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        <link:definition>129 - Disclosure - Loans and the Allowance for Loan Losses (Tables)</link:definition>

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        <link:definition>134 - Disclosure - Earnings per Common Share (Schedule of Computation of Earnings per Common Share) (Details)</link:definition>

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        <link:definition>136 - Disclosure - Stock-Based Compensation (Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions) (Details)</link:definition>

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        <link:definition>137 - Disclosure - Stock-Based Compensation (Disclosure of Share-based Compensation Arrangements by Share-based Payment Award) (Details)</link:definition>

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        <link:definition>144 - Disclosure - Investment Securities (Schedule of OTTI Charges) (Details)</link:definition>

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        <link:definition>145 - Disclosure - Investment Securities (Schedule of Preferred Security and Associated Ratings) (Details)</link:definition>

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        <link:definition>146 - Disclosure - Investment Securities (Credit Loss Portion of OTTI Recognized in Earnings on Debt Securities) (Details)</link:definition>

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        <link:definition>147 - Disclosure - Investment Securities (Schedule of Unrealized Losses Not Recognized in Income) (Details)</link:definition>

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        <link:definition>148 - Disclosure - Investment Securities (Narrative) (Details)</link:definition>

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        <link:definition>149 - Disclosure - Loans and the Allowance for Loan Losses (Composition of Loan Portfolio) (Details)</link:definition>

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        <link:definition>150 - Disclosure - Loans and the Allowance for Loan Losses (Loans Receivable on Non-Accrual Status) (Details)</link:definition>

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        <link:definition>151 - Disclosure - Loans and the Allowance for Loan Losses (Credit Quality Indicators) (Details)</link:definition>

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        <link:definition>152 - Disclosure - Loans and the Allowance for Loan Losses (Analysis of Impaired Loans) (Details)</link:definition>

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        <link:definition>153 - Disclosure - Loans and the Allowance for Loan Losses (Aging Analysis) (Details)</link:definition>

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  <element name="AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableForSaleToHeldToMaturitySecuritiesNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="credit" substitutionGroup="xbrli:item" id="cnbc_AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableForSaleToHeldToMaturitySecuritiesNetOfTax" />

  <element name="ResidentialMortgageLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ResidentialMortgageLoansMember" />

  <element name="FannieMaeMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_FannieMaeMember" />

  <element name="LoansModifiedInTroubledDebtRestructuringOnNonAccrualStatus" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_LoansModifiedInTroubledDebtRestructuringOnNonAccrualStatus" />

  <element name="LoansOnWhichConcessionsWereMade" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_LoansOnWhichConcessionsWereMade" />

  <element name="LoansOnWhichTwoOrMoreConcessionsWereMade" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_LoansOnWhichTwoOrMoreConcessionsWereMade" />

  <element name="ImpairmentLoansThreshold" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_ImpairmentLoansThreshold" />

  <element name="LoansSoldOnNonrecourseBasis" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_LoansSoldOnNonrecourseBasis" />

  <element name="ImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ImpairedLoansMember" />

  <element name="OtherRealEstateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_OtherRealEstateMember" />

  <element name="PercentageOfTotalFinancialInstrumentsMeasuredAtFairValue" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="cnbc_PercentageOfTotalFinancialInstrumentsMeasuredAtFairValue" />

  <element name="EstimatedSellingCostPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="cnbc_EstimatedSellingCostPercentage" />

  <element name="OtherRealEstateOwnedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_OtherRealEstateOwnedMember" />

  <element name="AvailableForSaleSecuritiesCarryingValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_AvailableForSaleSecuritiesCarryingValue" />

  <element name="NonInterestBearingDepositsFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" xbrli:balance="credit" substitutionGroup="xbrli:item" id="cnbc_NonInterestBearingDepositsFairValueDisclosure" />

  <element name="InterestBearingDepositsFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" xbrli:balance="credit" substitutionGroup="xbrli:item" id="cnbc_InterestBearingDepositsFairValueDisclosure" />

  <element name="ForQuarterMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ForQuarterMember" />

  <element name="AtQuarterEndMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_AtQuarterEndMember" />

  <element name="AverageAmountOutstandingDuringQuarter" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_AverageAmountOutstandingDuringQuarter" />

  <element name="FHLBAdvanceMaturityRangeInYears" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_FHLBAdvanceMaturityRangeInYears" />

  <element name="RateAddedToLibor" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_RateAddedToLibor" />

  <element name="NonvotingSeniorPreferredStockIssuedValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_NonvotingSeniorPreferredStockIssuedValue" />

  <element name="WarrantsIssuedToTreasuryForPurchaseOfCommonStockShares" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="cnbc_WarrantsIssuedToTreasuryForPurchaseOfCommonStockShares" />

  <element name="ExercisePriceOfWarrantsIssuedForCommonStock" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ExercisePriceOfWarrantsIssuedForCommonStock" />

  <element name="NumberOfSharesUnderlyingWarrantsHeldByTreasury" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_NumberOfSharesUnderlyingWarrantsHeldByTreasury" />

  <element name="PercentageOfOriginalAmountOfWarrantsLeft" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_PercentageOfOriginalAmountOfWarrantsLeft" />

  <element name="LifeInsuranceDeathBenefit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_LifeInsuranceDeathBenefit" />

  <element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_DocumentAndEntityInformationAbstract" />

  <element name="ComprehensiveIncomeLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ComprehensiveIncomeLineItems" />

  <element name="OtherComprehensiveIncomeLossReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTaxAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_OtherComprehensiveIncomeLossReclassificationAdjustmentForWriteDownOfSecuritiesIncludedInNetIncomeNetOfTaxAmount" />

  <element name="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTaxAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTaxAmount" />

  <element name="AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableforsaleToHeldtomaturity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="credit" substitutionGroup="xbrli:item" id="cnbc_AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableforsaleToHeldtomaturity" />

  <element name="AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableforsaleToHeldtomaturityTaxEffect" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_AmortizationOfUnrealizedHoldingGainsOnSecuritiesTransferredFromAvailableforsaleToHeldtomaturityTaxEffect" />

  <element name="OtherComprehensiveIncomeLossTransfersFromAvailableForSaleSecuritiesToHeldToMaturitynetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" xbrli:balance="credit" substitutionGroup="xbrli:item" id="cnbc_OtherComprehensiveIncomeLossTransfersFromAvailableForSaleSecuritiesToHeldToMaturitynetOfTax" />

  <element name="MarketableSecuritiesFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" xbrli:balance="debit" substitutionGroup="xbrli:item" id="cnbc_MarketableSecuritiesFairValueDisclosure" />

  <element name="ConsultingExpensesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ConsultingExpensesMember" />

  <element name="ComputerExpenseMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="cnbc_ComputerExpenseMember" />
</schema>

