan Stanley Cap Trust IV&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,500&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,428&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(72&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Morgan Stanley Cap Trust IV&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,741&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,698&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(43&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Saturns&amp;nbsp;&amp;#8211;&amp;nbsp;GS 2004-06&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;242&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;238&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Saturns&amp;nbsp;&amp;#8211;&amp;nbsp;GS 2004-06&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;312&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;307&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(5&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Saturns&amp;nbsp;&amp;#8211;&amp;nbsp;GS 2004-04&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;780&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;739&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(41&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Saturns&amp;nbsp;&amp;#8211;&amp;nbsp;GS 2004-04&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;21&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Goldman Sachs&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Single&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,000&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;947&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(53&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;BB+&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;None&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;ALESCO Preferred Funding VI&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Pooled&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;C2&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;308&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;50&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(258&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Ca&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: center;"&gt;36 of 56&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;36.1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;53.5&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;ALESCO Preferred Funding VII&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Pooled&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;C1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;851&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;90&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(761&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;Ca&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: center;"&gt;50 of 62&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;33.5&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;49.9&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;%&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;20,603&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;18,531&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(2,072&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="text-indent: 1px; text-align: left;"&gt; &lt;/p&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"&gt;&lt;td style="width: 1px;"&gt; &lt;/td&gt;
&lt;td style="width: 20px; text-align: left;"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left;"&gt;Includes banks and insurance companies. &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation owns two pooled trust preferred securities ("Pooled TRUPS"), which consist of securities issued by financial institutions and insurances companies. The Corporation holds the mezzanine tranche of such securities. Senior tranches generally are protected from defaults by over-collateralization and cash flow default protection provided by subordinated tranches, with senior tranches having the greatest protection and mezzanine tranches subordinated to the senior tranches. The Corporation's analysis of these Pooled TRUPS falls within the scope of EITF 99-20, ASC 320-40 and uses a discounted cash flow model to determine the total OTTI loss. The model considers the structure, and term and the financial condition of the underlying issuers. Specifically, the model details interest rates, principal balances of note classes and underlying issuers and the allocation of the payments to the note classes according to a priority of payments specified in the offering circular and indenture. The current estimate of expected cash flows is based on the most recent trustee reports and other relevant market information including announcements of interest payment deferrals or defaults of underlying trust preferred securities. Assumptions used in the model include defaults rates, default rate timing profile and recovery rates. We assume no prepayments, as these Pooled TRUPS were issued at comparatively tight spreads and as such, there is little incentive, if any, to prepay. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;One of the Pooled TRUPS, ALESCO VI, has incurred its thirteenth interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no other-than-temporary impairment charge for the three months ended March 31, 2012 and March 31, 2011. The other Pooled TRUP, ALESCO VII, incurred its eleventh interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no other-than-temporary impairment charge for the three months ended March 31, 2012, and March 31, 2011. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Credit Loss Portion of OTTI Recognized in Earnings on Debt Securities &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Three Months&lt;br /&gt;Ended&lt;br /&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Year Ended&lt;br /&gt;December 31,&lt;br /&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Balance of credit-related OTTI at January 1,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,539&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,197&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Addition:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Credit losses on investment securities for which other-than-temporary impairment was not previously recognized&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;58&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;342&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Reduction:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Credit losses on investment securities sold during the period&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Balance of credit-related OTTI at period end&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,597&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,539&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation owns one variable rate private label CMO, which was also evaluated for impairment. This CMO was originally issued in 2006 and collateralized by 30 year Adjustable Rate Mortgage loans secured by a first lien, fully amortizing one-to-four residential mortgage loans. The tranche purchased was a Super Senior with an original credit rating of AAA/AAA. The top five states geographic concentration comprised in the deal were California 18.2 percent, Arizona 10.5 percent, Virginia 6.1 percent, Florida 6.5 percent and Nevada 6.3 percent. No one state exceeded a 25 percent concentration. These states have been heavily impacted by the financial crises and as such have sustained heavy delinquencies affecting the credit rating of the security. Management had applied aggressive default rates to identify if any credit impairment exists, as these bonds were downgraded to below investment grade. The Corporation recorded $58,000 in principal losses on this bond for the three months ended March 31, 2012, and $86,000 in principal losses for the three months ended March 31, 2011, and expects additional losses in future periods. As such, management determined that no an other-than-temporary impairment charge exists for this period. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012, excess subordination as a percentage of remaining performing collateral for the ALESCO Preferred Funding VI and VII investments were -47.8 percent and -43.0 percent, respectively. Excess subordination is the amount of performing collateral above the amount of outstanding collateral underlying each class of the security. The excess subordination as a percent of remaining performing collateral reflects the difference between the performing collateral and the collateral underlying each security divided by the performing collateral. A negative number results when the paying collateral is less than the collateral underlying each class of the security. A low or negative number decreases the likelihood of full repayment of principal and interest accordingly to original contractual terms. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation did not record other-than-temporary impairment charges relating to equity holdings in bank stocks for the three months ended March 31, 2012 and March 31, 2011. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Temporarily Impaired Investments &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;For all other securities, the Corporation does not believe that the unrealized losses, which were comprised of 87 investment securities as of March 31, 2012, represent an other-than-temporary impairment. The gross unrealized losses associated with federal agency obligations, mortgage-backed securities, corporate bonds and tax-exempt securities are not considered to be other than temporary because their unrealized losses are related to changes in interest rates and do not affect the expected cash flows of the underlying collateral or issuer. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Factors affecting the market price include credit risk, market risk, interest rates, economic cycles, and liquidity risk. The magnitude of any unrealized loss may be affected by the relative concentration of the Corporation's investment in any one issuer or industry. The Corporation has established policies to reduce exposure through diversification of concentration of the investment portfolio including limits on concentrations to any one issuer. The Corporation believes the investment portfolio is prudently diversified. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The decline in value is related to a change in interest rates and subsequent change in credit spreads required for these issues affecting market price. All issues are performing and are expected to continue to perform in accordance with their respective contractual terms and conditions. Short to intermediate average durations and in certain cases monthly principal payments should reduce further market value exposure to increases in rates. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation evaluates all securities with unrealized losses quarterly to determine whether the loss is other than temporary. Unrealized losses in the collateralized mortgage obligations category consist primarily private issue collateralized mortgage obligations. Unrealized losses in the corporate debt securities category consist of single issuer corporate trust preferred securities, pooled trust preferred securities and corporate debt securities issued by large financial institutions, insurance companies and other corporate issuers. The unrealized loss in equity securities consist primarily of other bank equities. The decline in fair value is due in large part to the lack of an active trading market for these securities, changes in market credit spreads and rating agency downgrades. For collateralized mortgage obligations, management reviewed expected cash flows and credit support to determine if it was probable that all principal and interest would be repaid. None of the corporate issuers have defaulted on interest payments. Management concluded that these securities, other than the previously mentioned two Pooled TRUPS and one private label CMO were not other-than-temporarily impaired at March 31, 2012. Future deterioration in the cash flow on collateralized mortgage obligations or the credit quality of these large financial institution issuers of TRUP debt securities could result in impairment charges in the future. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In determining that the securities giving rise to the previously mentioned unrealized losses were not other than temporary, the Corporation evaluated the factors cited above, which the Corporation considers when assessing whether a security is other-than-temporarily impaired. In making these evaluations the Corporation must exercise considerable judgment. Accordingly there can be no assurance that the actual results will not differ from the Corporation's judgments and that such differences may not require the future recognition of other-than-temporary impairment charges that could have a material effect on the Corporation's financial position and results of operations. In addition, the value of, and the realization of any loss on, an investment security is subject to numerous risks as cited above. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following tables indicate gross unrealized losses not recognized in income and fair value, aggregated by investment category and the length of time individual securities have been in a continuous unrealized loss position at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="23"&gt;March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Less than 12 Months&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;12 Months or Longer&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized Losses&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities&lt;br /&gt;Available-for-Sale:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,943&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(138&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,943&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(138&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,089&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,089&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,887&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,887&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,685&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(269&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,685&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(269&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;17,619&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,115&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,088&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(233&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;12,531&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,882&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;100,492&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,358&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;89,716&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,735&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,776&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(623&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,823&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,287&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,823&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,287&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,538&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(7&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,538&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(7&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,292&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(244&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,292&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(244&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;142,368&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(6,622&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;115,946&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(2,586&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;26,422&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,036&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Held-to-Maturity:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(10&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(10&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,813&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(52&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,813&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(52&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Commercial mortgage-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,634&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(108&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,634&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(108&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;19,627&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(170&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;19,627&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(170&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total Temporarily Impaired Securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;161,995&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(6,792&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;135,573&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(2,756&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;26,422&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(4,036&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="23"&gt;December 31, 2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Less than 12 Months&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;12 Months or Longer&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Fair&lt;br /&gt;Value&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unrealized&lt;br /&gt;Losses&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities&lt;br /&gt;Available-for-Sale:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage pass-through securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,013&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(6&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,013&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(6&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Obligations of U.S. states and political subdivisions&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,352&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(36&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,352&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(36&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Trust preferred securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;15,272&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,394&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,325&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(996&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;10,947&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(3,398&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Corporate bonds and notes&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;97,043&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,077&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;89,534&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(3,663&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,509&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(414&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,899&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,327&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,899&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(1,327&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Asset-backed securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,884&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(13&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,884&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(13&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Equity securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,242&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(293&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,242&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(293&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;125,705&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(10,146&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;104,108&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(4,714&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;21,597&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(5,432&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Investment Securities Held-to-Maturity:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Federal agency obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;11,980&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(34&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;11,980&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(34&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Collateralized mortgage obligations&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(69&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;6,207&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(69&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18,187&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(103&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18,187&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(103&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total Temporarily Impaired Securities&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;143,892&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(10,249&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;122,295&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(4,817&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;21,597&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;(5,432&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Investment securities having a carrying value of approximately $122.7 million and $98.7 million at March 31, 2012 and December 31, 2011, respectively, were pledged to secure public deposits, securities sold under agreement to repurchase, and Federal Home Loan Bank advances and for other purposes required or permitted by law. &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:InvestmentHoldingsTextBlock>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2867000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">3118000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LeasesOfLessorDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 9. Net Investment in Direct Financing Lease &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;During the second quarter of 2010, the Corporation entered into a lease of its former operations facility under a direct financing lease. The lease has a 15 year term with no renewal options. According to the terms of the lease, the lessee has an obligation to purchase the property underlying the lease in either year seven (7), ten (10) or fifteen (15) at predetermined prices for those years as provided in the lease. The structure of the minimum lease payments and the purchase prices as provided in the lease provide an inducement to the lessee to purchase the property in year seven (7). &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012 and December 31, 2011, the net investment in direct financing lease consists of a minimum lease receivable of $4,831,000 and $4,870,000, respectively, and unearned interest income of $1,075,000 and $1,123,000, respectively, for a net investment in direct financing lease of $3,756,000 and $3,747,000, respectively. The net investment in direct financing lease is carried as a component of loans in the Corporation's consolidated statements of condition. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Minimum future lease receipts of the direct financing lease are as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;For years ending December 31,&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;132&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;2013&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;216&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;2014&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;216&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;2015&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;228&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;2016&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;265&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Thereafter&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,699&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total minimum future lease receipts&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;3,756&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;&amp;nbsp;&lt;/h2&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LeasesOfLessorDisclosureTextBlock>
  <us-gaap:Liabilities contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">1296822000</us-gaap:Liabilities>
  <us-gaap:Liabilities contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">1334514000</us-gaap:Liabilities>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">1432738000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">1476595000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">260000</us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">251000</us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">9602000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">9754000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">756010000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">790622000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">746408000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">780868000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 5. Loans and the Allowance for Loan Losses &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Loans are stated at their principal amounts inclusive of net deferred loan origination fees. Interest income is credited as earned except when a loan becomes past due 90 days or more and doubt exists as to the ultimate collection of interest or principal; in those cases the recognition of income is discontinued. Loans that are past due 90 days or more that are both well secured and in the process of collection will remain on an accruing basis. When a loan is placed on non-accrual status, interest accruals cease and uncollected accrued interest is reversed and charged against current income. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Portfolio segments are defined as the level at which an entity develops and documents a systematic methodology to determine its Allowance. Management has determined that the Corporation has two portfolio segments of loans and leases (commercial and consumer) in determining the Allowance. Both quantitative and qualitative factors are used by management at the portfolio segment level in determining the adequacy of the Allowance for the Corporation. Classes of loans and leases are a disaggregation of a Corporation's portfolio segments. Classes are defined as a group of loans and leases which share similar initial measurement attributes, risk characteristics, and methods for monitoring and assessing credit risk. Management has determined that the Corporation has five classes of loans and leases commercial and industrial (including lease financing), commercial &amp;#8212; real estate, construction, residential mortgage (including home equity) and installment. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Generally, all classes of commercial and consumer loans and leases are placed on non-accrual status upon becoming contractually past due 90 days or more as to principal or interest (unless loans and leases are adequately secured by collateral, are in the process of collection, and are reasonably expected to result in repayment), when terms are renegotiated below market levels, or where substantial doubt about full repayment of principal or interest is evident. For certain installment loans the entire outstanding balance on the loan is charged-off when the loan becomes 60 days past due. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Payments received on non-accrual loans are applied against principal. A loan may only be restored to an accruing basis when it again becomes well secured and in the process of collection or all past due amounts have been collected and six months of payments to demonstrate that the borrower can continue to meet the loan terms. Loan origination fees and certain direct loan origination costs are deferred and recognized over the life of the loan as an adjustment to the loan's yield using the level yield method. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Impaired Loans &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation accounts for impaired loans in accordance with FASB ASC 310-10-35. The value of impaired loans is based on the present value of expected future cash flows discounted at the loan's effective interest rate or, as a practical expedient, at the loan's observable market price or at the fair value of the collateral if the loan is collateral dependent. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation has defined its population of impaired loans to include all non-accrual and troubled debt restructuring loans. As part of the evaluation of the value of impaired loans, the Corporation reviews all non-homogeneous loans in each instance above an established dollar threshold of $200,000 for impairment internally classified as substandard or below. Smaller impaired non-homogeneous loans and impaired homogeneous loans are not measured for specific reserves and are covered under the Corporation's general reserve. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;A loan is considered impaired when, based on current information and events, it is probable that the Corporation will not be able to collect all amounts due from the borrower in accordance with the contractual terms of the loan, including scheduled interest payments. Impaired loans include all classes of commercial and consumer non-accruing loans and all loans modified in a troubled debt restructuring ("TDR"). &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;When a loan has been identified as being impaired, the amount of impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's observable market price, or the estimated fair value of the collateral, less any selling costs, if the loan is collateral-dependent. If the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest, net of deferred loan fees or costs and unamortized premiums or discounts), an impairment is recognized by creating or adjusting an existing allocation of the Allowance, or by recording a partial charge-off of the loan to its fair value. Interest payments made on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest income may be accrued or recognized on a cash basis. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Loans Modified in a Troubled Debt Restructuring &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Loans are considered to have been modified in a TDR when due to a borrower's financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a TDR remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Reserve for Credit Losses &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation's reserve for credit losses is comprised of two components, the allowance and the reserve for unfunded commitments (the "Unfunded Commitments"). &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Allowance for Loan Losses &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The allowance for loan losses is maintained at a level determined adequate to provide for probable loan losses. The allowance is increased by provisions charged to operations and reduced by loan charge-offs, net of recoveries. The allowance is based on management's evaluation of the loan portfolio considering economic conditions, the volume and nature of the loan portfolio, historical loan loss experience and individual credit situations. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses. In connection with the determination of the allowance for loan losses, management obtains independent appraisals for significant properties. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The ultimate collectability of a substantial portion of the Bank's loan portfolio is susceptible to changes in the real estate market and economic conditions in the State of New Jersey and the impact of such conditions on the creditworthiness of the borrowers. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Management believes that the allowance for loan losses is adequate. Management uses available information to recognize loan losses; however, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examinations. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Reserve for Unfunded Commitments &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facilities and is included in other liabilities in the consolidated statements of condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities, including an assessment of historical commitment utilization experience, and credit risk. Net adjustments to the reserve for unfunded commitments are included in other expense. &lt;/p&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Composition of Loan Portfolio &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table sets forth the composition of the Corporation's loan portfolio, including net deferred fees and costs, at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31,&lt;br /&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;December 31,&lt;br /&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(Dollars in Thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;171,630&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;146,711&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;425,855&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;408,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;34,093&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;39,388&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;158,600&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;160,771&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Subtotal&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;790,563&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;755,993&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Net deferred loan costs&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;59&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;17&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;790,622&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;756,010&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012 and December 31, 2011, loans to executive officers and directors aggregated approximately $20,053,000 and $10,279,000, respectively. During the quarter ended March 31, 2012, the Corporation made new loans to executive officers and directors in the amount of $5,000; payments by such persons during 2012 aggregated $141,000. On March 30, 2012, the Corporation appointed Frederick S. Fish to the Board of Directors. Mr. Fish had a prior lending relationship with the Bank, and as of March 31, 2012, total loans to Mr. Fish were approximately $9,910,000. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Management is of the opinion that the above loans were made on the same terms and conditions as those prevailing for comparable transactions with non-related borrowers. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012 and December 31, 2011, loan balances of approximately $495.8 million and $469.5 million, respectively, were pledged to secure short term borrowings from the Federal Reserve Bank of New York and Federal Home Loan Bank Advances. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table presents information about loan receivables on non-accrual status at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Loans Receivable on Non-Accrual Status &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;March 31, 2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;December 31, 2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(Dollars in Thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;245&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;125&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;408&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;225&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;3,428&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;3,477&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total loans receivable on non-accrual status&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;7,125&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,871&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The amount of interest income that would have been recorded on non-accrual loans during the three months ended March 31, 2012 and the year ended December 31, 2011, had payments remained in accordance with the original contractual terms, was $61,000 and $378,000, respectively. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation continuously monitors the credit quality of its loans receivable. In addition to the internal staff, the Corporation utilizes the services of a third party loan review firm to rate the credit quality of its loans receivable. Credit quality is monitored by reviewing certain credit quality indicators. Assets classified "Pass" are deemed to possess average to superior credit quality, requiring no more than normal attention. Assets classified as "Special Mention" have generally acceptable credit quality yet possess higher risk characteristics/circumstances than satisfactory assets. Such conditions include strained liquidity, slow pay, stale financial statements, or other conditions that require more stringent attention from the lending staff. These conditions, if not corrected, may weaken the loan quality or inadequately protect the Corporation's credit position at some future date. Assets are classified "Substandard" if the asset has a well defined weakness that requires management's attention to a greater degree than for loans classified special mention. Such weakness, if left uncorrected, could possibly result in the compromised ability of the loan to perform to contractual requirements. An asset is classified as "Doubtful" if it is inadequately protected by the net worth and/or paying capacity of the obligor or of the collateral, if any, that secures the obligation. Assets classified as doubtful include assets for which there is a "distinct possibility" that a degree of loss will occur if the inadequacies are not corrected. All loans past due 90 days or more and all impaired loans are included in the appropriate category below. The following table presents information, including deferred fees and costs, about the loan credit quality at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Credit Quality Indicators &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19"&gt;March 31, 2012&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Pass&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Special&lt;br /&gt;Mention&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Substandard&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Doubtful&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;167,539&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,568&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,523&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;171,630&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;397,528&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;15,810&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;12,517&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;425,855&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;31,049&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;34,093&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;151,708&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;393&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,499&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;158,600&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;748,209&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;18,771&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;23,583&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;790,563&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Credit Quality Indicators &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19"&gt;December 31, 2011&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Pass&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Special&lt;br /&gt;Mention&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Substandard&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Doubtful&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;143,097&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,022&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,592&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;146,711&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;371,519&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;24,282&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;12,363&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;408,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;36,344&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;39,388&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;155,098&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,673&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;160,771&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;707,017&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;26,304&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;22,672&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;755,993&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table provides an analysis of the impaired loans at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19"&gt;March 31, 2012&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;No Related Allowance Recorded&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unpaid&lt;br /&gt;Principal&lt;br /&gt;Balance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Related&lt;br /&gt;Allowance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Average&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Interest&lt;br /&gt;Income&lt;br /&gt;Recognized&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,100&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,549&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;$&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;2,105&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;$30&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,100&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,549&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,105&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;With An Allowance Recorded&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unpaid&lt;br /&gt;Principal&lt;br /&gt;Balance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Related&lt;br /&gt;Allowance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Average&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Interest&lt;br /&gt;Income&lt;br /&gt;Recognized&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;549&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;35&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,584&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,062&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,062&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;329&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,469&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;26&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;11,286&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;11,826&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,078&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;11,693&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;61&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Total&lt;/u&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,280&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,729&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;549&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,285&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;65&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,584&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,062&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,062&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;329&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,469&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;26&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total (including related allowance)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;13,386&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;14,375&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,078&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;13,798&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;91&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19"&gt;December 31, 2011&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;No Related Allowance Recorded&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unpaid&lt;br /&gt;Principal&lt;br /&gt;Balance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Related&lt;br /&gt;Allowance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Average&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Interest&lt;br /&gt;Income&lt;br /&gt;Recognized&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;292&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;11&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,121&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,570&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,390&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;149&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;3,156&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,121&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2,570&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,838&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;160&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;"&gt;With An Allowance Recorded&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unpaid&lt;br /&gt;Principal&lt;br /&gt;Balance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Related&lt;br /&gt;Allowance&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Average&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Interest&lt;br /&gt;Income&lt;br /&gt;Recognized&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,180&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;567&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,583&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;258&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,584&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,048&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,601&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,601&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;318&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,572&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;102&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;11,825&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;12,365&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,085&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;12,203&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;378&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Total&lt;/u&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;292&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;11&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,301&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,750&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;567&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,973&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;407&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,584&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;6,204&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;18&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,601&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,601&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;318&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4,572&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;102&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total (including related allowance)&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;13,946&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;14,935&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,085&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;19,041&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;538&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation defines an impaired loan as a loan for which it is probable, based on information available at the determination date, that the Corporation will not collect all amounts due under the contractual terms of the loan. At March 31, 2012, impaired loans were primarily collateral dependent, and totaled $13.4 million. Specific allowance for loan loss of $1.1 million was assigned to impaired loans of $11.3 million. Loans in the amount of $2.1 million had no specific allowance allocation. At March 31, 2011, average impaired loans were 16.7 million and related interest income recognized was $64,000. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Loans are considered to have been modified in a troubled debt restructuring when due to a borrower's financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a troubled debt restructuring remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. Included in impaired loans at March 31, 2012 are loans that are deemed troubled debt restructurings. Of these loans, $6.9 million, 79.7% of which are included in the tables above, are performing under the restructured terms and are accruing interest. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table provides an analysis of the aging of loans, excluding deferred fees and costs that are past due at March 31, 2012 and December 31, 2011: &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Aging Analysis &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;March 31, 2012&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;30&amp;nbsp;&amp;#8211;&amp;nbsp;59 Days&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;60&amp;nbsp;&amp;#8211;&amp;nbsp;89 Days&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Greater Than&lt;br /&gt;90 Days&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Current&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;br /&gt;Loans&lt;br /&gt;Receivable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Loans&lt;br /&gt;Receivable&lt;br /&gt;&amp;gt; 90 Days And&lt;br /&gt;Accruing&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and Industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,441&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;32&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;245&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,718&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;169,912&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;171,630&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial Real Estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;15&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,438&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,453&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;424,402&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;425,855&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,030&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;31,049&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;34,093&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential Mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,371&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,460&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,879&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;152,721&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;158,600&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;32&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;4&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;381&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;3,816&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;95&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;8,187&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;12,098&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;778,465&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;790,563&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,062&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;December 31, 2011&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;30&amp;nbsp;&amp;#8211;&amp;nbsp;59 Days&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;60&amp;nbsp;&amp;#8211;&amp;nbsp;89 Days&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Greater Than&lt;br /&gt;90 Days&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;br /&gt;Past Due&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Current&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;br /&gt;Loans&lt;br /&gt;Receivable&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Loans&lt;br /&gt;Receivable&lt;br /&gt;&amp;gt; 90 Days And&lt;br /&gt;Accruing&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial and Industrial&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;137&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,544&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;125&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,806&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;144,905&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;146,711&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Commercial Real Estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,331&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,335&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,254&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;7,920&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;400,244&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;408,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,029&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;36,344&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;39,388&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Residential Mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2,174&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;99&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,477&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,750&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;155,021&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;160,771&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;16&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;16&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;943&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;3,658&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,978&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;7,900&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;18,536&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;737,457&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;755,993&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,029&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan loss that is allocated to each loan portfolio segment: &lt;/p&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Allowance for loan and lease losses &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;March 31, 2012&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;C &amp;amp; I&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Comm R/E&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Res Mtge&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unallocated&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Allowance for loan and lease losses:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;549&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;329&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,078&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,784&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;5,327&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;437&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;905&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;54&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;8,676&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,784&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;5,876&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;637&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,234&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;54&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;9,754&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Loans Receivable&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,021&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;12,634&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;4,511&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;21,210&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;170,609&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;413,221&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;31,049&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;154,089&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;769,353&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;171,630&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;425,855&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;34,093&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;158,600&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;385&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;790,563&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Allowance for loan and lease losses &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;December 31, 2011&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;C &amp;amp; I&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Comm R/E&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Res Mtge&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unallocated&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Allowance for loan and lease losses:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;567&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;200&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;318&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,085&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1,527&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;5,405&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;507&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;945&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;51&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;82&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;8,517&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,527&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;5,972&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;707&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,263&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;51&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;82&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;9,602&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;"&gt;Loans Receivable&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;953&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;12,769&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;3,044&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,050&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;21,816&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;145,758&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;395,395&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;36,344&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;155,721&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;734,177&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;146,711&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;408,164&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;39,388&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;160,771&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;959&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;755,993&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation's allowance for loan losses is analyzed quarterly. Many factors are considered, including growth in the portfolio, delinquencies, nonaccrual loan levels, and other factors inherent in the extension of credit. There have been no material changes to the allowance for loan loss methodology as disclosed in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2011. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;A summary of the activity in the allowance for loan losses is as follows: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;Three Months Ended March 31, 2012&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;C &amp;amp; I&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Comm R/E&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Res Mtge&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unallocated&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Balance at January 1,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,527&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,972&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;707&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,263&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;51&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;82&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;9,602&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Charge offs&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(3&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(3&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;47&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Provision&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;257&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(96&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(70&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(76&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;5&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;87&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;107&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Balance at March 31,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,784&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;5,876&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;637&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,234&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;54&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;9,754&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27"&gt;Three Months Ended March 31, 2011&lt;br /&gt;(Dollars in Thousands)&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;C &amp;amp; I&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Comm R/E&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Construction&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Res Mtge&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Installment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Unallocated&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Total&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Balance at January 1,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,272&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;5,715&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;551&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;1,038&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;52&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;239&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;8,867&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Charge offs&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(165&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(23&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(3&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;(191&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;35&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;2&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;37&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Provision&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;236&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;468&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;349&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(63&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;&amp;#8212;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(112&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;878&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Balance at March 31,&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;1,378&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;6,183&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;900&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;952&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;51&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;127&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;9,591&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;At March 31, 2012, there were no commitments to lend additional funds to borrowers whose loans were on non-accrual status or were contractually past due in excess of 90 days and still accruing interest. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The policy of the Corporation is to generally grant commercial, mortgage and installment loans to New Jersey residents and businesses within its market area. The borrowers' abilities to repay their obligations are dependent upon various factors, including the borrowers' income and net worth, cash flows generated by the borrowers' underlying collateral, value of the underlying collateral, and priority of the lender's lien on the property. Such factors are dependent upon various economic conditions and individual circumstances beyond the control of the Corporation. The Corporation is therefore subject to risk of loss. The Corporation believes its lending policies and procedures adequately minimize the potential exposure to such risks and that adequate provisions for loan losses are provided for all known and inherent risks. Collateral and/or personal guarantees are required for virtually all loans. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The following table presents information about the troubled debt restructurings (TDRs) by class for the period indicated: &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11"&gt;Three Months Ended March 31, 2012&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Number of&lt;br /&gt;Loans&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Pre-restructuring&lt;br /&gt;Outstanding&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;Post-restructuring&lt;br /&gt;Outstanding&lt;br /&gt;Recorded&lt;br /&gt;Investment&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="11"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(Dollars in Thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Troubled debt restructurings:&lt;br /&gt;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom;"&gt;Commercial Real Estate&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;225&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;225&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Residential Mortgage&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;714&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;711&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Total&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;2&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;939&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;936&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation charged off $3,000 in connection with loan modifications at the time of the modification during the three months ended March 31, 2012. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation had no loan modified as a TDR within the previous twelve months that subsequently defaulted during the three months ended March 31, 2012. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation adopted ASU No. 2011-02 on July 1, 2011 which provides additional guidance to creditors for evaluating whether a modification or restructuring of a receivable is a troubled debt restructuring. In general, a modification or restructuring of a loan constitutes a TDR if the Corporation grants a concession to a borrower experiencing financial difficulty. Loans modified in TDRs are placed on non-accrual status until the Corporation determines that future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate performance according to the restructured terms for a period of at least six months. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;Loans modified in a troubled debt restructuring totaled $11.5 million at March 31, 2012 of which $4.6 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. At December 31, 2011, loans modified in a troubled debt restructuring totaled $11.1 million of which $3.7 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In an effort to proactively manage delinquent loans, the Corporation has selectively extended to certain borrowers concessions such as rate reductions, extension of maturity dates, principal or interest forgiveness, adjusted repayment terms, forbearance agreements, or combinations of two or more of these concessions. As of March 31, 2012, loans on which concessions were made with respect to adjusted repayment terms amounted to $1.6 million. Loans on which combinations of two or more concessions were made amounted to $9.8 million. The concessions granted included principal concessions, rate reduction, adjusted repayment, extended maturity and payment deferral. &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:MarketableSecuritiesRealizedGainLoss contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">861000</us-gaap:MarketableSecuritiesRealizedGainLoss>
  <us-gaap:MarketableSecuritiesRealizedGainLoss contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">995000</us-gaap:MarketableSecuritiesRealizedGainLoss>
  <us-gaap:MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">95000</us-gaap:MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount>
  <us-gaap:MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">58000</us-gaap:MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount>
  <us-gaap:MarketingExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">21000</us-gaap:MarketingExpense>
  <us-gaap:MarketingExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">31000</us-gaap:MarketingExpense>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">57768000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">31400000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-19929000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">-69415000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">4793000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">5121000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">3018000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">3018000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">4231000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit1" decimals="-3">4231000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2872000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">4090000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">167164000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">172342000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">5935000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">5807000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1597000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">1955000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">29000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">41000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">866000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">700000</us-gaap:OccupancyNet>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 1. Basis of Presentation &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The consolidated financial statements of Center Bancorp, Inc. (the "Parent Corporation") are prepared on the accrual basis and include the accounts of the Parent Corporation and its wholly-owned subsidiary, Union Center National Bank (the "Bank" and, collectively with the Parent Corporation and the Parent Corporation's other direct and indirect subsidiaries, the "Corporation"). All significant intercompany accounts and transactions have been eliminated from the accompanying consolidated financial statements. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;In preparing the consolidated financial statements, management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated statements of condition and that affect the results of operations for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term relate to the determination of the allowance for loan losses, other-than-temporary impairment evaluation of securities, the evaluation of the impairment of goodwill and the valuation of deferred tax assets. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
  <us-gaap:OtherAssets contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">12390000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">11345000</us-gaap:OtherAssets>
  <us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1294000</us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent>
  <us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">2560000</us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1209000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">1209000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">2560000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">2560000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">4227000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">6791000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2060000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">3507000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">973000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">914000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherRealEstate contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">591000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">558000</us-gaap:OtherRealEstate>
  <us-gaap:OtherSignificantNoncashTransactionValueOfConsiderationGiven1 contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">17892000</us-gaap:OtherSignificantNoncashTransactionValueOfConsiderationGiven1>
  <us-gaap:OtherSignificantNoncashTransactionValueOfConsiderationGiven1 contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">1855000</us-gaap:OtherSignificantNoncashTransactionValueOfConsiderationGiven1>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">95000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">58000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2449000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">6437000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">7806000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">33562000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">489000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">490000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">125000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">166000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfStockIssuanceCosts contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">1000</us-gaap:PaymentsOfStockIssuanceCosts>
  <us-gaap:PaymentsOfStockIssuanceCosts contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">2000</us-gaap:PaymentsOfStockIssuanceCosts>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">109956000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">88332000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">4844000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">35000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">136000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="Duration_1_1_2012_To_3_31_2012">&lt;div&gt; &lt;div style="min-width: 708px; text-align: center;"&gt;

&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 10. Components of Net Periodic Pension Cost &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation maintained a non-contributory pension plan for substantially all of its employees until September 30, 2007, at which time the Corporation froze its defined benefit pension plan. The following table sets forth the net periodic pension cost of the Corporation's pension plan for the periods indicated. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"&gt; &lt;/p&gt;

&lt;div style="text-align: center;"&gt;

&lt;table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="3"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt; &lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7"&gt;Three Months Ended&lt;br /&gt;March 31,&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2012&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"&gt;2011&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"&gt;&amp;nbsp;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"&gt;&lt;font class="_mt" style="font-weight: normal;"&gt;(in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom;"&gt;Interest cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;143&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; text-align: right;"&gt;&amp;nbsp;&amp;nbsp;147&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: white;"&gt;&lt;td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;"&gt;Net amortization and deferral&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(30&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;"&gt;(50&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;"&gt;)&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background-color: #ccffcc;"&gt;&lt;td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;"&gt;Net periodic pension cost&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;113&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;"&gt;97&lt;/td&gt;
&lt;td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Contributions &lt;/h3&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Corporation presently estimates it will contribute $500,000 to its Pension Trust in 2012. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Preservation of Access to Care for Medical Beneficiaries and Pension Relief Act of 2010, signed into law on June 25, 2010, permits single employer and multiple employer defined benefit plan sponsors to elect to extend the plan's amortization period of a Shortfall Amortization Base over either a nine year period or a fifteen year period, rather than the seven year period required under the Pension Protection Act of 2006. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The Bank has elected to apply the Pension Relief Act Fifteen Year amortization of the Shortfall Amortization Base for its 2011 minimum funding requirement. The minimum amount to be funded is $453,000, as noted above, by December 31, 2012 with the understanding that fully funding the plan earlier than this date will lower this amount and that funding the plan after this date will increase this amount. As noted, this amount is the minimum required funding amount. The Corporation does have the option of funding above this amount but has contributed the minimum historically. &lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:PreferredStockDividendsAndOtherAdjustments contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">146000</us-gaap:PreferredStockDividendsAndOtherAdjustments>
  <us-gaap:PreferredStockDividendsAndOtherAdjustments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">141000</us-gaap:PreferredStockDividendsAndOtherAdjustments>
  <us-gaap:PreferredStockLiquidationPreference contextRef="As_Of_12_31_2011" unitRef="Unit13" decimals="INF">1000</us-gaap:PreferredStockLiquidationPreference>
  <us-gaap:PreferredStockLiquidationPreference contextRef="As_Of_3_31_2012" unitRef="Unit13" decimals="INF">1000</us-gaap:PreferredStockLiquidationPreference>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="INF">5000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_12_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="Unit12" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_12_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="0">11250</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="Unit12" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="0">11250</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_12_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="Unit12" decimals="INF">0</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_12_31_2011_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="0">11250</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="Unit12" decimals="INF">0</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_3_31_2012_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="0">11250</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockValue contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">11250000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">11250000</us-gaap:PreferredStockValue>
  <us-gaap:PrepaidInsurance contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">1884000</us-gaap:PrepaidInsurance>
  <us-gaap:PrepaidInsurance contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">1644000</us-gaap:PrepaidInsurance>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">20867000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">8658000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">-5938000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromSaleAndCollectionOfLoansHeldforsale contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">2481000</us-gaap:ProceedsFromSaleAndCollectionOfLoansHeldforsale>
  <us-gaap:ProceedsFromSaleAndCollectionOfLoansHeldforsale contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">5558000</us-gaap:ProceedsFromSaleAndCollectionOfLoansHeldforsale>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">76551000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">41513000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">7000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">241000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">246000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">12327000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">12266000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">878000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">107000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">10000000</us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">9233000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">9233000</us-gaap:RestrictedInvestments>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="-3">32695000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_3_31_2012" unitRef="Unit1" decimals="-3">36293000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2011_To_3_31_2011" unitRef="Unit1" decimals="-3">8000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2011_To_3_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit1" decimals="-3">8000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="-3">7000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit1" decimals="-3">7000</us-gaap:ShareBasedCompensation>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="-3">120957000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit1" decimals="-3">-7675000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit1" decimals="-3">4941000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="-3">110056000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit1" decimals="-3">9700000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
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  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">-17698000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
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&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 14. Stockholders' Equity &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;On January 12, 2009, the Corporation issued $10 million in nonvoting senior preferred stock to the U.S. Department of Treasury ("Treasury") under its Capital Purchase Program. As part of the transaction, the Corporation also issued warrants to the Treasury to purchase 173,410 shares of common stock of the Corporation at an exercise price of $8.65 per share. As previously announced, the Corporation's voluntary participation in the Capital Purchase Program represented approximately 50 percent of the dollar amount that the Corporation qualified to receive under the Treasury program. The Corporation believed that its participation in this program strengthened its capital position. The funding was used to support future loan growth. As a result of the successful completion of the rights offering in October 2009, the number of shares underlying the warrants held by the U.S. Treasury was reduced to 86,705 shares, or 50 percent of the original 173,410 shares as outlined by the provisions of the Capital Purchase Program. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;On September 15, 2011, the Corporation issued $11.25 million in nonvoting senior preferred stock to the Treasury under the Small Business Lending Fund Program ("SBLF Program"). Under the Securities Purchase Agreement, the Corporation issued to the Treasury a total of 11,250 shares of the Corporation's Senior Non-Cumulative Perpetual Preferred Stock, Series B, having a liquidation value of $1,000 per share. Simultaneously, using the proceeds from the issuance of the SBLF Preferred Stock, the Corporation redeemed from the Treasury, all 10,000 outstanding shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, liquidation amount $1,000 per share, for a redemption price of $10,041,667, including accrued but unpaid dividends up to the date of redemption. The investment in the SBLF program provides the Corporation with approximately $1.25 million additional Tier 1 capital. The capital received under the program will allow the Corporation to continue to serve its small business clients through the commercial lending program. &lt;/p&gt;

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&lt;h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;"&gt;Note 13. Subordinated Debentures &lt;/h2&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;During 2003, the Corporation formed a statutory business trust, which exists for the exclusive purpose of (i) issuing Trust Securities representing undivided beneficial interests in the assets of the Trust; (ii) investing the gross proceeds of the Trust securities in junior subordinated deferrable interest debentures (subordinated debentures) of the Corporation; and (iii) engaging in only those activities necessary or incidental thereto. These subordinated debentures and the related income effects are not eliminated in the consolidated financial statements as the statutory business trust is not consolidated in accordance with FASB ASC 810-10. Distributions on the subordinated debentures owned by the subsidiary trusts below have been classified as interest expense in the Consolidated Statements of Income. &lt;/p&gt;

&lt;p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"&gt;The characteristics of the business trusts and capital securities have not changed with the deconsolidation of the trusts. The capital securities provide an attractive source of funds since they constitute Tier 1 capital for regulatory purposes and have the same tax advantages as debt for Federal income tax purposes. &lt;/p&gt;

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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>10
<FILENAME>cnbc-20120331_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
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<!--Created on: 05/09/12 11:16:02 AM-->
<!--Modified on: 05/09/12 11:16:02 AM-->
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>12
<FILENAME>cnbc-20120331_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
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<!--Created on: 05/09/12 11:16:02 AM-->
<!--Modified on: 05/09/12 11:16:02 AM-->
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedInvestments" xlink:to="us-gaap_RestrictedInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedInvestments_lbl" xml:lang="en-US">Restricted Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RestrictedInvestments_lbl" xml:lang="en-US">Restricted investment in bank stocks, at cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Premises and equipment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued Investment Income Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued interest receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued Investment Income Receivable, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank Owned Life Insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank-owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill and other intangible assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidInsurance" xlink:label="us-gaap_PrepaidInsurance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrepaidInsurance" xlink:to="us-gaap_PrepaidInsurance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PrepaidInsurance_lbl" xml:lang="en-US">Prepaid Insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PrepaidInsurance_lbl" xml:lang="en-US">Prepaid FDIC assesments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstate" xlink:label="us-gaap_OtherRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstate" xlink:to="us-gaap_OtherRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Other Real Estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Other Real Estate, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Other Real Estate, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Other real estate owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Other Real Estate, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueFromCorrespondentBrokers" xlink:label="us-gaap_DueFromCorrespondentBrokers" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueFromCorrespondentBrokers" xlink:to="us-gaap_DueFromCorrespondentBrokers_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueFromCorrespondentBrokers_lbl" xml:lang="en-US">Due from Correspondent Brokers</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DueFromCorrespondentBrokers_lbl" xml:lang="en-US">Due from brokers for investment securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="us-gaap_LiabilitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">Liabilities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">LIABILITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:to="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Domestic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Deposits: Non-interest bearing</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Domestic, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="us-gaap_TimeDeposits100000OrMore" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits100000OrMore" xlink:to="us-gaap_TimeDeposits100000OrMore_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Time Deposits, $100,000 or More</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Deposits: Interest-bearing: Time deposits $100 and over</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Time Deposits, $100,000 or More, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositsLessThan100000" xlink:label="us-gaap_TimeDepositsLessThan100000" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositsLessThan100000" xlink:to="us-gaap_TimeDepositsLessThan100000_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositsLessThan100000_lbl" xml:lang="en-US">Time Deposits, Less than $100,000</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositsLessThan100000_lbl" xml:lang="en-US">Deposits: Interest-bearing: Interest-bearing transaction, savings and time deposits less than $100</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term Federal Home Loan Bank Advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term Federal Home Loan Bank Advances, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="us-gaap_SubordinatedDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubordinatedDebt" xlink:to="us-gaap_SubordinatedDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated Debt, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated Debt, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated debentures</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DueToCorrespondentBrokers" xlink:label="us-gaap_DueToCorrespondentBrokers" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueToCorrespondentBrokers" xlink:to="us-gaap_DueToCorrespondentBrokers_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueToCorrespondentBrokers_lbl" xml:lang="en-US">Due to Correspondent Brokers</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DueToCorrespondentBrokers_lbl" xml:lang="en-US">Due to brokers for investment securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Accounts payable and accrued liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Accounts payable and accrued liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Accounts Payable and Accrued Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Total liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl" xml:lang="en-US">Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl" xml:lang="en-US">STOCKHOLDERS' EQUITY</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl" xml:lang="en-US">Stockholders' Equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="us-gaap_PreferredStockValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred Stock, Value, Issued</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred Stock, Value, Issued, Beginning Balance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockMember_lbl" xml:lang="en-US">Preferred Stock [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury Stock, Shares, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury Stock, Shares, Beginning Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="us-gaap_IncomeStatementAbstract" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNetAbstract" xlink:label="us-gaap_InterestIncomeExpenseNetAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNetAbstract_lbl" xml:lang="en-US">Interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xml:lang="en-US">Interest and Fee Income, Loans and Leases, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividendAbstract" xlink:label="us-gaap_InvestmentIncomeInterestAndDividendAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeInterestAndDividendAbstract_lbl" xml:lang="en-US">Investment Income, Interest and Dividend [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentIncomeInterestAndDividendAbstract_lbl" xml:lang="en-US">Interest and dividends on investment securities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="us-gaap_InterestIncomeSecuritiesTaxable" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeSecuritiesTaxable_lbl" xml:lang="en-US">Interest Income, Securities, Taxable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestIncomeSecuritiesTaxable_lbl" xml:lang="en-US">Taxable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="us-gaap_InterestIncomeSecuritiesTaxExempt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="us-gaap_InterestIncomeSecuritiesTaxExempt_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestIncomeSecuritiesTaxExempt_lbl" xml:lang="en-US">Tax-exempt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendIncomeOperating" xlink:label="us-gaap_DividendIncomeOperating" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Interest and Dividend Income, Operating</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest expense [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits100000OrMore" xlink:to="us-gaap_InterestExpenseTimeDeposits100000OrMore_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore_lbl" xml:lang="en-US">Interest Expense, Time Deposits, $100,000 or More</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits100000OrMore_lbl" xml:lang="en-US">Interest on certificates of deposit $100 or more</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseOtherDomesticDeposits" xlink:label="us-gaap_InterestExpenseOtherDomesticDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseOtherDomesticDeposits" xlink:to="us-gaap_InterestExpenseOtherDomesticDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseOtherDomesticDeposits_lbl" xml:lang="en-US">Interest Expense, Other Domestic Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseOtherDomesticDeposits_lbl" xml:lang="en-US">Interest on other deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDebt" xlink:label="us-gaap_InterestExpenseDebt" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDebt_lbl" xml:lang="en-US">Interest Expense, Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseDebt_lbl" xml:lang="en-US">Interest on borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseDebt_lbl" xml:lang="en-US">Interest Expense, Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Interest Income (Expense), Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for Loan and Lease Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for Loan and Lease Losses, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after provision for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="us-gaap_NoninterestIncomeAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="us-gaap_FeesAndCommissions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissions" xlink:to="us-gaap_FeesAndCommissions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissions_lbl" xml:lang="en-US">Fees and Commissions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissions_lbl" xml:lang="en-US">Service charges, commissions and fees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FeesAndCommissions_lbl" xml:lang="en-US">Fees and Commissions, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="us-gaap_InsuranceCommissionsAndFees" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceCommissionsAndFees" xlink:to="us-gaap_InsuranceCommissionsAndFees_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceCommissionsAndFees_lbl" xml:lang="en-US">Insurance Commissions and Fees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InsuranceCommissionsAndFees_lbl" xml:lang="en-US">Annuities and insurance commissions</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank Owned Life Insurance Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Increase in cash surrender value of bank-owned life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank-owned life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Increase in cash surrender value of bank-owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsMortgageBankingAndServicing" xlink:label="us-gaap_FeesAndCommissionsMortgageBankingAndServicing" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsMortgageBankingAndServicing_lbl" xml:lang="en-US">Fees and Commissions, Mortgage Banking and Servicing</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissionsMortgageBankingAndServicing_lbl" xml:lang="en-US">Loan related fees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Noninterest Income, Other Operating Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Total other income</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="us-gaap_NoninterestExpenseAbstract" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SuppliesExpense_lbl" xml:lang="en-US">Supplies Expense</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketingExpense" xlink:to="us-gaap_MarketingExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketingExpense_lbl" xml:lang="en-US">Marketing Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MarketingExpense_lbl" xml:lang="en-US">Marketing and advertising</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="us-gaap_InformationTechnologyAndDataProcessing" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US">Treasury Stock [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Accumulated Other Comprehensive Loss [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock" xlink:to="us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock_lbl" xml:lang="en-US">Accretion of discount on preferred stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:to="us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_lbl" xml:lang="en-US">Adjustments to Additional Paid in Capital, Stock Issued, Issuance Costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_lbl" xml:lang="en-US">Issuance cost of common stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="us-gaap_DividendsPreferredStockCash" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPreferredStockCash" xlink:to="us-gaap_DividendsPreferredStockCash_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Dividends, Preferred Stock, Cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Cash dividend on preferred stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Dividends on preferred stock series A</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="us-gaap_DividendsCommonStockCash" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCommonStockCash" xlink:to="us-gaap_DividendsCommonStockCash_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Dividends, Common Stock, Cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared on common stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared on common stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueOther" xlink:label="us-gaap_StockIssuedDuringPeriodValueOther" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueOther" xlink:to="us-gaap_StockIssuedDuringPeriodValueOther_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueOther_lbl" xml:lang="en-US">Stock Issued During Period, Value, Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueOther_lbl" xml:lang="en-US">Exercise of stock options</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueOther_lbl" xml:lang="en-US">Stock issued for options exercise</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Allocated Share-based Compensation Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Allocated Share-based Compensation Expense, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Dividend paid per common share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Dividends, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements of Cash Flows</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease) [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Accretion (Amortization) of Discounts and Premiums, Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of premiums and accretion of discounts on investment securities, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of securit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of premiums and accretion of discounts on investment securities, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="us-gaap_DepreciationDepletionAndAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Payments for Origination and Purchases of Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Loans originated for resale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Net loans originated for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Payments for Origination and Purchases of Loans Held-for-sale, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale" xlink:label="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale" xlink:to="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_lbl" xml:lang="en-US">Proceeds from Sale and Collection of Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_lbl" xml:lang="en-US">Proceeds from sale of loans held for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_lbl" xml:lang="en-US">Proceeds from Sale and Collection of Loans Held-for-sale, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:label="us-gaap_IncreaseDecreaseInLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInLoansHeldForSale" xlink:to="us-gaap_IncreaseDecreaseInLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInLoansHeldForSale_lbl" xml:lang="en-US">Increase (Decrease) in Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInLoansHeldForSale_lbl" xml:lang="en-US">Gains on sale of loans held for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInLoansHeldForSale_lbl" xml:lang="en-US">Increase (Decrease) in Loans Held-for-sale, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Interest Receivable, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Decrease (Increase) in accrued interest receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xml:lang="en-US">Decrease (Increase) in accrued interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:to="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl" xml:lang="en-US">Increase (Decrease) in Prepaid Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl" xml:lang="en-US">Decrease in prepaid FDIC insurance assessments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInPrepaidExpense_lbl" xml:lang="en-US">Decrease in prepaid FDIC insurance assessments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:to="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" xml:lang="en-US">Life Insurance, Corporate or Bank Owned, Change in Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" xml:lang="en-US">Increase in cash surrender value of bank owned life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" xml:lang="en-US">Increase in cash surrender value of life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">(Increase) decrease in other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase in other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from investing activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Investment securities available-for-sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Investment securities available-for-sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Investment securities available-for-sale: Sales</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Investment securities available-for-sale: Maturies, calls and principal repayments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Investment securities held-to-maturity: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Investment securities held-to-maturity: Purchases</label>
    <loc xlink:type="locator" xlink:href="cnbc-20120331.xsd#cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments" xlink:label="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments" xlink:to="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments_lbl" xml:lang="en-US">Accrual of dividend on series B preferred stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments_lbl" xml:lang="en-US">Investment securities held-to-maturity: Maturities and principal repayments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments_lbl" xml:lang="en-US">Investment securities held-to-maturity: Maturities and principal repayments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments_lbl" xml:lang="en-US">Investment securities held-to-maturity: Maturities and principal repayments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseOfRestrictedInvestments" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseOfRestrictedInvestments" xlink:to="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" xml:lang="en-US">Increase (Decrease) of Restricted Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" xml:lang="en-US">Net redemption of restricted investment in bank stocks</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseOfRestrictedInvestments_lbl" xml:lang="en-US">Net redemption of restricted investment in bank stocks</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net increase in loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net (increase) in loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash used in investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from financing activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Net increase in deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Net decrease in short-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings" xlink:to="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl" xml:lang="en-US">Repayments of Federal Home Loan Bank Borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl" xml:lang="en-US">Repayments of long-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings_lbl" xml:lang="en-US">Repayments of long-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Cash dividends on preferred stock</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentsAbstract_lbl" xml:lang="en-US">Investment securities:</label>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Basis of Presentation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock', window );">Basis of Presentation</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 1. Basis of Presentation </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The consolidated financial statements of Center Bancorp, Inc. (the "Parent Corporation") are prepared on the accrual basis and include the accounts of the Parent Corporation and its wholly-owned subsidiary, Union Center National Bank (the "Bank" and, collectively with the Parent Corporation and the Parent Corporation's other direct and indirect subsidiaries, the "Corporation"). All significant intercompany accounts and transactions have been eliminated from the accompanying consolidated financial statements. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In preparing the consolidated financial statements, management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated statements of condition and that affect the results of operations for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term relate to the determination of the allowance for loan losses, other-than-temporary impairment evaluation of securities, the evaluation of the impairment of goodwill and the valuation of deferred tax assets. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles ("U.S. GAAP"). </p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EADBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 4,231<span></span></td>
        <td class="nump">$ 3,018<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Amortization of premiums and accretion of discounts on investment securities, net</a></td>
        <td class="nump">1,211<span></span></td>
        <td class="nump">1,056<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">210<span></span></td>
        <td class="nump">241<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="nump">7<span></span></td>
        <td class="nump">8<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">107<span></span></td>
        <td class="nump">878<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount', window );">Net other-than-temporary impairment losses on investment securities</a></td>
        <td class="nump">58<span></span></td>
        <td class="nump">95<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesRealizedGainLoss', window );">Gains on sales of investment securities, net</a></td>
        <td class="num">(995)<span></span></td>
        <td class="num">(861)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Loans originated for resale</a></td>
        <td class="num">(6,437)<span></span></td>
        <td class="num">(2,449)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale', window );">Proceeds from sale of loans held for sale</a></td>
        <td class="nump">5,558<span></span></td>
        <td class="nump">2,481<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInLoansHeldForSale', window );">Gains on sale of loans held for sale</a></td>
        <td class="num">(126)<span></span></td>
        <td class="num">(32)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Decrease (Increase) in accrued interest receivable</a></td>
        <td class="nump">255<span></span></td>
        <td class="num">(622)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidExpense', window );">Decrease in prepaid FDIC insurance assessments</a></td>
        <td class="nump">240<span></span></td>
        <td class="nump">473<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue', window );">Increase in cash surrender value of bank owned life insurance</a></td>
        <td class="num">(251)<span></span></td>
        <td class="num">(260)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">(Increase) decrease in other assets</a></td>
        <td class="num">(647)<span></span></td>
        <td class="nump">349<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase in other liabilities</a></td>
        <td class="nump">1,700<span></span></td>
        <td class="nump">418<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">5,121<span></span></td>
        <td class="nump">4,793<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Investment securities available-for-sale: Purchases</a></td>
        <td class="num">(88,332)<span></span></td>
        <td class="num">(109,956)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Investment securities available-for-sale: Sales</a></td>
        <td class="nump">41,513<span></span></td>
        <td class="nump">76,551<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Investment securities available-for-sale: Maturies, calls and principal repayments</a></td>
        <td class="nump">8,658<span></span></td>
        <td class="nump">20,867<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Investment securities held-to-maturity: Purchases</a></td>
        <td class="num">(4,844)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments', window );">Investment securities held-to-maturity: Maturities and principal repayments</a></td>
        <td class="nump">7,288<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseOfRestrictedInvestments', window );">Net redemption of restricted investment in bank stocks</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">450<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net increase in loans</a></td>
        <td class="num">(33,562)<span></span></td>
        <td class="num">(7,806)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(136)<span></span></td>
        <td class="num">(35)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="num">(69,415)<span></span></td>
        <td class="num">(19,929)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposits</a></td>
        <td class="nump">32,058<span></span></td>
        <td class="nump">74,314<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net decrease in short-term borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,938)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings', window );">Repayments of long-term borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(10,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Cash dividends on preferred stock</a></td>
        <td class="num">(166)<span></span></td>
        <td class="num">(125)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends on common stock</a></td>
        <td class="num">(490)<span></span></td>
        <td class="num">(489)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfStockIssuanceCosts', window );">Issuance cost of common stock</a></td>
        <td class="num">(2)<span></span></td>
        <td class="num">(1)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
        <td class="nump">31,400<span></span></td>
        <td class="nump">57,768<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net change in cash and cash equivalents</a></td>
        <td class="num">(32,894)<span></span></td>
        <td class="nump">42,632<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and cash equivalents at beginning of period</a></td>
        <td class="nump">111,101<span></span></td>
        <td class="nump">37,497<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and cash equivalents at end of period</a></td>
        <td class="nump">78,207<span></span></td>
        <td class="nump">80,129<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental disclosures of cash flow information:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash payments for: Interest paid on deposits and borrowings</a></td>
        <td class="nump">3,097<span></span></td>
        <td class="nump">3,006<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Supplemental disclosures of non-cash investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherSignificantNoncashTransactionValueOfConsiderationGiven1', window );">Noncash activities: Trade date accounting settlement for investments, net</a></td>
        <td class="nump">$ 1,855<span></span></td>
        <td class="nump">$ 17,892<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accrual of dividend on series B preferred stock</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>cnbc_InvestmentSecuritiesHeldToMaturityMaturitiesAndPrincipalRepayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>cnbc_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1, 2, 3<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 1, 2, 3, 7, 11<br><br> -IssueDate 2006-05-01<br><br> -Chapter 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationDepletionAndAmortization</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of loans or securitized loans that are held with the intention to sell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount of outstanding money paid in advance for goods or services that bring economic benefits for future periods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseOfRestrictedInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) associated with investments (not to include restricted cash) that are pledged or subject to withdrawal restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseOfRestrictedInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -Paragraph 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesRealizedGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total realized gain (loss) included in earnings for the period as a result of selling marketable securities categorized as trading, available-for-sale, or held-to-maturity. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesRealizedGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of loss recognized for other than temporary impairments (OTTI) of investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 5.M)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6784337&amp;loc=d3e87990-122713<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherSignificantNoncashTransactionValueOfConsiderationGiven1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value of the noncash (or part noncash) consideration given (for example, liability, equity) in a transaction. Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of a transaction not resulting in cash receipts or cash payments in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherSignificantNoncashTransactionValueOfConsiderationGiven1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3367-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to preferred shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfStockIssuanceCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for cost incurred directly with the issuance of an equity security.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18, 19, 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfStockIssuanceCosts</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow from purchases of held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from sale proceeds and collection of repayments from borrowers on loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization; includes mortgages and other types of loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4600-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
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                    <td>us-gaap_</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of loan drawn from Federal Home Loan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQUAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Condition (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 78,207<span></span></td>
        <td class="nump">$ 111,101<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities: Available for sale</a></td>
        <td class="nump">454,994<span></span></td>
        <td class="nump">414,507<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment Securities: Held to maturity (fair value of $72,403 and $74,922)</a></td>
        <td class="nump">69,610<span></span></td>
        <td class="nump">72,233<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans</a></td>
        <td class="nump">790,622<span></span></td>
        <td class="nump">756,010<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
        <td class="nump">9,754<span></span></td>
        <td class="nump">9,602<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans</a></td>
        <td class="nump">780,868<span></span></td>
        <td class="nump">746,408<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedInvestments', window );">Restricted investment in bank stocks, at cost</a></td>
        <td class="nump">9,233<span></span></td>
        <td class="nump">9,233<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">12,266<span></span></td>
        <td class="nump">12,327<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">5,964<span></span></td>
        <td class="nump">6,219<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank-owned life insurance</a></td>
        <td class="nump">29,194<span></span></td>
        <td class="nump">28,943<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill and other intangible assets</a></td>
        <td class="nump">16,889<span></span></td>
        <td class="nump">16,902<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidInsurance', window );">Prepaid FDIC assesments</a></td>
        <td class="nump">1,644<span></span></td>
        <td class="nump">1,884<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">558<span></span></td>
        <td class="nump">591<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueFromCorrespondentBrokers', window );">Due from brokers for investment securities</a></td>
        <td class="nump">5,823<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">11,345<span></span></td>
        <td class="nump">12,390<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,476,595<span></span></td>
        <td class="nump">1,432,738<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic', window );">Deposits: Non-interest bearing</a></td>
        <td class="nump">172,342<span></span></td>
        <td class="nump">167,164<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Deposits: Interest-bearing: Time deposits $100 and over</a></td>
        <td class="nump">113,256<span></span></td>
        <td class="nump">137,998<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsLessThan100000', window );">Deposits: Interest-bearing: Interest-bearing transaction, savings and time deposits less than $100</a></td>
        <td class="nump">867,875<span></span></td>
        <td class="nump">816,253<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">1,153,473<span></span></td>
        <td class="nump">1,121,415<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Long-term borrowings</a></td>
        <td class="nump">161,000<span></span></td>
        <td class="nump">161,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated debentures</a></td>
        <td class="nump">5,155<span></span></td>
        <td class="nump">5,155<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueToCorrespondentBrokers', window );">Due to brokers for investment securities</a></td>
        <td class="nump">3,968<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent', window );">Accounts payable and accrued liabilities</a></td>
        <td class="nump">10,918<span></span></td>
        <td class="nump">9,252<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">1,334,514<span></span></td>
        <td class="nump">1,296,822<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract', window );"><strong>STOCKHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, $1,000 liquidation value per share, authorized 5,000,000 shares; issued and outstanding 11,250 shares of Series B preferred stock at March 31, 2012 and December 31, 2011</a></td>
        <td class="nump">11,250<span></span></td>
        <td class="nump">11,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, no par value, authorized 25,000,000 shares; issued 18,477,412 shares at March 31, 2012 and December 31, 2011; outstanding 16,332,327 shares at March 31, 2012 and December 31, 2011</a></td>
        <td class="nump">110,056<span></span></td>
        <td class="nump">110,056<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump">4,722<span></span></td>
        <td class="nump">4,715<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">36,293<span></span></td>
        <td class="nump">32,695<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at cost (2,145,085 common shares at March 31, 2012 and December 31, 2011)</a></td>
        <td class="num">(17,354)<span></span></td>
        <td class="num">(17,354)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
        <td class="num">(2,886)<span></span></td>
        <td class="num">(5,446)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total stockholders' equity</a></td>
        <td class="nump">142,081<span></span></td>
        <td class="nump">135,916<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 1,476,595<span></span></td>
        <td class="nump">$ 1,432,738<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 1, 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(1),(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 14, 17, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br><br><br> -Number 6<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 16<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15C<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15E<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 14<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 22<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 9<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 12<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 1, 2, 3, 7, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37, 38, 39<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DueFromCorrespondentBrokers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount due from correspondent brokers if the broker dealer clears transactions on behalf of or through correspondents.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-BRD<br><br><br><br> -Paragraph 80<br><br><br><br> -Subparagraph Exhibit 4-8, 4<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DueFromCorrespondentBrokers</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount due to correspondent brokers if the broker-dealer clears transactions on behalf of or through correspondents.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-BRD<br><br><br><br> -Paragraph 80<br><br><br><br> -Subparagraph Exhibit 4-8, 4<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DueToCorrespondentBrokers</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 15, 18<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph f<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 47<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -Clause 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 68<br><br><br><br> -Subparagraph l<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 34<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 43<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 72<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 5<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 17<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 19<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 4<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 7<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 5<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph a(ii)<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 114<br><br><br><br> -Paragraph 20<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of domestic noninterest-bearing deposits held by the entity, which may include demand deposits, checking, brokered and retail deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilitiesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10(4))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 12-18<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 129<br><br><br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of unamortized costs of insurance coverage, which will be charged against earnings ratably over the period in which contractually agreed upon coverage's will be in effect; such periods expire within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 340<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 05<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6386993&amp;loc=d3e5879-108316<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 340<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 05<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6386993&amp;loc=d3e5865-108316<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 4<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (g)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Current Assets<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509628<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6787-107765<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph b, c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Investments which are not defined as or included in marketable (debt, equity, or other) securities whose use is restricted in whole or in part, generally by contractual agreements or regulatory requirements. For use in an unclassified balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A3<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 4I<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733213&amp;loc=SL4590271-111686<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 10<br><br><br><br> -Section F<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Article 5<br><br><br><br> -Subsection 19, 20, 22<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SubordinatedDebt</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph e<br><br><br><br> -Clause 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 405<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Industry Guide<br><br><br><br> -Number 3<br><br><br><br> -Section V<br><br><br><br> -Paragraph A<br><br><br><br> -Subparagraph 4<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 42<br><br><br><br> -Subparagraph a<br><br><br><br> -IssueDate 2008-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $100,000.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_TimeDepositsLessThan100000</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Technical Bulletin (FTB)<br><br><br><br> -Number 85-6<br><br><br><br> -Paragraph 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (USD $)<br>In Thousands</strong></div>
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        </th>
        <th class="th">
          <div>Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Additional Paid In Capital [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings [Member]</div>
        </th>
        <th class="th">
          <div>Treasury Stock [Member]</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Loss [Member]</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2010</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 9,700<span></span></td>
        <td class="nump">$ 110,056<span></span></td>
        <td class="nump">$ 4,941<span></span></td>
        <td class="nump">$ 21,633<span></span></td>
        <td class="num">$ (17,698)<span></span></td>
        <td class="num">$ (7,675)<span></span></td>
        <td class="nump">$ 120,957<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,018<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,018<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income, net of tax and reclassification adjustment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,209<span></span></td>
        <td class="nump">1,209<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock', window );">Accretion of discount on preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(21)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts', window );">Issuance cost of common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Cash dividend on preferred stock</a></td>
        <td class="num">(125)<span></span></td>
        <td class="num">(125)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared on common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(489)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(489)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueOther', window );">Stock issued for options exercise</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2011</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,721<span></span></td>
        <td class="nump">110,056<span></span></td>
        <td class="nump">4,949<span></span></td>
        <td class="nump">24,015<span></span></td>
        <td class="num">(17,691)<span></span></td>
        <td class="num">(6,466)<span></span></td>
        <td class="nump">124,584<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2011</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,250<span></span></td>
        <td class="nump">110,056<span></span></td>
        <td class="nump">4,715<span></span></td>
        <td class="nump">32,695<span></span></td>
        <td class="num">(17,354)<span></span></td>
        <td class="num">(5,446)<span></span></td>
        <td class="nump">135,916<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,231<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,231<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income, net of tax and reclassification adjustment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,560<span></span></td>
        <td class="nump">2,560<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts', window );">Issuance cost of common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Cash dividend on preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(141)<span></span></td>
        <td class="num">(141)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared on common stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(490)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(490)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Mar. 31, 2012</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 11,250<span></span></td>
        <td class="nump">$ 110,056<span></span></td>
        <td class="nump">$ 4,722<span></span></td>
        <td class="nump">$ 36,293<span></span></td>
        <td class="num">$ (17,354)<span></span></td>
        <td class="num">$ (2,886)<span></span></td>
        <td class="nump">$ 142,081<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Direct costs (e.g., legal and accounting fees) associated with issuing stock that is deducted from additional paid in capital. Also includes any direct costs associated with stock issues under a shelf registration.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Technical Practice Aid (TPA)<br><br> -Number 4110<br><br> -Paragraph 1, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of preferred stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStockCash</nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Adjustment to retained earnings for the increase in carrying amount of redeemable preferred stock that is classified as temporary equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 480<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 3.C)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14643745&amp;loc=d3e177168-122764<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 3<br><br> -Section C<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseInCarryingAmountOfRedeemablePreferredStock</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4I<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733213&amp;loc=SL4590271-111686<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>credit</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of shares of stock issued during the period that is attributable to transactions involving issuance of stock not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Stockholders' Equity<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 14. Stockholders' Equity </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">On January 12, 2009, the Corporation issued $10 million in nonvoting senior preferred stock to the U.S. Department of Treasury ("Treasury") under its Capital Purchase Program. As part of the transaction, the Corporation also issued warrants to the Treasury to purchase 173,410 shares of common stock of the Corporation at an exercise price of $8.65 per share. As previously announced, the Corporation's voluntary participation in the Capital Purchase Program represented approximately 50 percent of the dollar amount that the Corporation qualified to receive under the Treasury program. The Corporation believed that its participation in this program strengthened its capital position. The funding was used to support future loan growth. As a result of the successful completion of the rights offering in October 2009, the number of shares underlying the warrants held by the U.S. Treasury was reduced to 86,705 shares, or 50 percent of the original 173,410 shares as outlined by the provisions of the Capital Purchase Program. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">On September 15, 2011, the Corporation issued $11.25 million in nonvoting senior preferred stock to the Treasury under the Small Business Lending Fund Program ("SBLF Program"). Under the Securities Purchase Agreement, the Corporation issued to the Treasury a total of 11,250 shares of the Corporation's Senior Non-Cumulative Perpetual Preferred Stock, Series B, having a liquidation value of $1,000 per share. Simultaneously, using the proceeds from the issuance of the SBLF Preferred Stock, the Corporation redeemed from the Treasury, all 10,000 outstanding shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, liquidation amount $1,000 per share, for a redemption price of $10,041,667, including accrued but unpaid dividends up to the date of redemption. The investment in the SBLF program provides the Corporation with approximately $1.25 million additional Tier 1 capital. The capital received under the program will allow the Corporation to continue to serve its small business clients through the commercial lending program. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">On December 7, 2011, the Corporation repurchased the warrants issued on January 12, 2009 to the U.S. Treasury as part of its participation in the U.S. Treasury's TARP Capital Purchase Program. In the repurchase, the Corporation paid the U.S. Treasury $245,000 for the warrants.</p></div> </div><span></span></td>
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                <p>The entire disclosure for shareholders' equity, comprised of portions attributable to the parent entity and noncontrolling interest, if any, including other comprehensive income (as applicable).  Including, but not limited to: (1) balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings; (2) accumulated balance for each classification of other comprehensive income and total amount of comprehensive income; (3) amount and nature of changes in separate accounts, including the number of shares authorized and outstanding, number of shares issued upon exercise and conversion, and for other comprehensive income, the adjustments for reclassifications to net income; (4) rights and privileges of each class of stock authorized; (5) basis of treasury stock, if other than cost, and amounts paid and accounting treatment for treasury stock purchased significantly in excess of market; (6) dividends paid or payable per share and in the aggregate for each class of stock for each period presented; (7) dividend restrictions and accumulated preferred dividends in arrears (in aggregate and per share amount); (8) retained earnings appropriations or restrictions, such as dividend restrictions; (9) impact of change in accounting principle, initial adoption of new accounting principle and correction of an error in previously issued financial statements; (10) shares held in trust for Employee Stock Ownership Plan (ESOP); (11) deferred compensation related to issuance of capital stock; (12) note received for issuance of stock; (13) unamortized discount on shares; (14) description, terms, and number of warrants or rights outstanding; (15) shares under subscription and subscription receivables, effective date of new retained earnings after quasi-reorganization and deficit eliminated by quasi-reorganization and, for a period of at least ten years after the effective date, the point in time from which the new retained dates; and (16) retroactive effective of subsequent change in capital structure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)<br></strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Consolidated Statements of Changes in Stockholders' Equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Common Stock, Dividends, Per Share, Declared</a></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfStockholdersEquityAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2RAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Condition (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity Securities, Fair Value</a></td>
        <td class="nump">$ 72,403<span></span></td>
        <td class="nump">$ 74,922<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Perferred Stock, Liquidation Value Per Share</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred Stock, Shares Authorized</a></td>
        <td class="nump">5,000,000<span></span></td>
        <td class="nump">5,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockNoParValue', window );">Common Stock, No Par Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common Stock, Shares Authorized</a></td>
        <td class="nump">25,000,000<span></span></td>
        <td class="nump">25,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock, Shares, Issued</a></td>
        <td class="nump">18,477,412<span></span></td>
        <td class="nump">18,477,412<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common Stock, Shares, Outstanding</a></td>
        <td class="nump">16,332,327<span></span></td>
        <td class="nump">16,332,327<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury Stock, Shares</a></td>
        <td class="nump">2,145,085<span></span></td>
        <td class="nump">2,145,085<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series A Preferred Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred Stock, Shares Outstanding</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Series B Preferred Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued</a></td>
        <td class="nump">11,250<span></span></td>
        <td class="nump">11,250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred Stock, Shares Outstanding</a></td>
        <td class="nump">11,250<span></span></td>
        <td class="nump">11,250<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockNoParValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Issuance value per share of no-par value common stock; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockNoParValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4, 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DOCUMENT>
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<SEQUENCE>25
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Net Investment in Direct Financing Lease<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetInvestmentInDirectFinancingAndSalesTypeLeasesAbstract', window );"><strong>Net Investment in Direct Financing Lease [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeasesOfLessorDisclosureTextBlock', window );">Net Investment in Direct Financing Lease</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 9. Net Investment in Direct Financing Lease </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">During the second quarter of 2010, the Corporation entered into a lease of its former operations facility under a direct financing lease. The lease has a 15 year term with no renewal options. According to the terms of the lease, the lessee has an obligation to purchase the property underlying the lease in either year seven (7), ten (10) or fifteen (15) at predetermined prices for those years as provided in the lease. The structure of the minimum lease payments and the purchase prices as provided in the lease provide an inducement to the lessee to purchase the property in year seven (7). </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012 and December 31, 2011, the net investment in direct financing lease consists of a minimum lease receivable of $4,831,000 and $4,870,000, respectively, and unearned interest income of $1,075,000 and $1,123,000, respectively, for a net investment in direct financing lease of $3,756,000 and $3,747,000, respectively. The net investment in direct financing lease is carried as a component of loans in the Corporation's consolidated statements of condition. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Minimum future lease receipts of the direct financing lease are as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">For years ending December 31,<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">132</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">2013</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">216</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">2014</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">216</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">2015</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">228</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">2016</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">265</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Thereafter</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,699</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total minimum future lease receipts</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">3,756</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">&nbsp;</h2></div> </div><span></span></td>
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                <p>The entire disclosure for lessor entity's leasing arrangements for operating, capital and leveraged leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453916&amp;loc=d3e41457-112716<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6452767&amp;loc=d3e37045-112695<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 47<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584217&amp;loc=d3e38847-112698<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952072&amp;loc=d3e45437-112738<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952072&amp;loc=d3e45377-112738<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952072&amp;loc=d3e45424-112738<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453916&amp;loc=d3e41460-112716<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Components of Net Periodic Pension Cost<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GeneralDiscussionOfPensionAndOtherPostretirementBenefitsAbstract', window );"><strong>Components of Net Periodic Pension Cost [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Components of Net Periodic Pension Cost</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 10. Components of Net Periodic Pension Cost </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation maintained a non-contributory pension plan for substantially all of its employees until September 30, 2007, at which time the Corporation froze its defined benefit pension plan. The following table sets forth the net periodic pension cost of the Corporation's pension plan for the periods indicated. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Interest cost</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;143</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;147</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Net amortization and deferral</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(30</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(50</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Net periodic pension cost</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">113</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">97</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Contributions </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation presently estimates it will contribute $500,000 to its Pension Trust in 2012. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Preservation of Access to Care for Medical Beneficiaries and Pension Relief Act of 2010, signed into law on June 25, 2010, permits single employer and multiple employer defined benefit plan sponsors to elect to extend the plan's amortization period of a Shortfall Amortization Base over either a nine year period or a fifteen year period, rather than the seven year period required under the Pension Protection Act of 2006. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Bank has elected to apply the Pension Relief Act Fifteen Year amortization of the Shortfall Amortization Base for its 2011 minimum funding requirement. The minimum amount to be funded is $453,000, as noted above, by December 31, 2012 with the understanding that fully funding the plan earlier than this date will lower this amount and that funding the plan after this date will increase this amount. As noted, this amount is the minimum required funding amount. The Corporation does have the option of funding above this amount but has contributed the minimum historically. </p></div> </div><span></span></td>
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                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 158<br><br> -Paragraph 7, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS106-2<br><br> -Paragraph 20, 21, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -URI http://asc.fasb.org/topic&amp;trid=2235017<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-2<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 132R<br><br> -Paragraph 5<br><br> -Subparagraph q<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ESOBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements Of Income (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNetAbstract', window );"><strong>Interest income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
        <td class="nump">$ 9,385<span></span></td>
        <td class="nump">$ 9,217<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterestAndDividendAbstract', window );"><strong>Interest and dividends on investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable</a></td>
        <td class="nump">3,088<span></span></td>
        <td class="nump">3,378<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Tax-exempt</a></td>
        <td class="nump">773<span></span></td>
        <td class="nump">88<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendIncomeOperating', window );">Dividends</a></td>
        <td class="nump">149<span></span></td>
        <td class="nump">184<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">13,395<span></span></td>
        <td class="nump">12,867<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest expense</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits100000OrMore', window );">Interest on certificates of deposit $100 or more</a></td>
        <td class="nump">252<span></span></td>
        <td class="nump">265<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseOtherDomesticDeposits', window );">Interest on other deposits</a></td>
        <td class="nump">1,156<span></span></td>
        <td class="nump">1,002<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDebt', window );">Interest on borrowings</a></td>
        <td class="nump">1,642<span></span></td>
        <td class="nump">1,655<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">3,050<span></span></td>
        <td class="nump">2,922<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">10,345<span></span></td>
        <td class="nump">9,945<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">107<span></span></td>
        <td class="nump">878<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
        <td class="nump">10,238<span></span></td>
        <td class="nump">9,067<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>Other income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissions', window );">Service charges, commissions and fees</a></td>
        <td class="nump">446<span></span></td>
        <td class="nump">449<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InsuranceCommissionsAndFees', window );">Annuities and insurance commissions</a></td>
        <td class="nump">44<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank-owned life insurance</a></td>
        <td class="nump">251<span></span></td>
        <td class="nump">260<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsMortgageBankingAndServicing', window );">Loan related fees</a></td>
        <td class="nump">236<span></span></td>
        <td class="nump">87<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other</a></td>
        <td class="nump">41<span></span></td>
        <td class="nump">29<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Other-than-temporary impairment losses on investment securities</a></td>
        <td class="num">(58)<span></span></td>
        <td class="num">(95)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount', window );">Net other-than-temporary impairment losses on investment securities</a></td>
        <td class="num">(58)<span></span></td>
        <td class="num">(95)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesRealizedGainLoss', window );">Net gains on sale of investment securities</a></td>
        <td class="nump">995<span></span></td>
        <td class="nump">861<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net investment securities gains</a></td>
        <td class="nump">937<span></span></td>
        <td class="nump">766<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total other income</a></td>
        <td class="nump">1,955<span></span></td>
        <td class="nump">1,597<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Other expense</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">3,118<span></span></td>
        <td class="nump">2,867<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment</a></td>
        <td class="nump">700<span></span></td>
        <td class="nump">866<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance</a></td>
        <td class="nump">299<span></span></td>
        <td class="nump">528<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional and consulting</a></td>
        <td class="nump">246<span></span></td>
        <td class="nump">241<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesExpense', window );">Stationery and printing</a></td>
        <td class="nump">84<span></span></td>
        <td class="nump">101<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingExpense', window );">Marketing and advertising</a></td>
        <td class="nump">31<span></span></td>
        <td class="nump">21<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Computer expense</a></td>
        <td class="nump">353<span></span></td>
        <td class="nump">339<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Other real estate owned, net</a></td>
        <td class="nump">62<span></span></td>
        <td class="num">(1)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">All Other</a></td>
        <td class="nump">914<span></span></td>
        <td class="nump">973<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total other expense</a></td>
        <td class="nump">5,807<span></span></td>
        <td class="nump">5,935<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income tax expense</a></td>
        <td class="nump">6,386<span></span></td>
        <td class="nump">4,729<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
        <td class="nump">2,155<span></span></td>
        <td class="nump">1,711<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">4,231<span></span></td>
        <td class="nump">3,018<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsAndOtherAdjustments', window );">Preferred stock dividends and accretion</a></td>
        <td class="nump">141<span></span></td>
        <td class="nump">146<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common stockholders</a></td>
        <td class="nump">$ 4,090<span></span></td>
        <td class="nump">$ 2,872<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per common share</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic</a></td>
        <td class="nump">$ 0.25<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted</a></td>
        <td class="nump">$ 0.25<span></span></td>
        <td class="nump">$ 0.18<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicOtherDisclosuresAbstract', window );"><strong>Weighted Average Common Shares Outstanding</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic</a></td>
        <td class="nump">16,332,327<span></span></td>
        <td class="nump">16,290,391<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted</a></td>
        <td class="nump">16,338,162<span></span></td>
        <td class="nump">16,300,604<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividend paid per common share</a></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earned dividend income on equity securities that are part of the trading and investment portfolios owned by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 56<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendIncomeOperating</nobr></td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicOtherDisclosuresAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total fees and commissions earned from providing services such as leasing of space or maintaining: (1) depositor accounts; (2) transfer agent; (3) fiduciary and trust; (4) brokerage and underwriting; (5) mortgage; (6) credit cards; (7) correspondent clearing; and (8) other such services and activities performed for others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissions</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsMortgageBankingAndServicing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedRealEstateExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InsuranceCommissionsAndFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph c, d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InsuranceCommissionsAndFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the portion of interest incurred in the period on debt arrangements that was charged against earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on other deposits in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on time deposits, including certificates of deposits, of $100,000 or more in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 6<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                <table border="0" cellpadding="0" cellspacing="0">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from investment securities which are subject to federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from securities which are exempt from federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesRealizedGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total realized gain (loss) included in earnings for the period as a result of selling marketable securities categorized as trading, available-for-sale, or held-to-maturity. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesRealizedGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of loss recognized for other than temporary impairments (OTTI) of investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 5.M)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6784337&amp;loc=d3e87990-122713<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesRealizedGainLossOtherThanTemporaryImpairmentsAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 62<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 16B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsAndOtherAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate value of preferred stock dividends and other adjustments necessary to derive net income apportioned to common stockholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendsAndOtherAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense associated with supplies that were used during the current accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Recent Accounting Pronouncements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
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          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract', window );"><strong>Recent Accounting Pronouncements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock', window );">Recent Accounting Pronouncements</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 4. Recent Accounting Pronouncements </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In April 2011, the FASB issued ASU No. 2011-03, <i>"Reconsideration of Effective Control for Repurchase Agreements."</i> ASU No. 2011-03 modifies the criteria for determining when repurchase agreements would be accounted for as a secured borrowing rather than as a sale. Currently, an entity that maintains effective control over transferred financial assets must account for the transfer as a secured borrowing rather than as a sale. The provisions of ASU No. 2011-03 removes from the assessment of effective control the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee. The FASB believes that contractual rights and obligations determine effective control and that there does not need to be a requirement to assess the ability to exercise those rights. ASU No. 2011-03 does not change the other existing criteria used in the assessment of effective control. The provisions of ASU No. 2011-03 are effective prospectively for transactions, or modifications of existing transactions, that occur on or after January 1, 2012. As the Corporation accounts for all of its repurchase agreements as collateralized financing arrangements, the adoption of this ASU had no impact on the Corporation's statements of income and condition. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In May 2011, the FASB issued ASU No. 2011-04, <i>"Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs."</i> ASU No. 2011-04 results in a consistent definition of fair value and common requirements for measurement of and disclosure about fair value between U.S. GAAP and International Financial Reporting Standards ("IFRS"). The changes to U.S. GAAP as a result of ASU No. 2011-04 are as follows: (1) The concepts of highest and best use and valuation premise are only relevant when measuring the fair value of nonfinancial assets (that is, it does not apply to financial assets or any liabilities); (2) U.S. GAAP currently prohibits application of a blockage factor in valuing financial instruments with quoted prices in active markets; ASU No. 2011-04 extends that prohibition to all fair value measurements; (3) An exception is provided to the basic fair value measurement principles for an entity that holds a group of financial assets and financial liabilities with offsetting positions in market risks or counterparty credit risk that are managed on the basis of the entity's net exposure to either of those risks; this exception allows the entity, if certain criteria are met, to measure the fair value of the net asset or liability position in a manner consistent with how market participants would price the net risk position; (4) Aligns the fair value measurement of instruments classified within an entity's shareholders' equity with the guidance for liabilities; and (5) Disclosure requirements have been enhanced for recurring Level 3 fair value measurements to disclose quantitative information about unobservable inputs and assumptions used, to describe the valuation processes used by the entity, and to describe the sensitivity of fair value measurements to changes in unobservable inputs and interrelationships between those inputs. In addition, entities must report the level in the fair value hierarchy of items that are not measured at fair value in the statement of condition but whose fair value must be disclosed. The provisions of ASU No. 2011-04 are effective for the Corporation's interim reporting period beginning on or after December 15, 2011. The adoption of ASU No. 2011-04 had no impact on the Corporation's statements of income or statements of condition. See Note 8 to the Corporation's consolidated financial statements for the enhanced disclosures required by ASU No. 2011-04. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In June 2011, the FASB issued ASU No. 2011-05, "<i>Presentation of Comprehensive Income." </i>The provisions of ASU No. 2011-05 allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. The statement(s) are required to be presented with equal prominence as the other primary financial statements. ASU No. 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in shareholders' equity but does not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income. The provisions of ASU No. 2011-05 are effective for the Corporation's interim reporting period beginning on or after December 15, 2011, with retrospective application required. The adoption of ASU No. 2011-05 is expected to result in presentation changes to the Corporation's statements of income and the addition of a statement of comprehensive income. The adoption of ASU No. 2011-05 had no impact on the Corporation's statements of condition. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In September 2011, the FASB issued ASU No. 2011-08, "<i>Intangibles &#8212; Goodwill and Other (Topic 350): Testing Goodwill for Impairment</i>", which permits an entity to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If an entity believes, as a result of its qualitative assessment, that it is more likely than not that the fair value of a reporting unit is less than its carrying amount, the quantitative impairment test is required. Otherwise, no further impairment testing is required. The provisions of ASU No. 2011-08 are effective for the Corporation's interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted, provided that the entity has not yet performed its annual impairment test for goodwill. The Corporation performs its annual impairment test for goodwill in the fourth quarter of each year. The adoption of ASU No. 2011-08 is not expected to have a material impact on the Corporation's statements of income and statements of condition. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In December 2011, the FASB issued ASU No. 2011-12, "<i>Comprehensive Income (Topic 220)</i>: <i>Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update No. 2011-05</i>." The Update defers the specific requirement to present items that are reclassified from accumulated other comprehensive income to net income separately with their respective components of net income and other comprehensive income. ASU No. 2011-12, which shares the same effective date as ASU No. 2011-05, does not defer the requirement for entities to present components of comprehensive income in either a single continuous statement of comprehensive income or in two separate but consecutive statements. The Corporation adopted the provisions of ASU No. 2011-12 which resulted a new statement of comprehensive income for the interim period ended March 31, 2012. The adoption of ASU No. 2011-12 had no impact to the Corporation's statements of income and condition. </p></div> </div><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning all changes and error corrections reported in the Company's financial statements for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Stock-Based Compensation<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Stock-Based Compensation</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 3. Stock-Based Compensation </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation maintains two stock-based compensation plans from which new grants could be issued. The Corporation's stock option plans permit Parent Corporation common stock to be issued to key employees and directors of the Corporation and its subsidiaries. The options granted under the plans are intended to be either incentive stock options or non-qualified options. Under the 2009 Equity Incentive Plan, a total of 394,417 shares are available for grant and issuance as of March 31, 2012. Under the 2003 Non-Employee Director Stock Option Plan, a total of 403,219 shares remain available for grant and issuance under the plan as of March 31, 2012 and are authorized for issuance. Such shares may be treasury shares, newly issued shares or a combination thereof. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Options have been granted to purchase common stock principally at the fair market value of the stock at the date of grant. Options are exercisable over a three year vesting period starting one year after the date of grant and generally expire ten years from the date of grant. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Stock-based compensation expense for all share-based payment awards granted after December 31, 2005 is based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718-10-10 "<i>Stock Based Compensation</i>". The Corporation recognizes these compensation costs net of a forfeiture rate and recognizes the compensation costs for only those shares expected to vest on a straight-line basis over the requisite service period of the award, which is generally the option vesting term of 3 years. The Corporation estimated the forfeiture rate based on its historical experience during the preceding seven fiscal years. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For the three months ended March 31, 2012, the Corporation's income before income taxes and net income were reduced by $7,000 and $4,000, respectively, as a result of the compensation expense related to stock options. For the three months ended March 31, 2011, the Corporation's income before income taxes and net income were reduced by $8,000 and $5,000, respectively, as a result of the compensation expense related to stock options. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Under the principal option plans, the Corporation may also grant restricted stock awards to certain employees. Restricted stock awards are non-vested stock awards. Restricted stock awards are independent of option grants and are generally subject to forfeiture if employment terminates prior to the release of the restrictions. Such awards generally vest within 30 days to five years from the date of grant. During that period, ownership of the shares cannot be transferred. Restricted stock has the same cash dividend and voting rights as other common stock and is considered to be currently issued and outstanding. The Corporation expenses the cost of restricted stock awards, which is determined to be the fair market value of the shares at the date of grant, ratably over the period during which the restrictions lapse. There were no restricted stock awards outstanding at March 31, 2012 or March 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">There were 27,784 and 30,564 shares of common stock underlying granted options for the three months ended March 31, 2012 and 2011, respectively. The fair value of share-based payment awards was estimated using the Black-Scholes option pricing model with the following assumptions and weighted average fair values at the time the grants were awarded: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Weighted average fair value of grants</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2.03</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1.89</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Risk-free interest rate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2.03</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2.19</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Dividend yield</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1.24</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1.32</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Expected volatility</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">22.04</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">22.25</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Expected life in months</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">68</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">65</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Activity under the principal option plans as of March 31, 2012 and changes during the three months ended March 31, 2012 were as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Shares</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Weighted-<br />Average<br />Exercise<br />Price</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Weighted-<br />Average<br />Remaining<br />Contractual<br />Term<br />(Years)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Aggregate<br />Intrinsic<br />Value</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Outstanding at December 31, 2011</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">171,378</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10.01</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Granted</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">27,784</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9.64</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Outstanding at March 31, 2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">199,162</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9.96</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6.27</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">146,074</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Exercisable at March 31, 2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">130,574</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10.42</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4.87</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">80,894</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The aggregate intrinsic value of options above represents the total pre-tax intrinsic value (the difference between the Corporation's closing stock price on the last trading day of the first quarter of 2012 and the exercise price, multiplied by the number of in-the-money options) that would have been received by the option holders had all option holders exercised their options on March 31, 2012. This amount changes based on the fair value of the Corporation's stock. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">As of March 31, 2012, there was approximately $102,000 of total unrecognized compensation expense relating to unvested stock options. These costs are expected to be recognized over a weighted average period of 1.58 years.</p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-6<br><br> -Paragraph 53<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64, 65, A240<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 11. Income Taxes </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For the quarter ended March 31, 2012, the Corporation recorded income tax expense of $2.2 million, compared with a $1.7 million income tax expense for the quarter ended March 31, 2011. The effective tax rates for the quarter ended March 31, 2012 and 2011 were 33.7 percent and 36.2 percent, respectively. </p></div> </div><span></span></td>
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                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 136, 172<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 44, 45, 46, 47, 48, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentHoldingsTextBlock', window );">Investment Securities</a></td>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 7. Investment Securities </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation's investment securities are classified as available-for-sale and held-to-maturity at March 31, 2012 and December 31, 2011. Investment securities available-for-sale are reported at fair value with unrealized gains or losses included in equity, net of tax. Accordingly, the carrying value of such securities reflects their fair value at the balance sheet date. Fair value is based upon either quoted market prices, or in certain cases where there is limited activity in the market for a particular instrument, assumptions are made to determine their fair value. See Note 8 of the Notes to Consolidated Financial Statements for a further discussion. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following tables present information related to the Corporation's investment securities at March 31, 2012 and December 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="15">March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Amortized<br />Cost</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Gross<br />Unrealized<br />Gains</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Gross<br />Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Available-for-Sale:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">U.S. treasury notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,851</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">34</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,885</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">25,069</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">168</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(138</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">25,099</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">94,763</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,777</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">96,536</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,087</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,887</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">71,127</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,880</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(269</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">73,738</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">20,603</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">43</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,115</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18,531</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">203,466</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,191</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,358</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">203,299</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">19,392</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">110</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(7</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">19,495</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,110</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,287</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,823</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,929</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">16</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(244</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,701</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">454,397</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">7,219</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(6,622</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">454,994</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Held-to-Maturity:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,190</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(10</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">22,376</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">168</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(52</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">22,492</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,742</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(108</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,634</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">38,302</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,795</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">41,097</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">69,610</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,963</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(170</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">72,403</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total investment securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">524,007</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">10,182</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(6,792</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">527,397</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="15">December 31, 2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Amortized<br />Cost</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Gross<br />Unrealized<br />Gains</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Gross<br />Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Available-for-Sale:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">24,781</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">188</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">24,969</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">113,213</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,157</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(6</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">115,364</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">66,309</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,900</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(36</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">69,173</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">20,567</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">14</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,394</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">16,187</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">175,812</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,382</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,077</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">173,117</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,226</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,327</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,899</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,614</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">52</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(13</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,653</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,417</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">21</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(293</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,145</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">417,939</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,714</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(10,146</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">414,507</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Held-to-Maturity:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">28,262</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">177</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(34</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">28,405</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,276</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(69</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,207</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">37,695</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,615</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">40,310</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">72,233</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,792</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(103</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">74,922</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total investment securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">490,172</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">9,506</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(10,249</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">489,429</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table presents information for investment securities available-for-sale at March 31, 2012, based on scheduled maturities. Actual maturities can be expected to differ from scheduled maturities due to prepayment or early call options of the issuer. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Amortized<br />Cost</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Available-for-Sale:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Due in one year or less</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">7,171</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">7,174</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Due after one year through five years</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">89,839</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">90,470</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Due after five years through ten years</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">127,746</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">127,655</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Due after ten years</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">123,862</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">122,571</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">98,850</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">100,423</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,929</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,701</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">454,397</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">454,994</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Held-to-Maturity:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Due after five years through ten years</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">8,626</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">8,620</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Due after ten years</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">60,984</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">63,783</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">69,610</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">72,403</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total investment securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">524,007</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">527,397</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For the three months ended March 31, 2012, proceeds of available for sale investment securities sold amounted to approximately $41.5 million. Gross realized gains on investment securities sold amounted to approximately $995,000, while gross realized losses amounted to approximately $58,000, which were impairment charges, for the period. For the three months ended March 31, 2011, proceeds of investment securities sold amounted to approximately $76.6 million. Gross realized gains on investment securities sold amounted to approximately $930,000, while gross realized losses, which included impairment charges of $95,000, amounted to approximately $164,000 for the period. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For the three months ended March 31, 2012, the Corporation recorded principal losses of $58,000 on a variable rate private label collateralized mortgage obligation ("CMO"). For the three months ended March 31, 2011, the Corporation recorded OTTI charges of $9,000 and principal losses of $86,000 on one variable rate private label CMO. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following summarizes OTTI charges for the periods indicated. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">One variable rate private label CMO</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;9</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Principal losses on a variable rate CMO</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">58</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">86</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total other-than-temporary impairment charges</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">58</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">95</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation performs regular analysis on all its investment securities to determine whether a decline in fair value indicates that an investment is other-than-temporarily impaired in accordance with FASB ASC 320-10. FASB ASC 320-10 requires companies to record OTTI charges, through earnings, if they have the intent to sell, or if it is more likely than not that they will be required to sell, an impaired debt security before recovery of its amortized cost basis. If the Corporation intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current period credit loss, the OTTI is recognized in earnings equal to the entire difference between the investment's amortized cost basis and its estimated fair value at the balance sheet date. If the Corporation does not intend to sell the security and it is more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current period loss, and as such, it determines that a decline in fair value is other than temporary, the OTTI is separated into the amount representing the credit loss and the amount related to all other factors. The amount of the OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation's assessment of whether an impairment is other than temporary includes factors such as whether the issuer has defaulted on scheduled payments, announced a restructuring and/or filed for bankruptcy, has disclosed severe liquidity problems that cannot be resolved, disclosed a deteriorating financial condition or sustained significant losses. The Corporation maintains a watch list for the identification and monitoring of securities experiencing problems that require a heightened level of review. This could result from credit rating downgrades. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table presents detailed information for each trust preferred security held by the Corporation at March 31, 2012 which has at least one rating below investment grade. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 9pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="708">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">Deal Name</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Single<br />Issuer or<br />Pooled</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Class/<br />Tranche</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Amortized<br />Cost</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Gross<br />Unrealized<br />Gain (Loss)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Lowest<br />Credit<br />Rating<br />Assigned</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Number of<br />Banks<br />Currently<br />Performing</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Deferrals<br />and<br />Defaults<br />as % of<br />Original<br />Collateral</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Expected<br />Deferral/<br />Defaults<br />as % of<br />Remaining<br />Performing<br />Collateral</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="35"><font class="_mt" style="font-weight: normal;">(Dollars in Thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Countrywide Capital IV</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,770</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,674</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(96</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Countrywide Capital V</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,747</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,630</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(117</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Countrywide Capital V</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">250</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">239</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(11</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">NPB Capital Trust II</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">868</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">912</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">44</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">NR&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Citigroup Cap IX</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">991</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">958</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(33</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Citigroup Cap IX</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,904</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,849</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(55</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Citigroup Cap XI</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">246</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">237</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(9</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">BAC Capital Trust X</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,500</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,387</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(113</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Nationsbank Cap Trust III</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,571</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,127</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(444</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Morgan Stanley Cap Trust IV</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,500</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,428</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(72</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Morgan Stanley Cap Trust IV</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,741</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,698</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(43</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Saturns&nbsp;&#8211;&nbsp;GS 2004-06</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">242</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">238</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Saturns&nbsp;&#8211;&nbsp;GS 2004-06</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">312</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">307</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(5</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Saturns&nbsp;&#8211;&nbsp;GS 2004-04</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">780</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">739</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(41</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Saturns&nbsp;&#8211;&nbsp;GS 2004-04</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">22</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">21</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Goldman Sachs</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Single</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">947</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(53</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">BB+</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">None</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">ALESCO Preferred Funding VI</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Pooled</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">C2</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">308</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">50</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(258</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Ca&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: center;">36 of 56</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">36.1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">53.5</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">ALESCO Preferred Funding VII</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Pooled</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">C1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">851</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">90</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(761</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">Ca&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: center;">50 of 62</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">33.5</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">49.9</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">20,603</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">18,531</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(2,072</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="text-indent: 1px; text-align: left;"> </p>

<table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"><td style="width: 1px;"> </td>
<td style="width: 20px; text-align: left;">(1)</td>
<td style="text-align: left;">Includes banks and insurance companies. </td></tr></table>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation owns two pooled trust preferred securities ("Pooled TRUPS"), which consist of securities issued by financial institutions and insurances companies. The Corporation holds the mezzanine tranche of such securities. Senior tranches generally are protected from defaults by over-collateralization and cash flow default protection provided by subordinated tranches, with senior tranches having the greatest protection and mezzanine tranches subordinated to the senior tranches. The Corporation's analysis of these Pooled TRUPS falls within the scope of EITF 99-20, ASC 320-40 and uses a discounted cash flow model to determine the total OTTI loss. The model considers the structure, and term and the financial condition of the underlying issuers. Specifically, the model details interest rates, principal balances of note classes and underlying issuers and the allocation of the payments to the note classes according to a priority of payments specified in the offering circular and indenture. The current estimate of expected cash flows is based on the most recent trustee reports and other relevant market information including announcements of interest payment deferrals or defaults of underlying trust preferred securities. Assumptions used in the model include defaults rates, default rate timing profile and recovery rates. We assume no prepayments, as these Pooled TRUPS were issued at comparatively tight spreads and as such, there is little incentive, if any, to prepay. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">One of the Pooled TRUPS, ALESCO VI, has incurred its thirteenth interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no other-than-temporary impairment charge for the three months ended March 31, 2012 and March 31, 2011. The other Pooled TRUP, ALESCO VII, incurred its eleventh interruption of cash flow payments to date. Management reviewed the expected cash flow analysis and credit support to determine if it was probable that all principal and interest would be repaid, and recorded no other-than-temporary impairment charge for the three months ended March 31, 2012, and March 31, 2011. </p>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Credit Loss Portion of OTTI Recognized in Earnings on Debt Securities </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Three Months<br />Ended<br />March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Year Ended<br />December 31,<br />2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Balance of credit-related OTTI at January 1,</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">6,539</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">6,197</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Addition:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Credit losses on investment securities for which other-than-temporary impairment was not previously recognized</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">58</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">342</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Reduction:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Credit losses on investment securities sold during the period</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Balance of credit-related OTTI at period end</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,597</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,539</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation owns one variable rate private label CMO, which was also evaluated for impairment. This CMO was originally issued in 2006 and collateralized by 30 year Adjustable Rate Mortgage loans secured by a first lien, fully amortizing one-to-four residential mortgage loans. The tranche purchased was a Super Senior with an original credit rating of AAA/AAA. The top five states geographic concentration comprised in the deal were California 18.2 percent, Arizona 10.5 percent, Virginia 6.1 percent, Florida 6.5 percent and Nevada 6.3 percent. No one state exceeded a 25 percent concentration. These states have been heavily impacted by the financial crises and as such have sustained heavy delinquencies affecting the credit rating of the security. Management had applied aggressive default rates to identify if any credit impairment exists, as these bonds were downgraded to below investment grade. The Corporation recorded $58,000 in principal losses on this bond for the three months ended March 31, 2012, and $86,000 in principal losses for the three months ended March 31, 2011, and expects additional losses in future periods. As such, management determined that no an other-than-temporary impairment charge exists for this period. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012, excess subordination as a percentage of remaining performing collateral for the ALESCO Preferred Funding VI and VII investments were -47.8 percent and -43.0 percent, respectively. Excess subordination is the amount of performing collateral above the amount of outstanding collateral underlying each class of the security. The excess subordination as a percent of remaining performing collateral reflects the difference between the performing collateral and the collateral underlying each security divided by the performing collateral. A negative number results when the paying collateral is less than the collateral underlying each class of the security. A low or negative number decreases the likelihood of full repayment of principal and interest accordingly to original contractual terms. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation did not record other-than-temporary impairment charges relating to equity holdings in bank stocks for the three months ended March 31, 2012 and March 31, 2011. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Temporarily Impaired Investments </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For all other securities, the Corporation does not believe that the unrealized losses, which were comprised of 87 investment securities as of March 31, 2012, represent an other-than-temporary impairment. The gross unrealized losses associated with federal agency obligations, mortgage-backed securities, corporate bonds and tax-exempt securities are not considered to be other than temporary because their unrealized losses are related to changes in interest rates and do not affect the expected cash flows of the underlying collateral or issuer. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Factors affecting the market price include credit risk, market risk, interest rates, economic cycles, and liquidity risk. The magnitude of any unrealized loss may be affected by the relative concentration of the Corporation's investment in any one issuer or industry. The Corporation has established policies to reduce exposure through diversification of concentration of the investment portfolio including limits on concentrations to any one issuer. The Corporation believes the investment portfolio is prudently diversified. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The decline in value is related to a change in interest rates and subsequent change in credit spreads required for these issues affecting market price. All issues are performing and are expected to continue to perform in accordance with their respective contractual terms and conditions. Short to intermediate average durations and in certain cases monthly principal payments should reduce further market value exposure to increases in rates. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation evaluates all securities with unrealized losses quarterly to determine whether the loss is other than temporary. Unrealized losses in the collateralized mortgage obligations category consist primarily private issue collateralized mortgage obligations. Unrealized losses in the corporate debt securities category consist of single issuer corporate trust preferred securities, pooled trust preferred securities and corporate debt securities issued by large financial institutions, insurance companies and other corporate issuers. The unrealized loss in equity securities consist primarily of other bank equities. The decline in fair value is due in large part to the lack of an active trading market for these securities, changes in market credit spreads and rating agency downgrades. For collateralized mortgage obligations, management reviewed expected cash flows and credit support to determine if it was probable that all principal and interest would be repaid. None of the corporate issuers have defaulted on interest payments. Management concluded that these securities, other than the previously mentioned two Pooled TRUPS and one private label CMO were not other-than-temporarily impaired at March 31, 2012. Future deterioration in the cash flow on collateralized mortgage obligations or the credit quality of these large financial institution issuers of TRUP debt securities could result in impairment charges in the future. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In determining that the securities giving rise to the previously mentioned unrealized losses were not other than temporary, the Corporation evaluated the factors cited above, which the Corporation considers when assessing whether a security is other-than-temporarily impaired. In making these evaluations the Corporation must exercise considerable judgment. Accordingly there can be no assurance that the actual results will not differ from the Corporation's judgments and that such differences may not require the future recognition of other-than-temporary impairment charges that could have a material effect on the Corporation's financial position and results of operations. In addition, the value of, and the realization of any loss on, an investment security is subject to numerous risks as cited above. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following tables indicate gross unrealized losses not recognized in income and fair value, aggregated by investment category and the length of time individual securities have been in a continuous unrealized loss position at March 31, 2012 and December 31, 2011: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="23">March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Less than 12 Months</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">12 Months or Longer</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized Losses</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities<br />Available-for-Sale:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,943</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(138</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,943</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(138</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,089</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,089</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,887</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,887</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,685</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(269</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,685</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(269</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">17,619</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,115</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,088</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">12,531</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,882</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">100,492</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,358</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">89,716</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,735</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">10,776</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(623</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,823</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,287</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,823</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,287</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,538</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(7</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,538</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(7</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,292</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(244</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,292</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(244</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">142,368</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(6,622</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">115,946</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,586</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">26,422</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,036</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Held-to-Maturity:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(10</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(10</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">10,813</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(52</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">10,813</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(52</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,634</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(108</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,634</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(108</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">19,627</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(170</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">19,627</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(170</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total Temporarily Impaired Securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">161,995</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(6,792</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">135,573</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(2,756</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">26,422</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(4,036</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="23">December 31, 2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Less than 12 Months</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">12 Months or Longer</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized<br />Losses</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unrealized<br />Losses</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities<br />Available-for-Sale:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage pass-through securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,013</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(6</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,013</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(6</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,352</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(36</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,352</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(36</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">15,272</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,394</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,325</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(996</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">10,947</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(3,398</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">97,043</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,077</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">89,534</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(3,663</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,509</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(414</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,899</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,327</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,899</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(1,327</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,884</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(13</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,884</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(13</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,242</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(293</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,242</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(293</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">125,705</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(10,146</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">104,108</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(4,714</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">21,597</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(5,432</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Investment Securities Held-to-Maturity:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">11,980</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(34</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">11,980</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(34</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,207</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(69</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,207</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(69</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18,187</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(103</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18,187</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(103</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total Temporarily Impaired Securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">143,892</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(10,249</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">122,295</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(4,817</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">21,597</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(5,432</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Investment securities having a carrying value of approximately $122.7 million and $98.7 million at March 31, 2012 and December 31, 2011, respectively, were pledged to secure public deposits, securities sold under agreement to repurchase, and Federal Home Loan Bank advances and for other purposes required or permitted by law. </p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for investment holdings. This includes the long positions of investments for the entity. It contains investments in affiliated and unaffiliated issuers. The investments include securities and non securities (i.e. commodities and futures contracts).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 13<br><br> -Article 12<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 12C<br><br> -Article 12<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 320<br><br> -Section S99<br><br> -Paragraph 5<br><br> -Subparagraph (SX 210.12-13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6955306&amp;loc=d3e611282-123010<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 12<br><br> -Article 12<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 320<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.12-12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6955306&amp;loc=d3e611133-123010<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 320<br><br> -Section S99<br><br> -Paragraph 4<br><br> -Subparagraph (SX 210.12-12C)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6955306&amp;loc=d3e611225-123010<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 320<br><br> -Section S99<br><br> -Paragraph 6<br><br> -Subparagraph (SX 210.12-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6955306&amp;loc=d3e611322-123010<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Loans and the Allowance for Loan Losses<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans and the Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans and the Allowance for Loan Losses</a></td>
        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 5. Loans and the Allowance for Loan Losses </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Loans are stated at their principal amounts inclusive of net deferred loan origination fees. Interest income is credited as earned except when a loan becomes past due 90 days or more and doubt exists as to the ultimate collection of interest or principal; in those cases the recognition of income is discontinued. Loans that are past due 90 days or more that are both well secured and in the process of collection will remain on an accruing basis. When a loan is placed on non-accrual status, interest accruals cease and uncollected accrued interest is reversed and charged against current income. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Portfolio segments are defined as the level at which an entity develops and documents a systematic methodology to determine its Allowance. Management has determined that the Corporation has two portfolio segments of loans and leases (commercial and consumer) in determining the Allowance. Both quantitative and qualitative factors are used by management at the portfolio segment level in determining the adequacy of the Allowance for the Corporation. Classes of loans and leases are a disaggregation of a Corporation's portfolio segments. Classes are defined as a group of loans and leases which share similar initial measurement attributes, risk characteristics, and methods for monitoring and assessing credit risk. Management has determined that the Corporation has five classes of loans and leases commercial and industrial (including lease financing), commercial &#8212; real estate, construction, residential mortgage (including home equity) and installment. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Generally, all classes of commercial and consumer loans and leases are placed on non-accrual status upon becoming contractually past due 90 days or more as to principal or interest (unless loans and leases are adequately secured by collateral, are in the process of collection, and are reasonably expected to result in repayment), when terms are renegotiated below market levels, or where substantial doubt about full repayment of principal or interest is evident. For certain installment loans the entire outstanding balance on the loan is charged-off when the loan becomes 60 days past due. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Payments received on non-accrual loans are applied against principal. A loan may only be restored to an accruing basis when it again becomes well secured and in the process of collection or all past due amounts have been collected and six months of payments to demonstrate that the borrower can continue to meet the loan terms. Loan origination fees and certain direct loan origination costs are deferred and recognized over the life of the loan as an adjustment to the loan's yield using the level yield method. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Impaired Loans </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation accounts for impaired loans in accordance with FASB ASC 310-10-35. The value of impaired loans is based on the present value of expected future cash flows discounted at the loan's effective interest rate or, as a practical expedient, at the loan's observable market price or at the fair value of the collateral if the loan is collateral dependent. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation has defined its population of impaired loans to include all non-accrual and troubled debt restructuring loans. As part of the evaluation of the value of impaired loans, the Corporation reviews all non-homogeneous loans in each instance above an established dollar threshold of $200,000 for impairment internally classified as substandard or below. Smaller impaired non-homogeneous loans and impaired homogeneous loans are not measured for specific reserves and are covered under the Corporation's general reserve. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">A loan is considered impaired when, based on current information and events, it is probable that the Corporation will not be able to collect all amounts due from the borrower in accordance with the contractual terms of the loan, including scheduled interest payments. Impaired loans include all classes of commercial and consumer non-accruing loans and all loans modified in a troubled debt restructuring ("TDR"). </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">When a loan has been identified as being impaired, the amount of impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's observable market price, or the estimated fair value of the collateral, less any selling costs, if the loan is collateral-dependent. If the measurement of the impaired loan is less than the recorded investment in the loan (including accrued interest, net of deferred loan fees or costs and unamortized premiums or discounts), an impairment is recognized by creating or adjusting an existing allocation of the Allowance, or by recording a partial charge-off of the loan to its fair value. Interest payments made on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest income may be accrued or recognized on a cash basis. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Loans Modified in a Troubled Debt Restructuring </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Loans are considered to have been modified in a TDR when due to a borrower's financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a TDR remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Reserve for Credit Losses </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation's reserve for credit losses is comprised of two components, the allowance and the reserve for unfunded commitments (the "Unfunded Commitments"). </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Allowance for Loan Losses </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The allowance for loan losses is maintained at a level determined adequate to provide for probable loan losses. The allowance is increased by provisions charged to operations and reduced by loan charge-offs, net of recoveries. The allowance is based on management's evaluation of the loan portfolio considering economic conditions, the volume and nature of the loan portfolio, historical loan loss experience and individual credit situations. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses. In connection with the determination of the allowance for loan losses, management obtains independent appraisals for significant properties. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The ultimate collectability of a substantial portion of the Bank's loan portfolio is susceptible to changes in the real estate market and economic conditions in the State of New Jersey and the impact of such conditions on the creditworthiness of the borrowers. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Management believes that the allowance for loan losses is adequate. Management uses available information to recognize loan losses; however, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank's allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examinations. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Reserve for Unfunded Commitments </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facilities and is included in other liabilities in the consolidated statements of condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities, including an assessment of historical commitment utilization experience, and credit risk. Net adjustments to the reserve for unfunded commitments are included in other expense. </p>

<h3 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Composition of Loan Portfolio </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table sets forth the composition of the Corporation's loan portfolio, including net deferred fees and costs, at March 31, 2012 and December 31, 2011: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">December 31,<br />2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(Dollars in Thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">171,630</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">146,711</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">425,855</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">408,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">34,093</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">39,388</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">158,600</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">160,771</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Subtotal</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">790,563</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">755,993</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Net deferred loan costs</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">59</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">17</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total loans</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">790,622</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">756,010</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012 and December 31, 2011, loans to executive officers and directors aggregated approximately $20,053,000 and $10,279,000, respectively. During the quarter ended March 31, 2012, the Corporation made new loans to executive officers and directors in the amount of $5,000; payments by such persons during 2012 aggregated $141,000. On March 30, 2012, the Corporation appointed Frederick S. Fish to the Board of Directors. Mr. Fish had a prior lending relationship with the Bank, and as of March 31, 2012, total loans to Mr. Fish were approximately $9,910,000. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Management is of the opinion that the above loans were made on the same terms and conditions as those prevailing for comparable transactions with non-related borrowers. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012 and December 31, 2011, loan balances of approximately $495.8 million and $469.5 million, respectively, were pledged to secure short term borrowings from the Federal Reserve Bank of New York and Federal Home Loan Bank Advances. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table presents information about loan receivables on non-accrual status at March 31, 2012 and December 31, 2011: </p>

<h2 style="padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Loans Receivable on Non-Accrual Status </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31, 2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">December 31, 2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(Dollars in Thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">245</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">125</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">408</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">225</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">3,428</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">3,477</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total loans receivable on non-accrual status</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">7,125</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,871</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The amount of interest income that would have been recorded on non-accrual loans during the three months ended March 31, 2012 and the year ended December 31, 2011, had payments remained in accordance with the original contractual terms, was $61,000 and $378,000, respectively. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation continuously monitors the credit quality of its loans receivable. In addition to the internal staff, the Corporation utilizes the services of a third party loan review firm to rate the credit quality of its loans receivable. Credit quality is monitored by reviewing certain credit quality indicators. Assets classified "Pass" are deemed to possess average to superior credit quality, requiring no more than normal attention. Assets classified as "Special Mention" have generally acceptable credit quality yet possess higher risk characteristics/circumstances than satisfactory assets. Such conditions include strained liquidity, slow pay, stale financial statements, or other conditions that require more stringent attention from the lending staff. These conditions, if not corrected, may weaken the loan quality or inadequately protect the Corporation's credit position at some future date. Assets are classified "Substandard" if the asset has a well defined weakness that requires management's attention to a greater degree than for loans classified special mention. Such weakness, if left uncorrected, could possibly result in the compromised ability of the loan to perform to contractual requirements. An asset is classified as "Doubtful" if it is inadequately protected by the net worth and/or paying capacity of the obligor or of the collateral, if any, that secures the obligation. Assets classified as doubtful include assets for which there is a "distinct possibility" that a degree of loss will occur if the inadequacies are not corrected. All loans past due 90 days or more and all impaired loans are included in the appropriate category below. The following table presents information, including deferred fees and costs, about the loan credit quality at March 31, 2012 and December 31, 2011: </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Credit Quality Indicators </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19">March 31, 2012<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Pass</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Special<br />Mention</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Substandard</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Doubtful</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">167,539</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,568</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,523</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">171,630</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">397,528</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">15,810</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">12,517</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">425,855</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">31,049</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">34,093</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">151,708</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">393</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,499</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">158,600</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total loans</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">748,209</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">18,771</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">23,583</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">790,563</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Credit Quality Indicators </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19">December 31, 2011<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Pass</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Special<br />Mention</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Substandard</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Doubtful</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">143,097</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,022</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,592</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">146,711</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">371,519</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">24,282</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">12,363</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">408,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">36,344</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">39,388</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">155,098</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,673</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">160,771</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total loans</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">707,017</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">26,304</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">22,672</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">755,993</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table provides an analysis of the impaired loans at March 31, 2012 and December 31, 2011: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19">March 31, 2012<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">No Related Allowance Recorded</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unpaid<br />Principal<br />Balance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Related<br />Allowance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Average<br />Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Interest<br />Income<br />Recognized</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,100</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,549</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;$&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">2,105</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;$30</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,100</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,549</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,105</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">30</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">With An Allowance Recorded</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unpaid<br />Principal<br />Balance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Related<br />Allowance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Average<br />Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Interest<br />Income<br />Recognized</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">549</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;35</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,584</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,062</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,062</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">329</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,469</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">26</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">11,286</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">11,826</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,078</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">11,693</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">61</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;"><u>Total</u><br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">6,280</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">6,729</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">549</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">6,285</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">65</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,584</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,062</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,062</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">329</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,469</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">26</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total (including related allowance)</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">13,386</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">14,375</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,078</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">13,798</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">91</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="19">December 31, 2011<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">No Related Allowance Recorded</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unpaid<br />Principal<br />Balance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Related<br />Allowance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Average<br />Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Interest<br />Income<br />Recognized</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">292</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;11</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,121</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,570</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,390</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">149</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">3,156</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,121</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,570</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,838</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">160</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">With An Allowance Recorded</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unpaid<br />Principal<br />Balance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Related<br />Allowance</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Average<br />Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Interest<br />Income<br />Recognized</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,180</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">567</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,583</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">258</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,584</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,048</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,601</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,601</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">318</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,572</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">102</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">11,825</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">12,365</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,085</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">12,203</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">378</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;"><u>Total</u><br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">292</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">11</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial real estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,301</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,750</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">567</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,973</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">407</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,584</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,204</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,601</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,601</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">318</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4,572</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">102</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total (including related allowance)</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">13,946</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">14,935</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,085</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">19,041</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">538</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation defines an impaired loan as a loan for which it is probable, based on information available at the determination date, that the Corporation will not collect all amounts due under the contractual terms of the loan. At March 31, 2012, impaired loans were primarily collateral dependent, and totaled $13.4 million. Specific allowance for loan loss of $1.1 million was assigned to impaired loans of $11.3 million. Loans in the amount of $2.1 million had no specific allowance allocation. At March 31, 2011, average impaired loans were 16.7 million and related interest income recognized was $64,000. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Loans are considered to have been modified in a troubled debt restructuring when due to a borrower's financial difficulties, the Corporation makes certain concessions to the borrower that it would not otherwise consider. Modifications may include interest rate reductions, principal or interest forgiveness, forbearance, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. Generally, a non-accrual loan that has been modified in a troubled debt restructuring remains on non-accrual status for a period of six months to demonstrate that the borrower is able to meet the terms of the modified loan. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. Included in impaired loans at March 31, 2012 are loans that are deemed troubled debt restructurings. Of these loans, $6.9 million, 79.7% of which are included in the tables above, are performing under the restructured terms and are accruing interest. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table provides an analysis of the aging of loans, excluding deferred fees and costs that are past due at March 31, 2012 and December 31, 2011: </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Aging Analysis </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">March 31, 2012<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">30&nbsp;&#8211;&nbsp;59 Days<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">60&nbsp;&#8211;&nbsp;89 Days<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Greater Than<br />90 Days</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Current</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total<br />Loans<br />Receivable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Loans<br />Receivable<br />&gt; 90 Days And<br />Accruing</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and Industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,441</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">32</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">245</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,718</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">169,912</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">171,630</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial Real Estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">15</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,438</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,453</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">424,402</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">425,855</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,030</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">31,049</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">34,093</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential Mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,371</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">48</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,460</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,879</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">152,721</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">158,600</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">32</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">4</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">381</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">3,816</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">95</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">8,187</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">12,098</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">778,465</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">790,563</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,062</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">December 31, 2011<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">30&nbsp;&#8211;&nbsp;59 Days<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">60&nbsp;&#8211;&nbsp;89 Days<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Greater Than<br />90 Days</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total<br />Past Due</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Current</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total<br />Loans<br />Receivable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Loans<br />Receivable<br />&gt; 90 Days And<br />Accruing</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial and Industrial</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">137</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,544</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">125</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,806</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">144,905</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">146,711</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial Real Estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,331</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,335</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,254</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,920</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">400,244</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">408,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,029</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">36,344</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">39,388</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential Mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,174</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">99</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,477</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,750</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">155,021</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">160,771</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">16</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">16</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">943</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">3,658</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,978</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">7,900</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">18,536</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">737,457</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">755,993</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,029</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table details the amount of loans receivable that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan loss that is allocated to each loan portfolio segment: </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Allowance for loan and lease losses </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">March 31, 2012<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">C &amp; I</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Comm R/E</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Res Mtge</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unallocated</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Allowance for loan and lease losses:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Individually evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">549</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">329</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,078</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Collectively evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,784</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">5,327</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">437</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">905</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">54</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">169</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">8,676</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,784</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">5,876</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">637</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,234</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">54</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">169</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">9,754</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Loans Receivable<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Individually evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,021</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">12,634</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,511</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">21,210</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Collectively evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">170,609</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">413,221</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">31,049</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">154,089</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">769,353</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">171,630</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">425,855</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">34,093</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">158,600</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">385</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">790,563</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Allowance for loan and lease losses </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">December 31, 2011<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">C &amp; I</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Comm R/E</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Res Mtge</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unallocated</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Allowance for loan and lease losses:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Individually evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">567</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">200</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">318</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,085</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Collectively evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1,527</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">5,405</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">507</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">945</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">51</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">82</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">8,517</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,527</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">5,972</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">707</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,263</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">51</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">82</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">9,602</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">Loans Receivable<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Individually evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">953</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">12,769</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">3,044</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,050</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">21,816</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Collectively evaluated for impairment</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">145,758</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">395,395</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">36,344</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">155,721</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">734,177</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">146,711</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">408,164</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">39,388</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">160,771</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">959</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">755,993</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation's allowance for loan losses is analyzed quarterly. Many factors are considered, including growth in the portfolio, delinquencies, nonaccrual loan levels, and other factors inherent in the extension of credit. There have been no material changes to the allowance for loan loss methodology as disclosed in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">A summary of the activity in the allowance for loan losses is as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">Three Months Ended March 31, 2012<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">C &amp; I</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Comm R/E</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Res Mtge</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unallocated</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Balance at January 1,</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,527</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,972</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">707</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,263</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;51</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;82</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">9,602</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Charge offs</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(3</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(3</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Recoveries</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">47</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">48</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Provision</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">257</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(96</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(70</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(76</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">5</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">87</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">107</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Balance at March 31,</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,784</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">5,876</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">637</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,234</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">54</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">169</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">9,754</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="27">Three Months Ended March 31, 2011<br />(Dollars in Thousands)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">C &amp; I</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Comm R/E</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Construction</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Res Mtge</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Installment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Unallocated</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Total</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Balance at January 1,</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,272</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,715</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">551</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">1,038</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;52</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;239</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">8,867</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Charge offs</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(165</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(23</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(3</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(191</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Recoveries</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">35</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">37</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Provision</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">236</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">468</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">349</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(63</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(112</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">878</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Balance at March 31,</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,378</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">6,183</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">900</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">952</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">51</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">127</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">9,591</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012, there were no commitments to lend additional funds to borrowers whose loans were on non-accrual status or were contractually past due in excess of 90 days and still accruing interest. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The policy of the Corporation is to generally grant commercial, mortgage and installment loans to New Jersey residents and businesses within its market area. The borrowers' abilities to repay their obligations are dependent upon various factors, including the borrowers' income and net worth, cash flows generated by the borrowers' underlying collateral, value of the underlying collateral, and priority of the lender's lien on the property. Such factors are dependent upon various economic conditions and individual circumstances beyond the control of the Corporation. The Corporation is therefore subject to risk of loss. The Corporation believes its lending policies and procedures adequately minimize the potential exposure to such risks and that adequate provisions for loan losses are provided for all known and inherent risks. Collateral and/or personal guarantees are required for virtually all loans. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following table presents information about the troubled debt restructurings (TDRs) by class for the period indicated: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Three Months Ended March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Number of<br />Loans</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Pre-restructuring<br />Outstanding<br />Recorded<br />Investment</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Post-restructuring<br />Outstanding<br />Recorded<br />Investment</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="11"><font class="_mt" style="font-weight: normal;">(Dollars in Thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Troubled debt restructurings:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Commercial Real Estate</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&nbsp;&nbsp;1</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">225</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">225</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Residential Mortgage</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">714</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">711</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 30pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">939</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">936</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation charged off $3,000 in connection with loan modifications at the time of the modification during the three months ended March 31, 2012. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation had no loan modified as a TDR within the previous twelve months that subsequently defaulted during the three months ended March 31, 2012. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation adopted ASU No. 2011-02 on July 1, 2011 which provides additional guidance to creditors for evaluating whether a modification or restructuring of a receivable is a troubled debt restructuring. In general, a modification or restructuring of a loan constitutes a TDR if the Corporation grants a concession to a borrower experiencing financial difficulty. Loans modified in TDRs are placed on non-accrual status until the Corporation determines that future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate performance according to the restructured terms for a period of at least six months. However, performance prior to the modification, or significant events that coincide with the modification, are included in assessing whether the borrower can meet the new terms and may result in the loan being returned to accrual status at the time of loan modification or after a shorter performance period. If the borrower's ability to meet the revised payment schedule is uncertain, the loan remains on non-accrual status. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Loans modified in a troubled debt restructuring totaled $11.5 million at March 31, 2012 of which $4.6 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. At December 31, 2011, loans modified in a troubled debt restructuring totaled $11.1 million of which $3.7 million were on non-accrual status. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreement. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">In an effort to proactively manage delinquent loans, the Corporation has selectively extended to certain borrowers concessions such as rate reductions, extension of maturity dates, principal or interest forgiveness, adjusted repayment terms, forbearance agreements, or combinations of two or more of these concessions. As of March 31, 2012, loans on which concessions were made with respect to adjusted repayment terms amounted to $1.6 million. Loans on which combinations of two or more concessions were made amounted to $9.8 million. The concessions granted included principal concessions, rate reduction, adjusted repayment, extended maturity and payment deferral. </p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5162-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Comprehensive Income<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 6. Comprehensive Income </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Total comprehensive income includes all changes in equity during a period arising from transactions and other events and circumstances from non-owner sources. The Corporation's other comprehensive income is comprised of unrealized holding gains and losses on investment securities available-for-sale, and actuarial losses of defined benefit plans, net of taxes. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Disclosure of comprehensive income for the three months ended March 31, 2012, and 2011 is presented in the Consolidated Statements of Comprehensive Income. The table below provides a reconciliation of the components of other comprehensive income to the data provided in the Consolidated Statements of Comprehensive Income. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The components of other comprehensive income, net of tax, were as follows for the periods indicated: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Reclassification adjustment of OTTI losses included in income</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">58</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">95</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Unrealized holding gains on available-for-sale securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,966</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,921</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Reclassification adjustment for net gains arising during this period</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(995</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(861</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Net unrealized gains on available-for-sale securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,029</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,155</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(10</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Net unrealized gain on securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">4,019</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,155</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Tax effect</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(1,459</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(861</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Net of tax amount</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,560</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,294</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Change in minimum pension liability</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(142</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Tax effect</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">57</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Net of tax amount</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(85</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Other comprehensive income, net of tax</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,560</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,209</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Accumulated other comprehensive loss at March 31, 2012 and December 31, 2011 consisted of the following: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">December 31,<br />2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Investment securities available-for-sale, net of tax</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">370</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">(2,196</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Unamortized component of securities transferred from<br />available-for-sale to held-to-maturity, net of tax</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">157</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">163</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Defined benefit pension and post-retirement plans, net of tax</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(3,413</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(3,413</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total accumulated other comprehensive loss</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(2,886</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">(5,446</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">)&nbsp;</td></tr></table></div>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">&nbsp;</h2></div> </div><span></span></td>
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                <p>The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Fair Value Measurements and Fair Value of Financial Instruments<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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        <td class="text"><div> <div style="min-width: 708px; text-align: center;">

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 8. Fair Value Measurements and Fair Value of Financial Instruments </h2>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Fair Value Measurements </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Management uses its best judgment in estimating the fair value of the Corporation's financial and non-financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial and non-financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period-end dates indicated herein and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial and non-financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">U.S. GAAP establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below: </p>

<table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"><td style="width: 21px;"> </td>
<td style="width: 24px; text-align: left;">&#149;</td>
<td style="text-align: left;">Level 1:&nbsp;&nbsp;Unadjusted exchange quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. </td></tr></table>

<table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"><td style="width: 21px;"> </td>
<td style="width: 24px; text-align: left;">&#149;</td>
<td style="text-align: left;">Level 2:&nbsp;&nbsp;Quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. </td></tr></table>

<table style="padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0px; padding-top: 3pt; text-align: left;" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-weight: normal; font-size: 10pt; vertical-align: top; line-height: 12pt; font-style: normal; text-align: left;"><td style="width: 21px;"> </td>
<td style="width: 24px; text-align: left;">&#149;</td>
<td style="text-align: left;">Level 3:&nbsp;&nbsp;Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (for example, supported with little or no market activity). </td></tr></table>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following information should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Corporation's assets measured at fair value on a recurring basis at March 31, 2012 and December 31, 2011. </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Investment Securities Available-for-Sale </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Where quoted prices are available in an active market, investment securities are classified in Level 1 of the valuation hierarchy. Level 1 inputs include investment securities that have quoted prices in active markets for identical assets. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Examples of instruments, which would generally be classified within Level 2 of the valuation hierarchy, include municipal bonds and certain agency collateralized mortgage obligations. In certain cases where there is limited activity in the market for a particular instrument, assumptions must be made to determine their fair value and are classified as Level 3. Due to the inactive condition of the markets amidst the financial crisis, the Corporation treated certain investment securities as Level 3 assets in order to provide more appropriate valuations. For assets in an inactive market, the infrequent trades that do occur are not a true indication of fair value. When measuring fair value, the valuation techniques available under the market approach, income approach and/or cost approach are used. The Corporation's evaluations are based on market data and the Corporation employs combinations of these approaches for its valuation methods depending on the asset class. In certain cases where there were limited or less transparent information provided by the Corporation's third-party pricing service, fair value was estimated by the use of secondary pricing services or through the use of non-binding third-party broker quotes. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">On a quarterly basis, management reviews the pricing information received from the Corporation's third-party pricing service. This review process includes a comparison to non-binding third-party broker quotes, as well as a review of market-related conditions impacting the information provided by the Corporation's third-party pricing service. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Management primarily identifies investment securities which may have traded in illiquid or inactive markets by identifying instances of a significant decrease in the volume and frequency of trades, relative to historical levels, as well as instances of a significant widening of the bid-ask spread in the brokered markets. Investment securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. For example, management may use quoted prices for similar investment securities in the absence of a liquid and active market for the securities being valued. As of March 31, 2012, management made adjustments to prices provided by the third-party pricing service as a result of illiquid or inactive markets. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012, the Corporation's two pooled trust preferred securities, ALESCO VI and ALESCO VII, and one variable rate CMO were classified as Level 3. Market pricing for these Level 3 securities varied widely from one pricing service to another based on the lack of trading. As such, these securities were not considered to have readily observable market data that was accurate to support a fair value as prescribed by FASB ASC 820-10-05. The Corporation determined that significant adjustments using unobservable inputs are required to determine fair value at the measurement date. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation determined that an income approach valuation technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at the prior measurement dates. As a result, the Corporation used the discount rate adjustment technique to determine fair value. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The fair value as of March 31, 2012 was determined by discounting the expected cash flows over the life of the security. The discount rate was determined by deriving a discount rate when the markets were considered more active for this type of security. To this estimated discount rate, additions were made for more liquid markets and increased credit risk as well as assessing the risks in the security, such as default risk and severity risk. However, during the quarter ended March 31, 2012 the private label CMO had interruptions of its scheduled principal payments and the Corporation recorded principal loss of $58,000. </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Assets and Liabilities Measured at Fair Value on a Recurring Basis </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For financial assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2012 and December 31, 2011 are as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Fair Value Measurements at<br />Reporting Date Using</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">Assets Measured at Fair Value on a Recurring Basis</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Quoted Prices<br />in Active<br />Markets for<br />Identical<br />Assets<br />(Level 1)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Other<br />Observable<br />Inputs<br />(Level 2)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Unobservable<br />Inputs<br />(Level 3)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">U.S. treasury notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,885</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,885</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">25,099</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">25,099</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">96,536</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">96,536</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Commercial mortgage-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,887</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,887</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivisions</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">73,738</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,660</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">72,078</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18,531</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">18,391</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">140</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">203,299</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">203,299</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,823</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,823</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">19,495</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">19,495</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,701</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,701</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Investment securities<br />available-for-sale</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">454,994</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">14,246</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">438,785</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,963</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Fair Value Measurements at<br />Reporting Date Using</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">Assets Measured at Fair Value on a Recurring Basis</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">December 31,<br />2011</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Quoted Prices<br />in Active<br />Markets for<br />Identical<br />Assets<br />(Level 1)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Other<br />Observable<br />Inputs<br />(Level 2)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Unobservable<br />Inputs<br />(Level 3)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Federal agency obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">24,969</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,004</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">22,965</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Residential mortgage pass-through securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">115,364</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">115,364</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Obligations of U.S. states and political subdivision</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">69,173</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">397</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">68,776</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Trust preferred securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">16,187</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">15,971</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">216</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Corporate bonds and notes</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">173,117</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">171,117</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Collateralized mortgage obligations</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,899</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,899</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Asset-backed securities</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,653</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">7,653</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Equity securities</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,145</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6,145</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Securities available-for-sale</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">414,507</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">10,546</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">401,846</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,115</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The fair values used by the Corporation are obtained from an independent pricing service and represent either quoted market prices for the identical securities (Level 1 inputs) or fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2). The fair values of the federal agency obligations, obligations of states and political subdivision and corporate bonds and notes measured at fair value using Level 1 inputs at March 31, 2012 and December 31, 2011 represented the purchase price of the securities since they were acquired near quarter-end March 31, 2012 and year-end 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following tables present the changes in investment securities available-for-sale with significant unobservable inputs (Level 3) for the three and nine months ended March 31, 2012 and 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="608">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Balance at January 1,</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,115</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">2,870</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Principal interest deferrals</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">34</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">29</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Principal repayments</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(58</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">(184</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Total net unrealized gains (loss)</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(128</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">294</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 3px double;">Balance at period end,</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">1,963</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">3,009</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For the three months ended March 31, 2012, there were no transfers of investment securities available-for-sale into or out of Level 1, Level 2, or Level 3 assets. </p>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Assets Measured at Fair Value on a Non-Recurring Basis </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">For assets measured at fair value on a non-recurring basis, the fair value measurements used at March 31, 2012 and December 31, 2011 were as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Fair Value Measurements at<br />Reporting Date Using</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">Assets Measured at Fair Value on a<br />Non-Recurring Basis</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Quoted Prices<br />in Active<br />Markets for<br />Identical<br />Assets<br />(Level 1)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Other<br />Observable<br />Inputs<br />(Level 2)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Unobservable<br />Inputs<br />(Level 3)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Impaired loans</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10,208</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10,208</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Other real estate owned</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">558</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">558</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Fair Value Measurements at<br />Reporting Date Using</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">Assets Measured at Fair Value on a<br />Non-Recurring Basis</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">December 31,<br />2011</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Quoted Prices<br />in Active<br />Markets for<br />Identical<br />Assets<br />(Level 1)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Other<br />Observable<br />Inputs<br />(Level 2)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Unobservable<br />Inputs<br />(Level 3)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="15"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Impaired loans</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10,740</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">10,740</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Other real estate owned</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">591</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">591</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following methods and assumptions were used to estimate the fair values of the Corporation's assets measured at fair value on a non-recurring basis at March 31, 2012 and December 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Impaired Loans.</b>&nbsp;&nbsp;The value of an impaired loan is measured based upon the present value of expected future cash flows discounted at the loan's effective interest rate, or the fair value of the collateral if the loan is collateral dependent. Smaller balance homogeneous loans that are collectively evaluated for impairment, such as residential mortgage loans and installment loans, are specifically excluded from the impaired loan portfolio. The Corporation's impaired loans are primarily collateral dependent. Impaired loans are individually assessed to determine that each loan's carrying value is not in excess of the fair value of the related collateral or the present value of the expected future cash flows. Impaired loans at March 31, 2012 were $11,286,000 with a related valuation allowance of $1,078,000 compared to $11,825,000 with related valuation allowance of $1,085,000 at December 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Other Real Estate Owned.</b>&nbsp;&nbsp;Other real estate owned ("OREO") is measured at fair value less costs to sell. The Corporation believes that the fair value component in its valuation follows the provisions of FASB ASC 820-10-05. The fair value of OREO is determined by sales agreements or appraisals by qualified licensed appraisers approved and hired by the Corporation. Costs to sell associated with OREO is based on estimation per the terms and conditions of the sales agreements or appraisals. </p>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Fair Value of Financial Instruments </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">FASB ASC 825-10 requires all entities to disclose the estimated fair value of their financial instrument assets and liabilities. For the Corporation, as for most financial institutions, the majority of its assets and liabilities are considered financial instruments as defined in FASB ASC 825-10. Many of the Corporation's financial instruments, however, lack an available trading market as characterized by a willing buyer and willing seller engaging in an exchange transaction. It is also the Corporation's general practice and intent to hold its financial instruments to maturity and to not engage in trading or sales activities except for loans held-for-sale and investment securities available-for-sale. Therefore, significant estimations and assumptions, as well as present value calculations, were used by the Corporation for the purposes of this disclosure. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Investment Securities Held-to-Maturity</b>.&nbsp;&nbsp;The fair value of the Corporation's investment securities held-to-maturity was primarily measured using information from a third-party pricing service. If quoted prices were not available, fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models. In cases where there may be limited or less transparent information provided by the Corporation's third-party pricing service, fair value may be estimated by the use of secondary pricing services or through the use of non-binding third-party broker quotes. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Loans.</b>&nbsp;&nbsp;The fair value of the Corporation's loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans were segregated by types such as commercial, residential and consumer loans. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Interest-Bearing Deposits</b>.&nbsp;&nbsp;The fair values of the Corporation's interest-bearing deposits were estimated using discounted cash flow analyses. The discounted rates used were based on rates currently offered for deposits with similar remaining maturities. The fair values of the Corporation's interest-bearing deposits do not take into consideration the value of the Corporation's long-term relationships with depositors, which may have significant value. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Long-Term Borrowings and Subordinated Debentures</b>.&nbsp;&nbsp;The fair value of the Corporation's long-term borrowings and subordinated debentures were calculated using a discounted cash flow approach and applying discount rates currently offered based on weighted remaining maturities. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;"><b>Accrued Interest Receivable/Payable</b>.&nbsp;&nbsp;The carrying amounts of accrued interest approximate fair value resulting in a level 2 or level 3 classification based on the level of the asset or liability with which the accrual is associated. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Corporation's financial instruments as of March 31, 2012 and December 31, 2011. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="616">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="11">Fair Value Measurements</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Carrying<br />Amount</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Fair<br />Value</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Quoted Prices<br />in Active<br />Markets for<br />Identical<br />Assets<br />(Level 1)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Other<br />Observable<br />Inputs<br />(Level 2)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">Significant<br />Unobservable<br />Inputs<br />(Level 3)</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="23"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">March 31, 2012<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Financial assets<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Cash and due from banks</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">78,207</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">78,207</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">78,207</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Investment securities<br />held-to-maturity</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">69,610</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">72,403</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">72,403</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Restricted investment<br />in bank stocks</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Net loans (including loans held for sale)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">780,868</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">785,890</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,060</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">783,830</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Accrued interest receivable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,964</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,964</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,592</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,372</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Financial liabilities<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Non interest-bearing deposits</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">172,342</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">172,342</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">172,342</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Interest-bearing deposits</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">981,131</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">982,133</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">982,133</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Long-term borrowings</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">161,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">176,737</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">176,737</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Subordinated debentures</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,155</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,190</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,190</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Accrued interest payable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">946</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">946</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">946</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; font-weight: bold; vertical-align: text-bottom;">December 31, 2011<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Financial assets<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Cash and due from banks</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">80,129</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">80,129</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">80,129</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Investment securities<br />held-to-maturity</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">72,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">74,922</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">74,922</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Restricted investment in bank stocks</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">9,233</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Net loans (including loans held for sale)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">746,408</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">752,252</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">1,029</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">751,223</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Accrued interest receivable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,219</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">6,219</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">3,894</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">2,325</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Financial liabilities<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Non interest-bearing deposits</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">167,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">167,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">167,164</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Interest-bearing deposits</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">954,251</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">928,777</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">928,777</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Long-term borrowings</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">161,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">175,933</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">175,933</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Subordinated debentures</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,155</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,159</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">5,159</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">Accrued interest payable</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">992</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">992</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">992</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13504-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15C, 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph a-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3, 10, 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 17-22, 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15B<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32, 33, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Subordinated Debentures<br></strong></div>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 13. Subordinated Debentures </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">During 2003, the Corporation formed a statutory business trust, which exists for the exclusive purpose of (i) issuing Trust Securities representing undivided beneficial interests in the assets of the Trust; (ii) investing the gross proceeds of the Trust securities in junior subordinated deferrable interest debentures (subordinated debentures) of the Corporation; and (iii) engaging in only those activities necessary or incidental thereto. These subordinated debentures and the related income effects are not eliminated in the consolidated financial statements as the statutory business trust is not consolidated in accordance with FASB ASC 810-10. Distributions on the subordinated debentures owned by the subsidiary trusts below have been classified as interest expense in the Consolidated Statements of Income. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The characteristics of the business trusts and capital securities have not changed with the deconsolidation of the trusts. The capital securities provide an attractive source of funds since they constitute Tier 1 capital for regulatory purposes and have the same tax advantages as debt for Federal income tax purposes. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The subordinated debentures are redeemable in whole or part prior to maturity on January 23, 2034. The floating interest rate on the subordinated debentures is three-month LIBOR plus 2.85 percent and reprices quarterly. The rate at March 31, 2012 was 3.40 percent. </p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 80<br><br> -Subparagraph Exhibit 4-8, 9<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 08<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Consolidated Statement of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterestAbstract', window );"><strong>Comprehensive Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 4,231<span></span></td>
        <td class="nump">$ 3,018<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterestAbstract', window );"><strong>Other comprehensive income:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gains and losses on securities available-for-sale: Gains arising during the period, net of tax</a></td>
        <td class="nump">3,507<span></span></td>
        <td class="nump">2,060<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cnbc_UnrealizedGainsAndLossesOnSecuritiesAvailableForSaleReclassificationAdjustmentOnOttiLossesIncludedInIncome', window );">Unrealized gains and losses on securities available-for-sale: Reclassification adjustment on OTTI losses included in income</a></td>
        <td class="nump">58<span></span></td>
        <td class="nump">95<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cnbc_UnrealizedGainsAndLossesOnSecuritiesAvailableForSaleReclassificationAdjustmentForNetGainsArisingDuringPeriod', window );">Unrealized gains and losses on securities available-for-sale: Reclassification adjustment for net gains arising during the period</a></td>
        <td class="num">(995)<span></span></td>
        <td class="num">(861)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cnbc_AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableForSaleToHeldToMaturitySecurities', window );">Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity securities</a></td>
        <td class="num">(10)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent', window );">Net unrealized gains on investment securities</a></td>
        <td class="nump">2,560<span></span></td>
        <td class="nump">1,294<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_cnbc_ChangeInMinimumPensionLiability', window );">Change in minimum pension liability</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(85)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Total other comprehensive income (see Note 6)</a></td>
        <td class="nump">2,560<span></span></td>
        <td class="nump">1,209<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total comprehensive income</a></td>
        <td class="nump">$ 6,791<span></span></td>
        <td class="nump">$ 4,227<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amortization of unrealized holding gains on securities transferred from available-for-sale to held-to-maturity securities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Change in minimum pension liability</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrealized gains and losses on securities available-for-sale: Reclassification adjustment for net gains arising during the period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrealized gains and losses on securities available-for-sale: Reclassification adjustment on OTTI losses included in income</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the appreciation (loss) in value of unsold available-for-sale securities attributable to the parent entity. Excludes amounts related to other than temporary impairment (OTTI) losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p>
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                <p>Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings per Common Share<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2012</div>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 2. Earnings per Common Share </h2>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Basic earnings per common share ("EPS") is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding. Diluted EPS includes any additional common shares as if all potentially dilutive common shares were issued (e.g., stock options). The Corporation's weighted average common shares outstanding for diluted EPS include the effect of stock options and warrants outstanding using the Treasury Stock Method, which are not included in the calculation of basic EPS. There were 79,343 and 102,806 antidilutive stock options shares outstanding for the three months ended March 31, 2012 and March 31, 2011, respectively. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Earnings per common share have been computed based on the following: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="7">Three Months Ended<br />March 31,</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: left;">(in thousands, except per share amounts)</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">2011</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Net income</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">4,231</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">3,018</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Preferred stock dividends and accretion</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(141</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">(146</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">)&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Net income available to common shareholders</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">4,090</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">2,872</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Basic weighted average common shares outstanding</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">16,332</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">16,290</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Plus: effect of dilutive options and warrants</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">6</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">11</td>
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<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Diluted weighted average common shares outstanding</td>
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<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">16,338</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">16,301</td>
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<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
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<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
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<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">0.25</td>
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<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
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<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
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<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">0.18</td>
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<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Note 12. Borrowed Funds </h2>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Short-Term Borrowings </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Short-term borrowings, which consist primarily of securities sold under agreements to repurchase, Federal Home Loan Bank ("FHLB") advances and federal funds purchased, generally have maturities of less than one year. The details of these short-term borrowings are presented in the following table. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

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<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2012</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31,<br />2011</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="7"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Average interest rate:<br /></td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom;">At quarter end</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">0.30</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom;">For the quarter</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">0.13</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">0.27</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">%&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Average amount outstanding during the quarter</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">220</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">47,287</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Maximum amount outstanding at any month end in the quarter</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">71,732</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">Amount outstanding at quarter end</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">&#8212;</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">35,917</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h3 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold italic 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">Long-Term Borrowings </h3>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">Long-term borrowings, which consist primarily of FHLB advances and securities sold under agreements to repurchase, totaled $161.0 million and mature within one to eight years. The FHLB advances are secured by pledges of certain collateral, including but not limited to U.S. government and agency mortgage-backed securities and a blanket assignment of qualifying first lien mortgage loans, consisting of both residential mortgages and commercial real estate loans. </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">At March 31, 2012, FHLB advances had a weighted average interest rate of 3.46 percent and are contractually scheduled for repayment as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">2013</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">$</td>
<td style="vertical-align: text-bottom; text-align: right;">5,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom;">2016</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">20,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Thereafter</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">95,000</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">120,000</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 20px; padding-top: 3pt; text-align: left;">The Corporation has entered into agreements under which it has sold securities subject to an obligation to repurchase the same or similar securities. Under these arrangements, the Corporation may transfer legal control over the assets but still retain effective control through an agreement that both entitles and obligates the Corporation to repurchase the assets. The obligation to repurchase the securities is reflected as a liability in the Corporation's consolidated statements of condition, while the securities underlying the securities sold under agreements to repurchase remain in the respective asset accounts and are delivered to and held as collateral by third party trustees. At March 31, 2012, securities sold under agreements to repurchase had a weighted average interest rate of 5.31 percent and are contractually scheduled for repayment as follows: </p>

<p style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 3pt; text-align: left;"> </p>

<div style="text-align: center;">

<table style="padding-right: 0pt; padding-left: 0pt; font-weight: normal; font-size: 10pt; padding-bottom: 3pt; margin: -24pt 0pt 0pt; vertical-align: text-bottom; text-transform: none; text-indent: 0px; padding-top: 3pt; font-style: normal; font-family: serif; text-align: left; font-variant: normal;" cellspacing="0" cellpadding="0" width="554">
<tr><td> </td>
<td style="vertical-align: text-bottom; width: 12px; border-bottom: medium none; text-align: center;">&nbsp;</td>
<td colspan="3"> </td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;"> </td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; border-bottom: black 1pt solid; text-align: center;" colspan="3">March 31, 2012</td></tr>
<tr><td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: left;">&nbsp;&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="font-weight: bold; font-size: 8pt; vertical-align: text-bottom; line-height: normal; text-align: center;" colspan="3"><font class="_mt" style="font-weight: normal;">(in thousands)</font></td></tr>
<tr style="background-color: white;"><td style="padding-left: 10pt; vertical-align: text-bottom;">2015</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; text-align: right;">10,000</td>
<td style="vertical-align: text-bottom; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: #ccffcc;"><td style="padding-left: 10pt; vertical-align: text-bottom; border-bottom: white 1pt solid;">Thereafter</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 1pt solid; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 1pt solid; text-align: left;">&nbsp;</td>
<td style="vertical-align: text-bottom; border-bottom: black 1pt solid; text-align: right;">31,000</td>
<td style="vertical-align: text-bottom; border-bottom: white 1pt solid; white-space: nowrap; text-align: left;">&nbsp;</td></tr>
<tr style="background-color: white;"><td style="padding-left: 20pt; vertical-align: text-bottom; border-bottom: white 3px double;">Total</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: white 3px double; text-align: center;">&nbsp;</td>
<td style="vertical-align: text-bottom; width: 6px; border-bottom: black 3px double; text-align: left;">$</td>
<td style="vertical-align: text-bottom; border-bottom: black 3px double; text-align: right;">41,000</td>
<td style="vertical-align: text-bottom; border-bottom: white 3px double; white-space: nowrap; text-align: left;">&nbsp;</td></tr></table></div>

<h2 style="padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin: 0pt; font: bold 10pt/12pt serif; text-transform: none; text-indent: 0pt; padding-top: 5pt; text-align: left;">&nbsp;</h2></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 47<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37<br><br> -IssueDate 2006-05-01<br><br> -Chapter 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 15, 18<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
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