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Loans and the Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

The following table sets forth the composition of the Company’s loan portfolio segments, including net deferred fees and costs, at December 31, 2015 and 2014, respectively:

		2015			2014
		(in thousands)
Commercial		$	570,116		$	499,816
Commercial real estate			1,966,696			1,634,510
Commercial construction			328,838			167,359
Residential real estate			233,690			234,967
Consumer			2,454			2,879
Gross loans			3,101,794			2,539,531
Net deferred loan (fees) costs			(2,787)			(890)
Total loans receivable		$	3,099,007		$	2,538,641

Loans and Leases Receivable Purchase Credit Impaired Loans [Table Text Block]

The carrying amount of those loans is as follows at December 31, 2015 and December 31, 2014.

		2015			2014
		(in thousands)
Commercial		$	7,078		$	7,199
Commercial real estate			1,775			1,816
Commercial construction			-			-
Residential real estate			328			806
Consumer			-			-
Total carrying amount		$	9,181		$	9,821

Loans and Leases Receivable Purchased Loans [Table Text Block]

The accretable yield, or income expected to be collected, on the purchased credit impaired loans above is as follows at December 31, 2015 and December 31, 2014.

		2015			2014
		(in thousands)
Balance at beginning of period		$	4,805		$	5,013
New loans purchased			-			-
Accretion of income			(1,206)			(142)
Reclassifications from nonaccretable difference			-			-
Disposals			-			(66)
Balance at end of period		$	3,599		$	4,805

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

The following table presents nonaccrual loans by class of loans:

Loans Receivable on Nonaccrual Status
		2015			2014
		(in thousands)
Commercial		$	6,586		$	616
Commercial real estate			9,112			8,197
Commercial construction			1,479			-
Residential real estate			3,559			2,796
Total loans receivable on nonaccrual status		$	20,736		$	11,609

Financing Receivable Credit Quality Indicators [Table Text Block]

The following table presents information about the loan credit quality by loan segment at December 31, 2015 and 2014:

Credit Quality Indicators

		December 31, 2015
					Special
		Pass			Mention			Substandard			Doubtful			Total
		(in thousands)
Commercial		$	462,358		$	11,760		$	95,998		$	-		$	570,116
Commercial real estate			1,919,041			18,990			28,426			239			1,966,696
Commercial construction			326,697			662			1,479			-			328,838
Residential real estate			229,426			-			4,264			-			233,690
Consumer			2,368			-			86			-			2,454
Total loans		$	2,939,890		$	31,412		$	130,253		$	239		$	3,101,794
		December 31, 2014
					Special
		Pass			Mention			Substandard			Doubtful			Total
		(in thousands)
Commercial		$	481,927		$	3,686		$	14,203		$	-		$	499,816
Commercial real estate			1,596,317			14,140			23,764			289			1,634,510
Commercial construction			165,880			1,479			-			-			167,359
Residential real estate			230,772			-			4,195			-			234,967
Consumer			2,778			-			101			-			2,879
Total loans		$	2,477,674		$	19,305		$	42,263		$	289		$	2,539,531

Impaired Financing Receivables [Table Text Block]

The following table provides an analysis of the impaired loans by segment at December 31, 2015 and 2014:

		December 31, 2015
		(dollars in thousands)
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
No Related Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	610		$	645		$			$	686		$	-
Commercial real estate			15,517			16,512						6,363			60
Commercial construction			2,149			2,141						1,535			-
Residential real estate			3,954			4,329						3,322			10
Consumer			87			86						96			5
Total		$	22,318		$	23,173		$			$	12,002		$	75
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
With An Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	84,787		$	84,449		$	6,725		$	55,445		$	1,895
Total
Commercial		$	85,397		$	85,094		$	6,725		$	55,131		$	1,895
Commercial real estate			15,517			16,512			-			6,363			60
Commercial construction			2,149			2,141			-			1,535
Residential real estate			3,952			4,329			-			3,322			10
Consumer			87			86			-			96			5
Total		$	107,104		$	108,142		$	6,725		$	67,447		$	1,970
		December 31, 2014
		(dollars in thousands)
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
No Related Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	481		$	527		$	-		$	494		$	-
Commercial real estate			5,890			6,857			-			6,276			129
Residential real estate			3,072			3,406			-			3,170			41
Consumer			109			101			-			107			-
Total		$	9,552		$	10,891		$	-		$	10,047		$	170
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
With An Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	387		$	389		$	111		$	389		$	-
Commercial real estate			3,520			3,520			150			3,584			171
Total		$	3,907		$	3,909		$	261		$	3,973		$	171
Total
Commercial		$	868		$	917		$	111		$	883		$	-
Commercial real estate			9,410			10,107			150			9,860			300
Residential real estate			3,072			3,406			-			3,170			41
Consumer			109			101			-			106			-
Total		$	13,459		$	14,531		$	261		$	14,019		$	342

		December 31, 2013
		(dollars in thousands)
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
No Related Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	449		$	449		$	-		$	494		$	25
Commercial real estate			10,482			10,783			-			10,658			496
Residential real estate			1,858			2,000			-			1,892			94
Consumer			120			120			-			128			6
Total		$	12,909		$	13,352		$	-		$	13,172		$	621
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
With An Allowance Recorded		Investment			Balance			Allowance			Investment			Recognized
Commercial		$	672		$	672		$	300		$	687		$	43
Commercial real estate			4,344			4,344			115			4,359			200
Total		$	5,016		$	5,016		$	415		$	5,046		$	243
Total
Commercial		$	1,121		$	1,121		$	300		$	1,181		$	68
Commercial real estate			14,826			15,127			115			15,017			696
Residential real estate			1,858			2,000			-			1,892			94
Consumer			120			120			-			128			6
Total (including related
allowance)		$	17,925		$	18,368		$	415		$	18,218		$	864

Past Due Financing Receivables [Table Text Block]

The following table provides an analysis of the aging of the loans by segment, excluding net deferred costs that are past due at December 31, 2015 and December 31, 2014 by class:

Aging Analysis

		December 31, 2015
																				Loans
																				Receivable > 90
								90 Days or												Days Past Due
		30-59 Days			60-89 Days			Greater Past			Total Past						Total Loans			and
		Past Due			Past Due			Due			Due			Current			Receivable			Accruing
		(in thousands)
Commercial		$	6,887		$	3,505		$	6,865		$	17,257		$	552,859		$	570,116		$	-
Commercial
real estate			1,998			988			9,561			12,547			1,954,149			1,966,696			-
Commercial
construction			-			-			1,479			1,479			327,359			328,838			-
Residential
real estate			-			-			2,122			2,122			231,568			233,690			-
Consumer			4			9			-			13			2,441			2,454			-
Total		$	8,889		$	4,502		$	20,027		$	33,418		$	3,068,376		$	3,101,794		$	-
Aging Analysis
		December 31, 2014
																				Loans
																				Receivable > 90
								90 Days or												Days Past Due
		30-59 Days			60-89 Days			Greater Past			Total Past						Total Loans			and
		Past Due			Past Due			Due			Due			Current			Receivable			Accruing
		(in thousands)
Commercial		$	6,060		$	-		$	662		$	6,722		$	493,094		$	499,816		$	45
Commercial
real estate			4,937			638			5,961			11,536			1,622,974			1,634,510			609
Commercial
construction			-			-			-			-			167,359			167,359			-
Residential
real estate			1,821			210			3,200			5,231			229,736			234,967			557
Consumer			30			1			-			31			2,848			2,879			-
Total		$	12,848		$	849		$	9,823		$	23,520		$	2,516,011		$	2,539,531		$	1,211

Schedule of Recorded Investment in Financing Receivables [Table Text Block]

The following table details the amount of loans that are evaluated individually, and collectively, for impairment (excluding net deferred costs), acquired with deteriorated quality, and the related portion of the allowance for loan and lease loss that is allocated to each loan portfolio class:

		December 31, 2015
					Commercial			Commercial			Residential
		Commercial			real estate			construction			real estate			Consumer			Unallocated			Total
		(in thousands)
Allowance for loan and lease losses:
Individually evaluated for impairment		$	6,725		$	-		$	-		$	-		$	-		$	-		$	6,725
Collectively evaluated for impairment			4,224			10,926			3,253			976			4			464			19,847
Acquired with deteriorated credit quality			-			-			-			-			-			-			-
Total		$	10,949		$	10,926		$	3,253		$	976		$	4		$	464		$	26,572
Gross loans
Individually evaluated for impairment			85,397			15,517			2,149			3,954			87			-			107,104
Collectively evaluated for impairment			477,641			1,949,404			326,689			229,408			2,367			-			2,985,509
Acquired with deteriorated credit quality			7,078			1,775			-			328			-			-			9,181
Total			570,116			1,966,696			328,838			233,690			2,454			-			3,101,794
The tables above include approximately $867 million of acquired loans as of December 31, 2015 reported as collectively evaluated for impairment, of which $672 million were included in the commercial real estate loan segment.
		December 31, 2014
					Commercial			Commercial			Residential
		Commercial			real estate			construction			real estate			Consumer			Unallocated			Total
		(in thousands)
Allowance for loan and lease losses:
Individually evaluated for impairment		$	111		$	151		$	-		$	-		$	-		$	-		$	262
Collectively evaluated for impairment			2,972			7,648			1,239			1,113			7			919			13,898
Acquired with deteriorated credit quality			-			-			-			-			-			-			-
Total		$	3,083		$	7,799		$	1,239		$	1,113		$	7		$	919		$	14,160
Gross loans
Individually evaluated for impairment		$	868		$	9,410		$	-		$	3,072		$	109		$	-		$	13,459
Collectively evaluated for impairment			491,749			1,623,284			167,359			231,089			2,770			-			2,516,251
Acquired with deteriorated credit quality			7,199			1,816			-			806			-			-			9,821
Total		$	499,816		$	1,634,510		$	167,359		$	234,967		$	2,879		$	-		$	2,539,531

Allowance for Credit Losses on Financing Receivables [Table Text Block]

A summary of the activity in the allowance for loan and lease losses is as follows:

		Year Ended December 31, 2015
		(dollars in thousands)
					Commercial			Commercial			Residential
		Commercial			real estate			construction			real estate			Consumer			Unallocated			Total
Balance at January 1, 2015		$	3,083		$	7,799		$	1,239		$	1,113		$	7		$	919		$	14,160
Loans charged-off			(101)			(406)			-			-			(31)			-			(538)
Recoveries			13			327			-			2			3			-			345
Provision for loan and lease losses			7,954			3,206			2,014			(139)			25			(455)			12,605
Balance at December 31, 2015		$	10,949		$	10,926		$	3,253		$	976		$	4		$	464		$	26,572
		Year Ended December 31, 2014
		(dollars in thousands)
					Commercial			Commercial			Residential
		Commercial			real estate			construction			real estate			Consumer			Unallocated			Total
Balance at January 1, 2014		$	1,698		$	5,746		$	362		$	990		$	146		$	1,391		$	10,333
Loans charged-off			(379)			(398)			-			(159)			-			-			(936)
Recoveries			50			-			-			19			11			-			80
Provision for loan and lease losses			1,714			2,451			877			263			(150)			(472)			4,683
Balance at December 31, 2014		$	3,083		$	7,799		$	1,239		$	1,113		$	7		$	919		$	14,160
		Year Ended December 31, 2013
		(dollars in thousands)
					Commercial			Commercial			Residential
		Commercial			real estate			construction			real estate			Consumer			Unallocated			Total
Balance at January 1, 2013		$	2,424		$	5,323		$	313		$	1,532		$	113		$	532		$	10,237
Loans charged-off			(6)			(126)			-			(175)			(22)			-			(329)
Recoveries			41			28			-			-			6			-			75
Provision for loan and lease losses			(761)			521			49			(367)			49			859			350
Balance at December 31, 2013		$	1,698		$	5,746		$	362		$	990		$	146		$	1,391		$	10,333

Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]

The following table presents loans by class modified as troubled debt restructurings that occurred during the year ended December 31, 2015 (dollars in thousands):

				Pre-Modification			Post-Modification
				Outstanding			Outstanding
		Number of		Recorded			Recorded
		Loans		Investment			Investment
Troubled debt restructurings:
Commercial		48		$	78,466		$	78,466
Commercial real estate		3			5,049			5,049
Commercial construction		1			661			661
Residential real estate		1			110			110
Consumer		1			4			4
Total		54		$	84,290		$	84,290

The following table presents loans by segment modified as troubled debt restructurings that occurred during the year ended December 31, 2014 (dollars in thousands):

				Pre-Modification			Post-Modification
				Outstanding			Outstanding
		Number of		Recorded			Recorded
		Loans		Investment			Investment
Troubled debt restructurings:
Commercial		1		$	672		$	289
Commercial real estate		-			-			-
Commercial construction		-			-			-
Residential real estate		2			275			272
Total		3		$	947		$	561

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