<SEC-DOCUMENT>0001206774-16-005581.txt : 20160426
<SEC-HEADER>0001206774-16-005581.hdr.sgml : 20160426
<ACCEPTANCE-DATETIME>20160426080043
ACCESSION NUMBER:		0001206774-16-005581
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20160519
FILED AS OF DATE:		20160426
DATE AS OF CHANGE:		20160426
EFFECTIVENESS DATE:		20160426

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ConnectOne Bancorp, Inc.
		CENTRAL INDEX KEY:			0000712771
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				521273725
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11486
		FILM NUMBER:		161590455

	BUSINESS ADDRESS:	
		STREET 1:		301 SYLVAN AVENUE
		CITY:			ENGLEWOOD CLIFFS
		STATE:			NJ
		ZIP:			07632
		BUSINESS PHONE:		2018168900

	MAIL ADDRESS:	
		STREET 1:		301 SYLVAN AVENUE
		CITY:			ENGLEWOOD CLIFFS
		STATE:			NJ
		ZIP:			07632

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CENTER BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>connectone_def14a.htm
<DESCRIPTION>DEFINITIVE PROXY STATEMENT
<TEXT>

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<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=2><b>UNITED STATES </b></FONT><br><FONT style="FONT-FAMILY: Times New Roman" size=2><b>SECURITIES AND EXCHANGE COMMISSION<BR>

Washington, D.C. 20549</b></FONT></DIV>
<DIV>&nbsp;</DIV>


<DIV style="TEXT-ALIGN: center"><FONT style="FONT-FAMILY: Times New Roman" size=4><b>SCHEDULE 14A</b></FONT><BR>
<br><FONT style="FONT-FAMILY: Times New Roman" size=2>Proxy Statement Pursuant to Section 14(a) of the Securities <BR>Exchange
Act of 1934 (Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; )</FONT><FONT style="FONT-FAMILY: Times New Roman">
</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV align=left>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by the Registrant
      [X]</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Filed by a Party other than
      the Registrant [&nbsp;&nbsp; ]&nbsp; </FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>Check the appropriate
      box:</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="99%" colSpan=3>&nbsp; </TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Preliminary Proxy
      Statement</FONT></TD></TR>
  <TR style="LINE-HEIGHT: normal" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2><B>Confidential, for Use of the
      Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Proxy
      Statement</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%"><FONT style="FONT-FAMILY: times new roman" size=2>Definitive Additional
      Materials</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ><FONT size=2>[&nbsp;&nbsp; ]</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%" >&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="97%" ><FONT size=2>Soliciting Material Pursuant to &sect;240.14a-12</FONT></TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2><STRONG>ConnectOne Bancorp, Inc.</STRONG></FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>(Name of Registrant as
      Specified In Its Charter)</FONT></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&nbsp;</TD></TR>
  <TR>
    <TD width="3%"></TD>
    <TD width="94%">&nbsp; </TD>
    <TD width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="94%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR>
  <TR>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap width="94%">
      <DIV align=center><FONT style="FONT-FAMILY: times new roman" size=2>(Name
      of Person(s) Filing Proxy Statement, if other than the
      Registrant)</FONT></DIV></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="3%">&nbsp;</TD></TR></TABLE></DIV><BR>
<DIV>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=left width="100%" colSpan=5><FONT style="FONT-FAMILY: times new roman" size=2>Payment of Filing Fee (Check
      the appropriate box):</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>[X]</FONT></TD>
    <TD vAlign=top noWrap align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top noWrap align=left width="98%" colSpan=3><FONT style="FONT-FAMILY: times new roman" size=2>No fee required.</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee computed on
      table below per Exchange Act Rules 14a-6(i)(1) and 0-11.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="1%" ></TD>
    <TD vAlign=top align=left width="96%" >&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=right width="1%"><FONT size=2>1)</FONT></TD>
    <TD style="PADDING-BOTTOM: 1pt" vAlign=top align=left width="1%">&nbsp;<FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT></TD>
    <TD vAlign=top align=left width="96%"><FONT size=2>Title of each class of
      securities to which transaction applies:</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid; TEXT-ALIGN: left" vAlign=top width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;
      </FONT></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Aggregate number of securities to
      which transaction applies:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%" align=justify><FONT size=2>Per unit price or other underlying
      value of transaction computed pursuant to Exchange Act Rule 0-11 (set
      forth the amount on which the filing fee is calculated and state how it
      was determined):</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Proposed maximum aggregate value of transaction:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"></TD>
    <TD vAlign=top align=right width="1%"><FONT size=2>5)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top width="96%"><FONT size=2>Total fee paid:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top width="96%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD vAlign=top align=left width="98%" colSpan=3>
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2>Fee paid previously
      with preliminary materials.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=right width="1%" ></TD>
    <TD vAlign=top align=left width="98%"  colSpan=3>&nbsp;</TD></TR>
  <TR style="LINE-HEIGHT: normal">
    <TD vAlign=top align=right width="1%">
      <DIV><FONT style="FONT-FAMILY: times new roman" size=2><FONT style="FONT-FAMILY: times new roman" size=2>[&nbsp;&nbsp;
      ]</FONT></FONT></DIV></TD>
    <TD vAlign=top align=right width="1%"><FONT style="FONT-FAMILY: times new roman" size=2>&nbsp;</FONT></TD>
    <TD style="TEXT-ALIGN: left" vAlign=top width="98%" colSpan=3>
      <DIV style="TEXT-ALIGN: left"><FONT style="FONT-FAMILY: times new roman" size=2>Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for
which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or
Schedule and the date of its filing.</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="1%" ></TD>
    <TD vAlign=top noWrap align=left width="96%" >&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>1)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Amount Previously
    Paid:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>2)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Form, Schedule or Registration
      Statement No.:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD style="PADDING-TOP: 4pt" vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>3)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Filing Party:</FONT></TD></TR>
  <TR>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="PADDING-BOTTOM: 1pt; BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR>
  <TR style="PADDING-TOP: 4pt" vAlign=bottom>
    <TD vAlign=top noWrap align=left width="1%"></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>&nbsp;</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%"><FONT size=2>4)</FONT></TD>
    <TD vAlign=top noWrap align=left width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=left width="96%"><FONT style="FONT-FAMILY: times new roman" size=2>Date Filed:</FONT></TD></TR>
  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" vAlign=top noWrap align=left width="96%">&nbsp;</TD></TR></TABLE></DIV><BR>

	<HR align=center width="100%" noshade SIZE=2>
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><IMG src="connectone_def14a1x1x1.jpg" border=0></P>
<P align=center><FONT face="Times New Roman" size=2>301 Sylvan
Avenue<BR>Englewood Cliffs, New Jersey 07632</FONT></P>
<P align=center><B><FONT style="border-top: 1pt solid black; border-bottom: 1pt solid black" face="Times New Roman" size=2>NOTICE OF ANNUAL MEETING
OF SHAREHOLDERS</FONT></B></p>

<P align=center><FONT face="Times New Roman" size=2>To Be Held on
May 19, 2016</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>NOTICE IS HEREBY GIVEN that
the Annual Meeting (the &ldquo;Annual Meeting&rdquo;) of ConnectOne Bancorp, Inc. (the
&ldquo;Company&rdquo;), the holding company for ConnectOne Bank (the &ldquo;Bank&rdquo;), will be held
at 145 Dean Dr., Tenafly, NJ 07670 on May 19, 2016 at 8:15 a.m. for the purpose
of considering and voting upon the following matters, all of which are more
completely set forth in the accompanying Proxy Statement:</FONT></P>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>1.</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>The election of
      eleven (11) directors of the Company to serve for the terms described in
      the proxy statement or until their successors are elected and shall
      qualify;</FONT></TD></TR>
  <TR>
    <TD></TD>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>2.</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>To vote upon a
      non-binding resolution approving the compensation of the Company&rsquo;s
      executive officers;</FONT></TD></TR>
  <TR>
    <TD></TD>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>3.</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>To ratify the
      appointment of Crowe Horwath LLP as the Company&rsquo;s independent registered
      public accountants for the fiscal year ending December 31, 2016;
    and</FONT></TD></TR>
  <TR>
    <TD></TD>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>4.</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Such other business
      as shall properly come before the Annual
Meeting.</FONT></TD></TR></TABLE>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Only holders of record of
shares of the Company&rsquo;s common stock (the &ldquo;Common Stock&rdquo;) at the close of
business on April 13, 2016 will be entitled to vote at the Annual
Meeting.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>You are requested to fill
in, sign, date and return the enclosed proxy promptly, regardless of whether you
expect to attend the Annual Meeting. A postage-paid return envelope is enclosed
for your convenience.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>If you are present at the
Annual Meeting, you may vote in person even if you have already returned your
proxy.&nbsp;</FONT>&nbsp;</P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD noWrap align=left width="54%"></TD>
    <TD noWrap align=left width="45%"><FONT face="Times New Roman" size=2>Very
      truly yours,</FONT></TD></TR>
  <TR>
    <TD noWrap align=left width="54%"></TD>
    <TD noWrap align=left width="45%"><IMG src="connectone_def14ax1x2.jpg" border=0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="54%"></TD>
    <TD noWrap align=left width="45%"><FONT face="Times New Roman" size=2 style="font-variant: small-caps">Frank Sorrentino III</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="54%"></TD>
    <TD noWrap align=left width="45%"><FONT face="Times New Roman" size=2><I>Chairman of the Board of Directors</I></FONT></TD></TR>
  <TR>
    <TD width="99%" colSpan=2>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="54%"><FONT face="Times New Roman" size=2>Englewood Cliffs, New Jersey</FONT></TD>
    <TD noWrap align=left width="45%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="54%"><FONT face="Times New Roman" size=2>April 26, 2016</FONT></TD>
    <TD noWrap align=left width="45%">&nbsp;</TD></TR></TABLE><BR>
<P align=center><FONT face="Times New Roman" size=2></FONT><B><FONT face="Times New Roman" size=2>IMPORTANT-PLEASE MAIL YOUR PROXY PROMPTLY</FONT></B><FONT face="Times New Roman" size=2></FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>You are urged to sign and
return the enclosed Proxy promptly in the envelope provided so that there may be
sufficient representation at the Annual Meeting.</FONT></P>


<P ALIGN="left" STYLE="text-indent: 15pt"><B><FONT face="Times New Roman" size=2>Important notice
regarding the availability of Proxy Materials for the Annual Meeting of
Stockholders to be held on May 19, 2016. Our Proxy Statement and Annual Report
to Shareholders are also available online at <i>www.proxyvote.com</i>.</FONT></B></P>

<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>CONNECTONE BANCORP, INC. PROXY STATEMENT FOR ANNUAL MEETING
OF<BR>SHAREHOLDERS TO BE HELD ON MAY 19, 2016</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>This Proxy Statement is
being furnished to shareholders of ConnectOne Bancorp, Inc. (the &ldquo;Company&rdquo;) in
connection with the solicitation by the Board of Directors of proxies to be used
at the Annual Meeting of Shareholders to be held at 145 Dean Dr., Tenafly, NJ
07670, at 8:15 a.m. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>About the Annual Meeting
</FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>Why have I received these materials?
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The accompanying proxy,
being mailed on or about April 26, 2016 to holders of the Common Stock, is
solicited by the Board of Directors of ConnectOne Bancorp, Inc. (referred to
throughout this Proxy Statement as the &ldquo;Company&rdquo; or &ldquo;we&rdquo;), the holding company
for ConnectOne Bank, in connection with our Annual Meeting that will take place
at 145 Dean Dr., Tenafly, NJ 07670 on May 19, 2016. You are cordially invited to
attend the Annual Meeting and are requested to vote on the proposals described
in this Proxy Statement. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Who is entitled to vote at the Annual Meeting?
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Holders of Common Stock as
of the close of business on April 13, 2016, will be entitled to vote at the
Annual Meeting. On April 13, 2016, there were outstanding and entitled to vote
30,160,530 shares of Common Stock, each of which is entitled to one vote with
respect to each matter to be voted on at the Annual Meeting.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>How do I vote my shares at the Annual Meeting?
</FONT></b></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>If you are a &ldquo;record&rdquo;
shareholder of Common Stock (that is, if you hold Common Stock in your own name
as of April 13, 2016 on the Company&rsquo;s stock records maintained by our transfer
agent, Broadridge Financial Solutions, Inc., you may vote by proxy or in person
at the Annual Meeting. To vote by proxy, you may use one of the following
methods: </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">Telephone voting, by dialing the toll-free
      number and following the instructions on your proxy card.<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">Internet voting, by accessing the Internet at
      the web address stated on the proxy card and following the
      instructions.<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">Mail, by completing and returning the proxy
      card in the enclosed envelope. The envelope requires no additional postage
      if mailed in the United States.</TD></TR></TABLE>
<P align=left><B><FONT face="Times New Roman" size=2>Can I change my vote
after I return my proxy card? </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Any shareholder of record
has the power to revoke his or her proxy at any time before it is voted. You may
revoke your proxy before it is voted at the Annual Meeting by: </FONT></P>

<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">voting again by telephone or the Internet, or
      completing a new proxy card with a later date &#150; your latest vote will be
      counted;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">filing with the Secretary of the Company
      written notice of such revocation; or<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">appearing at the annual meeting and giving the
      Secretary written notice of your intention to vote in
person.</TD></TR></TABLE>

<P align=left><B><FONT face="Times New Roman" size=2>What constitutes a
quorum for purposes of the Annual Meeting? </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2></FONT></I><FONT face="Times New Roman" size=2>The presence at the Annual Meeting in person or by
proxy of the holders of a majority of the voting power of all outstanding shares
of Common Stock entitled to vote shall constitute a quorum for the transaction
of business. Proxies marked as abstaining (including proxies containing broker
non-votes) on any matter to be acted upon by shareholders will be treated as
present at the meeting for purposes of determining a quorum but will not be
counted as votes cast on such matters. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>2</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=left><B><FONT face="Times New Roman" size=2>Why is it important to
vote my shares? </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>If we do not have a quorum
present at the Annual Meeting, we will need to adjourn the meeting to solicit
additional proxies. This will cause additional expense and delay for the
Company. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>What vote is required to
approve each item? </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2></FONT></I><FONT face="Times New Roman" size=2>The election of directors at the Annual Meeting
requires the affirmative vote of a plurality of the votes cast at the Annual
Meeting by shares represented in person or by proxy and entitled to vote for the
election of directors. The non-binding resolution with respect to executive
compensation and the ratification of the appointment of the independent
registered public accountants requires the affirmative vote of a majority of the
votes cast at the Annual Meeting by shares represented in person or by proxy.
</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Summary of the
Proposals</FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>How does the Board
recommend that I vote my shares? </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Unless you give other
instructions on your proxy card, the persons named as proxies on the card will
vote in accordance with the recommendations of the Board of Directors. The
Board&rsquo;s recommendation is set forth together with the description of each item
in this Proxy Statement. In summary, the Board recommends a vote: </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">FOR the directors&rsquo; nominees to the Board of
      Directors;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">FOR approval of the non-binding resolution with
      respect to executive compensation; and<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">FOR ratification of the appointment of Crowe
      Horwath LLP as the Company&rsquo;s independent registered public accountants for
      the fiscal year ending December 31, 2016.</TD></TR></TABLE>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>With respect to any other
matters that properly come before the Annual Meeting, the proxy holders will
vote as recommended by the Board of Directors or, if no recommendation is given,
in their own discretion in the best interests of the Company. At the date this
Proxy Statement went to press, the Board of Directors had no knowledge of any
business other than that described in this proxy statement that would be
presented for consideration at the Annual Meeting. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Who will bear the expense of soliciting proxies?
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Company will bear the
cost of soliciting proxies. In addition to the solicitation by mail, proxies may
be solicited personally or by telephone, facsimile or electronic transmission by
our employees. In addition, we have retained Laurel Hill Advisory Group, LLC at
an estimated cost of $6,500 plus reimbursement of out of pocket expenses,
including per call fees for each call made, to assist in the solicitation of
proxies. We also has agreed to indemnify Laurel Hill Advisory Group against
certain liabilities in connection with this proxy solicitation. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>3</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>PROPOSAL 1 - ELECTION OF
DIRECTORS </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Certificate and By-Laws
of the Company provide that the number of Directors shall not be less than five
(5) or more than twenty-five (25) and permit the exact number to be determined
from time to time by the Board of Directors.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>On January 22, 2016,
Raymond J. Vanaria, a director of the Registrant and the Bank, resigned from the
Board of Directors of both the Registrant and the Bank. The Board of Directors,
through its Nominating and Corporate Governance Committee (the &ldquo;NCG&rdquo;), is
currently conducting a search to appoint a successor to Mr. Vanaria. In
particular, the criteria being considered by the NCG with respect to Mr.
Vanaria&rsquo;s successor include: (i) the ability to serve on the audit committee;
(ii) qualification as an &ldquo;audit committee financial expert&rdquo;; and (iii) certain
other qualifications routinely considered by the NGC when recommending new
members of the Board of Directors, including diversity
considerations.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In light of the foregoing,
for 2016, there are eleven (11) nominees for Director. There are no arrangements
or understanding between any director, or nominee for directorship, pursuant to
which such director or nominee was selected as a director or nominee.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Board of Directors of
the Company has nominated for election to the Board of Directors the persons
named below, each of whom currently serves as a member of the Board. If elected,
each will serve until the 2017 Annual Meeting of Shareholders, and until his
replacement has been duly elected and qualified. </FONT><B><FONT face="Times New Roman" size=2></FONT></B><FONT face="Times New Roman" size=2>The
Board of Directors has no reason to believe that any of the nominees will be
unavailable to serve if elected. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth the names, ages, principal occupations, and business experience for all
nominees, as well as their prior service on the Board, if any. Unless otherwise
indicated, principal occupations shown for each Director have extended for five
or more years.</FONT></P>
<P STYLE="text-align: left"><B><FONT face="Times New Roman" size=2>NOMINEES FOR ELECTION
</FONT></B><FONT face="Times New Roman" size=2></FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="LINE-HEIGHT: 14pt" vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="38%"><B><FONT face="Times New Roman" size=1>Name and Position with
      Company</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><STRONG><FONT face="Times New Roman" size=1>Age</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="45%"><STRONG><FONT face="Times New Roman" size=1>Principal
      Occupation for Past Five Years</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%"><STRONG><FONT face="Times New Roman" size=1>Term of
      Office<BR>Since (1) - Expires</FONT></STRONG></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino
      III,<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chairman of
      the Board and CEO</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>54</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Chairman of the Board
      &amp; Chief Executive Officer of the Company and the Bank; formerly
      Chairman of the Board and Chief Executive Officer of Legacy
      ConnectOne</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="45%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"><FONT face="Times New Roman" size=2>Frank W. Baier, Director</FONT></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"><FONT face="Times New Roman" size=2>50</FONT></TD>
    <TD vAlign=top align=left width="1%">&nbsp;</TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Executive Vice President and Chief Financial
      Officer of Continental Grain Company, a diversified operating and
      investment company. Previously, from July 2011 through September 2012,
      Executive Vice President and Chief Financial Officer of Legacy ConnectOne
      and the Bank. Partner at Columbia Financial Partners LP, from May 2010
      until June 2011.</FONT></TD>
    <TD vAlign=top align=left width="1%">&nbsp;</TD>
    <TD vAlign=top align=center width="10%"><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%">&nbsp;</TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="45%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Alexander A. Bol, Director</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>69</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Owner, Alexander A.
      Bol A.I.A. (architectural firm); Former Chairman of the Board of The
      Registrant and Union Center National Bank (2001-2014)</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2015 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="45%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"><FONT face="Times New Roman" size=2>Stephen T. Boswell, Director</FONT></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"><FONT face="Times New Roman" size=2>62</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left"><FONT face="Times New Roman" size=2>President &amp; Chief Executive Officer of
      Boswell Engineering</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR></TABLE>
<P align=center><FONT face="Times New Roman" size=2>4</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR style="LINE-HEIGHT: 14pt" vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="38%"><B><FONT face="Times New Roman" size=1>Name and Position with
      Company</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><STRONG><FONT face="Times New Roman" size=1>Age</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="45%" STYLE="border-bottom: #000000 1pt solid; text-align: center"><STRONG><FONT face="Times New Roman" size=1>Principal
      Occupation for Past Five Years</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%"><STRONG><FONT face="Times New Roman" size=1>Term of
      Office<BR>Since (1) - Expires</FONT></STRONG></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frederick Fish, Director</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0>
      <P align=center><FONT face="Times New Roman" size=2>71</FONT></P></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;
</TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Managing Member, The
      Real Estate Equity Company, known as &#147;Treeco&#148; (partnership which develops,
      manages and has financial interests in 1.5 million square feet of retail
      shopping centers in NJ, NY, PA and MA); Director and Founding Member of
      American Spraytech (a contract filling and manufacturing company); General
      Partner of F.S. Fish Investment Company (private investment
    company)</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;
</TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2012 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"><FONT face="Times New Roman" size=2>Frank Huttle III, Director</FONT></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"><FONT face="Times New Roman" size=2>61</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Executive Vice President and General Counsel
      Hudson Media Inc.; formerly Of Counsel to the firm of DeCotiis,
      Fitzpatrick &amp; Cole, LLP</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael Kempner, Director</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>58</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>President &amp; Chief
      Executive Officer, MWW Group, Inc.</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"><FONT face="Times New Roman" size=2>Nicholas Minoia, Director</FONT></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"><FONT face="Times New Roman" size=2>60</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Managing Partner of Diversified Properties
      and Diversified Realty Advisors, both full service real estate development
      companies specializing in the development, construction and management of
      multifamily communities.</FONT></TD>
    <TD vAlign=top align=left width="1%">&nbsp;</TD>
    <TD vAlign=top align=center width="10%"><FONT face="Times New Roman" size=2>2009 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Joseph Parisi, Jr., Director</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>56</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Chairman of the Board
      and CEO of Otterstedt Insurance Agency; Former Mayor, Borough of Englewood
      Cliffs (November 2005 until January 2016)</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"><FONT face="Times New Roman" size=2>Harold Schechter, Director</FONT></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"><FONT face="Times New Roman" size=2>71</FONT></TD>
    <TD vAlign=top align=left width="1%">&nbsp;</TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="padding-right: 8pt; text-align: left"><FONT face="Times New Roman" size=2>Self Employed Financial Consultant (November
      2010-Present); Chief Financial Officer, Global Design Concepts, Inc.
      (importer and distributor of accessories and handbags) (2005-November
      2010)</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%"><FONT face="Times New Roman" size=2>2007 &#150; 2016</FONT></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%"></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" STYLE="text-align: left">&nbsp;</TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=center width="10%" bgColor=#ffffff></TD></TR>
  <TR>
    <TD vAlign=top align=left width="38%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>William A. Thompson, Director</FONT></TD>
    <TD vAlign=top align=center width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>58</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD VALIGN="TOP" ALIGN="LEFT" WIDTH="45%" BGCOLOR="#c0c0c0" STYLE="text-align: left"><FONT face="Times New Roman" size=2>Managing Director,
      Spencer Pierce Capital LLC (investment bank) (2015 &#150; present); General
      Manager, Uniselect USA (auto parts distributor) (2007-2015); Vice
      President of Thompson &amp; Co. (auto parts distributor) (prior
      years)</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1994 &#150;
2016</FONT></TD></TR></TABLE>
<div>____________________</div><br>


<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><P align=left><FONT face="Times New Roman" size=2>On July 1, 2014, the
Company announced the completion of a merger (the &ldquo;Merger&rdquo;), under which the
Company merged with the former ConnectOne Bancorp, Inc. (hereinafter referred to
as &ldquo;Legacy ConnectOne&rdquo;). Simultaneously, Union
Center National Bank (&ldquo;UCNB&rdquo;), the Company&rsquo;s then wholly owned subsidiary,
merged with and into ConnectOne Bank, Legacy ConnectOne&rsquo;s then wholly owned
subsidiary, with ConnectOne Bank as the surviving institution. In connection
with the closing of the Merger, the Company changed its name to ConnectOne
Bancorp, Inc., and the Board of Directors and senior management of the Company
were restructured. The years of services of each director set forth above does
not include prior service on the Board of Directors of Legacy ConnectOne or the
Bank.</FONT></p>


<P align=left><FONT face="Times New Roman" size=2>No Director of the Company
is also currently a director of a company having a class of securities
registered under Section 12 of the Securities Exchange Act of 1934, as amended,
or subject to the requirements of Section 15(d) of such Act or any company
registered as an investment company under the Investment Bank Act of 1940.
However, Frank Baier was a director of Doral Financial Corporation from 2007
until 2011, and Michael Kempner served as a director of Lighting Science Group
Corporation from January 2010 until May 2012.</FONT></P></TD></TR></TABLE>

<P STYLE="text-align: center"><FONT face="Times New Roman" size=2>5</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT size=2 face="Times New Roman">The Company encourages all directors to
attend the Company&rsquo;s annual meeting. Each then current member of the Company&rsquo;s
Board of Directors attended the Company&rsquo;s 2015 Annual Meeting of
Shareholders</FONT></P>
<P align=left><B><FONT size=2 face="Times New Roman">Required Vote</FONT></B><FONT size=2 face="Times New Roman"> </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><B><FONT size=2 face="Times New Roman">DIRECTORS WILL BE ELECTED BY A
PLURALITY OF THE VOTES CAST AT THE ANNUAL MEETING WHETHER IN PERSON OR BY PROXY.
</FONT></B></P>
<P align=left><B><FONT size=2 face="Times New Roman">Recommendation</FONT></B><FONT size=2 face="Times New Roman"> </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><B><FONT size=2 face="Times New Roman">THE BOARD OF DIRECTORS RECOMMENDS
THAT THE SHAREHOLDERS VOTE &ldquo;FOR&rdquo; THE NOMINEES SET FORTH ABOVE. </FONT></B></P>

<P STYLE="text-align: left"><B><FONT face="Times New Roman" size=2>INFORMATION ABOUT THE
BOARD OF DIRECTORS </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Frank Sorrentino III,
Chairman of the Board and Chief Executive Officer, 54:</FONT></I><FONT face="Times New Roman" size=2> Mr. Sorrentino became Chairman and Chief
Executive Officer of the Company commencing as of the closing of the Merger with
Legacy ConnectOne Bancorp on July 1, 2014. Prior to this, Mr. Sorrentino served
as Chairman and Chief Executive Officer of Legacy ConnectOne and the Bank. Prior
to becoming an officer of Legacy ConnectOne and the Bank, Mr. Sorrentino was a
founder of the Bank and a builder and construction manager in Bergen County.
Through his business contacts in our market, Mr. Sorrentino has been able to
bring customers and investors to the Company, and his real estate experience in
our market is of great value to the Board. In addition, as the Company&rsquo;s senior
executive officer, his insight on the Company&rsquo;s operations is invaluable to the
Board. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Stephen T. Boswell, Lead
Independent Director, 62:</FONT></I><FONT face="Times New Roman" size=2> Mr.
Boswell was a founding organizer of the Bank. His firm, Boswell Engineering,
Inc., for which he has served as President and Chief Executive Officer since
1990, is involved in many projects in our market. Through his business
activities, Mr. Boswell has a strong sense of business conditions in our market
that is invaluable to the Board.</FONT><I><FONT face="Times New Roman" size=2>
</FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Frank W. Baier, Director,
50:</FONT></I><FONT face="Times New Roman" size=2> Mr. Baier currently serves as
Executive Vice President and Chief Financial Officer of Continental Grain
Company, a diversified operating and investment company. Mr. Baier has an
extensive background in finance, including service as Executive Vice President
and Chief Financial Officer of Independence Community Bank Corp. from June 2001
until September 2005, Chief Financial Officer and Chief Accounting Officer of
Securities Industry and Financial Markets Association from June until September
of 2008, Special Advisor to Washington Mutual from September 2008 until October
2008, Chief Financial Officer of Capital Access Network, Inc. from February 2009
until February 2010, and a Partner at Columbia Financial Partners LP, from May
2010 until June 2011. Mr. Baier also served as Legacy ConnectOne&rsquo;s Executive
Vice President and Chief Financial Officer from July 2011 through September
2012. Mr. Baier&rsquo;s extensive background and understanding of finance proves
invaluable to the Board.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2><I>Alexander A. Bol,
Director, 69:</I> Mr. Bol founded Bol Architecture in 1974, and currently serves as a Principal of that firm. Mr. Bol is a member
of the American Institute of Architects and the New Jersey Society of Architects and is certified by the National Council of Architectural
Registration Boards. Mr. Bol is a New Jersey licensed Professional Planner and a registered Architect in the states of New Jersey,
Massachusetts, New York, and Pennsylvania. Mr. Bol served as chairman of Company from 2011 until June 30, 2014. The leadership
Mr. Bol has provided to the Company and Union Center National Bank prior to the consummation of the Merger, together with his
knowledge of the banking industry and his stature in the community led the board to conclude that Mr. Bol should serve as a director
of the Company. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2><I>Frederick Fish, Director,
71:</I> Mr. Fish was appointed as a director of the Company and Union Center National Bank on March 30, 2012. Mr. Fish&rsquo;s
extensive knowledge of, and experience in, the real estate industry, his familiarity with complex financial transactions and his
significant involvement with various charitable endeavors, led the Board to conclude that Mr. Fish should serve as a director.</FONT></P>

<P STYLE="text-align: center"><FONT face="Times New Roman" size=2>6</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Frank Huttle III,
Director, 61:</FONT></I><FONT face="Times New Roman" size=2> Mr. Huttle was a
founding organizer of the Bank. He has over 30 years of experience in the
insurance, mortgage banking and real estate industries formerly as a practicing
attorney and partner at DeCotiis, Fitzpatrick and Cole, prior to taking his
current position, and as a certified public accountant and Partner at Touche
Ross &amp; Co. Mr. Huttle has served as Executive Vice President and General
Counsel to Hudson Media, Inc., a diversified magazine service and holding
company since February, 2010. His experience as a transactional attorney and as
a businessman in our market allows him to provide unique insight to the Board on
a variety of matters, including current business conditions impacting our
customers. Mr. Huttle also currently serves as the mayor of the Borough of
Englewood, New Jersey.</FONT><I><FONT face="Times New Roman" size=2>
</FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Michael Kempner,
Director, 58:</FONT></I><FONT face="Times New Roman" size=2> Mr. Kempner was a
founding organizer of the Bank. He has over 30 years of public relations and
media experience and has served as President and Chief Executive Officer for MWW
Group, Inc since 1985. His experience as the head of a locally based media
company has proved invaluable to the Board.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Nicholas Minoia,
Director, 60:</FONT></I><FONT face="Times New Roman" size=2> Mr. Minoia&rsquo;s
experience as a principal of a full-service real estate group and his knowledge
about the real estate market led the Board to conclude that Mr. Minoia should
serve as a director.</FONT><I><FONT face="Times New Roman" size=2>
</FONT></I></P>

<P ALIGN="LEFT" STYLE="text-indent: 15pt"><I><FONT face="Times New Roman" size=2>Joseph Parisi, Jr.,
Director, 56:</FONT></I><FONT face="Times New Roman" size=2> Mr. Parisi was a
founding organizer of the Bank. Mr. Parisi has served as President and Chief
Executive Officer of Otterstedt Insurance Agency since 1979. He also served as
Mayor for the Borough of Englewood Cliffs, New Jersey, from November 2005 to
January 2016. His experience in the insurance industry and as the former Mayor
of a town in our market allow him to provide valuable insight to the Board on
conditions affecting our customers. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2><I>Harold Schechter,
Director, 71:</I> Mr. Schechter&rsquo;s financial acumen and experience as a chief financial officer of an import and distribution
business, and his ability to understand complex financial matters, led the Board to conclude that Mr. Schechter should serve as
a director. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2><I>William A. Thompson,
Director, 58:</I> Mr. Thompson&rsquo;s management and business experience led the Board to conclude that Mr. Thompson should serve
as a director. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Diversity
Statement</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Although we have not
adopted a formal policy on diversity, the Board considers diversity when
selecting candidates for board service. When the Board determines there is a
need to fill a director position, we begin to identify qualified individuals for
consideration. We seek individuals that possess skill sets that a prospective
director will be required to draw upon in order to contribute to the Board,
including professional experience, education, and local knowledge. While
education and skills are important factors, we also consider how candidates will
contribute to the overall balance of the Board, so that we will benefit from
directors with different perspectives, varying view points and wide-ranging
backgrounds and experiences. We view and define diversity in its broadest sense,
which includes gender, ethnicity, education, experience and leadership
qualities. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>INFORMATION ABOUT THE
BOARD OF DIRECTORS AND MANAGEMENT </FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>Security Ownership of
Management</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth information as of April 13, 2016 regarding the number of equity securities
beneficially owned by all Directors, executive officers described in the
compensation table, and by all Directors and executive officers as a group.
Beneficial ownership includes shares, if any, held in the name of the spouse,
minor children or other relatives of the nominee living in such person&rsquo;s home,
as well as shares, if any, held in the name of another person under an
arrangement whereby the Director or executive officer can vest title in himself
at once or</FONT></P>



<P align=center><FONT face="Times New Roman" size=2>7</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P STYLE="text-align: left"><FONT face="Times New Roman" size=2>within sixty (60) days. Beneficially owned shares also include shares
over which the named person has sole or shared voting or investment power,
shares owned by corporations controlled by the named person, and shares owned by
a partnership in which the named person is a partner.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=4><B><FONT face="Times New Roman" size=1>Percentage of</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=4><B><FONT face="Times New Roman" size=1>Common Stock</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="88%"><B><FONT face="Times New Roman" size=1>Name</FONT></B></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Common
      Stock</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=4><B><FONT face="Times New Roman" size=1>Beneficially
      Owned</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Directors:</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>705,174</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>2.32</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank W. Baier</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>65,730</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.22</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Alexander A. Bol</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>153,786</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(3)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.51</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stephen T. Boswell</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>301,002</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(4)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Frederick Fish</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>40,336</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(5)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.13</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Huttle III</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>248,987</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(6)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.82</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Michael Kempner</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>406,908</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(7)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>1.35</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Nicholas Minoia</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35,749</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(8)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.12</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Joseph Parisi Jr.</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>257,427</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(9)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.85</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Harold Schechter</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>29,174</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(10)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.10</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>William A. Thompson</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>107,456</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(11)</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.36</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Executive Officers Who Are Not
      Directors</FONT></B></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>52,691</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(12)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.17</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>78,617</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(13)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.26</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>55,703</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(14)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0.18</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,308</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>(15)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.01</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><B><FONT face="Times New Roman" size=2>As a Group (15 persons)</FONT></B></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="3%"><B><FONT face="Times New Roman" size=2>2,545,868</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="padding-bottom: 2pt" noWrap align=left width="1%"><FONT face="Times New Roman" size=2>(16)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="2%"><B><FONT face="Times New Roman" size=2>8.30</FONT></B></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=left width="1%"><STRONG><FONT face="Times New Roman" size=2>%</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR></TABLE><BR>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR vAlign=bottom>
    <TD NOWRAP STYLE="text-align: left; width: 91%; background-color: Silver"><B><FONT face="Times New Roman" size=2 >5% Shareholders:</FONT></B></TD>
    <TD NOWRAP STYLE="text-align: left; width: 3%; background-color: Silver"></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; background-color: Silver"></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; background-color: Silver"></TD>
    <TD NOWRAP STYLE="text-align: left; width: 3%; background-color: Silver"></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; background-color: Silver"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="91%"><FONT face="Times New Roman" size=2 >Wellington
      Management Group LLP</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2 >1,568,956</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2 >&nbsp;(17)
      </FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2 >5.22</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2 >%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD NOWRAP STYLE="text-align: left; width: 91%; background-color: Silver"><FONT face="Times New Roman" size=2 >FMR LLC</FONT></TD>
    <TD NOWRAP STYLE="text-align: right; width: 3%; background-color: Silver"><FONT face="Times New Roman" size=2 >2,646,552</FONT></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; background-color: Silver"><FONT face="Times New Roman" size=2 >&nbsp;(18)</FONT></TD>
    <TD NOWRAP STYLE="text-align: right; width: 1%; background-color: Silver"></TD>
    <TD NOWRAP STYLE="text-align: right; width: 3%; background-color: Silver"><FONT face="Times New Roman" size=2 >8.80</FONT></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; background-color: Silver"><FONT face="Times New Roman" size=2 >%</FONT></TD></TR></TABLE></DIV>


<div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 46,925 shares held in the name
      of Morgan Stanley f/b/o Frank Sorrentino III, IRA, (ii) 170,872 shares
      purchasable upon the exercise of stock options and (iii) 52,677 shares of
      restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </TD>
    <TD width="100%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes 1,763 shares of restricted stock
      subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(3)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 2,842 shares held by his
      spouse, and (ii) 24,311 shares purchasable upon the exercise of stock
      options (iii) 1,763 shares of restricted stock subject to
    forfeiture.</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(4)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 36,102 shares purchasable upon
      the exercise of stock options and (ii) 1,763 shares of restricted stock
      subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%">&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(5)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 3,473 shares purchasable upon
      the exercise of stock options, and (ii) 1,753 shares of restricted stock
      subject to forfeiture</FONT></TD></TR>

    <TR>
    <TD NOWRAP STYLE="vertical-align: top">&nbsp;</TD>
    <TD NOWRAP STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(6)</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 37,666
      shares held in the name of Morgan Stanley f/b/o Frank Huttle III, IRA,
      (ii) 8,775 shares held by Mr. Huttle and his wife in a joint tenancy,
      (iii) 6,500 shares held as trustee of the Francesca Huttle 2004 Family
      Trust, (iv) 6,500 shares held as trustee of the Alexandra Huttle 2004
      Family Trust, (v) 13,080 shares held in the name of Mr. Huttle&#146;s spouse,
      (vi) 6,500 shares held by an LLC in which spouse is a member, (vii) 27,845
      shares purchasable upon the exercise of stock options and (viii) 1,753
      shares of restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(7)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 38,309
      shares purchasable upon the exercise of stock options and (ii) 1,753
      shares of restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(8)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 1,056
      shares owned jointly with Mr. Minoia&#146;s spouse, (ii) 13,892 shares
      purchasable upon the exercise of stock options and (iii) 1,753 shares of
      restricted stock subject to forfeiture.</FONT></TD></TR>
</TABLE>

<P align=center><FONT face="Times New Roman" size=2>8</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<TABLE style="TEXT-ALIGN:left" cellSpacing=0 cellPadding=0 border=0>


  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(9)</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 8,666
      shares held in the name of Hudson Real Estate Holding, LLC, of which Mr.
      Parisi is managing director and owner of one-third, (ii) 29,369 shares
      held in the name of Otterstedt Insurance Agency, of which Mr. Parisi is
      part owner, (iii) 6,040 shares held by Mr. Parisi as custodian for his
      children, (iv) 32,574 shares purchasable upon the exercise of stock
      options and (vi) 1,753 shares of restricted stock subject to
      forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(10)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 3,997
      shares owned jointly with Mr. Schechter&#146;s spouse, (ii) 17,365 shares
      purchasable upon the exercise of stock options and (iii) 1,352 shares of
      restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(11)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 13,579
      shares held by Mr. Thompson&#146;s spouse and children, (ii) 17,365 shares
      purchasable upon the exercise of stock options and (iii) 1,753 shares of
      restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(12)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes 17,479
      shares of restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(13)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 780
      shares held for her daughter, (ii) 31,858 shares purchasable upon the
      exercise of stock options, and (iii) 5,457 shares of restricted stock
      subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(14)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes (i) 12,862
      shares purchasable upon the exercise of stock options and (ii) 11,127
      shares of restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(15)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes 1,358 shares
      of restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(16)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Includes 436,089
      shares purchasable upon the exercise of stock options and 85,610 shares of
      restricted stock subject to forfeiture.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(17)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>All information
      regarding the number of shares beneficially owned and the percent of
      ownership by Wellington Management Group LLP, was obtained from the 13G
      filed with the U.S. Securities and Exchange Commission on February 11,
      2016. The address of Wellington management Group LLP is 280 Congress
      Street, Boston, Massachusetts 02210.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(18)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>All information
      regarding the number of shares beneficially owned and the percent of
      ownership by FMR LLC, was obtained from the 13G filed with the U.S.
      Securities and Exchange Commission on February 12, 2016. The address for
      FMR LLC is 245 Summer Street, Boston, Massachusetts
  02210.</FONT></TD></TR></TABLE>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>There are no shareholders
other than those set forth above who are known to the Company to beneficially
own 5% or more of the Common Stock of the Company. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Board of Directors;
Independence; Committees</FONT></B><B><FONT face="Times New Roman" size=2>
</FONT></B><FONT face="Times New Roman" size=2></FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Board of Directors held
a total of thirteen (13) meetings in the year ended December 31, 2015. The
Company&rsquo;s policy is that all Directors make every effort to attend each meeting.
For the year ended December 31, 2015, each of the Company&rsquo;s Directors attended
at least 75% of the aggregate of the total number of meetings of the Board of
Directors and Board committees on which the respective Directors
served.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>A majority of the Board
consists of individuals who are &ldquo;independent&rdquo; under the Nasdaq listing
standards. In making this determination with regard to Board member Michael
Kempner, the Board considered the fact that the Company and the Bank have used
Mr. Kempner&rsquo;s firm, MWW Group, to provide advertising and public relations
assistance and advice. The Board considered, among other factors, the fees paid
to MWW Group as a percentage of the firm&rsquo;s total revenue (less than 1%) and Mr.
Kempner&rsquo;s personal income and determined that the engagement of MWW Group did
not interfere with Mr. Kempner&rsquo;s exercise of independent judgment in carrying
out the responsibilities of a director. In addition, the Board has considered
the fact that (i) several directors, including Messrs. Boswell, Huttle, Kempner
and Parisi, each own a direct or indirect interest in a limited liability
company which acts as a landlord for two of the Bank&rsquo;s branches, See &#150; CERTAIN
RELATIONSHIPS AND RELATED TRANSACTIONS. The Board has further considered the
fact that (i) Director Minoia also owns an interest in an entity which owns the
Bank&rsquo;s Summit branch, and (ii) Director Fish owns an interest in an entity which
owns the Bank&rsquo;s Englewood branch. The Board has concluded that based on each
director&rsquo;s respective interest in the rental payments compared to their overall
net worth and cash, membership in such limited liability company does not
interfere with their exercise of independent judgment in carrying out the
responsibilities of a director. Mr. </FONT><FONT face="Times New Roman" size=2>Sorrentino, who serves as the Chairman and Chief Executive Officer is not
independent. Shareholders wishing to communicate directly with the independent
members of the Board of Directors may send correspondence to ConnectOne Bancorp,
Inc., attn.: Stephen Boswell, Lead Independent Director, 301 Sylvan Avenue,
Englewood&nbsp;Cliffs, New Jersey 07632.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>9</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Code of Business
Conduct and Ethics</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Board of Directors has
adopted a Code of Conduct governing our Chief Executive Officer and senior
financial officers, as required by the Sarbanes-Oxley Act and SEC regulations,
as well as the Board of Directors and other senior members of management. Our
Code of Conduct governs such matters as conflicts of interest, use of corporate
opportunity, confidentiality, compliance with law and the like. Our Code of
Conduct is available on our website at <i>www.connectonebank.com</i>.
</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Committees</FONT></B></P>
<P align=left><B><i><FONT face="Times New Roman" size=2>Committees of Our Board
of Directors</FONT></i></B></P>
<P ALIGN="JUSTIFY" ><I><FONT face="Times New Roman" size=2>Audit Committee
</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>We maintain an Audit
Committee in accordance with Section 3(a)(58)(A) of the Securities Exchange Act
of 1934. The Audit Committee is responsible for the selection of the independent
registered public accounting firm for the annual audit and to establish, and
oversee the adherence to, a system of internal controls. The Audit Committee
reviews and accepts the reports of our independent auditors and regulatory
examiners. The Audit Committee arranges for an annual audit through its
registered independent public accounting firm, evaluates and implements the
recommendations of the auditors as well as interim audits performed by our
outsourced internal auditors, receives all reports of examination by bank
regulatory agencies, analyzes such regulatory reports, and reports to the Board
the results of its analysis of the regulatory reports. The Audit Committee met
six (6) times during 2015. The Board of Directors has adopted a written charter
for the Audit Committee which is available on our website at <i>www.connectonebank.com</i>. The Audit Committee currently consists of
Messrs. Schechter (Chairman), Boswell, Huttle
and Thompson, all of whom are &ldquo;independent&rdquo; under the Nasdaq listing standards,
meet the independence standards of the Sarbanes-Oxley Act for service on an
audit committee, and are financially literate and can read and understand
financial statements, as required by the Audit Committee charter.</FONT></P>
<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The Audit Committee does
not currently have an audit committee financial expert as defined under the
rules of the Securities and Exchange Commission. As noted above, the
qualification as an &ldquo;audit committee financial expert&rdquo; is among the criteria
being considered by the Nominating and Corporate Governance Committee to fill
the current vacancy in the Board of Directors.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Audit Committee
Report</FONT></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Audit Committee meets
periodically to consider the adequacy of the Company&rsquo;s financial controls and
the objectivity of its financial reporting. The Audit Committee meets with the
Company&rsquo;s independent auditors and the Company&rsquo;s internal auditors, all of whom
have unrestricted access to the Audit Committee. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In connection with this
year&rsquo;s financial statements, the Audit Committee has reviewed and discussed the
Company&rsquo;s audited financial statements with the Company&rsquo;s officers and Crowe
Horwath LLP, our independent auditors. We have discussed with Crowe Horwath LLP,
the matters required to be discussed by Statement on Auditing Standards No. 61,
(&ldquo;Communication with Audit Committees&rdquo;). We also have received the written
disclosures and letters from Crowe Horwath LLP required by Independence
Standards Board Standard No. 1 (&ldquo;Independence Discussions with Audit
Committees&rdquo;), and have discussed with representatives of Crowe Horwath LLP their
independence. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Based on these reviews and
discussions, the Audit Committee recommended to the Board of Directors that the
audited financial statements be included in the Company&rsquo;s Annual Report on Form
10-K for the fiscal year 2015 for filing with the U.S. Securities and Exchange
Commission. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>Harold Schechter<BR>Stephen
T. Boswell<BR>Frank Huttle, III<BR>William A. Thompson </FONT></P>

<P align=center><FONT face="Times New Roman" size=2>10</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P ALIGN="left"><B><I><FONT FACE="Times New Roman" SIZE="2">Compensation
Committee</FONT></I></B></P>

<P align=left><FONT FACE="Times New Roman" SIZE="2"><I>Charter</I></FONT></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The Board has defined the duties of its
Compensation Committee in a charter. A copy of the current Compensation
Committee charter is available on the Company&rsquo;s website at <i>www.connectonebank.com</i> under
Governance Documents. </FONT></P>
<P align=left><I><FONT face="Times New Roman" size=2>Authority, Processes and
Procedures </FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation
Committee is responsible for administering the Company&rsquo;s equity compensation
plans, for establishing the compensation of the Company&rsquo;s President and Chief
Executive Officer and for recommending to the Board the compensation of the
other executive officers. The Compensation Committee also establishes policies
and monitors compensation for the Company&rsquo;s employees in general. While the
Compensation Committee may, and does in fact, delegate authority with respect to
the compensation of employees in general, the Compensation Committee retains
overall supervisory responsibility for employee compensation. With respect to
executive compensation, the Compensation Committee receives recommendations and
information from senior staff members, as well as outside compensation
consultants, regarding issues relevant to determinations made by the
Compensation Committee. Mr. Sorrentino participates in Committee deliberations
regarding the compensation of other executive officers, but does not participate
in deliberations regarding his own compensation. </FONT></P>
<P align=left><I><FONT face="Times New Roman" size=2>Consultants
</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
recognizes that it is essential to receive objective advice from an outside
compensation consultant. Currently, the Compensation Committee utilizes Meridian
Compensation Partners, LLC (&ldquo;Meridian&rdquo;) as its independent compensation
consultant. Meridian had served as the compensation consultant to the
Compensation Committee of Legacy ConnectOne. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Meridian reports directly
to the Compensation Committee and attends meetings as requested. The
Compensation Committee has assessed Meridian&rsquo;s independence relative to the
NASDAQ listing rules and determined that there are no conflicts of interest. The
Compensation Committee also closely examines the safeguards and steps Meridian
takes to ensure that its executive compensation consulting services are
objective. The Compensation Committee takes into consideration that: </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">the Compensation Committee directly hired and
      has the authority to terminate Meridian&rsquo;s engagement;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">the Compensation Committee solely determined
      the terms and conditions of Meridian&rsquo;s engagement, including the fees
      charged;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">Meridian and its consultants have direct access
      to members of the Compensation Committee during and between meetings;
    <BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">Meridian does not provide any
      other services to the Company, the Bank, its directors or executives;
      and<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">interactions between Meridian and
      its consultants and management generally are limited to discussions on
      behalf of the Compensation Committee and information presented to the
      Compensation Committee for approval.</TD></TR></TABLE>
<P align=left><i><B><FONT face="Times New Roman" size=2>Nominating Committee
Matters</FONT></B></i></P>
<P ALIGN="left"><I><FONT face="Times New Roman" size=2>Independence of
Nominating Committee Members</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>All
members of the Nominating Committee of the Board have been determined to be
&ldquo;independent directors&rdquo; pursuant to the definition contained in Rule 5605 of the
National Association of Securities Dealers&rsquo; Marketplace rules. </FONT></P>

<P align=center><FONT face="Times New Roman" size=2>11</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P ALIGN="left"><I><FONT face="Times New Roman" size=2>Procedures for
Considering Nominations Made by Shareholders</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The Nominating and Corporate Governance Committee
charter describes procedures for nominations to be submitted by shareholders and
other third-parties, other than candidates who have previously served on the
board or who are recommended by the Board. The charter states that a nomination
must be delivered to Company&rsquo;s corporate Secretary at the principal executive
offices of the Company not later than the close of business on the
90<SUP>th</SUP> day or earlier than the close of business on the
120<SUP>th</SUP> day prior to the first anniversary of the preceding year&rsquo;s
annual meeting; provided, however, that if the date of the annual meeting is
more than 30 days before or more than 60 days after such anniversary date,
notice to be timely must be so delivered not earlier than the close of business
on the 120<SUP>th</SUP> day prior to such annual meeting and not later than the
close of business on the later of the 90<SUP>th</SUP> day prior to such annual
meeting or the close of business on the 10<SUP>th</SUP> day following the day on
which public announcement of the date of such meeting is first made by us. The
public announcement of an adjournment or postponement of an annual meeting will
not commence a new time period (or extend any time period) for the giving of a
notice as described above. The charter requires a nomination notice to set forth
as to each person whom the proponent proposes to nominate for election as a
director: (a) all information relating to such person that is required to be
disclosed in solicitations of proxies for election of directors in an election
contest, or is otherwise required, in each case pursuant to Schedule 14A under
the Securities Exchange Act of 1934, as amended (including such person&rsquo;s written
consent to being named in the proxy statement as a nominee and to serving as a
director it elected), and (b) information that will enable the Nominating
Committee to determine whether the candidate or candidates satisfy the criteria
established pursuant to the charter for director candidates. </FONT></P>
<P ALIGN="left"><I><FONT face="Times New Roman" size=2>Qualifications</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>The
charter of the Nominating and Corporate Governance Committee describes the
minimum qualifications for nominees to the Board and the qualities or skills
that are necessary for directors to possess. Each nominee: </FONT><FONT face="Times New Roman" size=2></FONT><FONT face="Times New Roman" size=2></FONT></P>

<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">must satisfy any legal requirements applicable to members
      of the board;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">must have business or professional experience that will
      enable such nominee to provide useful input to the board in its
      deliberations;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">must have a reputation, in one or more of the communities
      serviced by the Company and its subsidiaries, for honesty and ethical
      conduct;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">must have a working knowledge of the types of
      responsibilities expected of members of the board of directors of a bank
      holding company; and<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">must have experience, either as a member of the board of
      directors of another public or private company or in another capacity that
      demonstrates the nominee&rsquo;s capacity to serve in a fiduciary
  position.</TD></TR></TABLE>
<P ALIGN="left"><I><FONT face="Times New Roman" size=2>Identification and
Evaluation of Candidates for the Board</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>Candidates to serve on the Board will be identified from all available
sources, including recommendations made by shareholders. The Nominating
Committee&rsquo;s charter provides that there will be no differences in the manner in
which the nominating committee evaluates nominees recommended by shareholders
and nominees recommended by the Committee or management, except that no specific
process shall be mandated with respect to the nomination of any individuals who
have previously served on the Board. The evaluation process for individuals
other than existing board members will include:</FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">a review of the information provided to the
      Nominating Committee by the proponent;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">if requested, a review of reference letters
      from at least two sources determined to be reputable by the Nominating
      Committee; and<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">a personal interview of the candidate, together
      with a review of such other information as the Nominating Committee shall
      determine to be relevant.</TD></TR></TABLE>


<P align=center><FONT face="Times New Roman" size=2>12</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>


<P ALIGN="left"><I><FONT face="Times New Roman" size=2>Third Party
Recommendations</FONT></I></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>In connection
with the 2016 annual meeting, the Nominating Committee did not receive any
nominations from any shareholder or group of shareholders that owned more than
5% of common stock for at least one year.</FONT></P>

<P align=left><B><i><FONT face="Times New Roman" size=2>Compensation Committee
Interlocks and Insider Participation </FONT></i></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>There are no compensation
committee &ldquo;interlocks,&rdquo; which generally means that no executive officer of the
Company or the Bank served as a director or member of the compensation committee
of another entity, one of whose executive officers serves as a director or
member of the Compensation Committee. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Board Leadership;
Lead Independent Director</FONT></B><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Historically the Company
had an independent Chairman of the Board, separate from the Chief Executive
Officer. However, upon consummation of the Merger with Legacy ConnectOne, the
Board appointed Mr. Frank Sorrentino III, the Company&rsquo;s President and CEO, to also
serve as Chairman. The Board considered the fact that Mr. Sorrentino had served
as Chairman, President and CEO of Legacy ConnectOne, believed that Board
structure had worked well for Legacy ConnectOne and noted the success that Mr.
Sorrentino had in growing Legacy ConnectOne. The Board believes that the
combination of these two roles at this time provides the benefit of a more
consistent communication and coordination throughout the organization. This in
turn will result in a more effective and efficient implementation of corporate
strategy and is important in unifying the Company&rsquo;s strategy behind a single
vision.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Our Board has also
appointed Mr. Stephen T. Boswell, an independent director, to serve as Lead
Independent Director of the Board. As Lead Independent Director, Mr. Boswell
presides over all Board meetings when the Chairman is not present, and presides
over meetings of the non-management directors held in executive session. The
Lead Independent Director has the responsibility of meeting and consulting with
the Chairman and Chief Executive Officer on Board and committee meeting agendas,
acting as a liaison between management and the non-management directors,
including maintaining frequent contact with the Chairman and Chief Executive and
advising him on the efficiency of the Board meetings, and facilitating teamwork
and communication between the non-management directors and management.
</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Risk
Oversight</FONT></B><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Risk is an inherent part of
the business of banking. Risks faced by the Bank include credit risk relating to
its loans and interest rate risk related to its entire balance sheet. The Board
of Directors oversees these risks through the adoption of policies and by
delegating oversight to certain committees, including the Audit Committee and
the Loan and Asset/Liability Committees of the Bank. These committees exercise
oversight by establishing a corporate environment that promotes timely and
effective disclosure, fiscal accountability and compliance with all applicable
laws and regulations. </FONT></P>
<P STYLE="text-align: left"><B><FONT face="Times New Roman" size=2>EXECUTIVE COMPENSATION
</FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>Compensation Discussion
and Analysis </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
(the &ldquo;Committee&rdquo;) and the Company are both committed to a pay-for-performance
philosophy. This Compensation Discussion &amp; Analysis (CD&amp;A) provides
information about the strategies and policies developed to ensure that executive
compensation is strongly correlated with the Company&rsquo;s overall performance and
the individual performance of our executives. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Our Named Executive
Officers (NEOs) for 2015 were: </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="50%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Chairman, President, &amp; Chief Executive
      Officer</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Executive Vice President &amp; Chief Financial Officer</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="50%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Executive Vice President &amp; Chief Lending
      Officer</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Executive Vice President &amp; Chief Compliance
Officer</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="50%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>First Senior Vice President &amp; Chief
      Credit Officer</FONT></TD></TR></TABLE><BR>

<P align=center><FONT face="Times New Roman" size=2>13</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>


<P align=left><B><FONT face="Times New Roman" size=2>Executive
Summary</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>2015 marked a return to
more normalized operations for the Company and attendant organic growth after
completing our merger with Legacy ConnectOne Bancorp and our operational
integration in 2014. Our long range mission is to produce value for our
shareholders by providing outstanding service and responsiveness to the markets
and customers we serve. These goals are reflected in the Company&rsquo;s compensation
programs for its executive officers by: </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">aligning NEOs and management&rsquo;s interests with
      those of stockholders by targeting performance that rewards shareholders
      and encourages prudent decision-making, effective risk management, and
      safe and sound practices;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">ensuring that our NEO&rsquo;s have a significant
      equity interest in the Company, thereby further aligning management
      interests with those of the shareholders, by making a significant portion
      of incentive compensation payable in Company stock. In addition, we have
      robust stock ownership guidelines in place for our NEO&rsquo;s;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">creating balanced incentives that do not
      encourage NEOs to expose the Company to inappropriate risks by providing
      excessive compensation that could lead to material loss;<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">providing a market competitive
      overall compensation package so that the Company may attract, retain and
      reward highly qualified, motivated and productive executives;
    and<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">rewarding individuals of greatest
      responsibility and achievement within a framework that is internally
      equitable.</TD></TR></TABLE>

<P align=left><B><I><FONT face="Times New Roman" size=2>Business Results
</FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Fiscal year 2015
represented our first full post-merger year of operations. The merger, in
combination with strong organic growth, led us to become the second largest
commercial bank headquartered in New Jersey. During 2015, we accomplished the
following: </FONT></P>

<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Return on assets and return on tangible equity
      surpassed 1.10% and 13.5%, respectively, representing top quartile
      performance amongst our peers<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">We remained one of the most efficient banks in
      the nation, and the best in our peer group, with an efficiency ratio of
      approximately 42%, despite more than doubling our size since December 31,
      2013<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Our loan portfolio grew by
22.1%<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Deposits grew by 12.7% including 32.1% growth
      in non-interest bearing demand deposits which improved our deposit
    mix<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Tangible book value per share increased by 9.8%
      to $10.51 at year-end<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Opened our first New York City branch office
      mid-year, and it is already is operating at a profit<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Expanded senior management and lending teams
      with key hires<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Renovated operating facilities to enhance
      workflow and bring consistency across the company<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Created a senior position, Chief Culture and
      Experience Officer, to ensure consistency of message and experience as we
      grow<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Launched ConnectOne University, a
      professional development and training program for staff<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Closed non-profitable locations
      and retained displaced customers<BR>&nbsp;</TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" STYLE="text-align: left">Strengthened cyber-security,
      enhancing systems and creating educational resources for employees and
      clients</TD></TR></TABLE>

<P align=center><FONT face="Times New Roman" size=2>14</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=left><B><I><FONT face="Times New Roman" size=2>Performance-Based
Compensation </FONT></I></B></P>


<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Pay-for-performance is a
key objective of our executive compensation program. Our compensation program
focuses on performance-based pay that reflects our achievements on an annual
basis and our ability to deliver long-term value to our stockholders. We have a
balanced approach to total compensation that includes a mix of base/fixed pay
and variable/performance-based pay, a proportion of cash and equity and a
proportion of short- and long-term incentive compensation. For the fiscal year
2015, our compensation targets and pay mix were the following:</FONT><FONT face="Times New Roman" size=2> </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="49%"><B><FONT face="Times New Roman">CEO Target
      Pay Mix</FONT></B></TD>
    <TD noWrap align=center width="50%"><B><FONT face="Times New Roman">Other NEOs
      Target Pay Mix</FONT></B></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=center width="49%"><IMG src="connectone_def14ax15x1.jpg" border=0></TD>
    <TD vAlign=top noWrap align=center width="50%"><IMG src="connectone_def14ax15x2.jpg" border=0></TD></TR></TABLE><BR>
<P align=left><B><I><FONT face="Times New Roman" size=2>Compensation Design
Principles and Governance Best Practices </FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The design principles of
our executive compensation programs are intended to protect and promote the
interests of our stockholders. Below we summarize certain practices we have
implemented to drive performance and those we have not implemented because we do
not believe they would serve our stockholder&rsquo;s long-term interests.</FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" COLSPAN="2" STYLE="text-align: left">What We Do:<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="padding-right: 8pt; text-align: left"><FONT style="FONT-SIZE: 9.5pt">&#9632;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Pay for Performance &#151; We provide a significant
      portion of pay based on performance (short- and long-term)<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="padding-right: 8pt; text-align: left"><FONT style="FONT-SIZE: 9.5pt">&#9632;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Sound Risk Management &#151; We discourage excessive
      risk taking and have designed our incentive plans with appropriate
      risk-mitigating features<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="padding-right: 8pt; text-align: left"><FONT style="FONT-SIZE: 9.5pt">&#9632;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Caps on Incentives &#151; We subject both short and
      long-term incentive payments to caps<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Clawback &#151; We have adopted a
      clawback policy requiring the return of incentive compensation in the
      event of a financial restatement<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Stock Ownership Guidelines &#151; We
      require our executives and directors to own and hold significant shares in
      our Company.<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Double-Trigger Change-in-Control
      (CIC) &#151; CIC benefits pursuant to employment or change in control
      agreements are only paid upon a termination event following a
    CIC.<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Independence &#151; The Committee
      engages an independent compensation consultant<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Competitive Benchmarking &#151; We
      benchmark our compensation practices to ensure executive compensation is
      consistent with market</TD></TR></TABLE>

<P align=center><FONT face="Times New Roman" size=2>15</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="99%" COLSPAN="2" STYLE="text-align: left">What We Don&rsquo;t Do:<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="padding-right: 8pt; text-align: left"><FONT style="FONT-SIZE: 9.5pt">&#9632;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Tax Gross-Ups &#151; We do not provide excise tax
      gross-ups on benefits or in change-in-control agreements<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="padding-right: 8pt; text-align: left"><FONT style="FONT-SIZE: 9.5pt">&#9632;</FONT></TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Stock Option Repricing &#151; Our equity plan does not
      permit repricing of stock options that are
out-of-the-money<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Excessive Perquisites &#151; Our
      executives only receive perquisites that are
  business-related<BR>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top width="1%"></TD>
    <TD VALIGN="TOP" WIDTH="1%" STYLE="text-align: left">&#9632;</TD>
    <TD VALIGN="TOP" WIDTH="98%" STYLE="text-align: left">Dividends &#151; We do not pay current
      dividends or dividend equivalents on unearned performance
  shares</TD></TR></TABLE>
<P align=left><B><I><FONT face="Times New Roman" size=2>Results of 2015 Say
on Pay Advisory Vote </FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Company solicited a
shareholder advisory vote on executive compensation in 2014 which received 96%
approval. Company shareholders approved a bi-annual advisory vote, thus our next
shareholder vote is in connection with this Annual Meeting.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Executive Compensation
Objectives and Policies</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>We use our executive
compensation programs to align the interests of executive officers with our
shareholders. Our programs are designed to attract, retain and motivate
leadership to support our growth and sustain our competitive advantage. Our
compensation opportunities are aligned with the competitive market with actual
pay that is designed to vary dependent on performance. We utilize a balance of
fixed and variable pay components, cash and equity, and short and long-term
performance horizons to determine our pay. Our compensation program is designed
to support our business strategies, align our pay with our performance and
reinforce sound compensation governance to mitigate excessive risk taking. The
table below gives an overview of the compensation components used in our program
and matches each with one or more of the objectives described above. </FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD NOWRAP STYLE="text-align: left; width: 15%; border-bottom: #000000 1pt solid; text-align: center; padding-bottom: 2pt"><B><FONT face="Times New Roman" size=1>Compensation
      Component</FONT></B></TD>
    <TD NOWRAP STYLE="text-align: left; width: 1%; padding-bottom: 2pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD NOWRAP STYLE="border-bottom: #000000 1pt solid; text-align: center; text-align: center; width: 84%; padding-bottom: 2pt"><B><FONT face="Times New Roman" size=1>Purpose/Objective</FONT></B></TD></TR>
  <TR>
    <TD vAlign=top align=left width="15%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Base Salary</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="84%" bgColor=#c0c0c0>
      <DIV style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Provides a competitive level of fixed income
      based on role, experience and individual
    performance<BR>&nbsp;</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=left width="15%"><FONT face="Times New Roman" size=2>Annual Incentive Plan</FONT></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="84%">
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Motivates and rewards executives for
      performance on key financial, operational and individual objectives in
      support of our annual business plan and broader corporate
      strategies<BR>&nbsp;</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=left width="15%"></TD>
    <TD vAlign=top align=left width="1%"></TD>
    <TD vAlign=top align=left width="84%">
      <DIV style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2><FONT face="Times New Roman" size=2><FONT face="Times New Roman">Varies pay based on performance (higher performance
      will result in above market pay; lower performance will result in below
      market pay)<BR>&nbsp;</FONT></FONT></FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="15%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Long-Term Incentive Plan</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top align=left width="84%" bgColor=#c0c0c0>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Aligns executives&#146; interests with those of
      shareholders through equity-based compensation<BR>&nbsp;</FONT></DIV>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Rewards executives for long-term shareholder
      value creation<BR>&nbsp;</FONT></DIV>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Encourages retention through multiple year
      vesting<BR>&nbsp;</FONT></DIV>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2><FONT face="Times New Roman" size=2><FONT face="Times New Roman">Motivates and rewards executives for performance &#150;
      vesting and value is tied to achievement of specific performance and/or
      stock price appreciation<BR>&nbsp;</FONT></FONT></FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top align=left width="15%"><FONT face="Times New Roman" size=2>Other Benefits</FONT></TD>
    <TD vAlign=top align=left width="1%">&nbsp;</TD>
    <TD vAlign=top align=left width="84%">
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Provides a base level of competitive
      compensation for executive talent<BR>&nbsp;</FONT></DIV></TD></TR>
  <TR>
    <TD vAlign=top noWrap align=left width="15%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Employment </FONT><FONT face="Times New Roman" size=2>Agreements/<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Severance
      &amp;
      CIC<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Agreements</FONT></TD>
    <TD vAlign=top align=left width="1%" bgColor=#c0c0c0></TD>
    <TD style="padding-bottom: 2pt" vAlign=top align=left width="84%" bgColor=#c0c0c0>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2>Provides employment security to key
      executives<BR>&nbsp;</FONT></DIV>
      <DIV style="PADDING-LEFT: 15pt; FONT-SIZE: 10pt; TEXT-INDENT: -14.5pt; TEXT-ALIGN: left"><FONT style="PADDING-RIGHT: 8pt; FONT-SIZE: 9.5pt">&#9679;</FONT><FONT face="Times New Roman" size=2><FONT face="Times New Roman" size=2><FONT face="Times New Roman">Focuses executives on company performance and
      transactions that are in the best interests of shareholders, regardless of
      the impact such transactions may have on the executive&#146;s
      employment</FONT></FONT></FONT></DIV></TD></TR></TABLE><BR>

<P align=center><FONT face="Times New Roman" size=2>16</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=left><B><FONT face="Times New Roman" size=2>Setting Annual
Compensation </FONT></B></P>

<P STYLE="text-align: left"><B><I><FONT face="Times New Roman" size=2>Roles &amp;
Responsibilities </FONT></I></B></P>
<P align=left><I><FONT face="Times New Roman" size=2>Compensation Committee
</FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
of the Board of Directors is responsible for discharging the Board&rsquo;s duties in
executive compensation matters and for administering the Company&rsquo;s incentive and
equity-based plans. This includes oversight of the total compensation programs
for the Company&rsquo;s CEO and other executive officers, including all Named
Executive Officers. The Committee is comprised solely of independent directors.
The Committee receives input and data from Finance and Human Resources functions
as well as outside consultants and advisors to provide external reference and
perspective. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Committee reviews all
compensation components for the Company&rsquo;s Chief Executive Officer and other
executive officers, including base salary, annual incentive, long-term
incentives/equity and other benefits and perquisites. The Committee reviews the
Chief Executive Officer&rsquo;s performance annually and makes decisions regarding the
Named Executive Officers&rsquo; compensation, including base salary, incentives and
equity grants based on this review. The Compensation Committee reviews its
decisions with the full Board of Directors.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Committee has the sole
authority and resources to obtain advice and assistance from internal or
external legal, human resources, accounting or other advisors, or consultants as
it deems desirable or appropriate. The Committee has direct access to outside
advisors and consultants throughout the year as they relate to executive
compensation. The Committee has direct access to and meets periodically with the
compensation consultant independently of management.</FONT></P>

<P align=left><I><FONT face="Times New Roman" size=2>Independent Compensation
Consultant</FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
retains Meridian Compensation Partners, LLC (&ldquo;Meridian) as its compensation
consultant. Meridian reports directly to the Committee and performs no other
work for the Company. The Consultant reports directly to the Committee and
carries out their responsibilities to the Committee in coordination with the
Company&rsquo;s Finance and Human Resources staff as requested by the Committee. The
Committee has reviewed and concluded that Meridian&rsquo;s consultation services
comply with the standards adopted by the SEC and by NASDAQ with respect to
compensation advisor independence and conflicts of interest.</FONT></P>
<P align=left><I><FONT face="Times New Roman" size=2>Management
</FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Although the Committee
makes independent determinations on all matters related to compensation of the
Named Executive Officers, certain members of management may be requested to
attend or provide input to the Committee. Input may be sought from the Chief
Executive Officer, Chief Financial Officer, or others to ensure the Committee
has the information and perspective it needs to carry out its duties.
</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In particular, the
Committee seeks input from the Chief Executive Officer on matters relating to
strategic objectives, Company performance goals and input on his assessment of
the Named Executive Officers, including contribution and individual performance
of each of his direct reports. The Chief Executive Officer and the Chief
Financial Officer often assist the Committee on matters of design,
administration and operation of the Company&rsquo;s compensation programs.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Although executives may
provide insight, suggestions or recommendations regarding executive
compensation, they are not present during the Compensation Committee&rsquo;s
deliberations or vote. Only Compensation Committee members vote on decisions
regarding executive compensation. The Committee regularly meets in executive
session without management present. While the Chief Executive Officer makes
recommendations on other Named Executive Officers, the Committee is ultimately
responsible for approving compensation for all Named Executive Officers. The
Chief Executive Officer&rsquo;s compensation is discussed in executive session without
members of management, including the Chief Executive Officer,
present.</FONT></P>

<P align=center><FONT face="Times New Roman" size=2>17</FONT></P>
<HR align=center width="100%" noShade size="2">
<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=left><B><FONT face="Times New Roman" size=2>Peer Group &amp;
Competitive Benchmarking </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Following the merger, in
November, 2014, Meridian provided market compensation data to the Compensation
Committee based on the peer group set forth below. This data was used to assist
the Committee in setting pay levels and target pay opportunities (short and
long-term) for the 2015 pay programs. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Committee worked with
the consultant to develop a peer group that was appropriate for the
newly-combined Company. The Committee considered commercial banks that were
similarly-sized (approximately &#189;x to 2x the Company&rsquo;s post-Merger assets) and
primarily located in similar regions. Based on this assessment, the Committee
approved the following peer group to be used for benchmarking purposes. The
median assets for this peer group were $3.1 billion, compared to $3.4 billion
for the Company, as of December 31, 2014. </FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><B><FONT face="Times New Roman" style="border-bottom: 1pt solid black" size=1>2015 Peer Group</FONT></B></TD>
    <TD noWrap align=left width="50%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Bancorp,
      Inc.</FONT></TD>
    <TD noWrap align=left width="50%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Lakeland
      Bancorp</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Bridge
      Bancorp, Inc</FONT></TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Peapack-Gladstone Financial Corp.</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Bryn Mawr
      Bank Corporation</FONT></TD>
    <TD noWrap align=left width="50%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>S&amp;T
      Bancorp</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Customers
      Bancorp</FONT></TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Sandy Spring
      Bancorp</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Eagle
      Bancorp</FONT></TD>
    <TD noWrap align=left width="50%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Sterling
      Bancorp</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>First
      Commonwealth Financial Corp.</FONT></TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Sun
      Bancorp</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>First of
      Long Island Corporation</FONT></TD>
    <TD noWrap align=left width="50%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>TriState
      Capital Holdings</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%"><FONT face="Times New Roman" size=2>Flushing
      Financial Corporation</FONT></TD>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Univest
      Corporation of PA</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="49%" bgcolor=#c0c0c0><FONT face="Times New Roman" size=2>Hudson
      Valley Holding Corp.</FONT></TD>
    <TD noWrap align=left width="50%" bgcolor=#c0c0c0></TD></TR></TABLE><BR>
<P align=left><B><FONT face="Times New Roman" size=2>2015 Executive
Compensation Program and Pay Decisions:</FONT></B></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>Base Salary
</FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
determined that an increase in the base salary for each of the Named Executive
Officers was appropriate based on a review of market data, performance
assessments and in consideration of the increased responsibilities resulting
from the larger size and diversification of the Company.</FONT></P>
<DIV ALIGN=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="87%"><B><FONT face="Times New Roman" size=1>Executive</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>2014 Base Salary</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>2015 Base Salary</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Increase</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$595,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$615,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>3%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>$310,000</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>$320,000</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>3%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$285,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$295,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>4%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>$225,000</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>$230,000</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>2%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="87%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover*</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$201,250</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$230,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14%</FONT></TD></TR></TABLE></div>

<div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Base salaries were in
      effect as of January 1, 2015 for all NEOs except Mr. McGrover whose base
      salary increased to $230,000 on March 16, 2015, in recognition of his
      promotion to Chief Credit Officer.</FONT></TD></TR></TABLE>
<P align=left><B><I><FONT face="Times New Roman" size=2>Annual
Incentive</FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>An important element of our
performance-based pay program is our Executive Annual Incentive Plan which
provides cash incentives based on attaining pre-established goals. Each
participant has a target incentive opportunity expressed as a percentage of base
salary although actual payouts can range from no payout to 150% of target at
stretch performance. The 2015 incentive targets are summarized below.</FONT></P>
<div align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD NOWRAP WIDTH="68%" STYLE="text-align: left; vertical-align: top"></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD NOWRAP WIDTH="30%" STYLE="text-align: center; vertical-align: top"><B><FONT face="Times New Roman" size=1>Target Incentive Opportunity</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD NOWRAP ALIGN="LEFT" WIDTH="68%" STYLE="border-bottom: #000000 1pt solid; text-align: center"><B><FONT face="Times New Roman" size=1>Executive</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="30%"><B><FONT face="Times New Roman" size=1>(+/- 50% for each performance goal for
      threshold, target and stretch)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="68%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top noWrap align=center width="30%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="68%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap style="text-align: center" width="1%">&nbsp;</TD>
    <TD vAlign=top noWrap align=center width="30%"><FONT face="Times New Roman" size=2>35%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="68%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top noWrap align=center width="30%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="68%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap style="text-align: center" width="1%"></TD>
    <TD vAlign=top noWrap align=center width="30%"><FONT face="Times New Roman" size=2>25%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="68%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap style="text-align: center" width="1%" bgColor=#c0c0c0></TD>
    <TD vAlign=top noWrap align=center width="30%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>25%</FONT></TD></TR></TABLE></div><BR>
<P align=center><FONT face="Times New Roman" size=2>18</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P ALIGN="LEFT" STYLE="text-indent: 30pt"><FONT face="Times New Roman" size=2>The Compensation Committee
establishes performance measures on an annual basis that are tied specifically
to the Company&rsquo;s financial performance (return on average assets, efficiency
ratio and tangible book value). The Committee may also adjust awards based upon
individual performance. The weights and performance goals of these factors are
summarized in the following table:</FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="2%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Threshold</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Target</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Stretch</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="81%"><B><FONT face="Times New Roman" size=1>Performance Measure</FONT></B></TD>
    <TD noWrap align=right width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%" colSpan=2><B><FONT face="Times New Roman" size=1>Weight</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>(50%)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>(100%)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>(150%)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Return on Assets (ROA)</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>33.3</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.80</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0.90</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Operating Efficiency Ratio (1)</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>33.3</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>52.5</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>50.0</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>47.5</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Tangible Book Value</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>33.3</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9.75</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9.88</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10.00</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD></TR></TABLE></DIV>

<div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD WIDTH="100%" STYLE="text-align: left"><FONT face="Times New Roman" size=2>The Operating
      Efficiency Ratio is calculated as total noninterest expenses, excluding
      non-operating expenses, divided by the sum of (i) net interest income, on
      a fully taxable equivalent basis, less the benefit of purchase accounting
      fair value marks and (ii) noninterest income, excluding securities gains
      and nonrecurring items.</FONT></TD></TR>
  <TR>
    <TD colSpan=2></TD></TR></TABLE>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>At the end of the year, the
Compensation Committee determined a payout percentage based on the Company&rsquo;s
financial performance. The Corporate results were as follows:</FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="86%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>2015</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="86%"><B><FONT face="Times New Roman" size=1>Performance Measure</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Performance</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Result</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Payout Factor</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Return on Assets (ROA)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1.13</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>%&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Above Stretch</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Operating Efficiency Ratio</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>42.1</FONT></TD>
    <TD noWrap align=left width="1%"><FONT face="Times New Roman" size=2>%</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>Above Stretch</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Tangible Book Value</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10.51</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Above Stretch</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR></TABLE></DIV><BR>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Payouts were approved by
the Compensation Committee at maximum given performance above stretch for all
goals as well as in consideration of each NEO&rsquo;s contributions. Following is a
summary of the incentive awards paid to executives: </FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>2015 Target Annual</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>2015 Actual Annual</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>2015 Actual
      as</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD NOWRAP ALIGN="LEFT" WIDTH="82%" STYLE="border-bottom: #000000 1pt solid; text-align: center"><B><FONT face="Times New Roman" size=1>Executive</FONT></B></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Incentive Award</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Incentive Award</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>% of Target</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>307,500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>461,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>112,000</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>168,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>103,250</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>155,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>57,500</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>86,000</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="82%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>57,500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>86,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR></TABLE></div><BR>
<P align=left><B><I><FONT face="Times New Roman" size=2>Long-Term Incentives
&#150; Equity-Based Awards </FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In 2015, the Company
introduced a new long-term incentive plan that is performance-based, aligns
executives with shareholder interests and promotes the long-term success of the
Company. In February 2015, the Committee approved a long-term incentive
compensation program consisting of performance shares and time vested restricted
stock.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The first round of grants
under the new program were larger than the anticipated annual opportunities
going forward to recognize the leadership team of the newly merged organization
and support the Compensation Committee&rsquo;s goal to retain the executives and
reinforce alignment with shareholders. In recognition of the one-time larger
awards, the 2015 grants were allocated ~2/3 as performance shares and ~1/3 as
time vested restricted stock to reinforce the NEO&rsquo;s focus on driving long-term
shareholder value.</FONT></P>

<P align=center><FONT face="Times New Roman" size=2>19</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=center><B><FONT face="Times New Roman">Average LTIP Mix&#150;All NEOs</font></b></p>

<P align=center><IMG src="connectone_def14ax20x1.jpg" border=0></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><B><FONT face="Times New Roman" size=2>Time-vested restricted
stock</FONT></B><FONT face="Times New Roman" size=2> awards were granted based
on the Compensation Committee&rsquo;s holistic assessment of business environment,
affordability, and corporate and individual performance. Restricted stock vests
ratably over a three (3)-year period.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><B><FONT face="Times New Roman" size=2>Performance-based
restricted shares</FONT></B><FONT face="Times New Roman" size=2> will be earned
based on our three-year performance for the period January 1, 2015 through
December 31, 2017. The potential number of shares that can vest will range from
0% to 150% of the target levels depending on our Core Return on Average Assets
(Core ROA) performance relative to an industry index. Core ROA was determined by
the Compensation Committee to be an effective indicator of executives&rsquo;
performance and ability to influence the profitability of the Company. Strong
ROA over time, particularly relative to industry competitors, enhances the
Company&rsquo;s performance and aligns with shareholder value.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Performance shares vest
after three years based on the Company&rsquo;s ROA performance relative to the
Industry Performance Index banks in accordance with the payout scale below
</FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="60%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="50%"><B><FONT face="Times New Roman" size=1>CNOB Ranking vs. Industry</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="49%"><B><FONT face="Times New Roman" size=1>% of Performance Units Earned</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="50%"><B><FONT face="Times New Roman" size=1>Performance
      Index</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="49%"><B><FONT face="Times New Roman" size=1>(2015 &#150;
      2017)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>75<SUP>th </SUP></FONT><FONT face="Times New Roman" size=2>percentile and above</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="49%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>150%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>50<SUP>th </SUP></FONT><FONT face="Times New Roman" size=2>percentile</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="49%"><FONT face="Times New Roman" size=2>100%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>40<SUP>th </SUP></FONT><FONT face="Times New Roman" size=2>percentile</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="49%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;50%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="50%"><FONT face="Times New Roman" size=2>Below 40<SUP>th </SUP></FONT><FONT face="Times New Roman" size=2>percentile</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="49%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;0%</FONT></TD></TR></TABLE></DIV><BR>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Industry Performance
Index allows for relative comparison of the Company&rsquo;s performance to the
performance of other banks of similar size/region during the same time period.
The Industry Performance Index reflects Mid-Atlantic and Northeast Region based
banks with total assets between $1 billion and $10 billion, traded on the NASDAQ
or NYSE exchanges.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Below is a summary of the
2015 grants. Restricted Stock was granted in February based on the Compensation
Committee&rsquo;s reflection of 2014 performance and merger success. The performance
shares were granted in March for the performance period January 1, 2015 &#150;
December 31, 2017.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Considerations in
determining the award of restricted stock include: </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>The success of the
      management team in consummating the Merger, converting back-office systems
      ahead of schedule, and completing the integration during calendar
      2014.<BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Cost savings
      associated with the Merger, which exceeded initial estimates and were
      achieved ahead of schedule. This resulted in an operating efficiency ratio
      below 40% for the fourth quarter of 2014 and placed the Company among the
      most efficient banking organizations in the nation, large or small.
      <BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Notwithstanding the
      need to focus on merger integration, the Company still saw substantial
      organic growth during the second half of 2014 (the Merger closed on July
      1, 2014), with our loan portfolio growing by approximately 18.0% on an
      annualized basis and our deposits growing by approximately 13.0% on an
      annualized basis. </FONT></P></TD></TR></TABLE>

<P align=center><FONT face="Times New Roman" size=2>20</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<div align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="80%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=8><B><FONT face="Times New Roman" size=1>Performance
      Shares</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="11%" colSpan=8><B><FONT face="Times New Roman" size=1>Restricted
      Stock</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="75%"><B><FONT face="Times New Roman" size=1>Executive</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Target #
      Shares</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=4><B><FONT face="Times New Roman" size=1>Grant
      Value</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>#
      Shares</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Grant
      Value</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35,688</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>694,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>14,494</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>267,994</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>11,510</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>224,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>6,274</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>116,006</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>10,611</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>206,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,787</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>107,001</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,909</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>115,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>3,678</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>68,006</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="75%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>5,909</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>115,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,358</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,987</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR></TABLE></div><BR>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The ongoing program is
similar in design but will have lower target awards and be allocated 50%
performance shares and 50% time vested restricted stock. See, &ldquo;Executive
Compensation for 2016&rdquo; below for a description of the 2016 awards. </FONT></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>Benefits and Other
Compensation </FONT></I></B><B><I><FONT face="Times New Roman" size=2></FONT></I></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>Retirement Benefits and
Perquisites</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Executives participate in
the ConnectOne Bank 401(k) Retirement Plan which is offered to all Bank
employees. Currently, the Bank does not offer any other retirement benefit to
executives.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>As stated in the Executive
Compensation Objectives and Policies section, the Bank does not place emphasis
on perquisites for NEOs. A car allowance is provided to this group and the
recipients are expected to use this compensation to offset any and all
automobile expenses (mileage, tolls, insurance, gas) incurred as part of their
job duties. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Post-Termination
Benefits for ConnectOne Executives </FONT></B></P>
<P align=left><I><FONT face="Times New Roman" size=2>Mr. Sorrentino&rsquo;s
Employment Agreement </FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The employment agreement
with Mr. Sorrentino has an initial three-year term, and will automatically renew
for one additional year unless any party provides written notice of its
intention not to renew. Under the agreement, Mr. Sorrentino will receive an
annual base salary of $522,500, subject to increase as determined by the Board.
He will also be eligible to participate in ConnectOne&rsquo;s incentive plans and
other benefit plans for executive officers. Under the agreement, ConnectOne or
ConnectOne Bank will reimburse Mr. Sorrentino for his reasonable business
expenses, and provide him with a $1,250 monthly car allowance. In the event that
Mr. Sorrentino&rsquo;s employment is terminated without cause, he is entitled to
receive a lump sum payment equal to the sum of (i) his then current base salary
for the remaining term of the agreement, but no less than an amount equal to one
year of base salary and (ii) the greater of the highest bonus paid to him over
the prior 36 months, or the amount accrued for his bonus in the year of
termination. In the event of a merger, acquisition or change-in-control
transaction after which Mr. Sorrentino does not continue employment at the
resulting entity in substantially the same position, under substantially the
same terms and conditions under which he was employed prior to the change in
control, he will receive a severance payment equal to the sum of (i) the highest
annual base salary paid to him over the prior 36 month period, and (ii) the
greater of the highest bonus paid to him over the prior 36 months, or the amount
accrued for his bonus in the year of termination, multiplied by two plus one
twelfth for each year of service completed by Mr. Sorrentino after January 1,
2007. The severance benefits are subject to reduction in the event the benefits
would constitute an &ldquo;excess parachute payment&rdquo; under Section 280G of the
Internal Revenue Code of 1986, as amended.</FONT></P>
<P align=left><I><FONT face="Times New Roman" size=2>Mr. Burns&rsquo; Employment
Agreement </FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Mr. Burns was party to an
employment agreement with Legacy ConnectOne, which was assumed by the Company.
It has an initial two-year term, which automatically renews for one additional
year unless either party provides written notice of its intention not to renew.
Under the agreement, Mr. Burns will receive an annual base salary of $240,000,
subject to increase as determined by the Board. He will also be eligible to
participate in the Company&rsquo;s bonus plan for executive officers. Mr. Burns is
also entitled to participate in all benefit programs of the Company and the
Bank. Under the agreement, the Company or the Bank will reimburse Mr. Burns for
his reasonable business expenses, and provide him with a $750 monthly car
allowance. In the event that Mr. Burns&rsquo;s employment is terminated without cause,
he is entitled to receive the sum of (i) his then current annual Base Salary for
the remainder of the Term (assuming there is no extension of the Term), but no
less than one year of his then current</FONT></P>

<P align=center><FONT face="Times New Roman" size=2>21</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P STYLE="text-align: left"><FONT face="Times New Roman" size=2>Base Salary, and (ii) the highest cash
bonus paid to Mr. Burns over the prior twenty four (24) month period, or the
amount accrued during the current year for Mr. Burns&rsquo; cash bonus for that year,
whichever is higher. In the event of a merger, acquisition or change-of-control
transaction after which Mr. Burns does not continue employment at the resulting
entity, he will receive a severance payment equal to the sum of (i) his highest
annual Base Salary over the prior twenty four (24) month period plus (ii) the
highest cash bonus paid to him over the prior twenty four (24) month period, or
the amount accrued during the current year for his cash bonus for that year,
whichever is higher, times two. The severance benefits are subject to reduction
in the event the benefits would constitute an &ldquo;excess parachute payment&rdquo; under
Section 280G of the Internal Revenue Code of 1986, as amended</FONT><B><FONT face="Times New Roman" size=2>. </FONT></B></P>

<P align=left><I><FONT face="Times New Roman" size=2>Ms. Magennis&rsquo;s and
Ms. Criscione&rsquo;s Change in Control Agreements </FONT></I></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The change in control
agreements between each of Ms. Magennis and Ms. Criscione and Legacy ConnectOne
were assumed by the Company. Under the terms of the Change in Control
Agreements, if the Company were to undergo a &ldquo;change in control&rdquo; as defined in
the Change in Control Agreements, followed by either (i) involuntary termination
of the executive&rsquo;s employment by the Company or the Bank or (ii) voluntary
termination of employment by the executive under certain circumstances provided
for in the agreement, then the executive would be entitled to a lump sum payment
equal to the highest annual salary assigned to her during the twenty four months
prior to the Change in Control plus the highest annual bonus paid or accrued.
Such amount shall be paid within 10 days, subject to compliance with section
409A of the Internal Revenue Code, after the Company receives an executed a
general release of claims in favor of the Company, the Bank, their respective
subsidiaries, affiliates, officers, directors, shareholders, partners, members,
managers, agents or employees. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Executive Compensation
for 2016 </FONT></B></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>2016 Base Salary
</FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In December 2015, the
Committee approved the following base salaries for our named executive officers,
effective January 1, 2016: </FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="60%" border=0>

  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="93%"><STRONG><FONT size=1>Executive</FONT></STRONG></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%"><B><FONT face="Times New Roman" size=1>2016 Base
      Salary</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$678,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=center width="5%"><FONT face="Times New Roman" size=2>$352,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$325,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%"><FONT face="Times New Roman" size=2>$250,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="93%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="5%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$255,000</FONT></TD></TR></TABLE></DIV><BR>
<P align=left><B><I><FONT face="Times New Roman" size=2>2016 Annual Incentive
</FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In December 2015, the
Committee also established objectives for 2016 annual cash incentives, which
will be payable in 2017. The target payment amounts remained unchanged from
2015.</FONT><B><FONT face="Times New Roman" size=2> </FONT></B></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>2016 Long-Term
Incentives &#150; Equity-Based Awards </FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>In March 2016, the
Committee approved long-term incentive compensation awards for the named
executive officers consisting of target award opportunities reflecting 50%
performance-based restricted shares and 50% time-based restricted stock. The
target opportunities for 2016 were: </FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="60%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="10%"><B><FONT face="Times New Roman" size=1>2016 Target Opportunities</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="89%"><B><FONT face="Times New Roman" size=1>Executive</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="10%"><B><FONT face="Times New Roman" size=1>(as % of Base
      Salary)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>50%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="10%"><FONT face="Times New Roman" size=2>35%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>35%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="10%"><FONT face="Times New Roman" size=2>25%</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="89%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="10%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>25%</FONT></TD></TR></TABLE></DIV><BR>


<P align=center><FONT face="Times New Roman" size=2>22</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Similar to 2015, the
performance objectives for the performance-based restricted shares will be based
on Core ROA relative to an Industry Performance Index for the period January 1,
2016 through December 31, 2018. The actual number of shares to be received by
our named executive officers will range from zero to 150% of the target levels
established by the Committee for each executive, depending on
performance.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Time-vested restricted
stock awards are granted between 50% and 150% of each executive&rsquo;s target on a
holistic assessment of business environment, affordability, and corporate and
individual performance. Performance shares are typically granted at target for
each executive (100%) and vest based on future performance. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Additional Information
about Our Compensation Practices </FONT></B></P>

<P STYLE="text-align: left; text-indent: 15pt"><FONT face="Times New Roman" size=2>As a matter of sound governance, we follow certain practices with respect
to our compensation program. We regularly review and evaluate our compensation
practices in light of regulatory developments, market standards and other
considerations.</FONT></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>Policy on Incentive
Compensation Clawback </FONT></I></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Company has adopted a
clawback policy requiring the return of incentive compensation in the event of a
financial restatement </FONT></P>
<P align=left><B><I><FONT face="Times New Roman" size=2>Stock Ownership
Guidelines </FONT></I></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
has concluded that NEOs and Board members should own a significant amount of the
Company&rsquo;s stock. Specific guidelines are: </FONT><B><FONT face="Times New Roman" size=2></FONT></B></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Six (6) times the
      then annual base salary for the Chief Executive
      Officer<BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Three (3) times the
      then annual base salary for the Chief Financial
      Officer<BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Two (2) times the
      then annual base salary for other Executive Vice Presidents
      <BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Directors are
      expected to achieve ownership equal to five (5) times the sum of (i) the
      then-current annual cash retainer and (ii) the then-current value of the
      annual equity award. </FONT><FONT face="Times New Roman" size=2></FONT></P></TD></TR></TABLE>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The period to achieve
compliance is five (5) years from the later of (1) the day of first appointment
to the Board or NEO position or (2) the day of adoption of these guidelines,
which was December 22, 2015. The Compensation Committee monitors ownership
levels and compliance on an annual basis. Below is a summary of shares that
qualify for the ownership requirements described above (unexercised stock
options and unvested performance shares are excluded): </FONT></P>
<TABLE style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman; BORDER-COLLAPSE: collapse; TEXT-ALIGN: LEFT" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Beneficially owned
      shares that the individual owns or has voting power including the power to
      vote (including restricted shares), or to direct the voting; and/or,
      investment power including the power to dispose or to direct the
      disposition.<BR>&nbsp;</FONT></P></TD></TR>
  <TR>
    <TD style="PADDING-RIGHT: 8pt; PADDING-LEFT: 15pt" vAlign=top width="1%"><FONT style="FONT-SIZE: 9.5pt">&#9679;</FONT></TD>
    <TD vAlign=top width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Shares owned by an
      individual in the Company&rsquo;s benefit plans (e.g.,
  401(k)).</FONT></P></TD></TR></TABLE>
<P align=left><B><I><FONT face="Times New Roman" size=2>Risk Assessment
Review </FONT></I></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Committee reviews the
structure and components of our compensation arrangements, the material
potential sources of risk in our business lines and compensation arrangements,
and various policies and practices of the Company that mitigate this risk.
Within this framework, the Committee discusses the parameters of acceptable and
excessive risk-taking and the general business goals and concerns of the
Company. In particular, the Committee focuses on the risks associated with the
design of each plan, the mitigation factors that exist for each plan, additional
factors that could be considered and an overall risk assessment with respect to
the plans. All of our plans have links to corporate or business line results
that allow for funding to be adjusted downward, awards are capped, and our
governance procedures ensure awards are reviewed for appropriateness before they
are distributed.</FONT></P>

<P align=center><FONT face="Times New Roman" size=2>23</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>We have determined that risks arising from our employee
compensation plans are not reasonably likely to have a material adverse effect
on the Company. Further, it is both the Committee&rsquo;s and management&rsquo;s intent to
continue to evolve our processes going forward by monitoring regulations and
best practices for sound incentive compensation. </FONT></P>

<P align=left><B><FONT face="Times New Roman" size=2>Accounting &amp; Tax
Treatment of Compensation </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The accounting and tax
treatment of compensation generally has not been a factor in determining the
amounts of compensation for our executive officers. However, the Compensation
Committee and management have considered the accounting and tax impact of
various program designs to balance the potential cost to the Company with the
benefit to the executive. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Section 162(m) of the
Internal Revenue Code generally disallows a tax deduction to public companies
for annual non-performance based compensation over $1.0 million paid to their
named executive officers. To maintain flexibility in compensating our executive
officers in a manner designed to promote varying corporate goals, it is not a
policy of the Compensation Committee that all executive compensation must be
tax-deductible. The shareholder approved share-based compensation plans permit
the award of stock options, stock appreciation rights and other equity awards
that are fully deductible under Code Section 162(m).</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Report of the
Compensation Committee </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Compensation Committee
has reviewed and discussed the Compensation Discussion and Analysis, or CD&amp;A, contained in this proxy statement with management.
Based on the Compensation Committee&rsquo;s review of and discussion with management with respect to the CD&amp;A, the Compensation
Committee has recommended to the Board of Directors of the Company that the CD&amp;A be included in this proxy statement and the
Company&rsquo;s Annual Report on Form 10-K for the fiscal year ended December 31, 2015, for filing with the SEC.</FONT></P>

<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The foregoing report
is provided by the Compensation Committee of the Board of Directors: </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>Stephen T. Boswell
(Chair)<BR>Frederick Fish<BR>William A. Thompson<BR>Joseph Parisi, Jr.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Summary Compensation
Table </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth for the prior three years the compensation paid to (a) the Company&rsquo;s Chief
Executive Officer and Chief Financial Officer and our three other most highly
compensated executive officers earning in excess of $100,000 serving as of the
fiscal year ended December 31, 2015, (collectively the &ldquo;Named Executive
Officers&rdquo;).</FONT></P>

<P align=center><FONT face="Times New Roman" size=2>24</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>Summary Compensation
Table</FONT></B></P>

<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Change
    in</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>pension</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>value
    and</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>non-qualified</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Non-equity</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>deferred</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Stock</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Option</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>incentive plan</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>compensation</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>All
    other</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Salary</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Bonus</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><STRONG><FONT size=1>Awards
      (2)</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Awards</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>compensation</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>earnings</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=2><STRONG><FONT size=1>compensation</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"><B><FONT face="Times New Roman" size=1>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="62%"><B><FONT face="Times New Roman" size=1>Name and Principal
      Position</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Year</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="2%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="62%"><B><FONT face="Times New Roman" size=1>(a)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(b)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(c)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(d)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>(e)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(f)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(g)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(h)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>(i)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="2%"><B><FONT face="Times New Roman" size=1>(j)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III,</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>615,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>461,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>926,494</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;23,410</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;(3)&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,061,904</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Chairman,
      President</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>297,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>178,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,101</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>484,101</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and Chief
      Executive</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Officer
    (1)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>William S. Burns,</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>320,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>168,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>340,006</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17,501</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>845,507</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
      Vice</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>155,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>69,750</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>7,063</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>231,813</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President,
      Chief</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Financial Officer
      (1)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis,</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>295,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>155,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>313,501</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>17,127</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>780,628</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
      Vice</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>142,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>64,125</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>6,372</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>212,997</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President,
      Chief</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Lending Officer
      (1)</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>Laura Criscione,</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>230,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>86,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>183,006</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,257</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>512,263</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
      Vice</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>112,500</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>34,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>&#151;</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>5,474</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>151,974</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President,
      Chief</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%"><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Compliance Officer
      (1)</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGover,</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2015</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>224,010</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>86,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>139,987</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>12,923</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>462,920</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;First Senior
      Vice</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2014</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>201,250</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>25,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>9,038</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>235,288</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President,
      Chief</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2013</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>188,125</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>85,975</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>8,644</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>282,744</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="62%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Credit
      Officer</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="2%" bgColor=#c0c0c0></TD></TR></TABLE>
<div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Mr. Sorrentino, Mr.
      Burns, Ms. Magennis and Ms. Criscione each commenced employment with the
      Company or July 1, 2014 effective upon the consummation of the Merger.
      Prior to this date, each was an executive officer of Legacy ConnectOne
      Bancorp. The data provided above, accordingly, is with respect to their
      compensation commencing on July 1, 2014, and does not include information
      prior to this date.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Stock awards reported
      in 2015 reflect the grant date fair value of the restricted stock and
      restricted stock unit awards under Accounting Standards Codification Topic
      No. 718, Compensation-Stock Compensation (&ldquo;ASC Topic 718&#148;) granted by the
      Compensation Committee under the Equity Incentive Plan, which permits the
      Compensation Committee to determine to pay awards, in whole or in part, in
      the form of grants of stock-based awards under the Long-Term Stock
      Incentive Plan, which consists of both time based and performance based
      awards. Time based restricted stock award units reported in this column
      for each of our NEOs was as follows: Mr. Sorrentino $267,994; Mr. Burns,
      $116,006; Ms. Magennis, $107,001; Ms. Criscione, $68,006; and Mr.
      McGrover, $24,987. These values are based on probable outcome values of
      awards. Restrictions on time based restricted stock awards lapse at the
      rate of 100% after the third anniversary. Restrictions on performance
      based awards lapse based on achievement of the performance goals set forth
      in the performance restricted stock unit award agreement based on
      performance as compared to peer groups. The value of these awards on the
      grant date assuming probable outcome and the maximum achievement of
      performance goals are as follows:</FONT></TD></TR></TABLE><BR>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="86%"><STRONG><FONT size=1>Name</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Target Value at Grant
      Date</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Maximum Value
      at Grant Date</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$694,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$
      1,041,750</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>224,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>336,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>206,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>309,750</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="86%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>115,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>172,500</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="86%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>115,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>172,500</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR></TABLE></DIV><BR>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(3)</FONT></TD>
    <TD vAlign=top noWrap><FONT size=2 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD width="100%">
      <P align=left><FONT face="Times New Roman" size=2>Includes a $15,000
      annual car allowance.</FONT></P></TD></TR></TABLE><BR>

<P align=center><FONT face="Times New Roman" size=2>25</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P align=left><B><FONT face="Times New Roman" size=2>EMPLOYMENT AGREEMENTS
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Company and the Bank
are parties to employment agreements with Messrs. Frank Sorrentino III, our
Chairman, Chief Executive Officer, and President, and William S. Burns our
Executive Vice President and Chief Financial Officer.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The employment agreement
with Mr. Sorrentino has an initial three-year term, and will automatically renew
for one additional year unless any party provides written notice of its
intention not to renew. Under the agreement, Mr. Sorrentino will receive an
annual base salary of $525,500, subject to increase as determined by the Board.
He will also be eligible to participate in the Company&rsquo;s incentive plans and
other benefit plans for executive officers. Under the agreement, the Company or
Bank will reimburse Mr. Sorrentino for his reasonable business expenses, and
provide him with a $1,250 monthly car allowance. In the event that Mr.
Sorrentino&rsquo;s employment is terminated without cause, he is entitled to receive a
lump sum payment equal to the sum of (i) his then current base salary for the
remaining term of the agreement, but no less than an amount equal to one year of
base salary and (ii) the greater of the highest bonus paid to him over the prior
36 months, or the amount accrued for his bonus in the year of termination. In
the event a merger, acquisition or change-in-control transaction after which Mr.
Sorrentino does not continue employment at the resulting entity in substantially
the same position, under substantially the same terms and conditions under which
he was employed prior to the change in control, he will receive a severance
payment equal to the sum of (i) the highest annual base salary paid to him over
the prior 36 month period, and (ii) the greater of the highest bonus paid to him
over the prior 36 months, or the amount accrued for his bonus in the year of
termination, multiplied by two plus one twelfth for each year of service
completed by Mr. Sorrentino commencing January 1, 2007. The severance benefits
are subject to reduction in the event the benefits would constitute an &ldquo;excess
parachute payment&rdquo; under Section 280G of the Internal Revenue Code of 1986, as
amended</FONT><B><FONT face="Times New Roman" size=2>. </FONT></B><FONT face="Times New Roman" size=2>The following table summarizes potential payments
to Mr. Sorrentino assuming a triggering termination of employment occurred on
December 31, 2016. The table does not reflect benefits under plans that do not
discriminate in favor of executive officers and are available generally to all
salaried employees. </FONT></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Termination
  without</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>Cause or
  Resignation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Termination without</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>for Good Reason</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Cause or Resignation</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>following a
Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="81%"><B><FONT face="Times New Roman" size=1>Payments and
Benefits</FONT></B></TD>
    <TD noWrap align=left width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>for Good
      Reason</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Change in
      Control</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="6%" colSpan=4><B><FONT face="Times New Roman" size=1>in
      Control</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash
      Compensation</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,998,500</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,869,333</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Value of Continued Health and Welfare
      Benefits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,204</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>13,281</FONT></TD>
    <TD noWrap align=center width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Acceleration of Stock Awards</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,595,752</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,595,752</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR></TABLE></DIV><BR>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The employment agreement
with Mr. Burns has an initial two-year term, and will automatically renew for
one additional year unless either party provides written notice of its intention
not to renew. Under the agreement, Mr. Burns will receive an annual base salary
of $240,000, subject to increase as determined by the Board. He will also be
eligible to participate in the Company&rsquo;s bonus plan for executive officers. Mr.
Burns is also entitled to participate in all benefit programs of the Company and
the Bank. Under the agreement, the Company or Bank will reimburse Mr. Burns for
his reasonable business expenses, and provide him with a $750 monthly car
allowance. In the event that Mr. Burns&rsquo; employment is terminated without cause,
he is entitled to receive his then current annual Base Salary for the remainder
of the term, but no less than one year of his then current Base Salary, plus an
amount equal to the highest cash bonus paid to him over the prior twenty four
(24) month period, or the amount accrued during the current year for Employee&rsquo;s
cash bonus for that year. In the event a merger, acquisition or
change-in-control transaction after which Mr. Sorrentino does not continue
employment at the resulting entity in substantially the same position, under
substantially the same terms and conditions under which he was employed prior to
the change in control, he will receive a severance payment equal to the sum of
(i) the highest annual base salary paid to him over the prior 24 month period,
and (ii) the greater of the highest bonus paid to him over the prior 24 months,
or the amount accrued for his bonus in the year of termination, multiplied by
two. The severance benefits are subject to reduction in the event the benefits
would constitute an &ldquo;excess parachute payment&rdquo; under Section 280G of the
Internal Revenue Code of 1986, as amended</FONT><B><FONT face="Times New Roman" size=2>. </FONT></B><FONT face="Times New Roman" size=2>The following table
summarizes potential payments to Mr. Burns assuming a triggering termination of
employment occurred on December 31, 2016. The table does not reflect benefits
under plans that do not discriminate in favor of executive officers and are
available generally to all salaried employees.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>26</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Termination without</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Cause or Resignation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Termination without</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>for Good Reason</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Cause or Resignation</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>following a Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="81%"><B><FONT face="Times New Roman" size=1>Payments and
Benefits</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>for Good
      Reason</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Change in
      Control</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>in
    Control</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash
      Compensation</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>797,991</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>976,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%"><FONT face="Times New Roman" size=2>Value of Continued Health and Welfare
      Benefits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>34,042</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>17,292</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="81%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Acceleration of Stock Awards</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>525,731</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>525,731</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD></TR></TABLE></DIV><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Agreements upon Change
in Control</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Each of Ms. Criscione and
Ms. Magennis has entered into change in control agreements with the Company.
Under these agreements, in the event of a reorganization, merger, consolidation
or sale of all or substantially all of the assets of the Company, or any similar
transaction which results in our shareholders holding less than a majority of
the voting power of the resulting entity, the employee is to be employed by our
successor for a period of twelve (12) months plus one month for each year of
service following the change in control. In the event they are terminated
without cause, or they resign for good reason (as both terms are defined in the
agreements), then each of Ms. Criscione and Ms. Magennis would be entitled to a
lump sum payment equal to the highest annual salary assigned to each during the
twenty four months prior to Change in Control plus the highest annual bonus paid
to or accrued to each. They are also entitled to receive their benefits for a
period of twelve (12) months after the change in control. The following tables
summarizes potential payments to Ms. Criscione and Ms. Magennis assuming a
triggering termination of employment occurred on December 31, 2016. The table
does not reflect benefits under plans that do not discriminate in favor of
executive officers and are available generally to all salaried employees.
</FONT></P>
<P STYLE="text-align: left"><i><B><FONT face="Times New Roman" size=2>Laura Criscione
</FONT></B></i></P>
<DIV align=center>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Termination without</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Cause or Resignation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>for Good Reason</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>following a Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="88%"><B><FONT face="Times New Roman" size=1>Payments and
Benefits</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Change in
      Control</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>in
    Control</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash
      Compensation</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$</FONT></TD>
    <TD align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>316,000</FONT></TD>
    <TD align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Value of Continued Health and Welfare
      Benefits</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Acceleration of Stock and Option
    Awards</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>234,410</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>234,410</FONT></TD>
    <TD align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR>
    <TD width="98%" colSpan=8>&nbsp; </TD>
    <TD width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><B><I><FONT face="Times New Roman" size=2>Elizabeth
    Magennis</FONT></I></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="2%"></TD>
    <TD noWrap align=left width="1%"></TD></TR>
  <TR>
    <TD width="98%" colSpan=8>&nbsp;</TD>
    <TD width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Involuntary</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Termination without</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>Cause or Resignation</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>for Good Reason</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="88%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>following a Change</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="88%"><B><FONT face="Times New Roman" size=1>Payments and
Benefits</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="5%" colSpan=3><B><FONT face="Times New Roman" size=1>Change in
      Control</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=3><B><FONT face="Times New Roman" size=1>in
    Control</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Cash
      Compensation</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>450,000</FONT></TD>
    <TD align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%"><FONT face="Times New Roman" size=2>Value of Continued Health and Welfare
      Benefits</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=right width="1%"><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD noWrap align=right width="2%"><FONT face="Times New Roman" size=2>0</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="88%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Acceleration of Stock and Option
    Awards</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>512,218</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD align=right width="2%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>512,218</FONT></TD>
    <TD align=right width="1%" bgColor=#c0c0c0></TD></TR></TABLE></DIV><BR>
<P align=center><FONT face="Times New Roman" size=2>27</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>


<P align=left><B><FONT face="Times New Roman" size=2>Grant of Plan Based
Awards </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table
represents the grants of awards to the Named Executive Officers in
2015.</FONT></P>

<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>Grant of Plan Based
Awards </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>All other</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>All other</FONT></B></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>stock awards:</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>stock awards:</FONT></STRONG></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="11%" colSpan=5><B><FONT face="Times New Roman" size=1>Estimated future payouts</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="11%" colSpan=5><B><FONT face="Times New Roman" size=1>Estimated future payouts</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Number of</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Number of</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Exercise or</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Grant date</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 11%"><B><FONT face="Times New Roman" size=1>under non-equity
      incentive</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 11%"><B><FONT face="Times New Roman" size=1>under equity
      incentive</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>shares of</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>securities</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>base price</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>fair value of</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 11%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=1>plan awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP COLSPAN="5" STYLE="text-align: center; width: 11%; border-bottom: Black 1pt solid"><B><FONT face="Times New Roman" size=1>plan awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>stock or</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>underlying</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>of option</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>stock and</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Threshold</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Target</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Maximum</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Threshold</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Target</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><STRONG><FONT size=1>Maximum</FONT></STRONG></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>units</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>options</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>option</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="56%"><B><FONT face="Times New Roman" size=1>Name</FONT></B></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><B><FONT face="Times New Roman" size=1>Grant Date</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(#)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(#)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(#)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(#)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(#)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($/Sh)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>awards</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="56%"><B><FONT face="Times New Roman" size=1>(a)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(b)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(c)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(d)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(e)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(f)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(g)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(h)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(i)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(j)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(k)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(l)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>2/5/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>14,494</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>267,994</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>3/31/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>44,611</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>53,533</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center">&nbsp;</TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>868,125</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"><FONT face="Times New Roman" size=1>William S. Burns</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>2/5/2015</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>6,274</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>116,006</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>3/31/2015</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>14,388</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>17,266</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>280,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>2/5/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center">&nbsp;</TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>5,787</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center">&nbsp;</TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>107,001</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>3/31/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>13,264</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>15,917</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>206,500</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"><FONT face="Times New Roman" size=1>Laura Criscione</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>2/5/2015</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>3,678</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>68,006</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>3/31/2015</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>7,387</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center">&nbsp;</TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>8,864</FONT></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" STYLE="text-align: center"><FONT face="Times New Roman" size=1>115,000</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Michael McGrover</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>2/5/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center">&nbsp;</TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="LEFT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>1,358</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>24,987</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="56%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>3/31/2015</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="CENTER" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>7,387</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>8,864</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="1%" BGCOLOR="#c0c0c0" STYLE="text-align: center"></TD>
    <TD NOWRAP ALIGN="RIGHT" WIDTH="3%" BGCOLOR="#c0c0c0" STYLE="text-align: center"><FONT face="Times New Roman" size=1>115,000</FONT></TD></TR></TABLE>
<P align=left><B><FONT face="Times New Roman" size=2>Outstanding Equity
Awards At Year End </FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth, for each of the Named Executive Officers, information regarding
outstanding stock options and stock awards at December 31, 2015.</FONT></P>

<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>Outstanding Equity
Awards At Year End </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="58%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="20%" colSpan=10><B><FONT face="Times New Roman" size=1>Option
      Awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="19%" colSpan=11><B><FONT face="Times New Roman" size=1>Stock
      Awards</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="58%"><B><FONT face="Times New Roman" size=1>Name<BR>(a)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Number
      of<BR>securities<BR>underlying<BR>unexercised<BR>options<BR>(#)<BR>exerciseable
      (1)<BR>(b)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Number
      of<BR>securities<BR>underlying<BR>unexercised<BR>options<BR>(#)<BR>unexerciseable<BR>(c)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Equity<BR>incentive<BR>plan
      awards:<BR>Number
      of<BR>securities<BR>underlying<BR>unexercised<BR>unearned<BR>options<BR>(#)<BR>(d)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Option<BR>exercise<BR>price<BR>($)<BR>(e)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Option<BR>expiration<BR>date<BR>(#)<BR>(f)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Number of<BR>shares
      or<BR>units of<BR>stock that<BR>have not<BR>vested
      (1)<BR>(#)<BR>(g)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Market<BR>value
      of<BR>shares or<BR>units of<BR>stock that<BR>have not<BR>vested
      (2)<BR>($)<BR>(h)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Equity<BR>incentive<BR>plan awards:<BR>Number
      of<BR>unearned<BR>shares,<BR>units or<BR>other rights<BR>that have<BR>not
      vested<BR>(#)<BR>(i)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Equity<BR>incentive
      plan<BR>awards:<BR>market or<BR>payout value<BR>of unearned<BR>shares,
      units<BR>or other<BR>rights that<BR>have
  not<BR>vested<BR>(j)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,250</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0><FONT size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>5/5/2016</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;31,847</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=1>&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;595,292</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=1>&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;44,611</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;868,125</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>9,750</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>5/5/2016</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>10,655</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11/11/2016</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11,721</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/11/2018</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>10,871</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/22/2018</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>51,935</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11/26/2018</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11,687</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/9/2019</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>13,000</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>2/25/2019</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>34,567</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.99</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/24/2022</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"><FONT face="Times New Roman" size=1>William S. Burns</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>10,863</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>203,029</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>14,388</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>280,000</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>5,200</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11/11/2016</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>11,489</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>214,729</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>13,264</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>258,125</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>2,504</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/9/2019</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>5,158</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>6.99</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1/24/2022</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"><FONT face="Times New Roman" size=1>Laura Criscione</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>7,800</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>1/11/2018</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>3,678</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>68,742</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>7,387</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>143,750</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>3,120</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>4.81</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>5/23/2016</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>6,204</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%">&nbsp;</TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>6.15</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>1/11/2018</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>5,218</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>1/9/2019</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>3,900</FONT></TD>
    <TD noWrap align=left width="1%">&nbsp;</TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>4.62</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>2/25/2019</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>5,616</FONT></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD noWrap align=left width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=1>6.99</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=1>1/24/2022</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="58%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>Michael McGrover</FONT></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=left width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>1,358</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>25,381</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>7,387</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=1>143,750</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR></TABLE>


<P align=center><FONT face="Times New Roman" size=2>28</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>All option and stock
      awards were granted subject to a three-year vesting requirement, with
      one-third of the award vesting on the first anniversary of the date of
      grant, one-third of the award vesting on the second anniversary of the
      date of grant, and the final third vesting on the third anniversary of the
      date of grant.</FONT></TD></TR>
  <TR>
    <TD colSpan=3>&nbsp;</TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Shares are valued at
      market value, which is deemed to be the closing stock price at December
      31, 2015.</FONT></TD></TR></TABLE>

<P align=left><B><FONT face="Times New Roman" size=2>Options Exercised and
Stock Vested </FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth certain information regarding exercises of options or vesting of
restricted shares during the Company&rsquo;s fiscal year ended December 31, 2015 by
our Named Executive Officers:</FONT></P>

<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>Options Exercised and
Stock Vested </FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=center width="80%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="8%" colSpan=4><B><FONT face="Times New Roman" size=1>Option
      awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=1>Stock
      awards</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="80%"><STRONG><FONT size=1>Name<BR>(a)</FONT></STRONG></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Number
      of<BR>shares<BR>acquired<BR>on exercise<BR>(#)<BR>(b)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Value<BR>realized<BR>on
      exercise<BR>($)<BR>(c)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Number
      of<BR>shares<BR>acquired<BR>on vesting<BR>(#)<BR>(d)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>Value<BR>realized<BR>on
      vesting<BR>($)<BR>(e)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Sorrentino III</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;78,000</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>1,152,060</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;7,903</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>&nbsp;&nbsp;142,021</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>&nbsp;&nbsp;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>William S. Burns</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%">&nbsp;</TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>2,008</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>36,907</FONT></TD>
    <TD noWrap align=right width="1%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Elizabeth Magennis</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>2,268</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,760</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%"><FONT face="Times New Roman" size=2>Laura Criscione</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>26,000</FONT></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"><FONT face="Times New Roman" size=2>433,940</FONT></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD noWrap align=right width="3%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="80%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Michael McGrover</FONT></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD></TR></TABLE><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Director Compensation
</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth certain information regarding compensation earned by or paid to the
Directors during the Company&rsquo;s fiscal year ended December 31,
2015:</FONT></P>

<P STYLE="text-align: center"><B><FONT face="Times New Roman" size=2>Director Compensation
</FONT></B></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Change in</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>pension value</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Fees earned</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Non-equity</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>and</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>or paid in</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Options</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>incentive plan</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>nonqualified</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>All other</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>cash</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Stock Awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>awards</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>compensation</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>deferred</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>compensation</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>Total</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=center width="71%"><B><FONT face="Times New Roman" size=1>Name</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>compensation</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>($)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="71%"><B><FONT face="Times New Roman" size=1>(a)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(b)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(c)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(d)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(e)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(f)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(g)</FONT></B></TD>
    <TD noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="3%"><B><FONT face="Times New Roman" size=1>(h)</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank W. Baier</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>60,500</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>85,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Alexander Bol (1)</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>37,375</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>37,375</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Stephen T. Boswell</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>64,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>88,999</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Frederick Fish</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>35,500</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%">&nbsp;</TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>60,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Frank Huttle III</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,500</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Michael Kempner</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>44,500</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>69,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Howard Kent (2)</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>16,250</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>16,250</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Nicolas Minoia</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>63,500</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>88,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>Joseph Parisi Jr.</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>41,500</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>66,499</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Harold Schechter</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>41,333</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>66,332</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>William A. Thompson</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>39,000</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=center width="3%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>63,999</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="71%"><FONT face="Times New Roman" size=2>Raymond J. Vanaria</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>50,666</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>24,999</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%">&nbsp;</TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD noWrap align=center width="3%"><FONT face="Times New Roman" size=2>75,665</FONT></TD></TR></TABLE>

    <div>____________________</div><br>
<TABLE style="TEXT-ALIGN: left" cellSpacing=0 cellPadding=0 border=0>

  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(1)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Mr. Bol joined the
      board effective April 1, 2015.</FONT></TD></TR>
  <TR>
    <TD vAlign=top noWrap></TD>
    <TD vAlign=top noWrap>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD width="100%"></TD></TR>
  <TR>
    <TD vAlign=top noWrap><FONT face="Times New Roman" size=2>(2)</FONT></TD>
    <TD vAlign=top noWrap></TD>
    <TD width="100%"><FONT face="Times New Roman" size=2>Mr. Kent resigned
      from the board March 31, 2015.</FONT></TD></TR></TABLE>
<P align=center><FONT face="Times New Roman" size=2>29</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>We pay the non-employee
members of the Company&rsquo;s Board an annual fee of $35,000 for Board service. Board
members serving on committees also receive $1,000 per Bank Board Committee
meeting attended. Committee Chairs also receive an additional stipend for this
service in this role. Our Directors are also eligible to participate in our
equity compensation plans. Each board member was awarded 1,352 restricted
shares subject to forfeiture in 2015.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>Interest of Management
and Others in Certain Transactions; Review, Approval or Ratification of
Transactions with Related Persons</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><B><FONT face="Times New Roman" size=2></FONT></B><FONT face="Times New Roman" size=2>Under its charter, the Audit Committee reviews and
approves all related party transactions, other than extensions of credit by the
Bank in the ordinary course of its business. Under banking regulation, those
extensions of credit must be approved by the full Board of Directors. For
additional procedures, see the Audit Committee charter, which is available to
shareholders on the Company&rsquo;s website at <i>www.connectonebank.com</i>. By
&ldquo;related party transaction,&rdquo; we mean a transaction between the Company or any of
its subsidiaries, on the one hand, and an executive officer, director or
immediate family member of an executive officer or a director, on the other
hand. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Bank has made in the
past and, assuming continued satisfaction of generally applicable credit
standards, expects to continue to make loans to directors, executive officers
and their associates (i.e. corporations or organizations for which they serve as
officers or directors or in which they have beneficial ownership interests of
ten percent or more). These loans have all been made in the ordinary course of
the Bank&rsquo;s business on substantially the same terms, including interest rates
and collateral, as those prevailing at the time for comparable transactions with
persons not affiliated with the Company and do not involve more than the normal
risk of collectability or present other unfavorable features. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>We utilize the MWW Group to
provide advertising and public relations assistance and advice. Michael Kempner,
one of our directors, is the President and CEO of the MWW Group, Inc. During
2015, we paid the MWW Group a total of $152,000 for its services, including
marketing, branding and related services We believe the fees charged the Bank by
the MWW Group are at least as favorable to the Bank as we could receive from an
unaffiliated third party. We have continued to use the services of the MWW Group
during 2016.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Members of our Board of
Directors, including our Chairman and CEO Frank Sorrentino III and Messrs. Boswell,
Huttle, Kempner and Parisi, are, either directly or through their interests in
family limited liability companies, members of a limited liability company that
is the sole member of two other limited liability companies which each own one
of our branch locations, each of which are leased by the Bank. Our Board members
collectively own 55.5% of the membership interests in this limited liability
company. Each of Messrs. Sorrentino, Huttle, Parisi, and Kempner owns an 11.1%
interest in the limited liability company. No director is the managing member or
a manager or officer or any of the limited liability companies which serve as
the landlords or the parent limited liability company.</FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The lease for our Cresskill
branch has an initial term ending on June 30, 2026. The Bank has the option to
extend the lease term for up to three additional five-year periods, or a total
of fifteen additional years. The initial rent for the branch was $157,795 per
year, and the rent will increase annually by the greater of 2.50% or the rate of
increase of the consumer price index for the greater New York metropolitan area.
In 2016, the rent will be reset to the greater of the prior year&rsquo;s rent, or the
&ldquo;market rent&rdquo; as defined under the lease, and will thereafter increase annually
by the greater of 2.50% or the rate of increase of the consumer price index for
the greater New York metropolitan area. During any option period, the rent will
be reset to the greater of the prior year&rsquo;s rent or the &ldquo;market rent&rdquo;, as
defined in the lease, and will then increase annually by the greater of 2.50% or
the rate of increase of the consumer price index for the greater New York
metropolitan area. For 2015, the Bank paid total rent of $200,000 for the
Cresskill branch. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The lease for our John
Street, Hackensack branch has a term ending on December 31, 2016. The Bank has
the option to extend the lease term for up to three additional five-year
periods, or a total of fifteen additional years. The initial rent for the branch
was $148,000 per year, and the rent will increase annually by the greater of
2.50% or the rate of increase of the consumer price index for the greater New
York metropolitan area. During any option period, the rent will be reset to the
greater of the prior year&rsquo;s rent or the &ldquo;market rent&rdquo;, as defined in the lease,
and will then increase annually by the greater of 2.50% or the rate of increase
of the consumer price index for the greater New York metropolitan area. For
2015, the Bank paid total rent of $212,000 for the John Street, Hackensack
branch. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>30</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>

<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Because of the interests of
Board members in these leases, the Board determined that the rent should be set
at &ldquo;fair market rent.&rdquo; Under regulations of the New Jersey Department of Banking
and Insurance, any real estate transaction with members of a bank&rsquo;s board of
directors must be subject to an appraisal by an independent appraisal firm,
which must opine that the terms of the transaction are arm&rsquo;s length terms and as
beneficial to the bank as it could obtain from a third party. The Bank therefore
retained an independent appraisal firm to review the properties and determine
the fair market rent, and this rent was used for the leases. These leases were
then submitted to and approved by the New Jersey Department of Banking and
Insurance. Based upon appraisals we obtained prior to entering into each lease,
we believe the lease terms are as fair to the Bank as it would have received
from an unaffiliated third party.</FONT></P>
<P align=center><FONT face="Times New Roman" size=2>31</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>PROPOSAL
2<BR></FONT></B><B><FONT face="Times New Roman" size=2>APPROVAL, ON AN ADVISORY
BASIS, OF COMPENSATION OF THE COMPANY&rsquo;S<BR>EXECUTIVE OFFICERS</FONT></B></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Under Section 951 of the
Dodd-Frank Wall Street Reform and Consumer Protection Act, companies with
securities registered with the Securities and Exchange Commission are required
to provide shareholders the opportunity to vote on a non-binding advisory
proposal to approve the compensation of executives. The Company has determined
to implement this requirement by providing shareholders a simple vote that
indicates their position (by a yes or no vote) with respect to our executive
compensation. </FONT></P>
<P ALIGN="left" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Our Board of Directors
annually reviews and approves corporate and/or individual goals and objectives
relevant to the compensation of our executive officers, evaluates performance in
light of those goals and objectives, and determines compensation levels based on
this evaluation. In determining any long-term incentive component of
compensation, the Board will consider all such factors as it deems relevant,
such as performance and relative shareholder return, the value of similar
incentive awards at comparable companies and the awards granted in previous
years. We also believe that both the Company and shareholders benefit from these
compensation policies. </FONT></P>
<P align=left><FONT face="Times New Roman" size=2>The Board recommends that
shareholders approve, in an advisory vote, the following resolution: </FONT></P>
<P ALIGN="left" STYLE="padding-left: 15pt"><B><FONT face="Times New Roman" size=2>&ldquo;Resolved, that the
shareholders approve the executive compensation of the Company, as described in
this proxy statement, including the tabular disclosure regarding executive
officers in this Proxy Statement.&rdquo; </FONT></B></P>
<P align=left><FONT face="Times New Roman" size=2>Because your vote is
advisory, it will not be binding upon the Board. However, the Board will take
into account the outcome of the vote when considering future executive
compensation arrangements. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>RECOMMENDATION</FONT></B><FONT face="Times New Roman" size=2>
</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>THE BOARD OF DIRECTORS
OF THE COMPANY RECOMMENDS THAT THE SHAREHOLDERS VOTE &ldquo;FOR&rdquo; THE ADVISORY PROPOSAL
SET FORTH ABOVE.</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>32</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>PROPOSAL 3<br>RATIFICATION OF
INDEPENDENT AUDITORS</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Audit Committee has
appointed the firm of Crowe Horwath LLP to act as our independent registered
public accounting firm and to audit our consolidated financial statements for
the fiscal year ending December 31, 2016. This appointment will continue at the
pleasure of the Audit Committee and is presented to the shareholders for
ratification as a matter of good governance. In the event that this appointment
is not ratified by our shareholders, the Audit Committee will consider that fact
when it selects independent auditors for the following fiscal year.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Crowe Horwath LLP has
served as our independent registered public accounting firm since the closing of
the Merger on July 1, 2014, and one or more representatives of Crowe Horwath LLP
will be present at the Annual Meeting. These representatives will be provided an
opportunity to make a statement at the Annual Meeting if they desire to do so
and will be available to respond to appropriate questions from
shareholders.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Prior to July 1, 2014, BDO
USA, LLP served as the Company&rsquo;s independent registered public accounting firm.
BDO USA, LLP was engaged on July 8, 2013.</FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The following table sets
forth a summary of the fees billed or expected to be billed to the Company by
(i) Crowe Horwath for professional services rendered for the year ended December
31, 2015 and (ii) Crowe Horwath and BDO USA, LLP for professional services
rendered for the year ended December 31, 2014. </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>PRINCIPAL ACCOUNTING
FIRM FEES</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Aggregate fees billed to
the company for the fiscal years ended December 31, 2015 and 2014 by the
Company&rsquo;s principal accounting firm are shown in the following table.</FONT></P>
<TABLE style="LINE-HEIGHT: 14pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD noWrap align=left width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="9%" colSpan=5><B><FONT face="Times New Roman" size=1>Fiscal Year
      Ended<BR>December 31</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>2015</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=center width="1%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=center width="4%" colSpan=2><B><FONT face="Times New Roman" size=1>2014</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Audit Fees</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT face="Times New Roman" size=2>$</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>370,000</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>$</FONT></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>533,000</FONT></P></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><B><FONT face="Times New Roman" size=2>Audit Related
      Fees</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD noWrap align=right width="1%"></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%">
      <P align=right><FONT face="Times New Roman" size=2>7,000</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD noWrap align=right width="1%">&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%">
      <P align=right><FONT face="Times New Roman" size=2>0</FONT></P></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>Tax Fees (1)</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>42,315</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0>&nbsp;</TD>
    <TD noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>38,000</FONT></P></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%"><B><FONT face="Times New Roman" size=2>Other
      Fees</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>132,615</FONT></TD>
    <TD noWrap align=center width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" noWrap align=right width="3%"><FONT face="Times New Roman" size=2>33,741</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="90%" bgColor=#c0c0c0><B><FONT face="Times New Roman" size=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total Fees</FONT></B></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="1%" bgColor=#c0c0c0><FONT size=2>$</FONT></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double; TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>551,930</FONT></P></TD>
    <TD style="TEXT-ALIGN: center" noWrap width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double" noWrap align=right width="1%" bgColor=#c0c0c0></TD>
    <TD style="BORDER-BOTTOM: #000000 2pt double; TEXT-ALIGN: center" noWrap align=right width="3%" bgColor=#c0c0c0>
      <P align=right><FONT face="Times New Roman" size=2>604,471</FONT></P></TD></TR></TABLE>

<div>____________________</div><br>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD width="1%"><FONT size=2 face="Times New Roman"><b>(1)</b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD width="99%">
      <P align=left><FONT face="Times New Roman" size=2>Consists of tax
      filing and tax related compliance and other advisory services.
    </FONT></P></TD></TR></TABLE><BR>
<P align=left><B><FONT face="Times New Roman" size=2>Required
Vote</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>THE PROPOSAL TO RATIFY
THE SELECTION OF CROWE HORWATH LLP AS OUR INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE 2015 FISCAL YEAR REQUIRES AN AFFIRMATIVE VOTE OF THE
MAJORITY OF THE SHARES REPRESENTED IN PERSON OR BY PROXY AT THE ANNUAL MEETING
AND ENTITLED TO VOTE ON THE PROPOSAL. </FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2>Recommendation</FONT></B><FONT face="Times New Roman" size=2>
</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=2>THE BOARD OF DIRECTORS
RECOMMENDS THAT THE SHAREHOLDERS VOTE &ldquo;FOR&rdquo; THE RATIFICATION OF CROWE HORWATH
LLP AS THE COMPANY&rsquo;S INDEPENDENT AUDITORS </FONT></B></P>
<P align=center><FONT face="Times New Roman" size=2>33</FONT></P>
<HR align=center width="100%" noShade size="2">

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<P align=center><B><FONT face="Times New Roman" size=2>SHAREHOLDER
PROPOSALS</FONT></B><FONT face="Times New Roman" size=2> </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Proposals of shareholders
to be included in the Company&rsquo;s 2017 proxy material must be received by the
secretary of the Company no later than December 26, 2016. </FONT></P>
<P align=center><B><FONT face="Times New Roman" size=2>SECTION 16(A) BENEFICIAL
OWNERSHIP REPORTS COMPLIANCE</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Section 16(a) of the
Securities Exchange Act of 1934 requires the Company&rsquo;s officers and directors,
and persons who own more than ten percent of a registered class of the Company&rsquo;s
equity securities, to file reports of ownership and changes in ownership with
the Securities and Exchange Commission. Officers, directors and greater than ten
percent shareholders are required by regulation of the Securities and Exchange
Commission to furnish the Company with copies of all Section 16(a) forms they
file. The Company believes that all persons associated with the Company and
subject to Section 16(a) have made all required filings on a timely basis for
the fiscal year ended December 31, 2015, except for a late filing by director
Frederick Fish, in connection with a purchase of shares of the Company&rsquo;s common
stock in December 2015.</FONT><B><FONT face="Times New Roman" size=2>
</FONT></B></P>
<P align=center><B><FONT face="Times New Roman" size=2>OTHER MATTERS
</FONT></B></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>The Board of Directors is
not aware of any other matters which may come before the Annual Meeting.
However, in the event such other matters come before the meeting, it is the
intention of the persons named in the proxy to vote on any such matters in
accordance with the recommendation of the Board of Directors. </FONT></P>
<P ALIGN="LEFT" STYLE="text-indent: 15pt"><FONT face="Times New Roman" size=2>Shareholders are urged to
sign the enclosed proxy, which is solicited on behalf of the Board of Directors,
and return it in the enclosed envelope. </FONT></P>
<P align=center><FONT face="Times New Roman" size=2>34</FONT></P>
<HR align=center width="100%" noShade size="2">
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    <DIV style="FLOAT: left; WIDTH: 1%">
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<IMG SRC="proxycardx1x1.jpg" BORDER="0"></DIV>
<DIV style="FLOAT: right; WIDTH: 98%">
<DIV style="FLOAT: left; WIDTH: 48%">
<P align=left><B><I><FONT size=1 face="Times New Roman"><BR><BR><BR><BR><BR>CONNECTONE BANCORP, INC.
<BR>C/O BROADRIDGE<BR></FONT></I></B><B><I><FONT size=1 face="Times New Roman">PO BOX
1342<BR></FONT></I></B><B><I><FONT size=1 face="Times New Roman">BRENTWOOD, NY
11717</FONT></I></B></P></DIV>
<DIV style="FLOAT: right; WIDTH: 48%">
<P align=left><B><FONT size=1 face="Times New Roman">VOTE BY INTERNET -
www.proxyvote.com<BR></FONT></B><FONT size=1 face="Times New Roman">Use the Internet to transmit your
voting instructions and for electronic delivery of information up until 11:59
P.M. Eastern Time the day before the cut-off date or meeting date. Have your
proxy card in hand when you access the web site and follow the instructions to
obtain your records and to create an electronic voting instruction
form.</FONT></P>
<P align=left><B><FONT size=1 face="Times New Roman">ELECTRONIC DELIVERY OF FUTURE PROXY
MATERIALS<BR></FONT></B><FONT size=1 face="Times New Roman">If you would like to reduce the costs
incurred by our company in mailing proxy materials, you can consent to receiving
all future proxy statements, proxy cards and annual reports electronically via
e-mail or the Internet. To sign up for electronic delivery, please follow the
instructions above to vote using the Internet and, when prompted, indicate that
you agree to receive or access proxy materials electronically in future
years.</FONT></P>
<P align=left><B><FONT size=1 face="Times New Roman">VOTE BY PHONE -
1-800-690-6903<BR></FONT></B><FONT size=1 face="Times New Roman">Use any touch-tone telephone to
transmit your voting instructions up until 11:59 P.M. Eastern Time the day
before the cut-off date or meeting date. Have your proxy card in hand when you
call and then follow the instructions.</FONT></P>
<P align=left><B><FONT size=1 face="Times New Roman">VOTE BY MAIL<BR></FONT></B><FONT size=1 face="Times New Roman">Mark,
sign and date your proxy card and return it in the postage-paid envelope we have
provided or return it to Vote Processing, c/o Broadridge, 51 Mercedes Way,
Edgewood, NY 11717.</FONT></P></DIV><BR><BR clear=all>
<TABLE style="FONT-SIZE: 7pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR vAlign=bottom>
    <TD align=left width="100%"><FONT size=1 face="Times New Roman">TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK
      AS FOLLOWS:</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="BORDER-BOTTOM: #000000 1pt dashed" align=right width="100%"><FONT size=1 face="Times New Roman">KEEP
      THIS PORTION FOR YOUR RECORDS</FONT></TD></TR>
  <TR>
    <TD align=right width="100%"><FONT size=1 face="Times New Roman">DETACH AND RETURN THIS PORTION
      ONLY</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD style="text-align: center" width="100%"><FONT size=1 face="Times New Roman">THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND
      DATED</FONT><FONT size=1 face="Times New Roman">.</FONT></TD></TR></TABLE><BR>
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 4pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<TABLE style="FONT-SIZE: 7pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD align=left width="30%"></TD>
    <TD width="1%"></TD>
    <TD vAlign=top align=center width="2%" rowSpan=2><B><FONT face="Times New Roman" size=1>For<BR>All</FONT></B></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top align=center width="3%" rowSpan=2><B><FONT face="Times New Roman" size=1>Withhold<BR>All</FONT></B></TD>
    <TD vAlign=top align=center width="1%"></TD>
    <TD vAlign=top noWrap align=center width="3%" rowSpan=2><B><FONT face="Times New Roman" size=1>For
      All<BR>Except</FONT></B></TD>
    <TD width="1%"></TD>
    <TD vAlign=top align=left width="33%" rowSpan=3>
      <P align=left><FONT face="Times New Roman" size=1>To withhold authority
      to vote for any individual nominee(s), mark &ldquo;For All Except&rdquo; and write the
      number(s) of the nominee(s) on the line below.</FONT></P></TD>
    <TD align=left width="12%">&nbsp;</TD>
    <TD align=left width="5%"></TD>
    <TD align=left width="7%"></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="30%"></TD>
    <TD style="TEXT-ALIGN: center" width="1%"><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top align=center width="1%"><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top align=center width="1%"><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD style="TEXT-ALIGN: center" width="1%"><FONT face="Times New Roman" size=1>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="12%">&nbsp;</TD>
    <TD style="BORDER-RIGHT: #000000 3pt solid; BORDER-TOP: #000000 3pt solid" align=left width="5%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </TD>
    <TD align=left width="7%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="30%"><STRONG><FONT face="Times New Roman" size=1>The Board of Directors recommends you vote FOR the
      following:</FONT></STRONG></TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="2%"><B><FONT face="Times New Roman" size=1></FONT></B></TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="3%"><B><FONT face="Times New Roman" size=1></FONT></B></TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="3%"><B><FONT face="Times New Roman" size=1></FONT></B></TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD align=left width="12%"></TD>
    <TD style="BORDER-RIGHT: #000000 3pt solid; WIDTH: 5%; TEXT-ALIGN: left" width="5%"></TD>
    <TD align=left width="7%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="30%"></TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="2%">&#9744;</TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&#9744;</TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="TEXT-ALIGN: center" width="3%">&#9744;</TD>
    <TD style="TEXT-ALIGN: center" width="1%"></TD>
    <TD style="BORDER-BOTTOM: #000000 1pt solid" align=left width="33%"><FONT face="Times New Roman" size=1>&nbsp;</FONT></TD>
    <TD align=left width="24%" colSpan=3></TD></TR></TABLE><BR>
<TABLE style="FONT-SIZE: 7pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD align=left width="2%"><FONT size=1 face="Times New Roman">1.</FONT></TD>
    <TD align=left width="17%"><FONT size=1 face="Times New Roman"><FONT size=1>Election of
      Directors</FONT></FONT></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="19%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="21%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="20%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="16%"></TD></TR>
  <TR>
    <TD align=left width="2%"></TD>
    <TD align=left width="17%">&nbsp;</TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="19%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="21%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="20%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="16%"></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="2%"></TD>
    <TD align=left width="17%"><B><FONT size=1 face="Times New Roman">Nominees</FONT></B></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="19%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="21%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="20%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="16%"></TD></TR>
  <TR>
    <TD width="99%" colSpan=10>&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="2%"><FONT size=1 face="Times New Roman">01&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="17%"><FONT size=1 face="Times New Roman">Frank Sorrentino III</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">02&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="19%"><FONT size=1 face="Times New Roman">Frank W. Baier</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">03&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="21%"><FONT size=1 face="Times New Roman">Alexander A. Bol</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">04&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="20%"><FONT size=1 face="Times New Roman">Stephen Boswell</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">05&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD align=left width="16%"><FONT size=1 face="Times New Roman">Frederick Fish</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="2%"><FONT size=1 face="Times New Roman">06</FONT></TD>
    <TD align=left width="17%"><FONT size=1 face="Times New Roman">Frank Huttle III</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">07</FONT></TD>
    <TD align=left width="19%"><FONT size=1 face="Times New Roman">Michael Kempner</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">08</FONT></TD>
    <TD align=left width="21%"><FONT size=1 face="Times New Roman">Nicholas Minoia</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">09</FONT></TD>
    <TD align=left width="20%"><FONT size=1 face="Times New Roman">Joseph Parisi Jr.</FONT></TD>
    <TD align=left width="1%"><FONT size=1 face="Times New Roman">10</FONT></TD>
    <TD align=left width="16%"><FONT size=1 face="Times New Roman">Harold Schechter</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="2%"><FONT size=1 face="Times New Roman">11</FONT></TD>
    <TD align=left width="17%"><FONT size=1 face="Times New Roman">William A. Thompson</FONT></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="19%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="21%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="20%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="16%"></TD></TR></TABLE>
<TABLE style="FONT-SIZE: 7pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD align=left width="85%" colSpan=3>&nbsp;</TD>
    <TD style="text-align: center" width="5%"></TD>
    <TD style="text-align: center" width="5%"></TD>
    <TD style="text-align: center" width="4%"></TD></TR>
  <TR vAlign=bottom>
    <TD align=left width="85%" colSpan=3><B><FONT size=1 face="Times New Roman">The Board of
      Directors recommends you vote FOR the following
      proposals:<BR>&nbsp;</FONT></B></TD>
    <TD style="text-align: center" width="5%"><B><FONT size=1 face="Times New Roman">For</FONT></B></TD>
    <TD style="text-align: center" width="5%"><B><FONT size=1 face="Times New Roman">&nbsp;&nbsp;
      Against&nbsp;&nbsp; </FONT></B></TD>
    <TD style="text-align: center" width="4%"><B><FONT size=1 face="Times New Roman">Abstain</FONT></B></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%"><FONT size=1 face="Times New Roman">2.</FONT></TD>
    <TD vAlign=top align=left width="1%"><FONT size=1 face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp; </FONT></TD>
    <TD vAlign=top align=left width="83%"><FONT size=1 face="Times New Roman">To approve a non-binding
      resolution approving the compensation of the Company&rsquo;s executive
      officers.<BR>&nbsp;</FONT></TD>
    <TD style="text-align: center" width="5%"><FONT>&#9744;</FONT></TD>
    <TD style="text-align: center" width="5%"><FONT>&#9744;</FONT></TD>
    <TD style="text-align: center" width="4%"><FONT>&#9744;</FONT></TD></TR>
  <TR vAlign=bottom>
    <TD vAlign=top align=left width="1%"><FONT size=1 face="Times New Roman">3.</FONT></TD>
    <TD vAlign=top align=left width="1%"><B><FONT size=1 face="Times New Roman"></FONT></B></TD>
    <TD vAlign=top align=left width="83%"><FONT size=1 face="Times New Roman">To ratify the appointment of Crowe
      Horwath LLP as the Company&rsquo;s independent registered public accountants for
      the fiscal year ending December 31, 2016.</FONT></TD>
    <TD style="text-align: center" width="5%"><FONT>&#9744;</FONT></TD>
    <TD style="text-align: center" width="5%"><FONT>&#9744;</FONT></TD>
    <TD style="text-align: center" width="4%"><FONT>&#9744;</FONT></TD></TR>
  <TR>
    <TD align=left width="1%"></TD>
    <TD align=left width="1%"></TD>
    <TD align=left width="83%">&nbsp; </TD>
    <TD align=left width="5%"></TD>
    <TD align=left width="5%"></TD>
    <TD align=left width="4%"></TD></TR>
  <TR>
    <TD align=left width="85%" colSpan=3>
      <P align=left><B><FONT size=1 face="Times New Roman">NOTE: </FONT></B><FONT size=1 face="Times New Roman">In their
      discretion, such other business as shall properly come before the
      meeting.</FONT></P></TD>
    <TD align=left width="5%"></TD>
    <TD align=left width="5%"></TD>
    <TD align=left width="4%"></TD></TR></TABLE>
<P>&nbsp;</P>
<P>&nbsp;</P>
<TABLE cellSpacing=0 cellPadding=0 width="50%" border=0>

  <TR>
    <TD align=left width="100%">
      <P align=left><FONT size=1 face="Times New Roman">Please sign exactly as your name(s) appear(s)
      hereon. When signing as attorney, executor, administrator, or other
      fiduciary, please give full title as such. Joint owners should each sign
      personally. All holders must sign. If a corporation or partnership, please
      sign in full corporate or partnership name by authorized
      officer.</FONT></P></TD></TR></TABLE><BR>
<TABLE style="FONT-SIZE: 7pt; BORDER-COLLAPSE: collapse" cellSpacing=0 cellPadding=0 width="85%" border=0>

  <TR>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1.5pt solid" align=left width="33%"></TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1.5pt solid" align=left width="9%">&nbsp;</TD>
    <TD align=left width="16%">&nbsp;</TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-LEFT: #000000 1pt solid; BORDER-BOTTOM: #000000 1.5pt solid" align=left width="33%"><BR><BR>&nbsp;</TD>
    <TD style="BORDER-RIGHT: #000000 1pt solid; BORDER-TOP: #000000 1pt solid; BORDER-BOTTOM: #000000 1.5pt solid" align=left width="9%">&nbsp;</TD></TR>
  <TR vAlign=bottom>
    <TD noWrap align=left width="33%"><FONT size=1 face="Times New Roman">Signature [PLEASE SIGN WITHIN
      BOX]</FONT></TD>
    <TD align=left width="9%"><FONT size=1 face="Times New Roman">Date</FONT></TD>
    <TD align=left width="16%"></TD>
    <TD noWrap align=left width="33%"><FONT size=1 face="Times New Roman">Signature (Joint Owners)</FONT></TD>
    <TD align=left width="9%"><FONT size=1 face="Times New Roman">Date</FONT></TD></TR></TABLE></DIV></DIV>


    <BR clear=all><BR>
<HR align=center width="100%" noShade SIZE=2>

<DIV style="PAGE-BREAK-BEFORE: always"></DIV><BR>
<DIV style="float: left; width: 2%">
<BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><BR><IMG src="proxycardx2x1.jpg" border=0></DIV>
<DIV style="float: right; width: 98%">
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

  <TR>
    <TD style="BORDER-BOTTOM: #000000 1pt dashed" width="100%">
      <P align=left><FONT size=2 face="Times New Roman"><B>Important Notice Regarding the Availability
of Proxy Materials for the Annual Meeting: </B>The Notice &amp; Proxy Statement, Annual Report is/ are available at www.proxyvote.com.</FONT></P></TD></TR></TABLE><BR>
<DIV style="BORDER-RIGHT: #000000 1pt solid; PADDING-RIGHT: 4pt; BORDER-TOP: #000000 1pt solid; PADDING-LEFT: 4pt; PADDING-BOTTOM: 4pt; BORDER-LEFT: #000000 1pt solid; PADDING-TOP: 4pt; BORDER-BOTTOM: #000000 1pt solid">
<div align=center><B><FONT face="Times New Roman" size=1>CONNECTONE BANCORP, INC.
<BR>Revocable Proxy for <BR>Annual Meeting of Shareholders <BR>May 19, 2016
<BR>Solicited on behalf of the Board of Directors</FONT></B></div>
<P align=left><FONT face="Times New Roman" size=1>The undersigned hereby
appoints the board of directors of ConnectOne Bancorp, Inc. (the &ldquo;Company&rdquo;), and
each of them to vote all of the shares of the Company standing in the
undersigned&rsquo;s name at the Annual Meeting of shareholders of the Company, to be
held at 145 Dean Dr., Tenafly, NJ 07670 on May 19, 2016 at 8:15 am., and any
adjournment thereof. The undersigned hereby revokes any and all proxies
heretofore given with respect to such meeting.</FONT></P>
<P align=left><B><FONT face="Times New Roman" size=1>This proxy will be voted
as specified above. If no choice is specified, the proxy will be voted &ldquo;FOR&rdquo;
Management&rsquo;s nominees to the Board of Directors,&ldquo;FOR&rdquo; the adoption of the
non-binding resolution approving the compensation of the Company&rsquo;s executive
management, and &ldquo;FOR&rdquo; ratification of the appointment of Crowe Horwath LLP as
the Company&rsquo;s independent registered public accountants.</FONT></B></P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=left><B><FONT face="Times New Roman" size=2></FONT></B>&nbsp;</P>
<P align=center><B><FONT face="Times New Roman" size=2>Continued and to be
signed on reverse side</FONT></B></P></DIV></DIV>

<BR clear=all><br>
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<DOCUMENT>
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