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Stockholders' Equity and Regulatory Requirements | 12 Months Ended
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Dec. 31, 2015
Stockholders' Equity Note [Abstract] |
Stockholders' Equity Note Disclosure [Text Block] | Note 16 - Stockholders’ Equity and Regulatory Requirements On September 15, 2011, the Company issued $ 11.25 million in nonvoting senior preferred stock to the Treasury under the Small Business Lending Fund Program (“SBLF Program”). Under the Securities Purchase Agreement, the Company issued to the Treasury a total of 11,250 shares of the Company’s Senior Noncumulative Perpetual Preferred Stock, Series B, having a liquidation value of $1,000 per share. Simultaneously, using the proceeds from the issuance of the SBLF Preferred Stock, the Company redeemed from the Treasury, all 10,000 outstanding shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, liquidation amount $1,000 per share, for a redemption price of $10,041,667, including accrued but unpaid dividends up to the date of redemption. The current dividend rate is 1.0% and will increase to 9.0% on March 15, 2016. The Company expects to repurchase all outstanding $11.25 million SBLF preferred stock by March 31, 2016. Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, an certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervisions’ capital guidelines for U.S. banks (Basel III rules) became effective for the Company on January 1, 2015 with full compliance with all of the requirements being phased in over a multi- year schedule, and fully phased in by January 1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Capital amounts and ratios for December 31, 2014 are calculated using Basel I rules. Management believes as of December 31, 2015, the Bank and the Parent Corporation meet all capital adequacy requirements which they are subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is growth and expansion, and capital restoration plans are required. At year-end, 2015 and 2014, the most recent regulatory notifications categorized the Banks as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. The following is a summary of the Bank’s and the Parent Corporation’s actual capital amounts and ratios as of December 31, 2015 and 2014, compared to the FRB and FDIC minimum capital adequacy requirements and the FRB and FDIC requirements for classification as a well-capitalized institution.
|  |  |  |  |  |  |  |  |  |  |  | For Classification
|  |  |  |  |  |  |  |  |  |  |  | Under Corrective
|  |  |  |  |  |  | Minimum |  | Action Plan
|  |  |  | Capital Adequacy |  | as Well Capitalized
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
The Bank |  | (dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage (Tier 1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
capital |  | $ | 372,979 |  | 9.96% |  | $ | 149,724 |  | 4.00% |  | $ | 187,154 |  | 5.00%
Risk-Based |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
CET 1 |  | $ | 372,979 |  | 10.55% |  | $ | 159,028 |  | 4.50% |  | $ | 229,707 |  | 6.50%
Tier 1 |  |  | 372,979 |  | 10.55% |  |  | 212,037 |  | 6.00% |  |  | 282,716 |  | 8.00%
Total |  |  | 399,551 |  | 11.31% |  |  | 282,716 |  | 8.00% |  |  | 353,395 |  | 10.00%
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage (Tier 1) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
capital |  | $ | 300,399 |  | 9.33% |  | $ | 128,729 |  | 4.00% |  | $ | 160,911 |  | 5.00%
Risk-Based |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier 1 |  | $ | 300,399 |  | 10.40% |  | $ | 115,493 |  | 4.00% |  | $ | 173,239 |  | 6.00%
Total |  |  | 314,769 |  | 10.90% |  |  | 230,986 |  | 8.00% |  |  | 288,732 |  | 10.00%
|  |  |  |  |  |  | Minimum Capital |  | For Classification
|  |  |  | Adequacy |  | as Well Capitalized
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
The Company |  | (dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage (Tier 1) |  |  |  |  |  |  |  |  |  |  |  |  |  |
capital |  | $ | 339,544 |  | 9.07% |  | $ | 149,776 |  | 4.00% |  | N/A |  | N/A
Risk-Based |  |  |  |  |  |  |  |  |  |  |  |  |  |
Capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |
CET 1 |  | $ | 323,139 |  | 9.14% |  | $ | 159,078 |  | 4.50% |  | N/A |  | N/A
Tier 1 |  |  | 339,544 |  | 9.61% |  |  | 212,104 |  | 6.00% |  | N/A |  | N/A
Total |  |  | 416,116 |  | 11.77% |  |  | 282,805 |  | 8.00% |  | N/A |  | N/A
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage (Tier 1) |  |  |  |  |  |  |  |  |  |  |  |  |  |
capital |  | $ | 301,593 |  | 9.37% |  | $ | 128,747 |  | 4.00% |  | N/A |  | N/A
Risk-Based |  |  |  |  |  |  |  |  |  |  |  |  |  |
Capital: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier 1 |  | $ | 301,593 |  | 10.44% |  | $ | 115,561 |  | 4.00% |  | N/A |  | N/A
Total |  |  | 315,963 |  | 10.94% |  |  | 231,121 |  | 8.00% |  | N/A |  | N/A

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- Definition The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(d),(e)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21484-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB TOPIC 4.E) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21488-112644 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-31) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB TOPIC 4.C) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187143-122770 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6405834&loc=d3e23285-112656 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Preferred Stock -URI http://asc.fasb.org/extlink&oid=6521494 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21564-112644 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 4 -Section E Reference 15: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 4 -Section C + Details
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